SHAHEEN INSURANCE COMPANY LTD.



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A Sign of Protection SHAHEEN INSURANCE COMPANY LTD. Head Office: 10 th Floor, Shaheen Complex M.R. Kayani Road, Karachi 74200 Phone #: 9221 2630370 75, Fax #: 9221 2626742 E mail: sihifc@cyber.net.pk, info@shaheeninsurance.com URL: www.shaheeninsurance.com

THE COMPANY Shaheen Insurance was incorporated as a public limited Company in 1995 and is listed on all three stock exchanges of Pakistan. The Company is also registered with Central Depository Company of Pakistan Ltd. (CDC) and is involved in general insurance business. Shaheen Insurance proven as one of the most reputable and brightest names in the insurance sector since it started operations in 1996 and its sustained growth over the last half a decade has secured a place among the top insurers of Pakistan in terms of gross direct premium base. The Sponsors Shaheen Insurance has the unique distinction of being jointly owned by the prestigious ²itutions of Pakistan and a multinational professional insurance company from South Africa. Its major sponsors include, Shaheen Foundation (PAF), Worldcall group from Pakistan and Hollard Insurance from South Africa, a brief about them is as follows: SHAHEEN FOUNDATION, (PAF) THE FOUNDERS Shaheen Foundation, Pakistan Air Force PAF (the Foundation), was established in 1977 essentially to promote welfare activities for the benefit of serving and retired PAF personnel including its civilian employees and their dependants, and to this end generate funds through industrial and commercial enterprises. Since then, it has launched a number of profitable ventures to generate funds necessary for financing the Foundation s welfare activities. To achieve the highest level of quality and efficiency in the business activities, Shaheen Foundation attaches great importance to its work force. Shaheen Foundation started its operations in 1978 and is registered with the Government of Pakistan, Ministry of Health, Welfare and Population Planning (Health & Social Welfare Division). Its balance sheet size is more PKR 4 billion and its annual business turnover is more than PKR1.50 billion.

WORLDCALL GROUP AN EMINENT BUSINESS GROUP Worldcall Telecommunications a renowned media brand is a group of 23 companies and known as one of the most financially sound corporate group listed at Karachi Stock Exchange. Worldcall Telecommunications Group began life in 1995, when First Capital Securities Corporation Ltd. started incubating Worldcall Payphones, now Worldcall Communications Limited. The next few years were spent in expanding payphone network across Pakistan, creating new businesses and drawing investor attention to the value of Worldcall businesses. And now, the Worldcall Group is one of the largest private telecom operators in the country with businesses like Wireless Local Loop (WLL) through CDMA 2000 1X technology, nationwide presence of long distance & international (LDI) network with 21 POPs, over 40,000 payphones, the pioneer prepaid calling card "Hello" and rights to dark fibers in a national long haul network being built across Pakistan. In 1999 Worldcall Telecom Lanka established the Groups' first overseas presence when payphone operations were established in Sri Lanka. In 2000 Worldcall Multimedia established a Hybrid Fiber Coaxial (HFC) scalable network. Now Worldcall has become the state of the art telecommunication project, interacting with foreign partners, is getting highest level of professional expertise and best minds from all around the globe. Its assets are over PKR 100 billion and its annual business turnover exceeds PKR 50 billion. Hollard Insurance The Foreign Partners Hollard Insurance is one of the largest insurance corporate enterprises of South Africa and is dealing in both general and life insurance. It has very established corporate culture and values remarkably practiced there. It is successfully operating in many countries of the world including UK, USA, Australia, Bermuda, Thailand and Mozambique besides Pakistan. Hollard Insurance, annual business turnover of which was over USD 01 billion and over three times of total insurance premium written in Pakistan, Its assets are over USD 20 billion depicting its financial strength. Hollard insurance took very keen interest in our strategic management and formulation of our future plans.

Capital Structure Strong financial foundations are a prerequisite for reliable insurance coverage and Shaheen Insurance started its operation, way back in 1996 with paid up Capital of PKR 60 million and now by the grace of Almighty its capital structure is well strengthened at the following levels: Authorized Capital Paid up Capital (Fully paid) PKR 200 million PKR 175 million Shaheen Insurance is on a sound footing with regards to its capital and intends to continue enhancing its capital base in the coming years. Shareholding Structure The financial strength and backing of our shareholders places Shaheen Insurance at par with any of the other insurer and ensures our long term stability. Almost 96% of our shareholding is with three major sponsors whereas the shareholding constitutes as follows: IFS Rating Shaheen Foundation, (PAF) 32% Worldcall Group 32% Hollard Insurance of South Africa 32% General Public 04% Shaheen Insurance with its strong backing of sponsors, capital base, prudent underwriting and financial management has been rated by Pakistan Credit Rating Agency, (PACRA), the largest rating agency in Pakistan reaffirmed the IFS Rating A (single A minus) which denotes: Strong capacity to meet policyholder and contract obligations, at the same time, risk factors are moderate, and the impact of adverse and economic factor is expected to be modest.

