Best Practices Electronic Signature Requirements January 20, 2014



Similar documents
The Virginia Electronic Notarization Assurance Standard

Question by: Karon Beyer. Date: March 28, [LLC Question] [ ]

Summary of Laws Regarding International Adoptions Finalized Abroad 50 States and 6 U.S. Territories

NEW MEXICO STATUTES ANNOTATED CHAPTER 14. RECORDS, LEGAL NOTICES AND OATHS ARTICLE 9A. UNIFORM REAL PROPERTY ELECTRONIC RECORDING ACT

STATUTORY/REGULATORY NURSE ANESTHETIST RECOGNITION

Issues and Trends in State Notary Regulation

NON-RESIDENT INDEPENDENT, PUBLIC, AND COMPANY ADJUSTER LICENSING CHECKLIST

White Paper Case Closed: enotes Are Legal

erecording Best Practices for Recorders

Three-Year Moving Averages by States % Home Internet Access

New York State Electronic Signatures and Records Act

Public School Teacher Experience Distribution. Public School Teacher Experience Distribution

Workers Compensation State Guidelines & Availability

LLC Domestications. Date: March 23, [LLC Domestication] [March 23, 2015]

We do require the name and mailing address of each person forming the LLC.

Non-Profit Entity Conversion. Question by: Julia Dale. Date: February 6, [Non-Profit Entity Conversion] [2012 February 07]

MAINE (Augusta) Maryland (Annapolis) MICHIGAN (Lansing) MINNESOTA (St. Paul) MISSISSIPPI (Jackson) MISSOURI (Jefferson City) MONTANA (Helena)

Low-Profit Limited Liability Company (L3C) Date: July 29, [Low-Profit Limited Liability Company (L3C)] [July 29, 2013]

THE MICHIGAN ELECTRONIC RECORDS STANDARDS

Foreign Entity Types with No Domestic Law. Jurisdiction. Date: May 14, [Foreign Entity Types with No Domestic Law] [ ]

Question for the filing office of Texas, Re: the Texas LLC act. Professor Daniel S. Kleinberger. William Mitchell College of Law, Minnesota

Impacts of Sequestration on the States

Administrative Guidelines for the Use of Electronic Signatures

What to Know About State CPA Reciprocity Rules. John Gillett, PhD, CPA Chair, Department of Accounting Bradley University, Peoria, IL

Licensure Resources by State

Consent to Appointment as Registered Agent

Englishinusa.com Positions in MSN under different search terms.

Chex Systems, Inc. does not currently charge a fee to place, lift or remove a freeze; however, we reserve the right to apply the following fees:

Arkansas. California. Connecticut. Delaware

State of Arkansas Policy Statement on the Use of Electronic Signatures by State Agencies June 2008

ADVANCED EDUCATION REQUIREMENTS

BUSINESS DEVELOPMENT OUTCOMES

How To Get A Surplus Line Insurance Policy In The United States

IN THE SUPREME COURT OF THE STATE OF KANSAS ADMINISTRATIVE ORDER NO. 268

Expanding Your Business Through Franchising What Steps You Need to Take to Successfully Franchise Your Business. By Robert J.

High Risk Health Pools and Plans by State

Document Authentication Instructions

County - $0.55/$500 - $.75/$500 depending on +/- 2 million population 0.11% % Minnesota

ELECTRONIC RECORDING VENDOR MEMORANDUM OF UNDERSTANDING

STATE BY STATE ANTI-INDEMNITY STATUTES. Sole or Partial Negligence. Alaska X Alaska Stat Except for hazardous substances.

State FCRA Rulings. Abide by the Federal Trade Commission s Fair Credit Reporting Act (FCRA), 15 U. S. C et seq. and the following state ruling:

National Surety Leader

DATA BREACH CHARTS (Current as of December 31, 2015)

MODEL REGULATION TO REQUIRE REPORTING OF STATISTICAL DATA BY PROPERTY AND CASUALTY INSURANCE COMPANIES

Internet Prescribing Summary

LLC Member/Manager Disclosure Question by: Cathy Beaudoin. Jurisdiction. Date: 01 March LLC Member/Manager Disclosure 2011 March 01

State Pest Control/Pesticide Application Laws & Regulations. As Compiled by NPMA, as of December 2011

Real Progress in Food Code Adoption

FREQUENTLY ASKED QUESTIONS

Nonprofit Mergers. Question by: Deb Ulmanis. Date: 6 August Does your state statutes permit nonprofits to merge?

