Oriental Bank of Commerce : Company Profile

of 7 Account Opening Form for Current Account Account No. PHOTO PHOTO PHOTO Date: Nomination recorded at Page no. The Manager Oriental Bank of Commerce Dear Sir, I/We request you to open a Current Account under the name and style of M/s. _ Business Address _ Telephone Number (s) I/we tender an initial deposit of RS. (Rupees ) Name of Persons authorised to operate the Account Please issue me/us a cheque book/pass book. I/We am/are not enjoying any credit facility with other bank/any other branch of your bank and I/we undertake to inform you, in writing, as soon as any credit facility is availed of by me/us from any other branch of the bank. OR I/we am/are enjoying credit facilities with other bank(s) of your bank as per details given in the enclosed sheet. You are hereby authorised to honour all cheques/orders/bills/notes drawn on this account whether such account be for the time being in credit or overdrawn. The necessary declarations/resolutions/documents as applicable to such type of accounts are hereby attached and shall form part of this application. I/we have read Bank rules and I/we agree to be bound by the Bank's rules for conduct of such

of 7 accounts as amended from time to time. Special Instructions,if any Yours faithfully, Applicant's name Status Residental Address and Telephone No. Specimen Signatures INTRODUCTION I have known Mr./Mrs./M/s. _ for the last months/years and confirm his/her/ their occupation and address as stated in this application Introducer's signator verified. I confirm that the introducer called on the Bank and has signed in my presence. (Authorised Signatory) P.A. No. Open the account Manager (In case the introducer does not call on the Bank, Letter of Thanks be sent under Registered A/D cover after opening of the account and the fact be mentioned on this form). Declarations/Resolutins/Documents required at the time of opening of account General: 1. Credit Report must be obtained from existing Banker of the Party. If maintaining accccount with other banks. 2. Letter of Authority for operation of Account (OF-12) must be obtained, if the account is to be operated by a person other than the account holder/partners of the firm/sole proprietor etc.. 3. If any account holder signs in a language other than Hindi/English. OF-13 must be got executed after reading out the same to him in his own language in presence of two witnesses. Individual A/c No other formalities

of 7 Joint Accounts Declaration by the Joint Account Holders:- We request and authorise you until any of us shall give you notice in writing to the contrary to honour all cheques or other orders which may be drawn on our this Joint Account kept by us with you or bills accepted or notes on our behalf signed by of us and debit such cheques or orders or bills or notes to our account with you whether such account be for the time being in credit or overdrawn. In the event of death, insolvency or withdrawal of any of us, the survivor or survivors of us shall have full control of any moneys then and therafter standing to our credit in our account with you and it is understood that all moneys now or therafter standing to our credit in our account with you shall belong to the survivor or survivors in the event of any of us dying during the currency of the account, it is further understood that if any one of us forbid payment of an account (which is not payable to all of us jointly) the account if in credit shall thereupon cease to carry interest and shall not be payable except on the discharge of all of us or the survivors or survivor. We also request you to accept the endorsement of any one of us to cheques or other orders or notes payable to us. We jointly and severally agree if our account or accounts at any time be overdrawn to be jointly and severally liable to you for any moneys for time being owning to you thereon including commission and interest. We also jointly and severally agree that all moneys, securities or other movable porperty(ies) whether ours jointly or that of any or either of us in or coming in to your possession shall be remain as security and shall stand charged for the due payment of our joint indebtedness and liabilities to you from time to time. Sole Proprietorship Accounts 1. Declaration by the Sole Proprietor Signatures of Joint Account Holders I, the undersigned, declare that I am the sole proprietor, of the firm of (Title of Account) and am solely responsible for the firm. I further undertake that I shall advise you in writing of any change that may take place in the constitution of the firm resulting from my, taking a partner in my business, its sale or disposal or my ceasing, to have any interest in the firm, in any of which event I will be liable to you on any and all obiligations and receipt by you of such notice and untill all such obligations and liabilities shall have been liquidated or discharged. Signature of the Sole Proprietor 2. Copy of the latest Balance Sheet of the firm or details of assets/liabilites of the firm on Letter Head of ther party. Partnership Accounts 1. Partnership Deed 2. Copy of Registration certificate if the firm is registered; 3. Copy of latest Balance Sheet, if available.

