<March XX, 2015> <FIRST NAME> <LAST NAME> <ADDRESS LINE 1> <ADDRESS LINE 2> <CITY>, <STATE> <ZIP> Dear <FIRST NAME> <LAST NAME>:

Size: px
Start display at page:

Download "<March XX, 2015> <FIRST NAME> <LAST NAME> <ADDRESS LINE 1> <ADDRESS LINE 2> <CITY>, <STATE> <ZIP> Dear <FIRST NAME> <LAST NAME>:"

Transcription

1 <March XX, 2015> <FIRST NAME> <LAST NAME> <ADDRESS LINE 1> <ADDRESS LINE 2> <CITY>, <STATE> <ZIP> Dear <FIRST NAME> <LAST NAME>: You are receiving this letter because computer thieves or hackers previously gained access to a computer system at Premera Blue Cross, where some of your personal information was stored. Please read through this letter for details, including specific steps you can take right away to protect yourself from possible identity theft. Please note that you should receive a follow-up letter in coming days directly from Premera, providing you with additional information. How this Happened This all began on January 29 when Premera discovered that someone had broken into its computer system. Although Premera believes the hackers actions may have started on May 5, 2014, their attack was not detected until January 29. The hackers were able to access certain personal information that Premera has collected over the past 13 years in order to process health insurance or health plan claims for millions of Americans. Premera has stated that it waited until March 17 to inform our company and others about the cyber attack because it was advised that, before going public with this information, Premera needed to take the time to cleanse its computer systems and take other steps to try to keep the hackers from doing further harm. Your personal information is involved because you received health care services from a doctor, hospital or other health care provider who filed a claim with Premera. Even though your health plan benefits are or were directly administered by our company, Premera helped process health plan claims whenever you received health care services in the states of Washington or Alaska, where Premera operates. What kind of Personal Information this Involves The specific kinds of personal information that the Premera hackers may have accessed include your name, address, telephone number, date of birth, health plan identification number, Social Security number (if it is or was part of your health plan identification number or patient identifier), address (if you provided it to Premera) and health plan or insurance claims information, including medical information. How to Protect Yourself in this Situation Premera has stated that its investigation has not determined that any data was removed from Premera s computer systems, nor does Premera have evidence at this time that any of the data has been used inappropriately. It is possible that nothing will happen to you as a result of this incident. However, you should be looking out for any suspicious activity involving your name or account numbers. Premera is offering two years of credit monitoring and identity theft protection services at no charge to you. Specifically, Premera will provide you a free two-year membership in Experian s ProtectMyID Alert (for adults) or Experian s Family Secure (for minors) to help detect possible misuse of your personal information and provide you with identity protection services focused on immediate identification and resolution of identity theft. To access these free Experian services, please note the following: 1. Visit the ProtectMyID website: 2. Make sure you enroll by September 30, 2015 (you will not be able to enroll after that date) 3. If you do not have computer or Internet access, or you have questions regarding these services, please call and provide engagement number PC92585 (for adults) or PC92586 (for minors). Continued HA MEM

2 NOTE: A credit card is not required for enrollment in the Experian services. Once your enrollment in ProtectMyID is complete, you should carefully review your credit report for inaccurate or suspicious items. If you have any questions about ProtectMyID or Family Secure, need help understanding something on your credit report, or suspect that an item on your credit report may be fraudulent, please contact Experian s customer care team at Information About Preventing Identity Theft Even if you choose not to take advantage of the free services outlined above, you should watch carefully for any signs of fraud or identify theft by reviewing your credit card, bank, and other financial statements for any suspicious activity. You may also wish to obtain a copy of your credit report, free of charge to you, directly from each of the three national credit reporting agencies listed below. You may order such a credit report by going online at or by calling toll free to The three national credit reporting agencies and their contact information are as follows: Equifax PO BOX ATLANTA GA equifax.com Experian PO BOX 9532 ALLEN TX experian.com TransUnion PO BOX 2000 Chester, PA transunion.com In addition, if you believe you are the victim of identity theft or have reason to believe your personal information has been misused, you should immediately contact the Federal Trade Commission and/or the Office of the Attorney General in your home state. Contact information for the Federal Trade Commission is: FTC, 600 Pennsylvania Avenue, NW, Washington, D.C , You can obtain information from these sources about fraud alerts and security freezes, as well as additional steps you can take to avoid identify theft. You should also contact your local law enforcement authorities and file a police report if you suspect criminal or fraudulent activity using your personal information. Premera regrets that the hackers actions have affected you and your personal information. Premera is committed to doing what it can to help prevent any other problems of this nature. As soon as Premera discovered the computer attack, Premera began working to shut down any further access by the hackers. Premera quickly notified the FBI, and is working with the FBI to try to figure out who the hackers are and how they managed to invade Premera s computer system. Premera also has hired a company called Mandiant, which is one of the world s top security companies, to help them investigate this matter. Please note that there is no evidence that any of your personal information in our files has been affected in any way to our knowledge, this hacking incident was limited to Premera and did not affect our company s computer systems or records. Our goal is to maintain the privacy and security of your personal information, and to help you protect yourself from any harm due to the hackers illegal attack on Premera s computer system. We appreciate your understanding as we and Premera try to work through this very difficult process. If you have further questions about the Premera incident, you may visit or call Premera at (between the hours of 5:00 a.m. and 8:00 p.m., Pacific Time, Monday through Friday) to speak to them directly. TTY/TDD users should call Sincerely, John Glassford President and CEO HA MEM

