Halifax Intermediaries Product Guide Customers with smaller loans will typically pay less over the product life if they select products with smaller fees, despite the higher interest rates payable. For the use of mortgage intermediaries and other professionals only. Contact your local Business Development Manager for more information or visit www.halifax-intermediaries.co.uk
For the use of mortgage intermediaries and other professionals only. Product changes Changes to our product range effective from Monday 15th August 2016 First time buyer (FTB) Products 1,000 cash back with selected rate increases to FTB products (includes New Build, Help to Buy equity loan, Affordable Housing - Shared Equity / Shared Ownership (SESO) but excludes Self Build.) o and fixed 60% LTV rates increased by 0.10% o fixed 75% LTV rate increased by 0.15% o fixed 80% and 85% LTV rates increased by 0.20% o fixed 90% and 95% LTV rates increased by 0.10% o fixed 80% LTV rate increased by 0.05% o fixed 85% LTV rate increased by 0.10% o fixed 90% LTV rate reduced by 0.20% o tracker 60% LTV rate increased by 0.35% o tracker 75% LTV rate increased by 0.40% o tracker 80% and 85% LTV rate increased by 0.45%. Homemover (HMV) and remortgage (REM) products All tracker rates increased by 0.25%. End and complete by dates End and complete by dates extended on all products by three months of the relevant year Help to buy mortgage guarantee scheme all products now complete by Tuesday 28 February 2017. Please note - on joint applications only one of the applicants needs to be a first time buyer. Contact your local Business Development Manager for more information or visit www.halifax-intermediaries.co.uk
15th August 2016 HMV Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code 1.39 31/12/2018 999 0 1,000,000 0 60 31 March 2017 FAN696 1.79 31/12/2018 0 0 1,000,000 0 60 31 March 2017 FAN697 1.44 31/12/2018 1,499 350,000 1,000,000 60 75 2.7 31 March 2017 FAN698 1.49 31/12/2018 999 0 1,000,000 0 75 31 March 2017 FAN699 1.89 31/12/2018 0 0 1,000,000 0 75 31 March 2017 FAN700 1.59 31/12/2018 1,499 350,000 1,000,000 75 80 2.7 31 March 2017 FAN701 1.64 31/12/2018 999 0 1,000,000 75 80 2.04 31/12/2018 0 0 1,000,000 75 80 31 March 2017 FAN702 31 March 2017 FAN703 1.69 31/12/2018 1,499 350,000 1,000,000 80 85 31 March 2017 FAN704 1.74 31/12/2018 999 0 1,000,000 80 85 31 March 2017 FAN705 2.14 31/12/2018 0 0 1,000,000 80 85 31 March 2017 FAN706 2.39 31/12/2018 1,499 0 750,000 85 90 31 March 2017 FAN707 2.44 31/12/2018 999 0 750,000 85 90 31 March 2017 FAN708 2.84 31/12/2018 0 0 750,000 85 90 31 March 2017 FAN709 2.14 31/12/2021 999 0 1,000,000 0 60 31 March 2017 FAN724 2.34 31/12/2021 0 0 1,000,000 0 60 31 March 2017 FAN725 2.44 31/12/2021 999 0 1,000,000 60 75 31 March 2017 FAN726 2.64 31/12/2021 0 0 1,000,000 60 75 31 March 2017 FAN727 2.54 31/12/2021 999 0 1,000,000 75 80 2.74 31/12/2021 0 0 1,000,000 75 80 2.84 31/12/2021 999 0 1,000,000 80 85 3.04 31/12/2021 0 0 1,000,000 80 85 3.54 31/12/2021 999 0 750,000 85 90 3.74 31/12/2021 0 0 750,000 85 90 31 March 2017 FAN728 31 March 2017 FAN729 31 March 2017 FAN730 31 March 2017 FAN731 31 March 2017 FAN732 31 March 2017 FAN733 Tracker Product Type Rate Tracks BOE Until Fee Available between Min LTV ERCs Complete By Product Code 1.49 +1.24 31/12/2018 999 0 1,000,000 0 60 31 March 2017 FAN744 1.59 +1.34 31/12/2018 999 0 1,000,000 0 75 1.74 +1.49 31/12/2018 999 0 1,000,000 75 80 31 March 2017 FAN745 31 March 2017 FAN746 Only available when taken on a repayment basis 1.84 +1.59 31/12/2018 999 0 1,000,000 80 85 31 March 2017 FAN747 Only available when taken on a repayment basis
