for use by mortgage intermediaries Our mortgage range and rates Remortgage lending Rate: 0.5% Issue 31 May 2013 All rates correct as at 15.05.2013 The product/arrangement fee will be added to the loan. We ll pay our legal and valuation fees for a standard remortgage. imum loan is 25,000 for residential and 15,000 for buy-to-let.. All loans have a 30 charge for sending the mortgage funds to the customer s solicitor on completion. imum LTV for new build flats is 75% and new build homes is 80%. New build is defined as any property built or first occupied after 01/01/10 or significantly modernised, refurbished or altered since that date. is available on selected products up to a maximum of 75%LTV. Purchase lending imum loan for Right-to-Buy applications is 10,000, or the products specific minimum, which ever is the highest. For all other products the minimum loan is 25,000 for residential or 15,000 for buy-to-let. The product/arrangement fee can be paid upfront or added to the loan. All loans have a 30 charge for sending the mortgage funds to the customer s solicitor on completion. imum LTV for new build flats is 75% and new build homes is 80%. New build is defined as any property built or first occupied after 01/01/10 or significantly modernised, refurbished or altered since that date. is available on selected products up to a maximum of 75%LTV. Core Range The core range is available to all intermediaries Purchase Rate Fee 2 year fixed 1.95% 1,495 60% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 FO6530 2 year fixed 2.75% 0 60% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 FO6463 2 year fixed 2.34% 995 70% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 FO6532 2 year fixed 2.99% 0 70% 31.10.2015 4% 25k 4.0% 3% until 31.10.2015 FO6531 2 year fixed 2.55% 995 75% 31.10.2015 4% 25k 4.0% 3% until 31.10.2015 FO6533 2 year fixed 3.15% 0 75% 31.10.2015 4% 25k 4.0% 3% until 31.10.2015 FO6467 2 year fixed 3.29% 995 80% 31.10.2015 4% 25k 4.1% 3% until 31.10.2015 FO6535 2 year fixed 3.89% 0 80% 31.10.2015 4% 25k 4.1% 3% until 31.10.2015 FO6534 2 year fixed 4.59% 995 90% 31.10.2015 4% 25k 4.3% 3% until 31.10.2015 FO6537 2 year fixed 4.99% 0 90% 31.10.2015 4% 25k 4.3% 3% until 31.10.2015 FO6536 3 year fixed 2.40% 995 60% 31.10.2016 4% 25k 3.8% FO6473 3 year fixed 2.85% 0 60% 31.10.2016 4% 25k 3.8% 3 year fixed 2.55% 995 70% 31.10.2016 4% 25k 3.8% FO6538 FO6475 3 year fixed 3.09% 0 70% 31.10.2016 4% 25k 3.9% FO6539 3 year fixed 2.79% 995 75% 31.10.2016 4% 25k 3.7% FO6540 3 year fixed 3.29% 0 75% 31.10.2016 4% 25k 3.9% FO6478 3 year fixed 3.39% 995 80% 31.10.2016 4% 25k 4.1% FO6542 3 year fixed 3.99% 0 80% 31.10.2016 4% 25k 4.1% FO6541 5 year fixed 2.75% 1,495 60% 31.10.2018 4% 25k 3.8% 5% until 31.10.2014 FO6681 5 year fixed 3.09% 0 60% 31.10.2018 4% 25k 3.8% 5% until 31.10.2014 FO6543 5 year fixed 3.09% 995 70% 31.10.2018 4% 25k 3.9% 5% until 31.10.2014 FO6481 5 year fixed 3.45% 0 70% 31.10.2018 4% 25k 3.9% 5% until 31.10.2014 FO6482 5 year fixed 3.15% 995 75% 31.10.2018 4% 25k 3.9% 5% until 31.10.2014 FO6547 5 year fixed 3.59% 0 75% 31.10.2018 4% 25k 4.0% 5% until 31.10.2014 FO6546 5 year fixed 3.89% 995 80% 31.10.2018 4% 25k 4.2% 5% until 31.10.2014 FO6549 5 year fixed 4.29% 0 80% 31.10.2018 4% 25k 4.3% 5% until 31.10.2014 FO6548 5 year fixed 4.99% 995 90% 31.10.2018 4% 25k 4.6% 5% until 31.10.2014 FO6552 5 year fixed 5.39% 0 90% 31.10.2018 4% 25k 4.7% 5% until 31.10.2014 FO6550 2 year tracker 2.19% (Tracks 995 60% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 TO2533 +1.69% above 2 year tracker 2.69% (Tracks 0 60% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 TO2532 +2.19% above 2 year tracker 2.90% (Tracks 0 70% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 TO2534 +2.40% above 2 year tracker 3.15% (Tracks 0 75% 31.10.2015 4% 25k 4.0% 3% until 31.10.2015 TO2535 +2.65% above 18 Month Tracker 2.99% (Tracks 0 75% 30.04.2015 4% 25k 4.0% 3% until 30.04.2015 TO2537 +2.49% above 2 year tracker 3.89% (Tracks 0 80% 31.10.2015 4% 25k 4.1% 3% until 31.10.2015 TO2536 +3.39% above
