>Business performance in the first six months of Arno Walter, CEO Holger Hohrein, CFO Frankfurt/Main, 23 July 2015

Size: px
Start display at page:

Download ">Business performance in the first six months of 2015. Arno Walter, CEO Holger Hohrein, CFO Frankfurt/Main, 23 July 2015"

Transcription

1 >Business performance in the first six months of Arno Walter, CEO Holger Hohrein, CFO Frankfurt/Main, 23 July

2 >Strong first half of the year Strong securities business pushes up profit Pre-tax profit of 50.2m Record earnings: 190.3m Administrative expenses of 140.1m Dynamic growth in customers, accounts and assets 2.9m customers with 64.6bn in assets B2C: 47 thousand more current accounts, 30 thousand more custody accounts 2bn net fund inflows in the group Progress in strategic priorities Broad-based growth: current account with lifetime satisfaction guarantee and VideoIdent/MobileIdent Brokerage: new CFD trading portal and peer-to-peer trading tool Online asset accumulation: Bessere Geldanlage and co-initiator of the Pro Aktie campaign 2

3 Profitability Strong interim profit Record earnings Further investment in growth 3 3

4 >Profit over 50m in million, comdirect group Pre-tax profit Earnings H1/14: H2/14: H1/15: B2C Administrative expenses B2C B2C 2014 Q3 Q4 Q Q3 Q4 Q1 4

5 >7.4m trades in the first six months in million, comdirect group Earnings Net commission income H1/14: H2/14: H1/15: B2C Net interest income (after loan loss provisions) B2C Other income 2014 Orders* 2.4 B2C (m) Avg. 3M 0.30 EURIBOR (%) * Executed orders Q Q Q Q Q Q

6 > with fall in other administrative expenses in million, comdirect group Administrative expenses H1/14: H2/14: H1/15: Personnel expenses Other administrative expenses B2C Depreciation Q3 Q4 Q Q3 Q4 Q1 6

7 > profit target: over 80m in million, comdirect group Pre-tax profit profit target: > 80m H1/ Operating ROE (%) After-tax profit Earnings per share ( ) Dividend per share ( ) Dividend yield (%)* TSR (%)** Exceptional effect of tax refunds * Based on the respective closing quotation at year-end; ** Sum of the share price increase and dividend in relation to the share price as at the end of the previous year period 7

8 Growth B2C: growth in current and custody accounts Around 65bn in assets Net fund inflows of 2bn 8 8

9 > B2C: growth driven by current and custody accounts in thousands Customers Current accounts 2,631 2,755 2,825 2,892 2, ,043 1,159 1, ,038 1, Custody accounts 1,683 1,702 1,697 1,717 1,740 B2C 1,632 1,717 1,824 1,909 1, B2C H H1 9

10 >Around 65bn in assets in billion Assets under custody Portfolio volume B2C B2C H1 Deposit volume B2C DAX* 5,898 7,612 9,552 9,806 10, H1 * Index at year-end/end of quarter 10

11 > Net fund inflows remain positive Assets under custody in billion, comdirect group Net fund inflows in million, comdirect group H1/15: 2.0bn, deposit volume net portfolio volume bn Market price effects 1,7 2, Q3 Q4 Q1 H B2C 11

12 Strategy and outlook Growth strategy ongoing Further developments of strategic priorities 12 12

13 > Increase current account market share Lifetime satisfaction guarantee VideoIdent and MobileIdent Unblock your account and continue using it without any delay Nearly 50 thousand new accounts in H1/ Fully integrated into comdirect processes 13

14 > Market leader in online brokerage New CFD portal CFD share of B2C trades approx. ~ 25 % 14 Peer-to-peer trades

15 > Leading provider of online asset accumulation Bessere Geldanlage ( Better Investment ) Pro Aktie campaign State-of-the-art online tool Boosting the image of stocks and shares Over customers already 15

