LifeInvest Protection Plus / RetireInvest Protection Plus

LifeInvest Protection Plus / RetireInvest Protection Plus Investment choice - performance report Fourth quarter 2015 Important Risk Warning: - The following investment choices are available for LifeInvest Protection Plus / RetireInvest Protection Plus ( the plan ), an investment-linked insurance plan issued by HSBC Life (International) Limited ( the Company ). You are subject to the credit risk of the Company. - The plan is no longer offered to the public. The information shown is purely for existing policyholders only. - You are not investing in the underlying funds/assets and you do not have any rights or ownership over these underlying funds/assets. - The return on investments under the plan will be subject to the charges of the plan and may be lower than the return of the investment choices or the underlying funds/assets. - Please note the following relating to insurance coverage and Insurance Charge: - Your policy provides life protection and additional coverage depending on the optional benefits you choose. - The Insurance Charge will reduce the Cash Value of your policy account. - The Insurance Charge may increase significantly during the policy term due to factors such as the life insured s age and investment loss. This may result in significant or even total loss of your investment. - If the Cash Value of your policy account is not enough to cover the policy charges (including Insurance Charge), your policy may be terminated early and you could lose your investment and all benefits unless you can fulfill certain policy terms and conditions (if applicable). - For details of the plan including fees and charges, risk factors, please refer to the principal brochure. - Investment involves risks. Please refer to the principal brochures of LifeInvest Protection Plus / RetireInvest Protection Plus for further details and charges

Equity HSBC Life Allianz RCM Total Return Asian Equity HSBC Life Allianz RCM Hong Kong HSBC Life Asia Pacific ex Japan Equity High Dividend Fund HSBC Life Chinese Equity Fund HSBC Life Fidelity Asia Pacific Dividend Fund HSBC Life Fidelity European Growth Fund HSBC Life Franklin Mutual Beacon Fund HSBC Life Hong Kong Equity Fund HSBC Life BlackRock European Fund HSBC Life BlackRock Global Dynamic Equity Fund HSBC Life BlackRock Japan Small & MidCap Opportunities Fund HSBC Life BlackRock Japan Value Fund HSBC Life BlackRock US Basic Value Fund HSBC Life BlackRock US Flexible Equity Fund HSBC Life Schroder ISF Greater China HSBC Life Schroder ISF Hong Kong Equity HSBC Life Templeton Asian Growth Fund HKD 11/12/2006 15,183 128.30-17.20% -13.29% 6.39% 8.53% USD 11/12/2006 673 12.56-17.26% -13.20% 6.26% 8.00% HKD 11/12/2006 33,409 155.23-11.72% -3.94% 12.87% 1.60% USD 11/12/2006 426 15.26-12.05% -3.72% 13.29% 2.14% HKD 10/10/2005 14,215 