First Time Buyer, Shared Equity & Help to Buy Rate Fee 5 year fixed First time buyer 2 year fixed 75% shared equity 5 year fixed 75% shared equity 2 year fixed 75% Help to Buy 5 year fixed 75% Help to Buy 4.79% 0 90% 31.10.2018 4% 25k 4.5% 5% until 31.10.2014 FO6551 3.15% 0 75% 31.10.2015 4% 25k 4.0% 3% until 31.10.2015 FO6468 3.59% 0 75% 31.10.2018 4% 25k 4.0% 5% until 31.10.2014 FO6545 3.15% 0 75% 31.10.2015 4% 25k 4.0% 3% until 31.10.2015 FO6526 3.59% 0 75% 31.10.2018 4% 25k 4.0% 5% until 31.10.2014 FO6683 The NewBuy scheme is available to those intermediaries that are on the selected panels of participating builders and developers. NewBuy Rate Fee 2 year fixed 95% 4.49% 0 95% 31.10.2015 4% 25k 4.2% 3% until 31.10.2015 FO6686 NewBuy 5 year fixed 95% NewBuy 4.79% 0 95% 31.10.2018 4% 25k 4.5% 5% until 31.10.2014 FO6687
Core Range The core range is available to all intermediaries Remortgage Rate Fee 2 year fixed 1.95% 1,495 60% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 FO6553 2 year fixed 2.75% 0 60% 31.10.2015 4% 25k 3.8% 3% until 31.10.2015 FO6489 2 year fixed 2.34% 995 70% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 FO6555 2 year fixed 2.99% 0 70% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 FO6554 2 year fixed 2.55% 995 75% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 FO6556 2 year fixed 3.15% 0 75% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 FO6493 2 year fixed 3.29% 995 80% 31.10.2015 4% 25k 4.0% 3% until 31.10.2015 FO6558 2 year fixed 3.89% 0 80% 31.10.2015 4% 25k 4.1% 3% until 31.10.2015 2 year fixed 4.59% 995 90% 31.10.2015 4% 25k 4.3% 3% until 31.10.2015 FO6557 FO6560 2 year fixed 4.99% 0 90% 31.10.2015 4% 25k 4.3% 3% until 31.10.2015 FO6559 3 year fixed 2.40% 995 60% 31.10.2016 4% 25k 3.8% FO6497 3 year fixed 2.85% 0 60% 31.10.2016 4% 25k 3.8% FO6561 3 year fixed 2.55% 995 70% 31.10.2016 4% 25k 3.8% FO6499 3 year fixed 3.09% 0 70% 31.10.2016 4% 25k 3.8% 3 year fixed 2.79% 995 75% 31.10.2016 4% 25k 3.8% FO6562 FO6563 3 year fixed 3.29% 0 75% 31.10.2016 4% 25k 3.9% FO6502 3 year fixed 3.39% 995 80% 31.10.2016 4% 25k 4.0% FO6565 3 year fixed 3.99% 0 80% 31.10.2016 4% 25k 4.1% FO6564 5 year fixed 2.75% 1495 60% 31.10.2018 4% 25k 3.7% 5% until 31.10.2014 FO6682 5 year fixed 3.09% 0 60% 31.10.2018 4% 25k 3.7% 5% until 31.10.2014 FO6566 5 year fixed 3.09% 995 70% 31.10.2018 4% 25k 3.8% 5% until 31.10.2014 FO6505 5 year fixed 3.45% 0 70% 31.10.2018 4% 25k 3.8% 5% until 31.10.2014 FO6506 5 year fixed 3.15% 995 75% 31.10.2018 4% 25k 3.8% 5% until 31.10.2014 FO6569 5 year fixed 3.59% 0 75% 31.10.2018 4% 25k 3.9% 5% until 31.10.2014 FO6568 5 year fixed 3.89% 995 80% 31.10.2018 4% 25k 4.1% 5% until 31.10.2014 FO6571 5 year fixed 4.29% 0 80% 31.10.2018 4% 25k 4.2% 5% until 31.10.2014 FO6570 5 year fixed 4.99% 995 90% 31.10.2018 4% 25k 4.6% 5% until 31.10.2014 FO6573 5 year fixed 5.39% 0 90% 31.10.2018 4% 25k 4.7% 5% until 31.10.2014 FO6572 2 year tracker 2.19% (Tracks 995 60% 31.10.2015 4% 25k 3.8% 3% until 31.10.2015 TO2539 +1.69% above 2 year tracker 2.69% (Tracks 0 60% 31.10.2015 4% 25k 3.8% 3% until 31.10.2015 TO2538 +2.19% above 2 year tracker 2.90% (Tracks 0 70% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 TO2540 +2.40% above 2 year tracker 3.15% (Tracks 0 75% 31.10.2015 4% 25k 3.9% 3% until 31.10.2015 TO2541 +2.65% above 18 Month Tracker 2.99% (Tracks 0 75% 30.04.2015 4% 25k 3.9% 3% until 30.04.2015 TO2543 +2.49% above 2 year tracker 3.89% (Tracks 0 80% 31.10.2015 4% 25k 4.1% 3% until 31.10.2015 TO2542 +3.39% above 0845 900 1110 www.natwest.com/intermediarysolutions NatWest mortgages are provided by National Westminster Bank PLC.