3

4

5

6

7

8

9

10

<DATE> <FIRST NAME> <LAST NAME> <ADDRESS LINE 1> <ADDRESS LINE 2> <CITY>, <STATE> <ZIP> Dear <FIRTST NAME> <LAST NAME>:

<DATE> <FIRST NAME> <LAST NAME> <ADDRESS LINE 1> <ADDRESS LINE 2> <CITY>, <STATE> <ZIP> Dear <FIRTST NAME> <LAST NAME>: , Dear : You are receiving this letter because computer thieves or hackers have gained access

More information

May 11, 2016. Re: Notice of a Data Breach. Dear

May 11, 2016. Re: Notice of a Data Breach. Dear Processing Center P.O. BOX 141578 Austin, TX 78714 May 11, 2016 Re: Notice of a Data Breach Dear Kalamazoo College is committed to maintaining the privacy and security of our current and former employees

More information

Letter from the CEO. January 25, 2014. To Our Valued Michaels Customers:

Letter from the CEO. January 25, 2014. To Our Valued Michaels Customers: Letter from the CEO January 25, 2014 To Our Valued Michaels Customers: As you may have read in the news, data security attacks against retailers have become a major topic of concern. We recently learned

More information

FORMER CMSP AND PATH2HEALTH MEMBERS YOU MAY BE AFFECTED BY ANTHEM DATA BREACH

FORMER CMSP AND PATH2HEALTH MEMBERS YOU MAY BE AFFECTED BY ANTHEM DATA BREACH What happened? FORMER CMSP AND PATH2HEALTH MEMBERS YOU MAY BE AFFECTED BY ANTHEM DATA BREACH On January 29, 2015, Anthem Blue Cross (Anthem) learned a cyber-attack to its electronic information systems

More information

Joint Plumbing Industry Board Plumbers Local Union No.1 Trust Funds

Joint Plumbing Industry Board Plumbers Local Union No.1 Trust Funds Joint Plumbing Industry Board Plumbers Local Union No.1 Trust Funds Welfare Fund Trade Education Fund Additional Security Benefit Fund 401(k) Savings Plan John J. Murphy, Co-Chairman - Labor Walter Saraceni,

More information

NOTICE OF DATA BREACH. As an integral part of our dōterra family, we understand how important data security is to you.

NOTICE OF DATA BREACH. As an integral part of our dōterra family, we understand how important data security is to you. AllClear ID Processing Center P.O. BOX 141578 Austin, TX 78714 00001 ACD1234 00001 JOHN Q. SAMPLE 1234 MAIN STREET ANYTOWN US 12345-6789 April 18, 2016 Dear John Sample, NOTICE OF DATA BREACH As an integral

More information

We are writing to you because of a recent security incident which may have resulted in unauthorized access of your personal information.

We are writing to you because of a recent security incident which may have resulted in unauthorized access of your personal information. EQUIFAX AUTHORIZATION CODE July, 2012 Dear [insert name]: We are writing to you because of a recent security incident which may have resulted in unauthorized access of your personal information. On or

More information

HIPAA Breach UPDATED 9/21/15

HIPAA Breach UPDATED 9/21/15 HIPAA Breach UPDATED 9/21/15 Benefits Administration was informed on September 10 th of a cyberattack that may have affected records of those eligible for long term care through MedAmerica and, possibly,

More information

Northern Trust Attachment A

Northern Trust Attachment A Northern Trust Attachment A The Northern Trust Company 50 South LaSalle Street Chicago, Illinois 60603 July [ ], 2014 [First Name][Last Name] [Street Address] [City], [State] [Zip Code] Subject: Important

More information

Importance: From: Anthem, Inc. Communications Sent: Thursday, February 26, 2015 4:40 PM Subject: Important message from Anthem, Inc.

