CUYAHOGA County Level Programs

CUYAHOGA County Level Programs Name of Program: Minor Home Repair Community Housing Solutions Emergency home repairs for very low income homeowners. CHS also provides Elderly Minor Home Repair, Energy Conservation & Tool Loan Program and Home Maintenance Training. Homeowners with incomes at or below 35% of area median income. Health and safety issues, handicap accessibility, serious issues with the Grant home Contact: 216-651-0077 www.commhousingsolutions.org Name of Program: Minor and Emergency Repair, Annual Rebuilding Day, Safe at Home Rebuilding Together Northeast Ohio Assists senior and low-income homeowners repair and maintain their homesin Cuyahoga, Lake, Medina, Portage, Stark and Summit counties. Low income elderly, disabled and low-income homeowners. Minor Home Repairs: replacing a roof, fixing or replacing a furnace, building a ramp, upgrading the electrical system, painting, and flooring. Emergency Repairs are completed in response to unforeseen circumstances such as weather, and other crisis relative to heating, sewer, water systems that are not covered by insurance. Home Rehabilitation projects are undertaken on Annual Rebuilding Day. Safe at Home assists with accessibility and maintenance items for seniors, including grab bars, hand rails and safety seats. $3,500 per home for an emergency repair. Contact: 330-773-4100 http://rebuildingtogether-sc.org/2011/programs/minor-home-repair/ Name of Program: Heritage Home Loan Program Cleveland Restoration Society Loans for owners of older and historic homes to maintain, repair, and improve their properties. Loans through Key Bank and made possible by the County Treasurer's linked deposit program. Homes must be at least 50 years old, property zoned residential, 3 units or less. Must meet criteria defining historic, architectural, and artistic distinction; no income-limit for borrower; owner-occupied and owner/occupancy investors are eligible. The program is available in Cuyahoga, Summit, Geauga and Lucas Counties. For the Cuyahoga servicea area, see link below. http://www.heritagehomeprogram.org/loans/loans_service_area.php

Visible improvements to home's exterior; if exterior already meets highest standards, then interior work may be funded for dwellings valued less than $500,000; exterior improvements only for dwellings valued from $500,000 to $750,000; all improvements to comply with historic preservation standards. Loans: $3,000-$150,000, 5-10 years, low interest rates. http://www.heritagehomeprogram.org/loans/loans_details.php Contact: 216-426-3116 http://www.heritagehomeprogram.org/ Name of Program: Home Weatherization Assistance Program (HWAP) Cuyahoga County Department of Development No-cost energy assistance program designed to increase the energy efficiency of dwellings owned or occupied by income-eligible Ohioans, reduce participants' household energy expenditures and improve participants health and safety. Eligibility Any individual, homeowner or renter with an income at or below 200% of the federal poverty guidelines. HWAP providers give priority to people over the age of 60 and those with disabilities. Safety inspection, tune-up/repair and if necessary, installation of heating units; insulation of attics, sidewalls, heating ducts, floors, water tanks; reduction of air leakage from major sources; personalized energy management plans. Grant of direct service. No cash benefits. Contact: 216-664-2045 http://development.cuyahogacounty.us/en-us/weatherizationassistance.aspx Name of Program: Four Component (4COM) Home Repair Loans Cuyahoga County Department of Development The Four Component (4COM) Home Repair Loan Program is designed to assist low-and-moderate income homeowners with repair and/or replacement. The goal of the program is to not only maintain the structural integrity of the house but also to utilize funds from HUD to beneift 51 Urban County Communities throughout Cuyahoga County. Low- and moderate-income homeowners of 1- to 4-unit owner-occupied homes in Cuyahoga County. Senior citizens at or above 62 years of age who meet eligibility and income criteria may qualify for a deferred loan. Payments are deferred and the full loan amount becomes due when the property transfers title. The program is not available in: Cleveland, Cleveland Heights, East Cleveland, Euclid, Lakewood, Parma, Brecksville, and Hunting Valley. Roof, Electric, Furnace and Plumbing - including sanitary sewer

