CECIL D. BYKERK, F.S.A., M.A.A.A., Hon. F.I.A., R.H.U., F.L.M.I.; President, CDBykerk Consulting L.L.C., 9/1/04-Present. Executive Vice President and Chief Actuary, Mutual of Omaha Insurance Company, Omaha, Nebraska, 79-8/31/04. Director - Actuarial Science Program, University of Nebraska-Lincoln, 75-79. Actuary, Metropolitan Life, New York, New York, 70-75. EDUCATION: B.A. in Mathematics, University of Denver 1966 M.S. in Mathematics, University of Nebraska 1968 EXPERIENCE: Professional Activity: Insurance company work - health and life pricing and product development, appointed actuary, health care reform lobbying, high risk pool board membership, valuation, experience studies, reinsurance, actuarial science program, field compensation, asset/liability matching, projections, policy approval/insurance department services, mergers and acquisitions, strategic planning, Home Office Retirement Plan and 401(k) Committee. Board of Directors: Omaha Indemnity Insurance Company 96-04; Omaha Property & Casualty Company 96-04; United World Life Insurance Company 96-04; Antero (Colorado HMO) 97-99; Algent Immanuel-VNA Home Care 94-97 (Vice-Chair 94-97); First Landmark Life Insurance Company 05-present; SHIP 08-present. PROFESSIONAL ORGANIZATIONS; Society of Actuaries Activities: Fellow 1973. Offices: Member, Board of Governors 84-87; Vice President, Board of Governors 93-95; President-Elect 07-08; President 08-09. Committees: NAAC 07-09; Issues Advisory Council 06-present; Professional Community Advancement Strategic Action Team 06-08; Executive Committee 93-95; Education Management Committee 93-95 (Chm); Board Task Force on Education 94-00 (Chm); Education and Examination 74-84, 87-89 (V.Chm, Part 8, 76-79; Chm, Part 8, 79-80; Chm, Part 10, 80-82; Exam.V.Chm 83-84; Education V.Chm 87-89; Core Course Content Chpsn. 87-89); Future Education Methods Steering (Chm, Traditional Task Force) 83-86; Experience Studies (Chm) 84-85. Honors: President's Award 00. American Academy of Actuaries: Member 1975; Board of Trustees 99-02, 07-09; Board Budget and Finance committee 99-03; Admissions Committee 79-84 (Chair. 82-84); Committee on
Qualifications 86-89; Committee on Discipline 86-92; Committee on Genetic Testing 95-03; Guarantee Issue Paper Working Group 1995-98; Health Practice Council 96-04; Rate Filing Guideline Task Force 00-04, Uninsured Task Force 01-03, Hill briefing on Genetic Testing and Major Medical, August 29, 2001; Terrorism/Extreme Events Work Group 02-03; Life Reserving Working Group 04-present; SVL II Working Group 04-present; Principle-Based Amendment Review Subgroup 05-present, TRIA Working Group 05-present; Preferred Mortality Project Oversight Group 05-present; Principle-Based Reserving Steering Committee 05-present; Council on Professionalism 06-07, CUSP 07-09. The Actuarial Foundation: Board of Trustee Member 96-01; Chair 97-99, Vice Chair 96-97, Secretary/Treasurer 00-01; Emeritus Trustee 03-present. Actuarial Standard Board: Board Member 03-present (Chair 06-07). Academy for Health Services Research and Health Policy: Member 01-present. AIDA Reinsurance & Insurance Arbitration Society: ARIAS US: Member 04-present Conference of Consulting Actuaries: Fellow 05-present. Faculty of Actuaries/Institute of Actuaries: Honorary Fellow of the Institute of Actuaries 2008, Affiliate Member 00-present; Committee on Education 2005 99-03. International Actuarial Association: Education Committee 96-present; (Chair 98-04); Education Assessment Working Group 04-present; (Chair 04-present); Executive Council 98-04; Accreditation Committee 00-present. Life Office Management Association, Inc.: Fellow 1989. National Association of Health Underwriters: Registered Health Underwriter 1990. Nebraska Actuaries Club: Member 1975; Board of Directors 76-79; Secretary-Treasurer 81-82; President 82-83; Chairman of Board 83-84. Committee for the UNL Chair of Actuarial Science 87-present. Committee on Curriculum Review 94-97. BUSINESS/PUBLIC ORGANIZATIONS: Alaska Comprehensive Health Insurance Association: Executive Director 04-present; Board Member 92-04, Chair 93-04; State Legislature Testimony (Juneau) 96, 97, 98 and 05. Alaska Small Employer Health Reinsurance Association Board: Member 93-95, 02-04, Chair 93-95.