Importance: From: Anthem, Inc. Communications Sent: Thursday, February 26, 2015 4:40 PM Subject: Important message from Anthem, Inc. Importance: High From: Anthem, Inc. Communications Sent: Thursday, February 26, 2015 4:40 PM Subject: Important message from Anthem, Inc. An important message from Anthem, Inc. To Members: On January 29,

More information

How to Get Rid of Identity Theft

How to Get Rid of Identity Theft January 22, 2016 NOTICE OF DATA BREACH (For California Residents) What Happened? On November 20, 2015, Starwood Hotels & Resorts Worldwide, Inc. ( Starwood ) announced that a malware intrusion affected

More information

Substitute Notice for Village Pizza

Substitute Notice for Village Pizza Substitute Notice for Village Pizza Village Pizza is committed to protecting the personal information provided to us by our customers. This notice is regarding an incident involving some of that information.

More information

HOME DEPOT DATA BREACH

HOME DEPOT DATA BREACH HOME DEPOT DATA BREACH This notice contains important information about the data breach announced by Home Depot, affecting some debit and credit cards used at Home Depot stores beginning April 2014. Data

More information

Activate ProtectMyID Now in Three Easy Steps. If you have questions or need an alternative to enrolling online, please call 877-441-6943.

Activate ProtectMyID Now in Three Easy Steps. If you have questions or need an alternative to enrolling online, please call 877-441-6943. Mid Atlantic Professionals, Inc. DBA / SSI ( SSI ) had a data breach incident that occurred on or before March 7, 2014. As a result of this incident, some personal identifiable information was exposed

More information

Important Customer Notice. Information Concerning Data Security Incident at Some Staples Stores

Important Customer Notice. Information Concerning Data Security Incident at Some Staples Stores Important Customer Notice Information Concerning Data Security Incident at Some Staples Stores Staples wants to make customers aware that we have confirmed a data security incident involving customer payment

More information

July 17, 2014. Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202

July 17, 2014. Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202 July 17, 2014 Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202 VIA E-MAIL: Idtheft@oag.state.md.us To Whom It May Concern: Aon Hewitt is a human

More information

April 30, 2015 VIA E-MAIL. Attorney General Joseph Foster Office of the Attorney General NH Department of Justice 33 Capitol Street Concord, NH 03301

April 30, 2015 VIA E-MAIL. Attorney General Joseph Foster Office of the Attorney General NH Department of Justice 33 Capitol Street Concord, NH 03301 Partner April 30, 2015 VIA E-MAIL Attorney General Joseph Foster Office of the Attorney General NH Department of Justice 33 Capitol Street Concord, NH 03301 Dear General Foster, I am writing on behalf

More information

This notice contains important information about the data breaches announced by Home Depot, Kmart and Dairy Queen.

This notice contains important information about the data breaches announced by Home Depot, Kmart and Dairy Queen. RECENT DATA BREACHES This notice contains important information about the data breaches announced by Home Depot, Kmart and Dairy Queen. Data security is a number one priority at Northwest. We take every

More information

Background of the Incident

Background of the Incident BLAINE C. KIMREY SHAREHOLDER +1 (312) 609 7865 bkimrey@vedderprice.com 222 NORTH LASALLE STREET CHICAGO, ILLINOIS 60601 T: +1 (312) 609 7500 F: +1 (312) 609 5005 CHICAGO NEW YORK WASHINGTON, DC LONDON

More information

tiled Kelly Avote Office of the Attorney General 33 Capitol St. Concord, NH 03301 603-271-3658 Dear Attorney General:

tiled Kelly Avote Office of the Attorney General 33 Capitol St. Concord, NH 03301 603-271-3658 Dear Attorney General: tiled Tyco Flow COn/rol 10 70 7 Clay Road SUire 200 Flow Control Houston, TX 7704 I Kelly Avote Office of the Attorney General 33 Capitol St. Concord, NH 03301 603-271-3658 Tele 773-986-4665 Fax 773-986-4667

More information

In the first week of November, E-conolight was made aware by its website hosting company of a malware attack

In the first week of November, E-conolight was made aware by its website hosting company of a malware attack e-conolight c/o Processing Center P.O. BOX 142589 Austin, TX 78714 e-conolight c/o Processing Center P.O. Box 142589 Austin, TX 78714 [Cardholder First_Name] [Cardholder Last_Name] [Address_Line_1] [Address_Line_2]

