ENGAGEMENT POWERED CONSUMER FINANCE
|
|
- Angelina Casey
- 8 years ago
- Views:
Transcription
1 Click to edit Master title style Click to edit Master title style ENGAGEMENT POWERED CONSUMER FINANCE December 2015 TSXV:DLS Michael A. Hilmer Chief Executive Officer Nicole Marchand Investor Relations
2 Click Disclaimer to edit Master title style Certain information in this presentation are forward-looking and relate to DealNet Capital anticipated financial position, business strategy, events and courses of action. Words or phrases such as anticipate, objective, may, will, might, should, could, can, intend, expect, believe, estimate, predict, potential, plan, target, goal, is set to, is designed to or similar expressions suggest future outcomes. Forward-looking statements include, among other things, statements about: our expectations regarding our expenses, sales and operations; our future customer concentration; our anticipated cash needs and our estimates regarding our capital requirements and our need for additional financing; our ability to anticipate the future needs of our customers; our plans for future products and enhancements of existing products and services; our future growth strategy and growth rate; partnerships and transactions that are subject to negotiations; and our anticipated trends and challenges in the markets in which we operate. Such statements reflect our current views with respect to future events and are based on assumptions and subject to significant risks and uncertainties. Such assumptions include, without limitation, that DealNet Capital will conduct its operations in a manner consistent with its expectations and, where applicable, consistent with past practice; the general continuance of current or, where applicable, assumed industry conditions; the continuance of existing (and in certain circumstances, the implementation of proposed) tax and regulatory regimes; our ability to conclude new partnerships or transactions in a satisfactory manner; certain cost assumptions; the continued availability of adequate debt and/or equity financing and cash flow to fund our capital and operating requirements as needed; and the extent of our liabilities. Although we believe that the assumptions underlying these statements are reasonable, they may prove to be incorrect. Given these risks, uncertainties and assumptions, you should not place undue reliance on these forward-looking statements. Our actual results, performance or achievements could differ materially from those contemplated, expressed or implied in our statements as a result of various risk factors, including, but not limited to, business, economic and capital market conditions; market conditions and the demand and pricing; our relationships with our customers, business partners; our ability to conclude new partnerships or transactions in a satisfactory manner; competition in our industry; our ability to manage our growth; fluctuation in our quarterly operating results; and our dependence on key personnel. Except as required by law, we undertake no obligation to update or revise publicly any forward-looking statements, whether as a result of new information, future event or otherwise, after the date on which the statements are made or to reflect the occurrence of unanticipated events. Neither we nor any of our representatives make any representation or warranty, express or implied, as to the accuracy, sufficiency or completeness of the information in this presentation. Neither we nor any of our representatives shall have any liability whatsoever, under contract, tort, trust or otherwise, to you or any person resulting from the use of the information in this presentation by you or any of your representatives or for omissions from the information in this presentation. 2
3 Click Company to edit Master Overview title style DealNet Capital Corp. ( DealNet or the Company ) is a newly-established consumer finance company focused on leveraging its engagement & technology platforms and dealer network to drive origination and loan book growth Founded by individuals with extensive experience in non-bank financials, consumer products and technology Initially targeting the Canadian home improvement market, with a particular emphasis on heating ventilation and air conditioning ( HVAC ) financing and leasing, a market characterized by low credit losses, long-lived assets, strong security, predictable cash flows and a fragmented competitive base Near-term expansion market verticals include mid-ticket retail purchases and medical products & services The Company has multiple avenues and catalysts for growth: o o o o Organic origination growth across current and future market verticals Growth in the dealer network Reduced cost of funding and economies of scale Acquisitions of additional origination platforms and loan books to drive scale DealNet is an emerging leader in non-bank consumer lending, leveraging its engagement & technology platform to drive significant growth in loan originations 3
4 Click Proven to edit Leadership Master title Team style Dr. Steven Small Executive Chairman Michael Hilmer CEO & Director Paul Leonard CFO Roy Murzello SVP Consumer Finance John Leon SVP Engagement Dr. Small brings decades of experience in identifying and building successful businesses in the non Bank asset finance sector as well as business and consumer service companies. Dr. Small recently retired from his position as a Co-Founder and seed capital investor of Element Financial Corporation, where he acted as Executive Vice Chairman. He also was a Co-Founder, seed capital investor, and Director of Newcourt Credit Group. Newcourt was, when sold, the largest independent non bank asset backed finance company in the world. After several years with Wood Gundy financial services, Mr. Hilmer moved to MCI Systemhouse with responsibility for large financial services customers. In 2000, Mr. Hilmer founded Millennium Care, a call centre outsourcing and software company. Mr. Hilmer acquired the OC Communications Group of Companies in 2008 and successfully turned them into