Buy-to-let lending The Buy-to-let range is available to all intermediaries Purchase Rate Fee 2 year fixed 3.39% 1,495 60% 31.10.2015 4.50% & 2 year fixed 3.79% 495 60% 31.10.2015 4.50% & 2 year fixed 3.79% 1,495 75% 31.10.2015 4.50% & 2 year fixed 4.09% 495 75% 31.10.2015 4.50% & 3.39% 1,495 60% 31.10.2015 4.50% & (Tracks +2.89% 3.65% (Tracks +3.15% 3.59% (Tracks +3.09% 3.89% (Tracks +3.39% 495 60% 31.10.2015 4.50% & 1,495 75% 31.10.2015 4.50% & 495 75% 31.10.2015 4.50% & Loa n APR ERC 15k 4.7% 3% until 31.10.2015 FO6517 15k 4.6% 3% until 31.10.2015 FO6518 15k 4.7% 3% until 31.10.2015 FO6574 15k 4.7% 3% until 31.10.2015 FO6576 15k 4.7% 3% until 31.10.2015 TO2526 15k 4.6% 3% until 31.10.2015 TO2527 15k 4.7% 3% until 31.10.2015 TO2528 15k 4.6% 3% until 31.10.2015 TO2544 Remortgage Rate Fee LTV Initial Period Standard variable rate 2 year fixed 3.39% 1,495 60% 31.10.2015 4.50% 2 year fixed 3.79% 495 60% 31.10.2015 4.50% 2 year fixed 3.79% 1,495 75% 31.10.2015 4.50% 2 year fixed 4.09% 495 75% 31.10.2015 4.50% 3.39% (Tracks +2.89% 3.65% (Tracks +3.15% 3.59% (Tracks +3.09% 3.89% (Tracks +3.39% 1,495 60% 31.10.2015 4.50% 495 60% 31.10.2015 4.50% 1,495 75% 31.10.2015 4.50% 495 75% 31.10.2015 4.50% 15k 4.6% 3% until 31.10.2015 FO6520 15k 4.5% 3% until 31.10.2015 FO6521 15k 4.6% 3% until 31.10.2015 FO6575 15k 4.6% 3% until 31.10.2015 FO6577 15k 4.6% 3% until 31.10.2015 TO2529 15k 4.5% 3% until 31.10.2015 TO2530 15k 4.6% 3% until 31.10.2015 TO2531 15k 4.5% 3% until 31.10.2015 TO2545 0845 900 1110 www.natwest.com/intermediarysolutions NatWest mortgages are provided by National Westminster Bank PLC.
Transitional Arrangements & Missing Information Process Please see the Latest News section on intermediary.natwest.com for this information. Additional notes On remortgage-only deals, we ll pay our legal and valuation fees for a standard remortgage. The customer must meet their own legal and valuation costs on all other products. The product/arrangement fee can be paid upfront or added to the loan. imum loan for all products is 25,000 for residential or 15,000 for buy-to-let (minimum property value/purchase price for buy-to-let is 50,000). All products have a 30 charge for sending the mortgage funds to the customer s solicitor on completion. imum LTV is 75% (65% on new build flats/houses). New build is defined as any property built or first occupied after 01/01/10 or significantly modernised, refurbished or altered since that date. All products If the application is withdrawn before offer, the product/arrangement fee will not be applied and, if it was paid up front, will be refunded to the customer. If the application is withdrawn after offer, the product/arrangement fee will be applied. Interest only is available on certain buy-to-let products. 2011/12 Your Mortgage Awards The Your Mortgage Awards celebrate those mortgage brokers, lenders and associated product providers that have excelled in their field over the past year. NatWest won the following categories: Best Bank for Mortgages NatWest Best First-time Buyer Lender NatWest Best Large Loans Mortgage Lender NatWest If you have any questions on this or any other queries, please contact us via livetalk, we re open 9am to 5.15pm, Monday to Friday or visit us at intermediary.natwest.com Intermediary Solution