CZECH INSOLVENCY LAW Lease and Sublease



Similar documents
Insolvency and bankruptcy in Slovakia from the creditors' viewpoint

The New Bankruptcy Law Amendments and their Impact on Business Bankruptcy Cases

INSOLVENCY PRACTITIONERS ASSOCIATION CERTIFICATE OF PROFICIENCY IN PERSONAL INSOLVENCY. Examination 10 June 2011

INSOLVENT TENANTS OPTIONS FOR LANDLORDS

A PRACTICAL GUIDE TO CORPORATE INSOLVENCY

Terms And Conditions Governing HDB Home Loan

BUSINESS TERMS AND CONDITIONS FOR THE PROVISION OF LOANS SECURED BY REAL ESTATE TO NATURAL PERSONS NON-ENTREPRENEURS. Article 1 Basic Provisions

CCIM Presentation: How Bankruptcies Affect Distressed Assets By: Tom Hillier and Ivy Grey Davis Wright Tremaine LLP

Act on Guaranties and Third-Party Pledges

So You Don t Know Much About the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005? A Summary of the Significant Business Provisions

ct A Insolvency Act Insolvency ISBN

adversary proceeding - A lawsuit arising in or related to a bankruptcy case that is commenced by filing a complaint with the court.

Not official copy. 2. According to this Law, only the Court may acknowledge the case of a bankruptcy.

Leasing Business Premises: Occupier Guide

What will happen to my home?

Agreement on the Registration of Security Issues in Central Securities Register

General Terms and Conditions for Pre-shipment Risk Insurance GTC P

CHAPTER I I. Formation of a limited liability company CHAPTER I. GENERAL PROVISIONS

A Guide to a Debt Settlement Arrangement ( DSA )

UNITED STATES BANKRUPTCY COURT NORTHERN & EASTERN DISTRICTS OF TEXAS REGION 6 MONTHLY OPERATING REPORT

BUSINESS EXAMINATION CHECKLIST

CORPORATE DEBT MANAGEMENT STRATEGY

BANKRUPTCY LAW / INSOLVENCY LAW

Collection Manual Liquidation of Companies and other Company Law issues

What will happen to my Home. Information about your home when bankruptcy occurs.

Act on Mortgage Credit Banks /1240. Chapter 1 General provisions. Section 1 Definition of a mortgage credit bank

FOR INFORMATION PURPOSES ONLY

LANDLORD S RIGHTS ON BANKRUPTCY ACT

VPO NOK Rules. Rules for the Central Securities Settlement. in Norwegian Kroner

Azerbaijan Law on Mortgage (adopted on 3 July, 1998; entered into force on 19 August 1998)

Loan Agreement (Short Form)

Mortgage Conditions and Explanations

General Mortgage Conditions for England and Wales

Property Update February 2011

Council Tax and Benefits Service. Debt Recovery Processes Council Tax and Housing Benefit Overpayments

Reform of In-Court Restructurings in Germany New Options and Implications for Creditors, Debtors and Shareholders

LAW OF THE REPUBLIC OF TAJIKISTAN ON LIMITED LIABILITY COMPANIES

Saffron Building Society Mortgages Savings Investments Insurance Loans. Residential mortgage conditions.

Article 2 Definition of Basic Terms

GENERAL BUSINESS CONDITIONS

Business Chapter 13 Cases: The Self-Employed Debtor

On the Insolvency of Undertakings and Companies

Supplementary materials

June milestones? specific given. the sale). opportunity

1. Terms and Conditions

Bankruptcy. a guide for unsecured creditors. Association of Business Recovery Professionals

Money Matters: What you need to know about debt. What is debt?

FACTORING INSURANCE CONTRACT GENERAL CONDITIONS

THE BASICS OF CHAPTER 11 BANKRUPTCY

ENGLISH BANKRUPTCY PROCEDURE GUIDE. A bankruptcy is deemed to commence on the date of the bankruptcy order.