Real Progress in Food Code Adoption

22 States do not provide access to Chapter 9 Bankruptcy

1 Definitions

Specified Exemptions. Rabies officer, his/her authorized representative, or any duly licensed veterinarian

CERTIFICATION REQUIREMENTS

Net-Temps Job Distribution Network

ETHOS LOAN APPLICATION SUPPLEMENT (BROKER FEE AGREEMENT)

White Paper. The E-Sign Act. Use and enforceability of identifiers, passwords and personal identification numbers as signatures

List of State Residual Insurance Market Entities and State Workers Compensation Funds

Property Assessment Standards in the United States

Compulsory Auto Insurance and Financial Responsibility Laws State Reporting Programs

NAIC ANNUITY TRAINING Regulations By State

The Electronic Signature Act and Insurance

American C.E. Requirements

Data show key role for community colleges in 4-year

Table of Mortgage Broker (and Originator) Bond Laws by State Current as of July 1, 2010

State-Specific Annuity Suitability Requirements

CORAL SPRINGS BUILDING DIVISION HOMEOWNER PERMIT INFORMATION

State Income and Franchise Tax Laws that Conform to the REIT Modernization Act of 1999 (May 1, 2001). 1

A GUIDE TO VOTING LEAVE LAWS BY STATE

NAIC Uniform Declaration Regarding Continuing Education Reciprocity Course Approval Guidelines

State Tax Information

NEBRASKA ADMINISTRATIVE CODE TITLE 434 NEBRASKA COLLECTION AGENCY LICENSING ACT

Model Regulation Service October 1993

National Association of Black Accountants, Inc. National Policies and Procedures Manual

MERS Recommended Foreclosure Procedures

FELONY DUI SYNOPSIS. 46 states have felony DUI. Charts 1 and 2 detail the felony threshold for each of the 46 states analyzed.

ARKANSAS STATE MEDICAL BOARD 1401 West Capitol, Suite 340, Little Rock, AR (501)

Prepared by : Michael R. Fowlkes CBP / Fraudulent Document Officer San Ysidro Port of Entry 720 E. San Ysidro Blvd. San Ysidro, CA (619)

State Tax of Social Security Income. State Tax of Pension Income. State

California Uniform Electronic Transactions Act (UETA)

States Ranked by Alcohol Tax Rates: Beer (as of March 2009) Ranking State Beer Tax (per gallon)

Model Regulation Service January 2006 DISCLOSURE FOR SMALL FACE AMOUNT LIFE INSURANCE POLICIES MODEL ACT

Current State Regulations

Use of "Mail Box" service. Date: April 6, [Use of Mail Box Service] [April 6, 2015]

Transcription:

Best Practices Electronic Signature Requirements January 20, 2014 ALABAMA ARIZONA None CONNECTICUT DELAWARE FLORIDA Recorders are only required to accept electronic signatures that they have the technology to support. The electronic signature has the same meaning as provided in 7-35bb of the Connecticut General Statutes. Regulation Concerning Real Property Electronic Recording (Effective April 1, 2013) Sec. 7-35ee-6. Electronic Signatures and Electronic Notarizations (a) Documents containing electronic signatures or electronic notarizations shall conform to all applicable standards established by the Secretary of the State and to all applicable sections of the Connecticut General Statutes, including, but not limited to, chapter 15 of the Connecticut General Statutes and sections 3-94a to 3-95, inclusive, of the Connecticut General Statutes. (b) A participating town clerk shall only be required to accept electronic documents containing electronic signatures or electronic notarizations that the clerk has the technology to support. (c) A participating town clerk shall not be responsible for authenticating electronic signatures or electronic notarizations. Adopted the Delaware Uniform Real Property Electronic Recording Act. County recorders are only required to accept electronic signatures that they have the technology to support. County recorders have no responsibility to authenticate electronic signatures embedded within the body of the County recorders have no responsibility for verifying or authenticating notary signatures and acknowledgments. Transactions filed pursuant to 695.27, F.S. must comply with 117.021, F.S., Electronic Notarization, in those instances when an electronic notarization is used.

KANSAS MICHIGAN MISSISSIPPI NEW MEXICO NEW YORK While UETA and URPERA allow many types of electronic signatures, registers of deeds are only required to accept electronic signatures that they have the technology to support. While MUETA and MURPERA allow many types of electronic signatures, registers of deeds are only required to accept electronic signatures that they have the technology to support. E- recordings shall comply with all federal and state authentication laws. Registers of deeds have no responsibility to authenticate electronic signatures embedded within the body of the NEW MEXICO ANNOTATED CODE 1.11.2.14 ELECTRONIC SIGNATURES AND NOTARY ACKNOWLEDGEMENT: A county clerk that accepts for recording electronically signed and notarized instruments utilizing digital signatures based on PKI encryption technology shall do so in accordance with rules promulgated by the secretary of state. For purposes of efficiency, participating county clerks are encouraged to utilize technology and to accept digital certificates from certification authorities compatible with the technology used and certificates accepted by other participating county clerks. [1.11.2.14 NMAC - N, 9/15/2008] Electronic signatures used by a notary on an instrument affecting real property shall comply with section 291-i (c) of the Real Property Law, and shall be: (1) unique to the notary; (2) capable of independent verification; (3) under the notary's sole control; (4) attached to, or logically associated with, the electronic record in such a manner that it can be determined if any data contained in the electronic record has been changed subsequent to the electronic notarization; and (5) implemented in accordance with New York State law, rules and regulations and PRIA notary version 2.4.1, October 2007 standards.

