BUSINESS BANKING PRICING SCHEDULE EFFECTIVE MAY 2, 2016



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BUSINESS BANKING PRICING SCHEDULE EFFECTIVE MAY 2, 2016 A division of ZB, N.A.

We offer a wide variety of banking services to meet your needs. For more information, regarding specialized services not shown, please contact your banking center or Relationship Officer. Convenience services including online and mobile banking allow you to access your accounts when you need it. Internet, mobile and text messaging service provider rates and fees apply for the following services: Online Banking, Mobile Banking, Purchase Alerts and Mobile Card Fraud Alerts. Additional Bill Pay fees apply for expedited delivery options. Transaction notifications are sent to your email account and/or mobile device by SMS text. Account must be enrolled in Online Banking to enroll and manage Purchase Alerts. COMMERCIAL ANALYSIS Minimum to open $200.00 Monthly maintenance fee $30.00 Per Item Fees Checks/Debits Paid $0.20 each Deposits/Credits Posted $1.00 each Item Deposited On-Us Items $0.11 each All Transit Items $0.15 each Negative collected balance (daily balance) Prime + 5% Balance Based Fee Prevailing rate BUSINESS ANALYSIS PLUS Minimum to open $50.00 Monthly maintenance fee $30.00 Per Item Fees Checks/Debits Paid $0.20 each Deposit/Credits Posted $1.00 each Items deposited On Us Items $0.11 each All Transit Items $0.15 each Negative collected balance (daily balance) Prime + 5% Earnings credit 1 Competitive Rate Interest 1 Competitive Rate 1 Interest and Maintenance Fees post to the account on the 21st of the month following the close of the prior month s analysis cycle.

BUSINESS CHECKING Minimum to open $50.00 Monthly maintenance fee $8.00 Monthly transactions (debits, credits, items deposited) Average monthly balance (to avoid maintenance fee) $1,000.00 BUSINESS CHECKING PLUS Minimum to open $50.00 Monthly maintenance fee $15.00 Minimum daily balance (to avoid maintenance fee) $2,500.00 Monthly transactions 250 items free then $0.50 each 150 items free then $0.50 per item (debits, credits, items deposited) Tier Interest Rates $0 - $4,999.99 $5,000 - $14,999.99 $15,000 - $24,999.99 $25,000 - $49,999.99 $50,0000 - $99,999.99 $100,000 and over IOLTA CHECKING Minimum to open $200.00 Monthly maintenance fee None Minimum balance requirement None Interest Paid Varies SAVINGS BUSINESS SAVINGS Minimum balance to open $50.00 Minimum daily balance (to avoid maintenance fee) $500.00 Monthly maintenance fee $5.00 2 Excessive withdrawal $5.00/excess withdrawal after 6 BUSINESS MONEY MARKET Minimum balance to open $200.00 Minimum daily balance to avoid maintenance fee $3,500.00 Monthly maintenance fee $12.00 Per item fee (in addition to any minimum balance fee) Item deposited (1-20) Item deposited (21 & Above) $0.12 each 2 Excessive withdrawal $20.00/excess withdrawal after 6 Tier Interest Rates $0 $24,999.99 $25,000.00 $99,999.99 $100,000 $499,999.99 $500,000 $999,999.99 $1,000,000 $2,999,999 $3,000,000 and over

AMEGY PREMIER BUSINESS RELATIONSHIP PACKAGE (Not open to new enrollments) Monthly package maintenance fee $25.00 3 Balance requirement to avoid package maintenance fee - $20,000 average monthly ledger balance in a Business Checking, Business Checking Plus, or Business Analysis checking account. or $50,000 in combined business and personal balances including checking, savings, money market, CD, IRA, credit cards and loans/lines of credit. Minimum Balance to open. Individual account minimums apply. Customer must have a business checking account and a business money market, business savings account or personal checking account and two (2) of the following: business debit card, business credit card, business online banking, business loan or line of credit. POSITIVE PAY SERVICES 4 Positive Pay Monthly Service Positive Pay Exception Items Positive Pay Returned Items $35.00 per month/account $4.00 per Item $9.00 per Item ACH Positive Pay Monthly Service ACH Positive Pay Exception Items ACH Positive Pay Returned Item Positive Pay Payee Match Positive Pay Payee Match Per Item Positive Pay Payee Match Paid No Issue Exception Positive Pay Payee Match Return (Paid on Returned) $20.00 per month/account $4.00 per Item $5.00 per Item $35.00 per month/account $0.03 per Item $4.00 per Item $9.00 per Item Teller Presentment Positive Pay Transmission ANYTIME DEPOSITS 5 Single Feed Scanner Multifeed Scanner $35.00 per occurrence $20.00 per transmission $35.00 Month $87.00 Month

