Property Insurance Endorsement Policy Period Effective Date Policy Number Insured Name of Company Date Issued This Endorsement applies to the following forms: SCHEDULE Policy language follows Form 80-02-5127 (Ed. 8-04) Endorsement Page 1
THIS PAGE INTENTIONALLY LEFT BLANK Form 80-02-5127 (Ed. 8-04) Endorsement Page 2
Property Insurance Endorsement Effective Date Policy Number Premises Coverages Personal Property Of Others Under Premises coverages, and only with respect to the premises shown in the Schedule above, the following is added: We will pay for direct physical loss or damage to: A. personal property of others consisting of perishable property: 1. which is a change in constitution; or 2. caused by or resulting from a change in controlled environment; and B. personal property of others caused by or resulting from a peril not otherwise excluded, contamination or radioactive contamination, not to exceed the applicable Limit Of Insurance for Personal Property Of Others shown in the Schedule above. Deductible Personal Property Of Others Under Deductible, and only with respect to the premises shown in the Schedule above, the following is added: We will pay the amount of loss or damage to personal property of others in excess of the deductible amount shown in the Schedule above. Such deductible amount will apply separately at each premises in each occurrence. Conditions Other Insurance Under Conditions, the following is added to Other Insurance. If, at the time of loss or damage covered under this insurance, there is other insurance covering the owner s interest in personal property of others, this insurance will be primary, not contributing with other insurance. Form 80-02-5127 (Ed. 8-04) Endorsement Page 3
Definitions Personal Property Under Definitions, and only with respect to the premises shown in the Schedule above, the definitions of Personal Property, Personal Property Of Others and Perishable Property are deleted and replaced with the following: Personal property means: all your business personal property; business personal property you lease; labor, materials and services furnished or arranged by you on personal property of others; signs, fixtures, glass and other tenant's improvements and betterments; and glass in buildings you do not own if you are legally or contractually required to maintain such glass. Personal property does not mean: personal property of others; building, except tenant's improvements and betterments and glass in buildings you do not own if you are legally or contractually required to maintain such glass; land, water or air, either inside or outside of a structure; retaining walls; growing crops; outdoor trees, shrubs, plants, or lawns; vehicles or machines required to be licensed for use on public roads; trailers; contractors' equipment; self-propelled watercraft, or any other watercraft over 50 feet in length, in water; aircraft, except aircraft manufactured, processed, warehoused or held for sale while on the ground; electronic data; money or securities; personal property sold under a conditional sale or trust agreement or an installment or deferred payment plan after delivery to customers, except as provided under the Deferred Payments Additional Coverage; import shipments prior to either discharge from aircraft or oceangoing vessel or termination of the risk assumed by cargo insurance; export shipments after either being loaded on aircraft or oceangoing vessel or having come under the protection of cargo insurance; animals; any personal property which is in or below underground mines or mine shafts; or mobile communication property. Form 80-02-5127 (Ed. 8-04) Endorsement Page 4
Property Insurance Endorsement Effective Date Policy Number Definitions (continued) Personal Property Of Others Personal property of others means personal property not owned by you and in your care, custody or control. Personal property of others does not mean: business personal property you lease; personal property of employees. land, water or air, either inside or outside of a structure; retaining walls; growing crops; outdoor trees, shrubs, plants, or lawns; vehicles or machines required to be licensed for use on public roads; trailers; contractors' equipment; self-propelled watercraft, or any other watercraft over 50 feet in length, in water; aircraft, except aircraft manufactured, processed, warehoused or held for sale while on the ground; electronic data; money or securities; personal property sold under a conditional sale or trust agreement or an installment or deferred payment plan after delivery to customers, except as provided under the Deferred Payments Additional Coverage; import shipments prior to either discharge from aircraft or oceangoing vessel or termination of the risk assumed by cargo insurance; export shipments after either being loaded on aircraft or oceangoing vessel or having come under the protection of cargo insurance; animals; any personal property which is in or below underground mines or mine shafts; or mobile communication property. Form 80-02-5127 (Ed. 8-04) Endorsement Page 5
Definitions (continued) Perishable Property Perishable property means: personal property; personal property of others; or research and development property, that is susceptible to: spoiling; or rapid decay or deterioration. Perishable property does not mean scientific animals. All other terms and conditions remain unchanged. Authorized Representative Property Insurance Personal Property Of Others Specific Limit Of Insurance last page Form 80-02-5127 (Ed. 8-04) Endorsement Page 6