General PROFILE Questions Do I need a separate form for each child attending? Yes. A separate registration and application is required for each student. You must completely close your browser and sign in with (or create) a new user name and password for each new CSS/Financial Aid PROFILE (PROFILE) application. How do I find out if my school uses PROFILE? A list of most of the colleges and universities that use the PROFILE service may be viewed by clicking on Participating Colleges, Universities and Scholarship Programs in the center of the screen on the PROFILE home page. Some institutions have selected not to be included on this list. You should check with each of your colleges and universities to determine their requirements. When can a student fill out the PROFILE as an independent? A student is considered independent, for financial aid consideration, if he or she is or has at least one of the following: is at least 24 years old as of Jan. 1 of the academic year, is married, is a graduate or professional student, has a legal dependent other than a spouse, is a veteran of the U.S. Armed Forces, or is an orphan or ward of the court (or was a ward of the court until age 18). If not, the student is considered dependent. A parent refusing to provide support for his or her child s education is not sufficient for the child to be declared independent. Financial aid eligibility is, in part, determined by a student s dependency status. Independent students are treated differently from students who are dependent on their parents. However, some schools and programs require parental information on the PROFILE even if the student is considered independent based on the criteria above. Are there colleges that absolutely require the PROFILE? Is it ever too late to submit the PROFILE to the colleges? Check your colleges /programs information to determine whether they require the PROFILE. A list of colleges that require the PROFILE from at least some of their applicants is found here (http://student.collegeboard.org/css-financial-aid-profile). The most up-to-date list, including search capabilities and additional information, can be found by clicking on Participating Colleges, Universities and Scholarship Programs on the PROFILE home page. You may file the PROFILE as early as Oct. 1, 2012. However, you should file no later than two weeks before the EARLIEST priority filing date specified by your colleges or programs. College funds are limited and the amount of aid awarded could be reduced if the PROFILE is received after the priority filing deadline.
What does CSS stand for? College Scholarship Service If I have not submitted the PROFILE, and have already applied Early Action (EA) to several schools, am I behind? Colleges and scholarship programs have different deadline requirements for completing the PROFILE Application. You can find out the deadlines (priority filing dates) for your colleges or programs in their financial aid information usually on their website or through PROFILE Online. When you register for PROFILE, you select the colleges and programs to which you would like to send your PROFILE information. If a date appears when the college or program is selected, this is the date by which the completed PROFILE application should be submitted. If no date appears, the college or program has not given the College Board its priority filing date. In this case, you should check with the college or program for this important date. If a filing date has passed, complete and submit the application immediately. Once you have registered the colleges and programs you selected and their priority filing dates will appear on the PROFILE home Page. In submitting PROFILE Online, please be aware that the College Board is located in the Eastern time zone of the U.S. If you live on the West Coast of the United States, for example, and submit your application after 9 p.m. on your college s or program s priority filing date, the receipt date will be recorded as the next day, and your application will be considered late by your college or program. Is the CSS ID code number the same as the College Board code number? The CSS ID is the sevendigit identifier assigned to each PROFILE filer. The CSS Code is the unique four-digit number assigned to each college, university and scholarship program that accepts or requires the CSS/Financial Aid PROFILE, Noncustodial PROFILE (NCP), or Institutional Documentation Service (IDOC). The FAFSA Code is the sixdigit number assigned to colleges by the Department of Education. What s the difference between PROFILE and FAFSA applications? The FAFSA (Free Application for Federal Student Aid) is required to determine eligibility for Federal Student Aid programs. The CSS/Financial Aid PROFILE is an application used by many colleges to determine who is eligible to receive their private institutional funds. Some questions on the two forms are similar, but the FAFSA is used to apply for federal aid and the PROFILE for private institutional funds. PROFILE is available Oct. 1 each year, and FAFSA is available Jan.1 each year. Will colleges requiring CSS/Financial Aid PROFILE also require the FAFSA or will the PROFILE suffice? Colleges may require both forms. Most colleges require FAFSA, which is used to determine student eligibility for federal aid. Many colleges also require PROFILE to apply for private institutional funds. The two forms serve different purposes, and one cannot be substituted for the other. After submission of the PROFILE, does the system tell you what the family s expected contribution is? No. If the school didn t ask for a PROFILE, do you still have to submit one? No. Are you guaranteed to get financial aid after this application? No.
Does a student have to have already applied to a college before submitting a PROFILE? No. However, you should file no later than two weeks before the EARLIEST priority filing date specified by your colleges or programs. Does the student need to be accepted to the university before sending the PROFILE information? No. You may file the PROFILE as early as Oct. 1, 2012. However, you should file no later than two weeks before the EARLIEST priority filing date specified by your colleges or programs. Should the PROFILE be completed before filing FAFSA? Not necessarily. You may file the PROFILE as early as Oct. 1, 2012. However, you should file no later than two weeks before the EARLIEST priority filing date specified by your colleges or programs. If I ve already completed the FAFSA, is PROFILE also needed or does it feed into FAFSA? The FAFSA and PROFILE are two separate forms and serve two different purposes. No information is exchanged between the two. Be sure to complete the forms required by the colleges to which you have applied. Read the instructions distributed by colleges, universities and scholarship programs to understand their specific aid application procedures. Many will have this information on their websites. For example, some want all financial aid applicants to complete the PROFILE while others want it from first-time applicants only. Some want international applicants to complete the PROFILE; some don t. Follow the instructions of each of your colleges, universities and programs. Most of the colleges and universities, and some of the scholarship programs that use the PROFILE service, are listed on the PROFILE website. Click on Participating Institutions on the PROFILE Online home page to view the list. Does the school determine whether they want a PROFILE or a FAFSA to be submitted? Read the instructions distributed by colleges, universities, and scholarship programs to understand their specific aid application procedures. Many will have this information on their websites. For example, some want all financial aid applicants to complete the PROFILE while others want it from first-time applicants only. Some want international applicants to complete the PROFILE; some don t. Follow the instructions of each of your colleges, universities and programs. Most of the colleges and universities, and some of the scholarship programs that use the PROFILE service are listed on the PROFILE website. Click on Participating Institutions on the PROFILE Online home page to view the list. Are you required to fill out the Profile form? Read the instructions distributed by colleges, universities and scholarship programs to understand their specific aid application procedures. Many will have this information on their websites. For example, some want all financial aid applicants to complete the PROFILE while others want it from first-time applicants only. Some want international applicants to complete the PROFILE; some don t. Follow the instructions of each of your colleges, universities, and programs. Most of the colleges and universities, and some of the scholarship programs that use the PROFILE service are listed on the PROFILE website. Click on Participating Institutions on the PROFILE Online home page to view the list.