172.16-15.96% -15.93% -6.46% -2.61% USD 10/10/2005 665 15.73-15.84% -15.75% -6.31% -2.48% HKD 15/03/2004 314,118 232.81-15.45% 2.75% 16.18% 2.13% USD 15/03/2004 11,116 23.77-15.41% 2.94% 16.63% 3.17% HKD 10/10/2005 19,977 178.58-13.77% -9.73% 6.41% 11.00% USD 10/10/2005 1,180 17.99-13.76% -9.69% 6.58% 11.26% HKD 10/10/2005 11,653 125.10-9.56% -7.79% 18.78% 18.31% USD 10/10/2005 570 12.45-9.32% -6.11% 20.99% 20.06% HKD 10/10/2005 3,613 141.55-10.17% -6.67% 26.61% 49.20% USD 10/10/2005 182 14.57-10.34% -4.02% 29.86% 52.57% HKD 15/03/2004 51,518 199.03-12.99% -2.44% 9.25% -0.52% USD 15/03/2004 2,046 21.26-12.90% -2.25% 9.87% 0.47% HKD 10/10/2005 12,456 162.38-6.62% -4.80% 18.30% 23.53% USD 10/10/2005 244 15.58-6.59% -4.24% 17.76% 21.15% HKD 10/10/2005 4,127 138.62-10.47% -6.99% 20.78% 32.27% USD 10/10/2005 132 13.83-10.95% -6.93% 21.21% 34.01% HKD 10/10/2005 4,682 81.27-7.17% -5.76% 31.76% 31.95% USD 10/10/2005 210 8.35-7.43% -5.86% 31.50% 31.08% HKD 11/12/2006 1,052 78.27-8.57% -6.05% 21.71% 17.88% USD 11/12/2006 30 7.40-8.87% -6.21% 25.00% 23.13% HKD 10/10/2005 4,721 146.09-12.67% -9.56% 30.61% 50.98% USD 10/10/2005 682 14.39-12.58% -10.17% 30.34% 51.79% HKD 11/12/2006 2,073 119.19-7.85% -3.25% 32.94% 60.07% USD 11/12/2006 81 21.01-7.85% -3.27% 30.66% 53.69% HKD 11/12/2006 51,356 133.95-14.90% -7.13% 10.69% 1.21% USD 11/12/2006 1,285 13.46-14.76% -6.79% 11.33% 1.97% HKD 11/12/2006 10,664 158.82-14.78% -9.29% 6.44% 3.28% USD 11/12/2006 337 16.95-14.82% -9.31% 4.95% 2.36% HKD 10/10/2005 85,346 174.34-29.30% -30.70% -24.10% -23.88% USD 10/10/2005 2,733 17.85-29.17% -30.57% -24.11% -23.78% 28.30% 22.86% -15.82% 15.59% 11.23% 5.28% -13.23% 25.60% 22.43% -15.96% 15.90% 11.22% 5.01% -13.20% 55.23% 25.70% -23.57% 19.25% 7.44% 4.85% -7.50% 52.60% 25.93% -23.53% 19.56% 7.46% 4.97% -7.40% 72.16% 17.41% -13.45% 18.35% 1.38% 0.84% -13.50% 57.30% 17.44% -13.63% 18.86% 1.24% 0.94% -13.38% 132.81% 1.23% -20.29% 19.00% 5.39% 11.58% -10.32% 137.70% 1.29% -19.81% 19.19% 5.29% 11.79% -10.17% 78.58% 18.61% -15.12% 22.08% 7.90% 3.56% -10.75% 79.90% 18.52% -15.11% 22.49% 7.93% 3.49% -10.68% 25.10% 7.86% -17.59% 19.01% 24.47% -5.19% -4.59% 24.50% 7.36% -17.51% 18.82% 24.49% -5.10% -2.96% 41.55% 10.70% -2.85% 12.93% 27.36% 7.35% -8.27% 45.70% 10.94% -3.09% 13.07% 27.10% 9.86% -7.90% 99.03% 8.10% -22.40% 25.71% 4.02% 2.93% -8.70% 112.60% 8.31% -22.33% 26.88% 3.82% 3.15% -8.56% 62.38% 5.15% -13.18% 22.49% 26.56% -9.95% -2.68% 55.80% 5.16% -13.98% 21.78% 25.76% -9.93% -2.38% 38.62% 10.72% -8.27% 10.86% 24.91% 3.63% -7.22% 38.30% 10.95% -7.80% 11.67% 25.35% 4.17% -7.74% -18.73% 17.43% -11.55% 8.79% 29.49% -3.95% -0.22% -16.50% 17.22% -11.84% 9.22% 29.33% -4.01% -0.36% -21.73% 13.53% -19.14% 10.53% 30.90% -9.15% -2.50% -26.00% 13.14% -17.50% 11.05% 31.94% -7.42% -2.76% 46.09% 9.38% -4.19% 9.16% 36.95% 8.81% -11.75% 43.90% 9.73% -3.85% 9.92% 37.47% 9.48% -12.84% 19.19% 6.99% -0.61% 10.10% 31.78% 11.70% -8.49% 110.10% 7.87% -2.57% 9.91% 30.01% 11.45% -8.57% 33.95% 12.06% -21.82% 19.48% 6.01% 8.17% -10.51% 34.60% 12.61% -21.82% 19.83% 5.98% 8.46% -10.27% 58.82% 20.65% -20.62% 26.93% 7.44% 4.18% -10.83% 69.50% 20.51% -20.14% 26.99% 6.50% 3.71% -10.88% 74.34% 30.61% -14.80% 16.34% -7.50% 7.59% -27.87% 78.50% 30.45% -14.71% 16.59% -7.64% 7.53% -27.76%

