Private Banking Current Account Account Opening Form
The proof of identity you need to open an account with us (new clients) To protect clients from the risks of fraud and prevent money laundering, we check the identity and address of everyone who opens an account. Please bring any one of the following to your local branch: Evidence of identity Current signed passport Current full UK driving licence Current photocard provisional UK driving licence NHS medical card (if you are aged 20 or under) Birth certificate (if you are aged 20 or under) UK armed forces identity card AND one of the following: Evidence of Address An original gas, electricity or phone bill (mobile telephone bills are not acceptable) An original current council tax bill An original bank or building society statement All documents must be the most recent that you have received and must not be more than six months old. They can be in your parent(s) name if you are under 18, you have the same surname and you are at the same address. If you have a current account with another bank or building society, we may need to see your statements for the most recent month, along with evidence of income, in order to give you an account with the best facilities possible (e.g. debit card/overdraft). We may ask for three months statements in some circumstances. If you have these available, it may help you to open your new account more quickly. And if your statements have your address on them, you can use them to confirm your current permanent address. For existing clients if you are an existing client you may have to provide evidence of identity and address. Please speak to a member of staff. What happens when we accept your application? If we agree to your application we will open your account and send you the following (separately) within 10 days: a debit card (if you have requested one) your Personal Identification Number (PIN) (where applicable) a paying-in book a welcome letter confirming your account number These documents contain all the information you need to be aware of before opening a current account.
Before completing this application form please read: How to make the most of your account; and The Private Banking Guide to Current Accounts; and Personal and Private Banking Terms and Conditions; and Private Banking Current Account Charges and Rates of Interest p Your information For details of how we and others will use your information and how to give your consent, please look for the padlock symbol below and in the accompanying Terms and Conditions or contact your branch. Please complete this form in BLOCK CAPITALS and in black ink, mark the box with a cross where applicable and delete as appropriate. Please do not write on or mark this form outside the boxes and lines provided as this could cause our electronic readers to misread your instructions. Applying is simple and should only take about 15 minutes. Details of account to be opened. We ll use the details below when we need to contact you with information relating to your account(s), so please be sure to complete all the fields. 1. Client details main applicant Current Account Application Form Please read these documents carefully as they contain all the information you need to be aware of before opening your current account. If there is anything that you do not understand please ask for further information. If you do not have any of the above documents which are relevant to the account you are applying for, please contact any branch to obtain those you are missing. Please mark this box with a cross to confirm that you have all of the above documents which are relevant to your application. Are you an existing Royal Bank of Scotland client? Yes No If Yes, please provide Account number Sort code Title Mr Mrs Miss Ms Other First name Middle name(s) Surname Address line 1 Address line 2 Address line 3 Address line 4 OR overseas country Postcode Is this property a flat? Yes No Date of entry to this address (e.g. 01JUN2005) Page 1 of 11 D D M M M Y Y Y Y (please specify) 01440281
If you have lived at your current address for less than 3 years, please provide previous address. Previous address line 1 Previous address line 2 Previous address line 3 Previous address line 4 OR overseas country Postcode Is this property a flat? Yes No Date of entry to this address (e.g. 01JUN2005) Nationality Country of residence Great Britain OR Other Please specify D D M M M Y Y Y Y If Other, please also provide Country of birth Place of birth (town/city) Residential status Home owner Renting Living with parents Other Home telephone number Preferred daytime contact number Fax number Mobile Number Email Address Relationship status Single Living with partner Married/In a civil partnership Widowed/Surviving civil partner Divorced/Dissolved/Separated Date of birth (e.g. 29Jan1970) D D M M M Y Y Y Y Number of dependants Memorable word Please choose a memorable word of no more than 15 characters. This may be used to confirm certain transactions. Page 2 of 11
1.1 Employment details main applicant Occupation Are you: Employed Self-employed Unemployed Homemaker Retired Employer s name (if applicable) Employer s address line 1 Employer s address line 2 Employer s address line 3 Employer s address line 4 OR overseas country Postcode Date employment commenced (date established if self-employed) Net monthly income (i.e. after tax) D D M M M Y Y Y Y,. P P How often are you paid? Monthly Fortnightly Weekly Other How are you paid? Cash Cheque Direct to RBS Direct to another bank If your salary is not already credited to an account with The Royal Bank of Scotland please enclose your original payslips or other evidence of income for the previous 3 months. These will be returned. 1.2 Current banking details main applicant Please give details of your main bank (where you hold your current or savings account) if it is not with The Royal Bank of Scotland. Main bank Account number Approximate date account opened M M M Y Y Y Y Sort code Type of account Current OR Savings If you are not an existing client, please enclose your previous 3 months account statements. These will be returned. Value of your savings Value of your shares or other investable assets,,. 0 0,,. 0 0 Do you have a Cheque card? Payment/Debit card? How many credit cards do you have? Total outstanding balance of all credit cards,. 0 0 Page 3 of 11
