CURRICULUM VITAE. Professor TsoYu Calvin LIN



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CURRICULUM VITAE Professor TsoYu Calvin LIN Current Address: Aug. 1, 2010 July 31, 2011: 1110, Jackson St., Bldg. 134, #925, Albany, CA 94706, USA (Cell) (510)717-8962 Permanent Address: Department of Land Economics, National ChengChi University Add: #64, Sec. 2, Zhi-Nan Rd., Wenshan District, Taipei 116, TAIWAN Tel: (O)+886-2-29393091 ext. 51142; (Cell)+886-931-650751 (H) +886-2-22340195 E-mail: tsoyu_lin@hass.berkeley.edu; tsoyulin@nccu.edu.tw; calvinlin168@gmail.com Prof. Tsoyu Calvin LIN is currently a Fulbright visiting professor at the Fisher Real Estate and Urban Economics Center of Haas Business School, UC Berkeley. Besides the Fulbright Foundation, he is also granted by National Science Council (NSC) in Taiwan, and the Chiang Ching-Kuo (CCK, the former President of Taiwan) Foundation. Prof Lin is a Professor of the Department of Land Economics at the National ChengChi University, which is the top real estate program in Taiwan. His research focuses on real estate investment and finance, asset securitization, appraisal, derivative securities, and real estate developments. Prof. Lin published numerous articles in real estate and finance journals in Chinese and English as well as three textbooks: Real Estate Investment Management, Financial Derivative Instrument and Futures and Options. Prof. Lin s Real Estate Investment Management is the most popular real estate-related textbook in Taiwan and in Chinese world. 1

Real Estate Investment Management": http:// www.bestwise.com.tw/user_book_data.asp?sel_serial_id=1524 Financial Derivative Instrument : http://www.bestwise.com.tw/user_book_data.asp?sel_serial_id=1320 Prior to visiting UC Berkeley, Prof. Lin also visited and lectured to the MBA Program at the Business School of Appalachian State University in North Carolina, and the EMBA Program at the Management School of Beijing University of Technology in the early 2000s. Prof. Lin regularly lectures on the nationwide education TV channel and serves as a Board Director of the Asian Real Estate Society (AsRES) and the Association of Housing Studies, the top real estate academic association in Taiwan. Prof. Lin is a member of the Board for the government in reviewing REIT IPO cases in Taiwan, an expert witness in multiple real estate 2

appraisal dispute cases, and a member of the Board of Director of listed Shuang-Bang Corp. He also serves as expert consultants on complex financial cases such as BOT, urban redevelopment, and MRT district development for various government entities. Prior to joining National ChengChi University, Prof. Lin had served as a Professor and the department chair at the National Taichung Institute of Technology and an Associate Professor at the ChaoYang University. He received his Ph.D. in real estate finance from Texas A&M University. Besides academic papers, Prof Lin writes columns for the newspapers, and gives speeches to the academic, industry and investors. His viewpoint highly draws attentions from the public. During the worst time of global financial crisis, Prof. Lin gave a public speech to the government in Taiwan in November 2008, forecasting that the real estate and stock markets would rebound by the mid-2009 based on the macro-economy and loose monetary policies implemented by most countries in the world. His forecast was proven very correct. Professional Positions: Department of Land Economics, National ChengChi University, Taiwan Professor, August 2007 to present Department of Public Finance and Taxation, National Taichung Institute of Technology, Taiwan Professor & Chairman, Associate Professor; August 2003 to July 2007 Business School, Appalachian State University, NC, USA. Visiting scholar, October, 2004 College of Management, Beijing University of Technology, China Visiting scholar, April, 2002. Department of Finance, ChaoYang University of Technology, Taiwan Associate Professor, August, 1996 to July, 2003. Teaching Courses (Undergraduate and Graduate) Real Estate Finance; Real Estate Practice; Investment Feasibility Analysis; Money and Capital Markets; Housing Policy and Problems; Futures and Options; Derivative Instruments, Financial Crisis. Education Ph.D. in Urban and Regional Science (focus in Real Estate and Housing Finance), 1996. Texas A&M University, College Station, TX, USA M.S. in Land Development, 1993. Texas A&M University, College Station, TX, USA B.S. in Industrial Engineering, 1989. Tunghai University, Taichung, TAIWAN. 3