Contact 216-348-4066 Loans up to 15-year terms, repayment deferred until title transfer http://development.cuyahogacounty.us/pdf_development/en-us/help.pdf Name of Program: Free Radon Tests Ohio Department of Health, Indoor Radon Program Free radon tests. Radon is a colorless, odorless radioactive gas that forms when naturally occuring uranium decays. Radon gas is commonly found in rocks and soil and it enters homes through holes and cracks in the foundation. Prolonged exposure to radon levels above 4 picocuries per liter of air significantly increases the risk of lung cancer, even for nonsmokers. The US EPA considers radon the second leading cause of lung cancer in the United States overall, and it is the leading cause of lung-cancer among non-smokers. Resident of Ohio and homeowner http://getresults.doctorhomeair.com/fmi/webd#alpha_ohiorequests Name of Program: http://www.odh.ohio.gov/odhprograms/rp/radlic/radon.aspx Lead Safe Program Cuyahoga County Board of Health Grant program to remediate lead hazards and other unsafe conditions in your home. Grants are offered to income-eligible homeowners and renters with a child age 5 or younger living in the home or regularly attending day care in the home. Cities eligible for the program are: Bratenahl, Brooklyn, Brooklyn Hts., Brook Park, Cleveland Heights, Cuyahoga Heights, East Cleveland, Euclid, Fairview Park, Garfield Heights, Lakewood, Linndale, Maple Heights, Newburgh Heights, Parma, Rocky River, Shaker Heights, South Euclid and Warrensville Heights. Window and door replacement, porch repairs and painting, exterior house painting. In most cases the grant will cover the cost of remediating all lead hazards. Landlords are required to contribute a minimum of $500. All property owners will be notified in advance if the cost of the work exceeds the $8,000 program limit. Low-interest loans for the extra cost may be available in some communities. Grant Contact: 216-201-2000 http://static1.squarespace.com/static/53f3e6afe4b0fc4173f5190c/t/56e36f3562cd94987f6 c0cfb/1457745719315/lead+flyer+2015-2.pdf http://development.cuyahogacounty.us/en-us/lead-safe-program.aspx Lead Repairs Allowed? Yes

City Level Programs: Cleveland Name of Program: Bed Bug Assistance Cleveland Department of Aging The Department of Aging's program provides assistance to disabled seniors and adjults with disabilities with the extremination of bed bugs in their homes. 60 years of age or older or 18-59 years old with a disability payment. Must meet income qualifications. Must own and live in unit to be treated and reside in the City of Cleveland. Bed bug extermination Grant Contact: 216-664-2833 http://www.city.cleveland.oh.us/sites/default/files/clenowpdfs/12-23- 2015BedBugFlyerAndApp.pdf Name of Program: Elderly Minor Home Repair, Minor Home Repair Community Housing Solutions Minor home repair, tool loan, and home maintenance training Low-income homeowners who live in service area Critical health, safety and maintenance repairs Grant Contact: 216-651-0077 http://www.bbcdevelopment.org/services/resident/ E-Mail Contact: info@commhousingsolutions.org Name of Program: Home Repair Loans Slavic Village Development Through this program, homeowners and landlords in the Broadway area can receive 0-7% interest home improvement loans of $500 to $15,000 with no income guidelines and no application fee. Slavic Village Development also assists homeowners in determining what repairs need to be done, locating and negotiating with contractors, and insuring that work is completed properly. Slavic Village Development also offers a Paint Program that provides a grant up to $300 towards the cost of paint for the exterior of the home. Property in the Broadway area, no income guidelines for loans; other services have income qualifications. Eligible repairs include all exterior repairs and improvements as well as heating, plumbing and electrical work. Loan