Equity (continued) HSBC Life Templeton European Fund HSBC Life Templeton Global Fund HKD 10/10/2005 5,929 118.81-6.19% -9.78% 21.09% 23.84% USD 10/10/2005 210 11.80-6.42% -10.20% 20.04% 23.69% HKD 10/10/2005 2,194 136.42-10.84% -11.14% 27.78% 33.51% USD 10/10/2005 65 13.12-10.75% -13.97% 22.62% 30.81% 18.81% 0.46% -10.64% 20.94% 35.80% -16.78% -2.04% 18.00% 0.91% -10.75% 21.06% 35.35% -16.77% -2.56% 36.42% 6.17% -11.38% 20.11% 33.51% -2.90% -8.34% 31.20% 4.55% -10.32% 21.44% 32.43% -2.82% -11.35% Bond HSBC Life Asian Bond Fund HSBC Life Fidelity Euro Bond Fund HSBC Life Fidelity International Bond Fund HSBC Life Fidelity US Dollar Bond Fund HSBC Life Franklin US Government Fund HSBC Life Fidelity US High Yield Fund HSBC Life PIMCO Total Return Bond Fund HSBC Life Schroder ISF Asian Bond Absolute Return HSBC Life Templeton Global Bond Fund HKD 15/03/2004 33,059 186.31-1.70% 1.15% 6.53% 17.72% USD 15/03/2004 1,422 18.77-1.62% 1.35% 6.53% 17.98% HKD 10/10/2005 368 120.43-1.79% -11.25% -1.13% -1.41% USD 10/10/2005 N/A 11.76-2.00% -11.38% -2.81% -2.73% HKD 11/12/2006 178 112.92-2.82% -7.99% -11.52% -6.74% USD 11/12/2006 N/A 12.75 0.00% 0.00% 0.87% 6.52% HKD 10/10/2005 5 134.52-1.07% 2.36% 2.31% 13.86% USD 10/10/2005 N/A 14.69 0.00% 0.00% 0.00% 6.84% HKD 10/10/2005 1,650 132.27-0.02% 1.25% -0.07% 8.36% USD 10/10/2005 125 13.11-0.53% 0.85% -0.46% 6.59% HKD 10/10/2005 3,575 165.30-4.72% -2.62% 7.08% 23.06% USD 10/10/2005 252 17.31-4.15% -2.20% 7.78% 25.43% HKD 11/12/2006 1,925 139.30-2.71% 0.08% -0.90% 6.43% USD 11/12/2006 456 14.20-2.61% 0.28% -0.56% 6.93% HKD 11/12/2006 282 104.84-3.82% -4.94% -5.52% -4.66% USD 11/12/2006 47 10.81-3.74% -4.67% -5.18% -4.08% HKD 10/10/2005 12,889 181.90-8.20% -10.41% -3.49% 4.64% USD 10/10/2005 957 18.45-8.03% -10.13% -3.40% 4.77% 86.31% 9.16% 3.28% 10.46% -2.12% 6.59% 0.38% 87.70% 8.91% 3.52% 10.69% -2.29% 6.68% 0.48% 20.43% -3.12% -2.16% 13.52% 5.54% -2.01% -9.19% 17.60% -2.56% -2.02% 14.04% 3.92% -2.04% -9.40% 12.92% 5.90% 2.81% 3.91% -4.32% -1.99% -5.36% 27.50% 5.77% 2.98% 5.46% 0.00% 0.00% 0.00% 34.52% 7.96% 9.02% 4.72% -4.53% 5.84% 0.95% 46.90% 7.45% 8.58% 0.89% 0.00% 0.00% 0.00% 32.27% 5.27% 6.83% 0.17% -2.72% 3.05% 0.55% 31.10% 5.03% 5.43% 0.46% -2.76% 3.15% 0.08% 65.30% 13.96% 0.62% 13.17% 4.30% 2.29% -2.44% 73.10% 13.85% 1.12% 14.32% 4.42% 2.14% -1.82% 39.30% 6.41% 1.54% 7.93% -3.33% 2.80% -0.85% 42.00% 6.09% 1.61% 8.29% -3.27% 2.88% -0.70% 4.84% 2.75% -0.85% 8.00% -4.94% 1.74% -4.08% 8.10% 5.48% -0.65% 8.60% -4.91% 1.81% -3.91% 81.90% 11.10% -3.79% 15.76% 0.43% 0.43% -8.06% 84.50% 10.90% -3.71% 16.04% 0.40% 0.50% -8.07%

