Mutual Funds - Fund Name and Number Guide May 31, 2016

Mutual Funds - Fund Name and Number Guide May 31, 2016 Your complete guide to Fund Codes and MERs

List of Funds Fund Name Asset Class Page - Fund Codes Page - MER Manulife Asia Equity Class Specialty Equity 6 10 Manulife Asia Total Return Bond Fund Global and International Fixed Income 7 11 Manulife Bond Fund Canadian Fixed Income 7 10 Manulife Canadian Balanced Fund Canadian Balanced 6 10 Manulife Canadian Bond Fund Canadian Fixed Income 7 11 Manulife Canadian Bond Plus Fund Canadian Fixed Income 7 11 Manulife Canadian Corporate Bond Fund Canadian Fixed Income 7 11 Manulife Canadian Dividend Growth Class Canadian Equity 5 9 Manulife Canadian Dividend Growth Fund Canadian Equity 5 9 Manulife Canadian Dividend Income Class Canadian Equity 5 9 Manulife Canadian Dividend Income Fund Canadian Equity 5 9 Manulife Canadian Equity Balanced Class Canadian Balanced 6 10 Manulife Canadian Focused Class Canadian Equity 5 9 Manulife Canadian Focused Fund Canadian Equity 5 9 Manulife Canadian Investment Class Canadian Equity 5 9 Manulife Canadian Monthly Income Class Canadian Balanced 6 10 Manulife Canadian Monthly Income Fund Canadian Balanced 6 10 Manulife Canadian Opportunities Balanced Class Canadian Balanced 6 10 Manulife Canadian Opportunities Balanced Fund Canadian Balanced 6 10 Manulife Canadian Opportunities Class Canadian Equity 5 9 Manulife Canadian Opportunities Fund Canadian Equity 5 9 Manulife Canadian Stock Class Canadian Equity 5 9 Manulife Canadian Stock Fund Canadian Equity 5 9 Manulife China Class Specialty Equity 6 10 Manulife Conservative Income Fund Canadian Fixed Income 7 11 Manulife Corporate Bond Fund Canadian Fixed Income 7 11 Manulife Covered Call U.S. Equity Class U.S. Equity 5 9 Manulife Covered Call U.S. Equity Fund U.S. Equity 5 9 Manulife Diversified Income Portfolio Global Balanced 6 10 Manulife Diversified Investment Fund Global Balanced 6 10 Manulife Diversified Strategies Fund Global Balanced 6 10 Manulife Dividend Income Class Canadian Equity 5 9 Manulife Dividend Income Fund Canadian Equity 5 9 Manulife Emerging Markets Class Global and International Equity 5 9 Manulife Emerging Markets Debt Fund Global and International Fixed Income 7 11 Manulife Emerging Markets Fund Global and International Equity 5 9 Manulife Floating Rate Income Fund U.S. Fixed Income 7 11 Manulife Global Absolute Return Strategies Fund Alternative Funds 8 11 Manulife Global All Cap Focused Fund Global and International Equity 5 9 Manulife Global Balanced Fund Global Balanced 7 10 Manulife Global Dividend Class Global and International Equity 5 9 Manulife Global Dividend Fund Global and International Equity 5 9 Manulife Global Dividend Growth Class Global and International Equity 5 9 Manulife Global Dividend Growth Fund Global and International Equity 5 9 Manulife Global Equity Class Global and International Equity 6 9 Manulife Global Equity Unconstrained Class Global and International Equity 6 9 Manulife Global Equity Unconstrained Fund Global and International Equity 6 9 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 2

Fund Name Asset Class Page - Fund Codes Page - MER Manulife Global Infrastructure Class Specialty Equity 6 10 Manulife Global Infrastructure Fund Specialty Equity 6 10 Manulife Global Real Estate Unconstrained Class Specialty Equity 6 10 Manulife Global Real Estate Unconstrained Fund Specialty Equity 6 10 Manulife Global Small Cap Balanced Fund Global Balanced 7 10 Manulife Global Small Cap Fund Global and International Equity 6 9 Manulife Global Strategic Balanced Yield Fund Global Balanced 7 10 Manulife Global Tactical Credit Fund Global and International Fixed Income 7 11 Manulife Growth Opportunities Class Canadian Equity 5 9 Manulife Growth Opportunities Fund Canadian Equity 5 9 Manulife High Yield Bond Fund U.S. Fixed Income 7 11 Manulife International Focused Fund Global and International Equity 6 9 Manulife International Value Equity Fund Global and International Equity 6 10 Manulife Leaders Balanced Growth Portfolio Manulife Leaders Portfolios 7 11 Manulife Leaders Balanced Income Portfolio Manulife Leaders Portfolios 7 11 Manulife Leaders Opportunities Portfolio Manulife Leaders Portfolios 7 11 Manulife Money Fund Money Market and Short-Term Fixed-Income 7 10 Manulife Monthly High Income Class Canadian Balanced 6 10 Manulife Monthly High Income Fund Canadian Balanced 6 10 Manulife Portrait Aggressive Portfolio Manulife Portrait Portfolios 8 11 Manulife Portrait Conservative Portfolio Manulife Portrait Portfolios 8 11 Manulife Portrait Dividend Growth & Income Portfolio Manulife Portrait Portfolios 8 11 Manulife Portrait Dividend Growth & Income Portfolio Class Manulife Portrait Portfolios 8 11 Manulife Portrait Growth Portfolio Class Manulife Portrait Portfolios 8 11 Manulife Portrait Growth Portfolio Fund Manulife Portrait Portfolios 8 11 Manulife Portrait Moderate Portfolio Manulife Portrait Portfolios 8 11 Manulife Preferred Income Class Preferred Share 5 9 Manulife Short Term Bond Fund Money Market and Short-Term Fixed-Income 7 10 Manulife Short Term Yield Class Money Market and Short-Term Fixed-Income 7 10 Manulife Simplicity Balanced Portfolio Manulife Simplicity Portfolios 7 11 Manulife Simplicity Conservative Portfolio Manulife Simplicity Portfolios 7 11 Manulife Simplicity Global Balanced Portfolio Manulife Simplicity Portfolios 8 11 Manulife Simplicity Growth Portfolio Manulife Simplicity Portfolios 8 11 Manulife Simplicity Moderate Portfolio Manulife Simplicity Portfolios 8 11 Manulife Strategic Balanced Yield Fund U.S. Balanced 6 10 Manulife Strategic Dividend Bundle Global Balanced 7 10 Manulife Strategic Income Fund Global and International Fixed Income 7 11 Manulife Strategic Investment Grade Global Bond Fund Global and International Fixed Income 7 11 Manulife Tactical Income Fund Canadian Balanced 6 10 Manulife Tax-Managed Growth Fund Global and International Equity 6 10 Manulife U.S. All Cap Equity Class U.S. Equity 5 9 Manulife U.S. All Cap Equity Fund U.S. Equity 5 9 Manulife U.S. Dividend Income Class U.S. Equity 5 9 Manulife U.S. Dividend Income Fund U.S. Equity 5 9 Manulife U.S. Dividend Income Registered Fund U.S. Equity 5 9 Manulife U.S. Dollar Floating Rate Income Fund U.S. Fixed Income 7 11 Manulife U.S. Dollar Strategic Balanced Yield Fund U.S. Balanced 6 10 Manulife U.S. Dollar Strategic Income Fund Global and International Fixed Income 7 11 Manulife U.S. Dollar U.S. All Cap Equity Fund U.S. Equity 5 9 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 3