strong solutions provider for the financial services, utilities, retail, telecom and pharmaceutical industries. Mr. Leonard was CFO of CFF Bank, a Canadian schedule 1 bank that had approximately $245 million in assets and over $1.5 billion in loans under administration. Prior, he was the CFO of Ally Credit Canada which offered savings products, retail and wholesale auto loans and residential mortgages through both direct and indirect channels. Ally had over $13 billion in assets before being acquired by Royal Bank of Canada. In addition, he was founding Chief Financial Officer of ING DIRECT, an innovator in offering direct to consumer savings and lending products. Mr. Murzello has spent the last 10 years as a Senior Leader at one of Canada s largest providers of HVAC finance solutions. His various roles have included Director of Dealer Programs, where Mr. Murzello was directly responsible for leading and growing the dealer finance programs including HVAC leasing. In this role, he also led a large leasing business that was acquired and subsequently integrated into the core business. His prior experience includes Vice President for Citi Group managing a major credit card initiative, a Senior Underwriter Manager at GE Capital and Credit Manager at CIBC. John has extensive hi-tech experience with different corporations: He worked for 15 years at Nortel Networks in various functions; his last position was VP-GM of Nortel s Wireless Solutions Group in Canada. After leaving Nortel, John held the position of VP, Sales & Marketing at Unique Broadband Systems and VP Sales & Marketing for OnMobile Systems, a Silicon Valley start-up. John has an honors B.A.Sc. (Chemical Engineering) and MBA degrees from University of Toronto, and is a member of Professional Engineers of Ontario. 4
5 Board of Directors Click to edit Master title style Strong Corporate Governance Dr. Steven Small Executive Chairman Harold Bridge Lead Director Chair Audit Committee Brent Houlden Director John Radford Chair Compensation Committee Victoria Davies Director Michael Hilmer CEO & Director Dr. Small brings decades of experience in identifying and building successful businesses in the non Bank asset finance sector as well as business and consumer service companies. Dr. Small recently retired from his position as a Co- Founder and seed capital investor of Element Financial Corporation, where he acted as Executive Vice Chairman. He also was a Co- Founder, seed capital investor, and Director of Newcourt Credit Group. Newcourt was, when sold, the largest independent non bank asset backed finance company in the world. Mr. Bridge is the Chairman & Chief Executive Officer of Kathar Enterprises Inc., a Toronto-based firm that provides corporate finance, mergers & acquisition and financial advisory services to national and international clients. Mr. Bridge currently serves on the board of Element Financial, and is Chairman of the Element audit committee. From 1976 to 2006, Mr. Bridge served as a partner in the financial advisory, audit and consulting services practice at Deloitte & Touche LLP and as Executive Vice President and Director at Deloitte & Touche Corporate Finance Canada Inc. Mr. Houlden is a retail strategy & operations consultant with deep financial advisory skills. He understands how digital and mobile technologies have changed shopping patterns and the path-topurchase of consumers. After 26 years as a Deloitte partner, he retired from the Firm in November 2014 to co-found CR Advisors a consulting boutique focusing on formulating high impact and practical business solutions. Through his career, he led Deloitte s retail practice in Canada while serving numerous retailers, consumer product companies, real estate developers and landlords. Mr. Radford has held senior executive level positions in the automotive sector at both Corporate and Retail spheres in the USA and Canada for over three decades and retired as Senior Executive Vice President of National Sales and Marketing of Ford Motor Company of Canada in That role carried direct and material P&L responsibility in one of Canada s largest corporations. Currently, Mr. Radford is the senior Executive Auto Recruiter at the Marckis Group, Canada s leading exclusive auto executive recruiting company for international OEM s and OEM s captive auto loan operations. Ms. Davies is the Chief Financial Officer for Lee Hecht Harrison Knightsbridge, Canada s largest human capital consulting firm. Prior to joining Knightsbridge, Ms. Davies career included working at Pepsi Ms. Davies is a director and a member of the audit committee of Axsium Group, a workforce management implementation company. Ms. Davies is a director and member of the finance committee for Action Against Hunger (ACF-Canada). She is also a Director and Treasurer for The Churchill Society for the Advancement of Parliamentary Democracy. After several years with Wood Gundy financial services, Mr. Hilmer moved to MCI Systemhouse with responsibility for large financial services customers. In 2000, Mr. Hilmer founded Millennium Care, a call centre outsourcing and software company. Mr. Hilmer acquired the OC Communications Group of Companies in 2008 and successfully turned them into strong solutions provider for the financial services, utilities, retail, telecom and pharmaceutical industries. 5
6 Funding Cumulative Originations Click Company to edit Master Highlights title style Capital Structure Ownership TSX Venture Exchange DLS Basic Shares Outstanding 142 MM 14.0% Fully Diluted Shares Outstanding 208 MM $0.30 $0.50 $0.31 IA Debt Warehouse (Capacity) 38 MM 17 MM 11 MM $3 MM ($50 MM) 61.5% 24.5% Management Institutions Retail & Other 52 Week High / Low $1.08 / $0.165 Key 2015 Accomplishments Growing Month Over Month A Dealer and vender onboarding over 50 today Q1/15 Q2/15 Q3/15 Q4/15 B 500% + growth in finance receivable q3 over q2 C Institutional Equity Funding ($13.8 MM August 2015) Closed $50 MM IA Clarington facility $100 MM+ facility in discussions with lenders D Enhanced Leadership Team and Implemented Strategy Board 6
