Geared Income Investment Trust Plc



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Share : Ordinary Income Main Investment Country Investment Sector Speciality UK High Income Equity Income & capital growth from split funds. Share price NAV Diluted Discount () / Gross assets Market cap. 21 May 2004 21 May 2004 NAV Premium (+) (million) (million) GBX 0.20 * GBP 0 48.18 0.26 USD 0 Composite 1 estimated last published on 31 Mar 2003 0 +1.91 Ticker Portfolio Gross Average daily Debt Cover ISIN Market Launch Yield dividend yield turnover 000 Share gearing Sedol Makers GIC/LON 51.58 0.5 GB0003634242 24 Mar 1997 (prospective) 9,999 0363424 CSFS HOAE WDR. Investment objectives Two portfolios: one to generate income with potential for capital appreciation (the greater part of the Company's assets); the other to achieve capital growth. Company will therefore mainly invest in the shares of other split capital investment trusts, but may also invest in listed ordinary shares, ordinary shares and warrants of investment trusts, and shares or units in closed or openended funds. The principal objective is to generate high dividend levels for both ordinary shareholders and income shareholders. Basic details Investment Management Investmt.Man. BFS Investments PLC White Lodge Farm Goose Rye Road Worplesdon Surrey UK GU3 3RQ Telephone +44 (1483) 237 773 Fax number +44 (1483) 235 257 Manager Nigel G N Sidebottom (01 Oct 2002) +44 (1483) 237 773 WWW www.bfsinvest.co.uk Directors Bryan Norman Lenygon (Chairman), Adrian John Reginald Collins, Alan Haddon, John Michael Matatko, Anthony Reid Financial calendar Year end 31 Mar Last AGM 29 Aug 2003 Last Accounts 31 Jul 2002 Next AGM 29 Aug 2004 NAV published Weekly Dividends Quarterly Other information Launch date 24 Mar 1997 Domicile UK Tax Domicile UK Traded on London (LSE) Registrar Lloyds TSB Registrars Custodian Inv. Relations Redemption 24 Oct 2018 14.43 years Fees & Ratios Yearend 31 Mar 2004 2003 2002 2001 2000 Gross Assets (m) 12.8 273.4 197.5 Net Assets (m) 12.8 157.1 167.5 Expenses (m) 11.4 7.7 4.1 Total Exp / GA 88.48% 2.81% 2.06% Net Exp / NA 15.33% 1.56% 1.12% Net Inc / NA 103.51% 8.56% 5.99% Portfolio t/o Management agreement terminable on one year's notice by the Manager, or on six months' notice by the Company. Management fee at the annual rate of 0.5% of gross assets less current liabilities, plus a sum equal to 3.2% of net annual dividends, payable quarterly in arrears. Company secretarial and administrative services are provided by Sinclair Henderson Ltd, terminable on one year's written notice. The fee charged is linked to the RPI, and is payable monthly in arrears. The boards have agreed with the Manager that until the group completes a solvent reconstruction in terms acceptable to the Banks, the manager will receive an annual fee of 0.25% of the gross assets payable quarterly in arrears (excluding VAT) with effect from 01/01/02, though such fees will only be paid upon a successful recapitalisation of the Group and if no recapitalisation takes place those fees will not be paid. Fund Capital Initial Public Offering No details available. No details available. No details available. Capital Changes Date Note Apr 03 The company was placed into liquidation on 29/04/03 Apr 03 Geared Income Securities has applied for a compulsory windingup Apr 03 Appointment of Joint Administrative Receivers; Patrick Brazzill & Margaret Mills Jul 02 The fund has temporarily suspended trading on all its share types Jul 02 Fund repaid in full it's Secured Loan Notes 2002, on 10/07/2002 the final interest payment of œ47,184 was made May 02 Fund repaid 1m in loan on 07/05/02. Total loans œ90.3m. Mar 02 The Fund has repaid œ8m of its loan facility Dec 01 Fund repaid its Zero Coupon Debenture Stock 2003 Dec 01 Proposed Capital Reorganisation. Oct 01 Breach of Banking Covenants and Suspension of Dividend Dec 00 Doc re Special Resolutions passed at EGM on 30/11/00, now available Capital structure as at 21 May 2004 Debt Lloyds TSB term loan New Lloyds TSB Loan Bank of Scotland Bank of Scotland Redeems GBPm 04 Dec 9.6 2007 35.0 04 Dec 35.0 2007 9.6 04 Dec 2007 04 Dec 2007 Equity Issued GBPm Income 25p Income 1p Ord Inc 25p Zero Div 1p 202,415,202 26,370,000 131,852,747 38,967,768 9.6 35.0 35.0 9.6 Total Assets/Debt ratio 0.5 Stated Gearing 9,999 +44 (20) 76277300 Fundamental Data WWW.FUNDDATA.COM

