CITIZENS CHARITABLE FOUNDATION Terms & Conditions



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CITIZENS CHARITABLE FOUNDATION Terms & Conditions Charitable Grants Funding Requirements Areas of Giving Interest Citizens gives priority consideration for charitable grants to programs that: Promote affordable housing. Encourage the development of innovative responses to basic human needs. Encourage community-based services targeted to low - and moderate-income families and individuals. Support community development initiatives that are catalysts for economically distressed areas. Promote new ways to address issues of economic self-sufficiency. Priority Considerations Funding priority is given to those projects which: Support community - based programs that directly relate to the business of banking. Positively impact low - and moderate-income populations. Are one year in duration. Directly affect the people served. Are multicultural. Show a high likelihood of success and potential to be replicated. Are focused on long-range solutions to broad-based urban issues, including community development or redevelopment activities. Assist in promoting financial education and credit-service information to the community. Funding Restrictions Citizens does not fund organizations which discriminate based on: Age Race Color Sex Religion National Origin Disability Family Status Receipt of Public Assistance Sexual Orientation

In addition, Citizens generally does not sponsor: Annual appeals Individuals Single disease/issue information and research organizations Religious organizations, including restoration of church buildings Labor, fraternal and veterans organizations (including fraternal orders of police/firefighters) Political organizations or projects Operating deficits Underwriting of conferences and seminars Governmental and quasi-governmental public agencies or organizations Endowment Annual operating support Trips and tours, including transportation costs Payment on bank loans (including loans from ) Advertising and fund-raising activities Foundations Historic preservation Public or private educational institutions Application Procedure has converted to an online funding request process. The new process makes applying for grants simpler and more convenient for organizations. If you would like to apply using our online application, please take the charitable grant eligibility quiz. Size of Average Grant Citizens' charitable grants range widely in size. Multiyear grants are generally for a capital campaign and are paid over a three-year period. Review Process It will take up to eight weeks for a grant request to be reviewed by the appropriate State Contributions Committee. A site visit and additional information may be required prior to a final determination. You will be notified of a grant approval or denial by letter. Application Procedure for Charitable Grants Each request for charitable grants should be submitted via our online application. However, if we request further information, please submit requested information to the in the state where the organization is located. Connecticut: 63 Eugene O'Neill Drive New London, CT 06320 Delaware: 919 North Market Street, Suite 200 Wilmington, DE 19801 Massachusetts: 53 State Street Boston, MA 02109

New Hampshire: 875 Elm Street Manchester, NH 03101 New Jersey: 2001 Market Street, Suite 600 Philadelphia, PA 19103-7053 New York: For cities in Eastern New York including Albany, Hudson Valley, New York City and Long Island:, N.A. (New York) 833 Broadway Albany, NY 12207 For cities in Western New York including Syracuse, Binghamton, Rochester and Buffalo:, N.A. (New York) 126 East Avenue Rochester, NY 14604 Pennsylvania: 1701 John F. Kennedy Boulevard 22nd Floor Philadelphia, PA 19103 Rhode Island: One Citizens Plaza Providence, RI 02903 Vermont:, N.A. (Vermont) 148 College Street Burlington, VT 05401

Corporate Sponsorships and Community Activities Sponsorships are payments paid to any for-profit or not-for-profit organization for which Citizens will receive promotional, entertainment and community relations value. As a sponsor of an event, Citizens expects to achieve the following goals: 1. Enhance the bank's visibility in the community. 2. Help position as a leader in the corporate community. 3. Entertain existing customers. 4. Introduce bank personnel to potential new customers. 5. Raise money for the benefit of nonprofits in the neighborhoods we serve. Areas of Sponsorship Interest Citizens considers sponsorships from a wide range of organizations and encourages creativity and innovation to develop partnerships that are of mutual benefit to community organizations and the bank. Citizens seeks sponsorships that bring value to Citizens customers and employees. If a Citizens employee or customer is involved with the event, it should be noted on the proposal. Sponsorship Restrictions Citizens does not fund organizations which discriminate based on: Age Race Color Sex Religion National Origin Disability Family Status Receipt of Public Assistance Sexual Orientation In addition, Citizens generally does not sponsor: Annual appeals Individuals Single disease/issue information and research organizations Religious organizations, including restoration of church buildings Labor, fraternal and veterans organizations (including fraternal orders of police/firefighters) Political organizations or projects Operating deficits Underwriting of conferences and seminars Governmental and quasi-governmental public agencies or organizations Endowment Annual operating support Trips and tours, including transportation costs Payment on bank loans (including loans from ) Advertising and fund-raising activities Foundations Historic preservation Public or private educational institutions Application Procedure for Corporate Sponsorships and Community Activities Citizens has converted to an online funding request process. The new process makes applying for sponsorships simpler and more convenient for organizations. If you would like to apply using our online application, please take the sponsorship eligibility quiz.

If you are unable to complete an online application, we invite you to send us a hard copy proposal including the components below. 1. A cover letter summarizing the key points of the event and the amount of the request. Organizational contact name, address, and telephone number should be clearly identified. 2. A brief description of the organization, its mission and goals. 3. A list of the members of the organization's board of directors and a brief description of the event, its goals and objectives, and the benefits to Citizens as a sponsor. 4. A list of other sources of funding or committed sponsors. Review Process It will take up to eight weeks for a sponsorship request to be reviewed by the appropriate State Contributions Committee. A meeting and additional information may be required prior to a final determination. You will be notified of a sponsorship approval or denial by letter. Requests for sponsorships should be submitted in writing to the in the state where the organization is located. Connecticut: 237 Main Street Middletown, CT 06457 Delaware: 919 North Market Street, Suite 200 Wilmington, DE 19801 Massachusetts: 53 State Street Boston, MA 02109 New Hampshire: 875 Elm Street Manchester, NH 03101 New York: For cities in Eastern New York including Albany, Hudson Valley, New York City and Long Island:, N.A. (New York) 833 Broadway Albany, NY 12207 For cities in Western New York including Syracuse, Binghamton, Rochester and Buffalo:, N.A. (New York) 126 East Avenue Rochester, NY 14604 Philadelphia & New Jersey: 1701 John F. Kennedy Boulevard 22nd Floor Philadelphia, PA 19103 Pittsburgh:

525 William Penn Place, Suite 2760 Pittsburgh, PA 15259 Rhode Island: One Citizens Plaza Providence, RI 02903 Vermont:, N.A. (Vermont) 148 College Street Burlington, VT 05401