Fund Name Asset Class Page - Fund Codes Page - MER Manulife U.S. Equity Fund U.S. Equity 5 9 Manulife U.S. Monthly High Income Fund U.S. Balanced 6 10 Manulife U.S. Opportunities Fund U.S. Equity 5 9 Manulife U.S. Tactical Credit Fund U.S. Fixed Income 7 11 Manulife Unhedged U.S. Monthly High Income Fund U.S. Balanced 6 10 Manulife Value Balanced Class Global Balanced 7 10 Manulife Value Balanced Fund Global Balanced 7 10 Manulife World Investment Class Global and International Equity 6 10 Manulife World Investment Fund Global and International Equity 6 10 Manulife Yield Opportunities Fund Global Balanced 7 10 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 4

Manulife Investments Codes All fund codes in grey are capped to new purchases Advisor Series US$ Purchase Elite/Elite Option 1 Series T DCA 4 Series F/FT 5 T 6 Fund Name FE LL DSC FE LL DSC FE LL DSC FE LL DSC F F US FT Elite Elite T Equity Funds Canadian Equity Manulife Canadian Dividend Growth Class 30 3505 3705 3405 3565 3765 3465 23505 23705 23405 3605 3905 3805 Manulife Canadian Dividend Growth Fund 31 3506 3706 3406 3507 3707 3407 23506 23706 23406 3606 3906 3806 Manulife Canadian Dividend Income Class 37 3521 3721 3421 3566 3766 3466 23521 23721 23421 3621 3921 3821 Manulife Canadian Dividend Income Fund 38 3522 3722 3422 3563 3763 3463 23522 23722 23422 3622 3922 3822 Manulife Canadian Focused Class 8593 8793 8493 9293 9393 9193 1539 1339 1239 28593 28793 28493 8693 1039 804 1839 Manulife Canadian Focused Fund 4548 4748 4448 1503 1303 1203 24548 24748 24448 4648 1003 4848 1803 Manulife Canadian Investment Class 4503 4703 4403 24503 24703 24403 Manulife Canadian Opportunities Class 8527 8727 8427 9535 9735 9435 28527 28727 28427 8627 1514 8827 9835 Manulife Canadian Opportunities Fund 4570 4770 4470 1505 1305 1205 24570 24770 24470 4670 1005 4870 1805 Manulife Canadian Stock Class 75 8533 8733 8433 9518 9718 9418 28533 28733 28433 8633 1814 8833 9808 Manulife Canadian Stock Fund 76 599 799 499 9599 9799 9499 20599 20799 20499 699 1903 899 9899 Manulife Dividend Income Class 8545 8745 8445 9107 9108 9106 28545 28745 28445 8645 1218 8845 9110 Manulife Dividend Income Fund 4529 4729 4429 9579 9779 9479 24529 24729 24429 4629 1905 4829 9879 Manulife Growth Opportunities Class 8508 8708 8408 1527 1327 1227 28508 28708 28408 8608 1027 8808 1827 Manulife Growth Opportunities Fund 588 788 488 1521 1321 1221 20588 20788 20488 688 1021 888 1821 Preferred Share Manulife Preferred Income Class 8548 8748 8448 9317 9617 9117 28548 28748 28448 8648 8148 8848 8948 U.S. Equity Manulife Covered Call U.S. Equity Class 91 8596 8796 8496 9296 9396 9196 1580 1380 1280 28596 28796 28496 8696 9097 1080 802 1880 Manulife Covered Call U.S. Equity Fund 90 4561 4761 4461 9595 9795 9495 24561 24761 24461 4661 840 Manulife U.S. All Cap Equity Class 8539 8739 8439 9574 9774 9474 1551 1351 1251 28539 28739 28439 8639 9674 1051 8839 1851 Manulife U.S. All Cap Equity Fund 4515 4715 4415 9521 9721 9421 1534 1334 1234 24515 24715 24415 4615 9621 1034 4815 1834 Manulife U.S. Dividend Income Class 79 8549 8749 8449 9330 9930 9230 9032 9132 9931 28549 28749 28449 8649 9331 9332 8849 9932 Manulife U.S. Dividend Income Fund 3555 3755 3455 23555 23755 23455 3655 Manulife U.S. Dividend Income Registered Fund 12,80 4537 4737 4437 9002 9102 9001 24537 24737 24437 4637 9604 4937 Manulife U.S. Dollar U.S. All Cap Equity Fund 9125 9325 9025 9826 9926 9326 9026 9126 9127 9327 Manulife U.S. Equity Fund 4504 4704 4404 1562 1362 1262 24504 24704 24404 4604 1062 4804 1862 Manulife U.S. Opportunities Fund 4543 4743 4443 9543 9743 9443 1566 1366 1266 24543 24743 24443 4643 9043 1066 815 1866 Global and International Equity Manulife Emerging Markets Class 39 3525 3725 3425 3568 3768 3468 23525 23725 23425 3625 3925 3825 Manulife Emerging Markets Fund 40 3524 3724 3424 3574 3774 3474 23524 23724 23424 3624 3924 3824 Manulife Global All Cap Focused Fund 22 4556 4756 4456 9556 9756 9456 4598 4798 4498 24556 24756 24456 4656 4698 829 729 Manulife Global Dividend Class 8551 8751 8451 9137 9337 9037 9938 9839 9838 28551 28751 28451 8651 9639 9840 Manulife Global Dividend Fund 4539 4739 4439 9333 9633 9031 9134 9234 9034 24539 24739 24439 4639 9933 9634 4839 Manulife Global Dividend Growth Class 42 3529 3729 3429 3569 3769 3469 23529 23729 23429 3629 3929 3829 Manulife Global Dividend Growth Fund 43 3530 3730 3430 3531 3731 3431 23530 23730 23430 3630 3930 3830 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 5