16 Excellent first six months > Healthy profit in the first half of the year: 50.2m > Record earnings: 190.3m > 2.9m customers with 64.6bn in assets > Progress with main strategic priorities 16

17 17 NOTES

18 > Income statement in accordance with IFRS in thousand H H1 Interest income 99,157 84,329 Interest expenses 27,906 14,942 Net interest income before provisions for possible loan losses 71,251 69,387 Provisions for possible loan losses Net interest income after provisions for possible loan losses 71,759 68,950 Commission income 164, ,129 Commission expenses 68,901 80,014 Net commission income 95, ,115 Trading result and result from hedge accounting Result from financial investments 2,671 3,735 Administrative expenses 131, ,052 - Personnel expenses 37,055 39,850 - Other administrative expenses 85,538 92,243 - Depreciation 8,943 7,959 Other operating result 5,441 1,330 Pre-tax profit 43,728 50,201 Taxes on income 11,359 13,435 Net profit 32,369 36,766 18

19 > Consolidated statement of fin. position in accord. with IFRS in million Assets Liabilities and equity Other assets Cash reserve 16, ,233 15, , , Other liabilities Financial investments 3,454 3, Provisions Claims on customers ,455 15,813 Liabilities to customers Claims on banks 11,531 11, Equity H H1 19

20 > comdirect share Shareholder structure (%) Price per share (XETRA/ ) AS OF: Free float Commerzbank Q3 Q Q1 15 ISIN: Stock exchange segment: Index: Reuters/Bloomberg abbrev.: DE Prime Standard SDAX CDBG.DE/COM GR Closing price: Market capitalisation: ,299m Outstanding shares: 141,220,815 Avg. daily turnover H1/ (units) - XETRA: - Frankfurt: 49,075 4,092 20

21 > comdirect share performance total return = 100% AS OF: comdirect Aktie Total Return Index DAXsector financial services Performance Index DAX SDAX 21

22 > Financial calendar > 27 Jan Press/analysts conference, Frankfurt/Main > 25 Mar Annual report 2014 > 28 Apr Quarterly report > 7 May Annual general meeting, Hamburg > 23 July Half-year report > 22 Oct Nine-month report 22

23 > Investor Relations For further information, please contact: Dr André Martens Tel +49 (0) 4106 / andre.martens@comdirect.de Tobias Vossberg Tel +49 (0) 4106 / tobias.vossberg@comdirect.de Stefanie Wallis Tel +49 (0) 4106 / stefanie.wallis@comdirect.de 23

>Business performance in the first nine months of 2015. Arno Walter, CEO Holger Hohrein, CFO Frankfurt/Main, 22 October 2015

>Business performance in the first nine months of 2015. Arno Walter, CEO Holger Hohrein, CFO Frankfurt/Main, 22 October 2015 >Business performance in the first nine months of Arno Walter, CEO Holger Hohrein, CFO Frankfurt/Main, 22 October > Impressive nine months Increase in profit following strong B2C trading Profit over 10m

More information

>Analysts conference. Dr. Thorsten Reitmeyer, CEO Holger Hohrein, CFO Frankfurt/Main, 19 February 2014. Figures unaudited

>Analysts conference. Dr. Thorsten Reitmeyer, CEO Holger Hohrein, CFO Frankfurt/Main, 19 February 2014. Figures unaudited >Analysts conference Dr. Thorsten Reitmeyer, CEO Holger Hohrein, CFO Frankfurt/Main, 19 February 2014 Figures unaudited >Very successful year 2013 Very good result due to strong earnings base Pre-tax profit

More information

>Business development in the first nine months of 2011

>Business development in the first nine months of 2011 >Business development in the first nine months of 20 Dr. Christian Diekmann, CFO Frankfurt/Main, 27 October 20 > After nine months: comdirect still on course for record results Profitability Best nine-month

More information

>Analysts conference. Dr. Andre Carls, CEO Karin Katerbau, CFO. Frankfurt/Main, 14 February 2006

