ROCHESTER INSTITUTE OF TECHNOLOGY Comparable Funds By Asset Class In response to the request from several participants, the following is a guide to comparable funds in the new investment fund lineup, by asset class, for each of the 200+ funds which have been available under the RIT Retirement Savings Plan. This guide was developed by our investment advisors at Aon Hewitt. We encourage you to take this opportunity to review your asset allocation to ensure it meets your needs and not simply replicate your existing allocation, unless you are comfortable that it is right for you. Mutual Fund Name Asset Class Comparable Mutual Fund Fidelity Emerging Markets Diversified Emerging Mkts Aberdeen Emerging Markets Inst Fund Fidelity EMEA Diversified Emerging Mkts Aberdeen Emerging Markets Inst Fund Fidelity Pacific Basin Diversified Pacific/Asia Aberdeen Emerging Markets Inst Fund Fidelity Latin America Latin America Stock Aberdeen Emerging Markets Inst Fund Fidelity International Real Estate Global Real Estate Cohen & Steers Institutional Realty Shares Fidelity Real Estate Investment Real Estate Cohen & Steers Institutional Realty Shares Fidelity Real Estate Income Real Estate Cohen & Steers Institutional Realty Shares Fidelity Blue Chip Growth Large Growth Fidelity Contrafund Fidelity Capital Appreciation Large Growth Fidelity Contrafund Fidelity Contrafund Large Growth Fidelity Contrafund Fidelity Independence Large Growth Fidelity Contrafund Fidelity Magellan Large Growth Fidelity Contrafund Fidelity Growth Company Large Growth Fidelity Contrafund Fidelity Stock Selector All Cap Large Growth Fidelity Contrafund Fidelity New Millennium Large Growth Fidelity Contrafund Fidelity OTC Large Growth Fidelity Contrafund Fidelity Trend Large Growth Fidelity Contrafund Fidelity Fifty Large Growth Fidelity Contrafund Fidelity Export & Multinational Large Growth Fidelity Contrafund Fidelity Growth Discovery Large Growth Fidelity Contrafund Fidelity Focused Stock Large Growth Fidelity Contrafund Fidelity Large Cap Growth Large Growth Fidelity Contrafund Fidelity Nasdaq Composite Index Large Growth Fidelity Contrafund Fidelity Large Cap Growth Enhanced Index Large Growth Fidelity Contrafund Fidelity Low-Priced Stock Mid-Cap Blend Fidelity Spartan Extended Market Index Fidelity Value Strategies Mid-Cap Blend Fidelity Spartan Extended Market Index Fidelity Spartan Extended Mkt Index Inv Mid-Cap Blend Fidelity Spartan Extended Market Index Fidelity Small Cap Stock Mid-Cap Blend Fidelity Spartan Extended Market Index Fidelity Leveraged Company Stock Mid-Cap Blend Fidelity Spartan Extended Market Index Fidelity Mid Cap Enhanced Index Mid-Cap Blend Fidelity Spartan Extended Market Index Fidelity Stock Selector Sm Cp Small Blend Fidelity Spartan Extended Market Index Fidelity Small Cap Discovery Small Blend Fidelity Spartan Extended Market Index Fidelity Small Cap Enhanced Index Small Blend Fidelity Spartan Extended Market Index TIAA-CREF Small Cap Blend Index-RTMT Small Blend Fidelity Spartan Extended Market Index Fidelity Mid-Cap Stock Mid-Cap Growth Lord Abbett Developing Growth Fund I Fidelity Growth Strategies Mid-Cap Growth Lord Abbett Developing Growth Fund I Fidelity Mid Cap Growth Mid-Cap Growth Lord Abbett Developing Growth Fund I Fidelity Small Cap Growth Small Growth Lord Abbett Developing Growth Fund I TIAA-CREF Mid Cap Growth-RTMT Mid Growth Lord Abbett Developing Growth Fund I Fidelity Capital & Income High Yield Bond PIMCO Total Return Fund Prepared 2/2/2012 Page 1 of 5
Fidelity High Income High Yield Bond PIMCO Total Return Fund Fidelity Focused High Income High Yield Bond PIMCO Total Return Fund Fidelity Corporate Bond Intermediate-Term Bond PIMCO Total Return Fund Fidelity Investment Grade Bond Intermediate-Term Bond PIMCO Total Return Fund Fidelity Mortgage Secs Intermediate-Term Bond PIMCO Total Return Fund Fidelity Intermediate Bond Intermediate-Term Bond PIMCO Total Return Fund Fidelity Total Bond Intermediate-Term Bond PIMCO Total Return Fund Fidelity Strategic Income Multisector Bond PIMCO Total Return Fund Fidelity Short-Term Bond Short-Term Bond PIMCO Total Return Fund Fidelity Ultra-Short Bond Ultrashort Bond PIMCO Total Return Fund Fidelity Value Mid-Cap Value Royce Opportunity Fund Fidelity Mid Cap Value Mid-Cap Value Royce Opportunity Fund Fidelity Small Cap Value