+44 (20) 76277300 Fundamental Data WWW.FUNDDATA.COM

Portfolio summary Asset allocation (%) estimated on 21 May 2004, based on 30 Nov 2002 Quoted Equity 2 Unquoted Equity FI (Government) FI (Corporate) 7 Derivatives Convertibles Cash 2 Other Funds 89 Geographical allocation (%) estimated on 21 May 2004, based on 30 Nov 2002 UK Cash & Fixed Interest 96.5 2.1 Japan 1.3 Sector allocation (%) estimated on 21 May 2004, based on 30 Nov 2002 Ordinary Income Shares Zero Dividend Pref Shares IC Income Shares Investment Funds ClosedEnd Funds Debt Pref Shrs 52.8 12.8 8.6 7.0 5.6 2.4 Capital Shares Debt General Debt Long Net Current Assets Miscellaneous Derivatives (War Opt Fut) Top shareholdings ( % portfolio) 31 Oct 2002 London Market Fund 7.5 Jupiter Div & Growth 2.9 Jupiter Enhanced Murray Extra Return 4.4 Income Inc 2.6 Acorn Income Fund Property Acquistn & 4.0 Man 2.6 JPM Fleming Worldwide 3.0 Murray Global Return 2.5 ACM European Enhanced Inc 3.0 Premium Trust (Incs) 2.4 Dealing & Settlement London Stock Exchange. Stock Exchange Automated Quotation System (SEAQ). Market maker driven. CREST, 5 day rolling settlement. 2.4 2.3 2.2 2.1 1.8 0.2 Windup provisions Windup resolution at 2018 AGM and every five years thereafter. Tax Situation Tax considerations in UK Funds may gain approval as investment trusts pursuant to Section 842 of the Income and Corporation Taxes Act 1988 (ICTA) provided that they are not closed companies, and the income of funds is mainly eligible investment income, provided that the funds do not retain more than 15% of the income in any accounting period. They will then be exempt from UK taxation on realised chargeable gains. Dividends received from other UK resident companies will constitute franked investment income. Income will be subject to UK corporation tax after relief for allowable expenses where it is not franked investment income or foreign income dividends received from UK resident companies. Income arising from overseas investment may be subject to withholding tax, and this may be reduced or eliminated via any double taxation treaties between the UK and the countries concerned. Special Tax considerations Tax deferred or accelerated is accounted for in respect of all material timing differences to the extent that it is probable that a liability or asset will crystallise. Valuation Policy Listed investments are valued at midmarket prices. Trading stock investments held by the subsidiary undertaking are stated at the lower of cost and net market value. Warrant Terms Conversion of Part Sub; Exercise price GBX 135.00; Expires on 24 Oct 2018; Exercisable on 24 Oct from 24 Oct 2003 to 24 Oct 2018; Exercisable into 1 ordinary income share Conversion of Incs; Exercise price GBX 135.00; Expires on 24 Oct 2018; Exercisable on any day between 24 Oct 2003 and 24 Oct 2018; Exercisable into 0.200 ordinary income share News 13 Feb 2004 No longer has a notifiable interest in Jupiter Enhanced Income IT Ords 10 Feb 2004 During 10/2003 The fund sold 1,650,000 Ords in Acorn Income Fund; no longer has an interest in the trust 26 Nov 2003 Hold 3,000,000 Ords (4.68%) in Exeter Smaller Companies 26 Nov 2003 1,500,000 Ords (2.34%) in Exeter Smaller Companies to 1,500,000 18 Nov 2003 796,566 Ords in Property Acquisition and Management Limited to zero 15 Oct 2003 796,566 Ords (1.40%) in Property Acquisition & Management Ltd to 796,566 +44 (20) 76277300 Fundamental Data WWW.FUNDDATA.COM