Contact: 216-429-1182 Ext. 110 E-Mail Contact: zachg@slavicvillage.org http://slavicvillage.org/ourneighborhoods/residentservices/grantprograms Name of Program: Home Repair Assistance Program Burten, Bell, Carr Development Corporation Home Repair Assistance Program/Senior Homeowner Assistance Program Low-income homeowners who live in service area Critical health, safety and maintenance repairs Grant Contact: 216-341-1455 http://www.bbcdevelopment.org/services/resident/ Name of Program: Home Repair Loan Program Neighborhood Housing Services of Greater Cleveland (NHSGC) Home repair loan. Underwritten, originated and serviced in-house. NHSGC assists with job specifications, cost estimates, contractor selection and project oversight. Contact NHSGC Contact NHSGC Variety of loan products Contact: 216-458-4663 E-Mail Contact: JLopez@nhscleveland.org http://www.nhscleveland.org/fix-my-home/home-repair-loan-program/ Name of Program: Home Weatherization Assistance Program Cleveland Housing Network No-cost energy assistance program designed to increase the energy efficiency of dwellings owned or occupied by income-eligible Ohioans, reduce participants' household energy expenditures and improve participants health and safety. Eligibility Any individual, homeowner or renter with an income at or below 200% of the federal poverty guidelines. HWAP providers give priority to people over the age of 60 and those with disabilities. Safety inspection, tune-up/repair and if necessary, installation of heating units; insulation of attics, sidewalls, heating ducts, floors, water tanks; reduction of air leakage from major sources; personalized energy management plans Grant of direct service. No cash benefits. Contact: 216.574.7100

Lead Repairs Allowed? Name of Program: http://chnnet.com/weatherization-applications.aspx No Lead Hazard ControlGrant Program City of Cleveland Department of Community Development The Lead Hazard Control (LHC) Grant Program is designed to strategically advance efforts to increase lead-safe affordable housing while eliminating the possibility of childhood lead poisoning in the City of Cleveland. Residents of the City of Cleveland living in older homes with children 6 years of age or younger with low-to-moderate incomes. See link below for income requirements for tenants and homeowners. Rental property owners contribute at least $600 per unit to the project in direct funds or inkind work on the home to reduce hazards. The LHC program provides lead risk assessments, identifies lead based paint and provides grants to control lead-based paint hazards. Qualified households eligible to participate in the program are provided with grant assistance to make needed home repairs, as well as education about childhood lead poisoning prevention. Contact: 216-664-4021 http://www.city.cleveland.oh.us/cityofcleveland/home/government/cityagencies/commu nitydevelopment/divisionofneighborhoodservices/leadhazardcontrolprogram E-Mail Contact: bkimball@city.cleveland.oh.us Lead Repairs Allowed? Yes Name of Program: Senior Homeowner Assistance Program (SHAP) Cleveland Department of Community Development, Division of Neighborhood Services Provides grants to Cleveland residents age 60+ or disabled adults who meet income eligibility guidelines and own single or two family homes in need of critical, health, safety and maintenance repairs. Applicants must live in the property in question and be able to show clear title. Proof of address (mortgage, insurance, utility bill, etc.), photo ID, and proof of income are required. Critical health, safety and maintenance repairs Grant Contact: 216-664-2833 http://www.city.cleveland.oh.us/cityofcleveland/home/government/cityagencies/commu nitydevelopment/divisionofneighborhoodservices#shap Cleveland Heights Name of Program: Financial Assistance and Education Programs Home Repair Resource Center (HRRC)

Loan and programs provide special financing help to Cleveland Heights residents -owner/occupants of one- or two-family homes whose income falls within the low- and moderate-income (LMI) guidelines or who cannot qualify for a conventional bank loan (income limits do not apply.) HRRC also provides home repair and financial education classes. Programs include Assist 0% Benefit, Assist Deferred Loan Match, Incentive Grant, Senior Grants, Senior Water Heater Gran,t Challenge Fund and Senior Repair Program. Cleveland Heights homeowners Home repairs including major systems, foundations, roofs, heating systems, water heaters and exterior painting. Loans and grants Contact: 216-381-6100 http://www.hrrc-ch.org/whatwedo/financial-assistance-programs/ Name of Program: Exterior Paint Grant City of Cleveland Heights, Housing Preservation Office Grant for preparation and painting of house-exterior and garage Homeowner in Cleveland Heights for at least 1 year; must be disabled or at least 60 years of age; can be used once every 7 years Preparation and painting of house-exterior and garage Grant of up to $3,500 (no repayment) Contact: 216-291-4869 http://www.clevelandheights.com/index.aspx?page=448 Name of Program: Violation Repair Grant City of Cleveland Heights, Housing Preservation Office Correction of exterior violations to the home Homeowner for at least 5 years; must be permanently disabled or at least 62 years of age Exterior violations only Grant of up to $3,000 (lifetime maximum). Budget limitations determine amount available per use. No repayment. Contact: 216-291-4869 http://www.clevelandheights.com/index.aspx?page=448 Name of Program: Short Term Deferred/Emergency Loan City of Cleveland Heights, Housing Preservation Office Home rehabilitation loans Owner-occupants residing at the property for at 3 years; one-time use only; single-family home, must meet income limits. Health and safety issues and correction of violations. Loan up to $7,500