Small Value Royce Opportunity Fund TIAA-CREF Mid Cap Value-RTMT Mid Value Royce Opportunity Fund Fidelity Equity-Income Large Value T. Rowe Price Large Cap Value Fund Fidelity Equity-Income II Large Value T. Rowe Price Large Cap Value Fund Fidelity Stock Selec Lg Cp Val Large Value T. Rowe Price Large Cap Value Fund Fidelity Blue Chip Value Large Value T. Rowe Price Large Cap Value Fund Fidelity Strategic Dividend & Income Large Value T. Rowe Price Large Cap Value Fund Fidelity Large Cap Value Enhanced Index Large Value T. Rowe Price Large Cap Value Fund TIAA-CREF Large Cap Value Index-RTMT Large Value T. Rowe Price Large Cap Value Fund Fidelity Europe Europe Stock Thornburg International Value Fund R5 Fidelity Europe Capital Appreciation Europe Stock Thornburg International Value Fund R5 Fidelity Nordic Europe Stock Thornburg International Value Fund R5 Fidelity Diversified International Foreign Large Blend Thornburg International Value Fund R5 Fidelity International Discovery Foreign Large Blend Thornburg International Value Fund R5 Fidelity Overseas Foreign Large Blend Thornburg International Value Fund R5 Fidelity Total International Equity Foreign Large Blend Thornburg International Value Fund R5 Fidelity International Capital Apprec Foreign Large Growth Thornburg International Value Fund R5 Fidelity Canada Foreign Large Growth Thornburg International Value Fund R5 Fidelity International Growth Foreign Large Growth Thornburg International Value Fund R5 Fidelity International Value Foreign Large Value Thornburg International Value Fund R5 Fidelity Worldwide World Stock Thornburg International Value Fund R5 Fidelity Large Cap Stock Large Blend Vanguard 500 Index Fidelity Disciplined Equity Large Blend Vanguard 500 Index Fidelity Large Blend Vanguard 500 Index Fidelity Growth & Income Large Blend Vanguard 500 Index Fidelity Spartan 500 Index Inv Large Blend Vanguard 500 Index Fidelity Dividend Growth Large Blend Vanguard 500 Index Fidelity Mega Cap Stock Large Blend Vanguard 500 Index Fidelity Spartan Total Market Index Inv Large Blend Vanguard 500 Index Fidelity Value Discovery Large Blend Vanguard 500 Index Fidelity Large Cap Core Enhanced Index Large Blend Vanguard 500 Index Fidelity 130/30 Large Cap Large Blend Vanguard 500 Index Fidelity Inflation-Protected Bond Inflation-Protected Bond Vanguard Inflation-Protected Securities Fund Fidelity US Treasury Money Market Money Market - Taxable Vanguard Prime Money Market Fund Fidelity Cash Reserves Money Market - Taxable Vanguard Prime Money Market Fund Fidelity Retirement Money Market Money Market - Taxable Vanguard Prime Money Market Fund Prepared 2/2/2012 Page 2 of 5
Fidelity Money Market Money Market - Taxable Vanguard Prime Money Market Fund Fidelity Money: Retirement Govt MMkt Money Market - Taxable Vanguard Prime Money Market Fund Fidelity US Government Reserves Money Market - Taxable Vanguard Prime Money Market Fund Fidelity Government Money Market Money Market - Taxable Vanguard Prime Money Market Fund Fidelity Select Money Market Money Market - Taxable Vanguard Prime Money Market Fund Fidelity Asset Manager 85% Aggressive Allocation Vanguard Target Retirement Fund Series Fidelity Four-in-One Index Aggressive Allocation Vanguard Target Retirement Fund Series Fidelity Floating Rate High Income Bank Loan Vanguard Target Retirement Fund Series Fidelity China Region China Region Vanguard Target Retirement Fund Series Fidelity Select Multimedia Communications Vanguard Target Retirement Fund Series Fidelity Select Communications Equip Communications Vanguard Target Retirement Fund Series Fidelity Select Telecommunications Communications Vanguard Target Retirement Fund Series Fidelity Select Wireless Communications Vanguard Target Retirement Fund Series Fidelity Asset Manager 20% Conservative Allocation Vanguard Target Retirement Fund Series Fidelity Strategic Real Return Conservative Allocation Vanguard Target Retirement Fund Series Fidelity Asset Manager 30% Conservative Allocation Vanguard Target Retirement Fund Series Fidelity Asset Manager 40% Conservative Allocation Vanguard Target Retirement Fund Series Fidelity Select Consumer Discretionary Consumer Cyclical Vanguard Target Retirement Fund Series Fidelity Select Leisure Consumer Cyclical Vanguard Target Retirement Fund Series Fidelity Select Retailing