Increase Cash Returns and Optimize Working Capital with Early-Payment Discounts



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SAP Brief Ariba s Cloud s from SAP Ariba Discount Professional Objectives Increase Cash Returns and Optimize Working Capital with Early-Payment Discounts

Make the most of your short-term cash and working capital Make the most of your short-term cash and working capital Getting the most out of working capital often means maximizing days payable outstanding (DPO) and holding on to cash without adding liquidity risk to your supply chain. But short-term investments earning less than 1% annually clearly aren t the answer. The Ariba Discount Professional solution from Ariba, an SAP company, helps you capture early-payment discounts and earn significant cash returns. For organizations looking to increase returns on cash in the current low-interest-rate environment, there s arguably no better option than early-payment discounts from suppliers. By taking advantage of early-payment programs, you can maximize discount savings, earn impressive returns on cash deployed, and substantially increase supplier participation while maintaining or even increasing overall DPO. With a cloud-based solution, you can implement an early-payment discount program that works with any enterprise resource planning (ERP) or back-office system. You can turn your accounts payable staff into cash managers, save money on goods and services, and help your suppliers as well. 2 / 10

Ariba Discount Professional provides a dynamic discounting platform that enables you to improve collaboration with suppliers, so you can better manage your cash and working capital while supporting your suppliers financial health. The solution automates early-payment discount management from initial offer to agreement, including transactions with prorated or dynamic discounts. You control the amount of cash that s applied to discount programs, and you determine which suppliers to target. And with support for all your invoices, you can take advantage of discount opportunities on electronic invoices as well as invoices that you process manually. You can also benefit from the expertise of our working capital management services team, which brings years of experience and payment term data to help you formulate an effective program for improving DPO with dynamic discounting. Mutually beneficial s help to improve cash management for buyers and suppliers. 3 / 10

Ariba Discount Professional is a collaborative finance solution that works with the SAP ERP application and non-sap ERP applications. It lets you extend early-payment discount offers to virtually all of your suppliers through the cloud while maintaining control of your dynamic s. With Ariba Discount Professional, you set the hurdle rate the minimum rate of return you are willing to accept for s. You control the amount of cash you want to use, and you identify which suppliers or supplier groups to include in a program. Powerful reporting functionality lets you track metrics such as discount volume, average discount rate, transaction volume, and supplier growth rates. You can compare results to other periods, supplier-specific discount metrics, and other criteria. Enable dynamic discounting from any back-office system. 4 / 10

Traditional static early-payment discount programs limit opportunities to manage cash. These programs typically involve a small group of suppliers managed by procurement, and they do not allow discounts to be captured after the discount date. Ariba Discount Professional gives you another way to collaborate with suppliers. With this solution, you can capture all existing discounts and expand to new groups of suppliers that never offered discounts before. Discount offers include dynamic, sliding-scale discounts that are available for capture all the way up to the invoice due date. What about discounts you fail to capture because you can t process your invoices fast enough to earn them? We offer Ariba Invoice Management, a financial solution that automates invoice processing and enables you to speed invoice approval cycles from weeks or months to a few days so you can capture all eligible discounts and not just a small percentage. Collaborate with your suppliers to manage cash better. 5 / 10

Without a defined strategy and careful management, payment terms can proliferate as buyers negotiate contracts with suppliers. Organizations with a team of buyers and thousands of suppliers can have more than 100 distinct payment terms and include unusual terms such as Net 7 with no early-payment option. These widely varied payment terms can hurt DPO performance by having you pay suppliers more quickly than other companies in your industry, putting your company at a competitive disadvantage. With Ariba Discount Professional and a strategic payment terms standardization program, you get the best of two worlds. You can extend payment terms with many suppliers and offer early-payment discounts for others that prefer to get paid sooner. The net effect: you can maintain or extend your DPO as you lower your costs of goods and services, and you can increase your return on cash from these discounts. With Ariba Discount Professional, you can increase your cash returns and improve management of working capital. 6 / 10

Many suppliers, especially small and midsize firms, are strapped for cash but don t have easy access to business loans or lines of credit. Ariba Discount Professional presents a solution where, in exchange for discounts, you can accelerate payment to suppliers to help reduce their days sales outstanding (DSO) and give them the needed liquidity to run their business. Automated alerts and notifications immediately inform suppliers of discount offers. Suppliers can view payment status from a supplier portal and accept discount offers every time or on an ad hoc basis. Our cash flow optimizer tool allows suppliers to model early-payment opportunities and choose the most affordable discount offers to meet their cash flow needs. Suppliers can also initiate discount offers or make counteroffers as part of a collaborative cash management process. Provide your suppliers with valuable liquidity options. 7 / 10

For companies that lack the time, expertise, or resources to actively manage a dynamic discounting, payment term, or broader working capital program, our working capital management services team can help. We bring many years of experience working with organizations to design, run, and maintain an effective program. Our consultants can assess your current payment terms, working capital, and cash positions; compare them against industry averages; and formulate a plan to drive sustainable working capital improvements. And unlike solution providers with a narrow focus, our consultants can manage the rollout or expansion of converting checks to electronic payments, as well as manage purchasing card, supply chain finance, and remittance data cleanup programs. With our help, you can free up significant working capital, dramatically expand earlypayment discounts, and jump-start related working capital programs. Our specialists can also reach out to new suppliers as part of your program. Get results quickly with access to the more than 1.5 million suppliers on the Ariba Network, many with whom you are doing business today. 8 / 10

Manage cash better and unleash new business potential Manage cash better and unleash new business potential Ariba Discount Professional is a proven solution for improving early-payment discount performance. It lets you effectively manage your cash and working capital while helping your suppliers remain financially strong. Ariba Discount Professional helps make it possible for companies like yours to earn double-digit cash returns from early-payment discounts, with no risk, while maintaining or extending DPO. And you can expand early-payment s to a much larger group of suppliers than can be served through traditional approaches. Capture all available early-payment and broaden supplier participation in discount programs. 9 / 10

www.sap.com Objectives Summary The Ariba Discount Professional solution helps you mine your payables for profit while providing your suppliers with new opportunities to improve their cash flow. Our working capital management experts can help you develop and implement effective early-payment s and payment terms strategies. The result is a collaborative approach to managing cash that benefits both trading partners. Objectives Improve cash returns over existing shortterm investments, with less risk Reduce costs of goods and services Improve management of working capital Cloud-based, dynamic discounting with greater payment control Proven services team for recruiting targeted suppliers Working capital management consulting experts for implementing an integrated, dynamic discounting and payment term standardization program Realize substantial cost savings on targeted discountable spend Help to achieve double-digit cash returns, with no risk Increase supplier participation in earlypayment s Expand while maintaining or extending days payable outstanding (DPO) Learn more To find out more, visit www.ariba.com /solutions/manage-cash/discount -management-and-dynamic-discounting. 10 / 10 Studio SAP 31359enUS (14/08)

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