More information

The Home Depot 2455 Paces Ferry Road Atlanta, GA 30339

The Home Depot 2455 Paces Ferry Road Atlanta, GA 30339 Processing Center P.O. Box 3825 Suwanee, GA 30024 John Q. Sample February 7, 2014 123 Fake St. Apt. 99 Austin, TX 77022 AllClear ID Redemption Code: [REDEMPTION_CODE] Dear John Q. Sample, Please read this

More information

The Home Depot Provides Update on Breach Investigation

The Home Depot Provides Update on Breach Investigation The Home Depot Provides Update on Breach Investigation Breach confirmed Investigation focused on April forward No evidence of debit PIN numbers compromised No customers liable for fraudulent charges Customers

More information

How To Protect Yourself From Identity Theft

How To Protect Yourself From Identity Theft Fred s Inc. Identifies and Stops Payment Card Security Incident Fred s Inc. recognizes the importance of protecting our customers payment card information, which is why we have been working tirelessly

More information

Credit Reports. Colorado Bureau of Investigation Identity Theft & Fraud Unit

Credit Reports. Colorado Bureau of Investigation Identity Theft & Fraud Unit Checking your credit reports annually is a great way to detect Financial. Early detection is important and will allow you to report and repair the damage quickly. By following a few simple steps, you will

More information

WHAT INFORMATION WAS INVOLVED?

WHAT INFORMATION WAS INVOLVED? Processing Center P.O. BOX 141578 Austin, TX 78714 00001 ACD1234 00001 JOHN Q. SAMPLE 1234 MAIN STREET ANYTOWN US 12345-6789 May 11, 2016 Dear John Sample, We are writing to notify you about an incident

More information

This document if provided for educational and informational purposes and is not intended to provide, nor does it constitute legal advice.

This document if provided for educational and informational purposes and is not intended to provide, nor does it constitute legal advice. Instructions for Completing the Sample Breach Notification Template The attached sample Breach Notification Template is intended to be used to assist in drafting notices required under the HIPAA HITECH

More information

As a precaution, we have arranged with AllClear ID to provide identity protection services to affected clients at no cost for a period of one year.

As a precaution, we have arranged with AllClear ID to provide identity protection services to affected clients at no cost for a period of one year. October 1, 2015 Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202 Idtheft@oag.state.md.us To Whom It May Concern: I am writing on behalf of Scottrade

More information

UNTOI~ b& ~1\1IL.I1[A?v1S TEL 2I2309~ 1000

UNTOI~ b& ~1\1IL.I1[A?v1S TEL 2I2309~ 1000 H 0 0 UNTOI~ b& ~1\1IL.I1[A?v1S TEL 2I2309~ 1000 NEW HUNTON 200 PARK YORK, & AVENUE WILLIAMS NY 10166-0005 LLP FAX 212 309 1100 LISA J. SOflO DIRECT DIAL: 212 309~ 1223 EMAIL: LSotlo@hunton.com April 18,

More information

How To Prevent Identity Theft

How To Prevent Identity Theft We take the protection of your personal information seriously and are diligently taking action to prevent a recurrence. Both E-conolight and our hosting company continue to investigate every aspect of

More information

General Q&A Northland Pioneer Personal Data Security Incident

General Q&A Northland Pioneer Personal Data Security Incident General Q&A Northland Pioneer Personal Data Security Incident 1. What happened? On May 2, 2016, W-2 information for 2015 was forwarded to a fraudulent email address by a college employee. Current and former

More information

How To Protect Yourself From Identity Theft

How To Protect Yourself From Identity Theft IDENTITY THEFT: PROTECTING YOUR CREDIT Free Credit Report A recent amendment to the federal Fair Credit Reporting Act requires each of the nationwide consumer reporting companies to provide you with a

More information

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS IDENTITY THEFT VICTIMS: IMMEDIATE STEPS If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of

More information

When Your Child s Identity Is Stolen

When Your Child s Identity Is Stolen When Your Child s Identity Is Stolen Consumer Information Sheet 3B May 2015 What Is Child Identity Theft? Adults are not the only targets of identity theft. In fact, children under the age of 18 can also

More information

June 10, 2015 VIA EMAIL

June 10, 2015 VIA EMAIL ROBERT E CATTANACH Partner (612) 340-2873 FAX (612) 340-8800 cattanach.robert@dorsey.com June 10, 2015 VIA EMAIL Office of the Attorney General of the State of Maryland Attn: Security Breach Notification

