Life Insurance in Pakistan, Key Trends and Opportunities to 2016

Brochure More information from http://www.researchandmarkets.com/reports/2225320/ Life Insurance in Pakistan, Key Trends and Opportunities to 2016 Description: Synopsis The report provides in depth market analysis, information and insights into the Pakistan life insurance market, including: - The Pakistan life insurance market s growth prospects by life insurance categories and customer segments - The various distribution channels in the Pakistan life insurance market - The competitive landscape in the Pakistan life insurance market - A description of the life reinsurance market in Pakistan Summary The Pakistani life insurance segment recorded a positive growth rate during the review period. The segment s growth was primarily driven by rising consumer awareness with regards to the benefits of life insurance products, their dualistic coverage as a long-term savings instrument, and the development of new distribution channels. The life insurance segment recorded a growth in investment income during the review period. This was primarily due to a strong investment portfolio, which is a mix of equities and bonds. In order to secure the regular return on the investment, life insurance companies placed a significant portion of their investment in fixed-income securities. Scope This report provides a comprehensive analysis of the life insurance market in Pakistan: - It provides historical values for the Pakistan life insurance market for the report s 2007 2011 review period and forecast figures for the 2012 2016 forecast period - It offers a detailed analysis of the key sub-segments in the Pakistan life insurance market, along with market forecasts until 2016 - It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions - It analyses the various distribution channels for insurance products in Pakistan - Using Porter s industry-standard Five Forces analysis, it details the competitive landscape in Pakistan for life insurance business - It provides a detailed analysis of the reinsurance market in Pakistan and its growth prospects - It profiles the top life insurance companies in Pakistan and outlines the key regulations affecting them Reasons To Buy - Make strategic business decisions using in depth historic and forecast market data related to the Pakistan life insurance market and each sector within it - Understand the demand-side dynamics, key market trends and growth opportunities within the Pakistan life insurance market - Assess the competitive dynamics in the life insurance market, along with the reinsurance segment - Identify the growth opportunities and market dynamics within key product categories - Gain insights into key regulations governing the Pakistan insurance market and its impact on companies and the market's future Key Highlights - Pakistan s economic growth is anticipated to attract higher foreign capital inflows while supporting business and consumer confidence over the forecast period. - Since unit-linked policies have a complex benefit structure and investment risk, the SECP proposed new regulations with the aim of achieving a greater level of transparency in disclosures made by insurance companies to policyholders regarding unit pricing and fund management, which will increase consumer confidence. - The growth in the category was derived from strong marketing strategies adopted by insurers in order to encourage individual client purchase. This also had the effect of supporting a strong demand for individual unit-linked products during the review period. - Pakistan has a liberalized foreign direct investment (FDI) policy with few restrictions, which is expected to encourage foreign companies to enter into the segment. The SECP has proposed a new regulation for unitlinked life insurance policies in order to provide policyholders with more transparency. - Growth in the Pakistani life insurance segment was supported by the expansion of distribution channel