>Analysts conference. Dr. Andre Carls, CEO Karin Katerbau, CFO. Frankfurt/Main, 14 February 2006 >Analysts conference Dr. Andre Carls, CEO Karin Katerbau, CFO Frankfurt/Main, 14 February 2006 > Agenda comvalue taking effect Convincing growth programme record results Offering and sales expanded More

More information

One-to-one bank for the modern investor comdirect bank WestLB German Mid & Small Cap Conference London, 19 May 2004

One-to-one bank for the modern investor comdirect bank WestLB German Mid & Small Cap Conference London, 19 May 2004 One-to-one bank for the modern investor comdirect bank WestLB German Mid & Small Cap Conference London, 19 May 2004 Dr. Achim Kassow, CEO Agenda Performance After the bubble: record result and first dividend

More information

> Quarterly report 2007

> Quarterly report 2007 Quartalsbericht 2007 > Quarterly report 2007 Strong start: earnings at record levels significantly propelled growth 3 > Key figures of comdirect bank group 1 st quarter 2007 2006 Change in % Customer figures

More information

> comdirect bank AG Half-year report 2015

> comdirect bank AG Half-year report 2015 > comdirect bank AG Half-year report 2015 > Key figures of comdirect group 2015 2014 Change in % Customers, assets under custody and key products 30.6. 31.12. comdirect group* Customers number 2,920,467

More information

Half-year Report 2003

Half-year Report 2003 Half-year Report 2003 www.comdirect.de Key figures of comdirect bank group 30 June 2003 30 June 2002 Customer figures Total customers 612,472 630,067 Direct brokerage customers 586,949 600,542 Business

More information

How To Understand Comdirect Group'S Financial Results

How To Understand Comdirect Group'S Financial Results > comdirect bank AG Nine-month report 2015 > Key figures of comdirect group 2015 2014 Change in % Customers, assets under custody and key products 30.9. 31.12. comdirect group* Customers number 2,953,136

More information

> comdirect bank AG Half-year report 2014

> comdirect bank AG Half-year report 2014 > comdirect bank AG Half-year report 2014 > Key figures of comdirect group 2014 2013 Change in % Customers, assets under custody and key products 30.6. 31.12. comdirect group* Customers number 2,831,412

More information

> Nine-month report 2012. Sights set firmly on growth and result

> Nine-month report 2012. Sights set firmly on growth and result > Nine-month report 2012 Sights set firmly on growth and result > Key figures of comdirect group 2012 2011 Change in % Customers, assets under custody and key products 30.9. 31.12. comdirect group* Customers

More information

Q3/2010 Interim report as of September 30, 2010

Q3/2010 Interim report as of September 30, 2010 Q3/2010 Interim report as of September 30, 2010 Overview of key figures 01.01.-30.09.2010 01.01.-30.09.2009 Change in % Net fee and commission income EUR million 25,89 27,03-4,2 Net trading income EUR

More information

Interim report as at 30 September 2015

Interim report as at 30 September 2015 Interim report as at 30 September 2015 Fielmann improves unit sales, revenue and profit Specialists of tomorrow: 3,000 apprentices Fielmann creates 500 new jobs Fielmann Aktiengesellschaft Group interim

More information

DVB Bank posts reasonable consolidated net income before taxes for the first quarter of 2016

DVB Bank posts reasonable consolidated net income before taxes for the first quarter of 2016 DVB Bank posts reasonable consolidated net income before taxes for the first quarter of 2016 Frankfurt/Main, 12 May 2016 During the first three months of 2016, DVB Bank SE (ISIN DE0008045501) generated

More information

20 May 2015 OpenLimit Holding AG. FIRST BERLIN Equity Research

20 May 2015 OpenLimit Holding AG. FIRST BERLIN Equity Research FIRST ERLIN Equity Research RATING Switzerland / Software Primary exchange: Frankfurt Q1 figures PRICE TARGET 1.10 loomberg: O5H GR Return Potential 37.3% ISIN: CH0022237009 Risk Rating High STRONG SALES