15th August 2016 FTB Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code 1.64 31/12/2018 999 0 1,000,000 0 60 2.04 31/12/2018 0 0 1,000,000 0 60 1.74 31/12/2018 1,499 350,000 1,000,000 60 75 1.79 31/12/2018 999 0 1,000,000 0 75 2.19 31/12/2018 0 0 1,000,000 0 75 1.84 31/12/2018 1,499 350,000 1,000,000 75 80 1.89 31/12/2018 999 0 349,999 75 80 2.29 31/12/2018 0 0 1,000,000 75 80 1.89 31/12/2018 1,499 350,000 1,000,000 80 85 1.94 31/12/2018 999 0 349,999 80 85 2.34 31/12/2018 0 0 1,000,000 80 85 2.69 31/12/2018 1,499 350,000 750,000 85 90 2.74 31/12/2018 999 0 349,999 85 90 3.14 31/12/2018 0 0 750,000 85 90 2.29 31/12/2021 999 0 1,000,000 0 60 2.49 31/12/2021 0 0 1,000,000 0 60 2.49 31/12/2021 999 0 1,000,000 60 75 2.69 31/12/2021 0 0 1,000,000 60 75 2.64 31/12/2021 999 0 1,000,000 75 80 2.84 31/12/2021 0 0 1,000,000 75 80 2.84 31/12/2021 999 0 1,000,000 80 85 3.04 31/12/2021 0 0 1,000,000 80 85 3.39 31/12/2021 999 0 750,000 85 90 3.59 31/12/2021 0 0 750,000 85 90 31 March 2017 FAN710 31 March 2017 FAN711 31 March 2017 FAN712 31 March 2017 FAN713 31 March 2017 FAN714 31 March 2017 FAN715 31 March 2017 FAN716 31 March 2017 FAN717 31 March 2017 FAN718 31 March 2017 FAN719 31 March 2017 FAN720 31 March 2017 FAN721 31 March 2017 FAN722 31 March 2017 FAN723 31 March 2017 FAN734 31 March 2017 FAN735 31 March 2017 FAN736 31 March 2017 FAN737 31 March 2017 FAN738 31 March 2017 FAN739 31 March 2017 FAN740 31 March 2017 FAN741 31 March 2017 FAN742 31 March 2017 FAN743 Tracker Product Type Rate Tracks BOE Until Fee Available between Min LTV ERCs Complete By Product Code 1.74 +1.49 31/12/2018 999 0 1,000,000 0 60 1.89 +1.64 31/12/2018 999 0 1,000,000 0 75 1.99 +1.74 31/12/2018 999 0 1,000,000 75 80 2.04 +1.79 31/12/2018 999 0 1,000,000 80 85 31 March 2017 FAN748 31 March 2017 FAN749 31 March 2017 FAN750 31 March 2017 FAN751 Only available when taken on a repayment basis Only available when taken on a repayment basis
15th August 2016 New Build HMV Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code 1.69 31/12/2018 999 0 1,000,000 0 60 30 June 2017 FAN758 2.09 31/12/2018 0 0 1,000,000 0 60 30 June 2017 FAN759 1.79 31/12/2018 999 0 1,000,000 0 75 2.19 31/12/2018 0 0 1,000,000 0 75 30 June 2017 FAN760 30 June 2017 FAN761 1.94 31/12/2018 999 0 1,000,000 75 80 30 June 2017 FAN762 2.34 31/12/2018 0 0 1,000,000 75 80 New Build FTB 30 June 2017 FAN763 Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code 1.84 31/12/2018 999 0 1,000,000 0 60 30 June 2017 FAN764 2.24 31/12/2018 0 0 1,000,000 0 60 30 June 2017 FAN765 1.99 31/12/2018 999 0 1,000,000 0 75 2.39 31/12/2018 0 0 1,000,000 0 75 30 June 2017 FAN766 30 June 2017 FAN767 2.09 31/12/2018 999 0 1,000,000 75 80 30 June 2017 FAN768 2.49 31/12/2018 0 0 1,000,000 75 80 30 June 2017 FAN769 These products are not available to Retirement Home plan or Consent to Lease customers Large Loans HMV Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code Additional info 2.14 31/12/2018 1,499 1,000,000 5,000,000 0 60 2.79 31/12/2018 1,499 1,000,000 5,000,000 0 70 3.04 31/12/2018 1,499 1,000,000 2,000,000 60 80 Large Loans FTB These products are not available to Retirement Home plan or Consent to Lease customers 31 March 2017 FAN752 31 March 2017 FAN753 31 March 2017 FAN754 Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code Additional info 2.24 31/12/2018 1,499 1,000,000 5,000,000 0 60 2.89 31/12/2018 1,499 1,000,000 5,000,000 0 70 3.14 31/12/2018 1,499 1,000,000 2,000,000 60 80 31 March 2017 FAN755 31 March 2017 FAN756 31 March 2017 FAN757