Contact: 216-291-4869 http://www.clevelandheights.com/index.aspx?page=448 Lead Repairs Allowed? Yes Name of Program: Major Home Rehabilitation Loans City of Cleveland Heights, Housing Preservation Office Home rehabilitation loans Deferred Loan: 62 years of age or totally disabled, lived 5 years in the property, gorss income limits. No interest loan: Owner-occupants who meet income limits. Health and safety issues and correction of violations. Loan up to $35,000 Contact: 216-291-4869 http://www.clevelandheights.com/index.aspx?page=448 Lead Repairs Allowed? Yes Euclid Name of Program: Operation Overcoat City of Euclid, Department of Community Servicesand Economic Development Painting of faded and /or deteriorated aluminum or vinyl sided single-family homes in the City of Euclid Low to moderate income Painting of siding Contact City Contact: 216-289-2700 http://www.cityofeuclid.com/community/development/communitydevelopmentdivision/sp ecialprojectsweatherization Name of Program: Services to the Handicapped City of Euclid, Department of Community Servicesand Economic Development The program allows for the free installation of handicapped entrance ramps and/or handrails and grab bars in the City of Euclid. Low to moderate income Ramps, handrails and grab bars Contact City Contact: 216-289-2700 http://www.cityofeuclid.com/community/development/communitydevelopmentdivision/sp ecialprojectsweatherization

Name of Program: Furnace Inspection and Cleaning City of Euclid, Department of Community Servicesand Economic Development Weatherization recipients receive a free (one-time-only) furnace inspection and cleaning. Low to moderate income Furnace cleaning and inspection In-kind service Contact: 216-289-2700 http://www.cityofeuclid.com/community/development/communitydevelopmentdivision/sp ecialprojectsweatherization Lakewood Name of Program: 0% Deferred-Payment Loans City of Lakewood, Department of Planning and Development, Division of Community Development Home-improvement loans for homeowners 65 or older to be repaid at titletransfer or when grantee moves out of property. After rehab, the property must meet Section-8 Housing Quality Standards and satisfy City code requirements; rebate assistance of up to 50% off the loan is available to offset the cost of qualifying exterior improvements. Owner-occupants; meet household income-requirements; Repairs to meet or exceed Section-8 Housing Quality Standards and City of Lakewood codes Loans: up to $4,000; 0% interest; deferred payment until title-tranfer or removal from home; complementary grant of up to %50 of loan for exterior work Contact: 216-529-4663 http://onelakewood.com/development/programs/deferreddeferred.aspx E-Mail Contact: dcd@lakewoodoh.net Name of Program: 3% Owner Occupied Home Improvement Loans City of Lakewood, Department of Planning and Development, Division of Community Development This program provides loans to maintain and improve the market-value of homes, with complementary grants to offset the cost of qualifying exterior improvements. Owner-occupants of units in Lakewood; must meet household income requirements (condo owners eligible for inside work)

Elimination of potential housing-safety violations including roofs/gutters/downspouts, driveways/sidewalks, furnaces, hot-water heaters, upgrading electrical systems, bathroom-replacement, ceiling/wall insulation, storm doors/replacement doors/ windows, basementwaterproofing; kitchen upgrades, plumbing, exterior painting, carpentry, plaster repairs. Loans: up to $4,000; 3% interest-rate Contact: 216-529-4663 http://onelakewood.com/development/programs/homeimprovementloan.a spx Name of Program: 5% Rental Restoration Loans City of Lakewood, Department of Planning and Development, Division of Community Development Loans to improve rental properties, increase their market-value, and retain good tenants; rents may not be increased for two years after project completion; property must meet or exceed Section 8 Housing Quality Standards. Project must meet City of Lakewood code requirements after project completion 1- to 3-family homes in Lakewood; 50% of tenant-households must meet income-requirerments. Rents must remain the same to current tenants for a minimum of two years. To eliminate any potential housing safety violation; general property improvements, including exterior painting, carpentry repairs, ceiling and wall insulation, bathroom replacements, and plaster repairs Loans up to $15,000 per unit; term of up to 10 years; secured by lien on property; 5% interest-rate Contact: 216-529-4663 http://onelakewood.com/development/programs/rentalrestorationloan.as px Name of Program: Home Improvement Rebate Program City of Lakewood, Department of Planning and Development, Division of Community Development Rebate assistance to income eligible owner occupants for home improvements; rebate of up to 50% for qualifying exterior improvements; one-time participation per property. Lakewood owner-occupants meeting income-qualificaions; properties must meet code requirements before project; Interior and exterior improvements; no reimbursement for costs of vinyl or aluminum siding, glass-block windows, some types of replacement windows and new construction. Rebate, maximum $4,000; contact program for clarification