Shaheen in Brief Operating since 1996 as a general Insurer and dealing all areas of general insurance business. Coming from bottom, since year 2004 positioned among top 5 insurance companies in Pakistan in terms of gross premium written. Only insurance Company which attracted foreign investment in Pakistan. Have wide network with 24 operating stations all over Pakistan Rated A by PACRA Very strong Reinsurance arrangements with world renowned re insurers. Financial strength and strong backing of sponsors: Product Range Shaheen Foundation Worldcall Group Hollard Insurance of South Africa Shaheen Insurance is an insurance super market to meet all insurance needs under one roof. We, with personalized services are providing value added comprehensive following insurance coverage Personal Cars, Commercial Vehicles, Factories, Offices, Houses & House holds Aviation including Aircrafts insurance, Personal Baggage, Public Liability, War Risk Travel Insurance Cash in Transit & Cash in Safe Health Insurance Specialized cover for Contractors of all kind Buildings, Bridges, Roads, Patch work, Renovation Construction Machinery Bid Bond & Performance Bonds CNG/POL Stations Burglary, Coverage for professionals also available Workmen Compensation, Employer s Liability, Public Liability Stocks, Buildings, Warehouses Marine Insurance covers to protect valuable stocks in transit whether local, import or export by any mode of transport i.e., ship, road, rail or by air

Quality Policy We invest in quality When it comes to certain things compromise is out of the question We shall make our utmost efforts to render the best possible services to our clients and shall give them no area for complaint relating to claims settlement or otherwise. Our quality policy Honesty, Dedication and Commitment serves the interest of all concerned i.e., the customers, the shareholders, the re insurers and the employees. Core Values Integrity Responsibility Modesty Dedication towards the Company & Management Commitment Accountability Enjoy the Work

The Management The management of Shaheen Insurance is fully conscious of the challenges lying ahead and has developed a comprehensive strategy which focuses on sustained growth in operations with a particular focus on the bottom line and offering reasonable returns to its valued shareholders. Shaheen Insurance is run by a team of professionals and is one of the most well managed companies in the market. The team is headed by Mr. Sheharyar Akbar, Chief Executive who strongly believes in team management and dedicated all successes of the Company to all the employees. The senior management includes: Mr. Sheharyar Akbar Mr. Asif Suleman Mr. Rizwan Akhtar Mr. Zahid Hussain Mr. Aijaz Ali Khan Mr. Naveed Y. Butt Mr. Sohail N. Kidwai Mr. Khalid Sarwar Chief Executive CFO & Company Secretary Head of Operations Country Manager Claims Technical Advisor General Manager Development, Lahore Senior Vice President Development, Karachi Deputy General Manager Development, Isb Our Motto Shaheen Insurance A Sign of Protection Our Vision To fulfill the need of the hour and provide the people with protection the protection coupled with complete peace of mind and conscience. Our Ambition To become the peace of the mind brand insurers in terms of services and business ethics

Shaheen is an insurance super market to meet all insurance needs under one roof. We are providing value added comprehensive insurance coverage to the Personal Cars, Commercial Vehicles, Factories, Offices, Houses & House holds, Aircrafts, Third Party Accident, Cash in Transit & Cash in Safe, Health Insurance, Specialized cover for Contractors of all kind, Buildings, Bridges, Roads, Patch work, Renovation etc, Construction Machinery, Bid Bond & Performance Bonds, CNG/POL Stations, Burglary, Coverage for professionals also available, Workmen Compensation, Employer s Liability, Public Liability, Stocks, Buildings, Warehouses, Marine Insurance covers to protect valuable stocks in transit whether local, import or export by any mode of transport i.e., ship, road, rail or by air. Shaheen in Brief Operating since 1996 as a general Insurer and dealing all areas of general insurance business. Coming from bottom, since year 2004 positioned among top 5 insurance companies in Pakistan in terms of gross premium written. Only insurance Company which attracted foreign investment in Pakistan. Have wide network with 24 operating stations all over Pakistan Rated A by PACRA Very strong Reinsurance arrangements with world renowned re insurers. Financial strength and strong backing of sponsors: Shaheen Foundation Worldcall Group Hollard Insurance of South Africa