15th August 2016 REM With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs. There is no charge for a property assessment Remortgage and Remortgage use own conveyancer Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code 1.94 31/12/2018 999 0 1,000,000 0 60 2.34 31/12/2018 0 0 1,000,000 0 60 2.19 31/12/2018 1,499 200,000 1,000,000 60 75 2.34 31/12/2018 999 0 1,000,000 0 75 2.74 31/12/2018 0 0 1,000,000 0 75 2.49 31/12/2018 999 0 1,000,000 75 80 31 March 2017 FAN770 31 March 2017 FAN771 31 March 2017 FAN772 31 March 2017 FAN773 31 March 2017 FAN774 31 March 2017 FAN775 2.89 31/12/2018 0 0 1,000,000 75 80 2.44 31/12/2018 1,499 200,000 1,000,000 80 85 2.59 31/12/2018 999 0 1,000,000 80 85 31 March 2017 FAN776 31 March 2017 FAN777 31 March 2017 FAN778 2.99 31/12/2018 0 0 1,000,000 80 85 3.39 31/12/2018 1,499 200,000 750,000 85 90 3.54 31/12/2018 999 0 750,000 85 90 3.94 31/12/2018 0 0 750,000 85 90 2.74 31/12/2021 999 0 1,000,000 0 60 2.94 31/12/2021 0 0 1,000,000 0 60 3.34 31/12/2021 999 0 1,000,000 60 75 3.54 31/12/2021 0 0 1,000,000 60 75 3.69 31/12/2021 999 0 1,000,000 75 80 3.89 31/12/2021 0 0 1,000,000 75 80 4.19 31/12/2021 999 0 1,000,000 80 85 4.39 31/12/2021 0 0 1,000,000 80 85 4.84 31/12/2021 999 0 750,000 85 90 5.04 31/12/2021 0 0 750,000 85 90 31 March 2017 FAN779 31 March 2017 FAN780 31 March 2017 FAN781 31 March 2017 FAN782 31 March 2017 FAN783 31 March 2017 FAN784 31 March 2017 FAN785 31 March 2017 FAN786 31 March 2017 FAN787 31 March 2017 FAN788 31 March 2017 FAN789 31 March 2017 FAN790 31 March 2017 FAN791 31 March 2017 FAN792 Tracker Remortgage and Remortgage use own conveyancer Product Type Rate Tracks BOE Until Fee Available between Min LTV ERCs Complete By Product Code 2.04 +1.79 31/12/2018 999 0 1,000,000 0 60 2.44 +2.19 31/12/2018 999 0 1,000,000 0 75 2.59 +2.34 31/12/2018 999 0 1,000,000 75 80 2.69 +2.44 31/12/2018 999 0 1,000,000 80 85 Large Loans - Repayment With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs. There is no charge for a property assessment These products are not available to Retirement Home plan or Consent to Lease customers Remortgage and Remortgage use own conveyancer 31 March 2017 FAN793 Repayment and Interest Only 31 March 2017 FAN794 Repayment and Interest Only 31 March 2017 FAN795 Only available when taken on a repayment basis 31 March 2017 FAN796 Only available when taken on a repayment basis Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code 2.74 31/12/2018 1,499 1,000,000 5,000,000 0 60 31 March 2017 FAN797 3.39 31/12/2018 1,499 1,000,000 5,000,000 0 70 31 March 2017 FAN798 3.64 31/12/2018 1,499 1,000,000 2,000,000 60 80 31 March 2017 FAN799
Product Type 15th August 2016 Homebuyer Special (Help to Buy Mortgage Guarantee Scheme) HMV HMV Rate Until Fee Available between Min LTV ERCs Complete by Product Code 3.39 31/12/2018 999 0 570,000 90 95 28 February 2017 HTC598 Product fee can be added to the loan, provided this does not exceed 95% LTV once added 3.79 31/12/2018 0 0 570,000 90 95 28 February 2017 HTC599 4.44 31/12/2021 999 0 570,000 90 95 28 February 2017 HTC600 Product fee can be added to the loan, provided this does not exceed 95% LTV once added 4.64 31/12/2021 0 0 570,000 90 95 28 February 2017 HTC601 Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code 3.69 31/12/2018 999 0 570,000 90 95 4.09 31/12/2018 0 0 570,000 90 95 4.54 31/12/2021 999 0 570,000 90 95 4.74 31/12/2021 0 0 570,000 90 95 FTB FTB 28 February 2017 HTC606 28 February 2017 HTC607 28 February 2017 HTC608 28 February 2017 HTC609 Product fee can