ASSET A G U I D E TO O U R G LO BA L



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S A N TA N D E R ASSET M A N AG E M E N T A G U I D E TO O U R G LO BA L I N V E S T M E N T C A PA B I L I T I E S

WITH LOCAL KNOWLEDGE Q 01 OVERVIEW Santander Asset Management is an independent, global asset manager with strong local roots in Europe and Latin America. Owned in equal parts by Banco Santander (0%) and Warburg Pincus and General Atlantic (0%), its assets under management total 1bn as at the end of September 01. With a history spanning over 0 years, it is geographically diversified across 11 countries of both developed economies and emerging markets with high growth potential. Santander Asset Management has over 77 employees worldwide, of whom are investment professionals with more than ten years experience in managing funds. 10 7 OUR AIM & APPROACH Santander Asset Management s aim is to develop bespoke investment solutions that deliver consistent, strong performance for its customers. Focused on managing traditional investments with a fundamental approach, it adheres to robust risk control processes and procedures in order to protect and enhance clients assets, keeping them informed of their investments at all times. 8 1 11 This approach allows the business to: Compete on a global scale with large asset managers in the institutional arena Distribute products and services internationally Participate in the consolidation process that is taking place in the industry. 1. 1 Spain.bn 18 staff Brazil.1bn 90 staff United Kingdom.bn 1 staff Mexico 1.bn 1 staff Portugal.bn staff Chile.bn 7 staff 7 Poland.bn 108 staff 8 Puerto Rico 11 1.7bn staff 9 Argentina 1.bn 1 staff 10 Germany 1.1bn 1 staff Japan Representative office 1 staff 9

WITH LOCAL KNOWLEDGE Q 01 OUR CAPABILITIES & INVESTMENT OFFERING From our institutional sales platform in Luxembourg, we offer a range of over 0 investment alternatives for investors seeking global diversification. Our product offering includes strategies in fixed income, equities and balanced portfolios, covering areas where we have comprehensive knowledge and experience: Europe and Latin America. In fixed income, we manage over 9.bn in government, credit, local debt, money market and hybrid portfolios across both regions whilst in equities, we invest in large, core and small caps in addition to income funds. Furthermore, in multi-asset solutions, our assets under management exceed.8bn and are invested across a range of strategies from balanced and risk profiled funds to absolute, fund of funds and corporate pension schemes. LATIN AMERICA 101 Investment Professionals GLOBAL Investment Professionals FIXED INCOME 8bn AUM EUROPE 99 Investment Professionals EQUITY 8.7bn AUM The management of these mandates is carried out by our global investment teams, located in London and Madrid, based on their own analysis as well as that of each of the local asset managers where Santander Asset Management has a presence. This on-the-ground expertise provides in-depth knowledge of the local markets and hence allows us to maximize investment opportunities. FIXED INCOME 8.bn AUM EQUITY 1bn AUM GLOBAL MULTI ASSET SOLUTIONS.8bn AUM OTHERS 1.1bn AUM

WITH LOCAL KNOWLEDGE OUR INVESTMENT PROCESS Santander Asset Management s global investment model comprises five key elements: 01 0 0 0 0 Homogeneous investment processes and well organized team structures The combination of global and local macroeconomic and asset allocation views to get a well-rounded picture of world markets A strong global process which helps strengthen local products that are tailored to individual countries requirements The presence of both global and local equity and fixed income research teams On-the-ground knowledge and capabilities which reinforce regional mandates and are managed by experienced local and global teams A disciplined investment process, the analytical capabilities of local teams and strict risk management facilitate in-depth knowledge of market opportunities as well as clients individual needs, and are what distinguishes Santander Asset Management from the competition. Global investment Risk control overlay Local expertise and knowledge CONTACT DETAILS GLOBAL TEAM Ileana Salas + 07 91 09 ileana.salas@santanderam.com www.santanderassetmanagement.com Steven Edgson + 07 91 09 steven.edgson@santanderam.com Source of all data: Santander Asset Management as at 0 September 01. THIS MATERIAL IS ONLY FOR INSTITUTIONAL CLIENTS AND SHOULD NOT BE RELIED UPON BY ANY OTHER PERSONS. This report has been prepared by Santander Asset Management Luxembourg SA. The information contained herein has been compiled from sources believed to be reliable, but while all reasonable care has been taken to ensure that the information contained herein is not untrue or misleading at the time of publication, we make no representation that it is accurate or complete and it should not be relied upon as such. All opinions expressed here represent the views of the author at the time of the presentation and are not necessarily the views of Santander Asset Management unless otherwise stated and are subject to change. Santander Asset Management may change the recommendation it has on a stock at any given time. From time to time, Santander Asset Management and/or any of its officers or directors may have a position, or otherwise be interested in, transactions in securities which are directly or indirectly the subject of this report. Santander Asset Management has internal rules of conduct that contain, among other things, procedures to prevent conflicts of interest with respect to recommendations, including, Chinese Walls, and the possibility of establishing specific restrictions on research activity where appropriate. Santander Asset Management may from time to time perform services for or solicit business from any company mentioned in this report. Santander Asset Management does not accept any liability whatsoever for any direct or consequential loss arising from any use of this report or its contents. This report may not be reproduced, distributed or published by any recipient for any purpose. Santander Asset Management advises that this presentation may contain representations regarding forecasts and estimates. Said forecasts and estimates may include, among others, remarks on the development of future business and future returns. Although these forecasts and estimates represent our opinions regarding future business expectations, perhaps certain risks, uncertainties and other relevant factors may lead the earnings to be materially different from what is expected. Included among these factors are (1) the situation of the market, macroeconomic factors, regulatory and government guidelines, () variations in domestic and international stock exchanges, exchange rates and interest rates, () competitive pressure, () technology developments, () changes in the financial position and credit standing of our customers, debtors or counterparts. The risk factors and other fundamental factors that we have stated could have an adverse effect on our business and on the performance and earnings described and contained in our past reports, or in those that we shall present in the future, including those filed with regulatory and supervisory entities. Santander Asset Management Luxembourg S.A. All Rights Reserved. Eric van Maasdijk + 07 91 08 9 eric.van.maasdijk@santanderam.com