AIG, today and tomorrow THE COMPANY AT A GLANCE
|
|
|
- Brendan Hill
- 10 years ago
- Views:
Transcription
1 AIG, today and tomorrow THE COMPANY AT A GLANCE
2 130 + Countries where AIG operates 90 + Years in operation $ 66 BILLION AIG s revenue in 2012 $ 6.7 MILLION Donations from AIG s Matching Grant Program to charitable organizations in % Revenue outside the U.S. and Canada 88 MILLION + Clients AIG serves 63 THOUSAND AIG employees 1.7 BILLION Shares sold by the U.S. government
3 We re the new AIG. We re one of the world s largest insurance organization, with more than 88 million customers around the globe. We re leaders in property casualty insurance, life insurance and retirement services, mortgage insurance, and aircraft leasing. But we re more than the sum of our parts. We re a network of over 63,000 people in more than 130 countries who come together every day to take on the world s new challenges. We re people who believe that with the right values and hard work, anything is possible. We know that when we re at our best, it allows each and every one of our customers to be at their best, to realize their dreams and find success every day. And we know that thanks to our investment in the latest data technology, combined with our spirit of inventiveness, tomorrow is going to be amazing. Together, we re working to help see, build, and secure a better future for everyone.
4 Cyber Insurance After people, information is a company s most precious asset. But while every business takes care to insure vehicles and buildings, very few insure their data. Enter AIG. Our pioneering CyberEdge offers insurance solutions for data loss, viruses, hacking, and customer-account data loss. GPS Cow Tags India has cows. A lot of them. What India doesn t have a lot of is cattle insurance. Unnerving since livestock accounts for most farm income. But with an RFID tag from Tata AIG tracking his cow, a farmer can sleep at night knowing his precious investment is protected against theft or loss. And maybe become confident enough to buy another.
5 AIG Property Casualty is a worldwide market leader, one of the few truly global property casualty insurers. Does business with 98% of Fortune 500, 96% of Fortune 1000, and 90% of Fortune Global 500; insures 40% of Forbes 400 Richest Americans The Americas number one commercial insurer in U.S./Canada, and established and growing position in Latin America Asia number one foreign property casualty insurer in Japan and China Europe, Middle East and Africa largest U.S.-based property casualty insurer in Europe, and established and growing position in the Middle East and Africa In 2012, paid $27.6 billion in claims worldwide an average of $115 million every business day
6 Planning for Life Thanks to advances in medicine, people are living longer than ever before. And we re helping them make the most of it. VALIC s 1,300 financial advisors meet with teachers and administrators at schools and campuses every day to help them plan and achieve A+ retirements. And SunAmerica Retirement Markets provides guaranteed lifetime income no matter how long retirement lasts. Quality of Life We think there s a place for life insurance designed for living. That s why our Quality of Life...Insurance gives people affordable ways to cover critical illness, long-term care, disability and life insurance needs just when they re needed the most.
7 AIG Life and Retirement is a premier provider of protection, investment, and income solutions needed for financial and retirement security. One of the largest life insurance organizations in the United States Serves over 18 million customers Long-standing leader in multiple markets: - Number one provider of fixed annuities through banks for 17 consecutive years - Innovator in guaranteed-income solutions and a top provider of variable annuities - Leading retirement-plan provider for education, healthcare, government, and other nonprofit entities - Industry-leading life insurance and accident and health products
8 United Guaranty Corporation is a marketplace leader in mortgage insurance in the U.S. Risk-based Pricing Every borrower s situation is different. Shouldn t their mortgage insurance cost be as well? As an alternative to the industry s pervasive one size fits all model, we pioneered true risk-based pricing, which looks at a comprehensive range of risk attributes to generate a unique mortgage insurance cost on every loan. This new way of thinking has paid off for low-risk borrowers, saving them more than $160 million since 2009 compared to the traditional approach. Developed the industry s first risk-based pricing option, expanding housing loan eligibility for consumers Helped keep over 28,000 families in their homes in 2012 by working with them to get current on their mortgages Worked with mortgage lenders and servicers to help more than 52,000 families refinance their mortgages under HARP and HARP 2 between April 2009 and February 2013 Provides mortgage insurance and reinsurance products in South Korea and Hong Kong, with additional operations in Europe and Mexico
9 International Lease Finance Corporation is a global market leader in the leasing and remarketing of commercial aircraft. Global network of approximately 200 airline customers across more than 80 countries Portfolio consisting of nearly 1,000 owned and managed aircraft Demonstrated strong financial performance and successfully managed business through most industry cycles over the past 40 years Aircraft Leasing for the New World With a fleet of nearly 1,000 owned and managed aircraft, ILFC helps the aviation industry manage its aircraft fleets smartly and efficiently. With over 300 new aircraft delivery commitments, we re holding a significant leadership position with highly anticipated deliveries of Boeing 787 and Airbus A350 aircraft.
