Request for Transcript of Tax Return

Form 4506-T (Rev. January 2010) Request for Transcript of Tax Return Department of the Treasury Internal Revenue Service 1a Request may be rejected if the form is incomplete or illegible. Name shown on tax return. If a joint return, enter the name shown first. OMB No. 1545-1872 Tip: Use Form 4506-T to order a transcript or other return information free of charge. See the product list below. You can also call 1-800-829-1040 to order a transcript. If you need a copy of your return, use Form 4506, Request for Copy of Tax Return. There is a fee to get a copy of your return. 1b First social security number on tax return or employer identification number (see instructions) 2a If a joint return, enter spouse's name show n on tax return 2b Second social security number if joint tax return 3 Current name, address (including apt., room, or suite no.), city, state, and ZIP code 4 Previous address show n on the last return filed if different from line 3 5 If the transcript or tax information is to be mailed to a third party (such as a mortgage company), enter the third party' s name, address, and telephone number. The IRS has no control over w hat the third party does w ith the tax information. Caution: If the transcript is being mailed to a third party, ensure that you have filled in line 6 and line 9 before signing. Sign and date the form once you have filled in these lines. Completing these steps helps to protect your privacy. 6 Transcript requested. Enter the tax form number here (1040, 1065, 1120, etc.) and check the appropriate box below. Enter only one tax form number per request. a Return Transcript, which includes most of the line items of a tax return as filed with the IRS. A tax return transcript does not reflect changes made to the account after the return is processed. Transcripts are only available for the follow ing returns: Form 1040 series, Form 1065, Form 1120, Form 1120A, Form 1120H, Form 1120L, and Form 1120S. Return transcripts are available for the current year and returns processed during the prior 3 processing years. Most requests w ill be processed w ithin 10 business days b Account Transcript, w hich contains information on the financial status of the account, such as payments made on the account, penalty assessments, and adjustments made by you or the IRS after the return was filed. Return information is limited to items such as tax liability and estimated tax payments. Account transcripts are available for most returns. Most requests w ill be processed w ithin 30 calendar days c Record of Account, w hich is a combination of line item information and later adjustments to the account. Available for current year and 3 prior tax years. Most requests w ill be processed w ithin 30 calendar days 7 Verification of Nonfiling, which is proof from the IRS that you did not file a return for the year. Current year requests are only available after June 15th. There are no availability restrictions on prior year requests. Most requests w ill be processed w ithin 10 business days 8 Form W-2, Form 1099 series, Form 1098 series, or Form 5498 series transcript. The IRS can provide a transcript that includes data from these information returns. State or local information is not included with the Form W-2 information. The IRS may be able to provide this transcript information for up to 10 years. Information for the current year is generally not available until the year after it is filed with the IRS. For example, W-2 information for 2007, filed in 2008, will not be available from the IRS until 2009. If you need W-2 information for retirement purposes, you should contact the Social Security Administration at 1-800-772-1213. Most requests w ill be processed w ithin 45 days Caution: If you need a copy of Form W-2 or Form 1099, you should first contact the payer. To get a copy of the Form W-2 or Form 1099 filed with your return, you must use Form 4506 and request a copy of your return, which includes all attachments. 9 Year or period requested. Enter the ending date of the year or period, using the mm/dd/yyyy format. If you are requesting more than four years or periods, you must attach another Form 4506-T. For requests relating to quarterly tax returns, such as Form 941, you must enter each quarter or tax period separately. Signature of taxpayer(s). I declare that I am either the taxpayer whose name is shown on line 1a or 2a, or a person authorized to obtain the tax information requested. If the request applies to a joint return, either husband or wife must sign. If signed by a corporate officer, partner, guardian, tax matters partner, executor, receiver, administrator, trustee, or party other than the taxpayer, I certify that I have the authority to execute Form 4506-T on behalf of the taxpayer. Note. For transcripts being sent to a third party, this form must be received within 120 days of signature date. Telephone number of taxpayer on line 1a or 2a Sign Here Signature (see instructions) Title (if line 1a above is a corporation, partnership, estate, or trust) Spouse's signature For Privacy Act and Paperw ork Reduction Act Notice, see page 2. Cat. No. 37667N Form 4506-T (Rev. 1-2010) Request for Transcript of Tax Return VMP Bankers SystemsTM VMP9045T (1002).00 Wolters Kluw er Financial Services Page 1 of 2

Borrower's Certification & Authorization The undersigned certify the following: 1. I/We have applied for a mortgage loan from Seattle Metropolitan Credit Union. In applying for the loan, I/We completed a loan application containing various information on the purpose of the loan, the amount and source of the down payment, employment and income information, and assets and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentations in the loan application or other documents, nor did I/We omit any pertinent information. 2. I/We understand and agree that Seattle Metropolitan Credit Union reserves the right to change the mortgage loan review process to a full documentation program. This may include verifying the information provided on the application with the employer and/or the financial institution. 3. Home Loan Center I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for this mortgage, as applicable under the provisions of Title 18, United States Code, Section 1014. Authorization to Release Information To Whom It May Concern: 1. I/We have applied for a mortgage loan from Seattle Metropolitan Credit Union. As part of the application process, Seattle Metropolitan Credit Union may verify information contained in my/our loan application and in other documents required in connection with the loan, either before the loan is closed or as part of its quality control program. 2. I/We authorize you to provide Seattle Metropolitan Credit Union, and to any investor to whom Seattle Metropolitan Credit Union may sell my/our mortgage, any and all information and documentation that they request. Such information includes, but is not limited to, employment history and income; bank, money market, and similar account balances; credit history; and copies of income tax returns. 3. Seattle Metropolitan Credit Union or any investor that purchases the mortgage may address this authorization to any party named in the loan application or disclosed by any consumer credit reporting agency or similar source. 4. 5. A copy of this authorization may be accepted as an original. Your prompt reply to Seattle Metropolitan Credit Union or the investor that purchased the mortgage is appreciated. NOTICE TO BORROWERS: This is notice to you as required by the Right to Financial Privacy of 1978 that HUD/FHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you. Financial records involving your transaction will be available to HUD/FHA without further notice or authorization but will not be disclosed or released by this institution to another Government Agency or Department without your consent except as required or permitted by law. rev. 2/2013 authr.uff

