Hawaii Campus School of Business Mission Statement Wayland Baptist University exists to educate students in an academically challenging, learning focused and distinctively Christian environment for professional success and service to God and humankind. FINA 3315 Personal Financial Planning. Term: Winter 3 2014, from January 13 th to March 29 th Thursdays 5:30-10:00 PM Hybrid Course Location: Instructor: Mililani Mauka Campus Henrique Regina Work phone number: (808) 488-8570 x347 Fax: 8576. Cellular phone number: (808) 222-9407 E-mail address: hregina@wbu.edu Office Hours: By appointment. Course Textbook: Lawrence J. Gitman, Michael D. Joehnk, Randall S. Billingsley, Personal Financial Planning. 12 th ed. 2011 South-Western, Cengage Learning. Hybrid Course This course will have 7 sessions in the classroom and 3 sessions 100% on-line delivered via Blackboard. The in-classroom meetings will be from 17:30 to 22:00. See the Course Schedule section (page 4) for class meetings dates and delivery method. Blackboard On-line Platform This course will use Blackboard courseware. All registered students automatically have access to Blackboard. An enrolled student can link to Blackboard through the Wayland Baptist University main website by selecting the Current Students link and clicking on the Blackboard link. Click here to go to Blackboard https://wbu.blackboard.com. For Blackboard first time users, see
instructions at Log-in page to access Blackboard. It is important that all undergraduate students enrolled in this course establish a Wayland Email account, as the instructor will periodically send emails to enrolled students through Blackboard. Course Description: Survey of recurring individual and family financial needs. Topics Include budgeting, banking, investing, insurance, real estate, credit, personal taxes and life-long financial planning. Course Prerequisite (s): None Course Outcome Competencies: Understand the foundations of the financial planning process Understand the management of basic assets including cash, savings, housing and automobile. Understand the management of personal credit such as credit cards and consumer loans Understand the management of personal investments including stocks, bonds and mutual funds Understand the retirement planning process Course Requirements: General: read course assigned chapters before the class meeting as indicated on the attached course schedule, attend all classes, participate in class discussions, submit homework assignments and research paper and take all exams. Exams must be taken as scheduled unless prior arrangements have been made with the instructor. Homework assignments are due based on the course schedule. Calculator: Calculator with exponential (power) key is required. A financial calculator is optional. Attendance: Students enrolled at one of the University s external campuses should make every effort to attend all class meetings. All absences must be explained to the instructor, who will then determine whether the omitted work may be made up. When a student reaches that number of absences considered by the instructor to be excessive, the instructor will so advise the student and file an unsatisfactory progress report with the campus Dean. Any student who misses 25 percent or more of the regularly schedule class meetings will receive a grade of F in the course. Additional attendance policies for each course, as defined by the instructor in the course syllabus, are considered a part of the University s attendance policy. A student may petition the Academic Council for exceptions to the above policies. Absences will be waived if proper documentation stating the reasons for the absence such as TDY orders and doctor s note. The student might be required to do extra course work to cover the class meetings missed in addition to the regularly scheduled assignments. (See the university 2013-2014 catalog, page 95)
Assessment/Grading: A. Homework (10%) Two homework assignments covering the most important topics from the course textbook. Each homework assignment is worth 50 points. B. Hybrid Sessions Assignments (30%) Each on-line meeting session will require an assignment(s) to be completed. While the type of assignments may vary, each on-line session will be worth 100 points total. C. Exams (30%) - Both midterm and final exams are worth 150 points each. The exams are take-home. D. Attendance (10%) - The students can earn up to 100 points by attending and participating in classes meetings. E. Research Paper (20%) The research paper topics are selected subject areas of the personal financial planning process. Example: cash management, investments, retirement, debt consolidation, mortgage programs, estate planning and etc. The student will research a particular subject and write a 5 to 7 pages research paper based on the APA 6 th edition format. The research paper is worth 200 points. The research paper grade assessment will be 10% oral presentation, 20% format and 70% content. A research paper outline format will be provide indicating required research paper sections. Grade Scale: Grade Scale Homework 10% Hybrid 90 to 100 % A Assignments 30% 80 to 89% B Midterm Exam 15% 70 to 79% C Final Exam 15% 60 to 69% D Attendance 10% 0 to 59% F Research Paper 20% Total 100% Classroom Conduct Students who disrupt class will be directed to leave immediately and report to the campus dean, who will discuss with the student the cause of the disruption. The student will only return to the class with the permission of the campus dean and the faculty member involved (WBU Catalog, 2013-2014, p. 97)
Special Needs In compliance with the Americans with Disabilities Act of 1990 (ADA), it is the policy of Wayland Baptist University that no otherwise qualified person with a disability be excluded from participation in, be denied the benefits of, or be subject to discrimination under any educational program or activity in the university. The Coordinator of Counseling Services serves as the coordinator of students with a disability and should be contacted concerning accommodation requests at (806) 291-3765. Documentation of a disability must accompany any request for accommodations (WBU Academic Catalog, 2013-2014, p.4). January 16 th (Module 1 Classroom) January 23 rd (Module 2 Classroom) Course Meetings Schedule Foundations of Financial Plans Chapter 1: Unders. the Financial Planning Process Chapter 2: Your financial statements and Plans Foundations of Financial Plans Chapter 2 Time Value of Money Homework 1 Due Foundations of Financial Plans & Managing Basic Assets January 30 th (Module 3 On-line) February 6 th (Module 4 - Classroom) Chapter 3: Managing your Taxes Chapter 4: Managing your cash & Savings Homework 2 due Managing Basic Assets Chapter 5: Making Automobile & Housing Decisions Module 3 On-line assignments due February 13 th (Module 5 On-line) Managing Credit Chapter 6: Borrowing on Open Account Chapter 7: Using Consumer Loans February 20 th (Module 6 - Classroom) Managing Investments Chapter 11: Investment Planning Chapter 12: Investing in Stocks & Bonds Midterm Exam Due Research Paper Outline Due Module 5 on-line Assignments due February 27 th (Module 7 On-line) Managing Insurance Needs Chapter 8: Insuring Your Life Chapter 9: Insuring Your Health Chapter 10: Protecting your Property
Managing Investments & Estate Planning March 6 th Chapter 13: Investing in Mutual Funds (Module 8 Classroom) Module 7 On-line Assignments Due March 13 th (Module 9 - Classroom) Retirement Planning Chapter 14: Planning for Retirement Chapter 15: Preserving your Estate Last Course Meeting March 20 th Research Paper Presentations Final Exam Due (Module 10 In classroom)