ITRAXX XOVER SERIES 25



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MARCH 2016 S O L U T I O N S I N G L O B A L M A R K E T S CROSS ASSET INVESTING HEDGING FINANCING ITRAXX XOVER SERIES 25 THIS DOCUMENT IS FOR THE EXCLUSIVE USE OF INVESTORS ACTING ON THEIR OWN ACCOUNT AND CATEGORISED EITHER AS ELIGIBLE COUNTERPARTIES OR PROFESSIONAL CLIENTS WITHIN THE MEANING OF MARKETS IN FINANCIAL INSTRUMENTS DIRECTIVE 2004/39/EC.

ITRAXX XOVER INDEX - SERIES 25 ITRAXX XOVER INDEX - SERIES 25 IN A NUTSHELL A diversified portfolio Investors benefit from a diversified exposure to a basket of 75 European Companies High Yield in different sectors. GEOGRAPHICAL DISTRIBUTION SECTOR DISTRIBUTION 2.67% 5.33% 4.00% 29.33% 2.67% France Netherlands Germany 16.00% Luxembourg Britain Portugal Spain 9.33% Sweden Italy 9.33% Finland Greece Denmark Norway 13.33% Belgium Ireland 18.67% 1.33% 17.33% 2.67% Consumer, Cyclical Financial 17.33% 22.67% 4.00% 2.67% 10.67% Energy Basic Materials Consumer, Non-cyclical Communications Utilities Industrial Diversified Technology RATINGS PROVIDING ATTRACTIVE RETURNS The itraxx Crossover offers exposure to credit derivatives of 75 European companies in the world of High Yield, issuers rated below BBB-/Baa3/BBB- (Fitch/Moody s/s&p), or BBB-/Baa3/BBB- (Fitch/Moody s/s&p) with a negative perspective. If an entity has two or more qualifications from rating agencies, the lowest rating will be taken into account. The risk premiums of these Entities are higher than those of Investment Grade issuers included in the itraxx Main Europe and itraxx Europe HiVol. The list of underlying series is reviewed twice a year and the new series are issued in March and September by Markit. Since the creation of the itraxx Xover, only 10 Reference Entities have experienced a Credit Event, with no more than 7 Credit Event on the same series. PORTFOLIO DISTRIBUTION: Moody s Ratings March 2016 40% 30% 20% 10% 0% 2

