The PNC Bank Platinum Business Rewards MasterCard

The PNC Bank Platinum Business Rewards MasterCard Instructions. Complete the application.. Retain the Terms and Conditions for your records.. Mail application to: OR Overnight/Express to: Card Underwriting Card Underwriting P.O. Box 670 45 7th Ave. SW Fargo, ND 585-670 Fargo, ND 580 OR Fax to: -866-509-677 BSR

The PNC Bank Platinum Business Rewards MasterCard 0.99% Introductory APR through March, 00 on Balance Transfers! Apply Today! Fax application to -866-509-677 BUSINESS BANKING The Value and Convenience of the PNC Bank Platinum Business Rewards MasterCard Manage your cash flow with unsurpassed global acceptance and purchasing flexibility at millions of locations plus the ability to extend your payments. Save money on goods and services for your business through MasterCard Offers for Business. Insure and protect your business travelers with business and travel services. Log on to www.mastercard.com for more details. Valuable Benefits of Cardmembership: MasterRental Insurance Coverage. Provides full-value primary loss coverage (up to $50,000) and secondary personal effects coverage for rental vehicles for up to consecutive days. Purchase Assurance and Extended Warranty. Protects and provides extended warranty on items purchased with your PNC Bank Platinum Business Rewards MasterCard. Master RoadAssist Roadside Service. 4-hour emergency roadside assistance available through MasterCard and the American Automobile Association (AAA). 4/7 access to Cardmember Service Representatives. Cash flow is the lifeblood of any business. We re committed to helping you keep your cash flow positive. Separate your business expenses from your personal expenses. Take advantage of flexible repayment terms and extend your payments when necessary. Simplify tracking and reporting of all your spending for increased financial control. The PNC Bank Platinum Business Rewards MasterCard is the card that comes with everything you would expect from PNC Bank. 0.99% Introductory APR Apply now and take advantage of a 0.99% APR through March, 00 on Balance Transfers. Overdraft Protection Link your new PNC Bank Platinum Business Rewards MasterCard to your PNC Bank business checking account and enjoy Overdraft Protection with no Overdraft Protection Advance fees. Rewards Earn points with every dollar of net purchases charged to the account that can be redeemed for a variety of reward options, including merchandise, gift certificates, travel and cash (through a statement credit to your credit card account). The 0.99% promotional APR (Annual Percentage Rate) applies to Balance Transfers made with, or in conjunction with, this introductory offer. The 0.99% promotional APR does not apply to Purchases, Cash Advances or other Advances as defined in the Cardmember Agreement. The 0.99% promotional APR applies to qualified Balance Transfers through the closing date of the billing cycle that ends in April 00. The rate will end early and increase to the variable APR for Balance Transfers or to a Delinquency Rate (if appropriate) if your Account is delinquent or closed. Balance Transfers do not earn reward points. We apply payments to balances with lower APRs, including introductory APRs, before balances with higher APRs. Balance Transfer fees apply. See terms and conditions for important rate, fee and other cost information. Subject to credit approval. See page 5 for additional information. Certain conditions and exclusions may apply. Details are provided when you become a Cardmember.

PNC Bank Platinum Business Rewards MasterCard PNCV SC 5564 PC 94 M. Business Information Business Name Tax ID Number Business Name to appear on Card(s) ( characters maximum) Business Address (no P.O. Boxes allowed) ( ) $ # of Years at this Location Year Business Established Business Phone Gross Annual Sales Type of Organization p Sole Proprietorship p Partnership p Nonprofit p Corporation p Other Cash Access on Cards? p YES p NO. Business Owner/Applicant Information * Alimony, child support or separate maintenance payments need not be revealed if you do not wish to have it considered as a basis for repaying this obligation Business Owner Title: Check One: p President/Chairman p Owner/Proprietor p Vice President p Treasurer p Partner p Other Name of Business Owner (First, Middle, Last) E-Mail Address Home Address (no P.O. Boxes allowed) How Long at this Address? of Birth Social Security Number ( ) $ ( ) Home Phone Number Total Annual Income* Cellular Phone Number Anticipated Monthly Spend: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address (P.O. Boxes are not allowed under federal law), date of birth and other information (including your Social Security or Tax Payer Identification Number) that allows us to identify you. We may ask to see your driver s license or other identifying documents. I have read this Application and consent to the terms and conditions on the reverse side, individually and on behalf of the business. X Signature of Business Owner/Applicant For credit lines $50,000 and higher, please attach two full years of your company s financial statements or tax returns.