Is the process the same for a transfer student? Read the instructions distributed by colleges, universities and scholarship programs to understand their specific aid application procedures. Many will have this information on their websites. For example, some want all financial aid applicants to complete the PROFILE while others want it from first-time applicants only. Some want international applicants to complete the PROFILE; some don t. Follow the instructions of each of your colleges, universities and programs. Most of the colleges and universities, and some of the scholarship programs that use the PROFILE service, are listed on the PROFILE website. Click on Participating Institutions on the PROFILE Online home page to view the list. When should a student file the PROFILE? PROFILE is a year-specific financial aid application. It should be completed in the student s senior year prior to the academic year in which he will enroll. For example, students enrolling in college for the 2014-15 academic year can complete PROFILE as early as Oct. 1, 2013. Be sure to submit PROFILE prior to each college s priority filing date. Does the college sometimes require their own questions? Some colleges may request Supplemental Questions (SQ) in PROFILE. In this case, only the college requesting the information will receive it. This application asks for an enormous amount of private financial information. Who actually sees this information, and how is he information kept secure? The College Board considers security and confidentiality one of its highest priorities and uses every possible measure to protect your information. You will access PROFILE Online via a secure browser. Once we receive your information, it is stored in a secure environment. The College Board sends your information only to the colleges and scholarship programs that you authorize when you register for PROFILE or those you add later. Your information is not shared with anyone else. All of the information that passes between the College Board and your computer, including your credit or debit card number or checking account information, is data encrypted. Encryption technology ensures that data remain secure while being transmitted along the Internet by encoding the information. Finally, PROFILE Online is a VeriSign Secure Site. Double click on the lock at the bottom of any page to verify. Do you have to submit a PROFILE every year your child is in school? The PROFILE is year specific and many colleges require students to complete PROFILE for each year of enrollment. Be sure to meet your college s PROFILE requirement and filing deadline. Is PROFILE used strictly for financial aid or for scholarships as well? The PROFILE is an online application that collects information used by certain colleges and scholarship programs to award institutional aid funds. Is it possible to view an entire form prior to starting PROFILE? You can print your customized Pre- Application Worksheet and Application Instructions available at the end of Registration. (If you miss them, they are also available from the home page.) Most applicants find that completing the Pre-Application Worksheet speeds up the online process considerably Does the PROFILE have to be completed all at once, or can you save your progress and return it to later? You must complete Registration in one sitting. For the rest of the application, you can save your data, exit and return at a later time if necessary. Be sure to meet college priority filing deadlines.
We already received Early Action acceptances from several colleges. Is it too late to submit PROFILE for these schools? You should file no later than two weeks before the EARLIEST priority filing date specified by your colleges or programs. Registration and Account Questions Can we use a student account to fill out the PROFILE or create a separate account? It can be a parent account or the student's existing account (from SAT, etc.). Two things to consider : If using the student account, the student can access the information. However, only one student can be attached to the account, so if the parent needs to fill out a PROFILE for another student, even in a different year, he or she needs to create a new account. Does student need to fill in his or her Social Security Number on the PROFILE? It is important to provide your Social Security Number, if you have one, when you register for CSS/Financial Aid PROFILE because many colleges and universities will use this unique identification number as a student ID on campus records. A Social Security Number is not required. However, we highly recommend that the student's Social Security Number be provided when registering for PROFILE to avoid problems with colleges, universities, and scholarship programs matching financial reports sent by the College Board to other institutional records. How do we retrieve our CSS ID Number if we did not write it down when we registered? PROFILE will send an e-mail with your CSS ID automatically if you provided an email address during Registration. Do divorced parents share one PROFILE? When a student's biological or adoptive parents do not live in the same household due to separation, divorce or because they were never married, one parent is the custodial parent and the other is the noncustodial parent. The custodial parent is the parent with whom the applicant has lived the most during the 12 months prior to filing the application. If the student lived equally with each parent, the parent providing more than 50 percent of the student's support is considered custodial. Support includes money, housing, clothing, food, medical/dental care and transportation. In the rare event that each parent provides exactly 50 percent of the student's support, you must decide which parent is the custodial parent. The custodial parent always files the PROFILE and reports his/her information in the Parent Sections. The noncustodial parent's information should be given by the custodial parent in Section NP. Some colleges may also require the Noncustodial PROFILE application from the other parent. I have one child in college already, and a high school senior who ll enter college next year. Do I have to prepare a separate PROFILE for each child or is there a way to prepare just one for both students? The PROFILE is a student application. Because the student s income and assets are taken into account in determining financial aid eligibility, a separate application for each child is needed. Therefore, you must complete a separate application for each child even if the information you provide about yourself is nearly identical. Is the student able to view the financial data of the parent? If the parent does not want the data viewed by the student, does the parent create a separate PROFILE? If the parent creates a separate account, the student cannot access the data..
How do I register if I have twins? A separate registration and application is required for each student. You must completely close your browser and sign in with (or create) a new user name and password for each new PROFILE Application. Should the account be set up by the parent or the student? PROFILE can be completed from a parent account or the student's existing account (from SAT, etc.). Two things to consider: If using the student account, the student can access the information. However, only one student can be attached to the account, so if the parent needs to fill out a PROFILE for another student, even in a different year, he or she needs to create a new account. Can parents have their own User ID and passord for the College Board or should we use our son/daughter s College Board account? PROFILE can be completed using a parent's account or the student's existing account (from SAT, etc.). Two things to consider: If using the student account, the student can access the information. However, only one student can be attached to the account, so if the parent needs to fill out a PROFILE for another student, even in a different year, he or she needs to create a new account. Does the student and/or parent need a PIN number to sign the PROFILE? Unlike the FAFSA you do not need a PIN for PROFILE. There is a certification you agree to at the end when you submit, but nothing is needed but a user name and password. Can we create a PROFILE now for a student who will go to college in 2014? You may file the PROFILE as early as Oct. 1, 2013. However, you should file no later than two weeks before the EARLIEST priority filing date specified by your colleges or programs.. Add/Remove College Questions Is it possible to submit the PROFILE to other colleges after the initial submission? Go to the PROFILE Online Home Page and, click "Add Colleges to a Submitted Application." PROFILE will display a list of colleges and programs to which your information has been sent. Click "Add/Search." Select the additional colleges and programs to which you want your information sent. If you send your PROFILE information to additional colleges and programs through the "Add Colleges to Submitted Application" process you will have the opportunity to update your application responses. Your updated data will only be reported to the added colleges or programs. Before your request is completed, a "Charge Summary" will show the total cost for this service. There is a $16 reporting fee for each college or program. Once you submit your added colleges and programs, you will receive an online Acknowledgment that will detail the college(s) and program(s) you have just added. To view ALL the colleges and programs that you have registered for, return to the PROFILE home page and click on "Check Status of Application." A summary of all your information will appear.