networks during the review period. A strong and efficient distribution channel network ensures insurance companies maintain their cost competiveness. In order to expand their market, life insurance companies are developing new distribution channels. - As of 2011, the State Life Insurance Corporation of Pakistan was the leading life insurance company in the Pakistan insurance segment, followed by EFU Life Assurance Limited, Jubilee Life Insurance Company Limited and American Life Insurance Company (Pakistan) Limited. Contents: 1 Executive Summary 2 Introduction 2.1 What is this Report About? 2.2 Definitions 2.3 Methodology 3 Pakistani Insurance Industry Attractiveness 3.1 Insurance Industry Market Size, 2007 2016 3.2 Key Industry Trends and Drivers 3.2.1 Business drivers 3.2.2 Consumer drivers 3.3 Recent Market Developments 4 Life Insurance Segment Outlook 4.1 Life Insurance Growth Prospects by Category 4.1.1 Individual life insurance category market size, 2007 2016 4.1.2 Individual pension category market size, 2007 2016 4.1.3 Individual unit-linked category market size, 2007 2016 4.1.4 Group life category market size, 2007 2016 4.1.5 Group superannuation insurance category market size, 2007 2016 4.2 Life Insurance Growth Prospects by Customer Segments 4.2.1 Individual segment market size, 2007 2016 4.2.2 Individual single premium category market size, 2007 2016 4.2.3 Individual non-single premium category market size, 2007 2016 4.2.4 Group segment market size, 2007 2016 4.2.5 Group single premium category market size, 2007 2016 4.2.6 Group non-single premium category market size, 2007 2016 5 Analysis by Distribution Channel 5.1 Direct Marketing Channel Market Size, 2007 2016 5.2 Bancassurance Channel Market Size, 2007 2016 5.3 Agencies Channel Market Size, 2007 2016 5.4 Other Channel Market Size, 2007 2016 6 Regulatory Policies 7 Porter s Five Forces Analysis Pakistani Life Insurance Market 7.1 Bargaining Power of Supplier: Low to Medium 7.2 Bargaining Power of Buyer: Low to Medium 7.3 Barriers to Entry: Medium 7.4 Intensity of Rivalry: Low to Medium 7.5 Threat of Substitutes: Low 8 Reinsurance Growth Dynamics and Challenges 8.1 Reinsurance Market Size, 2007 2016 8.2 Reinsurance Market Size by Type of Insurance, 2007 2016 9 Competitive Landscape and Strategic Insights 9.1 Overview 9.2 Leading Companies in the Pakistani Life Insurance Segment 9.3 State Life Insurance Corporation of Pakistan Company Overview 9.3.1 State Life Insurance Corporation of Pakistan key facts 9.3.2 State Life Insurance Corporation of Pakistan main products 9.3.3 State Life Insurance Corporation of Pakistan main competitors 9.3.4 State Life Insurance Corporation of Pakistan key employees 9.4 EFU Life Assurance Ltd. Company Overview 9.4.1 EFU Life Assurance Ltd. key facts 9.4.2 EFU Life Assurance Ltd. main products 9.4.3 EFU Life Assurance Ltd. main competitors 9.4.4 EFU Life Assurance Ltd. key employees 9.5 American Life Insurance Company (Pakistan) Limited Company Overview 9.5.1 American Life Insurance Company (Pakistan) Limited key facts

9.5.2 American Life Insurance Company (Pakistan) Limited main products 9.5.3 American Life Insurance Company (Pakistan) Limited main competitors 9.5.4 American Life Insurance Company (Pakistan) Limited key employees 9.6 Adamjee Life Assurance Company Ltd Company Overview 9.6.1 Adamjee Life Assurance Company Ltd key facts 9.6.2 Adamjee Life Assurance Company Ltd main products 9.6.3 Adamjee Life Assurance Company Ltd main competitors 9.6.4 Adamjee Life Assurance Company Ltd key employees 9.7 East West Life Assurance Company Limited Company Overview 9.7.1 East West Life Assurance Company Limited key facts 9.7.2 East West Life Assurance Company Limited main products 9.7.3 East West Life Assurance Company Limited main competitors 9.7.4 East West Life Assurance Company Limited key employees 9.8 AsiaCare Health & Life Insurance Company Limited Company Overview 9.8.1 AsiaCare Health & Life Insurance Company Limited key facts 9.8.2 AsiaCare Health & Life Insurance Company Limited main products 9.8.3 AsiaCare Health & Life Insurance Company Limited main competitors 9.8.4 AsiaCare Health & Life Insurance Company Limited key employees 10 Business Environment and Country Risk 10.1 Business Confidence 10.1.1 Market capitalization trend Karachi Stock Exchange, Pakistan 10.2 Economic Performance 10.2.1 GDP at constant prices (US dollar) 10.2.2 GDP per capita at constant prices (US dollar) 10.2.3 GDP at current prices (US dollar) 10.2.4 GDP per capita at current prices (US dollar) 10.2.5 GDP by key segments 10.2.6 Agricultural net output at current prices (PKR) 10.2.7 Agricultural