MasterCard Canada Interchange Categories by Financial Institution The following chart summarizes interchange rate categories applicable to the MasterCard card programs in Canada listed as of January 1, 2016. This information is being provided as a convenience to merchants to clearly communicate which interchange rate categories are applicable to which MasterCard credit cards offered by various issuing financial institutions. FINANCIAL INSTITUTION Core World Elite ATB Platinum MasterCard ATB Platinum Cash Rewards World MasterCard ATB Alberta MasterCard ATB Alberta Rewards Card ATB Gold MyRewards MasterCard ATB Gold Cash Back MasterCard ATB Preferred Variable Rate MasterCard ATB Preferred Fixed Rate MasterCard My Husky Rewards Card Student First MasterCard Bank of Montreal BMO CashBack MasterCard BMO Premium Cash Back MasterCard BMO CashBack World MasterCard BMO World Elite MasterCard BMO Air Miles World MasterCard BMO Air Miles MasterCard BMO Gold Air Miles MasterCard BMO Rewards MasterCard BMO US Dollar MasterCard BMO Preferred Rate MasterCard BMO Student Price Card MasterCard (Air Miles or CashBack) BMO MasterCard Access on Personal Line of Credit BMO Prepaid Travel MasterCard Shell Air Miles MasterCard Shell CashBack MasterCard Shell Air Miles World MasterCard Shell CashBack World MasterCard
No Fee BMO Sobeys Air Miles MasterCard BMO No Fee Club Sobeys MasterCard No Fee BMO IGA MasterCard BMO Rewards MasterCard BMO Affinity AIR MILES MasterCard BMO Affinity CashBack MasterCard BMO Affinity AIR MILES World MasterCard BMO Affinity CashBack World MasterCard Canadian Tire Options MasterCard Low Rate Options MasterCard Options World MasterCard Gas Advantage MasterCard Cash Advantage MasterCard SportChek MasterCard Capital One Capital One Miles Plus Cash Back Gold MasterCard Cash Back Plus Platinum MasterCard SmartLine Platinum MasterCard Aspire Cash World MasterCard Aspire Cash Platinum MasterCard Aspire Travel World MasterCard Aspire Travel Platinum MasterCard Delta Skymiles World MasterCard Delta Skymiles Gold MasterCard Priority Club World MasterCard Priority Club Platinum MasterCard Gold MasterCard with a 9.9% Interest Rate Gold MasterCard with a 11.9% Interest Rate Gold MasterCard with a 14.9% Interest Rate
Guaranteed MasterCard Guaranteed Secured MasterCard Guaranteed MasterCard for Newcomers Low Rate Guaranteed MasterCard Low Rate Guaranteed Secured MasterCard Chase Sears MasterCard Sears Voyage MasterCard CIBC CIBC Aventura MasterCard CIBC Aventura World MasterCard CIBC Aventura World Elite MasterCard CIBC Dividend One MasterCard CIBC Dividend Unlimited World MasterCard CIBC Dividend Unlimited World Elite MasterCard CIBC Petro Points MasterCard CIBC Drivers Edge MasterCard CIBC Drivers Edge World MasterCard CIBC Platinum MasterCard HSBC Standard MasterCard Premier MasterCard Premier World MasterCard Gold MasterCard Advance MasterCard MBNA mbna rewards MasterCard mbna rewards World Elite MasterCard Smart Cash MasterCard Smart Cash World MasterCard
Premier Rewards MasterCard Gold MasterCard Platinum Plus MasterCard Retail and Co-Brand MasterCard Credit Union MasterCard GPC MasterCard CUETS Business Card MasterCard Choice Rewards World Elite MasterCard CAA Quebec World MasterCard Alaska Airline World Elite MasterCard National Bank Ovation Gold MasterCard Platinum MasterCard Ultramar MasterCard Allure MasterCard Edition MasterCard MCi MasterCard Syncro MasterCard World MasterCard World Elite MasterCard Peoples Trust Peoples Trust Secured MasterCard Non-Reloadable Prepaid MasterCard Reloadable Prepaid MasterCard President's Choice Financial President's Choice Financial MasterCard President's Choice Financial World MasterCard President's Choice Financial Prepaid MasterCard President's Choice Financial World Elite MasterCard
Standard Interchange 1.61% 1.77% 2.49% Rogers Bank Rogers First Rewards MasterCard Royal Bank Westiet RBC MasterCard Westiet RBC World Elite MasterCard RBC Cash Back MasterCard RBC Shoppers Pharmaprix MasterCard RBC Shoppers Optimum MasterCard Target RBC MasterCard Scotiabank Scotiabank Momentum MasterCard x Tangerine Tangerine Money-Back MasterCard ID Bank Classic Cash Back MasterCard Walmart Canada Bank Walmart Rewards MasterCard Commercial Cards Business use cards identified on card face with one of the following descriptors: Business Corporate, Commercial, Professional, Purchasing, Fleet or Multi Card The rate categories (Core, World or World Elite) applicable to the card programs shown above are, to the best of MasterCard's knowledge, accurate as of the date of this document. Such programs are established by MasterCard's issuers, and the information here is provided as a convenience by MasterCard. MasterCard cannot warrant the accuracy or currency of such information, and any specific questions should be discussed directly with the issuer in question. We have included all programs for which we have received authorization from the issuing financial institution. *Effective March 1 April 15, 2016, the dollar volume of transactions on World Elite cards will qualify for Core interchange rates as a result of a specific action undertaken by MasterCard.