Referred Publications I. Books and Dissertation 1. Real Estate Investment Managements (2010, 2007, 2003, 2000), Taipei, Beijing (in Chinese). 2. Derivative Instruments (2009), Taipei, (in Chinese). 3. Futures and Options (2006), Taipei, (in Chinese). 4. Housing Finance and Subsidies: Lessons from Western and Asian Countries for Taiwan (1996) Doctoral Dissertation, Texas A&M University (in English). II. Journal Papers 1. The application of real option on the preferential investment clauses in the industry park (2010) (with J. Ko and K. Lai) Tunghai Management Review, 11(1) (in Chinese). 2. Enhancement of the predictive accuracy in logistic regression model by optimal threshold (2009) (with T. Chen and H. Yang) Journal of Statistics and Management Systems (EI) (in English). 3. Lessons of the subprime mortgage crisis in the U.S. for the development of asset securitization, appraisal mechanism and investors in Taiwan --- A revisit (2009) Land Issues Research Quarterly, 8(3), pp. 18-34 (in Chinese). 4. A study on the case selection of business income tax evasion---the application of Logit model (2009)(with Lin and Lin) Public Finance Review, 41(5), pp. 68-85 (in Chinese). 5. The application of reverse mortgage in the aging society (2009) (with Huang, Wu and Cheng), Journal of Risk Management (in Chinese). 6. A study on the significant factors for default in residential mortgages (2008) (with Yang and Chen), Journal of Taiwan Land Research 11(2), pp. 1-36 (NSC 97-2410-H-004-107 )(TSSCI)(in Chinese). 7. Lessons of the subprime mortgage crisis in the U.S. for the development of asset securitization and investors in Taiwan (2008) Journal of Housing Studies, 17(1), pp. 111-123(TSSCI)(in Chinese). 8. The default model of small credit loans (2008) (with Yang et al.) Journal of Cheh-Chiang University, China (CSSCI) (in Chinese). 9. The application of survival analysis on the pricing of mortgage-backed securities (2007) (with Lin and Ko), Review of Securities & Future Markets, 19(4), pp. 121-153 (NSC 92-2626-H-025-001) (TSSCI) (in Chinese). 10. The comparison of binary logistic model and ordered logistic regression (2007) (with Yang et al.) Journal of Whai-Nan Technology, China (EI), 16(2), p.50-54 (in Chinese). 4

11. The development of REIT markets and real estate appraisal in Taiwan (2007), Journal of Real Estate Literature, 15(2), pp. 281-300 (NSC 92-2415-H-025-001 -CC3) (in English). 12. A study on the premium structure of mortgage insurance (2006) (with Ko and Wang) Journal of Taiwan Land Research 9(2), pp. 27-52 (NSC92-2626-H-025-001) (TSSCI)(in Chinese). 13. The empirical study of determining companies of tax fraud (2006)(with K. Chen) Public Finance Review, 38(3), pp. 174-188 (in Chinese). 14. The introduction of real estate securitization and the impact on investors (2006) Architecture and Environment, 68, pp. 32-37 (in Chinese). 15. A study on the deduction of unpaid debts for estate tax evasion---an application of the Logit Model, (2005) (with C. Chen), Chao-Da Management Review, 25(1), pp. 207-231(TSSCI)(in Chinese). 16. A study on the relationship between the non-performing loan ratio of the banking industry and macro economy in Taiwan (2005) (with Y. Lai), Commercial & Management Quarterly, 6(1), pp. 165-179 (in Chinese). 17. The exploration on the appraisal techniques of real estate securitization (2005) Institute for Physical Planning and Information, www.realestate.org.tw. (in Chinese). 18. A brief review of mortgage securitization and some structural designs (2004) Taiwan Land Banking Quarterly, 41(2), pp. 25-44 (NSC 91-2626-H-025-001) (in Chinese). 19. A study on the termination behavior of residential mortgages in Taiwan (2004) Journal of Agricultural Economics, 76, pp. 209-235 (NSC 91-2626-H-025-001) (TSSCI) (in English). 20. The study of mortgage securitization in Taiwan --- The analysis of bank managers viewpoints and the operation efficiency (2003) Taiwan Land Banking Quarterly, 40(2), pp. 71-90 (NSC 90-2626-H-324-003 ) (in Chinese). 21. Applying the concept of real option to the household decision making of tenure selection (2002) (with Tseng), Journal of Housing Studies, 11(2), pp. 79-100 (TSSCI) (in Chinese). 22. A study on the determination of estate tax evasion --- The application of Multivariate Discriminant Analysis (2000) (with Chi and Chen) Public Finance Review, 32(4), pp. 22-36 (in Chinese). 23. The comparison of housing experiences among five Eastern and Western countries and prospects of Taiwan s housing policy. (1999) Taiwan Land Banking Quarterly, 36(3), pp. 9-30 (in Chinese). 5

