ATEL 16 Financing America



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Investors are encouraged to read the Prospectus for ATEL 16, LLC carefully. The Prospectus has been provided in conjunction with this presentation. This presentation constitutes neither an offer to sell nor a solicitation of an offer to buy the securities described herein. The offeringismadeonlybythemeansof the Prospectus delivered prior to, or at the time of this presentation. An investment in the Fund is not suitable for all investors. See the Prospectus under Who Should Invest for detailed information on applicable Fund and state suitability standards. RISK FACTORS* Investors are advised that there are significant risks associated with an investment in the Fund, including: most of the Fund s distributions will be, and most of the prior ATEL programs distributions have been, a return of capital Economic recession and changes in general economic conditions, including fluctuations in demand for equipment, lease rates, and interest rates may, and in certain past programs have, resulted in delays in investment and reinvestment, delays in leasing, re-leasing and disposition of its investments, and reduced returns on invested capital The Fund s performance is subject to risks relating to lessee and borrower defaults The Fund s performance is subject to risks relating to the value of its investments when it seeks to sell them in its liquidation phase the Fund will borrow to buy some of its investments and, if Fund revenues are insufficient to repay borrowed Funds, the Fund will incur a loss of assets used as collateral No market exists for the units, and an investor may be unable to sell the units or able to sell the units only at a significant discount Except as may be set forth in a supplement to the prospectus, the Fund has not specified any of its investments, so that investors cannot evaluate the risks or potential returns from such investments Investors must rely on ATEL to manage the Fund; the Fund will pay ATEL substantial fees which may result in conflicts of interest The Fund does not guarantee its distributions or the return of investors capital. The Fund may be harmed if a lessee or borrower defaults and the Fund is unable to collect the revenue anticipated from the defaulted investment. The Fund cannot assure that its value assumptions will be accurate or that the leased assets will not lose value more rapidly than anticipated. Investors should consider an investment in the Fund as a long term investment. At ATEL, we currently lease equipment on behalf of our investors to some of the best-known companies in the world. Equipment lessees, manufacturers and borrowers depicted and identified herein are from prior ATEL Funds. Although representative of the types of equipment, lessees, manufacturers and loans intended to be acquired by the Fund, investors in the Fund will not acquire an interest in any of the equipment or transactions described herein.

ATEL 16 Financing America ATEL leases the equipment that harvest its crops. uses to grow and then transports the grain in railcars leased by ATEL to for processing on equipment leased by ATEL. Which is then transported to market in trailers leased from ATEL. tractor * Equipment types, lessees and manufacturers depicted and identified in this presentation are from prior ATEL programs, and, while representative of the types of equipment, lessees and manufacturers intended to be in the portfolio acquired by the Fund, investors in the Fund will not acquire an interest in any of the prior program transactions, and there is no assurance as to the composition or diversification of the Fund s portfolio. 3

ATEL ADVANTAGE REPRESENTATIVE CUSTOMERS * Equipment types, lessees and manufacturers depicted and identified in this presentation are from prior ATEL programs, and, while representative of the types of equipment, lessees and manufacturers intended to be in the portfolio acquired by the Fund, investors in the Fund will not acquire an interest in any of the prior program transactions, and there is no assurance as to the composition or diversification of the Fund s portfolio.

ATEL s KEYS TO SUCCESS I. Select the right companies II. Lease the right equipment III. Structure the lease to protect investors Because everything that can go wrong will go wrong Murphy

EQUIPMENT TYPE IS CRITICAL Equipment type is an important determinant of a client s overall investment experience: We lease : Business necessary, Low obsolesce, Low technology Equipment Diversified by Industry, Geography, Cost and Type We don t lease : High technology equipment (computers, commercial aircraft, other assets with high obsolescence)

SECURITY IN THE CAPITAL STRUCTURE Bankruptcy Protection is Greatest at the top of the Capital Structure Position in the capital structure can be an important determinant of investment outcomes.

ATEL FUND 16 S POTENTIAL BENEFITS What we do: Why its good for you: Equipment leasing is at the top of the Capital Structure Asset depreciation passed through to investors Hard asset backed Protection of Capital Tax Advantaged Cash Flow May provide Inflation Protection Market-rate lease pricing May provide Interest Rate Hedge 35 years managing equipment leasing portfolios Experience Matters

PREDICTABLE CASH FLOW 28 years in public partnership syndicate business with almost 50,000 investors, 14 public funds and 8 private funds Offering Stage The funding period lasts up to two years. During this period ATEL 16 will offer its Units to the public. Initial portfolio investments are expected to be made and cash distributions are expected to begin promptly after the minimum funding amount has been reached. Operating and Reinvestment Period This lasts for 6 years following the offering period. Excess operating revenues and proceeds from borrowing may be invested in additional equipment. Distributions during this stage will be considered both a return on capital and a return of capital and are tax-free to the extent of an investor s tax basis in ATEL 16. Liquidating Stage During this final stage of the Fund, no new equipment investments are made while ATEL liquidates the assets of the Fund. Distributions are expected to be paid periodically and to fluctuate based on renewals and asset dispositions. This period can last for 2 or more years.

TAX ADVANTAGES TWO WAYS From a tax perspective the distributions during the offering and operating periods will be considered both a return on and a return of capital. 1. Distributions are tax free to the extent of the investors tax basis in ATEL 16. 2. Also may be able to reduce your current tax bill with passive loss pass through. I am more concerned with the return of my money than the return on my money. Mark Twain

IF YOU HAVE A PIG YOU COULD USE A PAL Many clients own investments that are Passive Income Generators. If you have investors with PIG s in their portfolios, ATEL can provide you with thepassive Activity Loss PAL tax solutions from our latest public equipment leasing fund ATEL 16 Note Oil & Gas pertains to limited partners only in working interests

PIGs/PALs ATEL 16 is a Passive Activity Loss ( P.A.L. ) investment: Not correlated to the equity or real estate market Backed by hard assets Offers tax benefits such as passive loses, and tax advantaged cash flow *Passive losses generated from investments like ATEL 16 can be used to offset passive income generated from P.I.G.s

TAX ADVANTAGES EXPERIENCE MATTERS 27 years in public partnership syndicate business with almost 50,000 investors, 14 public funds and 8 private funds 13

Thank You ATEL Securities Corporation Mr. James Ryan Executive Vice President ATEL Securities Corporation Tel: +1 415 616 3415 Email: jryan@atel.com 14