More information

May 11, 2015. Re: Data Security Breach at Honig s Whistle Stop

May 11, 2015. Re: Data Security Breach at Honig s Whistle Stop May 11, 2015 New Hampshire Office of the Attorney General Consumer Protection and Antitrust Bureau 33 Capitol Street Concord, NH 03301 DOJ-CPB@doj.nh.gov Re: Re: Data Security Breach at Honig s Whistle

More information

Identity Theft. Protecting Yourself and Your Identity. Course objectives learn about:

Identity Theft. Protecting Yourself and Your Identity. Course objectives learn about: financialgenius.usbank.com Course objectives learn about: Avoiding Identity Theft Recognize Phishing Attempts Getting Help for ID Theft Victims Identity Theft Protecting Yourself and Your Identity Index

More information

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH...

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... CONTAINMENT AND CONTROL... INVESTIGATING A SECURITY

More information

Tax Fraud and Identity Theft Frequently Asked Questions [Updated February 10, 2015] 4. WHAT CAN I DO TO PROTECT MYSELF FROM TAX FRAUD IN THE FUTURE?

Tax Fraud and Identity Theft Frequently Asked Questions [Updated February 10, 2015] 4. WHAT CAN I DO TO PROTECT MYSELF FROM TAX FRAUD IN THE FUTURE? 1. WHAT HAPPENED (2015 UPDATE)? Tax Fraud and Identity Theft Frequently Asked Questions [Updated February 10, 2015] 2. WHAT IS THE ARCHDIOCESE DOING ABOUT THIS? 3. WHAT WERE THE RESULTS OF THE INVESTIGATIONS?

More information

Understanding Your Credit Report Rights. Legal Aid Society of San Diego, Inc. Consumer Protection Division

Understanding Your Credit Report Rights. Legal Aid Society of San Diego, Inc. Consumer Protection Division Understanding Your Credit Report Rights Legal Aid Society of San Diego, Inc. Consumer Protection Division One Free Copy Per Agency Every 12 Months The Federal Trade Commission guarantees you one free copy

More information

ARE YOU A VICTIM OF AN IDENTITY CRIME?

ARE YOU A VICTIM OF AN IDENTITY CRIME? RESOURCE KIT FOR VICTIMS OF IDENTITY CRIME ARE YOU A VICTIM OF AN IDENTITY CRIME? If someone is using your identifying information, (name, date of birth, social security number, etc.), you ARE a victim

More information

Remedying the Effects of Identity Theft

Remedying the Effects of Identity Theft Remedying the Effects of Identity Theft Identity theft occurs when someone uses your name, Social Security number, date of birth, or other identifying information, without authority, to commit fraud. For

More information

Citi Identity Theft Solutions

Citi Identity Theft Solutions Identity Theft what you need to know Citi Identity Theft Solutions At Citi, we want to keep you informed about all of the issues that can affect your financial life. We re bringing you helpful information

More information

Dear Concerned Consumer,

Dear Concerned Consumer, Dear Concerned Consumer, Identity theft is a growing problem of the Information Age. You have already taken the first important step in combating the problem by contacting HomeStar Bank & Financial Services.

More information

INTRODUCTION. Identity Theft Crime Victim Assistance Kit

INTRODUCTION. Identity Theft Crime Victim Assistance Kit Identity Theft Crime Victim Assistance Kit INTRODUCTION In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change

More information

SECURITY BREACH FACT SHEET FOR DEPARTMENT OF ADMINISTRATION CALL CENTER

SECURITY BREACH FACT SHEET FOR DEPARTMENT OF ADMINISTRATION CALL CENTER PRICE WATERHOUSE COOPERS SECURITY BREACH FACT SHEET FOR DEPARTMENT OF ADMINISTRATION CALL CENTER Who is affected by the breach? Participants in the Public Employees Retirement System and the Teachers Retirement

More information

Office of Privacy Protection Safeguarding Information for Your Future

Office of Privacy Protection Safeguarding Information for Your Future W I S C O N S I N Office of Privacy Protection Safeguarding Information for Your Future Credit report security freeze Wisconsin consumers have the right to place a security freeze on their credit reports.

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in North Dakota may place a security freeze on his or her credit report by making a request by mail to each consumer reporting agency. If the consumer reporting

More information

Identity Theft Victim s Packet

Identity Theft Victim s Packet Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted the El Paso Police Department and obtained a police report number related to your identity

More information

March 2, 2015 Page 2. If you have any questions or need further information regarding this incident, please do not hesitate to contact me.