More information

Commerzbank: Operating profit more than doubled to EUR 685 m in the first quarter of 2015

Commerzbank: Operating profit more than doubled to EUR 685 m in the first quarter of 2015 Press release For business desks 7 May 2015 Commerzbank: Operating profit more than doubled to EUR 685 m in the first quarter of 2015 Revenues before loan loss provisions in the Group increased year-on-year

More information

Overview of key figures

Overview of key figures Quarterly report for the 1 st Quarter 2010 Overview of key figures 01.01.- 01.01.- Change 31.03.2010 31.03.2009 in % Net fee and commission income in EUR 9.87 8.58 15.0 Net trading income in EUR 16.96

More information

TLG IMMOBILIEN AG H1 2015 Results August 2015

TLG IMMOBILIEN AG H1 2015 Results August 2015 TLG IMMOBILIEN AG H1 2015 Results August 2015 Disclaimer This presentation includes statements, estimates, opinions and projections with respect to anticipated future performance of TLG IMMOBILIEN ("Forward-Looking

More information

TO OUR SHAREHOLDERS PROFITABLE GROWTH COURSE INTERNATIONALIZATION FURTHER EXTENDED US MARKET IN FOCUS

TO OUR SHAREHOLDERS PROFITABLE GROWTH COURSE INTERNATIONALIZATION FURTHER EXTENDED US MARKET IN FOCUS QUARTERLY STATEMENT AS OF MARCH 31, 2015 TO OUR SHAREHOLDERS Patrik Heider, Spokesman of the Executive Board and CFOO The Nemetschek Group has made a dynamic start in the 2015 financial year and continues

More information

CONFERENCE CALL. FY2013 Preliminary Results 21.03.2014

CONFERENCE CALL. FY2013 Preliminary Results 21.03.2014 CONFERENCE CALL FY2013 Preliminary Results 21.03.2014 FY 2013 COMPANY Highlights 2013 May Increase of the shareholdings to 100% in Altmarkt-Galerie Dresden as of 1 May 2013 67% were already owned by DES

More information

TO OUR SHAREHOLDERS DYNAMIC FIRST HALF YEAR

TO OUR SHAREHOLDERS DYNAMIC FIRST HALF YEAR HALF YEAR REPORT AS OF JUNE 30, 2015 TO OUR SHAREHOLDERS Patrik Heider, Spokesman of the Executive Board and CFOO The Nemetschek Group maintained its dynamic development from the first quarter of 2015

More information

> Key figures of comdirect bank group

> Key figures of comdirect bank group 0:42 1:02 2:17 3:30 4:57 6:00 6:50 7:42 8:57 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII

More information

GERRY WEBER International AG Report on the first three months of 2005/2006 Report on the three-month period ended January 31, 2006 ISIN: DE0003304101

GERRY WEBER International AG Report on the first three months of 2005/2006 Report on the three-month period ended January 31, 2006 ISIN: DE0003304101 GERRY WEBER International AG Report on the first three months of 2005/2006 Report on the three-month period ended January 31, 2006 ISIN: DE0003304101 The GERRY WEBER share Building on its excellent price

More information

Automatic Data Processing, Inc. and Subsidiaries Consolidated Statements of Earnings (In millions, except per share amounts) (Unaudited)

Automatic Data Processing, Inc. and Subsidiaries Consolidated Statements of Earnings (In millions, except per share amounts) (Unaudited) Automatic Data Processing, Inc. and Subsidiaries Consolidated Statements of Earnings (In millions, except per share amounts) (Unaudited) 2006 (B) 2005 (C) 2006 (B) 2005 (C) Revenues, other than interest