10 $ 22.7 BILLION Combined positive return received by the U.S. Treasury and Federal Reserve Bank of New York 18 MILLION + Americans AIG helps in planning for financial and retirement security 100 % U.S. government assistance recovered $ 115 MILLION Average claims paid each business day in 2012 by AIG s Property Casualty business 1 Of America s largest companies named in 2013 Fortune 500
11 28 THOUSAND + Families United Guaranty Corporation helped keep in their homes in 2012 AIG Life and Retirement $6.0 bn 2012 Pre-Tax Operating Income¹ Commercial 15% AIG Property Casualty Retail 40% Consumer P&C 5% $ 9.9 MILLION Combined employee donations and matching grants made by AIG in 2012 Institutional 29% [1] Represents core insurance businesses: AIG Property Casualty, AIG Life and Retirement, and Mortgage Guaranty pre-tax operating income. United Guaranty and Other 11%
12 aig.com youtube.com/aig American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 130 countries. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange. Additional information about AIG can be found at YouTube: LinkedIn: AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be available in all countries, and coverage is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are therefore not protected by such funds American International Group, Inc. All rights reserved. 08/13
Commercial Insurance >
Commercial Insurance AIG Commercial Insurance combines one of the world s farthest reaching property casualty networks with our diversified, multichannel distribution network to offer our customers a broad
GLOBAL PROPERTY. Commercial Property START
Commercial Property START A LEADER About Global Property AIG s Global Property division brings sophisticated and extensive capabilities to our clients risk management programs. AIG s unrivalled worldwide
BLENDED STRUCTURE Industry Construction
Construction Defect Industry Construction Motivation A homebuilder is required to have evidence of insurance. Market deterioration as a result of a highly litigious environment prompted the homebuilder
Building a Multinational Insurance Program: When, Why and How
Multinational Programs: Building a Multinational Insurance Program: When, Why and How David Valzania Head of AIG Multinational Americas 1.617.330.4419 [email protected] www.aig.com/multinational WWW.CHICAGOLANDRISKFORUM.ORG
GLOBAL PROPERTY Loss Prevention Engineering. Next
GLOBAL PROPERTY 1 (CONT.) About AIG s division brings sophisticated and extensive capabilities to our clients risk management programs. AIG s unrivalled worldwide network provides a superior platform to
Catastrophe-Like Protection for State Lottery
Catastrophe-Like Protection for State Lottery BLENDED STRUCTURE Industry Entertainment Motivation Some numbers are favorites for a great many people and have a higher incidence of being bet than other
How To Launch A Micro Insurance Consortium And Micro Insurance Venture Incubator
NEWS RELEASE Media Contact: Edward L. Dandridge Marsh & McLennan Companies +1 212 345 9751 [email protected] Investor Contact: Keith Walsh Marsh & McLennan Companies +1 212 345 0057 [email protected]
Transportation Casualty
Transportation Casualty From airlines and mass transit to railroads and trucking companies of all sizes, AIG provides admitted and non-admitted insurance programs for a full spectrum of transportation
What You May Not Know About Sanctions (And How It Can Hurt You) by: Rajika Bhasin Counsel, Global Markets AIG
What You May Not Know About Sanctions (And How It Can Hurt You) by: Rajika Bhasin Counsel, Global Markets AIG What You May Not Know About Sanctions (And How It Can Hurt You) Introduction Companies navigating
Product List Bermuda Casualty, Financial Lines, and Global Risk Solutions