net output at current prices (US dollar) 10.2.8 Agricultural net output at current prices as a percentage of GDP 10.2.9 Manufacturing net output at current prices (PKR) 10.2.10 Manufacturing net output at current prices (US dollar) 10.2.11 Manufacturing net output at current prices as a percentage of GDP 10.2.12 Mining, manufacturing and utilities net output at current prices (PKR) 10.2.13 Mining, manufacturing and utilities at current prices (US dollar) 10.2.14 Mining, manufacturing and utilities at current prices, as percentage of GDP 10.2.15 Construction net output at current prices (PKR) 10.2.16 Construction net output at current prices, (US dollar) 10.2.17 Construction net output at current prices as a percentage of GDP 10.2.18 Inflation rate 10.2.19 Current account balance as a percentage of GDP 10.2.20 Exports as a percentage of GDP 10.2.21 Imports as a percentage of GDP 10.2.22 Exports growth 10.2.23 Imports growth 10.2.24 Annual average exchange rate US$ PKR 10.2.25 End-of-period exchange rate US$ PKR 10.3 Infrastructure Quality and Availability 10.3.1 Total airports and sea ports 10.3.2 Railways and roadways 10.3.3 Passenger vehicle production volume 10.3.4 Commercial vehicle production volume 10.3.5 Automotive component exports trend 10.3.6 Automotive component imports trend 10.3.7 Passenger car penetration 10.3.8 Healthcare expenditure 10.3.9 Healthcare expenditure as a percentage of GDP 10.3.10 Healthcare expenditure per capita 10.3.11 Total internet subscribers 10.4 Labor Force 10.4.1 Labor force 10.4.2 Unemployment rate 10.5 Demographics

10.5.1 Annual disposable income 10.5.2 Annual per capita disposable income 10.5.3 Total population 10.5.4 Urban and rural population 10.5.5 Female percentage of population 10.5.6 Male percentage of population 10.5.7 Mean age of the population 10.5.8 Median age of population 10.5.9 Population density 10.5.10 Age distribution of the total population 10.5.11 Age distribution of the male population 10.5.12 Age distribution of the female population 10.5.13 Number of households 10.6 Political and Social Risk 10.6.1 Political stability 10.6.2 Terrorism index 10.6.3 Transparency index 11 Appendix 11.1 Methodology 11.2 Contact Us 11.3 About Timetric 11.4 Disclaimer List of Tables Table 1: Insurance Industry Definitions Table 2: Pakistani Insurance Overall Written Premium by Segment (PKR Billion), 2007 2011 Table 3: Pakistani Insurance Overall Written Premium by Segment (US$ Billion), 2007 2011 Table 4: Pakistani Insurance Overall Written Premium by Segment (PKR Billion), 2011 2016 Table 5: Pakistani Insurance Overall Written Premium by Segment (US$ Billion), 2011 2016 Table 6: Pakistani Insurance Segmentation (%), 2007 2016 Table 7: Pakistani Life Insurance Written Premium by Category (PKR Billion), 2007 2011 Table 8: Pakistani Life Insurance Written Premium by Category (US$ Billion), 2007 2011 Table 9: Pakistani Life Insurance Written Premium by Category (PKR Billion), 2011 2016 Table 10: Pakistani Life Insurance Written Premium by Category (US$ Billion), 2011 2016 Table 11: Pakistani Life Insurance Incurred Loss (PKR Billion), 2007 2011 Table 12: Pakistani Life Insurance Incurred Loss (PKR Billion), 2011 2016 Table 13: Pakistani Life Insurance Loss Ratio (%), 2007 2011 Table 14: Pakistani Life Insurance Loss Ratio (%), 2011 2016 Table 15: Pakistani Life Insurance Commissions and Expenses (PKR Billion), 2007 2011 Table 16: Pakistani Life Insurance Commissions and Expenses (PKR Billion), 2011 2016 Table 17: Pakistani Life Insurance Combined Ratio (%), 2007 2011 Table 18: Pakistani Life Insurance Combined Ratio (%), 2011 2016 Table 19: Pakistani Life Insurance Frauds and Crimes (PKR Billion), 2007 2011 Table 20: Pakistani Life Insurance Frauds and Crimes (PKR Billion), 2011 2016 Table 21: Pakistani Life Insurance Total Assets (PKR Billion), 2007 2011 Table 22: Pakistani Life Insurance Total Assets (PKR Billion), 2011 2016 Table 23: Pakistani Life Insurance Total Investment Income (PKR Billion), 2007 2011 Table 24: Pakistani Life Insurance Total Investment Income (PKR Billion), 2011 2016 Table 25: Pakistani Life Insurance Retentions (PKR Billion), 2007 2011 Table 26: Pakistani Life Insurance Retentions (PKR Billion), 2011 2016 Table 27: Pakistani Individual Life Insurance Category by Volume (Thousand), 2007 2011 