AUSTIN PROPERTY SOLUTIONS Hassle Free Home Sales with C Squared Solutions If you are interested in selling your house quickly and hassle free, you ve come to the right place! Read on to learn what C Squared Solutions can offer you, and how we take the headaches out of the home selling process. DELIVERED AT THE SPEED OF LIGHT! Steps in the Traditional Home Selling Process Preparation: Selling your house through traditional means can be daunting, to say the least. The process begins by selecting a Realtor to list your property and facilitate the sale. The average retail buyer will be looking for properties that are like new and move-in ready, and your realtor will undoubtedly want your house to fit this description in order to compete with other homes on the market. In the best case scenario, you may be asked to put a fresh coat of paint on the interior of the home and replace the carpets or refinish the floors. The suggested work must be done prior to listing your house, which can delay the sales process by a few weeks. If more extensive cosmetic fixes or systematic/structural repairs are needed, it may be a month or longer before your house will be listed. In addition to lost time, the required repairs must be paid for by the homeowner prior to the sale, meaning a potential large upfront out of pocket cost. Once your home is ready to list, your Realtor will most likely recommend a thorough cleaning including light fixtures, ceiling fans, windows, exterior power washing, etc. The house will then be staged to maximize the feel and flow of the home. Depending on your situation, the staging process may require that you add (temporary) furniture to your house, move some of your own furniture into storage, or more likely, do a combination of both. 1
Listing: Finally, your house is ready to list! Unfortunately, the headache is just beginning. If you are planning to live in the property while it is on the market, get ready to live under a microscope! Maintaining a show-ready home essentially requires you to act as though you don t live there, meaning that all countertops must be kept clear and clean (you may even be asked to hide your toothbrush and other daily use items), the kitchen always spotless (forget cooking), and all personal possessions (pictures, etc.) removed. You may also need to leave your house with just a few minutes notice for a potential showing, so don t plan any important events after your home is listed. Offer Negotiations: If you ve taken all these steps - congratulations and job well done! It s time to start talking with buyers and negotiating offers. With luck (and the help of the hot Austin Real Estate market!) your house could be under contract within several weeks! Most traditional home buyers will work with a bank to finance the purchase price. Unfortunately, no Real Estate transaction is complete until papers are signed at the closing table, and involvement of institutional lenders will delay closing by a month or more for completion of due diligence. During this time, your house will be subjected to both a home inspection and an appraisal, either of which may lead to a price reduction. In fact, if your home doesn t appraise for the sales price, the lender may not fund the purchase and your deal could fall apart! Closing: Finally, you re at the closing table and ready to be rewarded for your hard work! If all has gone to plan - you could stand to make a nice profit! Unfortunately, you re in for one final disappointment as sales contracts typically specify a number of seller-paid closing costs including commissions for both Realtors (typically 6% of the purchase price), a one year home warranty (approximately $400), a Title Insurance Policy (between $1000-$2000), and a repair allowance (approximately $500). Needless to say, these costs are significant - for example, on a purchase price of $300K, seller paid closing costs will reduce your overall profit by over $20K! Property Solutions at the Speed of Light! Are you interested in selling your home quickly without all the hassle? This is where C Squared Solutions comes in - we take all of headaches associated with retail home sales out of the equation! When you sell to us, you don t need to make updates or repairs to your house (saving time and money), you don t need a real estate agent (saving enormous commission fees), and you don t need to worry about potential buyers continually coming through your home (saving your peace of mind). Since we pay cash for homes, the need for an appraisal is eliminated meaning that the price we agree on is the price you will get for your home - period! Need to sell quickly for personal reasons? At C Squared Solutions, we pride ourselves on handling stressful and difficult situations with understanding, honesty, integrity, discretion, and kindness. We promise to expedite the house sale process as much as possible, allowing you to move on to the next chapter of your life! We offer solutions to the all of the following situations. 2
Landlord Problems: Let s face it - sometimes owning a rental property just doesn t work out for one reason or another. If you are tired of playing the landlord role, constantly being bothered by property and/or tenant issues, we understand. Let us help free you of your unwanted rental property. Problem tenants are no problem - we can close with existing tenants in place and take the problem out of your hands! Inherited Property: Going through the probate process can be difficult, both emotionally and financially. C Squared Solutions is happy to help eliminate at least one issue for you by buying your inherited property and getting you cash within days. If you ve inherited a house full of belongings and are unsure what to do, we want to help you get through the process as quickly as possible. We are happy to package and store your wanted belongings, and dispose of anything unwanted. As always, handling your situation with understanding, discretion, and kindness is our first priority. Benefits of Working with C Squared Solutions When you choose to work with C Squared Solutions, you are choosing peace of mind. We will buy your home from you quickly and without hassle. Specifically, there is no need to worry about: Choosing a Realtor Making Repairs or Cosmetic Upgrades Cleaning, Staging, and Maintaining your Property for Showings Handling Property Inspections or Appraisals Meeting Lender Requirements Realtor Commissions Closing Costs Financial Burden/Preforeclosure: Sometimes life happens - be it loss of a job, unexpected medical expenses, or mounting credit card debt. Selling your home