of 7 4. Declaration by all the Partners if the partnership deed has not been executed. "We, the undersigned carrying on business in co-partnership under the name and style of hereby declare that ours is a registered/ unregistered firm Partnership Deed has not been executed. We also request and authorise you until any one of us shall give you notice in writing to the contrary, to honour all ceques or other orders which may be drawn or bills accepted or notes made or receipts for moneys owing by you to us by any one of us or our duly authorised attorney on behalf of our said firm's account whether such account be for the time being in credit or overdrawn. We also request you to accept the endorsement of any of us or our attorney on behalf of our said firm on cheques or other orders, bills or notes. Any one of us.or our attorney is further authorised to acknowledge debt or debts due from us so as to bind us. For Trust 1. Certified copy of the Trust Deed. 2. Names and addresses of Trustees For Limited Companies Signature of all Partners 3. Resolution passed by the Board to open Account with the Bank. a. (a) Certified copy of Memorandum and Articles of Association as amended upto date: b. (b) Copy of Certificate of Incorporation; c. (c ) List of all Directories; d. (d) Copy of Certificate of Commencement of Business issued by Registrar of Companies in case of Public Limited Company; e. Copy of latest Balance Sheet, if available. 1. The certified copy of following resolutions duly adopted by the Board of Directors of the Company: The Resolutions should be somewhat in the following terms: We hereby certify that the following Resolution of the Board of Directors of the Company Limited, were passed at a meeting of the Board held on the and have been duly recorded in the Minute Book of the said Company: Resolved : 1. That an account be opened with Oriental Bank of Commerce at... 2. That the Bank be instructed to honour all cheques or other orders drawn and to accept and act upon receipts for money deposited with or owing by the Bank on (any account or accounts at any time kept or to be kept in the drawn, provided such cheques, orders on receipts are signed by for the time being of the Company and countersigned by

of 7 for the time being of the Company. 3. That the Bank be instructed to honour all bills accepted and Promissory Notes made on behalf of the Company at any time/times whether the account or accounts of the Company be for the time being in credit or overdrawn provided such bills or notes are signed by for the time being of the Company and countersigned by for the time being of the Company. 4. That be authorised to arrange with the Bank for advance to the company by way of loan and overdraft from time to time and to charge any of the Company's property and securities as security, therefor: 5. That be authorised to sign on behalf of the Company all documents and forms relating to such securities. (in relation to deposit or withdrawal or otherwise)in such forms as may be required by the Bank and further any instructions, indemnities and counter indemnities which may be required by the Bank from the Company in connection with the Company's business. 6. That the Bank be furnished with a list of the names of the Directories, Secretary and other officers of Company and a copy of its Memorandum and Articles of Association and be from time to time informed by notice in writing under the hand of the Chairman. 7. That these resolutions be communicated to the Bank and remain in force until notice in writing be given to the Bank by the Chairman of the Company. For Societies/Clubs/ Associations/Co- Operative Bank Secretary/Chairman a. Certified copy of Registration Certificate issued by Registrar of Societies. b. Certified copy of Certificate of Commencement of business. c. Certified copy of Constitution/Bye laws/rules & Regulations/ Memorandum and Articles of Association. d. List of Members/Members of the Managing Committee/Directors. e. The following resolution duly adopted by the Society/Club/Association etc. DRAFT OF RESOLUTION "Extract from the Minute Book of Resolution passed in the meeting of held at on Resolved that a... account be opened with Oriental Bank of Commerce at That the said Bank be and hereby authorised to honour all cheques or other orders drawn and to accept and act upon receipt moneys for deposit with or owing by the Bank on the account or accounts at any time or

of 7 For Corporate/Govt. Semi Govt./Statutory Bodies Joint Hindu Family times kept or to be kept in the name of the said (a) with the Bank and also to honour bills accepted or notes made on behalf of the said (a)....... provided that such cheques, order, receipts bills or notes are signed by (Here give the name, designation of persons authorised to operate the A/c) for the time being and to debit such cheques, orders, receipts, bills, notes, to the account or accounts for the time being in credit or overdrawn and to accept endorsements of on cheques and other orders bills or notes payable to the said (a) The Bank be provided with the list of names of members, directors constituting the said (a) for the time being and a copy of rules and regulations, Memorandum & Articles of Association of the (a) and be from time to time informed by notice in writing under the hand of the Chairman of any changes which may take place therin an be entitled to act upon any such notice until the receipt of further notice under the hand of the Chairman. That this Resolution be communicated to the Bank and remain in force until notice in writing be given to the Bank by the Secretary and Chairman. Secretary Chairman a. Copy of the respective enactment of such bodies. b. Copy of the Resolution passed by Governing Body/Govt. order for opening and conduct of Bank Account. c. Duly verified specimen signatures of officials authorised to operate the account Declaration by the Karta/Manager I hereby declare that I am Karta/Manager of the Joint Hindu Family trading concern of Messers composed of myself and my brothers/sons and that all dealings and transactions are being entered to by me as Karta and Manager of the Joint Hindu Family comprised of the persons mentioned below. That although I am fully entitled as such Manager to deal with you, as all the dealings are for the benefit of the Joint Family business, and all moneys are being required for the purpose of the joint family business, and for family necessity and it is unnecessary to have any authority from the other members of the family, however, to satisfy you, I have got this letter, duly signed by the other adult members of the family. Signature of other adult Members of the family : 1.

of 7 2. 3. 4. 5. Yours faithfully (SIGNATURE OF THE KARTA/ MANAGER) Dear Sir I/We hereby agree to comply by the Bank's existing Rules as detailed in the passbook, governingaccounts. Date Signature SPECIMEN SIGNATURE NAME OF ACCOUNT(To be filled by the Bank) Account No.