Exceptional Hardship Payments

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Revenues and Benefits Civic Centre The Water Gardens For Official Use Only Harlow, Essex, CM20 1WG Council Tax ref: Date Issued: Date Received: Telephone: 01279 446688 E-mail: council.tax@harlow.gov.uk Exceptional Hardship Payments What are Exceptional Hardship Payments? If you need extra help with Council Tax, Exceptional Hardship Payments may be available to you. Exceptional Hardship Payments are payments that can be made, along with any Council Tax Support already in payment. We have a limited annual Exceptional Hardship Payment budget. This application form will help us to decide if an award can be made to you. Please note that not all applications will be successful as funds for Exceptional Hardship Payments are limited. To ensure consistency we will only consider information included on the form and any current supporting evidence supplied, no assumptions can be made. Each claim made is unique they are not continuations, therefore if another claim is made all information is required once more, we cannot refer to previous claims. What is not covered? A number of items are excluded: Parts of rent not covered by benefit, such as charges for fuel, hot water or meals Charges for individual water and sewerage Increases in rent due to rent arrears Benefit that has been suspended because you have failed to supply the information necessary for your claim Any reduction in Benefit as a result of non-attendance at a work-focused interview Any reduction or loss of Benefit due to Job Seeker s Allowance employment sanction Any reduction in Benefit due to Benefit Direction or failure to comply with Child Support Agency in arranging maintenance Any reduction in Benefit due to recovery of an overpayment, social fund loan or direct payments Payments for debts or utility payments Overpayments of Council Tax Support and/or Housing Benefit for current or previous years This list does not cover all exclusions Who can apply for an Exceptional Hardship Payment? To be eligible for a payment, you must be receiving Council Tax Support, and you must then satisfy us that you require further help with your Council Tax Liability. If you do not get Council Tax Support you cannot apply for Exceptional Hardship Payments.

How can I apply for an Exceptional Hardship Payment? Complete and return this form immediately, along with any supporting evidence you may have. The more supporting evidence supplied, the better your chance of qualifying for an award. If no supporting evidence of debt or outstanding loans is supplied, hardship due to debt will not be proven and therefore cannot be considered. If you are acting on another s behalf, please make this clear on the form. What do I need to do? As part of this application you must be willing to: Show you have tried to maximise your income Show you have tried to obtain cheaper alternative accommodation Made an effort to make some payments or be willing to make payments Co-operate with Harlow Council to identify any needs/discounts/exemptions are correctly applied Show flexibility and/or accept alternative payment arrangements Sought money management/debt advice from independent bodies such as the Citizens Advice Bureau How will it be paid? Payment will be made directly to your Council Tax account. Awards can only be made up to the end of the financial year. If you continue to need help with your housing costs you should reclaim two weeks before your current award runs out. Where can I get help with this form? Attached to this form is a list of agencies/organisations that may be able to assist you in completing this form. Alternatively, please ask at Contact Harlow for an appointment to be made with an LCTS Officer. What should I do if I do not agree with your decision? Exceptional Hardship Payments are made outside of the Housing Benefit and Local Council Tax Support scheme and therefore there are no statutory appeal rights. If you disagree with the decision made you can write to us and ask us to look at your application again. A panel of Senior Officers will then review your original request. You must contact us within one month of the date on the decision letter, giving the reasons why you disagree and supply any new supporting evidence that you believe is relevant. Alternatively you can phone or write to us and ask for a full explanation of the decision. For Further Help and Advice In Person Contact Harlow Harlow Council Civic Centre The Water Gardens Harlow, Essex CM20 1WG By Post, Phone or Email Revenues & Benefits Harlow Council Civic Centre The Water Gardens Harlow, Essex CM20 1WG Opening Times: Monday - Friday 9 am 4.45 pm Telephone: 01279 44668 E-mail: council.tax@harlow.gov.uk

Exceptional Hardship Payments Form Complete and return this form as soon as possible. Confidential Title: Mr Mrs Miss Ms Surname: Other Names: Date of Birth: National Insurance Number: You will find your National Insurance Number on your National Insurance Number Card, payslips, tax papers, or other letters from the Department of Works and Pensions. Address: Postcode: Daytime Telephone Number: 1. How much is your current Council Tax Bill? 2. How much are your Council Tax arrears? 3. Do you have rent/mortgage arrears? If YES how much? 4. Are you currently under occupying your property? If YES how many extra bedrooms?

