2316 18 th St. NW Washington DC 20009 2405 Price Avenue Wheaton MD 20902 DISPUTE HOW TO s Any inaccurate information on your credit report can be disputed. For best results, first person disputes letters should be addressed and sent to the three credit bureaus by certified mail and with proof of signature. Equifax Experian Trans Union Corporation Attn: Disputes P.O. Box 9701 Attn: Disputes P.O.Box 740256 Allen TX 75013 P.O. Box 2000 Atlanta, GA. 30374 1800.509.8495 Chester, PA 19022-2000 Tel 1800.203.7843 1800.916.8800 Instructions Step 1. Review your credit report. Step 2. Determine all accounts and information to be disputed, and reasons for disputes. Step 3. Fill in Dispute Chart (below) indicating items to be disputed for each bureau(s). DISPUTE CHART EFX Letter XPN Letter TUC Letter Step 4. Replace contact info on LEDC Dispute Templates with actual contact info. Step 5. Insert all desired accounts names, numbers, balances, info, reasons - accurately. Step 6. Attach photocopy of Drivers License or ID card. Step 7. Send each letter by certified mail with proof of signature to the indicated address. RESPONSES TO DISPUTES TAKE BETWEEN 30-45 DAYS AND WILL BE RECEIVED BY MAIL. BY LAW, DISPUTES WHICH HAVE NOT RECEIVED A TIMELY RESPONSE MUST BE REMOVED. THE SAME DISPUTES CAN BE MADE MULTIPLE TIMES.
KNOW YOUR RIGHTS: Fair Credit Reporting ACT http://www.ftc.gov/os/statutes/031224fcra.pdf CHANGE ALL THAT IS IN BLUE CAMBIE TODO LO QUE ESTA AZULADA June 7, 2012 Equifax Attn: Disputes P.O.Box 740256 Atlanta, GA. 30374 Tel 1800.203.7843 JPRECOVERY MEDICAL / 2334 bal. $456 No Charge. No Money Owed. Insurance. Under the fair Credit Reporting Act (FCRE), I request that these items be investigated and/or deleted from my credit record. I assume the 30 days constitutes reasonable time for verification of these entries and response time. It should be understood that failure to verify these items within 30 days constitutes reason to promptly drop the information from my file. Please notify me after you investigate the above items. You may send a copy of my credit report to the address listed below. According to the Fair Credit Reporting Act, there should be no charge for this service. I am also requesting an updated copy of my credit report, which should be sent to the address listed below, there should be not charge for this report.
June 7, 2012 TransUnion Corporation Attn: Disputes P.O. Box 2000 Chester, PA. 19022-2000 1800.916.8800 FIRSTSOURCE/641 bal. $3210 G.W. UNIVERSITY H CREDIT COLL/2205 bal. $2310 Not My Account. Please Strike and Remove Not My Account. Services Never Rendered. JPRECOVERY MEDICAL / 2334 bal. $663 No Charge. No Money Owed. Insurance. Address Information #4 123 A St. SW DC 20009 Not my address. Never lived there AKA Information#2 John Doe Not my name or variant. Please remove. Under the fair Credit Reporting Act (FCRE), I request that these items be investigated and/or deleted from my credit record. I assume the 30 days constitutes reasonable time for verification of these entries and response time. It should be understood that failure to verify these items within 30 days constitutes reason to promptly drop the information from my file. Please notify me after you investigate the above items. You may send a copy of my credit report to the address listed below. According to the Fair Credit Reporting Act, there should be no charge for this service. I am also requesting an updated copy of my credit report, which should be sent to the address listed below, there should be not charge for this report.
June 7, 2012 Experian P.O.Box 9701 Allen, TX. 75013 1800.509.8495 Address Information #4 123 A St. SW DC 20009 Not my address. Never lived there AKA Information#2 John Doe Not my name or variant. Please remove. Under the fair Credit Reporting Act (FCRE), I request that these items be investigated and/or deleted from my credit record. I assume the 30 days constitutes reasonable time for verification of these entries and response time. It should be understood that failure to verify these items within 30 days constitutes reason to promptly drop the information from my file. Please notify me after you investigate the above items. You may send a copy of my credit report to the address listed below. According to the Fair Credit Reporting Act, there should be no charge for this service. I am also requesting an updated copy of my credit report, which should be sent to the address listed below, there should be not charge for this report.