March 2, 2015 Page 2. If you have any questions or need further information regarding this incident, please do not hesitate to contact me. BEIJING BOSTON BRUSSELS CHICAGO DALLAS FRANKFURT GENEVA HONG KONG HOUSTON LONDON LOS ANGELES NEW YORK PALO ALTO SAN FRANCISCO SHANGHAI SINGAPORE SYDNEY TOKYO WASHINGTON, D.C. FOUNDED 1866 March 2, 2015

More information

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen FTC Facts For Consumers Federal Trade Commission For The Consumer August 2005 Identity Crisis... What to Do If Your Identity is Stolen Maybe you never opened that account, but someone else did...someone

More information

How to Deal With Identity Theft

How to Deal With Identity Theft FREE YOUR MIND http://freeyourmindonline.net How To Recover From Identity Theft Download the Identity Theft Help Kit (http://freeyourmindonline.net/identity-theft-help.html) to go along with this article.

More information

T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E

T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E A I D E N T I T Y T H E F T G U I D E Prepared and distributed as a Public

More information

Protecting Yourself from Identity Theft

Protecting Yourself from Identity Theft identity theft unit new york county district attorney s office Protecting Yourself from Identity Theft cyrus r. vance, jr. district attorney 5 / 2010 questions and answers Dear Friends, cyrus r. vance,

More information

How to Dispute Credit Report Errors Y

How to Dispute Credit Report Errors Y September 2008 How to Dispute Credit Report Errors Y our credit report contains information about where you live, how you pay your bills, and whether you ve been sued or arrested, or have filed for bankruptcy.

More information

ACTION PLAN FOR VICTIMS OF IDENTITY THEFT

ACTION PLAN FOR VICTIMS OF IDENTITY THEFT FOR VICTIMS OF IDENTITY THEFT A program of the Texas Legal Services Center supported by Grant No. 2007-VF-GX-K032 awarded by the Office for Victims of Crime, Office of Justice Programs, U.S. Department

More information

Credit Reports and How to Dispute Credit Report Errors

Credit Reports and How to Dispute Credit Report Errors Credit Reports and How to Dispute Credit Report Errors The County Clerk's Office preserves and makes available to the public, including credit reporting agencies, all records affecting the title to real

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in North Dakota may place a security freeze on his or her credit report by requesting one in writing by certified or overnight mail to the credit reporting agency.

More information

Credit Report The single most important document for protection against identity theft.

Credit Report The single most important document for protection against identity theft. Understanding your Credit Report The single most important document for protection against identity theft. What to do if you spot errors A recent study shows that 79 percent of credit reports contained

More information

Most frequently asked questions and the answers about free credit reports:

Most frequently asked questions and the answers about free credit reports: Free credit reports The Federal Fair Credit Reporting Act (FCRA) is enforced by the Federal Trade Commission (FTC) and requires each nationwide consumer reporting company to provide you with a free copy

More information

Your Credit Report. Trade lines. The bulk of a credit report is dedicated to your history of handling credit. It includes:

Your Credit Report. Trade lines. The bulk of a credit report is dedicated to your history of handling credit. It includes: Your Credit Report The three major credit bureaus in the United States are Experian, TransUnion, and Equifax. These companies acquire data from banks, credit unions, mortgage lenders, and retail establishments.

More information

Frequently Asked Questions [Updated January 20, 2015]

Frequently Asked Questions [Updated January 20, 2015] Frequently Asked Questions [Updated January 20, 2015] Some information in these FAQs has been provided to the Archdiocese of Portland in Oregon by the Internal Revenue Service. Note: Given the immediate

More information

Guide to Identity Theft

Guide to Identity Theft Guide to Identity Theft 1 Receive a free copy of your credit report. Visit www.annualcreditreport.com to get a copy of your credit report from all three credit reporting agencies. Review your credit report

More information

Get back your good name. Refuse to be a target of identity crime again.

Get back your good name. Refuse to be a target of identity crime again. Clear Your Good Name After Identity Crime You suspect that someone is using your name and personal identification information for unlawful purposes. This kit can help you resolve your identity crime case

More information

How To Get A Credit Card From A Credit Union

How To Get A Credit Card From A Credit Union Refuse to be a target of identity crime. Protecting the Real You and Only You. The International Association of Chiefs of Police 515 N. Washington Street, Alexandria, VA 22314 Telephone: 1.800.843.4227

More information

IDENTITY. theft. Identity theft can happen. to anyone. Previously, criminals stole your wallet. for your cash. Now they. want your wallet to

IDENTITY. theft. Identity theft can happen. to anyone. Previously, criminals stole your wallet. for your cash. Now they. want your wallet to IDENTITY THEFT IDENTITY theft Identity theft can happen to anyone. Previously, criminals stole your wallet for your cash. Now they want your wallet to steal your good name. Protect yourself and your identity.