Advisor Series US$ Purchase Elite/Elite Option 1 Series T DCA 4 Series F/FT 5 T 6 Fund Name FE LL DSC FE LL DSC FE LL DSC FE LL DSC F F US FT Elite Elite T Manulife Global Equity Class 4506 4706 4406 1543 1344 1243 24506 24706 24406 4606 1043 4806 1843 Manulife Global Equity Unconstrained Class 44,96,97 3532 3732 3432 1677 1877 1577 3570 3770 3470 23532 23732 23432 3632 1398 3932 3832 Manulife Global Equity Unconstrained Fund 45 3533 3733 3433 1670 1870 1570 3564 3764 3464 23533 23733 23433 3633 1572 3933 3833 Manulife Global Small Cap Fund 4505 4705 4405 1520 1320 1220 24505 24705 24405 4605 1020 4805 1820 Manulife International Focused Fund 14 4563 4763 4463 9563 9763 9463 4594 4794 4494 24563 24763 24463 4663 4694 843 343 Manulife International Value Equity Fund 4514 4714 4414 9520 9720 9420 1525 1325 1225 24514 24714 24414 4614 9620 1025 4814 1825 Manulife Tax-Managed Growth Fund 562 762 462 20562 20762 20462 Manulife World Investment Class 8521 8721 8421 9540 9740 9440 9537 9737 9437 28521 28721 28421 8621 9040 1823 8821 1224 Manulife World Investment Fund 4536 4736 4436 9319 9619 9119 9018 9118 9917 24536 24736 24436 4636 9020 4136 4811 4936 Specialty Equity Manulife Asia Equity Class 8542 8742 8442 9576 9776 9476 28542 28742 28442 8642 9676 8842 Manulife China Class 8575 8775 8475 28575 28775 28475 8675 8875 Manulife Global Infrastructure Class 8584 8784 8484 9284 9384 9184 1548 1348 1248 28584 28784 28484 8684 1048 409 1848 Manulife Global Infrastructure Fund 4569 4769 4469 9569 9769 9469 1515 1315 1215 24569 24769 24469 4669 1015 842 1815 Manulife Global Real Estate Unconstrained Class 98 8589 8789 8489 9589 9789 9489 28589 28789 28489 8689 816 Manulife Global Real Estate Unconstrained Fund 46 3535 3735 3435 4520 4620 4420 3536 3736 3436 23535 23735 23435 3635 3935 3835 Balanced Funds Canadian Balanced Manulife Canadian Balanced Fund 4571 4771 4471 9571 9771 9471 24571 24771 24471 4671 9671 4871 9871 Manulife Canadian Equity Balanced Class 8544 8744 8444 9007 9008 9006 28544 28744 28444 8644 1214 8844 9010 Manulife Canadian Monthly Income Class 50 3546 3746 3446 3567 3767 3467 23546 23746 23446 3646 3946 3846 Manulife Canadian Monthly Income Fund 51 3547 3747 3447 3548 3748 3448 23547 23747 23447 3647 3947 3847 Manulife Canadian Opportunities Balanced Class 8529 8729 8429 9514 9714 9414 28529 28729 28429 8629 1314 8829 9804 Manulife Canadian Opportunities Balanced Fund 93 4509 4709 4409 1904 1400 1204 24509 24709 24409 4609 1004 4809 1804 Manulife Monthly High Income Class 8594 8794 8494 9294 9394 9194 9533 9733 9433 28594 28794 28494 8694 1040 803 1831 Manulife Monthly High Income Fund 583 783 483 9583 9783 9483 20583 20783 20483 683 1812 883 9883 Manulife Monthly High Income Fund - Series B 1583 1783 1483 21583 21783 21483 Manulife Tactical Income Fund 52 3552 3752 3452 3553 3753 3453 23552 23752 23452 3652 3952 3852 U.S. Balanced Manulife Strategic Balanced Yield Fund 4530 4730 4430 9585 9785 9485 9580 9780 9480 24530 24730 24430 4630 9685 1613 4830 9880 Manulife U.S. Dollar Strategic Balanced Yield Fund 9322 9622 9605 9024 9124 9923 9323 9033 9824 9924 Manulife U.S. Monthly High Income Fund 4538 4738 4438 9129 9329 9029 9128 9328 9028 24538 24738 24438 4638 9130 9927 4838 9928 Manulife Unhedged U.S. Monthly High Income Fund 54 3558 3758 3458 3559 3759 3459 23558 23758 23458 3658 3958 3858 Global Balanced Manulife Diversified Income Portfolio 567 767 467 9567 9767 9467 20567 20767 20467 667 1900 867 9867 Manulife Diversified Investment Fund 4502 4702 4402 9588 9788 9488 9502 9702 9402 24502 24702 24402 4602 9088 1901 4802 9802 Manulife Diversified Strategies Fund 4526 4726 4426 9550 9750 9450 9549 9749 9449 24526 24726 24426 4626 9650 1902 4826 9849 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 6

Advisor Series US$ Purchase Elite/Elite Option 1 Series T DCA 4 Series F/FT 5 T 6 Fund Name FE LL DSC FE LL DSC FE LL DSC FE LL DSC F F US FT Elite Elite T Manulife Global Balanced Fund 4535 4735 4435 9213 9611 9212 9816 9916 9516 24535 24735 24435 4635 9615 4135 4835 4935 Manulife Global Small Cap Balanced Fund 4518 4718 4418 9546 9746 9446 1517 1317 1217 24518 24718 24418 4618 9646 1017 4818 1817 Manulife Global Strategic Balanced Yield Fund 4574 4774 4474 9035 9135 9934 9136 9336 9036 24574 24774 24474 4674 9935 9636 9837 Manulife Strategic Dividend Bundle 4576 4776 4476 9846 9946 9146 24576 24776 24476 4676 4376 4876 Manulife Value Balanced Class 8537 8737 8437 9572 9772 9472 28537 28737 28437 8637 1623 8837 9872 Manulife Value Balanced Fund 4513 4713 4413 9511 9711 9411 24513 24713 24413 4613 1813 4813 9811 Manulife Yield Opportunities Fund 4524 4724 4424 9538 9738 9438 1538 1338 1238 24524 24724 24424 4624 9038 1038 4824 1838 Fixed Income Funds Money Market and Short-Term Fixed-Income Manulife Money Fund 15 373 323 873 Manulife Short Term Bond Fund 94 4572 4772 4472 24572 24772 24472 4672 4872 Manulife Short Term Yield Class 8504 8704 8404 8604 Canadian Fixed Income Manulife Bond Fund 4545 4745 4445 1501 1301 1201 24545 24745 24445 4645 1001 4845 1801 Manulife Canadian Bond Fund 4501 4701 4401 1502 1302 1202 24501 24701 24401 4601 4801 1802 Manulife Canadian Bond Plus Fund 520 720 420 20520 20720 20420 620 820 Manulife Canadian Corporate Bond Fund 33 3516 3716 3416 3561 3761 3461 23516 23716 23416 3616 3916 3816 Manulife Conservative Income Fund 34 3517 3717 3417 3573 3773 3473 23517 23717 23417 3617 3917 3817 Manulife Corporate Bond Fund 598 798 498 9590 9790 9490 1506 1306 1206 20598 20798 20498 698 9090 1006 898 1806 U.S. Fixed Income Manulife Floating Rate Income Fund 4573 4773 4473 9587 9787 9487 1509 1309 1209 24573 24773 24473 4673 9087 1009 4873 1809 Manulife High Yield Bond Fund 4525 4725 4425 9548 9748 9448 1522 1322 1222 24525 24725 24425 4625 9648 1022 4825 1822 Manulife U.S. Dollar Floating Rate Income Fund 9618 9818 9019 9121 9821 9021 9820 9920 9122 9222 Manulife U.S. Tactical Credit Fund 4533 4733 4433 9586 9886 9486 9810 9812 9809 24533 24733 24433 4633 9686 4933 4833 9814 Global and International Fixed Income Manulife Asia Total Return Bond Fund 4517 4717 4417 9545 9745 9445 1500 1300 1200 24517 24717 24417 4617 9645 1000 4817 1800 Manulife Emerging Markets Debt Fund 95 4508 4708 4408 9507 9707 9407 1507 1307 1207 24508 24708 24408 4608 9607 1007 4808 1807 Manulife Global Tactical Credit Fund 18 4532 4732 4432 9592 9992 9492 9312 9313 9311 24532 24732 24432 4632 9692 4932 4832 9315 Manulife Strategic Income Fund 559 759 459 9500 9700 9400 1530 1330 1230 20559 20759 20459 659 9000 1030 859 1830 Manulife Strategic Investment Grade Global Bond Fund 4575 4775 4475 9142 9642 9042 9141 9841 9041 24575 24775 24475 4675 9643 9940 4875 Manulife U.S. Dollar Strategic Income Fund 9144 9644 9044 9145 9845 9045 9844 9944 9046 Managed Solutions Manulife Leaders Portfolios Manulife Leaders Balanced Growth Portfolio 4564 4764 4464 9564 9764 9464 24564 24764 24464 4664 1312 4864 4964 Manulife Leaders Balanced Income Portfolio 4565 4765 4465 9565 9765 9465 24565 24765 24465 4665 1512 4865 4965 Manulife Leaders Opportunities Portfolio 4566 4766 4466 9504 9704 9404 9566 9766 9466 24566 24766 24466 4666 9004 1612 4866 4966 Manulife Simplicity Portfolios Manulife Simplicity Balanced Portfolio 560 760 460 9560 9760 9460 20560 20760 20460 660 1213 860 9860 Manulife Simplicity Conservative Portfolio 563 763 463 1528 1328 1228 20563 20763 20463 663 1028 863 1828 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 7