24. From the Asian Financial Crisis to the trend of real estate development and the solution of financial industry (1999) Taiwan Financial Quarterly Journal, 2, pp. 67-82 (in Chinese). 25. The perspectives of mortgage securitization --- The American experiences for Taiwan (1997) Taiwan Land Banking Quarterly, 34(3), pp. 95-110(in Chinese). III. Conference Papers (30 papers in Chinese are omitted) 1. The Relationship among T-REITs, Macroeconomy and Commercial Real Estate Markets (2010) (with W. Hou) 2010 Asian Real Estate Society (AsRES) Conference, National Cheng Kung University, Taiwan (in English). 2. Herd Behavior in the Residential Real Estate Markets (2010) (with Y Cheng) 2010 Global Chinese Real Estate Congress, Taipei, Taiwan (in Chinese). 3. The Feasibility Study of the Application of the Reverse Mortgage in Taiwan (2009) (with Huang and Yang), 2009 Joint Conference of Asian Real Estate Society (AsRES) & American Real Estate and Urban Economics Association (AREUEA), UCLA, USA. (in English) 4. The Relationship between the Corporate Governance and Performance ---Construction and Banking Industries as Examples (2009) (with Lin), 2009 Joint Conference of Asian Real Estate Society (AsRES) & American Real Estate and Urban Economics Association (AREUEA), UCLA, USA. (in English) 5. The Relationship between Corporate Governance and Financial Distress (2008) (with Cheng and Chen), 2008 Chinese Business Evaluation Conference, Taichung, Taiwan (in Chinese). 6. Exchange Rate and Macro Economy---Asian-Pacific Countries as Examples (2008) (with Liu and Chen), Cross-Strait Conference of Commerce and Management, Taichung, Taiwan (in Chinese). 7. The Default of Small-Medium Business (2008) (with Hsieh) The Fifth Interdisciplinary Academy and Practice Conference of Management, Taichung, Taiwan (in Chinese). 8. Enhancement of the Predicting Power in Credit Risk Models --- Mortgage Portfolio as an Example (with Yang and Chen). The 13th Asian Real Estate Society (AsRES) Annual Conference and The 2008 AREUEA International Conference, Shanghai. (in English) 9. Are Stock and Real Estate Markets Co-integrated in Asia? (2008) (with Li) The 13th Asian Real Estate Society (AsRES) Annual Conference and The 2008 AREUEA International Conference, Shanghai. (in English) 10. The Price Determinants of Residential Buildings (2008) (with Lee, Chen and Tsai), 2008Conference of Chinese Housing Studies, Tainan, Taiwan (in Chinese). 6