More information

Checking and Clearing Credit History for Young People

Checking and Clearing Credit History for Young People Checking and Clearing Credit History for Young People The Child and Family Services Improvement and Innovation Act of 2011 requires each youth age 16 and older in foster care to receive each year until

More information

Credit Repair ebook. You don t have to pay money to repair your credit Our ebook will teach you: MagnifyMoney

Credit Repair ebook. You don t have to pay money to repair your credit Our ebook will teach you: MagnifyMoney MagnifyMoney Credit Repair ebook You don t have to pay money to repair your credit Our ebook will teach you: How to get your credit report, for free How to dispute incorrect information for free How to

More information

Identity Theft Solutions

Identity Theft Solutions Identity Theft Solutions Your wallet is missing. Thousands of dollars have been charged to your credit cards, your checking account is empty, and loans you never took out appear on your credit report.

More information

IDENTITY THEFT INFORMATIONAL PACKET

IDENTITY THEFT INFORMATIONAL PACKET IDENTITY THEFT INFORMATIONAL PACKET...January 2003 i Directory Disclaimer Public Counsel Law Center, the nation s largest pro bono law firm, is the public interest law firm of the Los Angeles County and

More information

Child Identity Theft. Warning Signs

Child Identity Theft. Warning Signs Child Identity Theft What is Identity Theft? Immediate Steps to Repair Identity Theft Extended Fraud Alerts and Credit Freezes Repairing Your Credit After Identity Theft A child's Social Security number

More information

what you need to know

what you need to know A P Identity u b l i c a t i o n o f t h e S o u t h C a r o l i n a D e p a r t m e n Theft t o f C o n s u m e r A f f a i r s what you need to know Step By Step: What To Do After a Security Breach #1:

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in Massachusetts may place a security freeze on his or her credit report by sending a request in writing, by mail to all credit reporting agencies. The credit reporting

More information

Data Security Breach Notice Letter

Data Security Breach Notice Letter View the online version at http://us.practicallaw.com/3-501-7348 Data Security Breach Notice Letter DANA B. ROSENFELD & ALYSA ZELTZER HUTNIK, KELLEY DRYE & WARREN LLP A letter from a company to individuals

More information

Instructions for Completing the ID Theft Affidavit

Instructions for Completing the ID Theft Affidavit Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you didn t create the debt

More information

INDEX. Cover Page Page 1. Index and Our Contact Info Page 2. Introduction and Instructions Page 3. Other Relevant Agency Contact Information Page 4

INDEX. Cover Page Page 1. Index and Our Contact Info Page 2. Introduction and Instructions Page 3. Other Relevant Agency Contact Information Page 4 I DENTI TYTHEFT INDEX Cover Page Page 1 Index and Our Contact Info Page 2 Introduction and Instructions Page 3 Other Relevant Agency Contact Information Page 4 Sample Letter to Credit Reporting Agency

More information

Credit report review checklist

Credit report review checklist Credit report review checklist Once you get your credit report, you will want to review it carefully. Ordering it is not enough you have to read it. Credit reports may have mistakes. And if there are mistakes,

More information

Instructions for Completing the ID Theft Affidavit

Instructions for Completing the ID Theft Affidavit Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you didn t create the debt

More information

Do You Know. Your Credit Rights? Federal Reserve Bank of Philadelphia

Do You Know. Your Credit Rights? Federal Reserve Bank of Philadelphia Do You Know Your Credit Rights? Federal Reserve Bank of Philadelphia 1 C redit can play an important role in your daily life. For example, you may use a credit card to make purchases, or you may obtain

More information

Identity Theft/Credit Fraud Kit

Identity Theft/Credit Fraud Kit Provided by: Your source for information on Credit Reports and Credit Scores, where you can also safely order your own 3 Bureau Credit Report online that includes your credit information from Equifax,

More information

Oakland Family Services - Was Your Email Hacked?