If one college has an earlier submission date (before taxes are filed) than another college (after taxes are filed), is it best to update the PROFILE and send it separately to the second college? How would I do this? Go to the PROFILE Online home page and, click "Add Colleges to a Submitted Application." PROFILE will display a list of colleges and programs to which your information has been sent. Click "Add/Search." Select the additional colleges and programs to which you want your information sent. If you send your PROFILE information to additional colleges and programs through the "Add Colleges to Submitted Application" process you will have the opportunity to update your application responses. Your updated data will only be reported to the added colleges or programs. Before your request is completed, a "Charge Summary" will show the total cost for this service. There is a $16 reporting fee for each college or program. Once you submit your added colleges and programs, you will receive an online Acknowledgment that will detail the college(s) and program(s) you have just added. To view ALL the colleges and programs that you have registered for, return to the PROFILE home page and click on "Check Status of Application." A summary of all your information will appear. When updating PROFILE (i.e., adding colleges, etc.) is there additional cost? If you send your PROFILE information to additional colleges and programs through the "Add Colleges to Submitted Application" process you will have the opportunity to update your application responses. Your updated data will only be reported to the added colleges or programs. Before your request is completed, a "Charge Summary" will show the total cost for this service. There is a $16 reporting fee for each college or program. Once you submit your added colleges and programs, you will receive an online Acknowledgment that will detail the college(s) and program(s) you have just added. To view ALL the colleges and programs that you have registered for, return to the PROFILE home page and click on "Check Status of Application." A summary of all your information will appear. How do you add or eliminate colleges from the PROFILE after you ve registered but before you have completed the PROFILE? If you want to add a college or program to your application (or delete a college or program), scroll to the bottom of any application page and click to on "Add/Remove Colleges." This takes you to the "College and Program Search" screens. Make your changes. When you are done, press the "Continue" button at the bottom of the screen to save the changes. What if the college doesn t have a CSS code? Verify that the college requires PROFILE. Many will have this information on their websites. A list of most of the colleges and universities that use the PROFILE service may be viewed by clicking on "Participating Institutions" in the center of the screen on the PROFILE home page and then clicking on "View all colleges/scholarship programs." Some institutions have selected not to be included on this list. You should check with each of your colleges and universities to determine their requirements. When you search to add colleges will only the colleges that require the CSS PROFILE come up in search? Yes.
Can we add colleges later after the first submission? Yes. Go to the PROFILE Online home page and, click "Add Colleges to a Submitted Application." PROFILE will display a list of colleges and programs to which your information has been sent. Click "Add/Search." Select the additional colleges and programs to which you want your information sent. If you send your PROFILE information to additional colleges and programs through the "Add Colleges to Submitted Application" process you will have the opportunity to update your application responses. Your updated data will only be reported to the added colleges or programs. Before your request is completed, a "Charge Summary" will show the total cost for this service. There is a $16 reporting fee for each college or program. Once you submit your added colleges and programs, you will receive an online Acknowledgment that will detail the college(s) and program(s) you have just added. To view ALL the colleges and programs that you have registered for, return to the PROFILE home page and click on "Check Status of Application." A summary of all your information will appear. Application Form Questions What is the application s Web address? http://student.collegeboard.org/css-financial-aid-profile I am married, but my husband is not the biological or adoptive father of my child. Do I include his income when filling out financial aid forms? Yes. For purposes of this application, the word parents means the student's custodial parent(s). (1) If the student's biological or adoptive parents are both living and married to each other, then all of the parent questions on the application apply to both of them; (2) If the student's biological or adoptive parents are divorced or separated, then all of the parent questions on the application apply to the parent the student lived with more during the last 12 months (the custodial parent). If the student did not live with one parent more than the other in the last 12 months, then all of the parent questions on the application apply to the parent who provided the most financial support during that time or during the most recent calendar year that the student was actually supported by a parent. (Support includes money, gifts, loans, housing, food, clothes, car, medical and dental care, payment of college costs, etc.); (3) If the student's biological or adoptive parent is widowed or single, then all of the parent questions on the application apply to the student's widowed or single parent. If the student's parent described above (2 or 3) has married or remarried as of today, then all of the parent questions on the application apply to the student's stepparent as well. (4) If the student has a legal guardian, then all of the parent questions on the application apply to the student's legal guardian. (A legal guardian is a person who is appointed by a court to be the student's legal guardian in a legal relationship that will continue after June 30, 2014, and who is directed by a court to support the student with his or her own financial resources.) Whose income tax forms do I provide if I m living on my own and have a child? Some colleges and programs require financial aid applicants to report parents' information even if the students meet the conditions for "independent" student status. This is because they have limited institutional grant aid, and may take the parents' resources into account in deciding how much aid to award an independent student. If the parent sections are displayed on your application, that information is required by your college or program; you must provide information about your mother in those sections. Questions regarding a college's application policy should be directed to that college s financial aid office.