Contact: 216-529-4663 http://onelakewood.com/development/programs/homeimprovementgrant. Lead Repairs Allowed? Contact aspx program Name of Program: Repair Accessibility Maintenance Program City of Lakewood, Department of Planning and Development, Division of Community Development Assistance to income qualifites households which do not have the home equity and assets necessary to complete home improvements. Income qualified households Funds must be used to bring the home into exterior compliance and meet one of the following objectives: correction of interior code violations; accessibility modifications; elimination of hazardous conditions; and improve energy efficiency. Grants of $5,000 or less and forgiveable loans for projects exceeding $5,000 (maximum $15,000). Lien will be placed on property for term of the loan. Contact: 216-529-4663 http://onelakewood.com/development/communitydevelopment/ramp.asp x Parma Name of Program: Home Improvement, Property Maintenance and Preventative Maintenance City of Parma, Community Services and Economic Development Department Variety of programs to assist City of Parma residents in improving and maintaining their homes In order to qualify for these local programs, a family must be designated as low/moderate income based upon the size of the family and their total annual income or as senior. Contact City Grants Contact: 216-661-7412 http://cityofparma-oh.gov/en-us/community-service-economic-development.aspx Lead Repairs Allowed? Contact Program Shaker Heights Name of Program: Exterior Maintenance Grant City of Shaker Heights, Residential Housing Incentives Matching grant (90/10) program for exterior code violations Household income cannot exceed 80% of area median income. Must be owner-occupied. Property taxes must be current. Must reside in Ludlow, Sussex, Moreland, or Lomond. Exterior housing code violations cited by Housing Inspection Department

Requires 10% match of granted funds. Grant up to $2,500. Contact: 216-491-1434 http://www.shakeronline.com/departments/neighborhood-revitalization/housing-incentives Name of Program: Senior Exterior/Disabled Exterior Maintenance Grant City of Shaker Heights, Residential Housing Incentives Matching grant (90/10) program for exterior code violations Must be permanently disabled or at least 62+ years. Household income cannot exceed 80% AMI, must be owner-occupied, property taxes must be current. Housing code violations Requires 10% match of granted funds. Grant up to $2,500. Contact: 216-491-1434 http://www.shakeronline.com/departments/neighborhood-revitalization/housing-incentives Name of Program: Senior Emergency Safety Grant (New) City of Shaker Heights, Residential Housing Incentives Matching grant for emergency repairs to correct health and safety concerns. Household income cannot exceed 80% of area median income. Must be permanently disables or at least 62+ years. Must be owner-occupied. Must reside in Ludlow, Sussex, Moreland, or Lomond. Emergency repairs (interior and exterior) that correct health and safety concerns. Grant up to $500. Requires flat match of $50. One-time use only. Contact: 216-491-1434 http://www.shakeronline.com/departments/neighborhoodrevitalization/housing-incentives Name of Program: Free Paint Grant City of Shaker Heights, Residential Housing Incentives Free paint voucher for correction of exterior code violations. Household income cannot exceed 80% of area median income. Must be owner-occupied. Property taxes must be current. Must reside in Ludlow, Sussex, Moreland, or Lomond. Citywide for disabled &/or seniors 62+ years. Exterior code violations (house & garage) cited by Housing Inspection Dept. Voucherup to $500. No homeowner match required. Can be used once every 5 years. Contact: 216-491-1434 http://www.shakeronline.com/departments/neighborhood-revitalization/housing-incentives