7 Future Future Rapidly Scaling Click Targeting to edit Master the Underserved title style Canadian Consumer Finance Market We are the emerging leader in Non-Bank Lending to Consumers Service DealNet Platform Finance Engagement Centres Vendor Finance & Servicing Programs Home Improvement Independent Dealers 1) HVAC - First Vertical Rolled Out (Current Focus) Point of Sale / Mobile Tech 2) Home Renovations / Enhancement (Near Future) Lower Cost of Funding Mid-Ticket Retail (Near-term) Retailers Economies of Scale Proven Leadership Team Medical (Near-term) Medical & Vets Existing servicing platform provides value added services to support vendors 7
8 Click What to edit we Master do title style Capturing the finance transaction at Point of Interest and Close the Sale Vendor finance programs improve sales conversion by more than 25% DealNet Deploys Vendor Finance Programs Dealers Signup for the program as a sales enablement tool Consumers Opt-in For Financing at Point of Sale DealNet provides the full value chain Service Platform Vendor/Dealer Consumer 7x24 Call Center Services Trained on our program Low Cost alternative to credit card Credit and Risk Management Captures sales at the door Term payments Fast Approval Installs and provides documentation Long term extended warranty Origination Processing Receives payment from DealNet Marketing Support 8
9 Click Focused to edit Master Growth title Strategy style Grow Origination Volumes Organic and Acquisitions Reduce Funding Costs Increase Funding Facilities Increase Funding Facilities Leverage Equity Earnings and Placements to drive cash FOCUS on PRIME LENDING High Quality Low Default Reduce Cost of Funds Increase Yield and Earnings 9
10 HVAC Loan Packaging Click to edit Master title style Safe and Secure DealNet s HVAC financing alternatives generate substantial cash flow over a 10 year life Transaction Characteristics Yield 12% -14% Average Deal Size $4,000 - $5,000 Long Term Cash Flow Less than 2% Defaults Average Credit Score 700+ Illustrative Single Deal $100 MM Portfolio Number of Deal(s) 1 ~24,400 Capital Deployed $4,100 Yield 12.5% Monthly Payment(s) $59.99 Cost of Funds 5.0% Monthly Net Revenue (1) $18 Other Direct Expenses $4 Annual Cash Contribution $165 $100,000, % ~$1,465,000 5% ~$440,000 ~$102,000 ~$4,020,000 (1) Assumes a 12.5% yield, 10 year term, 15% equity coverage and 5% cost of funds 10
11 Click Why to edit the Canadian Master title Consumer style Finance Market? Canadians Spend $50 Billion Annually on Financeable Products Large Addressable Market $10 B+ Home improvement opportunity (1) $10 B+ Elective medical opportunity (2) $30 B+ Mid-ticket retail opportunity (3) Underserved Market 50% HVAC Dealers have NO Financing 70% Small-Medium Retailers have NO Financing 80% Healthcare Clinics have NO Financing Fragmented Market Growing number of FinTech companies Focused on single verticals DealNet will Capture the Finance Transaction at the Point of Sale Before the Banks (1) Per Statistics Canada Total spend on materials and services for the maintenance and repair of housing as well as consumption on semi-durable household appliances (2) Per National Health Expenditure Trend, 1975 to October 2014 based on out of pocket spending for dental care and vision care; Canadian Veterinary Medical Associate - April, 2014 (3) Per Statistics Canada - Retail sales, by industry for 2014, industries include Furniture and home furnishings stores, Electronics & appliance stores and jewellery etc. 11
12 Our Model and platform can be leveraged into other consumer Click to edit Master title style finance products Consumer finance is a busy space with single product players Consumers benefit from consolidation and loan type choices Consumer Financing Characteristics of a Point of Sale Market s of small players 2 Fragmented industry dynamics 3 Growing industry Originations Growth Deal Size Point of Sale Market 4 Strong originations 5 Lack of access to capital 6 Many players lack support platforms Other lenders are approaching us as their exit - most lack value added engagement services forcing them to compete on rate alone with their vendors 12
13 Click What to edit we Master look for title in style acquisitions A number of possible acquisition targets have been identified and are in various stages of discussions Step 1 Evaluate platform acquisitions Step 2 Build scale with asset (book) purchases Platform Acquisition Checklist Brand Leader / leading position Product Vertical Originations Risk / Credit Systems Leadership HVAC, retail, healthcare $25 MM + annually Seasoned portfolio in good standing Scalable, easy to integrate Experienced Our funding platform is in place, it will provide leverage for future acquisitions with significant upside through originations growth and operating efficiencies Funding Attractive cost, transferable Opportunity exists to become the go to point of sale financer in multiple verticals 13
14 Click to edit Master title style Click to edit Master title style Thank You Michael A. Hilmer Chief Executive Officer October 2015 TSXV:DLS Nicole Marchand Investor Relations
ENGAGEMENT POWERED CONSUMER FINANCE
Click Click to edit to edit Master Master title style title style Click to edit Master title style ENGAGEMENT POWERED CONSUMER FINANCE October 2015 TSXV:DLS Michael A. Hilmer Chief Executive Officer mhilmer@dealnetcapital.com
More informationNorth America s Source for Equipment Finance
North America s Source for Equipment Finance Certain information in this presentation is forward-looking and related to anticipated financial performance, events and strategies. When used in this context,
More informationB U I L D I N G N O R T H A M E R I C A N F I N T E C H L E A D E R S H I P. BMO 2013 Technology and Digital Media Conference
B U I L D I N G N O R T H A M E R I C A N F I N T E C H L E A D E R S H I P BMO 2013 Technology and Digital Media Conference Forward-Looking Statements This presentation contains certain statements that
More informationCanada s online lending platform