Please give details of your main credit card. This is the one with the greatest balance. Type of card (e.g. MasterCard/ Visa/Storecard) Issuer Name of account/cardholder Credit limit Approximate date account opened,. 0 0 Balance,. 0 0 M M M Y Y Y Y 1.3 Financial status main applicant Have you ever been insolvent, bankrupt, sequestrated, involved in any court proceedings for debt or made arrangements with your creditors? Yes No If Yes, please provide details on an attached sheet 1.4 Account details main applicant This section allows you to request certain features for your new account. You can make changes at a later date if you need to do so. Would you like a Private Banking debit card? Yes No Your card will normally be produced to show your title, first name, initial of any second name and your surname, e.g. Mr Peter J Richards. If you do not wish to use a courtesy title or wish some other name to appear on your card please provide the details you would like to appear on your card. If you would like your card to show an additional description on it e.g. Private Current, please enter the details here: 2. Client details joint applicant Are you an existing Royal Bank of Scotland client? Yes No If Yes, please provide Account number Sort code Title Mr Mrs Miss Ms Other (please specify) First name Middle name(s) Surname Address line 1 Address line 2 Address line 3 Page 4 of 11
Address line 4 OR overseas country Postcode Is this property a flat? Yes No Date of entry to this address (e.g. 01JUN2005) Is this property a flat? Yes No Date of entry to this address (e.g. 01JUN2005) Nationality Country of residence Great Britain OR Other Please specify D D M M M Y Y Y Y If you have lived at your current address for less than 3 years, please provide previous address Previous address line 1 Previous address line 2 Previous address line 3 Previous address line 4 OR overseas country Postcode D D M M M Y Y Y Y If Other, please also provide Country of birth Place of birth (town/city) Residential status Home owner Renting Living with parents Other Home telephone number Preferred daytime contact number Fax number Mobile Number Email Address Relationship status Single Living with partner Married/In a civil partnership Date of birth (e.g. 29Jan1970) Widowed/Surviving civil partner D D M M M Y Y Y Y Divorced/Dissolved/Separated Number of dependants Memorable word Page 5 of 11 Please choose a memorable word of no more than 15 characters. This may be used to confirm certain transactions.
2.1 Employment details joint applicant Occupation Are you: Employed Self-employed Unemployed Homemaker Retired Employer s name (if applicable) Employer s address line 1 Employer s address line 2 Employer s address line 3 Employer s address line 4 OR overseas country Postcode Date employment commenced (date established if self-employed) Net monthly income (i.e. after tax) D D M M M Y Y Y Y,. P P How often are you paid? Monthly Fortnightly Weekly Other How are you paid? Cash Cheque Direct to RBS Direct to another bank If your salary is not already credited to an account with The Royal Bank of Scotland please enclose your original payslips or other evidence of income for the previous 3 months. These will be returned. 2.2 Current banking details joint applicant Please give details of your main bank (where you hold your current or savings account) if it is not with The Royal Bank of Scotland. Main bank Account number Approximate date account opened M M M Y Y Y Y Sort code Type of account Current OR Savings If you are not an existing client, please enclose your previous 3 months account statements. These will be returned. Value of your savings Value of your shares or other investable assets Do you have a Cheque card? Payment/Debit card? How many credit cards do you have?,,. 0 0,,. 0 0 Total outstanding balance of all credit cards,. 0 0 Page 6 of 11
Please give details of your main credit card. This is the one with the greatest balance. Type of card (e.g. MasterCard/ Visa/Storecard) Issuer Name of account/cardholder Credit limit Approximate date account opened,. 0 0,. 0 0 Balance M M M Y Y Y Y 2.3 Financial status joint applicant Have you ever been insolvent, bankrupt, sequestrated, involved in any court proceedings for debt or made arrangements with your creditors? Yes No If Yes, please provide details on an attached sheet 2.4 Account details joint applicant This section allows you to request certain features for your new account. You can make changes at a later date if you need to do so. Would you like a Private Banking debit card? Yes No Your card will normally be produced to show your title, first name, initial of any second name and your surname, e.g. Mr Peter J Richards. If you do not wish to use a courtesy title or wish some other name to appear on your card please provide the details you would like to appear on your card. If you would like your card to show an additional description on it e.g. Private Current, please enter the details here: 3. Opening balance details Please credit my/our Private Banking Current Account with an initial deposit of,,. P P By means of: Transfer from my/our RBS account Account number OR The enclosed cheque payable to self/selves AND/OR Sort code Transfer of cleared funds from another bank or building society account. (Please ask for a Funds Transfer Form RBS45158 ) Note: In order to process your application, we may also need to contact you by telephone or post for the purpose of verifying your identity. Page 7 of 11