Fair Practice Notices Equal Credit Opportunity Act Notice The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital statusand/or age (provided that the application has the capacity to enter into a binding contract). The Act also prohibits creditors from discriminating because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the consumer Credit Protection Act. The federal agency that administers compliance with this law concerning the creditor is: Home Loan Center Federal Trade Commission 915 Second Avenue Room 2896 Seattle WA 98174 Pursuant to the Equal Credit Opportunity Act, income from alimony, child support or maintenance payment need not be revealed if you do not choose to disclose such income in applying for credit. Seattle Metropolitan Credit Union will consider such payments as income in evaluating your credit worthiness (to the extent that such payments are likely to be consistently made) if this information is disclosed. Fair Credit Reporting Act Notice A credit report or an investigative consumer report regarding your credit experience will be ordered in connection with your application for a loan. This report will contain information on your actual credit worthiness, credit standing, and credit capacity. A completed report may also contain information on your character, general reputation, personal characteristics or mode of living. The information for such a report may be obtained through personal interviews with friends, neighbors, and associates. You have the right given by federal law to receive a complete and accurate statement of the nature and scope of the information given in this report. A request for such information must be in writing. Seattle Metropolitan Credit Union may deny your application or raise the charge for extending credit to you based on any such information. You have the right to request that SMCU disclose the nature of the information to you and advise you of the name and address of the reporting agency used for information in the consumer report. A written request must be received within sixty (60) days after learning of such adverse action. Patriot Act - Information Disclosure To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents before opening the account. Reports are routinely obtained in connection with applications for credit and constitute an important feature of the credit underwriting. rev. 9/2013 ecoa.uff

Home Loan Center Interest Rate Lock Disclosure The interest rate quoted at application is not guaranteed. The Good Faith Estimate and the Truth in Lending Disclosure are estimates only, and may not reflect your locked rate. The interest rate is subject to change without notice. However, Seattle Metropolitan Credit Union does offer members the opportunity to guarantee an interest rate for a specified time period. Two lock options are available, Float or Lock. Both options require the rate to be locked no later than 7 business days prior to closing. Breaking a rate lock within 7 days of closing could result in a delay. I choose the Float option. The interest rate is subject to change without notice. I understand that I may lock-in the interest rate at any time after the application date, but no later than the date closing documents are prepared, referred to as Document. This date is generally 5 days prior to the scheduled closing date. Rates cannot be locked via voice mail or e-mail. If I do not lock the rate, the rate will be set at the rate available on the Document. In order to LOCK your interest rate, you must have submitted your loan application. If you are purchasing a home, you must be under contract to purchase. If you are eligible and wish to lock at this time, please contact your Loan Officer. A Lock Agreement will be prepared, and must be signed. I/We understand and agree to the terms contained in this Lock Disclosure. rev.2/2013 lock disclosure.uff

Borrower Information Request Home Loan Center Insurance Information Insurance Company: Policy #: Agent Name: Agent Phone Number: Agent Fax Number: Appraisal Delivery Method We will provide a copy of the appraisal after the appraisal has been reviewed and approved by an SMCU staff member. Please indicate your preferred delivery method by initialling below: Delivery by email to this email address: Delivery by US mail to my mailing address. Delivery to escrow agent with the closing documents. I waive my right to review the report 3 days prior to closing. Property Detail Disclosure To expedite the processing of your loan application, it is important that we be made aware if any of the following details apply to your home. Please check any details that pertain to your property. Current mortgage is FHA Condominium Duplex Triplex Incomplete or in need of repairs (explain) Fourplex Private Well Mobile/Manufactured Home Liens (utility, divorce) Septic system Waterfront/View Acreage None exist Rev. 2/2013 borrinfo.uff

Home Loan Center Application Deposit Agreement In order to begin processing your loan application, Seattle Metropolitan Credit Union requires an Application Deposit in the amount of $500.00. This deposit cannot be collected until you have received your Good Faith Estimate, and have had 3 days to review the estimate. This deposit will be used to pay the fees charged by third parties involved in the transaction such as appraisers, credit bureaus and title insurance companies. Once we being processing your loan application, this deposit becomes non-refundable. At the time your loans closes, your deposit will be applied to the closing costs incurred. Your deposit must be collected from an account with Seattle Metropolitan Credit Union. If you have accounts with another financial institution, please transfer the amount necessary to an account with SMCU. You must have an account with Seattle Metropolitan Credit Union to be eligible as a borrower. Transaction Authorization By signing below, you authorize Seattle Metropolitan Credit Union to withdraw the required deposit from the account indicated: Savings Checking SMCU Account #: Money Market Account Holder: Transaction Amount: Authorized by: : (For SMCU use only) Transaction : Completed By: Teller #: Deposit Entered in LOS: rev 2/2013 depagr.uff