What do you do if the noncustodial parent has no relationship with the applicant financial, emotional, etc.? Enter as much information as possible in Section NP. For address and occupation, enter unknown if you do not know where the other parent is or what his or her occupation is. If you are required to file the Noncustodial PROFILE, please note that the College Board cannot waive the Noncustodial PROFILE requirement, as it is set by your colleges and programs. However, if you cannot locate your noncustodial parent, you should discuss this situation with a financial aid administrator at each college that requires information from your noncustodial parent. You may be requested to file a written request for a waiver of this requirement with your colleges and programs. Your colleges may ask for independent verification from someone who is an objective third party (counselor, teacher, social worker, or clergy). Your colleges always have the final decision on whether noncustodial parent information is required. You should not ignore requests for noncustodial parent information because your colleges are likely to consider your financial aid application incomplete if the information is not submitted, unless a college administrator waives the requirement. What happens if the noncustodial parent refuses to fill out the Noncustodial Parent PROFILE? Enter as much information as possible in Section NP. For address and occupation, enter unknown if you do not know where the other parent is or what his occupation is. If you are required to file the Noncustodial PROFILE, please note that the College Board cannot waive the Noncustodial PROFILE requirement, as it is set by your colleges and programs. However, if you cannot locate your noncustodial parent, you should discuss this situation with a financial aid administrator at each college that requires information from your noncustodial parent. You may be requested to file a written request for a waiver of this requirement with your colleges and programs. Your colleges may ask for independent verification from someone who is an objective third party (counselor, teacher, social worker, or clergy). Your colleges always have the final decision on whether noncustodial parent information is required. You should not ignore requests for noncustodial parent information because your colleges are likely to consider your financial aid application incomplete if the information is not submitted, unless a college administrator waives the requirement. If they are in a two-parent situation with two different households, can parents save and access the same PROFILE? The College Board separates processing of the custodial and noncustodial parent's PROFILE applications. Neither parent is given access to the other parent's information. Colleges that collect noncustodial parent information are careful to protect the confidentiality of each parent's information, unless the parent provides written instruction that it can be shared with the other parent or the applicant. If parents are divorced, how does the noncustodial complete the PROFILE so that each parent does not view the other s financial data and also so that the data gets sent to the college? The College Board separates processing of the custodial and noncustodial parent's PROFILE applications. Neither parent is given access to the other parent's information. Colleges that collect noncustodial parent information are careful to protect the confidentiality of each parent's information, unless the parent provides written instruction that it can be shared with the other parent or the applicant. If a noncustodial parent lives in another country and doesn t have computer access or an email account, is there a paper form they can fill out? There is no paper form that takes the place of the Noncustodial PROFILE online service. When the information that your parent enters online is submitted, an automated computation is done for the colleges to access. This service is only available online. We suggest the following: 1. Print out the email that we sent to you. 2. Go to https://ncprofile.collegeboard.com and print out a copy of the Pre-Application Worksheet. Give it to the noncustodial parent with the copy of the email notification you printed. 3. Request that the noncustodial parent fill out the Pre-Application Worksheet and give the worksheet and email with the access information to someone that he trusts and has a computer.
4. This person should go to the website, sign in using the information in the email, enter the information from the worksheet, and submit the application online. There is a $25 fee, payable by credit card or check, required to submit the application. 5. An acknowledgment is provided when the Noncustodial PROFILE is submitted online. The noncustodial parent's friend or family member should print out a copy of the Acknowledgment and give it to the noncustodial parent. No other action is required after this information is submitted online. If this cannot be done, contact your colleges that require the online Noncustodial PROFILE and let them know your circumstances. If parents are divorced, should all this information be filled only by the custodial parent, or both? When a student's biological or adoptive parents do not live in the same household due to separation, divorce or because they were never married, one parent is the custodial parent and the other is the noncustodial parent. The custodial parent is the parent with whom the applicant has lived the most during the 12 months prior to filing the application. If the student lived equally with each parent, the parent providing more than 50 percent of the student's support is considered custodial. Support includes money, housing, clothing, food, medical/dental care, and transportation. In the rare event that each parent provides exactly 50 percent of the student's support, you must decide which parent is the custodial parent. The custodial parent always files the PROFILE and reports his or her information in the Parent Sections. The noncustodial parent's information should be given by the custodial parent in Section NP. Some colleges may also require the Noncustodial PROFILE application from the other parent. When I search for colleges in my state, only a few require PROFILE. Why? Not all colleges require PROFILE. A list of most of the colleges and universities that use the PROFILE service may be viewed by clicking on "Participating Institutions" in the center of the screen on the PROFILE home page and then clicking on "View all colleges/scholarship programs." Some institutions have selected not to be included on this list. You should check with each of your colleges and universities to determine their requirements. How do you fill out the student information if they are in a dual enrollment program as a college freshman and high school senior? The student should confirm with the college that financial aid is available to those in a dual enrollment situation. A student is considered to be enrolled in secondary school (i.e., check never attended college) if he or she is pursuing a high school diploma or if he or she has completed the requirements for a diploma, has not yet received it, and either he or she is taking college coursework for which his or her high school gives credit or his or her high school still considers him or her to be enrolled there. Who counts as being part of my household? Always include the parents and child, even if the child does not live with the parents. Include other children if they will receive more than half their support from parents from July 1, 2013, through June 30, 2014. Include other people only if they: (1) now live with parents and (2) they now get more than half their support from the parents and they will continue to get this support between July 1, 2013, and June 30, 2014. (Support includes money, gifts, loans, housing, food, clothes, car, medical and dental care, payment of college costs, etc.) Do not include other people that parents support but who do not live with parents (e.g., grandparents who live elsewhere). Do not include other people who live with the parents unless the parents provide at least half of their support. What do I do if a student s noncustodial parent s address is unknown and therefore tax filings are unavailable? Enter as much information as possible in Section NP. For address and occupation, enter unknown if you do not know where the other parent is or what his occupation is. If you are required to file the Noncustodial PROFILE, please note that the College Board cannot waive the Noncustodial PROFILE requirement, as it is set by your colleges and programs. However, if you cannot locate your noncustodial parent, you should discuss this situation with a financial aid administrator at each
college that requires information from your noncustodial parent. You may be requested to file a written request for a waiver of this requirement with your colleges and programs. Your colleges may ask for independent verification from someone who is an objective third party (counselor, teacher, social worker, or clergy). Your colleges always have the final decision on whether noncustodial parent information is required. You should not ignore requests for noncustodial parent information because your colleges are likely to consider your financial aid application incomplete if the information is not submitted, unless a college administrator waives the requirement. What is the process for an independent student? Financial aid eligibility is, in part, determined by a student's dependency status. Independent students are treated differently from students who are dependent on their parents. However, some schools and programs require parental information on the PROFILE even if the student is considered independent based on the criteria above. If my divorce is not yet final, how do I file my marital status? Answer separated if the student s biological or adoptive parents have separated. Answer divorced if the student s biological or adoptive parents are divorced from each other. Do legal guardians complete the form as parent?? For purposes of this application, the word parents means the student's custodial parent(s). (1) If the student's biological or adoptive parents are both living and married to each other, then all of the parent questions on the application apply to both of them; (2) If the student's biological or adoptive parents are divorced or separated, then all of the parent questions on the application apply to the parent the student lived with more during the last 12 months (the custodial parent). If the student did not live with one parent more than the other in the last 12 months, then all of the parent questions on the application apply to the parent who provided the most financial support during that time or during the most recent calendar year that the student was actually supported by a parent. (Support includes money, gifts, loans, housing, food, clothes, car, medical and dental care, payment of college costs, etc.); (3) If the student's biological or adoptive parent is widowed or single, then all of the parent questions on the application apply to the student's widowed or single parent. If the student's parent described above (2 or 3) has married or remarried as of today, then all of the parent questions on the application apply to the student's stepparent as well. (4) If the student has a legal guardian, then all of the parent questions on the application apply to the student's legal guardian. (A legal guardian is a person who is appointed by a court to be the student's legal guardian in a legal relationship that will continue after June 30, 2014, and who is directed by a court to support the student with his or her own financial resources.) How does one indicate if one of the parents is a stepparent? For purposes of this application, the word parents means the student's custodial parent(s). (1) If the student's biological or adoptive parents are both living and married to each other, then all of the parent questions on the application apply to both of them; (2) If the student's biological or adoptive parents are divorced or separated, then all of the parent questions on the application apply to the parent the student lived with more during the last 12 months (the custodial parent). If the student did not live with one parent more than the other in the last 12 months, then all of the parent questions on the application apply to the parent who provided the most financial support during that time or during the most recent calendar year that the student was actually supported by a parent. (Support includes money, gifts, loans, housing, food, clothes, car, medical and dental care, payment of college costs, etc.); (3) If the student's biological or adoptive parent is widowed or single, then all of the parent questions on the application apply to the student's widowed or single parent. If the student's parent described above (2 or 3) has married or remarried as of today, then all of the parent questions on the application apply to the student's stepparent as well. (4) If the student has a legal guardian, then all of the parent questions on the application apply to the student's legal guardian. (A legal guardian is a person who is appointed by a court to be the student's legal guardian in a legal relationship that will continue after June 30, 2014, and who is directed by a court to support the student with his or her own financial resources.)