. Optional Balance Transfer Information* Balance Transfer # HHHH-HHHH-HHHH-HHHH Account Number Balance Transfer # HHHH-HHHH-HHHH-HHHH Account Number Payee Name Payee Name Payee Address Payee Address $ Exact Dollar Amount to Pay *See page 5 for Balance Transfer Terms and Conditions $ Exact Dollar Amount to Pay *See page 5 for Balance Transfer Terms and Conditions 4. Optional Overdraft Protection Overdraft Protection protects the PNC Bank checking account designated below from overdrafts by having cash automatically advanced to that checking account from your PNC Bank MasterCard Card Account. By signing below, you agree to the Overdraft Protection Terms & Conditions provided below. Overdraft Protection Terms & Conditions If you enroll for Overdraft Protection, the following terms apply to you and your Account: An Overdraft Protection Advance allows us to transfer funds and prevent overdrafts on the designated checking account. You authorize us to make Overdraft Protection Advances from the Account as provided in this Agreement. Any Overdraft Protection Advance will post as an Overdraft Protection Advance. The Account will not operate as an Overdraft Protection Account until you have activated your Card and the Account. We may cancel Overdraft Protection privileges under the Account, even if the Account remains open for other purposes. Overdraft Protection privileges will be automatically cancelled if the Account is closed by either you or us at anytime. Overdraft Protection privileges may be suspended if your Account is in Default as defined in your Credit Card Agreement. You authorize us to share whatever information is necessary to process Overdraft Protection Advances with your bank. An Overdraft Protection Advance will only be made once per day. Overdraft Protection Advances to your checking account from the Account are processed after the close of business (0:00 p.m. ET) Monday through Friday. Overdraft Protection Advances will be made for a minimum amount as detailed in the overdraft protection agreement you receive from your bank; amounts over the minimum amount will be rounded to the next highest whole dollar. For example, you have a balance of $5 in your checking account, and two checks for $5.5 and $05 are presented for payment, an Overdraft Protection Advance of $6 will post to the Account. Notwithstanding the foregoing, we reserve the right to accept or deny any Overdraft Protection Advance request. In addition, enrollment, setup, insufficient funds and other fees may be charged by bank on your checking account. Protected PNC Bank Checking Account Number: Applicant s Name: (please print) Applicant Signature: 5. Additional Employee Card Information (Please photocopy this section for additional employees.) Additional Employee Card # Additional Employee Card # Name of Employee (First, Middle, Last) of Birth Name of Employee (First, Middle, Last) of Birth ( ) Social Security Number Home Phone Number $ Cash Access on Card? q YES q NO Average Monthly Spend I have read this Application and consent to the terms and conditions on the reverse side, individually and on behalf of the business. ( ) Social Security Number Home Phone Number $ Cash Access on Card? q YES q NO Average Monthly Spend I have read this Application and consent to the terms and conditions on the reverse side, individually and on behalf of the business. X SIGN HERE Signature of Individual Employee Applicant X SIGN HERE Signature of Individual Employee Applicant 4

Annual Fee $0 Summary of Business Card Account Terms Annual Percentage Rate (APR) for Purchases Variable 7.99% to.99% Other APRs Balance Transfer Introductory Rate 0.99% APR through March, 00 on Balance Transfers Thereafter, Balance Transfer Variable APR 7.99% to.99% Advance Variable APR 0.99% (subject to a minimum APR of 0.99%) Delinquency Rate Variable APR 7.99% Variable Rate Information Grace Period for Repayment of the Balances for Purchases Minimum or Fixed Finance Charge Method of Computing the Balance for Purchases Transaction Fee for Cash Advances, and Fees for Transferring Balances, Paying Late or Exceeding the Credit Limit Your Annual Percentage Rate (APR) may vary monthly. The rate is determined by adding a Margin to the Prime Rate. The Margin used is as follows: Purchases and Balance Transfers.99% to 9.99% Advances 5.99% (subject to a minimum APR of 0.99%) Delinquency Rate.99% You have 0 5 days to repay your Balance for Purchases before being charged a finance charge provided your previous balance was paid in full. $.00 (only in statement periods when interest is due) Average Daily Balance Method (including new purchases) Advance Fee 4% of the transaction amount, $0 minimum Balance Transfer % of the transaction amount, $5 minimum Late Payment Fee $5 Over the Credit Limit Fee $5 Other Fees: Cash Equivalent Fee of 4% of the transaction amount ($0 minimum); Convenience Check Fee of % of transaction amount ($5 minimum); and Foreign Transaction Fee of % of the transaction amount in U.S. Dollars. This information is accurate as of /7/009 and may change. To find out what may have changed, call us at -866-54-46 TDD: -888-5-6455. Account and Agreement terms are not guaranteed for any period of time; we may change the terms of your Cardmember Agreement, including APRs and Fees, in accordance with the Agreement and applicable law. Your experience with other creditors, as reflected in your credit score, or your transactional experience with our affiliates, may also cause a change, including an increase in the margin that is added to the Index, an increase in Fees, a decrease in the Credit Limit, or the closure of the Account. Upon Account opening, your APR will be dependent upon your credit history. Introductory period will end early and rate will increase either to the variable APR for Balance Transfers or a Delinquency Rate (if appropriate) if a Minimum Payment is not received by the Payment Due or you close your Account. We apply payments to balances with lower APRs, including introductory APRs, before balances with higher APRs. The Delinquency Rate APR will apply to all balances in the event your Account becomes 0 calendar days past due once or 5 calendar days past due twice in any twelve () month period. The Prime Rate used to determine your APR is a variable rate that is adjusted monthly based on the highest Prime Rate published in the last 90 days (currently 4.00%), in the Money Rates column of The Wall Street Journal. Notice to Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Rewards Program Rules: We will award one point for each dollar of net purchases charged to the Platinum Business Rewards MasterCard Account during each statement period. There is no limit to the number of points you can earn with a Platinum Business Rewards MasterCard Account. Points will not be awarded to a Cardmember for net purchases during a statement period if the Cardmember s Account is not open and current on the statement closing date. Points will not be awarded for Balance Transfers or Advances as defined in the Cardmember Agreement. Points will be awarded and redeemed at the company level (Authorizing Officer) unless requested to earn at the individual level after Account booking. Cardmembers can redeem points for round-trip airfare beginning at 5,000 points in addition to gift certificates, name brand merchandise rewards and more. Complete terms and conditions for the Rewards Program will be provided to Platinum Business Rewards MasterCard Cardmembers. Service provided by Maritz Loyalty Marketing. Balance Transfer Terms and Information: The Authorized Officer may transfer up to 90% of your Credit Limit from other companies including financial institutions. However, you cannot make Balance Transfers from other PNC Bank accounts. PNC Bank, Delaware shall not have any liability for transferring balances which exceed your Credit Limit. (Transferring balances will not automatically close your accounts, please write each creditor directly to do so. If you receive a statement while transfers are being processed, pay the minimum amount to avoid late notices and charges. We cannot assume responsibility for any late payments, finance charges or disputed amount on your other accounts.) Balance Transfers will post to the Account and be separately reflected on monthly Account statements as Balance Transfer, or, depending upon the offer, may post to the Account and be treated as a Purchase, or an Advance transaction. Payment will be applied first to the lowest APR balance on your Account. Refer to your Cardmember Agreement for complete terms and conditions. Important Terms and Application Agreement: Business Owner authorizes PNC Bank, Delaware ( we, us, our or Issuer ) to obtain a consumer credit report or a business credit report for use in assessing his/her personal creditworthiness in connection with an Application by Company, of which Business Owner is an employee, principal, owner, partner, officer, or guarantor, for a MasterCard Business Card. We need such consumer reports because Business Owner may have