More information

2013 HALF YEAR REPORT AS OF JUNE 30

2013 HALF YEAR REPORT AS OF JUNE 30 2013 HALF YEAR REPORT AS OF JUNE 30 To our shareholders Tanja Tamara Dreilich, Executive Board Dear shareholders, ladies and gentlemen, In the second quarter we were able to continue the solid development

More information

Liquidity and Funding Resources

Liquidity and Funding Resources 112 Allianz Group Annual Report Liquidity and Funding Resources Organization The liquidity management of the Allianz Group is based on policies and guidelines approved by the Board of Management of Allianz

More information

Interim report as at 31 March 2015

Interim report as at 31 March 2015 Interim report as at 31 March 2015 Increase of unit sales, revenue and profit Dividend raises to 1.60 per share Fielmann expects continuation of positive business performance Fielmann Aktiengesellschaft

More information

> comdirect bank AG Financial Report 2013

> comdirect bank AG Financial Report 2013 > comdirect bank AG Financial Report 2013 2 > Key figures of comdirect group 2013 2012 Change in % Customers, assets under custody and key products 31.12. 31.12. comdirect group* Customers number 2,825,067

More information

Travel24.com AG. Quarterly Report Q1 2015

Travel24.com AG. Quarterly Report Q1 2015 Travel24.com AG Quarterly Report Q1 2015 2 Selected Key Group Data January 1 - March 31 Change In thousands of euro 2015 2014 % Revenue 4,494 7,810-42 % EBIT 806 1,231-35 % Net profit 66 518-87 % Earnings

More information

Commerzbank: Operating profit improved after nine months of 2015 to EUR 1.5 bn CET 1 ratio increased to 10.8%

Commerzbank: Operating profit improved after nine months of 2015 to EUR 1.5 bn CET 1 ratio increased to 10.8% IR release 2 November 2015 Commerzbank: Operating profit improved after nine months of 2015 to EUR 1.5 bn CET 1 ratio increased to 10.8% Operating profit in Group in third quarter at EUR 429 m (Q3 2014:

More information

2 September 2015 YOC AG. FIRST BERLIN Equity Research

2 September 2015 YOC AG. FIRST BERLIN Equity Research FIRST ERLIN Equity Research RATING Germany / Advertising Primary exchange: Frankfurt, Xetra Q2/15 Results PRICE TARGET 2.80 loomberg: YOC GR Return Potential 29.6% ISIN: DE0005932735 Risk Rating High SALES

More information

Interim report as at 30 September 2014

Interim report as at 30 September 2014 Interim report as at 30 September 2014 Fielmann increases unit sales, revenue and profit Result registers significant growth in the 3 rd quarter of 2014 Fielmann trains more than 2,900 opticians Fielmann

More information

Interim report as at 31 March 2014. Unit sales, revenue and profit increase Dividend increases to 2.90 per share Stock split ratio of two-for-one

Interim report as at 31 March 2014. Unit sales, revenue and profit increase Dividend increases to 2.90 per share Stock split ratio of two-for-one Interim report as at 31 March 2014 Unit sales, revenue and profit increase Dividend increases to 2.90 per share Stock split ratio of two-for-one Fielmann Aktiengesellschaft Group interim report as at 31

More information

Figures Facts Targets. Overview Commerzbank Group

Figures Facts Targets. Overview Commerzbank Group Figures Facts Targets Overview Commerzbank Group Taking into account the changed market environment, Commerzbank has set up its new strategic agenda at Investors Day 2012 Main drivers of change to the

More information

Commerzbank: Strategy successful net profit of over 1 billion euros and dividend

Commerzbank: Strategy successful net profit of over 1 billion euros and dividend IR release 12 February 2016 Commerzbank: Strategy successful net profit of over 1 billion euros and dividend Operating profit in 2015 more than doubled to EUR 1,909 m (2014: EUR 689 m) Operating profit

More information

Overview of the key figures for the first half of the year

Overview of the key figures for the first half of the year Half-Year Report 2015 Q2 Revenues increase in the first half of the year by 23% EBIT increased by 1.5 million euros compared to the previous year Order book is growing Overall annual forecast remains unchanged