Table 28: Pakistani Individual Life Insurance Category by Volume (Thousand), 2011 2016 Table 29: Pakistani Individual Life Insurance Category by Written Premium (PKR Billion), 2007 2011 Table 30: Pakistani Individual Life Insurance Category by Written Premium (PKR Billion), 2011 2016 Table 31: Pakistani Individual Pension Insurance Category by Volume (Thousand), 2007 2011 Table 32: Pakistani Individual Pension Insurance Category by Volume (Thousand), 2011 2016 Table 33: Pakistani Individual Pension Insurance Category by Written Premium (PKR Billion), 2007 2011 Table 34: Pakistani Individual Pension Insurance Category by Written Premium (PKR Billion), 2011 2016 Table 35: Pakistani Individual Unit-linked Insurance Category by Volume (Thousand), 2007 2011 Table 36: Pakistani Individual Unit-linked Insurance Category by Volume (Thousand), 2011 2016 Table 37: Pakistani Individual Unit-linked Insurance Category by Written Premium (PKR Billion), 2007 2011 Table 38: Pakistani Individual Unit-linked Insurance Category by Written Premium (PKR Billion), 2011 2016 Table 39: Pakistani Group life Insurance Category by Volume (Thousand), 2007 2011

Table 40: Pakistani Group life Insurance Category by Volume (Thousand), 2011 2016 Table 41: Pakistani Group life Insurance Category by Written Premium (PKR Billion), 2007 2011 Table 42: Pakistani Group Life Insurance Category by Written Premium (PKR Billion), 2011 2016 Table 43: Pakistani Group Superannuation Category by Volume (Thousand), 2007 2011 Table 44: Pakistani Group Superannuation Category by Volume (Thousand), 2011 2016 Table 45: Pakistani Group Superannuation Category by Written Premium (PKR Billion), 2007 2011 Table 46: Pakistani Group Superannuation Category by Written Premium (PKR Billion), 2011 2016 Table 47: Pakistani Individual Single Premium Category by Volume (Thousand), 2007 2011 Table 48: Pakistani Individual Single Premium Category by Volume (Thousand), 2011 2016 Table 49: Pakistani Individual Single Premium Category by Written Premium (PKR Billion), 2007 2011 Table 50: Pakistani Individual Single Premium Category by Written Premium (PKR Billion), 2011 2016 Table 51: Pakistani Individual Non-Single Premium Category by Volume (Thousand), 2007 2011 Table 52: Pakistani Individual Non-Single Premium Category by Volume (Thousand), 2011 2016 Table 53: Pakistani Individual Non-Single Premium Category by Written Premium (PKR Billion), 2007 2011 Table 54: Pakistani Individual Non-Single Premium Category by Written Premium (PKR Billion), 2011 2016 Table 55: Pakistani Group Single Premium Category by Volume (Thousand), 2007 2011 Table 56: Pakistani Group Single Premium Category by Volume (Thousand), 2011 2016 Table 57: Pakistani Group Single Premium Category by Written Premium (PKR Billion), 2007 2011 Table 58: Pakistani Group Single Premium Category by Written Premium (PKR Billion), 2011 2016 Table 59: Pakistani Group Non-Single Premium Category by Volume (Thousand), 2007 2011 Table 60: Pakistani Group Non-Single Premium Category by Volume (Thousand), 2011 2016 Table 61: Pakistani Group Non-Single Premium Category by Written Premium (PKR Billion), 2007 2011 Table 62: Pakistani Group Non-Single Premium Category by Written Premium (PKR Billion), 2011 2016 Table 63: Pakistani Life Insurance Direct Marketing Commission Paid (PKR Billion), 2007 2011 Table 64: Pakistani Life Insurance Direct Marketing Commission Paid (PKR Billion), 2011 2016 Table 65: Pakistani Life Insurance Written Premium Through Direct Marketing (PKR Billion), 2007 2011 Table 66: Pakistani Life Insurance Written Premium Through Direct Marketing (PKR Billion), 2011 2016 Table 67: Pakistani Life Insurance Policies Sold Through Direct Marketing (Thousand), 2007 2011 Table 68: Pakistani Life Insurance Policies Sold Through Direct Marketing (Thousand), 2011 2016 Table 69: Pakistani Life Insurance Number of Direct Marketing Distributors, 2007 2011 Table 70: Pakistani Life Insurance Number of Direct Marketing Distributors, 2011 2016 Table 71: Pakistani Life Insurance Bancassurance Commission Paid (PKR Billion), 2007 2011 Table 72: Pakistani Life Insurance Bancassurance Commission Paid (PKR Billion), 2011 2016 Table 73: Pakistani Life Insurance Written Premium Through Bancassurance (PKR Billion), 2007 2011 Table 74: Pakistani Life Insurance Written Premium