be added to the loan, provided this does not exceed 95% LTV once added Product fee can be added to the loan, provided this does not exceed 95% LTV once added THESE PRODUCTS ARE AVAILABLE FOR EXISTING HALIFAX & BOS MORTGAGE CUSTOMERS FOR TOP UP WHEN PORTING ONLY These products are not available to Consent to Lease customers Product Type Rate Until Fee Available between Min LTV ERCs Complete by Product Code 3.98 31/12/2018 1,999 1,000,000 7,500,000 0 60 4.39 31/12/2018 1,999 1,000,000 7,500,000 0 75 Existing Customers Moving Home Homemover Only 31 March 2017 FAN800 31 March 2017 FAN801 Additional info Available to existing HX and BoS customers only Available to existing HX and BoS customers only Product Type Self Build FTB First Time Buyer Rate Until Fee Available between Min LTV ERCs Complete by Product Code Additional info 5.59 31/12/2018 1,499 0 300,000 0 75 30 June 2017 SBL061 500 Cashback Product Type Self Build HMV Homemover Rate Until Fee Available between Min LTV ERCs Complete by Product Code Additional info 5.59 31/12/2018 1,499 0 1,000,000 0 75 30 June 2017 SBL062 500 cashback
15th August 2016 Affordable Housing - Shared Equity (including HTB Equity Loan) and Shared Ownership Schemes HMV Products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme These products are not available to Retirement Home plan or Consent to Lease customers Product Type Rate Until Fee Available between Min LTV HMV ERCs Complete by Product Code 1.79 31/12/2018 999 0 500,000 0 60 30 June 2017 FAN802 1.89 31/12/2018 999 0 500,000 0 75 2.04 31/12/2018 999 0 500,000 75 80 30 June 2017 FAN803 30 June 2017 FAN805 3.34 31/12/2018 999 0 500,000 80 90 2.84 31/12/2021 999 0 500,000 0 75 3.04 31/12/2021 0 0 500,000 0 75 31 March 2017 FAN806 30 June 2017 FAN807 30 June 2017 FAN808 Products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme Product Type Rate Until Fee Available between Min LTV 2.29 31/12/2018 0 0 500,000 0 75 Product Type Rate Until Fee Available between Min LTV 1.94 31/12/2018 999 0 500,000 0 60 2.09 31/12/2018 999 0 500,000 0 75 2.19 31/12/2018 999 0 500,000 75 80 3.04 31/12/2018 999 0 500,000 80 90 2.79 31/12/2021 999 0 500,000 0 75 2.99 31/12/2021 0 0 500,000 0 75 Products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme Product Type Rate Until Fee Available between Min LTV 2.49 31/12/2018 0 0 500,000 0 75 Help to Buy 'Equity Loan' Shared Equity Scheme HMV ERCs Complete by Product Code FTB FTB 30 June 2017 FAN804 ERCs Complete by Product Code 30 June 2017 FAN809 30 June 2017 FAN810 30 June 2017 FAN812 31 March 2017 FAN813 30 June 2017 FAN814 30 June 2017 FAN815 Help to Buy 'Equity Loan' Shared Equity Scheme FTB ERCs Complete by Product Code 30 June 2017 FAN811 For Shared Equity Remortgages: The customer must provide a minimum 10% deposit themselves The Equity loan term must be equal to or greater than the mortgage term Lending to repay all or part of the Equity Loan is allowed, although other debt consolidation reasons are not allowed For Shared Ownership Remortgages: The maximum LTV for customers remortgaging to Halifax is 90%, and is calculated on the current valuation of their share. The maximum LTV is 90% of the value of the part owned by the customer. Product Type Rate Until Fee Available between Min LTV Remortgage - Own Conveyancer ERCs Complete by Product Code 2.14 31/12/2018 999 0 500,000 0 60 30 June 2017 FAN816 250 cashback Includes free valuation but no free legals - customer must instruct own conveyancer 2.54 31/12/2018 999 0 500,000 0 75 2.79 31/12/2018 999 0 500,000 75 85 30 June 2017 FAN817 30 June 2017 FAN818 250 cashback Includes free valuation but no free legals - customer must instruct own conveyancer 250 cashback Includes free valuation but no free legals - customer must instruct own conveyancer 3.64 31/12/2018 999 0 500,000 85 90 30 June 2017 FAN819 250 cashback Includes free valuation but no free legals - customer must instruct own conveyancer