More information

Highlights of 1H FY2015 Results. November 18, 2015

Highlights of 1H FY2015 Results. November 18, 2015 Highlights of 1H FY2015 Results November 18, 2015 Table of Contents 1. Trend of business results 3. Domestic life insurance Summary of 1H FY2015 results 3 Overview of 1H FY2015 results Himawari Life 27

More information

Real Estate Tax Strategies - 2009

Real Estate Tax Strategies - 2009 TAG Immobilien AG February 2010/Q1-Q3 2009 TAG I 1 Content I. Group overview Investment case/ Structure Highlights Q3 page 3-6 II. Portfolio page 7-12 Residential Commercial Vacancy rates Q4/2009 III.

More information

XING #1 Professional Social Network In German Speaking Europe

XING #1 Professional Social Network In German Speaking Europe XING #1 Professional Social Network In German Speaking Europe Q1 results May 6, 2014 Dr. Thomas Vollmoeller (CEO ) & Ingo Chu (CFO) Executive Summary Accelerating organic top-line growth of 16% Strongest

More information

Interim Statements Three-Month Results

Interim Statements Three-Month Results Interim Statements Three-Month Results 2015 Substantial events and deals 2 DVB Bank posts strong results for the first quarter of 2015 DVB more than doubled consolidated net income, from 33.9 million to

More information

Company presentation. bet-at-home.com AG May 2016

Company presentation. bet-at-home.com AG May 2016 Company presentation bet-at-home.com AG May 2016 bet-at-home.com is a Europe-wide leading online gaming provider with offices in Austria, Germany, Malta and Gibraltar a listed company with 284 employees

More information

Quarterly Report 2016. January 1 March 31

Quarterly Report 2016. January 1 March 31 Quarterly Report 2016 January 1 March 31 Key Figures in million 3M / 2016 3M / 2015 Change Business development Order entry 30.1 28.5 5.6% Order backlog as of March 31 118.8 78.8 50.8% Total sales 27.6

More information

Interim Report for the period 1 January 31 March 2015

Interim Report for the period 1 January 31 March 2015 Interim Report for the period 1 January 31 March 2015 ALL FIGURES IN THIS REPORT ARE EXPRESSED IN SEK, UNLESS STATED OTHERWISE. FIGURES IN PARENTHESES REFER TO THE CORRESPONDING FIGURES FOR THE PREVIOUS

More information

Sydbank s preliminary announcement of 2006 annual results

Sydbank s preliminary announcement of 2006 annual results Copenhagen Stock Exchange London Stock Exchange Bourse de Luxembourg Other stakeholders Stock Exchange Announcement No 01/07 Group Executive Management Peberlyk 4 PO Box 1038 DK-6200 Aabenraa Tel +45 74

More information

Consolidated Financial Summary under IFRS for the fiscal year ending March 31, 2015 (April 1, 2014 - March 31, 2015)

Consolidated Financial Summary under IFRS for the fiscal year ending March 31, 2015 (April 1, 2014 - March 31, 2015) Monex Group, Inc. Consolidated Financial Summary under IFRS for the fiscal year 2015 (April 1, 2014 - March 31, 2015) This is an English translation of Japanese report of the consolidated financial summary

More information

22 December 2015 YOC AG. FIRST BERLIN Equity Research

22 December 2015 YOC AG. FIRST BERLIN Equity Research FIRST ERLIN Equity Research RATING Germany / Advertising Primary exchange: Frankfurt, Xetra 9M/15 Results PRICE TARGET 3.00 loomberg: YOC GR Return Potential 53.3% ISIN: DE0005932735 Risk Rating High Q3

More information

Financial Statement and Cash Flow Analysis

Financial Statement and Cash Flow Analysis Chapter 2 Financial Statement and Cash Flow Analysis Answers to Concept Review Questions 1. What role do the FASB and SEC play with regard to GAAP? The FASB is a nongovernmental, professional standards

More information

THE SHARE. Share price performance in 2015 (indexed) 30 Deutsche Wohnen AG ANNUAL REPORT 2015. Deutsche Wohnen 1) EPRA Europe EPRA Germany MDAX.