Advisor Series US$ Purchase Elite/Elite Option 1 Series T DCA 4 Series F/FT 5 T 6 Fund Name FE LL DSC FE LL DSC FE LL DSC FE LL DSC F F US FT Elite Elite T Manulife Simplicity Global Balanced Portfolio 568 768 468 9568 9768 9468 20568 20768 20468 668 1313 868 9868 Manulife Simplicity Growth Portfolio 561 761 461 9561 9761 9461 20561 20761 20461 661 1513 861 9861 Manulife Simplicity Moderate Portfolio 564 764 464 1529 1329 1229 20564 20764 20464 664 1029 864 1829 Manulife Portrait Portfolios Manulife Portrait Aggressive Portfolio 29 3500 3700 3400 3501 3701 3401 23500 23700 23400 3600 3900 3800 Manulife Portrait Conservative Portfolio 32 3512 3712 3412 3513 3713 3413 23512 23712 23412 3612 3912 3812 Manulife Portrait Dividend Growth & Income Portfolio 36 3518 3718 3418 3519 3719 3419 23518 23718 23418 3618 3918 3818 Manulife Portrait Dividend Growth & Income Portfolio Class 35 3520 3720 3420 3571 3771 3471 23520 23720 23420 3620 3920 3820 Manulife Portrait Growth Portfolio Class 47 3539 3737 3437 3572 3772 3472 23539 23737 23437 3639 3939 3839 Manulife Portrait Growth Portfolio Fund 48 3537 3739 3439 3538 3738 3438 23537 23739 23439 3637 3937 3837 Manulife Portrait Moderate Portfolio 49 3542 3742 3442 3543 3743 3443 23542 23742 23442 3642 3942 3842 Alternative Funds Manulife Global Absolute Return Strategies Fund 41 3527 3727 3427 3562 3762 3462 23527 23727 23427 3627 3927 3827 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 8

Manulife Investments MERs All fund codes in grey are capped to new purchases Advisor Series US$ Purchase Option 1 Series T Series F/FT 5 Elite/Elite T 6 Fund Name MER (%) 2,3, MER (%) 2,3, MER (%) 2,3, MER (%) 2,3, Fee (%) Management Equity Funds Canadian Equity Manulife Canadian Dividend Growth Class 30 2.73 1.27 0.85 Manulife Canadian Dividend Growth Fund 31 1.84 2.09 1.09 0.85 Manulife Canadian Dividend Income Class 37 2.63 1.12 0.83 Manulife Canadian Dividend Income Fund 38 2.39 1.20 0.83 Manulife Canadian Focused Class 2.43 2.43 2.42 1.30 0.89 Manulife Canadian Focused Fund 2.30 2.35 1.20 0.89 Manulife Canadian Investment Class 2.45 2.51 1.26 0.96 Manulife Canadian Opportunities Class 2.43 2.43 1.25 0.90 Manulife Canadian Opportunities Fund 2.33 2.37 1.20 0.90 Manulife Canadian Stock Class 75 2.36 2.35 1.28 0.86 Manulife Canadian Stock Fund 76 2.26 2.31 1.24 0.86 Manulife Dividend Income Class 2.36 2.36 1.20 0.88 Manulife Dividend Income Fund 2.29 2.34 1.20 0.88 Manulife Growth Opportunities Class 2.68 2.68 1.29 0.96 Manulife Growth Opportunities Fund 2.60 2.64 1.25 0.96 Preferred Share Manulife Preferred Income Class 2.16 2.16 1.10 0.80 U.S. Equity Manulife Covered Call U.S. Equity Class 91 2.38 2.38 2.42 1.39 0.93 Manulife Covered Call U.S. Equity Fund 90 2.38 2.38 1.43 0.93 Manulife U.S. All Cap Equity Class 2.47 2.47 2.43 1.30 8 0.89 Manulife U.S. All Cap Equity Fund 2.33 2.33 2.39 1.23 8 0.89 Manulife U.S. Dividend Income Class 79 2.55 2.55 2.55 1.33 0.99 Manulife U.S. Dividend Income Fund 2.38 1.18 Manulife U.S. Dividend Income Registered Fund 12,80 2.55 2.55 1.30 8 0.99 Manulife U.S. Dollar U.S. All Cap Equity Fund 2.39 2.39 1.27 0.89 Manulife U.S. Equity Fund 2.48 2.53 1.26 0.98 Manulife U.S. Opportunities Fund 2.32 2.32 2.38 1.32 0.91 Global and International Equity Manulife Emerging Markets Class 39 2.82 1.12 0.83 Manulife Emerging Markets Fund 40 2.57 1.39 0.83 Manulife Global All Cap Focused Fund 22 2.46 2.46 2.48 1.42 1.00 Manulife Global Dividend Class 2.50 2.50 1.28 0.95 Manulife Global Dividend Fund 2.50 2.50 2.50 1.25 0.95 Manulife Global Dividend Growth Class 42 2.69 1.19 0.79 Manulife Global Dividend Growth Fund 43 2.39 2.58 1.14 0.79 Manulife Global Equity Class 2.47 2.53 1.23 0.95 Manulife Global Equity Unconstrained Class 44,96,97 2.64 2.53 1.27 0.88 Manulife Global Equity Unconstrained Fund 45 2.39 2.58 1.18 0.88 Manulife Global Small Cap Fund 2.45 2.50 1.24 0.97 Manulife International Focused Fund 14 2.37 2.37 2.37 1.35 0.92 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 9

Advisor Series US$ Purchase Option 1 Series T Series F/FT 5 Elite/Elite T 6 Fund Name MER (%) 2,3, MER (%) 2,3, MER (%) 2,3, MER (%) 2,3, Fee (%) Management Manulife International Value Equity Fund 2.79 2.79 2.79 1.40 1.00 Manulife Tax-Managed Growth Fund 2.58 1.38 1.00 Manulife World Investment Class 2.57 2.57 2.65 1.24 0.96 Manulife World Investment Fund 2.55 8 2.55 8 2.55 1.24 0.95 Specialty Equity Manulife Asia Equity Class 2.75 8 2.75 8 1.44 8 1.10 Manulife China Class 2.75 8 1.44 1.10 Manulife Global Infrastructure Class 2.79 2.79 2.79 1.50 8 1.14 Manulife Global Infrastructure Fund 2.75 2.75 2.77 1.47 8 1.14 Manulife Global Real Estate Unconstrained Class 98 2.98 8 2.98 8 1.74 8 1.06 Manulife Global Real Estate Unconstrained Fund 46 2.56 2.85 1.38 1.20 Balanced Funds Canadian Balanced Manulife Canadian Balanced Fund 2.41 2.42 1.10 0.82 Manulife Canadian Equity Balanced Class 2.35 2.35 1.20 0.90 Manulife Canadian Monthly Income Class 50 2.54 2.55 1.15 0.88 Manulife Canadian Monthly Income Fund 51 2.41 2.42 1.10 0.88 Manulife Canadian Opportunities Balanced Class 2.30 8 2.34 1.20 8 0.86 Manulife Canadian Opportunities Balanced Fund 93 2.30 8 2.30 8 1.20 8 0.86 Manulife Monthly High Income Class 2.34 2.34 2.33 1.12 0.84 Manulife Monthly High Income Fund 2.02 2.33 1.09 0.84 Manulife Monthly High Income Fund - Series B 2.31 2.33 1.09 0.84 Manulife Tactical Income Fund 52 2.39 2.61 1.15 0.86 U.S. Balanced Manulife Strategic Balanced Yield Fund 2.27 2.27 2.26 1.15 0.85 Manulife U.S. Dollar Strategic Balanced Yield Fund 2.30 2.30 1.16 0.85 Manulife U.S. Monthly High Income Fund 2.28 2.28 2.30 1.16 0.85 Manulife Unhedged U.S. Monthly High Income Fund 54 2.41 2.65 1.17 0.85 Global Balanced Manulife Diversified Income Portfolio 2.27 2.30 1.31 0.90 Manulife Diversified Investment Fund 2.31 2.31 2.36 1.04 0.79 Manulife Diversified Strategies Fund 2.40 2.40 2.40 1.35 1.00 Manulife Global Balanced Fund 2.38 2.38 2.40 1.15 0.85 Manulife Global Small Cap Balanced Fund 2.43 2.43 2.50 1.24 0.87 Manulife Global Strategic Balanced Yield Fund 2.40 2.40 2.40 1.19 0.90 Manulife Strategic Dividend Bundle 2.30 2.30 1.16 0.85 Manulife Value Balanced Class 2.54 2.55 1.29 0.85 Manulife Value Balanced Fund 2.45 2.45 1.24 0.85 Manulife Yield Opportunities Fund 2.21 2.21 2.23 1.10 0.83 Fixed Income Funds Money Market and Short-Term Fixed-Income Manulife Money Fund 15 0.18 0.64 0.50 Manulife Short Term Bond Fund 94 1.50 1.00 0.66 Manulife Short Term Yield Class 1.10 0.66 0.50 Canadian Fixed Income Manulife Bond Fund 1.57 1.61 1.10 0.72 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 10