Through Bancassurance (PKR Billion), 2011 2016 Table 75: Pakistani Life Insurance Policies Sold Through Bancassurance (Thousand), 2007 2011 Table 76: Pakistani Life Insurance Policies Sold Through Bancassurance (Thousand), 2011 2016 Table 77: Pakistani Life Insurance Number of Bancassurance Distributors, 2007 2011 Table 78: Pakistani Life Insurance Number of Bancassurance Distributors, 2011 2016 Table 79: Pakistani Life Insurance Commission Paid to Agencies (PKR Billion), 2007 2011 Table 80: Pakistani Life Insurance Commission Paid to Agencies (PKR Billion), 2011 2016 Table 81: Pakistani Life Insurance Written Premium Through Agencies (PKR Billion), 2007 2011 Table 82: Pakistani Life Insurance Written Premium Through Agencies (PKR Billion), 2011 2016 Table 83: Pakistani Life Insurance Policies Sold Through Agencies (Thousand), 2007 2011 Table 84: Pakistani Life Insurance Policies Sold Through Agencies (Thousand), 2011 2016 Table 85: Pakistani Life Insurance Number of Agencies, 2007 2011 Table 86: Pakistani Life Insurance Number of Agencies, 2011 2016 Table 87: Pakistani Life Insurance Commission Paid to Other Channels (PKR Billion), 2007 2011 Table 88: Pakistani Life Insurance Commission Paid to Other Channels (PKR Billion), 2011 2016 Table 89: Pakistani Life Insurance Written Premium Through Other Channels (PKR Billion), 2007 2011 Table 90: Pakistani Life Insurance Written Premium Through Other Channels (PKR Billion), 2011 2016 Table 91: Pakistani Life Insurance Policies Sold Through Other Channels (Thousand), 2007 2011 Table 92: Pakistani Life Insurance Policies Sold Through Other Channels (Thousand), 2011 2016 Table 93: Pakistani Life Insurance Number of Distributors in Other Channels, 2007 2011 Table 94: Pakistani Life Insurance Number of Distributors in Other Channels, 2011 2016 Table 95: Pakistani Reinsurance Market in Pakistan by Category (PKR Billion), 2007 2011 Table 96: Pakistani Reinsurance Market in Pakistan by Category (US$ Billion), 2007 2011 Table 97: Pakistani Reinsurance Market in Pakistan by Category (PKR Billion), 2011 2016 Table 98: Pakistani Reinsurance Market in Pakistan by Category (US$ Billion), 2011 2016 Table 99: Pakistani Reinsurance Ceded by Type of Insurance (PKR Billion), 2007 2011 Table 100: Pakistani Reinsurance Ceded by Type of Insurance (US$ Billion), 2007 2011 Table 101: Pakistani Reinsurance Ceded by Type of Insurance (PKR Billion), 2011 2016 Table 102: Pakistani Reinsurance Ceded by Type of Insurance (US$ Billion), 2011 2016

Table 103: Pakistani Life Insurance Percentage of Reinsurance Ceded (%), 2007 2011 Table 104: Pakistani Life Insurance Percentage of Reinsurance Ceded (%), 2011 2016 Table 105: Pakistani Life Insurance Market Share (%), 2007 2011 Table 106: Pakistani State Life Insurance Corporation of Pakistan, Key Facts Table 107: Pakistani State Life Insurance Corporation of Pakistan, Main Products Table 108: Pakistani State Life Insurance Corporation of Pakistan, Key Employees Table 109: Pakistani EFU Life Assurance Ltd, Key Facts Table 110: Pakistani EFU Life Assurance Ltd., Main Products Table 111: Pakistani EFU Life Assurance Ltd, Key Employees Table 112: Pakistani American Life Insurance Company (Pakistan) Limited, Key Facts Table 113: Pakistani American Life Insurance Company (Pakistan) Limited, Main Products Table 114: Pakistani American Life Insurance Company (Pakistan) Limited, Key Employees Table 115: Pakistani Adamjee Life Assurance Company Ltd, Key Facts Table 116: Pakistani Adamjee Life Assurance Company Ltd, Main Products Table 117: Pakistani Adamjee Life Assurance Company Ltd, Key Employees Table 118: Pakistani East West Life Assurance Company Limited, Key Facts Table 119: Pakistani East West Life Assurance Company Limited, Main Products Table 120: Pakistani East West Life Assurance Company Limited, Key Employees Table 121: Pakistani AsiaCare Health & Life Insurance Company Limited, Key Facts Table 122: Pakistani AsiaCare Health & Life Insurance Company Limited, Main Products Table 123: Pakistani AsiaCare Health & Life Insurance Company Limited, Key Employees List of Figures Figure 1: Pakistani Insurance Overall Written Premium by Segment (PKR Billion), 2007 2016 Figure 2: Pakistani Insurance Market Dynamics by Segment, 2007 2016 Figure 3: Pakistani Life Insurance Written Premium by Category (PKR Billion), 2007 2016 Figure 4: Pakistani Life Insurance Written Premium, by Type of Insurance, 2011 and 2016 Figure 5: Pakistani Life Insurance Market Dynamics by Category, 2007 2016 Figure 6: Pakistani Life Insurance Incurred Loss (PKR Billion), 2007 2011 Figure 7: Pakistani Life Insurance Incurred Loss (PKR Billion), 2011 2016 Figure 8: Pakistani Life Insurance Loss Ratio (%), 2007 2011 Figure 9: Pakistani Life Insurance Loss Ratio (%), 2011 2016 Figure 10: Pakistani Life Insurance Commissions and Expenses (PKR Billion), 2007 2011 Figure 11: Pakistani Life Insurance Commissions and Expenses (PKR Billion), 2011 2016 Figure 12: Pakistani Life Insurance Combined Ratio (%), 2007 2011 Figure 13: Pakistani Life Insurance Combined Ratio (%), 2011 2016 Figure 14: Pakistani Life Insurance Frauds and Crimes (PKR Billion), 2007 2011 Figure 15: Pakistani Life Insurance Frauds and Crimes (PKR Billion), 2011 2016 Figure 16: Pakistani Life Insurance Total Assets (PKR Billion), 2007 2011 Figure 17: Pakistani Life Insurance Total Assets (PKR Billion), 2011 2016 Figure 18: Pakistani Life Insurance Total Investment Income (PKR Billion), 2007 2011 Figure 19: Pakistani Life Insurance Total Investment Income (PKR Billion), 2011 2016 Figure 20: Pakistani Life Insurance Retentions (PKR Billion), 2007 2011 Figure 21: Pakistani Life Insurance Retentions (PKR Billion), 2011 2016 Figure 22: Pakistani Life Insurance Investment Type (PKR Billion), 2007 2011 Figure 23: Pakistani Life Insurance Investment Type, 2007 and 2011 Figure 24: Pakistani Life Insurance Density and Penetration (%), 2007 2011 Figure 25: Pakistani Life Insurance Number of Policies Sold (Thousand), 2007 2011 Figure 26: Pakistani Life Insurance Number of Policies Sold (Thousand), 2011 2016 Figure 27: Pakistani Life Insurance Premium Per-capita (PKR), 2007 2011 Figure 28: Pakistani Individual Life Insurance Category by Volume (Thousand), 2007 2011 Figure 29: Pakistani Individual Life Insurance Category by Volume (Thousand), 2011 2016 Figure 30: Pakistani Individual Life Insurance Category by Written Premium (PKR Billion), 2007 2011 Figure 31: Pakistani Individual Life Insurance Category by Written Premium (PKR Billion), 2011 2016 Figure 32: Pakistani Individual Pension Insurance Category by Volume (Thousand), 2007 2011 Figure 33: Pakistani Individual Pension Insurance Category by Volume (Thousand), 2011 2016 Figure 34: Pakistani Individual Pension Insurance Category by Written Premium (PKR Billion), 2007 2011 Figure 35: Pakistani Individual Pension Insurance Category by Written Premium (PKR Billion), 2011 2016 Figure 36: Pakistani Individual Unit-linked Insurance Category by Volume (Thousand), 2007 2011 Figure 37: Pakistani Individual Unit-linked Insurance Category by Volume (Thousand), 2011 2016 Figure 38: Pakistani Individual Unit-linked Insurance Category by Written Premium (PKR Billion), 2007 2011 Figure 39: Pakistani Individual Unit-linked Insurance Category by Written Premium (PKR Billion), 2011 2016 Figure 40: Pakistani Group life Insurance Category by Volume (Thousand), 2007 2011

Figure 41: Pakistani Group life Insurance Category by Volume (Thousand), 2011 2016 Figure 42: Pakistani Group life Insurance Category by Written Premium (PKR Billion), 2007 2011 Figure 43: Pakistani Group Life Insurance Category by Written Premium (PKR Billion), 2011 2016 Figure 44: Pakistani Group Superannuation Category by Volume (Thousand), 2007 2011 Figure 45: Pakistani Group Superannuation Category by Volume (Thousand), 2011 2016 Figure 46: Pakistani Group Superannuation Category by Written Premium (PKR Billion), 2007 2011 Figure 47: Pakistani Group Superannuation Category by Written Premium (PKR Billion), 2011 2016 Figure 48: Pakistani Individual Single Premium Category by Volume (Thousand), 2007 2011 Figure 49: Pakistani Individual Single Premium Category by Volume (Thousand), 2011 2016 Figure 50: Pakistani Individual Single Premium Category by Written Premium (PKR Billion), 2007 2011 Figure 51: Pakistani Individual Single Premium Category by Written Premium (PKR Billion), 2011 2016 Figure 52: Pakistani Individual Non-Single Premium Category by Volume (Thousand), 2007 2011 Figure 53: Pakistani Individual Non-Single Premium Category by Volume (Thousand), 2011 2016 Figure 54: Pakistani Individual Non-Single Premium Category