4. Overdraft I/We wish to apply for an arranged overdraft facility of, I/We would like further information on OVERDRAFT LOANGUARD, your low-cost payment protection cover. 5. p Credit reference agencies We may obtain information about you from credit reference agencies and Group records to check your credit status and identity. The agencies will record our enquiries which may be seen by other companies who make their own credit enquiries. This may affect your ability to obtain credit elsewhere in the near future. We may use credit scoring. Your application will be assessed using credit reference agency records relating to anyone with whom you have a joint account or similar financial association. If this is a joint account and such a link does not already exist then one may be created now. These links will remain until you file a notice of disassociation at the credit reference agencies. 6. p Fraud prevention agencies If false or inaccurate information is provided and fraud is identified or suspected, details may be passed to fraud prevention agencies We may also obtain information about you from fraud prevention agencies 7. p Keeping you informed We would like to keep you informed by letter and by phone about products, services and additional benefits that we believe may be of interest to you. If you don t want us to do this, please place a cross in this box. We would also like to keep you informed via the e-mail address or mobile number you may have provided earlier in this form. May we keep you informed by e-mail? Yes No May we keep you informed by mobile messaging? Yes No 8. p Giving your consent By signing this application you are agreeing that we may use your information in the way described in this form (including the Keeping you informed section) and in the associated Terms and Conditions. Page 8 of 11
9. Declaration and signature(s) Each applicant declares as follows: 1. I hold a copy of Personal and Private Banking Terms and Conditions and Private Banking Current Account Charges and Rates of Interest. I accept that upon signing this application, I will become bound by the terms contained in those documents and in the other documents whose receipt I have acknowledged on page 1 of this form. 2. I declare that the details provided are correct and agree to notify you of any changes. 3. I understand that you may at any time, on giving written notice to me, amend the limit on any arranged overdraft (and that arranged overdrafts are only available to applicants aged 18 years or over). 4. I understand that you may decline this application without being required to state a reason. 5. We apply for a debit card with cheque guarantee facility. If a debit card with cheque guarantee facility cannot be issued to me/us, I/we apply for a debit card without cheque guarantee facility and request and authorise you at any time at your discretion to issue a debit card with cheque guarantee facility to me/us. I understand that debit cards with cheque guarantee facility are only available to applicants aged 18 years or over. I accept that, upon signing this application, I will be bound by Section C of the General Conditions in Personal and Private Banking Terms and Conditions. For accounts in joint names only we request and authorise you not to comply with the requirement of the Consumer Credit Act 1974 to provide separate periodical statements of account (delete this Clause if you require separate statements). Your right to cancel You have a period of 14 days within which to cancel your account. The cancellation period begins on the later of the following two dates: (a) the date your account is opened; (b) the first date on which you have received a copy of each of the following: Personal and Private Banking Terms and Conditions; and Private Banking Current Account Charges and Rates of Interest; and Any other documents containing contractual terms relating to your account. Client signature(s) Main applicant Joint applicant Date Date Where account is in joint names, both applicants must sign. Please now also complete Section 10 Client specimen signature(s). Page 9 of 11 The Royal Bank of Scotland plc. Registered in Scotland No. 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB
10. Client specimen signature(s) Please ensure that your signature(s) is/are inside the box as it/they will be stored electronically and may be used for verification purposes. Main applicant Joint applicant Name Date Name Date PBM/PBO, CSC and Mandate Centre use only Account number Sort code Account short name Main applicant first name(s) Surname Main applicant CIN Is the R or V present? Yes No If No, undertake KYC process Joint applicant first name(s) Surname Joint applicant CIN Is the R or V present? Yes No If No, undertake KYC process R85 enclosed NOR enclosed Overseas Resident Code Operations by: Either or survivor OR Both to sign (Complete joint account mandate RBS50048 together with the authorised signatory sheet and forward with this form. If Third Party Mandate or Power of Attorney, forward copy of mandate with this form.) Verified at branch/ service centre by Staff ID number Date D D M M Y Y Y Y Page 10 of 11 The Royal Bank of Scotland plc. Registered in Scotland No. 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB
INTERNAL MAIL ONLY Mandate Centre 52 West Register Street Edinburgh EH2 2YB Depot code 045 Page 11 of 11
The Royal Bank of Scotland plc. Registered Office: 36 St. Andrew Square, Edinburgh EH2 2YB. Registered in Scotland No 90312. Web Site www.rbs.co.uk