Advisor Series US$ Purchase Option 1 Series T Series F/FT 5 Elite/Elite T 6 Fund Name MER (%) 2,3, MER (%) 2,3, MER (%) 2,3, MER (%) 2,3, Fee (%) Management Manulife Canadian Bond Fund 1.57 1.69 1.02 0.75 Manulife Canadian Bond Plus Fund 1.96 1.18 0.80 Manulife Canadian Corporate Bond Fund 33 2.17 1.62 1.10 0.75 Manulife Conservative Income Fund 34 2.43 1.19 0.85 Manulife Corporate Bond Fund 1.55 1.55 1.60 0.95 0.71 U.S. Fixed Income Manulife Floating Rate Income Fund 1.73 1.73 1.73 1.02 0.75 Manulife High Yield Bond Fund 2.13 2.13 2.13 1.23 0.90 Manulife U.S. Dollar Floating Rate Income Fund 1.73 1.73 1.02 0.75 Manulife U.S. Tactical Credit Fund 2.05 2.05 2.05 1.05 0.77 Global and International Fixed Income Manulife Asia Total Return Bond Fund 2.10 8 2.10 8 2.10 1.20 8 0.85 Manulife Emerging Markets Debt Fund 95 2.12 2.12 2.12 1.29 0.85 Manulife Global Tactical Credit Fund 18 2.08 2.08 2.10 1.07 0.79 Manulife Strategic Income Fund 2.00 2.00 1.98 0.99 0.73 Manulife Strategic Investment Grade Global Bond Fund 1.90 1.90 1.90 1.00 0.72 Manulife U.S. Dollar Strategic Income Fund 2.03 2.03 1.03 0.73 Managed Solutions Manulife Leaders Portfolios Manulife Leaders Balanced Growth Portfolio 2.47 2.47 1.70 0.90 Manulife Leaders Balanced Income Portfolio 2.43 2.43 1.60 0.90 Manulife Leaders Opportunities Portfolio 2.50 2.50 2.50 1.60 1.00 Manulife Simplicity Portfolios Manulife Simplicity Balanced Portfolio 2.54 2.54 1.38 0.80 Manulife Simplicity Conservative Portfolio 1.94 1.98 1.20 0.80 Manulife Simplicity Global Balanced Portfolio 2.58 2.61 1.37 0.87 Manulife Simplicity Growth Portfolio 2.69 2.69 1.58 0.95 Manulife Simplicity Moderate Portfolio 2.19 2.23 1.35 0.80 Manulife Portrait Portfolios Manulife Portrait Aggressive Portfolio 29 2.55 2.52 1.19 0.80 Manulife Portrait Conservative Portfolio 32 2.24 2.35 1.06 0.60 Manulife Portrait Dividend Growth & Income Portfolio 36 2.45 2.44 1.13 0.90 Manulife Portrait Dividend Growth & Income Portfolio Class 35 2.59 1.06 0.90 Manulife Portrait Growth Portfolio Class 47 2.57 1.05 1.00 Manulife Portrait Growth Portfolio Fund 48 2.40 2.57 1.04 0.70 Manulife Portrait Moderate Portfolio 49 2.39 2.54 1.11 0.80 Alternative Funds Manulife Global Absolute Return Strategies Fund 41 2.69 2.78 1.58 1.15 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 11

Switches and Redemptions These codes are capped to new purchases. For new purchases use codes listed on pages 5 8. Formerly AIC Funds Advisor Series US$ Purchase Option 1 Series T 9 Series T US$ Purchase Option Fund Name FE (ISC) FE (SC) LL DSC FE (ISC) FE (SC) LL DSC FE (ISC) LL DSC LL DSC Equity Funds Canadian Equity Manulife Canadian Focused Class 8393 8293 18493 9693 19193 1639 11239 Manulife Canadian Focused Fund 4348 4248 14448 1603 11203 Manulife Canadian Investment Class 1745 1445 1641 11241 Manulife Canadian Opportunities Class 8327 18427 9235 19435 Manulife Canadian Opportunities Fund 4370 14470 1605 11205 Manulife Canadian Stock Class 8333 8233 18433 9218 19418 Manulife Canadian Stock Fund 399 1724 1424 1725 1425 Manulife Dividend Income Class 8345 8245 18445 9109 19106 Manulife Dividend Income Fund 4329 4229 14429 9279 19479 Manulife Growth Opportunities Class 1739 1439 1627 11227 Manulife Growth Opportunities Fund 1784 1484 1621 11221 Preferred Share Manulife Preferred Income Class 8348 8248 18448 9817 19117 U.S. Equity Manulife Special Opportunities Class 8343 8243 18443 9377 9277 19477 Manulife U.S. All Cap Equity Class 8339 8239 18439 9374 9274 19474 1651 11251 Manulife U.S. All Cap Equity Fund 4315 4215 14415 9321 9221 19421 1634 11234 Manulife U.S. Dividend Income Class 8349 8249 18449 9131 9231 19230 9133 19931 Manulife U.S. Dividend Income Registered Fund 4337 4237 14437 9302 9602 19001 Manulife U.S. Dollar U.S. All Cap Equity Fund 9027 19326 9825 9925 19025 Manulife U.S. Equity Fund 1751 1451 1662 11262 Manulife U.S. Opportunities Fund 4143 4843 14443 9343 9143 9243 19443 1666 11266 Manulife Value Fund 4361 9261 14461 9395 9295 19495 Global and International Equity Manulife Global All Cap Focused Fund 4356 4856 14456 9356 9256 19456 4298 14498 9298 19498 Manulife Global Dividend Class 8351 8251 18451 9637 9937 19037 9939 19838 Manulife Global Dividend Fund 4339 4239 14439 9640 9833 19031 9334 19034 Manulife Global Equity Class 1748 1448 1643 11243 Manulife Global Strategic Balanced Yield Fund 4374 4274 14474 9635 9335 19934 9936 19036 Manulife International Value Equity Fund 4314 4214 14414 9320 9220 19420 1625 11225 Manulife Tax-Managed Growth Fund 1750 1450 Manulife World Investment Class 1752 1452 9340 9240 9140 19440 9237 19437 Specialty Equity Manulife Asia Equity Class 8342 8242 18442 9376 9276 19476 Manulife China Class 1720 1420 Manulife Global Infrastructure Class 8284 18484 9784 19184 1648 11248 Manulife Global Infrastructure Fund 4269 14469 9269 19469 1615 11215 Manulife Global Real Estate Class 8289 18489 9289 19489 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 12