ITRAXX XOVER INDEX - SERIES 25 COMPOSITION OF THE ITRAXX CROSSOVER SERIES 25 # Reference Entity Exposure S&P Moody's 1 ALSTOM 1.33% BBB- Baa3 2 ARCELORMITTAL 1.33% BB Ba2 3 ARDAGH PACKAGING 1.33% NR Caa1 4 ANGLO AMER PLC 1.33% BB Ba3 5 BRITISH AIRWAYS 1.33% BB Ba2 6 CABLE & WIRELESS 1.33% BB NR 7 ZIGGO BOND FINAN 1.33% NR NR 8 CONVATEC HEALTHC 1.33% NR B3 9 CASINO GUICHARD 1.33% BBB- NR 10 CMA CGM 1.33% B+ B1 11 BOPARAN FINANCE 1.33% NR B2 12 CARE UK HEALTH & 1.33% NR Caa2 13 EDP 1.33% BB+ Baa3 14 AIR FRANCE-KLM 1.33% NR NR 15 FIAT CHRYSLER AU 1.33% BB- B1 16 CNH INDUSTRIAL N 1.33% BB+ Ba1 17 FINMECCANICA SPA 1.33% BB+ Ba1 18 TELECOM ITALIA S 1.33% BB+ Ba1 19 HEIDELBERGCEMENT 1.33% NR Ba1 20 TECHEM GMBH 1.33% BB- Ba3 21 SYNLAB UNSECURED 1.33% B+ B2 22 HELLENIC TELECOM 1.33% B+ Caa2 23 LADBROKES PLC 1.33% BB Ba2 24 TRIONISTA HOLDCO 1.33% NR Ba3 25 ELIS SA 1.33% BB Ba2 26 JAGUAR LAND ROVE 1.33% BB Ba2 27 NUMERICABLE-SFR 1.33% B+ B1 28 INTERNATIONAL GA 1.33% BB+ Ba2 29 GARFUNKELUX HOLD 1.33% B+ B2 30 NEW LOOK SENIOR 1.33% NR Caa1 31 VIRGIN MEDIA FIN 1.33% BB- B2 32 NXP BV 1.33% BBB- Ba1 33 ALTICE FINCO SA 1.33% NR B3 34 PEUGEOT SA 1.33% NR Ba3 35 GKN HOLDINGS PLC 1.33% BBB- Baa3 36 METRO AG 1.33% BBB- Baa3 37 ASTALDI SPA 1.33% B+ B1 38 MATTERHORN TELEC 1.33% B B2 # Reference Entity Exposure S&P Moody's 39 SCHAEFFLER FINAN 1.33% NR B1 40 MELIA HOTELS INT 1.33% NR NR 41 STENA AB 1.33% BB Ba3 42 STORA ENSO OYJ-R 1.33% BB Ba2 43 SUNRISE COMMUNIC 1.33% BB+ Ba2 44 THYSSENKRUPP AG 1.33% BB Ba2 45 REPSOL SA 1.33% BBB- Baa2 46 UNITYMEDIA GMBH 1.33% BB- B1 47 UPC HOLDING BV 1.33% BB- Ba3 48 SAINSBURY PLC 1.33% NR NR 49 DRY MIX SOLUTION 1.33% B B1 50 WIND ACQUISITION 1.33% NR Caa1 51 BENI STABILI SPA 1.33% NR NR 52 GALP ENERGIA 1.33% NR NR 53 HOCHTIEF AG 1.33% NR NR 54 INEOS GROUP HLDG 1.33% NR NR 55 LOUIS DREYFUS CO 1.33% NR NR 56 PLAY FINANCE 1 S 1.33% NR B2 57 REXEL SA 1.33% BB Ba2 58 SMURFIT KAPPA AC 1.33% BB+ Ba1 59 FINANCIERE QUICK 1.33% NR NR 60 VOUGEOT BIDCO PL 1.33% B B2 61 GALAPAGOS HOLDIN 1.33% B B2 62 STMICROELECTRONI 1.33% BBB- Ba1 63 HEMA BONDCO I BV 1.33% NR NR 64 LOCK LOWER HOLDI 1.33% B+ B2 65 LOXAM SAS 1.33% BB- NR 66 MATALAN FINANCE 1.33% NR B2 67 MONITCHEM HOLDCO 1.33% NR B2 68 NOVAFIVES SAS 1.33% B+ B1 69 PREMIER FOODS FI 1.33% NR B2 70 TESCO PLC 1.33% BB+ Ba1 71 UPM-KYMMENE OYJ 1.33% BB+ Ba1 72 SELECTA GROUP BV 1.33% B+ B3 73 STONEGATE PUB CO 1.33% NR B2 74 ICELAND BONDCO P 1.33% NR NR 75 PIZZAEXPRESS FIN 1.33% B B3 3

Number of Credit Events ITRAXX XOVER INDEX - SERIES 25 EVENTS ON THE ITRAXX CROSSOVER SINCE ITS INCEPTION IN 2003 8 7 6 5 4 3 2 1 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Series ENTITIES IMPACTED BY EVENTS ON THE ITRAXX CROSSOVER INDEX Reference Entity Credit Event Date Type Impacted Series Recovery Rate LyondellBasell Industries AF SCA (formerly Basell AF SCA) March, 19th 2009 Failure to Pay 4 to 10 2.00 % Thomson November, 30th 2009 Bankruptcy 8 to 11 77.750% Hellas Telecommunications (Luxembourg) II Truvo Subsidiary Corp (formerly WDAC Subsidiary) November, 17th 2009 Bankruptcy 7 to 9 1.375 % July, 1st 2010 Bankruptcy 3 to 10 3.00 % Seat PagineGialle S.P.A. November, 30th 2011 Failure to Pay 1 to 14 10.00 % ERC Ireland Finance Limited (formerly BCM Ireland Finance) March, 16th 2012 Failure to pay 6 to 14 0.00% Eircom Limited March, 29th 2012 Bankruptcy 1 to 5 0.00%* Codere Finance September, 18th 2013 Failure to pay 7 to 19 54.50% ABB International Finance August, 5th 2014 Bankruptcy 1 to 4 100% Abengoa S.A. November, 25th 2015 December, 2nd 2015 Bankruptcy (2003 ISDA) Failure to pay (2014 ISDA) 21 to 23 No Auction 4.625% *LCDS auction only (62% recovery (first lien), 7% (second lien) 4

