Welcome to Morningstar Retirement Manager SM



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Transcription:

Welcome to Morningstar Retirement Manager SM 2013 Morningstar. All rights reserved. Morningstar Retirement Manager SM is offered by and is the property of Morningstar Associates, LLC, a registered investment advisor and wholly owned subsidiary of Morningstar, Inc., and is intended for citizens or legal residents of the United States or its territories. The Morningstar name and logo are registered marks of Morningstar, Inc. This presentation includes proprietary material of Morningstar. Reproduction, transcription or other use, by any means, in whole or in part, without the prior written consent of Morningstar is prohibited.

Who is Morningstar Associates? 2 Morningstar Associates, LLC.

Understanding the Relationship Your Retirement Plan USI Consulting Group (USICG) Provides your plan and investment options Administers plan Provides quarterly statements Your Employer Sponsors the plan Determines company match and other plan rules Morningstar Associates A registered investment advisor that provides advice to individuals for their retirement plan 3 Morningstar Associates, LLC.

Who Is Morningstar Associates? Registered investment advisor Subsidiary of Morningstar, Inc., a company who is: Based in Chicago with offices in 27 countries Known for creating the five-star mutual fund rating system Known for their independent, objective investment expertise Morningstar Associates offers a range of investment advisory services to the retirement plan industry Services offered to more than: 200,000 plan sponsors 25 million participants like you Data as of 12/31/12. 4 Morningstar Associates, LLC.

Morningstar Retirement Manager SM Overview 5 Morningstar Associates, LLC.

Morningstar Retirement Manager Can Help Make It Easier to Manage Your Retirement Account You don t have to be an investing expert to make the most of your retirement plan options Range of personalized investment advisory services designed to meet the needs of every employee All types of investors All skill levels A wide range of resources, research and educational support to help you make more informed decisions about your retirement account Provides personalized retirement strategies designed to answer the following questions: What s my target retirement goal? What s my projected retirement income expected to be? How much should I save? What s the right mix of stocks and bonds for me? 6 Morningstar Associates, LLC.

Morningstar Retirement Manager Overview What You Get Retirement savings goal and estimated income projections The amount you should be saving through your company plan A recommended retirement age and asset class mix that is appropriate for you Research and reports about your plan investment options Educational articles and interactive tools designed for both novice and sophisticated investors Why You Do It Receive a personalized retirement recommendation unique to your situation Help from an investment expert on making decisions about your retirement account Convenience--we can make it easy to answer some of your key questions and can help you take action How to Take Advantage of Morningstar Retirement Manager Access your account through www.usicg.com Once you have logged in, click on Actions & Investments" on the top horizontal menu bar Click on Advisory Services and select the Morningstar Retirement Manager link 7 Morningstar Associates, LLC.

Morningstar Retirement Manager Experience 8 Morningstar Associates, LLC.

A Personalized Retirement Strategy in a Few, Easy Steps The USI Web Site Home Page: Step 1: Step 2: Step 3: Start Confirm Your Information Review Your Strategy Finalize Your Strategy Add/Edit Personal Information: Retirement Account Details Spouse/Partner Information Additional Accounts/Income Sources Add Expenses Edit Assumptions for: Retirement Income Outlook Retirement Age Savings Rate Asset Mix/Risk Level 9 Morningstar Associates, LLC.

Home Page: Get Started 10 Morningstar Associates, LLC.

Step 1: Confirm Your Information 11 Morningstar Associates, LLC.

Step 2: Review Your Strategy 12 Morningstar Associates, LLC.

Step 3: Finalize Your Strategy 13 Morningstar Associates, LLC.

A Personalized Retirement Strategy in a Few, Easy Steps The USI Web Site Home Page: Step 1: Step 2: Step 3: Start Confirm Your Information Review Your Strategy Finalize Your Strategy Add/Edit Personal Information: Retirement Account Details Spouse/Partner Information Additional Accounts/Income Sources Add Expenses Edit Assumptions for: Retirement Income Outlook Retirement Age Savings Rate Asset Mix/Risk Level 14 Morningstar Associates, LLC.

Step 1: Confirm Your Information 15 Morningstar Associates, LLC.

Step 1: Confirm Your Information Change Retirement Account Details 16 Morningstar Associates, LLC.

Step 1: Confirm Your Information Include Spouse/Partner Information 17 Morningstar Associates, LLC.

Step 1: Confirm Your Information Add Additional Accounts/Income Sources 18 Morningstar Associates, LLC.

Step 1: Confirm Your Information Add Expenses 19 Morningstar Associates, LLC.

A Personalized Retirement Strategy in a Few, Easy Steps The USI Web Site Home Page: Step 1: Step 2: Step 3: Start Confirm Your Information Review Your Strategy Finalize Your Strategy Add/Edit Personal Information: Retirement Account Details Spouse/Partner Information Additional Accounts/Income Sources Add Expenses Edit Assumptions for: Retirement Income Outlook Retirement Age Savings Rate Asset Mix/Risk Level 20 Morningstar Associates, LLC.

Step 2: Review Your Strategy 21 Morningstar Associates, LLC.

Step 2: Review Your Strategy Retirement Income Outlook 22 Morningstar Associates, LLC.

Step 2: Review Your Strategy Retirement Age 23 Morningstar Associates, LLC.

Step 2: Review Your Strategy Savings Rate 24 Morningstar Associates, LLC.

Step 2: Review Your Strategy Asset Mix/Risk Level 25 Morningstar Associates, LLC.

Create a Session Summary Report of Your Recommendations 26 Morningstar Associates, LLC.

Research and Education 27 Morningstar Associates, LLC.

Summary Morningstar Retirement Manager makes it easier for you to manage your retirement account You can add or update your information in Steps 1 and 2 to get a more personalized strategy You can download a session summary report to have a copy of your recommendations You can choose to have your account managed ongoing by the investment professionals at Morningstar Associates How to Take Advantage of Morningstar Retirement Manager: Access your account through www.usicg.com Once you have logged in, click on Actions & Investments" on the top horizontal menu bar Click on Advisory Services and select the Morningstar Retirement Manager link 28 Morningstar Associates, LLC.