VISA BUSINESS DEBIT CARD SERVICES Debit Card Debit Card replacement fee $5.00 Debit Card replacement overnight fee (expedited card delivery) $30.00 VISA Debit Card purchase 6 PIN Reset At Banking Center $5.00 At Amegy Bank ATM Withdrawal At Amegy Bank ATM 7 ATM transaction fee (Non-Amegy Bank ATM) $2.50 Balance Inquiry At Amegy Bank ATM ATM balance inquiry fee 7 (Non-Amegy Bank ATM) $2.00 Photo Card Fee (myphotocard TM customization) Initial request (customization applies to all issued cards) Additional imaged card or image change (customization applies to all issued cards) International transaction fee (ATM & Debit card purchases) Amegy Purchase Alerts for Amegy VISA Credit and Debit Cards Mobile Card Fraud Alerts for Amegy Visa Credit and Debit Cards $5.95/occurrence/card 3% of the U.S. dollar amount of the transaction VISA BUSINESS DEBIT CARD LIMITS 8 Visa Business Debit Card 9 ATM POS Cash Advance Signature Purchase Maximum Daily Limit Daily withdrawal limit(s) vary based on business need Daily spending limit(s) vary based on business need Daily spending limit(s) vary based on business need Daily spending limit(s) vary based on business need Varies based on business need 2 Includes preauthorized, automatic telephone or computer transfer, check, debit card transactions or similar order to third parties. 3 See the Premier Business Relationship Package Agreement Form for additional details. 4 Services are billed through Account Analysis. 5 Different pricing may be applicable to accounts charged via account analysis. 6 A point-of-sale transaction fee may be imposed by the merchant. 7 Additional surcharges may be assessed by other ATM owners. 8 Signature, Cash Advance, and POS maximum daily limits are aggregate limits. Bank at its option may reduce, increase or restrict daily limits. 9 Visa Business Debit Card Daily Spending Limits: Please refer to the Visa Business Debit Card Application for daily limit options. 10 Sight payment is not available for new set ups on new or existing accounts. 11 Phone advice is not available for new set ups on new or existing accounts. For the purpose of using AccessLine, ZB, N.A. dba Amegy Bank is licensed under the following, and related Ronald A. Katz Technology Licensing, L.P. United States Patents: 5,128,984; 5,561,707; 5,684,863; 5,815,551; 5,828,734; 5,917,893; 5,898,762; 5,974,120; and others.

CUSTOMER SERVICES Account Confirmation Audit $35.00 Mortgage $20.00 Credit Rating $20.00/request Letter Request $10.00/request Counter document $0.50 each Current activity printout $5.00 Customer-Assisted Calls Account transfer by phone fee $5.00 Fax current activity printout $5.00 Balance inquiry $3.00 Stop payment fee $32.50/request Research Copy of statement $10.00 Copy of check/deposit $3.00 each Subpoena research (1 hour minimum) $30.00/hour plus $2 per page Tax levy or garnishment (1 hour minimum) $100.00/hour Temporary check $0.50 each Sight payment fee/special signature requirement 10 AUTOMATED TELEPHONE BANKING (ACCESSLINE), ONLINE, MOBILE AND PC BANKING TELEPHONE BANKING Account transfer by phone fee Fax current activity printout Balance inquiry Stop payment $85.00/month $20.00/request ONLINE BANKING PACKAGES & SERVICES *Complimentary Service (up to 250 transactions) *Plus Package Tier 1 (Up to 500 transactions) $25.00/month Tier 2 (Up to 1,000 transactions) $40.00/month **Tier 3 ( Up to 2,000 transactions) $95.00/month Bill Payments 1-15 Bill Payments over 15 $0.50/per payment Direct Deposit $12.50/month Tax Payments $4.00/month Domestic Wire $25.00 Excessive Transactions $0.50/transaction Account transfer PC initiated Bill Pay service (additional charges for expedited delivery) Image front/back of check fee Online stop payment $20.00/order edocuments: estatements, enotices, etax Documents in Online Banking *Additional fees may occur due to excessive transactions **Product no longer available to new customers (Requires Internet Explorer 9 or higher, FireFox 3.5 or Google Chrome.) MOBILE BANKING PC BANKING Business Banking $8.00 Business Banking with Bill Pay $13.50