Canada s online lending platform Transforming the way Canadians access and control credit Mogo Finance Technology Inc. JUNE 2015 DAVID FELLER / FOUNDER & CEO GREG FELLER / PRESIDENT & CFO Forward-Looking
More informationBuilding the Next Solar Powerhouse. Solar3D - Company Presentation April 2015
Building the Next Solar Powerhouse Solar3D - Company Presentation April 2015 Forward Looking Statements This presentation contains forward-looking statements that involve risks and uncertainties, including
More informationScotiabank Financials Summit September 4, 2014
Scotiabank Financials Summit September 4, 2014 Customers Capital Bank ~7,000 customers, high level of recurring revenue 2 Forward-Looking Statements This presentation contains certain statements that constitute
More informationNorth America s Source for Equipment Finance
North America s Source for Equipment Finance Certain information in this presentation is forward-looking and related to anticipated financial performance, events and strategies. When used in this context,
More informationGE: Positioned for Growth*
GE Capital GE: Positioned for Growth* GE Energy Infra $37.5B GE Tech Infra $37.9B GE Capital $47.0B Energy Healthcare $16.9B Oil & Gas Aviation $17.6B Home & Business Solutions, Media $25.5B Power & Water
More informationInsider Trading Policy
Insider Trading Policy FEBRUARY 2014 Table of Contents 1. Introduction... 2 2. Insider Trading Restrictions... 2 a) Insider Trading Restrictions... 2 b) Material Information... 3 c) Persons in Special
More informationParamount Equity Financial Corp. 37 Sandiford Dr, Suite 400 Stouffville, ON L4A 7X5 Canada www.paramountequity.ca
PARAMOUNT EQUITY FINANCIAL CORPORATION Paramount Equity Financial Corporation (PEFC) is a real estate investment firm and Mortgage Administrator that specializes in the origination and administration of
More informationManagement Discussion and Analysis as of March 31, 2015
THE ATTACHED AUDITED YEAR END FINANCIAL STATEMENTS FORM AN INTEGRAL PART OF THIS MANAGEMENT DISCUSSION AND ANALYSIS AND ARE HEREBY INCLUDED BY REFERENCE Management Discussion and Analysis as of March 31,
More informationConsumer and Small Business Banking
U.S. Bancorp Investor Day Consumer and Small Business Banking John Elmore, Vice Chairman Kent Stone, Vice Chairman September 12, 2013 # Forward-looking Statements and Additional Information The following
More informationStrategic and Operational Overview May 11, 2016
Strategic and Operational Overview May 11, 2016 Safe Harbor Statement This presentation contains several forward-looking statements. Forward-looking statements are those that use words such as believe,
More informationNIGHTINGALE REPORTS FISCAL 2014 RESULTS
NIGHTINGALE REPORTS FISCAL 2014 RESULTS Markham, ON, July 31, 2014 Nightingale Informatix Corporation ( Nightingale or the Company ) (TSX-V: NGH), an application service provider (ASP) of electronic health
More informationFrequently Asked Questions Q3 2006
Frequently Asked Questions Q3 2006 1. Were there any unusual or one-time items in your Q3 results? CIBC s reported diluted earnings per share (EPS) for the third quarter were $1.86. Our EPS was increased
More informationInvestor Presentation Acquisition of General Electric s Transportation Finance Business
Investor Presentation Acquisition of General Electric s Transportation Finance Business September 10, 2015 September 10, 2015 0 Forward Looking Statements & Non-GAAP Measures Caution Regarding Forward-Looking
More informationElement Reports $0.32 per share of Free Operating Cash Flow and Initiates Quarterly Dividend of $0.025 per share
News Release For Immediate Release Element Reports 0.32 per share of Free Operating Cash Flow and Initiates Quarterly Dividend of 0.025 per share U.S. portion of GE Fleet transaction closed August 31 st
More informationCanadian Tire: Value Under the Hood
Canadian Tire: Value Under the Hood May 2006 Pershing Square Capital Management, L.P. Disclaimer Pershing Square Capital Management's ("Pershing") analysis and conclusions regarding Canadian Tire Corporation
More informationROYAL BANK OF CANADA TO ACQUIRE CITY NATIONAL CORPORATION CONFERENCE CALL THURSDAY, JANUARY 22, 2015
ROYAL BANK OF CANADA TO ACQUIRE CITY NATIONAL CORPORATION CONFERENCE CALL THURSDAY, JANUARY 22, 2015 DISCLAIMER THE FOLLOWING SPEAKERS NOTES, IN ADDITION TO THE WEBCAST AND THE ACCOMPANYING PRESENTATION
More informationContacts: Investor Relations Evan Black & Kristina Carbonneau 800.493.8219 InvestorRelations@santanderconsumerusa.com
Contacts: Investor Relations Evan Black & Kristina Carbonneau 800.493.8219 InvestorRelations@santanderconsumerusa.com Media Relations Laurie Kight 214.801.6455 LKight@santanderconsumerusa.com Santander
More informationAcquisition of Maple Financial Group s Mortgage Business
Acquisition of Maple Financial Group s Mortgage Business February 14, 2006 This document includes forward-looking statements which are made pursuant to the safe harbour provisions of the United States
More informationCERTIVE SOLUTIONS INC. - COMPREHENSIVE CORPORATE UPDATE
FOR IMMEDIATE RELEASE February 26, 2015 CERTIVE SOLUTIONS INC. - COMPREHENSIVE CORPORATE UPDATE Certive Solutions Inc. ( Certive or the Company ) is pleased to provide shareholders with the following comprehensive
More informationGenworth MI Canada Inc. BRIAN HURLEY, Chairman and CEO
Genworth MI Canada Inc. BRIAN HURLEY, Chairman and CEO Genworth MI Canada Inc. 1 Scotia Capital Financial Summit September 2012 Forward-Looking and Non-IFRSs Statements This presentation includes certain
More informationOne of Canada s Fastest Growing Automotive Finance Companies
One of Canada s Fastest Growing Automotive Finance Companies This presentation contains forward-looking statements, including, in particular statements about RIFCO s plans, strategies and prospects. These
More informationAT&T to Acquire DIRECTV May 19, 2014
AT&T to Acquire DIRECTV May 19, 2014 2014 AT&T Intellectual Property. All rights reserved. AT&T, the AT&T logo and all other marks contained herein are trademarks of AT&T Intellectual Property and/or AT&T
More informationCIBC Canadian Index Fund