Lifestyle HSBC Life Allianz RCM Oriental Income HSBC Life Fidelity Growth & Income Fund HSBC Life Franklin Income Fund HSBC Life BlackRock Global Allocation Fund HKD 11/12/2006 2,023 125.55-11.46% -7.33% 12.82% 15.97% USD 11/12/2006 96 13.58-11.36% -1.81% 19.02% 22.78% HKD 10/10/2005 210 133.30-6.10% -6.01% 6.67% 10.91% USD 10/10/2005 48 13.98-5.92% -5.60% 7.37% 11.48% HKD 10/10/2005 1,604 140.25-11.46% -13.38% 2.25% 18.81% USD 10/10/2005 76 14.78-10.69% -11.97% 3.94% 21.55% HKD 10/10/2005 27,230 151.73-7.04% -5.72% 9.69% 18.07% USD 10/10/2005 4,336 15.80-6.95% -5.45% 10.18% 18.53% 25.55% 9.89% -11.30% 12.58% 22.41% -6.31% -6.98% 35.80% 9.87% -10.98% 12.90% 21.85% -6.25% -1.59% 33.30% 7.52% -4.61% 5.72% 11.55% 1.00% -5.95% 39.80% 7.27% -4.70% 5.90% 11.67% 1.23% -5.67% 40.25% 11.70% 1.47% 10.95% 10.99% 2.13% -11.22% 47.80% 11.30% 1.81% 11.51% 11.30% 2.62% -10.32% 51.73% 8.62% -4.53% 7.60% 13.73% 1.39% -5.30% 58.00% 8.45% -4.43% 7.85% 13.94% 1.40% -5.16% Money Market HSBC Life Deposit Fund HKD 29/12/1995 61,651 N/A 0.23% 0.41% 1.10% 1.74% USD 29/12/1995 4,194 N/A 0.25% 0.44% 1.17% 1.81% 36.69% 0.09% 0.27% 0.40% 0.31% 0.35% 0.31% 43.98% 0.09% 0.27% 0.38% 0.34% 0.38% 0.34% Source: HSBC Life (International) Limited Data as at 30 Sep 2015. Unitised investment choice Cumulative performance (in percentage return) represents the percentage change of the investment choice unit price as at 30 Sep 2015. Calendar year performance (in percentage return) represents the percentage change between the investment choice unit price of the last available transaction date of each of the previous calendar years. All percentage return figures are based on investment choice unit prices as at 30 Sep 2015, calculated on a unit-price-to-unit price basis and in relevant base currency of the investment choice. YTD performance (in percentage return) represents the change between the investment choice unit price of the last available transaction date of 2014 and 30 Sep 2015. Non-unitised investment choice Cumulative performance (in percentage return) represents the total bonus declared to the balance of the investment choice as at 30 Sep 2015. Calendar year performance (in percentage return) represents the total bonus declared to the balance of the investment choice between the last available transaction date of each of the previous calendar years. All percentage return figures are based on the declared bonus rate. YTD performance (in percentage return) represents the total bonus declared to the balance of the investment choice between the last available transaction date of 2014 and 30 Sep 2015. For the risk rating of the investment choices, please refer to www.hsbc.com.hk (HSBC>Insurance> Investment Performance> Consolidated risk rating) for more information.