Consumer Cyclical Vanguard Target Retirement Fund Series Fidelity Select Consumer Staples Consumer Defensive Vanguard Target Retirement Fund Series Fidelity Convertible Securities Convertibles Vanguard Target Retirement Fund Series Fidelity New Markets Income Emerging Markets Bond Vanguard Target Retirement Fund Series Fidelity Select Energy Service Equity Energy Vanguard Target Retirement Fund Series Fidelity Select Energy Equity Energy Vanguard Target Retirement Fund Series Fidelity Select Natural Gas Equity Energy Vanguard Target Retirement Fund Series Fidelity Select Gold Equity Precious Metals Vanguard Target Retirement Fund Series Fidelity Select Brokerage & Invmt Mgmt Financial Vanguard Target Retirement Fund Series Fidelity Select Financial Services Financial Vanguard Target Retirement Fund Series Fidelity Select Insurance Financial Vanguard Target Retirement Fund Series Fidelity Select Banking Financial Vanguard Target Retirement Fund Series Fidelity Select Consumer Finance Financial Vanguard Target Retirement Fund Series Fidelity Select Biotechnology Health Vanguard Target Retirement Fund Series Fidelity Select Medical Delivery Health Vanguard Target Retirement Fund Series Fidelity Select Health Care Health Vanguard Target Retirement Fund Series Fidelity Select Medical Equip & Systems Health Vanguard Target Retirement Fund Series Fidelity Select Pharmaceuticals Health Vanguard Target Retirement Fund Series Fidelity Select Air Transportation Industrials Vanguard Target Retirement Fund Series Fidelity Select Industrial Equipment Industrials Vanguard Target Retirement Fund Series Fidelity Select Defense & Aerospace Industrials Vanguard Target Retirement Fund Series Fidelity Select Transportation Industrials Vanguard Target Retirement Fund Series Fidelity Select Industrials Industrials Vanguard Target Retirement Fund Series Fidelity Japan Japan Stock Vanguard Target Retirement Fund Series Fidelity Japan Smaller Companies Japan Stock Vanguard Target Retirement Fund Series Fidelity Select Envir and Alt Energy Miscellaneous Sector Vanguard Target Retirement Fund Series Fidelity Select Automotive Miscellaneous Sector Vanguard Target Retirement Fund Series Fidelity Select Chemicals Miscellaneous Sector Vanguard Target Retirement Fund Series Fidelity Select Construction & Housing Miscellaneous Sector Vanguard Target Retirement Fund Series Prepared 2/2/2012 Page 3 of 5
Fidelity Select IT Services Miscellaneous Sector Vanguard Target Retirement Fund Series Fidelity Asset Manager 50% Moderate Allocation Vanguard Target Retirement Fund Series Fidelity Asset Manager 70% Moderate Allocation Vanguard Target Retirement Fund Series Fidelity Balanced Moderate Allocation Vanguard Target Retirement Fund Series Fidelity Puritan Moderate Allocation Vanguard Target Retirement Fund Series Fidelity Asset Manager 60% Moderate Allocation Vanguard Target Retirement Fund Series Fidelity Select Materials Natural Resources Vanguard Target Retirement Fund Series Fidelity Select Natural Resources Natural Resources Vanguard Target Retirement Fund Series Fidelity Global Cmdty Stk Natural Resources Vanguard Target Retirement Fund Series Fidelity Emerging Asia Pacific/Asia ex-japan Stk Vanguard Target Retirement Fund Series Fidelity Freedom Income Retirement Income Vanguard Target Retirement Fund Series Fidelity Freedom 2000 Target Date 2000-2010 Vanguard Target Retirement Fund Series Fidelity Freedom 2010 Target Date 2000-2010 Vanguard Target Retirement Fund Series Fidelity Freedom 2005 Target Date 2000-2010 Vanguard Target Retirement Fund Series Fidelity Freedom 2015 Target Date 2011-2015 Vanguard Target Retirement Fund Series Fidelity Freedom 2020 Target Date 2016-2020 Vanguard Target Retirement Fund Series Fidelity Freedom 2025 Target Date 2021-2025 Vanguard Target Retirement Fund Series Fidelity Freedom 2030 Target Date 2026-2030 Vanguard Target Retirement Fund Series Fidelity Freedom 2035 Target Date 2031-2035 Vanguard Target Retirement Fund Series Fidelity Freedom 2040 Target Date 2036-2040 Vanguard Target Retirement Fund Series Fidelity Freedom 2045 Target Date 2041-2045 Vanguard Target Retirement Fund Series Fidelity Freedom 2050 Target Date 2050+ Vanguard Target Retirement Fund Series Fidelity Select Computers Technology Vanguard Target Retirement Fund Series Fidelity Select Electronics