CIBC Canadian Index Fund Interim Management Report of Fund Performance for the period ended June 30, 2008 All figures are reported in Canadian dollars unless otherwise noted. This interim management report
More informationeqube Gaming Limited Management Discussion and Analysis For the Three and Nine Month Periods Ended November 30, 2015
FORM 51-102F1 1. Introduction The following management s discussion and analysis ( MD&A ) for eqube Gaming Limited (the Company ) should be read in conjunction with the Company s unaudited condensed interim
More informationInvestor Presentation JUNE 2013 TSX: KWH.UN
Investor Presentation JUNE 2013 TSX: KWH.UN Forward-Looking Statements The Company s presentations may contain forward-looking statements including statements pertaining to customer revenues and margins,
More informationSecure Trust Bank PLC. 2014 YEAR END RESULTS 19th March 2015
Secure Trust Bank PLC 2014 YEAR END RESULTS 19th March 2015 Introduction PAUL LYNAM Chief Executive Officer Strategy Continues to Deliver Maximise shareholder value by: To maximise shareholder value through
More informationNEXJ SYSTEMS INC. MANAGEMENT S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
NEXJ SYSTEMS INC. MANAGEMENT S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS This management s discussion and analysis of financial condition and results of operations (the MD&A
More informationBlackBerry Reports 2015 Fiscal First Quarter GAAP Profitability
NEWS RELEASE FOR IMMEDIATE RELEASE June 19, BlackBerry Reports 2015 Fiscal First Quarter GAAP Profitability Waterloo, ON BlackBerry Limited (NASDAQ: BBRY; TSX: BB), a global leader in mobile communications,
More informationSEB Acquires Paradigm Consulting Group Inc. and PCGI Consulting Services Partnership Expands SEB s Presence in Western Canada
SEB Acquires Paradigm Consulting Group Inc. and PCGI Consulting Services Partnership Expands SEB s Presence in Western Canada January 29, 2015 TORONTO, ON: Smart Employee Benefits Inc. ("SEB") (TSX VENTURE:
More informationSPHERE 3D ENTERS INTO DEFINITIVE MERGER AGREEMENT WITH OVERLAND STORAGE SPHERE 3D ANNOUNCES $10.0 MILLION BOUGHT DEAL FINANCING
SPHERE 3D ENTERS INTO DEFINITIVE MERGER AGREEMENT WITH OVERLAND STORAGE SPHERE 3D ANNOUNCES $10.0 MILLION BOUGHT DEAL FINANCING Not for distribution in the United States or through United States wire services
More informationState Bank Financial Corporation Reports Fourth Quarter and Full Year 2015 Financial Results
Investor Relations Contact: Jeremy Lucas 404.239.8626 / jeremy.lucas@statebt.com Fourth Quarter 2015 Highlights State Bank Financial Corporation Reports Fourth Quarter and Full Year 2015 Financial Results
More informationCOMPANY CONTACTS: Jay S. Hennick Founder & CEO. D. Scott Patterson President & COO (416) 960-9500
COMPANY CONTACTS: Jay S. Hennick Founder & CEO D. Scott Patterson President & COO John B. Friedrichsen Senior Vice President & CFO (416) 960-9500 FOR IMMEDIATE RELEASE FirstService Reports Record Fourth
More informationBROOKFIELD OFFICE PROPERTIES REPORTS STRONG FIRST QUARTER 2012 RESULTS
NEWS RELEASE BROOKFIELD OFFICE PROPERTIES REPORTS STRONG FIRST QUARTER 2012 RESULTS All dollar references are in U.S. dollars unless noted otherwise. NEW YORK, May 4, 2012 Brookfield Office Properties
More informationGE Capital, Corporate Finance
GE Capital, Corporate Finance Tom Quindlen Vertical Research Partners Industrial Conference September 9, 2013 Caution Concerning Forward-Looking Statements: This document contains forward-looking statements
More informationAastra Technologies Limited First Quarter ended March 31, 2003
Aastra Technologies Limited First Quarter ended March 31, 2003 AASTRA TECHNOLOGIES LIMITED MESSAGE TO OUR SHAREHOLDERS First Quarter ended March 31, 2003 To our Shareholders: Aastra Technologies Limited
More informationGeneral Electric Company
General Electric Company Financial Services - Overview/Strategy "This document contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking
More informationManagement Discussion and Analysis For The 9 Months Ended, June 30 2015
Management Discussion and Analysis For The 9 Months Ended, June 30 2015 The following discussion and analysis as of August 31, 2015 should be read in conjunction with the consolidated financial statements
More informationCompany Presentation. August 2015
Company Presentation August 2015 Forward-Looking Statements This presentation, including the accompanying oral presentation (collectively, this presentation ), does not constitute an offer to sell or the
More informationOUR CONCEPT OUR EXPERTISE. An authorized CMHC Lender Correspondent
OUR CONCEPT IC Funding Financial Corporation is an independent Lender Correspondent with approved CMHC status. As a financial intermediary, we originate and underwrite for numerous Life Insurance Companies,
More informationCredit Suisse Global Services Conference. March 10, 2014
Credit Suisse Global Services Conference March 10, 2014 Forward-Looking Statements This presentation includes forward-looking statements as that term is defined in the Private Securities Litigation Reform
More informationCHC REALTY CAPITAL CORP. FILING STATEMENT. with respect to a Qualifying Transaction. March 21, 2014
CHC REALTY CAPITAL CORP. FILING STATEMENT with respect to a Qualifying Transaction March 21, 2014 Neither the TSX Venture Exchange Inc. (the Exchange ) nor any securities regulatory authority has in any
More informationAGF MASTER LIMITED PARTNERSHIP ANNUAL INFORMATION FORM
AGF MASTER LIMITED PARTNERSHIP ANNUAL INFORMATION FORM MARCH 31, 2012 TABLE OF CONTENTS CORPORATE STRUCTURE... 2 GENERAL DESCRIPTION OF BUSINESS... 2 DESCRIPTION OF THE BUSINESS... 3 DISTRIBUTIONS... 4
More informationDebt Financing for Healthcare Companies: The Current State of the Market
Debt Financing for Healthcare Companies: The Current State of the Market Note: For the purposes of this paper, we will define healthcare as life sciences/biotech, medical devices, diagnostics and health
More informationCreative + Proprietary Social Ad Networks reshaping Marketing Economics!! The transformation of the Ad Agency to data driven campaigns and creative!!