Notes: 1. Unitised investment choices (including investment choices in this Investment Choice - Performance Report except HSBC Life Deposit Fund) invest in their respective designated underlying funds. These investment choices are linked with their underlying funds in terms of the investment objectives, underlying asset risks and performances. Unitised investment choices will be divided into units, the price of which will be determined by the net asset value including investment returns and net of charges on investment choices on that transaction date. The investment return includes interest, dividends and realised or unrealised capital and currency gains and losses. The allocation of units is purely notional and for the sole purpose of determining the cash value of your policy account and deduction of charges at any time. 2. For the non-unitised investment choice (HSBC Life Deposit Fund), the assets are allocated into financial instruments as specified in its investment objectives and the return net of charge on the investment choice will be declared by the Company to the balance of the investment choice on every transaction date. 3. Each investment choice is subject to market fluctuations and to the risks inherent in all investments. The price of units in any investment choice and the income from them (if any) may go down as well as up and past performance is not indicative of future performance. For details of the underlying funds, please refer to the relevant prospectus which will be made available by the Company. Since the underlying investment may involve multiple currencies, the value of investment may be subject to possible exchange rate fluctuations. 4. Effective from 20 June 2008, HSBC Life BlackRock Global Dynamic Equity Fund is renamed from HSBC Life BlackRock Global Fundamental Value Fund. Its underlying fund is also changed from BlackRock Global Funds - Global Fundamental Value Fund to BlackRock Global Funds - Global Dynamic Equity Fund. 5. Effective from 4 October 2008, HSBC Life Allianz GIS RCM Hong Kong Fund, HSBC Life Allianz GIS RCM Total Return Asian Equity Fund and HSBC Life Allianz GIS RCM Oriental Income Fund have been renamed HSBC Life Allianz RCM Hong Kong, HSBC Life Allianz RCM Total Return Asian Equity and HSBC Life Allianz RCM Oriental Income respectively. Their underlying funds are also changed from Allianz GIS RCM Hong Kong Fund, Allianz GIS RCM Total Return Asian Equity Fund and Allianz GIS RCM Oriental Income Fund to Allianz RCM Hong Kong, Allianz RCM Total Return Asian Equity and Allianz RCM Oriental Income respectively. 6. Effective from 11 May 2009, HSBC Life BlackRock Japan Small & MidCap Opportunities Fund is renamed from HSBC Life BlackRock Japan Opportunities Fund. 7. Effective from 1 July 2009, except for the word fund used in individual investment choices name, all the words fund previously used in this document are referred as investment choice. 8. Effective from 9 July 2010, HSBC Life Fidelity Asia Pacific Dividend Fund is renamed from HSBC Life Fidelity Asia Pacific Growth and Income Fund. 9. Effective from 1 Aug 2010, HSBC Life Schroder ISF Asian Bond Absolute Return is renamed from HSBC Life Schroder ISF Asian Bond. 10. HSBC Life Fidelity US Dollar Bond Fund, HSBC Life Fidelity Growth & Income Fund, HSBC Life Fidelity Euro Bond Fund and HSBC Life Fidelity International Bond Fund are no longer available for request for money switch-in and premium allocation with effect from 27 September 2010. For enquiries, please call HSBC Insurance Service Hotline 2583 8000. Issued by HSBC Life (international) Limited. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited. All life insurance plans are underwritten by HSBC Life (International) Limited which is authorised and regulated by the Hong Kong Commissioner of Insurance to carry on long-term insurance business in the Hong Kong SAR.

Savings Protection Plus / Super Life Investment choice - performance report Fourth quarter 2015 Important Risk Warning: - The following investment choices are available for Savings Protection Plus / Super Life ( the plan ), an investment-linked insurance plan issued by HSBC Life (International) Limited ( the Company ). You are subject to the credit risk of the Company. - The plan is no longer offered to the public. The information shown is purely for existing policyholders only. - You are not investing in the underlying funds/assets and you do not have any rights or ownership over these underlying funds/assets. - The return on investments under the plan will be subject to the charges of the plan and may be lower than the return of the investment choices or the underlying funds/assets. - Please note the following relating to insurance coverage and Insurance Charge: - Your policy provides life protection and additional coverage depending on the optional benefits you choose. - The Insurance Charge will reduce the Cash Value of your policy account. - The Insurance Charge may increase significantly during the policy term due to factors such as the life insured s age and investment loss. This may result in significant or even total loss of your investment. - If the Cash Value of your policy account is not enough to cover the policy charges (including Insurance Charge), your policy may be terminated early and you could lose your investment and all benefits unless you can fulfill certain policy terms and conditions (if applicable). - For details of the plan including fees and charges, risk factors, please refer to the principal brochure. - Investment involves risks. Please refer to the principal brochures of Savings Protection Plus / Super Life for further details and charges.