How is a single parent, never married, handled in PROFILE? For purposes of this application, the word parents means the student's custodial parent(s). (1) If the student's biological or adoptive parents are both living and married to each other, then all of the parent questions on the application apply to both of them; (2) If the student's biological or adoptive parents are divorced or separated, then all of the parent questions on the application apply to the parent the student lived with more during the last 12 months (the custodial parent). If the student did not live with one parent more than the other in the last 12 months, then all of the parent questions on the application apply to the parent who provided the most financial support during that time or during the most recent calendar year that the student was actually supported by a parent. (Support includes money, gifts, loans, housing, food, clothes, car, medical and dental care, payment of college costs, etc.); (3) If the student's biological or adoptive parent is widowed or single, then all of the parent questions on the application apply to the student's widowed or single parent. If the student's parent described above (2 or 3) has married or remarried as of today, then all of the parent questions on the application apply to the student's stepparent as well. (4) If the student has a legal guardian, then all of the parent questions on the application apply to the student's legal guardian. (A legal guardian is a person who is appointed by a court to be the student's legal guardian in a legal relationship that will continue after June 30, 2014, and who is directed by a court to support the student with his or her own financial resources.) If the student s parent adopted him or her as a single parent, or she or he was conceived through artificial insemination by a single parent, select never married, living separately, for the student s parent s marital status. Is a foster parent considered a custodial parent? Or do students in foster care have special applications? For purposes of this application, the word parents means the student's custodial parent(s). (1) If the student's biological or adoptive parents are both living and married to each other, then all of the parent questions on the application apply to both of them. (2) If the student's biological or adoptive parents are divorced or separated, then all of the parent questions on the application apply to the parent the student lived with more during the last 12 months (the custodial parent). If the student did not live with one parent more than the other in the last 12 months, then all of the parent questions on the application apply to the parent who provided the most financial support during that time or during the most recent calendar year that the student was actually supported by a parent. (Support includes money, gifts, loans, housing, food, clothes, car, medical and dental care, payment of college costs, etc.); (3) If the student's biological or adoptive parent is widowed or single, then all of the parent questions on the application apply to the student's widowed or single parent. If the student's parent described above (2 or 3) has married or remarried as of today, then all of the parent questions on the application apply to the student's stepparent as well. (4) If the student has a legal guardian, then all of the parent questions on the application apply to the student's legal guardian. (A legal guardian is a person who is appointed by a court to be the student's legal guardian in a legal relationship that will continue after June 30, 2014, and who is directed by a court to support the student with his or her own financial resources.) Does the PROFILE include questions about legal guardians? If the student has a legal guardian, then all of the parent questions on the application apply to the student's legal guardian..
My parent filed federal tax forms based on income from working overseas, and I also study overseas due to my parent s job location. Am I considered an international student? If you are a U.S. citizen, you are not considered an international student even if you have foreign income. Be sure to answer your citizenship question (R03) carefully and accurately as well as the question of your parent s country of residence (R21). Answers to these will determine whether you are considered domestic or international. If the student is a U.S. citizen (or U.S. national), select the first choice. Select this choice even if the student has dual citizenship with another country. Select the second choice if the student is one of the following: (1) permanent U.S. resident with a Permanent Resident Card (I-551), (2) a conditional permanent resident with a Conditional Green Card (I-551C), (3) other eligible noncitizen with an Arrival-Departure Record (I-94) from the Department of Homeland Security showing any one of the following designations: "Refugee," "Asylum Granted," "Parolee" (I-94 confirms paroled for a minimum of one year, and status has not expired), T-Visa holder (T-1, T-2, T-3, etc.), or "Cuban- Haitian Entrant," (4) the holder of a valid certification or eligibility letter from the Department of Health and Human Services showing a designation of Victim of human trafficking, or (5) a citizen of the Republic of Palau (PW), the Republic of the Marshall Islands (MH), or the Federated States of Micronesia (FM). Select this choice if true, even if the student is the citizen of another country. If the student is a Canadian citizen (or Canadian national), select the third choice. Select this choice even if the student has dual citizenship with another country, unless he or she has dual citizenship with the United States. If so, the student should select U.S. citizen. If you cannot select one of the other choices you must select None of the above. This includes students in the U.S. on an F-1 or F-2 student visa, a J-1 or J-2 exchange visitor visa, or a G series international organization visa. Is there anything self-employed parents need to fill out differently? If you are the parent, information regarding business-related income should be included in PI-105 and detailed in PI-120 on your PROFILE Application. If you are a U.S. taxpayer, it should include any amount reported on lines 12, 17 and 18 of IRS Form 1040. (The value of the business should be reported in BA-120.) How does one indicate that parents were divorced first and that now the noncustodial parent is deceased? The surviving parent is not widowed so that is not accurate. If you haven't submitted the PROFILE yet, make sure Registration Question 11 says "widowed." If you have already been notified of the Noncustodial PROFILE requirement, the College Board cannot waive the requirement as it is set by your colleges and programs. Advise your colleges and programs of the death of your parent. Follow the guidance you receive from the financial aid administrators at each college or program as to how to fulfill their requirements. My husband and I are physically separated, but we are still married. There is no legal separation in PA. Should I complete the form as married? Answer married if the student s biological or adoptive parents are married to each other; Answer separated if the student s biological or adoptive parents have separated; Answer divorced if the student s biological or adoptive parents are divorced from each other; If your parents do not currently share the same household, the parent with whom you live is considered the custodial parent and is responsible for filing the PROFILE. The parent living separately from you is considered the noncustodial parent and may be expected to file the Noncustodial PROFILE by one or more of the colleges on your application list.