Creative + Proprietary Social Ad Networks reshaping Marketing Economics The transformation of the Ad Agency to data driven campaigns and creative November 2015 Disclaimer This presentation is not a solicitation
More informationURBANA CORPORATION. ANNUAL MANAGEMENT REPORT OF FUND PERFORMANCE For the year ended December 31, 2005
URBANA CORPORATION ANNUAL MANAGEMENT REPORT OF FUND PERFORMANCE For the year ended December 31, 2005 TABLE OF CONTENTS Changes in Reporting Requirements...1 Investment Team...1 Investment Objectives &
More information2015 Fourth Quarter Earnings. January 28, 2016
2015 Fourth Quarter Earnings January 28, 2016 Safe Harbor Statement Forward-Looking Statements Information in this presentation contains forward-looking statements. Any statements about our expectations,
More informationCertain statements in this presentation constitute forward looking statements within the meaning of the Private Securities Litigation Reform Act of
November 2015 1 Forward Looking Statements Certain statements in this presentation constitute forward looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words
More informationCompany Presentation. March 2015
Company Presentation March 2015 Forward-Looking Statements This presentation, including the accompanying oral presentation (collectively, this presentation ), does not constitute an offer to sell or the
More informationEquipment Finance I N V E S T O R D A Y 2003. John D. Burr Group Chief Executive Officer
Equipment Finance John D. Burr Group Chief Executive Officer Profile Equipment Finance Equipment Finance and Leasing Small Business Lending Flow Business Financials (at December 31, 2002) Managed assets:
More informationInstitutional Presentation March 2014. 2013 was one of our best years ever. Jovian acquisition adds private wealth management expertise
Industrial Alliance Yvon Charest President and Chief Executive Officer 1 Institutional Presentation March 2014 Introduction 2013 was one of our best years ever Solid top-line momentum Capital-light businesses
More informationVirtutone Networks Inc. TSXV: VFX
Virtutone Networks Inc. TSXV: VFX Forward looking statement This document may contain certain forward-looking informational statements ( Forward-looking statements ) as defined under applicable securities
More informationRecap of Recent Announcements
Recap of Recent Announcements Donald Guloien President & Chief Executive Officer July 8, 2009 Legal Disclaimer Caution Regarding Forward-Looking Statements This document contains forward-looking statements
More informationGrowth and Risk: Financing Alternatives
Growth and Risk: Financing Alternatives Agenda Introductions Financing Overview Debt Private Equity 2 3PL Why we are here: Strong growth attributes Some capital intensity Specialization and value creation
More informationRocket Internet Co-Investment Fund
Presentation1 Agenda Page [ P R E S E N T A T I O N T I T L E ] April 2015 Rocket Internet Co-Investment Fund [ C L I E N T N A M E ] 19 th January 2016 1 Disclaimer This document is being presented solely
More informationFIRST NATIONAL MORTGAGE INVESTMENT FUND UPDATE FOR INVESTORS
TSX: FNM.UN September 3, 2013 FIRST NATIONAL MORTGAGE INVESTMENT FUND UPDATE FOR INVESTORS Investment Characteristics The First National Mortgage Investment Fund (the Fund ) is fully invested in a diversified
More informationFor personal use only
Mobile solutions for hiring and management of contingent workforces Investor Presentation February 2016 People Power Potential Disclaimer This presentation has been prepared by Rision Limited ( RNL ).
More informationMAPLEWOOD INTERNATIONAL REIT 2014 Second Quarter MD&A
MANAGEMENT S DISCUSSION AND ANALYSIS and six June 30, 2014 August 15, 2014 TABLE OF CONTENTS CAUTION REGARDING FORWARD-LOOKING STATEMENTS... 1 BASIS OF PRESENTATION... 1 BUSINESS OVERVIEW... 2 INVESTMENT
More information2015 Real Estate Industry Update A landscape for change: Transforming for the future
2015 Real Estate Industry Update A landscape for change: Transforming for the future October 20, 2015 Welcome Welcome to Deloitte s 2015 real estate industry update The real estate industry has been on
More informationSIGA AND OPEN RANGE ENTER INTO LETTER OF INTENT FOR QUALIFYING TRANSACTION OF OPEN RANGE
OPEN RANGE CAPITAL CORP. SIGA RESOURCES LIMITED FOR IMMEDIATE RELEASE SIGA AND OPEN RANGE ENTER INTO LETTER OF INTENT FOR QUALIFYING TRANSACTION OF OPEN RANGE Calgary, Alberta, December 16, 2005 SIGA Resources
More informationJanna Systems Inc. Scotia Capital Telecom & Tech Conference November 8, 2011. Track Record of Success. William M. Tatham Chief Executive Officer
William M. Tatham Chief Executive Officer CUSTOMER 1 Scotia Capital Telecom & Tech Conference November 8, 2011 Janna Systems Inc. 19.63 Financial Services CRM >100% CAGR last 6 years Highly Profitable
More informationAcquisition of Decimal
Acquisition of Decimal Investor Presentation January 2014 www.decimal.com.au Aviva Corporation Ltd www.avivacorp.com.au ABN 31 009 235 956 About Decimal Decimal is an industry-wide financial advice, sales
More informationAtrium Mortgage Investment Corporation (TSX: AI) Record Year / Shares at Attractive Entry Levels. Sector/Industry: Mortgage Investment Corporation
Siddharth Rajeev, B.Tech, MBA, CFA Analyst February 17, 2016 Atrium Mortgage Investment Corporation (TSX: AI) Record Year / Shares at Attractive Entry Levels Sector/Industry: Mortgage Investment Corporation
More informationFIRESWIRL TECHNOLOGIES INC.