Equity Asian Equity (ex-japan) Fund HSBC Life Chinese Equity Fund Global Opportunities Fund HSBC Life Hong Kong Equity Fund HSBC Life European Equity Fund US Equity Fund HKD 15/03/2004 34,022 173.83-18.64% -12.56% -5.62% -14.33% USD 15/03/2004 2,035 16.79-18.65% -12.60% -5.94% -14.38% HKD 15/03/2004 314,118 232.81-15.45% 2.75% 16.18% 2.13% USD 15/03/2004 11,116 23.77-15.41% 2.94% 16.63% 3.17% HKD 17/04/2001 17,581 139.75-11.38% -7.33% 21.95% 35.92% USD 17/05/1999 2,609 12.61-11.51% -7.35% 21.84% 35.59% HKD 15/03/2004 51,518 199.03-12.99% -2.44% 9.25% -0.52% USD 15/03/2004 2,046 21.26-12.90% -2.25% 9.87% 0.47% HKD 17/04/2001 20,369 155.87-4.89% -1.76% 21.85% 20.95% USD 17/04/2001 1,203 15.02-4.94% -1.51% 21.32% 19.78% HKD 15/03/2004 4,265 155.23-10.98% -6.31% 26.93% 59.82% USD 15/03/2004 274 16.32-11.01% -6.21% 26.51% 61.42% 73.83% 21.49% -22.90% 14.57% -2.74% 6.96% -12.76% 67.90% 21.02% -22.68% 14.79% -2.91% 7.00% -12.87% 132.81% 1.23% -20.29% 19.00% 5.39% 11.58% -10.32% 137.70% 1.29% -19.81% 19.19% 5.29% 11.79% -10.17% 39.75% 7.89% -6.54% 13.05% 24.57% 6.69% -10.20% 26.10% 7.64% -6.60% 13.17% 24.69% 6.68% -10.31% 99.03% 8.10% -22.40% 25.71% 4.02% 2.93% -8.70% 112.60% 8.31% -22.33% 26.88% 3.82% 3.15% -8.56% 55.87% 3.16% -14.83% 20.92% 23.45% -7.22% -0.44% 50.20% 2.63% -14.98% 20.82% 22.60% -7.15% -0.27% 55.23% 9.28% 2.93% 9.83% 29.63% 12.95% -11.07% 63.20% 9.08% 2.38% 12.51% 29.47% 12.58% -11.06% Bond HSBC Life Asian Bond Fund Global Bond Fund HSBC Life US Dollar Bond Fund HKD 15/03/2004 33,059 186.31-1.70% 1.15% 6.53% 17.72% USD 15/03/2004 1,422 18.77-1.62% 1.35% 6.53% 17.98% HKD 17/04/2001 7,971 127.47-0.52% -5.27% -11.16% -7.73% USD 17/04/2001 530 12.92-0.54% -5.14% -11.20% -7.71% HKD 15/03/2004 1,519 126.20-1.43% 0.94% 0.64% 7.08% USD 15/03/2004 103 12.82-1.23% 1.18% 0.63% 7.82% 86.31% 9.16% 3.28% 10.46% -2.12% 6.59% 0.38% 87.70% 8.91% 3.52% 10.69% -2.29% 6.68% 0.48% 27.47% 3.81% 3.31% 0.54% -5.07% -1.71% -3.02% 29.20% 3.32% 3.50% 0.78% -5.18% -1.77% -2.93% 26.20% 3.33% 6.15% 1.57% -3.20% 4.69% -0.39% 28.20% 2.91% 6.52% 2.25% -3.23% 4.56% -0.23% Lifestyle Balanced Fund HKD 15/03/2004 4,035 144.62-6.35% -5.79% 6.78% 18.88% USD 15/03/2004 213 14.33-6.40% -5.85% 6.54% 17.94% 44.62% 5.43% 0.62% 8.36% 10.01% 3.22% -6.65% 43.30% 5.06% 0.40% 8.39% 9.73% 3.29% -6.77%

Lifestyle (continued) Capital Growth Fund Conservative Fund High Growth Fund HKD 29/12/1995 255,116 230.27-8.14% -3.88% 12.87% 20.47% USD 29/12/1995 12,309 20.26-7.53% -4.34% 16.24% 32.07% GBP 29/12/1995 277 22.96-9.14% 0.13% 19.90% 28.56% HKD 15/03/2004 813 135.75-4.77% -6.64% -0.70% 8.51% USD 15/03/2004 32 13.77-4.18% -5.49% 0.73% 8.77% HKD 17/05/1999 97,795 153.34-11.06% -7.87% 9.79% 8.87% USD 17/04/2001 1,618 16.64-10.92% -7.66% 9.76% 9.04% 130.27% 6.72% -6.17% 13.18% 11.42% 4.52% -6.41% 102.60% 7.51% -1.67% 10.75% 16.13% 5.87% -6.42% 129.60% 9.03% -4.17% 8.04% 12.48% 7.93% -3.65% 35.75% 5.78% 2.28% 6.12% 4.94% 0.72% -6.37% 37.70% 3.75% 2.75% 4.97% 4.66% 1.32% -5.36% 53.34% 8.31% -14.48% 15.45% 13.22% 0.15% -8.40% 66.40% 8.17% -14.36% 15.75% 13.11% 0.06% -8.22% Money Market HSBC Life Deposit Fund HKD 29/12/1995 61,651 N/A 0.23% 0.41% 1.10% 1.74% USD 29/12/1995 4,194 N/A 0.25% 0.44% 1.17% 1.81% GBP 29/12/1995 79 N/A 0.28% 0.49% 1.40% 2.05% 36.69% 0.09% 0.27% 0.40% 0.31% 0.35% 0.31% 43.98% 0.09% 0.27% 0.38% 0.34% 0.38% 0.34% 57.78% 0.09% 0.27% 0.42% 0.47% 0.41% 0.38% Source: HSBC Life (International) Limited Data as at 30 Sep 2015 Unitised investment choice Cumulative performance (in percentage return) represents the percentage change of the investment choice unit price as at 30 Sep 2015. Calendar year performance (in percentage return) represents the percentage change between the investment choice unit price of the last available transaction date of each of the previous calendar years. All percentage return figures are based on investment choice unit prices as at 30 Sep 