quickly for cash will give you a resource to handle these expenses while also eliminating your monthly mortgage payment - freeing up even more money so you can get back on your feet. Has the foreclosure process started, or is it about to? We can help you there too - call us today. Divorce: Divorce can be difficult for both parties involved - especially when there are large assets like a house to deal with. Let us work with you to sell your home quickly so that you can both move on to the next chapter of your lives. As always, we pride ourselves on offering understanding, kindness, and discretion in every circumstance. Relocation/Vacant Home: Leaving Austin to follow that once in a lifetime dream job and need to sell immediately? C Squared Solutions can act quickly to buy your home for cash, eliminating one of the largest headaches in the relocation process. Unfortunately, vacant properties are at much higher risk for damage or theft than occupied homes, and for this reason, your home owner s insurance very likely will not cover you in the case of a loss on a vacant house. Let us help you sell your house before any of these problems can creep up! Distressed Properties: Your house may be in terrible shape - but we don't care! You don't need to do any work to get your home ready to sell to us. We buy in all conditions and locations. 3
How We Do What We Do Contact Us: The first step in the process is to simply get in touch with us - we'll discuss your property and the different solutions available to you. If we can help you - great! The next step will be to come meet you and tour your property. If we truly know we are not going to be able to help, we will gladly point you in the right direction even if it doesn't specifically help our business, as we strive to offer the best solution to every potential client. We seek a win-win scenario in every situation. Property Tour: Next, we'll take a tour of the property and meet with you (whenever possible), getting a better idea of what solutions we can offer to best serve you. At this point, we will be prepared to make you a cash offer. If we are in agreement, we can sign a "purchase and sale" document and send the property information to our title company to schedule the closing. Closing!: In as little as two weeks, often even less time, we will close on the property. At this point, ownership is transferred to C Squared Solutions and you are forever 100% free of the property! You will receive a cashier's check at closing from the Title Company that you can do whatever you want with! Pay off bills, take a vacation, or plan for your retirement or children's college fund - it's all up to you! Different Payment Solutions Tailored for Your Situation C Squared Solutions has the ability to purchase your property by a variety of mechanisms. Depending on your unique and individual situation (personal issues, home condition, equity, etc.) we will work with you to determine the best path to get you the maximum amount of money when you need it! Some of the most common transactions are described below. Cash: If you have some equity in the property, a straight cash offer may be the best path forward. After surveying your property we will estimate the costs to be incurred in preparing your home for either traditional sale or rental. We will then make you an offer that allows you to walk away from the property with a maximum profit while still allowing us sufficient room to perform needed repairs/ upgrades, carry holding costs, and pay traditional closing costs. Seller Financing: Do you have some equity in your property and some financial flexibility? Another option that is often more financially attractive than a straight cash purchase is seller financing. Utilizing this purchase method, C Squared Solutions can purchase your property for a higher price than feasible using straight cash. This option leverages your existing mortgage to carry the holding costs on the property while we still finance and oversee the repairs/renovation and traditional sale. From the date of sale, C Squared Solutions will make a monthly payment directly to you in an amount based on the purchase terms (often very favorable to the seller and more than enough to cover your monthly mortgage payment). After repair/renovation we will sell the property and pay you the balance of the sale price in cash. Typical seller financed loans terms are one year or less. Subject-To: If you have little or no equity in your property, or even if you are slightly upside down on your loan, we can likely still help you by legally taking over your payments. C Squared Solutions will take over your mortgage payments, make any necessary repairs or renovations, and sell your property for you. From the date of sale you will be free of your mortgage and able to move on with your life. Whether you need to eliminate your mortgage payment in order to pay down debt, avoid foreclosure, move away, or just get free of a property, this is a powerful purchasing tool that we can use to free you of your problem! 4
Contact Us Today for a Side-by-Side Comparison of Your Options As part of our commitment to ensuring that all of our potential customers make the decision that is right for them, we prepare a unique side-by-side comparison for each property we evaluate. This comparison is designed to let you, the homeowner, know what to expect whether you decide to sell to us or go the traditional route and list your property with a Realtor. By assessing the location, layout, and condition of your property, we will provide you not only with our purchase (offer) price, but also the amount you can likely expect to receive after performing needed repairs, cleaning/staging your property, and paying all commissions and closing costs. Based on market conditions including current inventory, average days on market, and list price vs. sales price, we will also provide you with an accurate estimation of the time that will be required to sell your home through traditional methods. About C Squared Solutions C Squared Solutions was founded by Christopher Pavlos and Chelsea Boundy, local Austin residents who invest in Real Estate in and around the greater Austin area. Our company was created with the ambition to help people get through difficult situations with understanding, discretion, and kindness. By paying cash for houses and closing quickly, we can alleviate the burdens associated with preparing to sell a property on the retail market. After purchasing, we fix and/or renovate homes to improve the property and neighborhood, making Austin a better place for everyone. 5