direct, contingent, present or future liability to us for the Company s obligation in connection with the Account. All applicants agree that, as long as the Account is open, we may obtain credit reports about the applicants from time to time. We reserve the right to consider the applicant for a lower line of credit if one was requested. This Application must be signed by a Business Owner with authority to bind the Business to the terms of this Application Agreement. The Business Owner certifies that the execution, delivery and performance of this Application has been authorized by all necessary corporate action by the Business, and will provide evidence of such action upon request. If the Business is approved for a Platinum Business Rewards MasterCard Account, the Business Owner requests and directs us to open a Platinum Business Rewards MasterCard Account ( Account ) and to issue Business cards ( Cards ) to any individual Employees of the Business, including the Business Owner, designated by the Business Owner on this Application or its addendum, or by any process agreed to by us and the Business. The Business Owner and each individual Employee Applicant understands and agrees that the Business, the Business Owner and the individual Employees will be liable for charges to the Account as follows: ) the Business is jointly and severally liable with each individual Employee as to that individual Employee s charges; ) the Business Owner and each individual Employee are individually liable as to their respective individual charges; and ) the Business Owner is individually liable and jointly liable with the Business for all charges made to the Account. Each applicant understands and agrees that we may increase or decrease the APR or credit limit assigned to the Account and/or to the Cards within the Account, or close the Account at any time based on our credit guidelines, credit report information, Account history or the financial circumstances of the Cardmember. At the time the Account is opened, individual Employees, including the Business Owner, will be issued a MasterCard Business Card and a Cardmember Agreement governing individual use of the Account. Use of the Card or the Account will signify acceptance of the terms of the Cardmember Agreement, which may be amended from time to time. All applicants must be at least 8 years old and agree that Accounts will be used primarily for business purposes and not personal, family, or household purposes. By providing a telephone number for a cellular phone or other wireless device, you are expressly consenting to receiving communications at that number, including, but not limited to, prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system from us and our affiliates and agents. This express consent applies to each such telephone number that you provide to us now or in the future and permits such calls regardless of their purpose. These calls and messages may incur access fees from your cellular provider. The Cardmember Agreement contains an Arbitration Provision under which you, we and certain other third parties will have the right to seek to compel arbitration of any dispute that arises under or relates to the Cardmember Agreement or your credit card account. Among other things, the Arbitration Provision includes a waiver of the right () to go to court to resolve any dispute; () to have a jury resolve any dispute; and () to participate in a class action in court or in arbitration. You will have 0 calendar days after the card is issued to you to reject the Arbitration Provision without affecting any other term of your Cardmember Agreement. The Cardmember Agreement also contains a separate Jury Trial Waiver under which you and we agree to waive any right to trial by jury in the event of litigation between us. This is only a summary of some of the features of the Arbitration Provision and the Jury Trial Waiver. You should read the entire Cardmember Agreement carefully. You also agree that in order to open and administer the Account that may be established as a result of this Application, that we and PNC Bank may share certain information about you and your ongoing Account activity. Information from this Application may be shared with our affiliates. Cash access is subject to credit approval. PNC Bank, Delaware is the creditor and issuer of the PNC Bank Platinum Business Rewards MasterCard. PNC Bank, Delaware. Member FDIC 009 The PNC Financial Services Group, Inc. All rights reserved. Equal Opportunity Lender Print date 0/09 5