5. Is there a risk you will be evicted if you do not pay your arrears? If YES please provide proof of rent arrears or copies of letters from your Landlord, tice of Repossession or tice to Quit 6. Have you attempted to find cheaper alternative accommodation? If YES please give details of what you have done and why you are not able to move 7. Are all members of your household in good health? If NO please give details. You may be required to provide supporting medical evidence 8. Has the property been adapted in any way due to a physical disability of yourself or your household? If YES, please give details.

9. Do you have any special circumstances associated with support or incapacity of yourself or others? If YES, please give details. 10. Do you have any special circumstances associated with the schooling or care of dependent children? If YES, please give details. 11. Do you have any family living locally who could give you help or financial support? If YES, please give details. 12. Do you have any income that you could use to top up your Council Tax? If YES how much could you pay? per week Council Tax 13. Do you have any assets, property or belongings such as a car, motor bike, caravan etc.? 14. Could you sell these to help pay the Council Tax? If YES, please give details.

Request for Financial Information Income Details Weekly Monthly Wages / Salary of the Claimant Wages / Salary of any Partner Working Tax Credit Child Tax Credit Income Support / Job Seeker s Allowance / Employment and Support Allowance / Statutory Sick Pay Other Benefits (Please specify which) Retirement Pension Pension Credit Other Pensions (please specify) Child Support / Maintenance Income from boarders/ Lodgers n-dependant Contributions Student loans / Grants Disability Living Allowance / Attendance Allowance / Personal Independence Payments Carers Allowance Other Income Total Capital Please use the following space to give details of any other income you may have.

Expenses Amount Frequency Rent / Mortgage Council Tax Electricity Gas Water Rates Landline telephone Food & grocery shopping Secured Loan Bus fares Taxi fares Mobile phone TV Licence Satellite/cable TV Internet Household insurance Life Insurance Car insurance Petrol/diesel Car Tax Car repairs/mots Drinking Smoking Clothing and shoes including school uniform School expenses Gambling Christmas/birthdays Loans Credit cards Catalogue Payments Any other debts (please specify) Other (please specify) Please provide proof of all debts and loans on this application form. Without this your application could be delayed.

Please use this space to tell us of any other income, outgoings or financial liabilities which you may have 15. Could you move if your rent/mortgage cannot be met? Please give details why 16. Have you approached any professional organisations/advice services to check that you have claimed all the benefits to which you are entitled? If YES please give details 17. Have you approached any professional organisations/advice services for debt/money management help and advice? If YES please give details and dates of any appointments made or outstanding

Use this space to provide any other information you think is relevant in support of your application

Declaration & Warning The information supplied via this form will only be shared with, or disclosed to other bodies as per the information sharing statement on your original benefit application form. The information may also be used anonymously for statistical surveys, which means we may pass this information, in confidence, to the Department for Work and Pensions and agencies working on our behalf. Any false information or failure to disclose relevant information may lead to a prosecution under the Social Security Administration Act 1992 (as amended by The Social Security Fraud Act 2001), The Fraud Act 2006 and The Local Government Finance Act 1992 The information I have given is true and complete I authorise the local authority to verify the information if they wish to do so I will write and tell you if there are any changes in my circumstances or my households circumstances I understand that my application may not be considered if I do not provide all the information you have asked for The following must be completed by all applicants I / We have read the declaration and warning above and declare that to the best of my/our knowledge and belief, the information shown on this form is in accordance with that declaration and warning. Your Signature: Date: Your Partner s Signature: Date: Do not delay in returning this form. Any delay may affect your award. What do I do if my circumstances change? You must inform us of any changes in you circumstances as soon as possible. We may need to revise an award of Exceptional Hardship Payment where your circumstances have changed. If the change means that you have received monies to which you are not entitled to, you may be asked to pay the money back. Examples of changes in income and family circumstances: Changes in income or savings When Income Support, Job Seeker s Allowance or Employment Support Allowance stops or starts If Tax Credits are awarded withdrawn of the rate of award changes When someone moves in or out of your home If you not sure if a change in your circumstances will alter your Exceptional Hardship Payment, tell us anyway.