THE SHARE. Share price performance in 2015 (indexed) 30 Deutsche Wohnen AG ANNUAL REPORT 2015. Deutsche Wohnen 1) EPRA Europe EPRA Germany MDAX. 30 Deutsche Wohnen AG ANNUAL REPORT 2015 THE SHARE Share price performance in 2015 (indexed) in % 140 130 120 110 100 90 Jan. Febr. March April May June July Aug. Sept. Oct. Nov. Dec. Deutsche Wohnen EPRA

More information

November 2014. mybet Holding SE. Corporate presentation November 20141

November 2014. mybet Holding SE. Corporate presentation November 20141 November 2014 mybet Holding SE Corporate presentation November 20141 Contents mybet at a glance Business figures 2014 milestones German sports betting licence WestLotto case Success factors Outlook Shares

More information

Investment Property - Exchange Shares 2007

Investment Property - Exchange Shares 2007 Key Group Data Letter from the Executive Board 2007 2008 3 million 01.01.-31.03. 2008 01.01.-31.03. 2007 Change Dear Shareholders, Ladies and Gentlemen, Revenue 26.9 22.6 19 % EBIT 22.5 18.7 20 % Net finance

More information

Quarterly Report II/2004

Quarterly Report II/2004 Quarterly Report II/ Foreword Group management report Dear Shareholders, Result of operations Stagnating share prices and declining trading volumes dominated the German stock exchanges in Q2. The hike

More information

October 21, 2015 MEDIA & INVESTOR CONTACT Heather Worley, 214.932.6646 heather.worley@texascapitalbank.com

October 21, 2015 MEDIA & INVESTOR CONTACT Heather Worley, 214.932.6646 heather.worley@texascapitalbank.com October 21, 2015 MEDIA & INVESTOR CONTACT Heather Worley, 214.932.6646 heather.worley@texascapitalbank.com TEXAS CAPITAL BANCSHARES, INC. ANNOUNCES OPERATING RESULTS FOR Q3 2015 DALLAS - October 21, 2015

More information

price target of 7.40. We reiterate our Buy rating. Figure 1: Reported figures versus forecasts Source: First Berlin Equity Research, SFC Energy AG

price target of 7.40. We reiterate our Buy rating. Figure 1: Reported figures versus forecasts Source: First Berlin Equity Research, SFC Energy AG FIRST ERLIN Equity Research RATING Germany / Energy Primary exchange: Frankfurt Q3 figures PRICE TARGET 7.40 loomberg: F3C GR Return Potential 38.1% ISIN: DE0007568578 Risk Rating High PROJECT DELAYS URDEN

More information

CONFERENCE CALL Q1-Q3 2010. 10 November 2010

CONFERENCE CALL Q1-Q3 2010. 10 November 2010 CONFERENCE CALL Q1-Q3 2010 10 November 2010 Agenda Overview Q1-Q3 Q3 2010 Dr Helmut Leube, Chairman of the Management Board Key financials i Q1-Q3 Q3 2010 Dr Margarete Haase, CFO Outlook Dr Helmut Leube,

More information

INTERACTIVE BROKERS GROUP ANNOUNCES 2015 RESULTS

INTERACTIVE BROKERS GROUP ANNOUNCES 2015 RESULTS INTERACTIVE BROKERS GROUP ANNOUNCES 2015 RESULTS REPORTS COMPREHENSIVE EARNINGS PER SHARE OF $0.62, INCOME BEFORE TAXES OF $458 MILLION ON $1,189 MILLION IN NET REVENUES, AND EARNINGS PER SHARE ON NET