by Written Premium (PKR Billion), 2007 2011 Figure 55: Pakistani Individual Non-Single Premium Category by Written Premium (PKR Billion), 2011 2016 Figure 56: Pakistani Group Single Premium Category by Volume (Thousand), 2007 2011 Figure 57: Pakistani Group Single Premium Category by Volume (Thousand), 2011 2016 Figure 58: Pakistani Group Single Premium Category by Written Premium (PKR Billion), 2007 2011 Figure 59: Pakistani Group Single Premium Category by Written Premium (PKR Billion), 2011 2016 Figure 60: Pakistani Group Non-Single Premium Category by Volume (Thousand), 2007 2011 Figure 61: Pakistani Group Non-Single Premium Category by Volume (Thousand), 2011 2016 Figure 62: Pakistani Group Non-Single Premium Category by Written Premium (PKR Billion), 2007 2011 Figure 63: Pakistani Group Non-Single Premium Category by Written Premium (PKR Billion), 2011 2016 Figure 64: Pakistani Life Insurance New Business Written Premium Market Shares by Distribution Channel, 2011 and 2016 Figure 65: Pakistani Life Insurance Direct Marketing Commission Paid (PKR Billion), 2007 2011 Figure 66: Pakistani Life Insurance Direct Marketing Commission Paid (PKR Billion), 2011 2016 Figure 67: Pakistani Life Insurance Written Premium Through Direct Marketing (PKR Billion), 2007 2011 Figure 68: Pakistani Life Insurance Written Premium Through Direct Marketing (PKR Billion), 2011 2016 Figure 69: Pakistani Life Insurance Policies Sold Through Direct Marketing (Thousand), 2007 2011 Figure 70: Pakistani Life Insurance Policies Sold Through Direct Marketing (Thousand), 2011 2016 Figure 71: Pakistani Life Insurance Number of Direct Marketing Distributors, 2007 2011 Figure 72: Pakistani Life Insurance Number of Direct Marketing Distributors, 2011 2016 Figure 73: Pakistani Life Insurance Bancassurance Commission Paid (PKR Billion), 2007 2011 Figure 74: Pakistani Life Insurance Bancassurance Commission Paid (PKR Billion), 2011 2016 Figure 75: Pakistani Life Insurance Written Premium Through Bancassurance (PKR Billion), 2007 2011 Figure 76: Pakistani Life Insurance Written Premium Through Bancassurance (PKR Billion), 2011 2016 Figure 77: Pakistani Life Insurance Policies Sold Through Bancassurance (Thousand), 2007 2011 Figure 78: Pakistani Life Insurance Policies Sold Through Bancassurance (Thousand), 2011 2016 Figure 79: Pakistani Life Insurance Number of Bancassurance Distributors, 2007 2011 Figure 80: Pakistani Life Insurance Number of Bancassurance Distributors, 2011 2016 Figure 81: Pakistani Life Insurance Commission Paid to Agencies (PKR Billion), 2007 2011 Figure 82: Pakistani Life Insurance Commission Paid to Agencies (PKR Billion), 2011 2016 Figure 83: Pakistani Life Insurance Written Premium Through Agencies (PKR Billion), 2007 2011 Figure 84: Pakistani Life Insurance Written Premium Through Agencies (PKR Billion), 2011 2016 Figure 85: Pakistani Life Insurance Policies Sold Through Agencies (Thousand), 2007 2011 Figure 86: Pakistani Life Insurance Policies Sold Through Agencies (Thousand), 2011 2016 Figure 87: Pakistani Life Insurance Number of Agencies, 2007 2011 Figure 88: Pakistani Life Insurance Number of Agencies, 2011 2016 Figure 89: Pakistani Life Insurance Commission Paid to Other Channels (PKR Billion), 2007 2011 Figure 90: Pakistani Life Insurance Commission Paid to Other Channels (PKR Billion), 2011 2016 Figure 91: Pakistani Life Insurance Written Premium Through Other Channels (PKR Billion), 2007 2011 Figure 92: Pakistani Life Insurance Written Premium Through Other Channels (PKR Billion), 2011 2016 Figure 93: Pakistani Life Insurance Policies Sold Through Other Channels (Thousand), 2007 2011 Figure 94: Pakistani Life Insurance Policies Sold Through Other Channels (Thousand), 2011 2016 Figure 95: Pakistani Life Insurance Number of Distributors in Other Channels, 2007 2011 Figure 96: Pakistani Life Insurance Number of Distributors in Other Channels, 2011 2016 Figure 97: Pakistani Life Insurance Market Five Forces Analysis Figure 98: Pakistani Premium Ceded to Reinsurance by Category (PKR Billion), 2007 2016 Figure 99: Pakistani Reinsurance Premium Share by Category, 2011 and 2016 Figure 100: Pakistani Reinsurance Market Dynamics by Category, 2007 2016 Figure 101: Pakistani Reinsurance Ceded by Type of Insurance (PKR Billion), 2007 2016 Figure 102: Pakistani Reinsurance Market Dynamics by Type of Insurance, 2007 2016

