Your business solution partner

Your business solution partner

Who we are 1 US Merchant Systems is a business solutions company founded in 1992, specializing in payment processing and merchant services. We service nearly every type of business, from large government offices to small local businesses. Our full service shop means we handle your client all the way through the application process, underwriting, installation and on-going customer service Our Subsidiaries: Online Merchant Marketplace providing discounts for business members, plus a referral network program for business owners. Technology company with proprietary payment gateway focusing on zero-cost and traditional payment solutions for all business types Business funding company offering capital solutions for businesses as an alternative to traditional loans

Our Products/Services 2 As a partner, you will earn a significant share of the income on nearly every type of product or service we offer your clients. Some of our processing solutions include: o Both online and retail solutions o Mobile solutions o Gift/Loyalty programs o Cash advance and lending programs o Mobile wallet (NFC, Apple Pay) acceptance o New Chip-card (EMV) technology o Check acceptance o State-of-the-art equipment and software technology

Partnership Opportunity 3 Whether you are an association, franchise, bank, software company, app developer, wholesaler, or any other type of organization, USMS offers solutions you ll need to make payment processing easy for your clients and rewarding to you. The electronic payments industry is a 6+ trillion dollar industry, and we want to put some of that money back into your organization! Over the years we have paid tens of millions of dollars in residuals and commissions to our various partners. Many of our partners have earned in excess of $1,000,000 a year in additional annual income with our services! Even for smaller partners, this additional source of revenue can add up to thousands of dollars per month in steady income, all while giving your clients a payment solution they can rely on.

Partner benefits 4 Capabilities beyond the norm help benefit your organization: Auto-approval for many business types API software integrations Level 2 and 3 processing for large B2B accounts Personalized online application Access to our online portal with information on: Residual payments Bonuses by date Client activity Pending applications

Client benefits 5 Capabilities beyond the norm help benefit your clients: 24 hour customer service On-site customer retention team Auto-approval for many business types Next day access to funds available A+ service rating with the BBB $50,000 PCI breach coverage Ability to underwrite businesses with higher than normal risk

Referral/Sign up process 6 Our referral process is simple for both you and your client. We will customize our partnership program to fit your needs, so you can simply refer your client to us or have us train your staff to complete the entire process Refer Client Client Submits Application Approval Process Service Installation You Get Paid! Once the account is activated, you will start earning residual income on every transaction that client processes, for the life of their account!

Our Commitment to Security 7 In this day and age, there is nothing more important to us than the safety and security of our customer s information PCI Security o o USMS is PCI Level 1 Secure (the highest level of security) We preform multiple breach audits a year to ensure the highest level of security EMV and NFC Technology o We offer the newest payment technologies to help protect our client s businesses

Our Keys to Success 8 We understand a partnership works both ways, and that is why we are committed to these values when it comes to our clients and partners: Turn Key Solutions Caring for our clients State-of-the-art technology Excellent Communication Plus you have access to all the unique benefits of our subsidiaries!

9 For a partner compensation program well beyond anything you ve seen in our industry, look no further than MerchantSystems.com. This unique process not only pays you for your direct referrals, but also on the referrals they bring in, and even on referrals from THOSE! When someone in your network of referrals makes a purchase or refers a client, you get paid. Business members of MerchantSystems.com have access to the Merchant Marketplace, which gives them sizable discounts on name brand products like:

10 Offer your clients or integrated software providers a flexible, high-end customizable solution for online and in-person payments with Convenient Payments. Our industry solutions feature software products tailored to the individual needs of many business types, plus we are able to offer ZERO COST processing to certain business types including Government and Educational organizations. Just a few of the Convenient Payment solutions we offer:

11 Our funding options provide business owners an opportunity to get extra capital without having to go get a traditional bank loan. While this is great for your clients, it also provides you with a very lucrative income opportunity, since you ll earn a portion of any revenue made.

Lets get started! 12 Name: Kathy Rasti Title: Business Development Director Email: Kathyr@usms.com Phone:510-771-4257