Your Preserved Right to Buy or Right to Acquire Your Home

General Terms of Delivery and Payment

STANDARD CONDITIONS FOR INDIVIDUAL VOLUNTARY ARRANGEMENTS. Produced by the IVA FORUM

Factsheet. Bankruptcy. e y. i c e. Make Every Count. The information and benefit rates in this leaflet are correct at April 2009

Law on Bankruptcy and Liquidation of Banks and Insurance Companies (Official Gazette of the Republic of Serbia, No. 14/2015)

A voluntary bankruptcy under the BIA commences when a debtor files an assignment in bankruptcy with the Office of the Superintendent of Bankruptcy.

LAW OF THE REPUBLIC OF TAJIKISTAN «ON STATE REGISTRATION OF LEGAL ENTITIES AND INDIVIDUAL ENTREPRENEURS»

UNITED STATES BANKRUPTCY COURT DISTRICT OF UTAH, DIVISION In re CASE NO SSN: xxx-xx-1234 CHAPTER 13

Money Management Team Limited Limited Service & Fee Agreement

GLOBAL FORUM ON LAW, JUSTICE AND DEVELOPMENT (GFLJD) COMMUNITY OF PRACTICE QUESTIONNAIRE ON INSOLVENCY LAW AND COMPANY LAW

LAW ON BANKRUPTCY AND LIQUIDATION OF BANKS AND INSURANCE COMPANIES ( Official Gazette of the RoS, nos. 61/2005, 116/2008 and 91/2010)

BUSINESS TERMS AND CONDITIONS FOR ISSUE AND USE OF CREDIT CARDS. Article 1 Basic Provisions

Resolving Insolvency Questionnaire

Application for Credit (Business Account)

GUIDE FOR THE VOLUNTARY DISSOLUTION OF MINNESOTA NONPROFIT CORPORATIONS

Outsourcing IT The Legal Aspects

VIETNAM LEGAL UPDATE: NEW LAW ON BANKRUPTCY TO TAKE EFFECT IN JANUARY

CARDHOLDER CREDIT CARD AGREEMENT AND ADDITIONAL DISCLOSURES

HOW DOES BANKRUPTCY AFFECT THE LANDLORD TENANT RELATIONSHIP? Alvarez-Glasman & Colvin Anthony Marinaccio, Attorney

JOINT INSOLVENCY EXAMINATION BOARD

Is Cancellation of Debt Income Taxable? One question that I am asked often these days is whether cancellation of debt (COD) income is taxable or not?

THE END OF A BANKRUPT'S PERIOD OF BANKRUPTCY

Guide to the Debt Recovery Process

Personal Debt Management Form T: F:

NEW EQUITYMOBILICITY COMMUNICATIONS INC. - SHARE TERMS

Debt Options Information guide

R E P U B L I C O F A R M E N I A L A W

STANDARD CONDITIONS FOR INDIVIDUAL VOLUNTARY ARRANGEMENTS. Produced by the IVA FORUM

GUARANTEE (Prime Rate)

Voluntary administration: a guide for creditors

Contract Terms and Conditions for the supply of gas and electricity by Kensington Power Limited to Small & Medium Enterprises and Micro-Businesses

CAS CLIENT AGREEMENT

G E N E R A L C L A I M I N G R U L E S of Telefónica O2 Czech Republic

A Guide on Employee s Rights in Bankruptcy, Winding-up and Receivership

LEASE. The term of this Lease is for a period of months, commencing on day of,, and terminating on the day of,.