Formerly AIC Funds Advisor Series US$ Purchase Option 1 Series T 9 Series T US$ Purchase Option Fund Name FE (ISC) FE (SC) LL DSC FE (ISC) FE (SC) LL DSC FE (ISC) LL DSC LL DSC Balanced Funds Canadian Balanced Manulife Canadian Balanced Fund 4371 14471 4369 4171 Manulife Canadian Equity Balanced Class 8344 8244 18444 9009 19006 Manulife Canadian Opportunities Balanced Class 8329 8229 18429 9214 19414 Manulife Canadian Opportunities Balanced Fund 4309 4209 14409 1604 11204 Manulife Monthly High Income Class 8394 8294 18494 9994 19194 9233 19433 Manulife Monthly High Income Fund 1754 1454 1782 1482 Manulife Monthly High Income Fund - Series B 1755 1455 U.S. Balanced Manulife Strategic Balanced Yield Fund 4330 4230 14430 9385 9285 19485 9280 19480 Manulife U.S. Dollar Strategic Balanced Yield Fund 9023 9123 19605 9324 19923 Manulife U.S. Monthly High Income Fund 4338 4238 14438 9929 9030 19029 9828 19028 Global Balanced Manulife Diversified Income Portfolio 1768 1468 1769 1469 Manulife Diversified Investment Fund 1746 1446 9388 9288 9188 19488 1747 1447 Manulife Diversified Strategies Fund 4326 4226 14426 9350 9250 19450 9249 19449 Manulife Global Small Cap Balanced Fund 4318 4218 14418 9346 9246 19446 1617 11217 Manulife Global Small Cap Fund 1749 1449 1620 11220 Manulife Global Tactical Credit Fund 4332 4232 14432 9892 9678 19492 9314 19311 Manulife International Focused Fund 4363 4863 14463 9363 9263 19463 4294 14494 9894 19494 Manulife Value Balanced Class 8337 8237 18437 9272 19472 Manulife Value Balanced Fund 4313 4213 14413 9211 19411 Manulife Yield Opportunities Fund 1781 1481 9338 9238 9138 19438 1638 11238 Fixed Income Funds Money Market and Short-Term Fixed-Income Manulife Money Fund * * * * Manulife Money Fund Series N 21 580 1753 1453 Manulife Short Term Bond Fund 4372 14472 Manulife Short Term Yield Class 1758 1458 Canadian Fixed Income Manulife Bond Fund 4345 4245 14445 1601 11201 Manulife Canadian Bond Fund 1744 1444 Manulife Canadian Bond Fund Series T(5) 1602 11202 Manulife Canadian Bond Plus Fund 1703 1403 Manulife Corporate Bond Fund 1723 1423 9390 9290 9190 19490 1606 11206 U.S. Fixed Income Manulife Floating Rate Income Fund 4373 14473 9387 9287 9187 19487 1609 11209 Manulife High Yield Bond Fund 4325 4225 14425 9348 9248 19448 1622 11222 Global and International Fixed Income Manulife Asia Total Return Bond Fund 4317 4217 14417 9345 9245 19445 1600 11200 Manulife Emerging Markets Debt Fund 4308 4208 14408 9307 9207 19407 1607 11207 Manulife Strategic Income Fund 1772 1472 9100 9202 9300 9200 1630 11230 Manulife Strategic Investment Grade Global Bond Fund 4375 4275 14475 9842 9942 19042 9941 19041 Manulife U.S. Dollar Strategic Income Fund 9843 9943 19044 9945 19045 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 13

Formerly AIC Funds Advisor Series US$ Purchase Option 1 Series T 9 Series T US$ Purchase Option Fund Name FE (ISC) FE (SC) LL DSC FE (ISC) FE (SC) LL DSC FE (ISC) LL DSC LL DSC Manulife U.S. Tactical Credit Fund 4333 4233 14433 9986 9687 19486 9813 19809 Managed Solutions Manulife Leaders Portfolios Manulife Leaders Balanced Growth Portfolio 4364 14464 9264 19464 Manulife Leaders Balanced Income Portfolio 4365 14465 Manulife Leaders Balanced Income Portfolio Series T(5) 9265 19465 Manulife Leaders Opportunities Portfolio 4366 14466 9304 9204 9104 19404 9266 19466 Manulife Simplicity Portfolios Manulife Simplicity Balanced Portfolio 1761 1461 1762 1462 Manulife Simplicity Conservative Portfolio 1763 1463 Manulife Simplicity Conservative Portfolio Series T(5) 1628 11228 Manulife Simplicity Global Balanced Portfolio 1764 1464 1765 1465 Manulife Simplicity Growth Portfolio 1766 1466 Manulife Simplicity Growth Portfolio Series T(8) 1767 1467 Manulife Simplicity Moderate Portfolio 1770 1470 1629 11229 Formerly Standard Life Funds Advisor Series Series T 9 Fund Name LL DSC LL DSC Equity Funds Canadian Equity Eclipse Series Legend Series Manulife Canadian Dividend Growth Class 13705 13405 Manulife Canadian Dividend Growth Fund 13706 13406 13707 13407 3106 3006 Manulife Canadian Dividend Income Class 13721 13421 Manulife Canadian Dividend Income Fund 13722 13422 3122 3022 Manulife Canadian Focused Class 48793 48493 41339 41239 Manulife Canadian Focused Fund 44748 44448 41329 41229 Manulife Canadian Opportunities Class 48727 48427 Manulife Canadian Opportunities Fund 44770 44470 41366 41266 3121 3021 Manulife Canadian Stock Class 48733 48433 41311 41211 Manulife Canadian Stock Fund 40799 40499 44798 44498 Manulife Dividend Income Class 48745 48445 41362 41262 Manulife Dividend Income Fund 44729 44429 41344 41243 3120 3020 Manulife Growth Opportunities Class 48708 48408 41325 41225 Manulife Growth Opportunities Fund 40788 40488 41334 41234 3102 3002 Preferred Share Manulife Preferred Income Class 48748 48448 49116 49215 U.S. Equity Manulife U.S. All Cap Equity Class 48739 48439 Manulife U.S. All Cap Equity Fund 44715 44415 41327 41227 3105 3005 Manulife U.S. Dividend Income Class 48749 48449 49737 49437 Manulife U.S. Dividend Income Fund 13755 13455 3155 3055 Manulife U.S. Dividend Income Registered Fund 44737 44437 49735 49435 Manulife U.S. Equity Fund 44704 44404 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 14