Available to Halifax mortgage customers where their mortgage deal is coming to an end. Avalable for customer taking further advances. Please note the loan availability is based on the total mortgage debt. Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing Further Advance applications will not be permitted within 6 months of completion of the original mortgage. Further Advances are only allowed up to 85% LTV. These products are not available to customers on Consent to Lease for product transfers, they are available for further advances. Product Type Rate Until Fee Min LTV 2.34 31/10/2018 0 0 149,999 0 60 2.74 31/10/2018 0 0 149,999 60 75 2.79 31/10/2018 0 0 149,999 75 85 2.14 31/10/2018 999 0 149,999 0 60 2.54 31/10/2018 999 0 149,999 60 75 2.59 31/10/2018 999 0 149,999 75 85 2.84 31/10/2021 0 0 149,999 0 60 3.54 31/10/2021 0 0 149,999 60 75 3.89 31/10/2021 0 0 149,999 75 85 4.89 31/10/2021 0 0 149,999 85 95 4.89 31/10/2021 0 0 149,999 95 120 2.74 31/10/2021 999 0 149,999 0 60 3.44 31/10/2021 999 0 149,999 60 75 3.78 31/10/2021 999 0 149,999 75 85 4.79 31/10/2021 999 0 149,999 85 95 4.79 31/10/2021 999 0 149,999 95 120 Available to Halifax mortgage customers where their mortgage deal is coming to an end. These products are not available to Consent to Lease customers. Please note the loan availability is based on the total mortgage debt. Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing Further Advance applications will not be permitted within 6 months of completion of the original mortgage. Further Advances are only allowed up to 85% LTV. These products are not available to customers on Consent to Lease for product transfers, they are available for further advances. Product Type Rate Until Fee 15th August 2016 Product Transfers and Further Advances Available between Available between Loans between 0-149,999 Min LTV ERCs Complete By Product Code Loans between 150,000-299,999 2.19 31/10/2018 0 150,000 299,999 0 60 2.59 31/10/2018 0 150,000 299,999 60 75 2.69 31/10/2018 0 150,000 299,999 75 85 1.99 31/10/2018 999 150,000 299,999 0 60 2.39 31/10/2018 999 150,000 299,999 60 75 2.49 31/10/2018 999 150,000 299,999 75 85 2.74 31/10/2021 0 150,000 299,999 0 60 3.44 31/10/2021 0 150,000 299,999 60 75 3.78 31/10/2021 0 150,000 299,999 75 85 4.79 31/10/2021 0 150,000 299,999 85 95 4.79 31/10/2021 0 150,000 299,999 95 120 2.64 31/10/2021 999 150,000 299,999 0 60 3.34 31/10/2021 999 150,000 299,999 60 75 3.69 31/10/2021 999 150,000 299,999 75 85 4.69 31/10/2021 999 150,000 299,999 85 95 4.69 31/10/2021 999 150,000 299,999 95 120 31 October 2016 FAN653 31 October 2016 FAN651 31 October 2016 FAN648 31 October 2016 FAN652 31 October 2016 FAN654 31 October 2016 FAN657 31 October 2016 FAN659 31 October 2016 FAN656 31 October 2016 FAN650 31 October 2016 FAN244 31 October 2016 FAN245 31 October 2016 FAN655 31 October 2016 FAN649 31 October 2016 FAN658 31 October 2016 FAN249 31 October 2016 FAN250 ERCs Complete By Product Code 1.75% to 31/10/2021 31 October 2016 FAN663 31 October 2016 FAN661 31 October 2016 FAN660 31 October 2016 FAN668 31 October 2016 FAN667 31 October 2016 FAN671 31 October 2016 FAN669 31 October 2016 FAN665 31 October 2016 FAN670 31 October 2016 FAN254 31 October 2016 FAN255 31 October 2016 FAN662 31 October 2016 FAN664 31 October 2016 FAN666 31 October 2016 FAN259 31 October 2016 FAN260
