Stop Loss Medical Management/ Claims Management Questionnaire



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Stop Loss Medical Management/ Claims Management Questionnaire Mutual of Omaha Insurance Company United of Omaha Life Insurance Company The attached questionnaire is made up of two parts. Part I focuses on the medical/case management function. Part II focuses on claims management programs. If you have not previously completed this questionnaire for us, please complete both Parts I and II. If you have completed a questionnaire for us previously, please complete Part II only. Part I. If you are a Third Party Administrator (TPA) who has medical/case management in house, please complete Part I of the questionnaire and return it to the address shown below. If you use outside vendors for medical/case management, please have the individual vendors complete the appropriate questions on the questionnaire and return it to the address shown below. If you use more than one medical/case management vendor, please have each vendor complete the questions that apply to the work they do for your company. Part II. We would like to understand the other programs that you have in place to manage claim costs. Please complete this section fully, attach additional information if necessary to fully describe the programs that you have in place and return it to the address shown below. If you would like to provide additional information regarding the programs you have in place, please include that information with the questionnaire. Thank you for taking the time to complete this questionnaire. Your responses are necessary and valuable to us so that we can provide the highest quality service to you and your customers. Please return the completed questionnaire to Diane Hobza at Mutual of Omaha, H04/TPA Stop Loss, Mutual of Omaha Plaza, Omaha, NE 68175, fax (402) 351-1882 or e-mail diane.hobza@mutualofomaha.com. Your Name Your Phone Number Your E-mail Address TPA Name Medical Management Vendor Name (If Part I was completed by a vendor) Z750 1

Part I. Stop Loss Medical/Case Management Questionnaire Medical Management Administration 1. Do you use a Physician Advisor? Yes No If yes, check all the statements below that apply. Internal MD advisor retained by TPA Have standard protocol for referral to MD advisor Have requirements for eligibility of MD advisor Other External MD advisor contracted on case-by-case basis Have requirements for documentation by MD advisor Use outside vendor for independent medical opinion 2. Who does case review for: Medical Necessity MD RN/LPN Other Price Negotiation MD RN/LPN Other Experimental/Investigational MD RN/LPN Other Level of Service Appropriateness MD RN/LPN Other Do you use non-health care professionals? Yes No If yes, in what capacity? 3. Do case managers have access to network contracts? Yes No Do case managers have access to plan design? Yes No Do your plan documents include incentives to utilize case management? Yes No 4. Does the PPO also do the Medical Management? Yes No 5. Is the organization accredited with: AAHCC URAC NCQU JCAHO Other What is the accreditation time frame? 6. How does Medical Management support the underwriting/disclosure process (i.e. review of medical underwriting forms, provide clinical information etc.)? 2

Medical Management Process 1. How is UR/Medical Case Management handled? Internally Externally 2. Are UR/Medical Case Management services contracted for all groups? Yes No Please list all contracted vendors. 3. If UR/Medical Case Management is handled internally, what guidelines are used? (Check all that apply) Nationally recognized Internally generated Other 4. Type of Pre-certification/Prior authorization used. (Check all that apply) Pre-certification for hospital based services Continued stay review Ongoing (vs. Retrospective) Provider initiated (vs. UR/CM initiated) Prior authorization for non-hospital based service Continuation of service review Physician initiated (vs. UR/CM initiated) 5. Do your plan documents include pre-certification incentives? Yes No 6. How is UR/Medical Case Management information coordinated with the TPA claims department? (Check all that apply) System integration with the claims system Manual system Separate systems with manual information sharing Other 7. What triggers are used to identify a potential Case Management situation? (Check all that apply) Trigger diagnosis Over 50% of specific deductible Frequent hospitalizations Other 8. When is the Stop Loss Carrier notified of a potential large case? At the time of benefit verification (prior to services being rendered) Pre-claim (service has been rendered, claim not submitted yet) Claim submitted, not paid Post claim/retrospective % in this category % in this category % in this category % in this category 9. Is there a referral process for Case Management services/mechanism for referral: From UR to LCM? Yes No If yes, is it On-line Manual From Claims to LCM? Yes No If yes, is it On-line Manual From Claims to Stop Loss Carrier? Yes No From UR/LCM to Stop Loss Carrier? Yes No 3

Medical Management Data Collection and Reporting 1. What are the criteria/guidelines used to collect data and develop reports for clients, including notice criteria for stop loss carriers? 2. How is Medical Management data reported and what is the frequency of reports? 3. How are Medical Management savings reported? (Check all that apply) Actual days saved (difference between days certified and actual days stayed) Alternative setting of care Admissions avoided Lesser level of care Procedures defined as medically necessary Procedures avoided Local PPO/other network saving 4

Part II. Stop Loss Medical/Case Management Questionnaire Networks 1. Do you directly contract with your PPO network, or is access outsourced? Direct contract Outsourced 2. Do your plan documents include incentives to utilize the PPO network? Yes No 3. Do your plan documents and/or PPO contracts include language that restricts the application of usual/reasonable and customary limits for PPO charges? Yes No 4. Do your plan documents and/or PPO contracts include language that limits the ability to perform hospital bill audits? Yes No 5. What networks are offered in addition to the PPO network? Transplant network Yes No If yes, what network is used? If yes, do your plan documents include incentives to utilize the transplant network? Yes No Please provide any information that you have available regarding average discounts achieved. Dialysis network/vendor Yes No If yes, what network is used? If yes, do your plan documents include incentives to utilize the dialysis network? Yes No Please provide any information that you have available regarding average discounts achieved. 5

Cancer Care network Yes No If yes, what network is used? If yes, do your plan documents include incentives to utilize the cancer care network? Yes No Please provide any information that you have available regarding average discounts achieved. Additional Claims Management Programs What kinds of additional programs are in place to manage medical costs? Maternity management program Yes No If it is outsourced, who is the vendor managing the program? If yes, do your plan documents include incentives to utilize the maternity management program? Yes No Catastrophic Case Management (in addition to regular case management) Yes No If yes, for what medical conditions? If it is outsourced, who is the vendor managing the program? If yes, do your plan documents include incentives to utilize the catastrophic case management program? Yes No 6

Disease Management Yes No If yes, for what medical conditions? If it is outsourced, who is the vendor managing the program? If yes, do your plan documents include incentives to utilize the disease management program? Yes No Predictive Modeling Yes No Who is the vendor providing the predictive modeling tool? What programs/processes do you have in place to utilize the information provided by the tool? If yes, do your plan documents include incentives to utilize the programs/processes put in place? Yes No Pre-Payment Hospital Bill Audit Yes No If yes, what are the criteria for referring for a pre-payment hospital bill audit? If it is outsourced, who is the vendor managing the program and what is the associated fee? 7

Bill Negotiation Yes No If yes, what are the criteria for referring a bill for negotiation? If it is outsourced, who is the vendor managing the program and what is the associated fee? Plan Language Please share with us any language included in your standard plan documents that is intended to help control claim costs. The language may be attached to this questionnaire. Other Please describe any other programs you have in place to manage the cost of medical claims that you would like us to consider. You may attach additional information regarding these programs. 8