Formerly Standard Life Funds Advisor Series Series T 9 Fund Name LL DSC LL DSC Eclipse Series Legend Series Manulife U.S. Opportunities Class 48796 48496 49718 49418 Manulife U.S. Opportunities Fund 44743 44443 41351 41251 Manulife Value Fund 44761 44461 49108 49106 Global and International Equity Manulife Emerging Markets Class 13725 13425 Manulife Emerging Markets Fund 13724 13424 3124 3024 Manulife Global All Cap Focused Fund 44756 44456 41301 41201 Manulife Global Dividend Fund 44739 44439 49764 49464 Manulife Global Dividend Growth Class 13729 13429 Manulife Global Dividend Growth Fund 13730 13430 13731 13431 3130 3030 Manulife Global Equity Class 44706 44406 49765 49465 Manulife Global Equity Unconstrained Class 13732 13432 1573 1373 Manulife Global Equity Unconstrained Fund 13733 13433 1569 1669 3133 3033 Manulife Global Focused Class 48791 48491 49766 49466 Manulife Global Focused Fund 44755 44455 41305 41205 Manulife Global Strategic Balanced Yield Fund 44774 44474 41400 41204 Manulife International Value Equity Fund 44714 44414 49749 49449 Manulife World Investment Class 48721 48421 49617 49117 Manulife World Investment Fund 44736 44436 49132 49931 3119 3019 Specialty Equity Manulife Asia Equity Class 48742 48442 41321 41221 Manulife China Class 48775 48475 49768 49468 Manulife Global Infrastructure Class 48784 48484 Manulife Global Infrastructure Fund 44769 44469 41309 41209 Manulife Global Real Estate Class 48789 48489 41307 41207 Manulife Global Real Estate Unconstrained Fund 13735 13435 13736 13436 3135 3035 Balanced Funds Canadian Balanced Manulife Canadian Equity Balanced Class 48744 48444 41330 41230 Manulife Canadian Monthly Income Class 13746 13446 Manulife Canadian Monthly Income Fund 13747 13447 13748 13448 3147 3047 Manulife Canadian Opportunities Balanced Class 48729 48429 41328 41228 Manulife Canadian Opportunities Balanced Fund 44709 44409 49767 49467 Manulife Monthly High Income Class 48794 48494 49812 49809 Manulife Monthly High Income Fund 40783 40483 49783 49483 Manulife Tactical Income Fund 13752 13452 13753 13453 3152 3052 U.S. Balanced Manulife Strategic Balanced Yield Fund 44730 44430 49733 49433 Manulife U.S. Monthly High Income Fund 44738 44438 49714 49414 Global Balanced Manulife Diversified Income Portfolio 40767 40467 Manulife Diversified Strategies Fund 44726 44426 41315 41215 Manulife Global Balanced Fund 44735 44435 41303 41203 Manulife Global Tactical Credit Fund 44732 44432 49711 49411 Manulife International Focused Fund 44763 44463 41322 41222 Manulife Strategic Dividend Bundle 44776 44476 41347 41247 Manulife Value Balanced Class 48737 48437 49772 49472 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 15

Formerly Standard Life Funds Advisor Series Series T 9 Fund Name LL DSC LL DSC Eclipse Series Legend Series Manulife Value Balanced Fund 44713 44413 49008 49006 Manulife Yield Opportunities Fund 44724 44424 49946 49146 Fixed Income Funds Money Market and Short-Term Fixed-Income Manulife Money Fund 40780 40480 3107 3007 Manulife Short Term Bond Fund 44772 44472 49916 49516 3113 3013 Manulife Short Term Yield Class 48704 48404 49328 49028 Canadian Fixed Income Manulife Bond Fund 44745 44445 49761 49461 3103 3003 Manulife Canadian Bond Plus Fund 40720 40420 41306 41206 3101 3001 Manulife Canadian Corporate Bond Fund 13716 13416 13761 13461 3116 3016 Manulife Conservative Income Fund 13717 13417 3303 3902 3117 3017 Manulife Corporate Bond Fund 40798 40498 U.S. Fixed Income Manulife Floating Rate Income Fund 44773 44473 41338 41238 Manulife High Yield Bond Fund 44725 44425 41300 41200 3125 3025 Global and International Fixed Income Manulife Asia Total Return Bond Fund 44717 44417 49760 49460 Manulife Emerging Markets Debt Fund 44708 44408 44794 44494 3129 3029 Manulife Strategic Income Fund 40759 40459 Manulife Strategic Investment Grade Global Fund 44775 44475 41348 41248 3115 3015 Manulife U.S. Tactical Credit Fund 44733 44433 Managed Solutions Manulife Leaders Portfolios Manulife Leaders Balanced Growth Portfolio 44764 44464 49779 49479 Manulife Leaders Balanced Income Portfolio 44765 44465 49780 49480 Manulife Leaders Opportunities Portfolio 44766 44466 49313 49311 Manulife Simplicity Portfolios Manulife Simplicity Balanced Portfolio 40760 40460 Manulife Simplicity Conservative Portfolio 40763 40463 49234 49034 Manulife Simplicity Global Balanced Portfolio 40768 40468 49336 49036 Manulife Simplicity Growth Portfolio 40761 40461 49841 49041 Manulife Simplicity Moderate Portfolio 40764 40464 41380 41280 Manulife Portrait Portfolios Manulife Portrait Aggressive Portfolio 13700 13400 13701 13401 3100 3000 Manulife Portrait Conservative Portfolio 13712 13412 13713 13413 3112 3012 Manulife Portrait Dividend Growth & Income Portfolio 13718 13418 13719 13419 3118 3018 Manulife Portrait Dividend Growth & Income Portfolio Class 13720 13420 Manulife Portrait Growth Portfolio 13737 13437 13738 13438 3137 3037 Manulife Portrait Growth Portfolio Class 13739 13439 Manulife Portrait Moderate Portfolio 13742 13442 13743 13443 3142 3042 Alternative Funds Manulife Global Absolute Return Strategies Fund 13727 13427 3127 3027 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 16

Gross Commission and Redemption Schedule (New purchases only) Trailer Fees (New Purchases Only) Front-End Option (%) Standard Deferred Sales Charge Option while in 6 Year DSC (%) Standard Deferred Sales Charge Option after 6 Year DSC (matured assets) (%) Low-Load Sales Charge Option (3 Year DSC) (%) Manulife Money Fund (Advisor Series) 0.00 ƒ Manulife Money Fund Series N 21 0.00 0.00 0.00 Manulife Short Term Yield Class 0.00 0.00 0.00 0.00 All fixed income funds (unless stated otherwise), and Manulife Monthly High Income Fund 0.50 0.25 0.50 0.50 Manulife Monthly High Income Fund/Class ± 1.00 0.50 1.00 1.00 Manulife Preferred Income Class 0.85 0.25 0.75 0.75 Manulife Tax-Managed Growth Fund, Manulife Simplicity Balanced Portfolio, Manulife Simplicity Growth Portfolio and Manulife Simplicity Global Balanced Portfolio Manulife Simplicity Conservative Portfolioand Manulife Simplicity Moderate Portfolio Manulife Diversified Income Portfolioand Manulife Canadian Conservative Balanced Fund 1.25 0.50 1.00 1.00 0.75 0.50 0.75 0.75 0.85 0.50 0.75 0.75 Manulife Dollar-Cost Averaging Fund 1.00 0.50 1.00 Manulife Global Absolute Return Strategies Fund 1.00 0.50 1.00 1.00 Standard Life Aggressive Portfolio 1.25 0.50 1.00 1.00 Standard Life Canadian Bond Fund 0.60 0.40 0.50 0.60 Standard Life Conservative Portfolio 0.75 0.50 0.75 0.75 Standard Life Corporate Bond Fund 0.50 0.25 0.50 0.50 Standard Life Dividend Growth & Income Portfolio 1.25 0.50 1.00 1.00 Standard Life Dividend Growth & Income Portfolio Class 1.25 0.50 1.00 1.00 Standard Life Growth Portfolio 1.25 0.50 1.00 1.00 Standard Life Growth Portfolio Class 1.25 0.50 1.00 1.00 Standard Life High Yield Bond Fund 0.80 0.25 0.50 0.80 Standard Life Moderate Portfolio 0.75 0.50 0.75 0.75 Standard Life Tactical Income Fund 1.00 0.50 1.00 0.50 All remaining Trust Funds and Corporate Classes 1.00 0.50 1.00 1.00 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 17

Sales Commission Redemption Schedule Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 After Year 6 DSC Option - Client Redemption Schedule (%) 5.0 6.0 5.5 5.0 4.5 4.0 3.5 0.0 Low Load Option - Client Redemption Schedule (%) 2.0 3.0 3.0 3.0 We may waive the DSC or LL if securities are redeemed following the death of the holder of an individual account. Please see the Prospectus for more information. Fund Purchase Information Initial Purchase Pre-Authorized Chequing (PAC) Purchase SWP Subsequent Purchase $500, $1,000 for Manulife Dollar-Cost Averaging Fund $25/fund $50 minimum $25/fund ELITE SERIES Initial Purchase Subsequent Purchase PAC Purchase $100,000 minimum $1,000 minimum $1,000 minimum Once the Elite $100,000 minimum initial purchase amount has been met. 18 Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20.