FIRESWIRL TECHNOLOGIES INC. Management Discussion and Analysis of the Financial Condition and Results of Operation, for the three months ended March 31, 2007 and 2006. 1 MANAGEMENT DISCUSSION AND ANALYSIS
More informationAlly Financial Inc. Auto Securitization - Corporate Overview
Ally Financial Inc. Auto Securitization - Corporate Overview 3Q 2015 Contact Ally Investor Relations at (866) 710-4623 or investor.relations@ally.com Forward-Looking Statements and Additional Information
More informationNASDAQ: FNHC. Joint Venture to Form an Insurance Company July 2014
Joint Venture to Form an Insurance Company July 2014 1 SAFE HARBOR STATEMENT Safe harbor statement under the Private Securities Litigation Reform Act of 1995: Statements that are not historical fact are
More informationIntertain Group Limited Announces Third Quarter 2015 Financial Results $41.5 million in operating cash flows generated in Q3
Intertain Group Limited Announces Third Quarter 2015 Financial Results $41.5 million in operating cash flows generated in Q3 TORONTO, October 29, 2015 - The Intertain Group Limited ( Intertain or the Company
More informationInnovators in Authentication, Verification and Certification Technologies. January 2016
Innovators in Authentication, Verification and Certification Technologies January 2016 Disclaimer This presentation contains forward-looking statements under applicable securities legislation. Forward-looking
More informationCUSTOMERS BANCORP REPORTS RECORD NET INCOME FOR FULL YEAR AND FOURTH QUARTER 2015
Customers Bancorp 1015 Penn Avenue Wyomissing, PA 19610 Contacts: Jay Sidhu, Chairman & CEO 610-935-8693 Richard Ehst, President & COO 610-917-3263 Investor Contact: Robert Wahlman, CFO 610-743-8074 CUSTOMERS
More informationNEXTRACTION ENERGY CORP. (Formerly Kruger Capital Corp.)
MANAGEMENT S DISCUSSION AND ANALYSIS of NEXTRACTION ENERGY CORP. (Formerly Kruger Capital Corp.) For the year ended December 31, 2008 NEXTRACTION ENERGY CORP. (Formerly Kruger Capital Corp.) Management
More informationFOR IMMEDIATE RELEASE MAY 5, 2016 ARTIS RELEASES FIRST QUARTER RESULTS: FFO PAYOUT RATIO IMPROVES TO 71.1%
FOR IMMEDIATE RELEASE MAY 5, 2016 ARTIS RELEASES FIRST QUARTER RESULTS: FFO PAYOUT RATIO IMPROVES TO 71.1% Today Artis Real Estate Investment Trust ( Artis or the "REIT") issued its financial results and
More informationNSS Resources Inc. MANAGEMENT DISCUSSION AND ANALYSIS For the year ended June 30, 2015
This Management Discussion and Analysis ( MD&A ) of NSS Resources Inc., ( NSS or the Company or the Issuer ) provides an analysis of the Company s performance and financial condition for the 12 months
More informationFor Immediate Release. Superior Plus Corp. to Acquire Canexus Corporation Enhancing and Expanding the Specialty Chemicals Platform
NEWS TSX: SPB Toronto, October 6, 2015 For Immediate Release Superior Plus Corp. to Acquire Canexus Corporation Enhancing and Expanding the Specialty Chemicals Platform Strong alignment with Superior s
More informationQ3 2015 Company Presentation
Q3 2015 Company Presentation Safe Harbor Statement and Disclosure Statements in this presentation regarding 51job s future business, operating results and financial condition constitute "forwardlooking"
More informationAphria Inc. - TSXV:APH Q1 2016 Financial Highlights & Investor Presentation January 6, 2016
Aphria Inc. - TSXV:APH Q1 2016 Financial Highlights & Investor Presentation January 6, 2016 DISCLAIMER This documentation is a presentation (the Presentation ) of general background information about Aphria
More informationJMP Technology Conference. March 4 th, 2014
JMP Technology Conference March 4 th, 2014 Disclaimer DISCLAIMER: THE MATERIAL SET FORTH IN THIS PRESENTATION CONTAINS FORWARD-LOOKING STATEMENTS This presentation contains certain forward-looking statements.
