Index CFDs. Index CFDs are traded without order fee on index level with the following spreads:



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Index CFDs Index CFDs are "Over-the-Counter" (OTC) products the prices of which are laid down by the issuer. Index CFDs are based upon the price of the basic value in order to thus achieve a "Fair Value" but the real bid and ask price can differ from the underlying index price. Index CFDs are traded without order fee on index level with the following spreads: Stock Index Symbol code Trading Hours Spread (Index Points) Netherlands 25 AEX.I 09:01-21:55 1,5 Australia 200 ASXSP200.I 10:10-16:25 6 France 40 CAC40.I 08:01-20:55 5 Germany 30 DAX.I 08:01-21:55 5 Denmark 20 DEN20.I 09:10-16:55 5 US 30 Wall Street DJI.I 20:00-16:00 9 UK 100 FTSE100.I 08:01-19:55 5 Spain 35 IBEX35.I 09:01-17:30 10 Germany Mid-Cap 50 MDAX.I. 09:10-17:30 20 US Tech 100 NAS NAS100.I 20:00-16:00 3 Japan 225 NI225.I 09:01-15:25 & 16:30-00:30 25 Switzerland 20 SMI.I 08:01-17:20 5 US SPX500 SP500.I 20:00-16:00 3 Italy 40 SPMIB.I 09:10-17:25 25 EU Stocks 50 STOXX50E.I 08:01-21:55 5 Sweden 30 SWE30.I 09:10-17:25 4 Belgium 20 BELG20.I 09:01-17:30 20 UK Mid 250 FTSE250.I 08:01-16:30 50 Norway 25 NOR25.I 09:01-17:20 4

Germany Tech 30 TECDAX.I 09:10-17:30 7 Translation of gains and losses All currency translations take place at the daily exchange rate plus/minus 0.5% at 17:00 New York time. Included is the translation of gains and losses from trading transactions. Costs and trading margins, as indicated above, can change from time to time. This is particularly true for specially active or inactive customers. EVPZ reserves the right to change the above stated costs, order fees, trading margins, and interest rates anytime. Financing Costs CFDs are margin products. If they are held or shortsold overnight, financing or borrowing costs are incurred. Financing costs for long positions: Libor + 3% p.a. Borrowing costs for short positions: 2.5% p.a. Libid For daytrading (closing of a position on the same day) there are neither financing or borrowing costs nor interest refunds.

Stock CFDs Ticket Fee* Ticket Fee Threshold* Region Exchange Name Commission America American Stock Exchange (AMEX) USD 20.00 4 cents per share America NASDAQ Global Markets (NASDAQ NM) USD 20.00 4 cents per share America NASDAQ Capital Markets (NASDAQ SC) USD 20.00 4 cents per share America New York Stock Exchange USD 20.00 4 cents per share America NYSE ARCA (NYSE_ARCA) USD 20.00 4 cents per share America Toronto Stock Exchange (TSE) CAD 25.00 5 cents per share Europe Athens Stock Exchange (AT) EUR 12.00 EUR 10,000 0,70% Europe Euronext Amsterdam (AMS) EUR 12.00 EUR 10,000 0,40% Europe Euronext Brussels (BRU) EUR 12.00 EUR 10,000 0,40% Europe Euronext Lisbon (LISB) EUR 12.00 EUR 10,000 0,40% Europe Euronext Paris (PAR) EUR 12.00 EUR 10,000 0,40% Europe Frankfurt Stock Exchange - Xetra (FSE) EUR 12.00 EUR 10,000 0,40% Europe London Stock Exchange (LSE) GBP 8.00 GBP 8,000 0,40% Europe London International Exchange (LSE_INTL) USD 20.00 USD 10,000 0,40% Europe Milano Stock Exchange (MIL) EUR 12.00 EUR 10,000 0,40% Europe OMX Copenhagen (CSE) DKK 65.00 DKK 100,000 0,40% Europe OMX Helsinki (HSE) EUR 10.00 EUR 10,000 0,40% Europe OMX Stockholm (SSE) SEK 65.00 SEK 100,000 0,40% Europe Olso Stock Exchange (OSE) NOK 65.00 NOK 100,000 0,40% Europe Sistema De Interconexion Bursatil Espanol EUR 12.00 EUR 10,000 0,40%

