IFC. Commodity Trade Finance

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IFC and Commodity Trade Finance IFC's 9th Annual Trade & Supply Chain Seminar

Our Value Proposition Our trade solutions for commodities and goods provide finance for the benefit of emerging markets, through the economic value chain. MARKET NEEDS Inputs, Harvest Storage, Transportation Raw Materials, Labor, Energy Export OUR SOLUTIONS Pre- and Post-Harvest Financing Inventory and Warehouse Receipts Financing Working Capital and Supply Chain Financing Pre-Export Financing 2

Our Products Commodity portfolio solutions Critical Commodities Finance Program (CCFP) Structured trade commodity finance Transactional Secured Facility 3 11 January 2013

Trade Portfolio Solution for Commodities (CCFP) Launched in 2012, the Critical Commodities Finance Program (CCFP) risk shares with partner banks on a funded or unfunded basis facilities in portfolios of strategic commodity trade flows of developing countries Program partners Program partners co-finance with funding or counter-guarantees Benefits to Bank: Risk mitigation: IFC s AAA rating, effective in managing the effects of Basel II & III Capacity enhancement: relieves headroom, single-client, countryexposure constraints Ease of administration: deal only with IFC, as agent Large facilities: sizeable solutions permit effective trade portfolio risk management Structure: IFC provides guarantee or funding as agent and primary guarantor, with counter-guarantees from DFIs Two-year program with one-year extension Pricing: market-based pro-rata sharing of risk and returns Focus Areas: Global: emphasis on Africa and lowincome countries Sectors: Agriculture, Energy IFC channels funding or guarantees for up to 50% on portfolio of trade transactions Originating bank Originating bank retains 50% of the aggregate amount of portfolio of trade transactions Traders and Banks in EM 4

Structured Trade Commodity Finance Funding for commodity players and risk mitigation for partner banks Supports large cross-border commodity trade through a partner bank, and using collateral management to support lending at all stages of the supply chain: exporter/producers, trading companies, importer/processors Producers EXPORT Exporter Traders IMPORT Offtakers Emphasis on trade for low income countries Pre-export financing, inventorybased financing, receivablebased financing Borrowing base financing: lending against commodity and off-take agreements IFC risk-shares or lends in parallel with Bank on underlying assets or by providing credit guarantee Bank should have solid track record in managing the transaction flow and act as security agent Environment & social requirements to be met by facility Partner bank Financing is secured by pledge of commodities as collateral, assignment of receivables, insurance, cash collection account 5

Example of Structured Trade Finance Facility: Mauritania Strategic, Self-liquidating, Secured Financing Facility Transaction Structure Partnership between IFC/Societe Generale (SG)/BB Energy (BBE) on transaction to finance Mauritania s entire refined energy import needs for the next two years. The Borrower BBE winner of the latest oil import tender contracted to source and import oil products for sale to 11 licensed oil marketing companies ( OMC ). The Mauritanian Project safeguards the continuous flow of energy and thus preventing supply-interruption based price spikes. It will ensure the continued involvement of private sector operators in the transportation, distribution, and retail of energy products. Many of Mauritania s domestic oil marketing companies are SMEs. 6

Mauritania Downstream Oil Sector: Key Participants Ministry of Petroleum, Energy and Mines National Commission of Hydrocarbons (Regulators) Refined Oil FOB Imports Storage in Nouadhibou Ferry OMCs Storage in Nouakchott Inspection : Inspected upon unloading and reloading at Nouadhibou, and unloading at Nouakchott. OMCs: Licensed Oil Marketing Companies Consumers OMCs 7

Mauritania Strategic, Self-liquidating, Secured Financing Facility Transaction Structure Off-shore On-shore Mauritania TPA +/- MtM SocGen as agent for lenders DFIs & Commercial Banks Cash Flow L/C Oil Flow Facility 400 MM Hedging Borrower BBE Borrower s Collection Account with SG Confirming Banks Oil Discharge Storage in Mauritania 90 days Open Account Assignment 90 day L/C Assignment Eligible Local Buyers Oil Sales Local Banks SNIM Facility Agreement + Securities 8

Our Web Site ifc.org/trade Partner bank lists Contact information Latest news and events Updated product offerings New business opportunities 9