Affordable Life Insurance Alliance: Actuarial Consultant 05-07. American Council of Life Insurance: Subcommittee on Reinsurance 86-89, 03-04; Committee on Risk Classification and Genetic Testing 97-04; Privacy Committee 98-00; Life Insurance Catastrophe Pool Task Force 01-04 (Actuarial Subgroup 01-04); TRIA Technical Working Group (Chair) 05. GENE Project Advisory Committee: Genetics Education Needs Assessment project which is a cooperative agreement between the March of Dimes and the Genetics Services Branch of the federal Maternal and Child Health Bureau (MCHB) of Health Resources and Services Administration, Member 01-06 Health Insurance Association of America: Technical Advisory Group to Board Committee on Reinsurance 89-91; Technical Advisory Committee to Federal Programs Committee 91-93, 97; Research and Development Committee 92-94; Research Directions Subcommittee 92-94; Risk Adjustment Workgroup (Chair) 92-93; Technical Advisory Committee to Health Reform Strategy Committee 93-95 (Insurance Market Reform Subcommittee 93-95 (Chair)); Technical Advisory Group - InsureUSA 99; Task Force on Genetic Issues 00-01 (Chair); Senior Market Task Force 00-01; Actuarial Committee 95-03. Iowa Comprehensive Health Association: Executive Director 04-present. Kansas Life and Health Guaranty Association: Board Member 03-05 Montana Comprehensive Health Association: Executive Director 04-present; Board Member 92-04, Chair 99-04, Vice Chair 95-99, Treasurer 94-95, Actuarial Committee Chair 93-94 & 95-99, Audit Committee Chairman 94-95. National Association of Insurance Commissioners: Reinsurance Advisory Committee 84-86; Ex5 Reinsurance Advisory Committee 87-89; Health Subcommittee to Standing Technical Advisory Committee 89-93; Advisory Committee to Group Health Rate Review Working Group (Initial Small Group Reform) 89-91. National Association of State Comprehensive Health Insurance Plans: Board Member 96-99, 00-03, 05-08; Past Chair 98-99, Chair 97-98, Chair-Elect 96-97, Treasurer 05-08. National Conference of State Legislatures Blue Ribbon Panel on Genetic Technologies: 98-01; Insurance Issues Subcommittee, Chair 00-01; Symposium on Genetic Issues, Presenter 99; Co-author of white paper Genetics Policy Report: Insurance Issues, 01, ISBN 1-58024- 168-9 Nebraska Blue Ribbon Coalition - Health Care: Cost Committee 93-94. Nebraska Life and Health Insurance Guaranty Association: Board Member 99-05, Vice-
Chair 02-03, Chair 03-05. New Mexico Comprehensive Health Insurance Pool: Board Member 92-94. NOLHGA: Board of Directors Member 02-05; Treasurer 03-05; Health Insurance Issues Committee Member 01; Guaranty System Modernization Task Force 04-present (Chair Accounting Subgroup 04-06) Secretary's (HHS) Advisory Committee on Genetic Testing: Ad Hoc Representative to Access Working Group 00-03. SEGLI Pool: Technical Advisor 81-86. PAPERS, PRESENTATIONS & TESTIMONY Actuarial Digest: Editorial Board 83-85 American Academy of Actuaries: Papers: Co-authored: Risk Classification in Voluntary Life Insurance, 97; Genetic Information and Voluntary Life Insurance, 98; Rick Classification in Individually Purchased Voluntary Medical Expense Insurance, 99; Genetic Information and Medical Expense Insurance, 00; Risk Classification in Voluntary Individual Disability Income and Long-Term Care Insurance, 01; Use of Genetic Information in Disability Income and Long-Term Care Insurance, April 2002. Congressional Testimony: On Small Group Reform before Subcommittee on Labor-Management Relations of the Committee on Education and Labor, House of Representatives, April 30, 1992; On Risk Adjustors before Subcommittee on Health Insurance of the House Ways and Means Committee, November 9, 1993; On Transition to Universal Coverage before Subcommittee Consumer Protection & Competitiveness of the House Energy & Commerce Committee, February 1, 1994. Faculty of Actuaries/Institute of Actuaries: Paper: Principles of the Future Education Strategy, Goford,J., Bellis, C.S., Bykerk, C.D., et al, British Actuarial Journal, Volume 7, Part II, No. 31, ISSN 1357-3217, 2001. Financial Advisor: Paper: "A Bad Idea For Clients, Financial Advisor, June 2005, Volume 6 Number 6, p. 176 by Charles Haines and Cecil Bykerk. Journal of Actuarial Practice: Associate Editor 92-present. LIMRA International: Paper: "In the Laboratory of Insurance Reform: Battling the New York Monster," Marketfacts, November/December 1994, p. 33; Paper: Group Life Call to
Action, The Marketer Volume 12 Number 3 2005, p. 1 by Cecil Bykerk and Jenny Reefe. National Academy of Sciences: Presentation, Genetic Testing and Major Medical, July 20, 2001. News Quotations: New York Times, Washington Post, Sacramento Bee, Omaha World-Herald, Time, Atlantic Monthly. Society of Actuaries: Paper: "Economic Analysis of the Policy Loan Privilege," with A. Frank Thompson, 79. Television Appearances: Living with Risk (3rd in Series) produced by Medical University of South Carolina for ETV, October 2000 (Genetic Testing focus). Contact information: Cecil D. Bykerk, FSA, MAAA President CDBykerk Consulting L.L.C. 9643 Oak Circle Omaha, NE 68124-2767 (402) 393-4946 (home) (402) 639-2385 (cell) (402) 501-8701 (office) (402) 393-4946 (fax) oakoffice1@cox.net