There was a question in the application regarding value of scholarships received. What if I m still in the process of applying to these scholarships? Outside scholarships and resources should only be reported in SR-150 if you have received them or are certain of the amount you will receive. If you receive scholarship funds after submitting the PROFILE, you should notify your colleges directly as soon as possible. If you receive scholarship funds after the notification of aid from a college, the original aid offer may change. Colleges require you to report the receipt of outside aid. Where are Social Security benefits specified? PI-135. Use your parents' 2011 tax return and 2012 W-2 Forms or other records of 2012 income, including pay stubs, interest and dividend statements, etc., to estimate your parents' 2012 adjusted gross income (AGI). AGI is the total of your parents wages, salaries, tips, interest income, dividends and other taxable income (alimony received, business and farm income, capital gains, other gains, total IRA distribution, pensions, annuities, rents, unemployment compensation, social security benefits and all other taxable income) minus IRS allowable adjustments to income educator expenses, expenses of reservists, performing artists, and fee-basis government officials; health savings account deduction; moving expenses; one-half of self-employment tax; self-employed SEP, SIMPLE, and qualified plans; self-employed health insurance deduction; penalty on early withdrawal of savings; alimony paid; IRA deduction; student loan interest deduction; tuition and fees deduction; and domestic production activities deduction). Enter the amount of untaxed social security benefits (including Supplemental Security Income) that your parents received or expect to receive in 2012 for all family members except you, the student in question. PI-165A Don t enter the amount your parents received for you anywhere on this application. Don t enter the amount your parents received for any benefits reported elsewhere on this application. Don't give monthly amounts. Be sure to include the amounts that your parents received for your siblings. Enter the amount of untaxed social security benefits (including Supplemental Security Income) that you, the student, received in 2012 in question SI-140A. Don't include any benefits reported in your AGI (SI-105). Don't give monthly amounts. Don't include amounts your parents received for you, which should not be reported anywhere on this application. Is there a way to print the application to work on at home and then submit it in final? You can print and use your customized Pre-Application Worksheet and Application Instructions available at the end of Registration. (If you miss them, they are also available from the home page.) Most applicants find that completing the Pre-Application Worksheet speeds up the online process considerably. I did an estimated PROFILE for Early Action. Will I be able to update the PROFILE with actual tax information in January/February when my tax forms are actually completed AND add all schools to which my child is applying to the PROFILE? If you submit your application with estimated tax information, once you've completed your tax returns, you should send updated information directly to the student's colleges and programs that have already received the PROFILE application data. Print out a copy of your PROFILE Acknowledgment that includes all the information provided on your PROFILE application and use the printed, paper version of the Acknowledgment to make corrections. If you add colleges as recipients of your application data, you may make updates to your information as part of the Add College or Program Request (ACR) process. Your updated data will only be reported to the added colleges or programs..
What are the time lines for making adjustments in a PROFILE that has already been submitted? Once you have submitted your application, you cannot change any of the data online that you have provided for the colleges and programs you selected. If you need to change any information, print out a copy of your PROFILE Acknowledgment that includes all the information provided on your PROFILE application and use the printed, paper version of the Acknowledgment to make corrections. Then mail copies directly to the colleges, universities, and programs to which you are applying. Be sure to keep a copy for your records. If you send your PROFILE information to additional colleges and programs through the Add Colleges to Submitted Application process you will have the opportunity to update your application responses. Your updated data will only be reported to the added colleges or programs. You are advised to complete the PROFILE before your earliest college or program priority filing date. Information about priority filing dates can be found in each college or program s financial aid information, often on their website. Additionally, priority filing date information will be given to you when you complete the registration step if it has been provided to the College Board by the institution. Can you select colleges now, send the PROFILE, and then go back and change data and resend it? Once you have submitted your application, you cannot change any of the data online that you have provided for the colleges and programs you selected. If you need to change any information, print out a copy of your PROFILE Acknowledgment that includes all the information provided on your PROFILE application and use the printed, paper version of the Acknowledgment to make corrections. Then mail copies directly to the colleges, universities, and programs to which you are applying. Be sure to keep a copy for your records. To print your Acknowledgment, go to the PROFILE home page, click on "Check Status of Application," then click on "Acknowledgment." If you send your PROFILE information to additional colleges and programs through the Add Colleges to Submitted Application process, you will have the opportunity to update your application responses. Your updated data will only be reported to the added colleges or programs. I applied for Early Action with estimated information. Do I amend the PROFILE when I receive the actual figures? Once you have submitted your application, you cannot change any of the data online that you have provided for the colleges and programs you selected. If you need to change any information, print out a copy of your Acknowledgment that includes all the information provided on your PROFILE Application and use the printed, paper version of the Acknowledgment to make corrections. Then mail copies directly to the colleges, universities, and programs to which you are applying. Be sure to keep a copy for your records. To print your Acknowledgment, go to the PROFILE home page, click on "Check Status of Application," then click on "Acknowledgment." If you send your PROFILE information to additional colleges and programs through the Add Colleges to Submitted Application process you will have the opportunity to update your application responses. Your updated data will only be reported to the added colleges or programs. When you file a revision to your application (e.g., after you have actually filed taxes), does that information go electronically to the colleges or do you have to send that in snail mail? Once you have submitted your application, you cannot change any of the data online that you have provided for the colleges and programs you selected. If you need to change any information, print out a copy of your PROFILE Acknowledgment that includes all the information provided on your PROFILE application and use the printed, paper version of the Acknowledgment to make corrections. Then mail copies directly to the colleges, universities and programs to which you are applying. Be sure to keep a copy for your records
To print your Acknowledgment, go to the PROFILE home page, click on "Check Status of Application," then click on "Acknowledgment." If you send your PROFILE information to additional colleges and programs through the Add Colleges to Submitted Application process, you will have the opportunity to update your application responses. Your updated data will only be reported to the added colleges or programs Do you submit your tax returns in PDF format via this system or to each school separately? Through IDOC, the College Board collects income tax returns and other documents from financial aid applicants on behalf of participating colleges and scholarship programs. Students will be notified on their online PROFILE Acknowledgment or via an email notification if they are required to submit their documents through IDOC. The notification will also appear on their Acknowledgment email. Some colleges request that copies of tax returns be sent to the college directly. What is IDOC? Through IDOC, the College Board collects income tax returns and other documents from financial aid applicants on behalf of participating colleges and scholarship programs. Students will be notified on their online PROFILE Acknowledgment or via an email notification if they are required to submit their documents through IDOC. The notification will also appear on their Acknowledgment email. Do schools actually check past tax returns for reported accuracy? Some colleges request that copies of tax returns be sent to the college directly and compare the information on the returns to information reported on PROFILE. How do the schools know whether or not the data entered is truthful? Verification is a review process in which the financial aid office determines the accuracy of the information provided on the student's financial aid application. During the verification process the student and parent will be required to submit documentation for the amounts listed (or not listed) on the financial aid application, which may include signed copies of their most recent income tax returns or tax transcripts, proof of food stamp benefits or child support paid, and copies of social security benefit statements and W-2 and 1099 forms, among other things. If any discrepancies are uncovered during verification, the financial aid office may require additional information to clear up the discrepancies. Such discrepancies may cause your final financial aid package to be different from the initial package described on the award letter you received from the school..