Oakland Family Services - Was Your Email Hacked? Oakland Family Services Information Breach FAQs 1. What happened? An unauthorized individual remotely gained access to the email account of one Oakland Family Services employee July 14, 2015 resulting

More information

IDENTITY THEFT. Public Advisory. This Public Advisory is a publication of the Nassau County Police Department.

IDENTITY THEFT. Public Advisory. This Public Advisory is a publication of the Nassau County Police Department. Public Advisory 0312 This Public Advisory is a publication of the Nassau County Police Department. For further information, call the Nassau County Police Department Public Information Office at 516-573-7135.

More information

SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing.

SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing. SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing. The credit reporting agency is not allowed to charge a fee to

More information

What should I do if I become a victim of identity theft?

What should I do if I become a victim of identity theft? What should I do if I become a victim of identity theft? If you believe you are a victim of identity theft, there are a number of important steps you should follow. Be prepared to document all unauthorized

More information

Identity Theft: Protect Yourself, Secure Your Future

Identity Theft: Protect Yourself, Secure Your Future Identity Theft: Protect Yourself, Secure Your Future In our fast-paced digital world, it s never been more important to protect your personal information. If your Social Security Number, health records,

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in Tennessee may place a security freeze on his or her credit report by requesting it in writing by certified mail to the credit reporting agency. Beginning January

More information

FTC FACTS for Consumers

FTC FACTS for Consumers ftc.gov FOR THE CONSUMER FTC FACTS for Consumers FEDERAL TRADE COMMISSION 1-877-FTC-HELP Medical Identity Theft C ould identity thieves be using your personal and health insurance information to get medical

More information

Identity Theft Victim Checklist

Identity Theft Victim Checklist Identity Theft Victim Checklist THE FOLLOWING CHECKLIST PROVIDES THE STEPS YOU SHOULD TAKE TO MINIMIZE DAMAGE TO YOUR FUNDS, FINANCIAL ACCOUNTS AND PERSONAL REPUTATION. Before you start Telephone calls

More information

Protecting Yourself When You're a Victim of Identity Theft, Forgery or Fraud

Protecting Yourself When You're a Victim of Identity Theft, Forgery or Fraud Protecting Yourself When You're a Victim of Identity Theft, Forgery or Fraud Credit Card Fraud If someone has stolen or is fraudulently using credit cards that are issued to you (including any ATM/Debit/Check

More information

How to Dispute Credit Report Errors

How to Dispute Credit Report Errors FTC Facts For Consumers Federal Trade Commission For The Consumer May 2006 www.ftc.gov 1-877-ftc-help How to Dispute Credit Report Errors Y our credit report contains information about where you live,

More information

SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing.

SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing. SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing. The consumer reporting agency is not allowed to charge a fee to

More information

What is Identity Theft?

What is Identity Theft? Elix Financial Wellness presents YOUR FINANCIAL WELLNESS EXPERTS Identity Theft occurs when a thief obtains personal information about you such as your name, address, Social Security Number, account number

More information

SPOKANE Police Department Identity Theft Victim Packet

SPOKANE Police Department Identity Theft Victim Packet SPOKANE Police Department Identity Theft Victim Packet This packet should be completed after you have reported the theft of your identity to local law enforcement. The report can be filed with the Spokane

More information

First Steps for Victims of Identity Theft

First Steps for Victims of Identity Theft First Steps for Victims of Identity Theft Colorado Bureau of Investigation Identity Theft/Fraud Investigation Unit Colorado Bureau of Investigation ID Theft/Fraud Unit 710 Kipling Street Suite 200 Denver

More information

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year.

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Deterring Identity Theft The evolving threats of Identity Theft The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Identity theft complaints

More information

Free Credit Reports CREDIT

Free Credit Reports CREDIT Free Credit Reports CREDIT Federal Trade Commission ftc.gov The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies Equifax, Experian, and TransUnion to provide

More information

Chapter 6 Appendix A

Chapter 6 Appendix A Chapter 6 Appendix A Instructions for Completing the Norwalk Department of Police Service ID Theft Affidavits Please complete the attached form and submit it to the Police Department so that a case can

More information

Dear Consumer, What's in this packet: Identity Theft Victim Checklist Identity Theft Victim Worksheet Sample Letters

Dear Consumer, What's in this packet: Identity Theft Victim Checklist Identity Theft Victim Worksheet Sample Letters Dear Consumer, Sometimes an identity thief can strike even if you ve been very careful about protecting your personal information. If you suspect that your personal information has been stolen and used

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in New Mexico may place a security freeze on his or her credit report by requesting it in writing by certified mail to the credit reporting agency or by telephone

More information