More informationDOLLARAMA REPORTS STRONG SALES AND NET EARNINGS INCREASES TO CLOSE FISCAL YEAR 2011
For immediate distribution DOLLARAMA REPORTS STRONG SALES AND NET EARNINGS INCREASES TO CLOSE FISCAL YEAR 2011 MONTREAL, Quebec, April 7, 2011 Dollarama Inc. (TSX: DOL) ( Dollarama or the Corporation )
More informationBlackBerry Reports Strong Software Revenue and Positive Cash Flow for the Fiscal 2016 First Quarter
FOR IMMEDIATE RELEASE June 23, BlackBerry Reports Strong Software Revenue and Positive Cash Flow for the Fiscal 2016 First Quarter Waterloo, ON BlackBerry Limited (NASDAQ: BBRY; TSX: BB), a global leader
More informationBALANCE SHEET HIGHLIGHTS
Home Capital Reports Q1 Earnings: Diluted Earnings per Share of $0.92; adjusted diluted earnings per share of $0.96 Dividend of $0.24 per common share. Toronto, May 4, 2016 - Home Capital today reported
More informationATEL Growth Capital Fund 8, LLC. Financing Tomorrow s Technologies... Today
ATEL Growth Capital Fund 8, LLC Financing Tomorrow s Technologies... Today RISK FACTORS Investors are encouraged to carefully read the Prospectus for ATEL Growth Capital Fund 8, LLC which has been provided
More informationThe broadest choice for secure machine-to-machine network services and solutions
The broadest choice for secure machine-to-machine network services and solutions July 2008 Safe Harbor Statement This presentation contains forward looking statements including, future projections, descriptions
More informationFinancial Services CNH Industrial Capital. Oddone Incisa
CNH Industrial Capital Oddone Incisa Integrated and Diversified across Regions and Asset Classes by Region ($ billion) Managed Portfolio $26.9 billion (YE 2013) by Segment 13.3 1.1 8.2 49% 4% NAFTA 31%
More informationAbout Us. Payment Solutions. Retail Card. Synchrony Bank. CareCredit
About Us SYNCHRONY FINANCIAL is a leader in consumer financial services with 80 years of retail heritage. Our consumer finance business is the largest issuer of private label credit cards in the U.S. and
More informationMORGAN STANLEY AND CITI TO FORM INDUSTRY-LEADING WEALTH MANAGEMENT BUSINESS THROUGH JOINT VENTURE
For Immediate Release MORGAN STANLEY AND CITI TO FORM INDUSTRY-LEADING WEALTH MANAGEMENT BUSINESS THROUGH JOINT VENTURE Combined Firm, to be Called Morgan Stanley Smith Barney, Will Have More Than 20,000
More informationUNITED STATES SECURITIES AND EXCHANGE COMMISSION FORM 8-K KINGSWAY FINANCIAL SERVICES INC.
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event
More informationFOOT LOCKER, INC. REPORTS THIRD QUARTER RESULTS
N E W S R E L E A S E FOOT LOCKER, INC. REPORTS THIRD QUARTER RESULTS Contact: Peter D. Brown Senior Vice President, Chief Information Officer and Investor Relations Foot Locker, Inc. (22) 720-4254 Third
More informationCross Country Healthcare Jefferies 2014 Global Healthcare Conference
Cross Country Healthcare Jefferies 2014 Global Healthcare Conference JUNE 2014 Forward Looking Statements This presentation contains forward-looking statements. Statements that are predictive in nature,
More informationCUSTOMERS BANCORP REPORTS RECORD NET INCOME FOR FULL YEAR 2013 AND Q4 2013
Customers Bancorp 1015 Penn Avenue Wyomissing, PA 19610 Contacts: Jay Sidhu, Chairman & CEO 610-935-8693 Richard Ehst, President & COO 610-917-3263 Investor Contact: Robert Wahlman, CFO 610-743-8074 CUSTOMERS
More informationOPUS BANK (Exact name of registrant as specified in its charter)
FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, DC 20429 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported):
More informationInvestor & Analyst Presentation Acquisition of Centor US Holding Inc. Uwe Röhrhoff, CEO Rainer Beaujean, CFO Duesseldorf, July 28, 2015
Investor & Analyst Presentation Acquisition of Centor US Holding Inc. Uwe Röhrhoff, CEO Rainer Beaujean, CFO Duesseldorf, July 28, 2015 Disclaimer 1. This presentation may contain certain forward-looking
More informationFinancial Planners & Registered Investment Advisors. MarketPlace Finance A Wealth Accelerator For High Net Worth Clients
Financial Planners & Registered Investment Advisors MarketPlace Finance A Wealth Accelerator For High Net Worth Clients 1 What is Crowdfunding? The practice of funding a project or venture by raising small
More informationWealth Management. Greg Harris. Kevin Woodard. Investor Day August 15, 2012. SVP & Senior Operating Officer. SVP & Sales and Service Officer
Wealth Management Greg Harris SVP & Senior Operating Officer Kevin Woodard SVP & Sales and Service Officer Investor Day August 15, 2012 Wealth Management Business Objective To become a leading regional
More informationAPX GROUP HOLDINGS, INC. REPORTS FIRST QUARTER 2014 FINANCIAL RESULTS
APX GROUP HOLDINGS, INC. REPORTS FIRST QUARTER 2014 FINANCIAL RESULTS 1st Quarter Financial Highlights Total revenues of $130.2 million for the first quarter 2014, an increase of 21.8%, compared to $106.9
More informationLANCASTER COLONY REPORTS SECOND QUARTER SALES AND EARNINGS
FOR IMMEDIATE RELEASE January 28, 2016 SYMBOL: LANC TRADED: Nasdaq LANCASTER COLONY REPORTS SECOND QUARTER SALES AND EARNINGS COLUMBUS, Ohio, January 28 - Lancaster Colony Corporation (Nasdaq: LANC) today
More informationSprott Bridging Income Fund LP Sprott Bridging Income RSP Fund
Sprott Bridging Income Fund LP Sprott Bridging Income RSP Fund Investment Objective The investment objective of the Partnership is to achieve superior risk-adjusted returns with minimal volatility and
More informationEquipment Finance. Roy W. Keller, Jr. President
Equipment Finance Roy W. Keller, Jr. President Overview Key Statistics Headquarters: Employees: 770 Market Presence: Tempe, AZ Industry leader in dealer/manufacturer programs in the U.S. Leader in both
More informationThe Opportunity in Private Debt
1 The Opportunity in Private Debt Fixed Income investors have heard the same story repeatedly over the past few years: there is no juice in traditional fixed income products, and investors will have to
More information