(f) A recording officer is not required to verify or authenticate electronic signatures or notarizations on an instrument affecting real property. NORTH CAROLINA Notary acknowledgment/signature The rules and regulations should facilitate and accommodate all models of electronic submission. SOUTH CAROLINA TEXAS VIRGINIA Notarization. The MOU shall provide that electronic real property recordings shall comply with requirements for notarization pursuant to South Carolina statutes and rules adopted by the Secretary of State. If a participating county clerk permits electronic filing that utilizes digital signature standards based on public-private key encryption technology, they shall be in accordance with the Government Code, Section 2054.060. For purposes of efficiency, participating county clerks are encouraged to utilize technology and to accept certificates from certification authorities compatible with the technology used and certificates accepted by other participating county clerks. Virginia Real Property Electronic Recording Standard - Effective Date: May 1, 2007 1.3.5. Electronic Signature Electronic signature, as defined in Uniform Electronic Transactions Act ( 59.1-479 et seq.), means an electronic sound, symbol or process attached to or logically associated with a record and executed or adopted by a person with the intent to sign the record. 1.3.10. Electronic Notarization Electronic notarization means an official act by a notary public in accordance with 47.1 et seq. and 55-118.3 of the Code of Virginia with respect to an electronic 2.4 Electronic Signature The erecording system shall accommodate electronic signatures pursuant to Virginia s Uniform Electronic Transactions Act ( 59.1-479 et seq.). 2.5 Electronic Notarization The erecording system shall accommodate electronic notarization of documents otherwise in accordance with Title 47.1 of the Code of Virginia.

WASHINGTON The clerk s erecording system shall provide for notarized electronic documents in a manner that complies with the following sections of the Code of Virginia: the electronic filing requirements ( 17.1-258.4B), the Notary Public Law ( 47.1 et seq.), the Real Property Electronic Recording Act ( 55-142.11C), the Uniform Recognition of Acknowledgments Act ( 55-118.1 et seq.), and the Uniform Electronic Transactions Act ( 59.1-479 et seq.). 2.5.1 Standards for electronic notarization Electronic notarial certificate requirements. When performing an electronic notarization, a notary public shall complete an electronic notarial certificate, which shall be attached to, or logically associated with, the document and shall be in a form that is independently verifiable and will be invalidated if the underlying document is improperly modified. 2.5.2 Personal appearance requirement. A notary public shall not perform an electronic notarization if the principal does not appear in person before the notary public at the time of notarization, unless otherwise authorized by law to do so. [Source: 55-118.3; 55-118.5; A Handbook for Virginia Notaries Public] 2.5.3 Electronic signature appropriate for the electronic notarization of land records When performing an electronic notarization, the notary public shall use an electronic signature that is: (i) unique to the notary public, (ii) capable of independent verification, (iii) under the notary public s sole control, (iv) attached to, or logically associated with, the electronic document in such a manner that it can be determined if any data contained in the electronic document has been changed subsequent to the electronic notarization, and (v) otherwise in accordance with the Code of Virginia. 2.5.4 Liability, sanctions and remedies for improper electronic notarizations The liability, sanctions and remedies for the improper performance electronic notarizations are the same as described and provided in 47.1-1 (et. seq.) for the improper performance of nonelectronic notarizations. 2.9.3 Notarization The agreement will provide that electronic documents to be recorded among the land records shall comply with the requirements for notarization pursuant to Virginia s Electronic Filing requirements ( 17.1-258.4B), Virginia s Notary Public Law ( 47.1 et seq.), Virginia s Real Property Electronic Recording Act ( 55-142.11C), and Virginia s Uniform Recognition of Acknowledgments Act ( 55-118.1 et seq.). Electronic notarization means a notarial act performed in accordance with Chapter 42.44 RCW and Chapter 308-30 WAC by a notary public, appointed by the Washington State Department of Licensing, who provides notarial acts using electronic interface.

WISCONSIN Electronic signatures. Recording officer are only required to accept electronic signatures that they have the technology to support. Recording officers have no responsibility to authenticate electronic signatures embedded within the body of the in the case of an electronic notarization, an impression of the official seal or stamp is not required. Recording officers have no responsibility for verifying or authenticating notary signatures and acknowledgments. Notarization of documents. An electronic document shall be notarized under the standards adopted in Chapter 137, Stats. The notary s commission date shall be contained on the document or the document shall be authenticated as required in Section 706.06, Stats.