2015 THIS INFORMATION IS INTENDED FOR INSURANCE BROKERS AND OTHER INSURANCE PROFESSIONALS ONLY Product List Bermuda Casualty, Financial Lines, and Global Risk Solutions At AIG, product innovation never
AIG REPORTS FIRST QUARTER 2015 NET INCOME OF $2.5 BILLION AND DILUTED EARNINGS PER SHARE OF $1.78
Press Release AIG 175 Water Street New York, NY 10038 www.aig.com Contacts: Liz Werner (Investors): 212-770-7074; [email protected] Fernando Melon (Investors): 212-770-4630; [email protected]
Выровнять кривую картинку. Bring on tomorrow. Bring on tomorrow
AIG Russia 2015 1 Выровнять кривую картинку Bring on tomorrow Bring on tomorrow 2 AIG Inc: Key Facts and Figures Ratings А+ S&P А1 Moody s A Best, Fitch 95+ years experience 100 + countries 93% clients
Charlene Hamrah (Investment Community) (212) 770-7074 Joe Norton (News Media) (212) 770-3144
Contact: Charlene Hamrah (Investment Community) (212) 770-7074 Joe Norton (News Media) (212) 770-3144 AIG REPORTS FIRST QUARTER 2006 NET INCOME OF $3.20 BILLION NEW YORK, NY, May 10, 2006 American International
Introduction to Mortgage Insurance. Mexico City November 2003
Introduction to Mortgage Insurance Mexico City November 2003 Agenda United Guaranty Mortgage guaranty insurance Industry history Product structure and risk factors Advantages of mortgage insurance Process
American International Group, Inc.
Financial Supplement First Quarter 2012 This report should be read in conjunction with AIG s Report on Form 10-Q for the quarter ended March 31, 2012 filed with the Securities and Exchange Commission.
What Are the Roles and Responsibilities of a Captive Manager?
Captive Management: What Are the Roles and Responsibilities of a Captive Manager? WWW.CHICAGOLANDRISKFORUM.ORG What Is a Captive Insurance Company? A captive is A separate legal entity created or used
Your Global Partner in International Private Medical Insurance. Expatriate Care Playbook
Your Global Partner in International Private Medical Insurance Expatriate Care Playbook AT A GLANCE 95+ Years in operation 90M Clients served by AIG companies 99.6% Fortune 500 companies AIG serves ~65,000
Achieving Cyber Resilience. By Garin Pace, Anthony Shapella and Greg Vernaci
Achieving Cyber Resilience By Garin Pace, Anthony Shapella and Greg Vernaci Cyber security has become the single most important risk to company Boards of Directors around the world. This is not a surprise
Primary Casualty Claims Advantages
Primary Casualty Claims Advantages Results Focused Professionals A highly experienced claims team with decades of experience drives better outcomes. Built on years of experience, AIG has developed an unparalleled
AN INTRODUCTION TO PACIFIC LIFE THE VALUES THAT DEFINE US
AN INTRODUCTION TO PACIFIC LIFE THE VALUES THAT DEFINE US PEOPLE ACCOUNTABILITY CUSTOMER FOCUS INTEGRITY FINANCIAL STRENGTH INNOVATION COMMUNITY 2013 FINANCIAL SUMMARY Pacific Mutual Holding Company DOLLARS
American International Group, Inc.
American International Group, Inc. Conference Call Presentation Third Quarter 2015 November 3, 2015 Cautionary Statement Regarding Forward Looking Information This document and the remarks made within
Addressing a Corporate Structure Issue
Addressing a Corporate Structure Issue BLENDED STRUCTURE Industry Manufacturing Motivation A manufacturer of safety products believed it had adequate insurance and cash flow to cover its silica claims,
METLIFE EMPLOYEE BENEFITS PROVIDING CERTAINTY FOR EMPLOYEES
METLIFE EMPLOYEE BENEFITS PROVIDING CERTAINTY FOR EMPLOYEES 3 IN AN UNCERTAIN ECONOMIC ENVIRONMENT, PROVIDING CERTAINTY FOR EMPLOYEES IS ESSENTIAL Employees are an organisation s most valuable asset.
American International Group, Inc. Financial Supplement Fourth Quarter 2005
Financial Supplement Fourth Quarter 2005 This report should be read in conjunction with AIG's Annual Report on Form 10-K for the year ended December 31, 2005 filed with the Securities and Exchange Commission.