DISCLAIMER The FactBook pages are compiled by Fundamental Data and have no regard to the particular needs of any specific recipient. All price information is indicative only. Nothing herein is to be construed as a solicitation or an offer to buy or sell any financial products. The FactBook pages are based on information obtained from sources believed to be reliable but are not guaranteed as being accurate, nor are they a complete statement of these securities. Fundamental Data accepts no liability whatsoever for any loss or damage of any kind arising out of the use of all or part of these FactBook pages. +44 (20) 76277300 Fundamental Data WWW.FUNDDATA.COM

Ordinary Income FD Peer group ZDSUK SPO FD/AITC SCI O/I Comparative Indices FT350HI FTSE 350 High Yield Performance as at 21 May 2004 Category YTD 1Year 3Year 5Year NAV Capital return Fund 100 100 0 0 $ 100 100 0 0 ZDSUK SPO 99 137 27 20 $ 100 150 34 22 Total return Fund 100 100 0 0 $ 0 0 ZDSUK SPO 103 152 40 34 $ 103 167 50 38 Price Capital return Fund 100 100 1 0 $ 100 100 0 0 ZDSUK SPO 100 127 21 17 $ 100 139 26 19 Total return Fund 100 100 1 0 $ 100 109 1 0 ZDSUK SPO 104 144 31 30 $ 104 157 39 33 Index Capital return 100 115 84 91 FTSE 350 High Yield $ Total return 102 120 95 110 $ Risk & correlation 21 May 2004 Category 1Year 3Year 5Year NAV volatility (σ) 20 20 Price volatility (σ) 95 75 Alpha (NAV) (α) 4 51.13 30.96 Beta (NAV) (β) 1.81 1.66 Sharpe ratio (NAV) 37.33 0.61 0.33 Treynor ratio (NAV) 28 14 Rsquared (NAV) 0.12 0.15 Correlation coeff (NAV) 0.34 0.39 Risk breakdown Category 1Year 3Year 5Year Total portf. risk (σ) 20 20 Market risk 31 28 Specific risk Index statistics (FTSE 350 High Yield) Category 1Year 3Year 5Year Volatility (σ) 8 7 9 Treynor relative 107 72 81 Discount statistics 21 May 2004 Category 1Year 3Year 5Year Low 99 61 21 High 99 99 99 Average 999 969 581 Volatility(σ) 156.41 489.28 Z Statistic 0.19 0.85 Year on Year Performance NAV Total Return Fund Peer Group Comp Index 1998 1999 2000 2001 97 Autumn correction 9798 rally 19982000 98 Russian crisis +42.5 +16.8 36.7 +9.0 +106.1 +5.8 37.7 +6.1 3.3 6.8 +5.9 +13.3 +6.9 5.6 +1.8 +22.9 +28.3 19.6 Recent Dividend history Type Exdividend Pay date Net Income 01 Aug 2001 31 Aug 2001 1.375 To distribute substantially all of the accrued revenue after taxation as dividends, annually, and to increase dividends when it is in the best interests of all shareholders. Analytics Redemption Yields Income & Capital growth 2½% 0% 2½% 5% 7½% 10% All assets grown Terminal Gross Assets 131 138 145 151 156 159 Terminal Assets / share Redemption Yield Only Equity grown Terminal Gross Assets 138 144 149 151 150 Terminal Assets / share Redemption Yield Hurdle Rates Theor. Ratio Wipe out Share price Option Cheap / Equity All Equity All Value Dear 21.3 22.9 21.3 22.9 999 +44 (20) 76277300 Fundamental Data WWW.FUNDDATA.COM