11. The Price Causality between the REITs and Stocks in Taiwan (2007) (with Lee and Chien) 2007 Taiwan Financial Engineering Annual Conference in Taiwan, Taipei, Taiwan (in Chinese) 12. A Study on the Default Determination of Residential Mortgages: The Application of Bayesian Theorem on Classification Adequacy (2007) (with Yang and Chen) The 12th Asian Real Estate Society (AsRES) Annual Conference and The 2007 AREUEA International Conference, Macao. (in English) 13. Lin, Tsoyu Calvin, Chia-Feng Hsiao, and Jui-Chang Cheng (2006), A Study on the Relationship between Corporate Governance and Value of the Real Estate Industries, 2006 Joint Conference of American Real Estate and Urban Economics (AREUEA) and Asian Real Estate Society (AsRES), VanCouver, Canada (NSC 95-2415-H-025-001 ) (in English) 14. Lin, Tsoyu Calvin (2005), The Priority of Appraisal Approaches in Real Estate Securitization, 2005 Joint Conference of Asian Real Estate Society, Sydney, Australia (NSC 92.-2415-H-025-001-cc3 ) (published in the Journal of Real Estate Literature ). (in English) 15. Lin, Tsoyu Calvin, and Min-Hsan Wang (2004), The Leading Effects of the Real Estate Industry in Taiwan, The 22 nd Pan Pacific Congress of Real Estate Appraisers, Valuers and Counselors, Taipei, Taiwan. (in English) 16. Lin, Tsoyu Calvin (2004), A Study on the Termination Behavior of Residential Mortgages in Taiwan, 2004 Joint Conference of Asian Real Estate Society, New Delhi, India. (in English) 17. Lin, Tsoyu Calvin (2002) The Study of the Structural Design of Mortgage Securitization in Taiwan, and the Pricing Behavior and Prepayment Risk Analysis of Mortgage-Backed Securities, The 10th Annual Conference on Pacific Basin Finance, Economics and Accounting, Singapore. (in English) 18. Lin, Tsoyu Calvin (2002) The Pricing Behavior Analysis of Mortgage-Backed Securities and the Structural Design of Mortgage Securitization in Taiwan, The Joint Conference of Asian Real Estate Society / American Real Estate and Urban Economics Association, Seoul, Korea. (in English) 19. Lin, Tsoyu Calvin (2002) The Structural Design of Asset Securitization System in Taiwan, and the Price and Risk Analysis of Asset-Backed Securities ---Mortgage Securitization as an Example, 2002 Chinese Housing Society Conference, Nantou, Taiwan. (in Chinese) 20. Lin, Tsoyu Calvin (1998) The Comparison of Housing Finance Systems of Six Countries in Asia, Europe and America. The 1998 Conference of Asian Real Estate Society (AsRES), Taipei, Taiwan. (in Chinese) 7

IV. Research Grants (National Science Foundation, NSC, Taiwan) 1. The examination of the prices of REIT and real estate --- The comparison of Taiwan and US, 2010 (NSC 99-2410-H-004-181). 2. From the Lessons of Subprime Mortgage Crisis in the U.S. to the Exploration of Default Factors of Residential Mortgages, the Risk Management of Mortgage Securitization, and Prevention of Potential Financial Crisis, 2010 (NSC 99-2918-I-004-006). 3. From the U.S. Subprime Mortgage Crisis to Explore the Default Factors of Residential Mortgages in Taiwan, and the Risk Evaluation of Mortgage-backed Securities, 2008(NSC 97-2410-H-004-107). 4. The Corporate Governance of Real Estate-related Industries, 2006 ( NSC 95-2415-H-025-001). 5. The Study of On-line Screening Mechanism of Mortgage Application, 2005(NSC 94-2415-H-025-001-CC3). 6. The Appraisal Technique of the Real Estate Securitization Process, 2003 (NSC 92-2415-H-025-001-CC3). 5-7. From the Experiences of the Asset Management Companies in the U.S., Japan and South Korea to the Solution of Financial Industries in Taiwan, I, II, III, 2001-2003 (NSC92-2626-H-025-001, NSC91-2626-H-025-001, NSC90-2626-H-324-003). V. Honors 1. Scholarship Grantee of Fulbright Foundation, National Science Council of Taiwan, and Chinag Ching-Kuo CCK Foundation), visiting scholar at Haas Business School, UC Berkeley, 2010-2011. 2. Excellent Paper Award, College of Social Science, National ChengChi University, Taiwan, 2008-2010 3. Excellent Paper Award, National Taichung Institute of Technology, Taiwan, 2006-2007 4. Excellent Paper Award, ChaoYang University of Technology, Taiwan, 2000-2004. VI. Services 1. Secretary General, Asian Real Estate Society (AsRES), 2009-2010. 2. Academic Committee, College of Social Science, National ChengChi University, Taiwan, 2009 to present. 3. Consultant, Department of Urban and Development, Taipei City, 2009 to present. 4. Consultant, Taipei MRT Financial Committee, Taipei City, 2008 to present. 5. Director, Asian Real Estate Society (AsRES), 2008 to present. 8

6. Director, Shuang-Bang Corporation, 2006-present (Listed in Taiwan Stock Market). 7. Director, Association of Housing Studies, 2006 to present. 8. Chair, Department of Public Finance and Taxation, National Taichung Institute of Technology, Taiwan, 2004-2007. 9. Board member, Appraisal report of real estate investment trusts (REIT) for IPO, Department of Interior, Taiwan, 2003-2006. 10. Consultant and professional witness of real estate appraisal reports, Taipei City District Court, Taipei City, Taiwan, 2002. 9