(SIBE) Europe Swiss Exchange (SWX) CHF 18.00 CHF 15,000 0,40% Europe Vienna Stock Exchange (VIE) EUR 12.00 EUR 10,000 0,40% Europe Warsaw Stock Exchange (WSE) PLN 80.00 PLN 35,000 0,70% Asia Pacific Australian Stock Exchange LTD. (ASX) AUD 10.00 AUD 10,000 0,40% Asia Pacific Hong Kong Stock Exchange (HKEY)*** HKD 90.00 HKD 95,000 0,50% Singapore Exchange Secirities Trading Limited Asia Pacific (SGX-ST) SGD 17.00 SGD 17,000 0,50% JPY Asia Pacific Tokyo Stock Exchange (TYO) 1,000.00 JPY 1,000,000 0,45% *Trades executed below the Ticket Fee Threshold for each exchange are subject to a Ticket Fee in addition to Commission charges CFD Margin CFDs are graded in different risk classes for the required margins which are determined according to market capitalization, liquidity, and volatility of the underlying stock. Risk class Category Minimum Margin 1 Indices 5% 2 Papers with a low risk 10% 3 Papers with a medium risk 15% 4 Papers with a high risk 25% 5 Papers with a very high risk 50% 6 Papers with an extremely high risk 100%

Note: EVPZ reserves the right to change this non-binding classification and can demand an increase of your required margin at its own discretion if the risk level originally allocated to your position is raised, but especially if your position reaches a significant volume given the three preceding stated parameters or relative to the value of your collateral. With our trading platform EVPZ Trader you have access to the new risk categories of each CFD at any time when you click the corresponding stock exchange in the menu "Account / Trading Conditions". Trading hours for stock CFDs Stock exchange Country Trading Hours Vienna Exchange (VIE) Austria 09:21-17:30 Frankfurt / Xetra Stock Exchange (FSE) Germany 09:00-17:35 American Stock Exchange (AMEX)* USA 15:30-22:00 NASDAQ Global Markets (NASDAQ NM) USA 15:30-22:00 NASDAQ Capital Markets (NASDAQ SC) USA 15:30-22:00 New Yorker Stock Exchange (NYSE) USA 15:30-22:00 NYSE ARCA (NYSE_ARCA) USA 15:30-22:00 Euronext Amsterdam (AMS) Netherlands 09:00-17:35 Australian Stock Exchange Australia 02:00-08:12 Athens Stock Exchange (AT) Greece 09:30-15:40 Euronext Brussels (BRU) Belgium 09:00-17:35 OMX Copenhagen (CSE) Denmark 09:00-17:00 OMX Helsinki (HSE) Finland 09:00-17:30 Euronext Lisbon (LISB) Portugal 09:00-17:35 London Stock Exchange (LSE) UK 09:00-17:30 Milano Stock Exchange (MIL) Italy 09:05-17:31 Oslo Stock Exchange (OSE) Norway 09:00-18:20 Euronext Paris (PAR) France 09:00-17:35 Sistema De Interconexion Bursatil Espanol (SIBE) Spain 09:00-17:35

OMX Stockholm (SSE) Sweden 09:00-17:30 Swiss Exchange (SWX) Switzerland 09:00-17:30 Tokyo Stock Exchange (TYO) Japan 02:00-08:00 SWX Europe (formerly Virt-X) (VX) Switzerland 09:00-17:30 * Due to a limited liquidity of this exchange (Order Book), Market Orders cannot be offered. Therefore, we recommend placing a Limit Order. Dividend payments for your CFD position Owners of long positions have the right to a proportional part of the distribution of the underlying value. In contrast, owners of short positions are obliged to provide the amount of the aggregate (gross) dividend. The amount is credited or debited to your trading account on the ex date unless the dividend rate is not confirmed. In this case, the dividend is paid at the date of payment (e.g. in case of ADRs). Dividends on CFD positions are credited or debited by the bank and not by the underlying company. Paid-out or charged dividends are price adjustments in cash in connection with capital measures concerning the basic value. Therefore, possible dividend taxes are not considered. A CFD does not grant a right to a tax credit.