Figure 103: Pakistani Life Insurance Percentage of Reinsurance Ceded (%), 2007 2011 Figure 104: Pakistani Life Insurance Percentage of Reinsurance Ceded (%), 2011 2016 Figure 105: Pakistani Life Insurance Market Share (%), 2007 and 2011 Figure 106: Karachi Stock Exchange Market Capitalization (US$ Billion), 2007 2011 Figure 107: Pakistani GDP at Constant Prices (US$ Billion), 2007 2011 Figure 108: Pakistani GDP Per Capita at Constant Prices (US$), 2007 2011 Figure 109: Pakistani GDP at Current Prices (US$ Billion), 2007 2011 Figure 110: Pakistani GDP Per Capita at Current Prices (US$), 2007 2011 Figure 111: Pakistani GDP by Key Segments (%) 2009 and 2011 Figure 112: Pakistani Agricultural Net Output at Current Prices (PKR Billion), 2007 2011 Figure 113: Pakistani Agricultural Net Output at Current Prices (US$ Billion), 2007 2011 Figure 114: Pakistani Agricultural Net Output at Current Prices as a Percentage of GDP (%), 2007 2011 Figure 115: Pakistani Manufacturing Net Output at Current Prices (PKR Billion), 2007 2011 Figure 116: Pakistani Manufacturing Net Output at Current Prices (US$ Billion), 2007 2011 Figure 117: Pakistani Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2007 2011 Figure 118: Pakistani Mining, Manufacturing and Utilities Net Output at Current Prices (PKR Billion), 2007 2011 Figure 119: Pakistani Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2007 2011 Figure 120: Pakistani Mining, Manufacturing and Utilities Net Output at Current Prices as a Percentage of GDP (%), 2007 2011 Figure 121: Pakistani Construction Net Output at Current Prices (PKR Billion), 2007 2011 Figure 122: Pakistani Construction Net Output at Current Prices (US$ Billion), 2007 2011 Figure 123: Pakistani Construction Output at Current Prices as a Percentage of GDP (%), 2007 2011 Figure 124: Pakistani Inflation Rate (%), 2007 2011 Figure 125: Pakistani Current Account Balance as a Percentage of GDP(%), 2007 2011 Figure 126: Pakistani Exports as a Percentage of GDP (%), 2007 2011 Figure 127: Pakistani Imports as a Percentage of GDP (%), 2007 2011 Figure 128: Pakistani Exports Growth (%), 2007 2011 Figure 129: Pakistani Imports Growth (%), 2007 2011 Figure 130: Pakistani Annual Average Exchange Rate US$ PKR, 2007 2011 Figure 131: Pakistani End-of-Period Exchange Rate US$ PKR, 2007 2011 Figure 132: Pakistani Airports and Sea Ports (Number), 2011 Figure 133: Pakistani Railways and Roadways (Kilometers), 2011 Figure 134: Pakistani Passenger Vehicle Production, 2007 2011 Figure 135: Pakistani Commercial Vehicle Production, 2007 2011 Figure 136: Pakistani Automotive Component Exports (US$ Million), 2007 2011 Figure 137: Pakistani Automotive Component Imports (US$ Million), 2007 2011 Figure 138: Pakistani Passenger Car Penetration (Per Thousand People), 2007 2011 Figure 139: Pakistani Healthcare Expenditure (US$ Billion), 2007 2011 Figure 140: Pakistani Healthcare Expenditure as a Percentage of GDP (%), 2007 2011 Figure 141: Pakistani Per Capita Healthcare Expenditure (US$), 2007 2011 Figure 142: Pakistani Internet Subscriptions (Million), 2007 2011 Figure 143: Pakistani Size of Labor Force in 15 59 Age Group (Million), 2007 2011 Figure 144: Pakistani Unemployment Rate (%), 2007 2011 Figure 145: Pakistani Annual Disposable Income (US$ Billion), 2007 2011 Figure 146: Pakistani Annual Per Capita Disposable Income (US$), 2007 2011 Figure 147: Pakistani Total Population (Million), 2007 2011 Figure 148: Pakistan Urban and Rural Population (%), 2007 2011 Figure 149: Pakistani Female as Percentage of Population (%), 2007 2011 Figure 150: Pakistani Male as Percentage of Population (%), 2007 2011 Figure 151: Pakistani Mean Age of Population (Year), 2007 2011 Figure 152: Pakistani Median Age of Population (Year), 2007 2011 Figure 153: Pakistani Population Density (per Square Kilometer), 2007 2011 Figure 154: Pakistani Population Distribution by Age (%), 2007 2011 Figure 155: Pakistani Male Population Distribution by Age (%), 2007 2011 Figure 156: Pakistani Female Population Distribution by Age (%), 2007 2011 Figure 157: Pakistani Households, Number of (Million), 2007 2011 Figure 158: Global Terrorism Heat Map, 2011 Figure 159: Pakistan Transparency Index, 2007 2011

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