Questions About Assets, Estimates, Income and Information Required How do I report prepaid college (529) plans on the PROFILE? 529 Pre-paid Tuition Plans are Qualified Tuition Plans (QTP) that allow parents, other relatives, and even nonrelatives to save funds each year for college expenses. Prepaid Tuition Plans allow the family to purchase "shares" of tuition costs for a designated beneficiary (student). These plans allow the family to "lock in" future tuition charges at today's rates. Since these plans represent an asset they must be reported as such on the PROFILE if the parent is the owner of the plan established for the student or the student's brothers or sisters What if a prepaid college (529) plan is held by a grandparent or noncustodial relative? 529 Savings Plans are Qualified Tuition Plans (QTP) that allow parents, other relatives, and even nonrelatives to save funds each year for college expenses. The owner of the plan deposits funds into the account and when the beneficiary enrolls in college, those accumulated funds (principal plus interest) may be withdrawn to help pay for the beneficiary's college expenses. Since these plans represent an asset, they must be reported as such on the PROFILE if the parent is the owner of the plan established for the student or the student's brothers or sisters. If retirement plans (i.e., 401K) aren t counted toward NEED, why is information on them requested/required? Although this information is not used in the calculation the College Board sends to your school, some schools may use it when determining the overall financial strength of your family. Is equity line of credit considered the same as credit card payment or mortgage payment? Do not report home equity loan payments in PE-150. Only the amount you have drawn down on the line of credit and not yet spent counts as an asset. How is life insurance considered? Do not report life insurance policies as an asset. When the policy matures and a cash distribution is made, the person receiving the funds should report the amount received as an asset. When it asks for assets, what do I put - the value of the asset or the value less what is owed? Enter how much the asset is worth. Use the price you could reasonably expect to receive if it were sold today. Don't use assessed, insured or tax value. Do bank account balances count as an asset, or are those reported somewhere else? And what date is used for these assets? The end of the year date, or the date the application was filed? In PA-100, give the amount of your cash, savings and checking accounts as of the time you are completing the PROFILE application.
What happens when the family owns a rental house, but the house is upside down? In PA-130, enter how much the home is worth. Use the price they could reasonably expect to receive for their home if it were sold today. Don't use assessed, insured or tax value. In PA-135, enter how much your parents owe on the home, including the current payoff amount of the mortgage and outstanding related debts on the home. Don't include interest due, escrow payments, insurance premiums, association fees or property taxes. Check with the mortgage company if you are not sure of the amount. Negative values are treated as a zero. How does equity in primary home influence the calculation for financial aid? Report what you could reasonably expect to receive for your home if you were to sell it today in PA-130 and report the amount you owe on your home in PA-135. Using these figures, PROFILE will calculate the amount of equity you have in your home. The equity does not have a dollar-for-dollar impact on the family contribution and, depending upon the amount and individual college policies may or may not affect the calculated family contribution. Where do you put 504 Account information, in the parents section or the student s? Parents often move some of their assets to their children's names - custodial accounts, Uniform Gifts to Minors accounts, etc. - for tax purposes because the income from the assets would be taxed at the child's rate rather than the parent's rate. These assets will be considered parent assets for the purpose of determining eligibility for institutional student aid. If the assets of your child actually belong to him or her, do not report them in PA-105, even though he or she is a minor. PA-105 only asks you to report any of your assets that are being held in the names of your children. To recap: If an asset is held by your parents in the name of a child, it is reported in PA-105. If an asset is held by your parents in your parents names, even if it s for a sibling (e.g., a 529 plan), it is reported in PA-120. If an asset is owned by a child, it is not reported on your PROFILE application. What about custodial savings accounts does that amount go under the student or parent? Parents often move some of their assets to their children's names - custodial accounts, Uniform Gifts to Minors accounts, etc. - for tax purposes, since the income from the assets would be taxed at the child's rate rather than the parent's rate. These assets will be considered parent assets for the purpose of determining eligibility for institutional student aid. If the assets of your son actually belong to him, do not report them in PA-105, even though he is a minor. PA-105 only asks you to report any of your assets that are being held in the names of your children. To recap: If an asset is held by your parents in the name of a child, it is reported in PA-105. If an asset is held by your parents in your parents names, even if it s for a sibling (e.g., a 529 plan), it is reported in PA-120. If an asset is owned by your son or his sibling, it is not reported on your PROFILE application. In terms of reporting assets (like bank balances), what is the date that you use for that amount? Report their value as of time of application. For PA-130A, is there an accepted calculator online for current market value of the parents home? Report what you could reasonably expect to receive for your home if you were to sell it today, not the assessed, insured or tax value. Are noncollege related dependent s Section 529 plan assets considered by colleges when evaluating financial aid? Since these plans represent an asset - a savings account of a sort - they must be reported on the PROFILE in PA-120 if the parent is the owner of the plan established for the student or the student's brothers or sisters.