STATEMENT SERVICES estatement estatement (no paper statement) Paper statements for accounts that require estatements only Statement reprint fee (additional statement) Statement hold fee Paper statement (no estatement) Statement Imaging CD-ROM (statement fee) CD-ROM (item fee) Change image count fee Front/back of check fee (per month) MISCELLANEOUS ACCOUNT CHARGES Overdraft Fees Insufficient Funds Fee (NSF) Daily Overdraft Fee (Beginning on the 5th day for accounts overdrawn $25.00 or more for more than 4 consecutive days. The daily fee will be assessed for a maximum of 30 consecutive days.) Overdraft Deposit Transfer Fee Insufficient Funds Fee (NSF) Returned Items Return Item/Deposit Item Returned MICR Reject Items Dormant Accounts An account will be considered dormant/inactive if for more than one year there has not been a debit or credit to the account because of an act by the depositor or an agent of the depositor, other than the depository, and the depositor has not communicated with the depository. The bank does not currently charge a dormant account fee. $10.00/month $10.00 each $15.00/month $30.00/account/month $0.05/item $5.00/month $5.00/month $35.00/item $5.00/day $7.50/transfer $35.00/item $10.00/item $0.25/check TELLER SERVICES Collection Items* Automobile draft $20.00 Incoming/outgoing domestic $20.00 Foreign check/draft $40.00 Non-standard collection item fee (customer restricted) $20.00 plus other bank charge *Additional charges may be assessed by other processing banks Coin deposit processing Loose Coins Only $6.00/bag Bag - Loose & Rolled Coins $15.00/bag Change order standard $5.00/per order Strapped Currency $1.20/$1000.00 processed Processing over-the-counter (Up to $10,000 in cash deposits free) $0.22/$100.00 Foreign currency $25.00/order Foreign Travelers Cheques Varies based on order Cashier s Check Customer $8.00 Non-Customer $15.00 Stop payment fee $32.50/order American Express Travelers Cheques For One 2% of purchase amount For Two 2% of purchase amount Bags /Supplies Locking Depository Bag $35.00/bag Zipper Bag $5.00/bag Rolled Coin Box $4.00/box Rolled Coin Single Rolls of Coins $0.17/roll Strap/Wrapper Supplies $7.50/box Deposit Correction $8.00 Non-Customer Check Cashing $5.00

SAFE DEPOSIT BOX RENTAL Sizes may vary by banking center. Please call Customer Service for a list of locations with safe deposit services by dialing 713-232-8810, 214-754-9500, 210-343-4500 or 800-287-0301 and press 0. Safe deposit boxes are not FDIC insured. Size 3x5 $30.00 3x10 $50.00 5x10 $75.00 10x10 $125.00 Set up $15.00 Drilling $150.00 WIRE TRANSFER SERVICES Domestic Incoming Wire Fee $13.00 Incoming Wire with Notification Fees With Email Advice $13.00 plus $2.50 With Fax $13.00 plus $5.00 With Fax & Email Advice $13.00 plus $7.50 With Phone Advice 11 $13.00 plus $5.00 With fax, Phone & Email Advice 11 $13.00 plus $12.50 Outgoing Wire Fees Repetitive $17.00 Non-Repetitive $25.00 Standing Transfer $12.00 *International Incoming $15.00 Outgoing $55.00 *Wire Transfer without PIN $105.00 *Customers with wire agreements are subject to the Wire Transfer without PIN Fee on Bank assisted wire requests. Additional charges may be assessed by other processing banks, as well as any other fee charged or assessed by the receiving bank which may be unknown or undetermined at the time the wire originated. FOR TREASURY MANAGEMENT SERVICES NOT LISTED AND INFORMATION REGARDING ACCOUNTS ENROLLED IN ACCOUNT ANALYSIS, PLEASE CONTACT: 713-235-8805 (Houston) 214-754-9494 (Dallas) 210-343-4419 (San Antonio) A division of ZB, N.A. Me mber FDIC 2016 ZB, N.A. MK-SBS-002 05/16