Get to know Transamerica
Get to know Transamerica We know that each of your clients is unique in his or her need for insurance protection. Some may have young families and a mortgage, while others may be single parents who dream
American International Group, Inc.
Financial Supplement Fourth Quarter 2013 All financial information in this document is unaudited. This report should be read in conjunction with AIG s Annual Report on Form 10-K for the year ended December
Notes to the consolidated financial statements continued
195 plc 4 Segmental information The Group s results can be segmented, either by activity or by geography. Our primary reporting format is on regional reporting lines, with supplementary information given
Transamerica Layered Insurance Strategy. It doesn t matter where your story begins
Transamerica Layered Insurance Strategy It doesn t matter where your story begins it only matters where you re going. Imagine your life if things never changed. If everything stayed exactly as it is today.
Financial Markets, Lessors and Impacts on Aerospace Finance
Financial Markets, Lessors and Impacts on Aerospace Finance Presentation to ITA Conference 2009 Nick Pastushan Chief Investment Officer Transportation Finance CIT September 15, 2009 CIT Commercial Segments
Standard & Poor's: ClassicDirect
Page 1 of 6 Company Article FSR: A+/Watch Dev/-- FSR Last Reviewed: 17-Sep-08 United States CCR: A+/Watch Dev/-- CCR Last Reviewed: 17-Sep-08 Sector: Life Insurance Publication date: 17-Sep-2008 Contact(s):
Q2 and Half-Year 2010 Results
Q2 and Half-Year 2010 Results July 27, 2010 27.07.2010 1 Key financials in billions of Q2 2009 Q2 2010 Revenue 19.6 25.1 EBIT Net profit (loss) Earnings (loss) per share (in ) (1.0) (1.1) (0.99) 2.1 1.3
70% of the world is covered by water,
70% of the world is covered by water, the rest is covered by clements. Global broker NetworK ProsPectUS Global Broker Network About the Network: Clements Worldwide, the leading provider of insurance solutions
You Don t Have To Go To Strangers For All Your Insurance & Financial Services
Financial & Insurance Services... The Credit Union Way MARCH 2010 1-888-439-0770 Email: [email protected] You Don t Have To Go To Strangers For All Your Insurance & Financial Services YOU CAN NOW GO TO
Global Client Group The Gateway to AWM
Global Client Group The Gateway to AWM January 2013 For professional investors only Content 1 2 3 Deutsche Bank and Asset Global Client Group Our product and service offering 1 Deutsche Bank A global partner
Market comparison: sales and distribution of travel insurance and the growth of bancassurance
Market comparison: sales and distribution of travel insurance and the growth of bancassurance Simon Tottman 20th June 2012 Finaccord Ltd., 2012 Web: www.finaccord.com, E-mail: [email protected] 1 Introduction
Imagine Your Future Set YourGoals Chart Your Course. The Importance of Financial Planning
Imagine Your Future Set YourGoals Chart Your Course The Importance of Financial Planning Ask yourself these questions: Financial Planning Provides Direction and Discipline It s important to know where
Highlights of 1H FY2015 Results. November 18, 2015
Highlights of 1H FY2015 Results November 18, 2015 Table of Contents 1. Trend of business results 3. Domestic life insurance Summary of 1H FY2015 results 3 Overview of 1H FY2015 results Himawari Life 27
Financial Results for the First Quarter Ended June 30, 2014
July 28, 2014 Company name : Nissan Motor Co., Ltd. Code no : 7201 (URL http://www.nissan-global.com/en/ir/) Representative : Carlos Ghosn, President Contact person : Joji
GE: Positioned for Growth*
GE Capital GE: Positioned for Growth* GE Energy Infra $37.5B GE Tech Infra $37.9B GE Capital $47.0B Energy Healthcare $16.9B Oil & Gas Aviation $17.6B Home & Business Solutions, Media $25.5B Power & Water