IMPORTANT INFORMATION Leverage: This product includes embedded leverage, which amplifies the variation, upwards or downwards, in the value of the underlying instrument(s), which may result, in a worst case scenario, in the partial or total loss of the invested amount. The contents of this document are given for purely indicative purposes and have no contractual value. Authorisation: Societe Generale is a French credit institution (bank) that is authorised and supervised by the European Central Bank (ECB) and the Autorité de Contrôle Prudentiel et de Résolution (ACPR) (the French Prudential Control and Resolution Authority) and regulated by the Autorité des marchés financiers (the French financial markets regulator) (AMF). No offer to contract: This document does not constitute an offer, or an invitation to make an offer, from Societe Generale to purchase or sell a product. Prior to investing in the product, investors should seek independent financial, tax, accounting and legal advice. Warning regarding the Index: The index referred to herein (the Index ) is not sponsored, approved or sold by Societe Generale. Societe Generale shall not assume any responsibility in this respect. Confidentiality: This document is confidential and may be neither communicated to any third party (with the exception of external advisors on the condition that they themselves respect this confidentiality undertaking) nor copied in whole or in part, without the prior written consent of Societe Generale. Information on data and/or figures drawn from external sources: The accuracy, completeness or relevance of the information which has been drawn from external sources is not guaranteed although it is drawn from sources reasonably believed to be reliable. Subject to any applicable law, Societe Generale shall not assume any liability in this respect. Market information: The market information displayed in this document is based on data at a given moment and may change from time to time. Index Disclaimer ITraxx is a registered trade mark of International Index Company Limited ( IICL ) and has been licensed for the use by Société Générale. IICL does not approve, endorse or recommend Société Générale or itraxx derivatives products. itraxx derivatives products are derived from a source considered reliable, but neither IICL nor any of its employees, suppliers, subcontractors and agents (together itraxx Associates ) guarantees the veracity, completeness or accuracy of itraxx derivatives products or other information furnished in connection with itraxx derivatives products. No representation, warranty or condition, express or implied, statutory or otherwise, as to condition, satisfactory quality, performance, or fitness for purpose are given or assumed by IICL or any of the itraxx Associates in respect of itraxx derivatives products or any data included in such itraxx derivatives products or the use by any person or entity of itraxx derivatives products or that data and all those representations, warranties and conditions are excluded save to the extent that such exclusion is prohibited by law. None of IICL nor any of the itraxx Associates shall have any liability or responsibility to any person or entity for any loss, damages, costs, charges, expenses or other liabilities whether caused by the negligence of IICL or any of the itraxx Associates or otherwise, arising in connection with the use of itraxx derivatives products or the itraxx indices This document is issued in the U.K. by the London Branch of Societe Generale. Societe Generale London Branch is authorised by the ECB, the ACPR and the Prudential Regulation Authority (PRA) and subject to limited regulation by the Financial Conduct Authority (FCA) and the PRA. Details about the extent of our authorisation, supervision and regulation by the above mentioned authorities are available from us on request. SOCIETE GENERALE CORPORATE AND INVESTMENT BANKING SG HOUSE 41 TOWER HILL LONDON EC3N 4SG UNITED KINGDOM Website: www.sgcib.com Tel: +44 (0)20 7676 6000 5