Product Transfers and Further Advances - Large Loans Available to Halifax mortgage customers where their mortgage deal is coming to an end. These products are not available to Consent to Lease customers. Please note the loan availability is based on the total mortgage debt. Further Advance applications will not be permitted within 6 months of completion of the original mortgage. Further Advances are only allowed up to 85% LTV. These products are not available to customers on Consent to Lease for product transfers, they are available for further advances. Product Type Rate Until Fee Loans between 300,000-499,999 Available between Min LTV ERCs Complete By Product Code 2.09 31/10/2018 0 300,000 499,999 0 60 31 October 2016 FAN676 2.49 31/10/2018 0 300,000 499,999 60 75 31 October 2016 FAN677 2.59 31/10/2018 0 300,000 499,999 75 85 1.94 31/10/2018 999 300,000 499,999 0 60 31 October 2016 FAN680 31 October 2016 FAN682 2.34 31/10/2018 999 300,000 499,999 60 75 31 October 2016 FAN678 2.44 31/10/2018 999 300,000 499,999 75 85 2.64 31/10/2021 0 300,000 499,999 0 60 3.34 31/10/2021 0 300,000 499,999 60 75 3.69 31/10/2021 0 300,000 499,999 75 85 4.69 31/10/2021 0 300,000 499,999 85 95 4.69 31/10/2021 0 300,000 499,999 95 120 2.59 31/10/2021 999 300,000 499,999 0 60 3.29 31/10/2021 999 300,000 499,999 60 75 3.64 31/10/2021 999 300,000 499,999 75 85 4.64 31/10/2021 999 300,000 499,999 85 95 4.64 31/10/2021 999 300,000 499,999 95 120 1.75% to 31/10/2021 1.75% to 31/10/2021 31 October 2016 FAN673 31 October 2016 FAN679 31 October 2016 FAN675 31 October 2016 FAN681 31 October 2016 FAN264 31 October 2016 FAN265 31 October 2016 FAN683 31 October 2016 FAN672 31 October 2016 FAN674 31 October 2016 FAN269 31 October 2016 FAN270 Available to Halifax mortgage customers where their mortgage deal is coming to an end. These products are not available to Consent to Lease customers. Please note the loan availability is based on the total mortgage debt. Product Type Rate Until Fee Min LTV 2.04 31/10/2018 0 500,000 7,500,000 0 60 2.44 31/10/2018 0 500,000 7,500,000 60 75 2.54 31/10/2018 0 500,000 7,500,000 75 85 1.89 31/10/2018 999 500,000 7,500,000 0 60 2.29 31/10/2018 999 500,000 7,500,000 60 75 2.39 31/10/2018 999 500,000 7,500,000 75 85 2.59 31/10/2021 0 500,000 7,500,000 0 60 3.29 31/10/2021 0 500,000 7,500,000 60 75 3.64 31/10/2021 0 500,000 7,500,000 75 85 4.64 31/10/2021 0 500,000 7,500,000 85 95 4.64 31/10/2021 0 500,000 7,500,000 95 120 2.54 31/10/2021 999 500,000 7,500,000 0 60 3.24 31/10/2021 999 500,000 7,500,000 60 75 3.59 31/10/2021 999 500,000 7,500,000 75 85 4.59 31/10/2021 999 500,000 7,500,000 85 95 4.59 31/10/2021 999 500,000 7,500,000 95 120 Shared Equity - for full repayment of the equity loan only Product Type Rate Until Fee Loans between 500,000-7,500,000 Available between Further Advances SHARED EQUITY ONLY - Available between Min LTV 4.09 31/10/2018 0 10,000 2,000,000 85 90 ERCs Complete By Product Code 1.5% to 31/10/2018 1.75% to 31/10/2021 1.75% to 31/10/2021 31 October 2016 FAN688 31 October 2016 FAN689 31 October 2016 FAN685 31 October 2016 FAN690 31 October 2016 FAN684 31 October 2016 FAN691 31 October 2016 FAN693 31 October 2016 FAN695 31 October 2016 FAN686 31 October 2016 FAN274 31 October 2016 FAN275 31 October 2016 FAN692 31 October 2016 FAN687 31 October 2016 FAN694 31 October 2016 FAN279 31 October 2016 FAN280 ERCs Complete By Product Code 31 October 2016 FAN216