Income Statistics & Analytics Current: 21 May 2004 Price 0.38 Net Asset Value 0 Shares outstanding (million) 30 Sep 2002 202.4 Market Cap (GBP million) 0.76 Prior charges Current (million) 89.10 Prior charges Final (million) 0.26 Net Dividend Yield % 0 Dividend growth rate 1 year 5 year Income stream to Redemption discounted present value Implied warrant price 0 Hurdle Rates Whole p/f Equity Only Wipe out 29.90 26.00 Share Price 26.00 29.90 Cover Ratio Income share Income + PC 0.42 0.69 Net Redemption Yield From 44.13GBX on 24 Mar 1997 to 44.13GBX on 24 Oct 2018 increasing by 0GBX per month0 times p.a. to 44.13 GBX on 24 Oct 2018 subject to the availability of sufficient assets 0% of revenue reserves, currently at GBPm 12.3 or 0p attributable to this share Projected to redemption 24 Oct 2018 Growth Whole p/f Equity Only rate TAV NRY TAV NRY 2.50 0 0 0 0 0 0 0 0 0 2.50 0 0 0 0 5.00 0 0 0 0 7.50 0 0 0 0 Dividends Type Exdiv Pay date Net Income 01 Aug 2001 31 Aug 2001 1.375 Participating Subscription Statistics & Analytics Current: 21 May 2004 Price 0.38 Net Asset Value 0 Shares outstanding (million) 30 Sep 2002 26.4 Market Cap (GBP million) 0.10 Prior charges Current (million) 89.10 Prior charges Final (million) Net Dividend Yield % 0 Dividend growth rate 1 year 5 year Income stream to Redemption discounted present value Implied warrant price Hurdle Rates Whole p/f Equity Only Wipe out 29.90 26.00 Share Price 26.00 29.90 Cover Ratio Income share Income + PC 5.40 231.15 Net Redemption Yield From 1.00GBX on 01 Dec 2000 to 1.00GBX on 24 Oct 2018 increasing by 0GBX per month0 times p.a. to 1.00 GBX on 24 Oct 2018 subject to the availability of sufficient assets 0% of revenue reserves, currently at GBPm 12.3 or 0p attributable to this share Projected to redemption 24 Oct 2018 Growth Whole p/f Equity Only rate TAV NRY TAV NRY 2.50 0 0 0 0 0 0 0 0 0 2.50 0 0 0 0 5.00 0 0 0 0 7.50 0 0 0 0 Dividends Type Exdiv Pay date Net Income 01 Aug 2001 31 Aug 2001 1.375 Relative Performance 1Year 3Year 5Year Price (cap return) 100 100 1 Sector price (cap return) 109 34 23 Price (tot return) 100 100 1 Sector price (tot return) 125 53 45 Relative Performance 1Year 3Year 5Year Price (cap return) 100 100 1 Sector price (cap return) 109 34 23 Price (tot return) 100 100 1 Sector price (tot return) 125 53 45 +44 (20) 76277300 Fundamental Data WWW.FUNDDATA.COM

Zero Dividend Preference Share Statistics Current: 21 May 2004 Price 1.50 Net Asset Value 0 Market Cap (million) 0.59 Shares outstanding (m) 30 Sep 2002 38.97 Prior charges Current (million) 89.10 Prior charges Final (million) 89.10 Hurdle Rates Whole p/f Equity Only Wipe out Share Price Redemption price Cover Ratio ZDPS ZDPS + PC 0.88 0.32 Repayment Terms From 97.00 on 22 Dec 1997 increasing at 8.58% p.a., 365 times p.a. to 156.46 on 24 Oct 2003 subject to the availability of sufficient assets 0% of revenue reserves, currently at GBPm 12.3 or 0p attributable to this share Gross Redemption Yield Annual GRY ( rate to objective redemption price ) 0 Gilt GILT10Y 5.11 Points over/under gilt 0 12month points range 2 Whole p/f Equity Only Growth rate TAV GRY TAV GRY 10 5.00 0 5.00 10 Relative Performance 1Year 3Year 5Year Price (capital return) 100 100 1 Sector price (capital return) 127 87 101 +44 (20) 76277300 Fundamental Data WWW.FUNDDATA.COM