2015, calculated on a unit-price-to-unit price basis and in relevant base currency of the investment choice. YTD performance (in percentage return) represents the change between the investment choice unit price of the last available transaction date of 2014 and 30 Sep 2015. Non-unitised investment choice Cumulative performance (in percentage return) represents the total bonus declared to the balance of the investment choice as at 30 Sep 2015. Calendar year performance (in percentage return) represents the total bonus declared to the balance of the investment choice between the last available transaction date of each of the previous calendar years. All percentage return figures are based on the declared bonus rate. YTD performance (in percentage return) represents the total bonus declared to the balance of the investment choice between the last available transaction date of 2014 and 30 Sep 2015. For the risk rating of the investment choices, please refer to www.hsbc.com.hk (HSBC>Insurance> Investment Performance> Consolidated risk rating) for more information.

Notes: 1. Effective from 15 March 2004, the Managed Growth Fund and the Stable Growth Fund have been renamed the High Growth Fund and the Deposit Fund respectively. 2. 2. Effective from 10 October 2005, the Chinese Equity Fund, the Hong Kong Equity Fund, the Asian Bond Fund and the Deposit Fund have been renamed from HSBC Life Chinese Equity Fund, the HSBC Life Hong Kong Equity Fund, the HSBC Life Asian Bond Fund and the HSBC Life Deposit Fund respectively. 3. Unitised investment choices (including investment choices in this Investment Choice - Performance Report except HSBC Life Deposit Fund) invest in their respective designated underlying funds. These investment choices are linked with their underlying funds in terms of the investment objectives, underlying asset risks and performances. Unitised investment choices will be divided into units, the price of which will be determined by the net asset value including investment returns and net of charges on investment choices on that transaction date. The investment return includes interest, dividends and realised or unrealised capital and currency gains and losses. The allocation of units is purely notional and for the sole purpose of determining the cash value of your policy account and deduction of charges at any time. 4. For the non-unitised investment choice (HSBC Life Deposit Fund), the assets are allocated into financial instruments as specified in its investment objectives and the return net of charge on the investment choice will be declared by the Company to the balance of the investment choice on every transaction date. 5. Each investment choice is subject to market fluctuations and to the risks inherent in all investments. The price of units in any investment choice and the income from them (if any) may go down as well as up and past performance is not indicative of future performance. 6. For GBP policies, the investment returns are denominated in pound sterling. US/Hong Kong dollar based investors are exposed to fluctuations in the US/Hong Kong dollar/pound sterling exchange rate. 7. Effective from 1 July 2009, except for the word fund used in individual fund name, all the words fund previously used in this document are referred as investment choice. 8. Effective from 1 January 2011, HSBC Life European Equity Fund and HSBC Life US Dollar Bond Fund are renamed from Pan-European Equity Fund and USD Investment Grade Bond Fund respectively. For enquiries, please call HSBC Insurance Service Hotline 2583 8000. Issued by HSBC Life (international) Limited. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited. All life insurance plans are underwritten by HSBC Life (International) Limited which is authorised and regulated by the Hong Kong Commissioner of Insurance to carry on long-term insurance business in the Hong Kong SAR.