My parents have a college fund account under my name, will that be considered as my asset? Since these plans represent an asset, they must be reported as such on the PROFILE if the parent is the owner of the plan established for the student or the student's brothers or sisters. If an asset is held by your parents in the name of a child, it is reported in PA-105. If an asset is held by your parents in your parents names, even if it s for you or your sibling (e.g., a 529 plan), it is reported in PA-120. If an asset is owned by your or your sibling, it is not reported on your PROFILE application. Why does PROFILE ask for retirement assets if you do not use this information? This information is not used in the calculation the College Board sends to your school, although some schools may use it when determining the overall financial strength of your family. How do we determine the value of our home? Use the price you could reasonably expect to receive for the home if it were sold today. Don't use assessed, insured or tax value. A "home" includes a house, mobile home, condominium, co-op, etc. If you (and your spouse) are not the sole owners of the home, give only your portion of the value of the home. Are annuities considered a retirement asset? Yes. Parent should report the total amount in taxdeferred retirements, pensions, annuities, and savings plans held. You should include amounts in plans held in IRA account(s), SRA Keogh account(s), 401(a) account(s), 401(k) account(s), 403(b) account(s), 408 account(s), 457 account(s), and 501(c) plans, etc., regardless of whether they were contributed by the parent or the parent s employer. This information is not used in the calculation the College Board sends to your school, although some schools may use it when determining the overall financial strength of your family. Is retirement income; i.e., pensions and/or social security, included in the total income calculation? Yes. AGI is the total of your parents wages, salaries, tips, interest income, dividends and other taxable income (capital gains, total IRA distribution, pensions, annuities, unemployment compensation, social security benefits and all other taxable income) minus IRS allowable adjustments to income (educator expenses, IRA deduction, student loan interest deduction, and tuition and fees deduction). Are individual IRAs considered retirement assets like a 401K is? Yes. Report the total amount in taxdeferred retirements, pensions, annuities and savings plans held by parent 1. You should include amounts in plans held by parent 1 in his or her IRA account(s), SRA Keogh account(s), 401(a) account(s), 401(k) account(s), 403(b) account(s), 408 account(s), 457 account(s), and 501(c) plans, etc., regardless of whether they were contributed by the parent or the parent s employer. For defined benefit pension plan values, use the most recent account statement received from the plan(s) that reports the current net worth based on the employer and employee contributions. This information is not used in the calculation the College Board sends to your school, although some schools may use it when determining the overall financial strength of your family. Do I use estimates of the income tax or do I use my income tax from last year? It is best that you complete your tax return before completing the PROFILE, if possible. If actual income and expense figures are not available, estimate as best you can using your previous year's tax return and current year W-2s and other financial documents. If you are a U.S. tax filer, some questions will contain tax line references for the previous year's tax return to help you estimate. The references are displayed based on the tax return you reported filing or planning to file for 2012. If you filed a different tax return type in a previous year, or you need additional help estimating, see the Help Desk for more information, including tips, draft tax forms and a tax line reference table.
I will not be able to file my tax return until autumn: Will my child be penalized or disadvantages by my having used estimated amounts rather than actual amounts? It is best that you complete your tax return before completing the PROFILE, if possible. If actual income and expense figures are not available, estimate as best you can, using your previous year's tax return and current year W-2s and other financial documents. If you are a U.S. tax filer, some questions will contain tax line references for the previous year's tax return to help you estimate. The references are displayed based on the tax return you reported filing or planning to file for 2012. If you filed a different tax return, type in a previous year, or you need additional help estimating, see the Help Desk for more information, including tips, draft tax forms, and a tax line reference table. Be sure to tell the financial aid offices at the schools where you applied of your tax filing status. Each school can advise you of the effect it will have on your child s financial aid. How do we answer questions regarding retirement plans if all our income is from retirement? AGI is the total of parents wages, salaries, tips, interest income, dividends and other taxable income (capital gains, total IRA distribution, pensions, annuities, unemployment compensation, social security benefits and all other taxable income) minus IRS allowable adjustments to income (educator expenses, IRA deduction, student loan interest deduction, and tuition and fees deduction). List the value of your retirement assets as of the date you submit the PROFILE. You may want to explain in section ES that your retirement assets are the source of your income. Colleges may require copies of documentation such as tax returns. What constitutes cash in the question cash received or any money paid on your behalf? Enter the cash value of any living allowances, such as the rental value of rent-free housing (clergy s parsonage), any utilities paid on their behalf, etc. provided to your parent(s) as a member of the military, clergy or other profession. Is a working student s income used to calculate need? Report the amount the student earned or expect to earn from working in 2012, including wages, salaries, tips and commissions. If student has received W-2 forms, add up earnings from W-2 form(s) and any other earnings from work performed in 2012 that are not included on W-2 form(s). If student has not received W-2 forms, estimate earnings using pay stubs and other income documentation for 2012. Include financial aid amounts earned from work, such as work-study, but don t include scholarships or grants. Grant and scholarship aid should be reported in SI-165. I get child support occasionally: Do I report this amount? Report the amount he or she gave your child last year as child support in PI-180. Estimate as closely as you can if you do not have a record. You should estimate what you expect him or her to pay in the coming year in PF-115. If past annual sums vary dramatically, you might consider using a multiyear average for the estimate you give in PF-115. Explain the situation and how you derived the amounts in Section ES. Do you record pre-tax (section125) medical expenses which are not taxed as untaxed income as well as on the medical expense line? Some people participate in an employer-sponsored benefit which allows them to pay for dependent care expenses or medical expenses on a pre-tax basis. If the student s parents participate in such a plan, their employer withholds a certain portion of their earnings to pay for these expenses. In return, their income is reduced by the amount withheld and therefore their taxes are also reduced. The amount withheld for these purposes is reported by the employer on the W-2 form. Since no taxes are paid on this income, it is considered untaxed income and should be reported in PI-201 (dependent care) or PI-202 (medical care). Unreimbursed medical expenses include all out-of-pocket expenses for dental and medical care for the year not paid by insurance or a medical or health plan (including a governmentsponsored plan or system) plus the amounts paid for health and dental insurance. If you file an IRS Form 1040 and itemized medical and dental expenses as a deduction on IRS Schedule A, you may use the amount from line 1. If you do not file a Schedule A, determine the total from your records.