Technology Vanguard Target Retirement Fund Series Fidelity Select Software & Comp Technology Vanguard Target Retirement Fund Series Fidelity Select Technology Technology Vanguard Target Retirement Fund Series Fidelity Telecom and Utilities Utilities Vanguard Target Retirement Fund Series Fidelity Select Utilities Portfolio Utilities Vanguard Target Retirement Fund Series Fidelity Global Balanced World Allocation Vanguard Target Retirement Fund Series Fidelity Global Strategies World Allocation Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle 2010-RTMT Target Date Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle 2015-RTMT Target Date Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle 2020-RTMT Target Date Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle 2025-RTMT Target Date Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle 2030-RTMT Target Date Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle 2035-RTMT Target Date Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle 2040-RTMT Target Date Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle 2045-RTMT Target Date Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle 2050-RTMT Target Date Vanguard Target Retirement Fund Series TIAA-CREF Lifecycle Retirement Income-RTMT Target Date Vanguard Target Retirement Fund Series Fidelity GNMA Fund Intermediate Government Vanguard Total Bond Market Index Fidelity Government Income Intermediate Government Vanguard Total Bond Market Index Fidelity Intermediate Government Inc Intermediate Government Vanguard Total Bond Market Index Fidelity Spartan Interm Tr Bd Idx Inv Intermediate Government Vanguard Total Bond Market Index Spartan U.S. Bond Index Investor Intermediate-Term Bond Vanguard Total Bond Market Index Fidelity Spartan L/T Tr Bd Idx Inv Long Government Vanguard Total Bond Market Index Fidelity Instl Shrt-Interm Govt Short Government Vanguard Total Bond Market Index Fidelity Spartan S/T Tr Bd Idx Inv Short Government Vanguard Total Bond Market Index Prepared 2/2/2012 Page 4 of 5
Fidelity Spartan International Index Inv Foreign Large Blend Vanguard Total International Stock Index Fidelity International Enhanced Index Foreign Large Blend Vanguard Total International Stock Index Fidelity International Small Cap Foreign Small/Mid Growth Vanguard Total International Stock Index Fidelity International Small Cap Opp Foreign Small/Mid Growth Vanguard Total International Stock Index TIAA-CREF International Equity Index-RTMT Foreign Large Blend Vanguard Total International Stock Index Annuity Fund Name Asset Class Comments TIAA Traditional Capital Preservation No Action Required; Tier 3 CREF Stock Large Cap Equity No Action Required; Tier 3 CREF Money Market Capital Preservation No Action Required; Tier 3 CREF Global Equities International Equity No Action Required - Frozen 1 CREF Social Choice Balanced/Premixed No Action Required - Frozen 1 CREF Growth Large Cap Equity No Action Required - Frozen 1 CREF Bond Market Fixed Income No Action Required - Frozen 1 TIAA Real Estate Specialty-Real Estate No Action Required - Frozen 1 CREF Equity Index Large Cap Equity No Action Required - Frozen 1 CREF Inflation-Linked Bond Fixed Income TIPS No Action Required - Frozen 1 1 On March 1, 2012, as of the market close, contributions or transfers into the annuities referenced above noted as "Frozen" will no longer be permitted. Although these annuity funds are frozen to new contributions and transfers in, existing balances can remain invested. If you take no action by March 1, 2012, future contributions will transfer automatically to a Vanguard Target Retirement Date Fund. Should you elect to transfer funds from the annuitities classified as frozen into RIT's plan, the comparable mutual fund is provided below: Annuity Fund Name Asset Class Comparable Mutual Fund CREF Global Equities International Equity Vanguard Total International Stock Index CREF Social Choice Balanced/Premixed Calvert Equity Fund CREF Growth Large Cap Equity Fidelity Contrafund K Class CREF Bond Market Fixed Income PIMCO Total Return Fund TIAA Real Estate Specialty-Real Estate Cohen & Steers Institutional Realty Shares CREF Equity Index Large Cap Equity Vanguard 500 Index CREF Inflation-Linked Bond Fixed Income TIPS Vanguard Inflation-Protected Securities Fund Prepared 2/2/2012 Page 5 of 5