GLOBAL PROPERTY. Energy and Engineered Risk START
PROPERTY and Engineered Risk START Oil Rig About AIG s division brings sophisticated and extensive capabilities to our clients risk management programs. AIG s unrivalled worldwide network provides a superior
Guide to Reformatted Quarterly Financial Data Supplement
Guide to Reformatted Quarterly Financial Data Supplement This guide to the reformatted quarterly financial data supplement is intended to highlight the key changes to the supplement and is not a comprehensive
Overview Brochure. AIG Benefit Solutions. Providing insurance solutions to meet the diverse needs of our customers
Overview Brochure AIG Benefit Solutions Providing insurance solutions to meet the diverse needs of our customers Comprehensive Insurance Solutions AIG Benefit Solutions offers comprehensive insurance solutions
About Standard Chartered
About Standard Chartered Standard Chartered PLC, listed on both London and Hong Kong stock exchanges, ranks among the top 25 companies in the FTSE-100 by market capitalisation. The London-headquartered
DILUTED EPS $1.04, UP BY MORE THAN 50% FROM $0.68
FOR IMMEDIATE RELEASE Citigroup Reports Record Core Income for the First Quarter First Quarter Core Income Rises 49% to $3.6 Billion from $2.4 Billion Revenues up 19% to $17.5 Billion from $14.7 Billion
Training. 2015 Pilot & Technician Outlook. 2015 Pilot & Technician Outlook 1
2015 Pilot & Technician Outlook 1 Pilot & Technician Outlook As global economies expand and airlines take delivery of tens of thousands of new commercial jetliners over the next 20 years, there is and
Protecting Your Loved Ones Every Step of the Way
Protecting Your Loved Ones Every Step of the Way Gerber Life Insurance Company Gerber Life Insurance Company, White Plains, NY 10605 5/10/2011 Gerber Life Insurance Company is a financially separate affiliate
Financial Planning Growing a better future
To make an appointment with a Financial Planner: Go to hsbc.com.au/financialplanning Visit in branch Call 1300 308 008 All testimonials listed in this brochure are sourced from Sue, an HSBC financial planning
Training. 2014 Pilot & Technician Outlook. 2014 Pilot & Technician Outlook 1
2014 Pilot & Technician Outlook 2014 Pilot & Technician Outlook 1 Pilot & Technician Outlook As global economies expand and airlines take delivery of tens of thousands of new commercial jetliners over
www.gmt-aviation.com
www.gmt-aviation.com About GMT Global Republic Aviation Closing complex aircraft transactions is what we do best. Sellers of commercial aircraft enjoy working with GMT Global Republic Aviation because
Climate Change: A Call for Weatherproofing the Insurance Industry
Climate Change: A Call for Weatherproofing the Insurance Industry A Call for Weatherproofing the Insurance Industry While Hurricane Sandy reminded everyone that weather variability and extremes have always
Morningstar is shareholders in
Media Contact: Andy Seunghye Jung, +82 2 3771 0730 or [email protected] FOR IMMEDIATE RELEASE Morningstar A Grade Announces Findings from Fourth Global Fund Investor Experience Report; Korea Scores
J.P. Morgan Global High Yield & Leveraged Finance Conference. February 26, 2014
J.P. Morgan Global High Yield & Leveraged Finance Conference February 26, 2014 Forward-Looking Statements Certain items in this presentation and other information we provide from time to time, may constitute
I. World trade developments
I. World trade developments World merchandise exports stagnated in value terms in 2012 while exports of commercial services increased by 2 per cent. Key developments in 2012: a snapshot Trade data List
Over 60,000 people helping customers manage risk in more than 170 countries.