Transcription:

CZECH INSOLVENCY LAW Lease and Sublease JUDr. Ond ej Rathouský August 27, 2014

1. Introduction Czech insolvency law is relatively young and is continuously developing 1st Insolvency Act 1. 10. 1991 New Insolvency Act 1. 1. 2008 Substantial Amendment 1. 1. 2014 Decision making practice of Czech higher courts (although not formally binding) substantially influences the development 2

Importance of insolvency law is increasing together with the number of initiated insolvency proceedings 2008 5306 2009 9514 2010 16011 2011 24553 2012 32656 2013 37634 2014 (30. 6.) 17826 3

2. Reasons for initiation of the insolvency proceedings a) inability to pay debts (generally applicable) or b) overindebtedness (applies to legal persons and natural persons entrepreneurs) 4

a) Inability to pay debts plurality of creditors outstanding payment obligations with more than 30 days after due date inability to fulfill these payment obligations 5

b) Overindebtedness plurality of creditors the amount of the payment obligations is higher than the value of the property 6

3. Key Moments of Insolvency Proceedings a) Filing of the insolvency application b) Decision on insolvency c) Decision on form of solving insolvency 7

4. Forms of solving insolvency a) bankruptcy b) reorganization c) debt forgiveness 8

a) Bankruptcy property of the debtor is sold by the insolvency administrator receivables of the creditor are paid proportionally unpaid receivables or their parts do not cease to exist 9

b) Reorganization the business of the debtor continues in operation the receivables of the creditors are paid partially operation of the business and payment of the receivables proceeds according to the reorganization plan unpaid receivables or their parts cease to exist 10

c) Debt forgiveness property of the debtor is sold and the receivables of the creditors are paid proportionally instalments for the period of 5 years unpaid receivables cease to exist 11

5. Lease and sublease in bankruptcy after the bankruptcy is declared the insolvency administrator is entitled to terminate the lease / sublease contracts by notice the notice period is governed by the act or contract, however, shall not be longer than 3 months special regulation regarding termination of the lease / sublease of the apartments remains unaffected 12

6. Debtor as a landlord tenant is entitled to request the insolvency court to cancel the termination must file the request within 15 days from delivery of the termination must prove that the termination causes disproportionate harm or substantial damage the court must cancel the termination if the tenant is prepared to buy the respective property and provides sufficient collateral 13

7. Debtor as a tenant after the insolvency is declared the landlord is not entitled to terminate lease / sublease contract for delays in payments by the debtor originating in period before the insolvency is declared or due to worsening of the debtor's situation 14

8. Rent and Other Payments rent and other payments related with the lease / sublease not paid by the debtor before the bankruptcy is declared must be registered in the insolvency proceedings and would be paid proportionally rents and other payments paid by the creditor as a tenant in advance shall be registered as conditional receivables in the insolvency proceedings and should be also paid proportionally rent and other payments related with the lease / sublease to be paid after the bankruptcy is declared shall be paid by the insolvency administrator 15

9. Withdrawal from the Lease / Sublease Contract if at the time when the bankruptcy is declared the property is not handed over, the insolvency administrator as well as the other party to the contract may withdraw from the lease / sublease contract if the insolvency administrator withdraws from the contract the other party may claim damages by registering such claim in the insolvency proceedings both parties are obliged to state upon request of the other party whether they intend to withdraw from the contract or not 16

10. Lease and Sublease in Reorganization the same principles as in bankruptcy the rights of the insolvency administrator in bankruptcy belong to the debtor consent of the creditor's committee is needed 17

11. Lease and Sublease in Debt Forgiveness the same principles as in bankruptcy the rights of the insolvency administrator in bankruptcy belong also to the insolvency administrator 18

12. Reasoning Debtor as a landlord easier sale of the debtor's property free of leases / subleases Debtor as a tenant reduction of the debtor's cost 19

Thank you very much for your attention Czech Republic Giese & Partner, s.r.o. Palác Myslbek Ovocný trh 8 CZ - 117 19 Praha 1 Tel.: +420 221 411 511 Fax: +420 222 244 469 E-mail: office@giese.cz www.giese.cz Slovak Republic Giese & Partner, s.r.o. - organizačná zložka Lazaretská 12 SK - 811 08 Bratislava Tel.: +421(2)20 510 110 Fax: +421(2)20 510 199 E-mail: office@giese.sk www.giese.sk