1 The US$ Purchase Option is a way to use U.S. dollars (US$) to purchase securities of a Fund that have a Canadian dollar net asset value ( NAV ). The US$ Purchase Option is being offered as a convenience to investors. It does not act as a currency hedge or protect against losses caused by changes in the exchange rates between the Canadian dollar and US$. Before investing in the US$ Purchase Option, please refer to the Simplified Prospectus for more information. 2 As of December 31, 2014 for all Trust Funds (includes HST). 3 As of April 30, 2014 for all Manulife Corporate Classes (includes HST). 4 As securities of the Fund are automatically switched into the mutual funds pre-selected by you, the trailing commission rates paid will be the rates that are applicable to such pre-selected funds. Please refer to the Simplified Prospectus for more information on the Manulife Dollar-Cost Averaging Fund. 5 Series F is only available through dealers that have entered into a dealer agreement. 6 Elite Series (Series I) is available to investors with $100,000 or more. Elite T Series (Series IT) has been capped to all new purchases as of July 30, 2014. 8 The MER shown is a target MER (includes HST) - the manager absorbs certain expenses that would otherwise be charged to the fund in order to cap the MER at the stated target. However the manager reserves the right to stop absorbing expenses at any time without notice. 9 Funds/Class listed under 12 this column are Series T(6), unless specified under a separate row. This Fund is offered only to RRSPs and RRIFs (including the various types of locked-in registered plans such as LIRAs, LRSPs, RLSPs, LIFs, LRIFs, RLIFs and PRIFs) whose planholders are residents of Canada or the U.S. for tax purposes, DPSPs, registered pension plans (RPPs) and certain other entities as may be permitted by Manulife Investments from time to time. Please see the Fund s prospectus for more details. 14 Formerly Manulife International Dividend Income Fund. 15 Please open the Fund Profile to see the current yield, which is an annualized historical yield based on a recent seven day period. 18 On June 28, 2013 the Manulife Strategic Income Opportunities Fund was converted from a closed-end fund and renamed the Manulife Global Tactical Credit Fund. 22 Formerly Manulife Global Dividend Income Fund. 29 Formerly Standard Life Aggressive Portfolio. 30 Formerly Standard Life Canadian Dividend Growth Class. 31 Formerly Standard Life Canadian Dividend Growth Fund. 32 Formerly Standard Life Conservative Portfolio. 33 Formerly Standard Life Corporate Bond Fund. 34 Formerly Standard Life Diversified Income Fund. 35 Formerly Standard Life Dividend Growth & Income Portfolio Class. 36 Formerly Standard Life Dividend Growth & Income Portfolio. 37 Formerly Standard Life Dividend Income Class. 38 Formerly Standard Life Dividend Income Fund. 39 Formerly Standard Life Emerging Markets Dividend Class. 40 Formerly Standard Life Emerging Markets Dividend Fund. 41 Formerly Standard Life Global Absolute Return Strategies Fund. The Manulife Global Absolute Return Strategies Fund invests in Canadian dollar hedged Class Z shares of the Standard Life Investments Global SICAV Global Absolute Return Strategies Fund (the underlying fund). In this document, the GARS Fund refers to the underlying fund and GARS refers to the Global Absolute Return Strategy created in the UK in 2006. MAML manages the assets of the Manulife Global Absolute Return Strategies Fund. The assets of the GARS Fund are managed by Standard Life Investments Limited. 42 Formerly Standard Life Global Dividend Growth Class. 43 Formerly Standard Life Global Dividend Growth Fund. 44 Formerly Standard Life Global Equity Class. 45 Formerly Standard Life Global Equity Fund. 46 Formerly Standard Life Global Real Estate Fund. 47 Formerly Standard Life Growth Portfolio Class. 48 Formerly Standard Life Growth Portfolio. 49 Formerly Standard Life Moderate Portfolio. 50 Formerly Standard Life Monthly Income Class. 51 Formerly Standard Life Monthly Income Fund. 52 Formerly Standard Life Tactical Income Fund. 54 Formerly Standard Life U.S. Monthly Income Fund. 75 Formerly Manulife Dividend Class. 76 Formerly Manulife Dividend Fund. 79 Formerly Manulife U.S. Dividend Class. 80 Formerly Manulife U.S. Dividend Registered Fund. 90 Formerly Manulife Value Fund. 91 Formerly Manulife U.S. Opportunities Class. 93 On March 11, 2016, the Standard Life Balanced Fund merged into the Manulife Canadian Opportunities Balanced Fund. Because the fund that was merged into the Manulife Canadian Opportunities Balanced Fund had a larger asset base than the Manulife Canadian Opportunities Balanced Fund, the performance data for the Manulife Canadian Opportunities Balanced Fund may not be provided for any period prior to the merger transaction. 94 On April 15, 2016, the Standard Life Short Term Bond Fund merged into the Manulife Short Term Bond Fund. Because the fund that was merged into the Manulife Short Term Bond Fund had a larger asset base than the Manulife Short Term Bond Fund, the performance data for the Manulife Short Term Bond Fund may not be provided for any period prior to the merger transaction. 95 On April 15, 2016, the Standard Life Emerging Markets Debt Fund merged into the Manulife Emerging Markets Debt Fund. Because the fund that was merged into the Manulife Emerging Markets Debt Fund had a larger asset base than the Manulife Emerging Markets Debt Fund, the performance data for the Manulife Emerging Markets Debt Fund may not be provided for any period prior to the merger transaction. 97 On March 11, 2016, the Manulife Global Focused Class merged into the Manulife Global Equity Unconstrained Class. Because the fund that was merged into the Manulife Global Equity Unconstrained Class had a larger asset base than the Manulife Global Equity Unconstrained Class, the performance data for the Manulife Global Equity Unconstrained Class may not be provided for any period prior to the merger transaction. 98 Formerly Manulife Global Real Estate Class. These fund codes must be used to preserve the historical trailer fee and redemption schedule that applied to AIC assets purchased prior to June 5, 2010. Securityholders can switch between funds using these fund codes to preserve the trailer fee and redemption schedule that was in place at the time the securities were originally purchased. For more information please contact the Client Service Team at 1 888 588 7999. The MER is based on total expenses (excluding sales commissions and portfolio transaction costs) for the stated period and is expressed as an annualized percentage of daily average net asset value during the year. No portion of the management fee charged to a Fund is borne by Series I securities of the Fund. A holder of Series I securities pays a management fee directly to Manulife (the Manager). The Fund calculates its MER in accordance with regulatory requirements. For the most up to date Management Expense Ratios (MERs) please check the Financial Reports in the Regulatory Reports section at manulifemutualfunds.ca. As securities of the Fund are automatically switched into the mutual funds pre-selected by you, the trailing commission rates paid will be the rates that are applicable to such pre-selected funds. Please refer to the Simplified Prospectus for more information on the Manulife Dollar-Cost Averaging Fund. Fund/Class listed under this row are Series (T8) ± Series B and T securities of the Manulife Monthly High Income Fund. *Manulife Money Fund Advisor Series No sales commission or deferred sales charge applies to the purchase of units of this Fund. A negotiable annual management fee of up to one per cent is charged directly to the investor s account, payable on a quarterly basis or earlier if units are redeemed. No trailing commission is paid in respect of the Series F securities, Series FT6 securities or Series I securities. ƒ The Manager may in its discretion at any time and without prior written notice increase the trailer fee back to its previous level of 0.50%. The Manager may in its discretion at any time and without prior written notice increase the trailer fee back to its previous level of 0.25%. Source: Lipper, a Thomson Reuters company This document is not complete without the notes on pages 19 and 20. 19