Zurich at a Glance Over 60,000 people helping customers manage risk in more than 170 countries. Zurich at a Glance 1 Since 1872 We ve been in the business of insurance. Reaching out from our home market
The Art of Taxation for Multinational Insurance Programs LGL008
The Art of Taxation for Multinational Insurance Programs LGL008 Speakers: Peter Paternostro, Senior Vice President & Tax Counsel, Multinational, AIG Erin Scott, Vice President, Global & Enterprise Risk
ACE GPS. Navigating the World With You
ACE GPS SM Navigating the World With You ACE Group delivers client-focused solutions to multinational companies through our ACE GPS SM global platform. Introducing ACE Global Program Solutions (ACE GPS
Assurant Supplemental Coverage
TEXAS Assurant Supplemental Coverage Plans that pay cash benefits right to you Time Insurance Company Assurant Health is the brand name for products underwritten and issued by Time Insurance Company. Cash
FY2014 Consolidated Financial Results
May 13, 2015 Company name : Nissan Motor Co., Ltd. Code no : 7201 (URL http://www.nissan-global.com/en/ir/) Representative : Carlos Ghosn, President Contact person : Joji
Corporate Jet & Helicopter Finance Asia 2013
Corporate Jet & Helicopter Finance Asia 2013 State of the market: Where are we now and which way is the market going? 25 th June 2013 Agenda 1. The Global UHNW Population 2. UHNWIs in Asia 3. The Chinese
33/F New York Life Tower, Windsor House, 311 Gloucester Road, Causeway Bay, HK
New York Life Insurance Worldwide Ltd. 33/F New York Life Tower, Windsor House, 311 Gloucester Road, Causeway Bay, HK For Immediate Release Contact: Donna M.Y. Au, Corporate Marketing Department New York
The Canada Life Assurance Company ANNUAL REPORT
The Canada Life Assurance Company 2007 ANNUAL REPORT CAUTIONARY NOTE REGARDING FORWARD-LOOKING INFORMATION This report contains some forward-looking statements about the Company, including its business
Directors & Officers Liability Insurance Financial Institutions
AIG CorporateGuard SEC Schedule Directors & Officers Liability Insurance Financial Institutions Policy Number 1 Policyholder 2 Registered Address 3 Policy Period From: Inception Date To: Expiry Date 00.01
Insurance Terms. COMMON TERMS... 3 About Best s Credit Ratings... 3 Agent... 3
Insurance Terms To look up the definitions of commonly used insurance terms click on the term below to move to that section of the document. We hope that you find this information helpful. Our comprehensive
CyberEdge. End-to-End Cyber Risk Management Solutions
CyberEdge End-to-End Cyber Risk Management Solutions In a rapidly changing landscape, CyberEdge provides clients with an end-to-end risk management solution to stay ahead of the curve of cyber risk. CyberEdge
WHO IS HD VEST? SUPPORTING ADVISORS WHO SUPPORT YOU
WHO IS HD VEST? SUPPORTING ADVISORS WHO SUPPORT YOU HD VEST A QUIET BRAND WITH A BIG PRESENCE For the last 30 years of our firm s history, our sole purpose has been to support independent Advisors providing
International Corporate Sales
International Corporate Sales Worldwide availability. International Framework Agreement (IFA). One partner, plenty of advantages. Your company stands to benefit internationally from an International Framework
The Future of Flight Training in New Zealand
Media Release - SPEECH 6 July 2011 FOR IMMEDIATE RELEASE This speech was given by Ian Calvert, CEO of CTC Aviation Training (NZ) Limited at the New Zealand Aviation Industry Association (AIA) Conference
2013 WFE Market Highlights
28 January 214 213 WFE Market Highlights For the second consecutive year, equity markets experienced a relatively good performance in 213. Indeed, the global market capitalization of WFE members increased
W. R. Berkley Corporation Reports Record Net Income of $545 Million for 2005; Fourth Quarter 2005 Net Income Up 44% to $167 Million
W. R. Berkley Corporation Reports Record Net Income of $545 Million for 2005; Fourth Quarter 2005 Net Income Up 44% to $167 Million GREENWICH, Conn.--(BUSINESS WIRE)--Feb. 13, 2006--W. R. Berkley Corporation
CyberEdge. End-to-End Cyber Risk Management Solutions
CyberEdge End-to-End Cyber Risk Management Solutions In a rapidly changing landscape, CyberEdge provides clients with an end-to-end risk management solution to stay ahead of the curve of cyber risk. CyberEdge
LEASING AND LENDING SOLUTIONS FOR PRIVATE AIRCRAFT
LEASING AND LENDING SOLUTIONS FOR PRIVATE AIRCRAFT Put our financing expertise to work for you To learn more about Global Jet Capital s unique portfolio of financial products and services and to request
Term Insurance. Let your loved ones dreams come true
Term Insurance Let your loved ones dreams come true Term Insurance Let your loved ones dreams come true Since no one can predict what the future holds, it is vital that we plan for all eventualities. Now,