More information

Equity per share (NOK) 147 123 131 Equity ratio 39 % 38 % 36 % Non-current net asset value per share (NOK) (EPRA NNNAV) 2) 184 152 165

Equity per share (NOK) 147 123 131 Equity ratio 39 % 38 % 36 % Non-current net asset value per share (NOK) (EPRA NNNAV) 2) 184 152 165 REPORT FOR Q2 AND THE FIRST 6 MONTHS OF 2015 KEY FIGURES Amounts in NOK million Q2 2015 Q2 2014 30.06.15 30.06.14 2014 Net rental income 501 450 1 005 904 1 883 Fair value adjustments in investment properties

More information

Group 9-month report Bastei Lübbe AG 1 Apr - 31 Dec 2015

Group 9-month report Bastei Lübbe AG 1 Apr - 31 Dec 2015 Group 9-month report Bastei Lübbe AG 1 Apr - 31 Dec 2015 At a Glance Key figures (IFRS) 01/04/2015-2015 01/04/- Change in % Business development in million Group turnover 79.4 86.8-8.5 % EBITDA 14.0 11.5

More information

6-Month Report 2013 Focus on the Essence

6-Month Report 2013 Focus on the Essence 6-Month Report 2013 Focus on the Essence Page 2 AUGUSTA 6-Month Report 2013 Key Figures in EUR thousand Q2 2012 Q2 2013 1 HY 2012 1 HY 2013 Key figures for consolidated statement of comprehensive income

More information

Turnaround on track 6th German Corporate Conference Frankfurt February 26th, 2003

Turnaround on track 6th German Corporate Conference Frankfurt February 26th, 2003 Turnaround on track 6th German Corporate Conference Frankfurt February 26th, 2003 Dr. Achim Kassow (CEO) 2 Agenda 2 comdirect at a glance Nine-month figures Market and positioning com one programme for

More information

BANCA SISTEMA: NET INCOME +36% IN H1 2015 1

BANCA SISTEMA: NET INCOME +36% IN H1 2015 1 PRESS RELEASE BANCA SISTEMA: NET INCOME +36% IN H1 2015 1 Rising factoring turnover: +36% % in H1 2015 compared with H1 2014 +37% in Q2 2015 compared with Q2 2014 Net interest income up by 20% compared

More information

Quarter Report 2014 ESSANELLE HAIR GROUP AG

Quarter Report 2014 ESSANELLE HAIR GROUP AG Quarter Report 2014 ESSANELLE HAIR GROUP AG Q1 2 Q1/2014 ESSANELLE HAIR GROUP KEY FIGURES for 1 January to 31 March 2014/2013 (IFRS) million 2014 2013 Change* Consolidated sales 32.3 30.8 +4.7% essanelle

More information

Company presentation. bet-at-home.com AG March 2016

Company presentation. bet-at-home.com AG March 2016 Company presentation bet-at-home.com AG March 2016 bet-at-home.com is a Europe-wide leading online gaming provider with offices in Austria, Germany, Malta and Gibraltar a listed company with 264 employees

More information

INTERIM REPORT First Nine Months 2009/10

INTERIM REPORT First Nine Months 2009/10 INTERIM REPORT First Nine Months 2009/10 1 July 2009 31 March 2010 OVERVIEW KEY FINANCIAL DATA ESTAVIS AG 3rd quarter 09/10 1 Jan. 2010 31 March 2010 3rd quarter 08/09 1 Jan. 2009 31 March 2009 9 months

More information

Equity per share (NOK) 135 123 131 Equity ratio 37 % 39 % 36 % Non-current net asset value per share (NOK) (EPRA NNNAV) 2) 170 153 165

Equity per share (NOK) 135 123 131 Equity ratio 37 % 39 % 36 % Non-current net asset value per share (NOK) (EPRA NNNAV) 2) 170 153 165 REPORT Q1/2015 KEY FIGURES Amounts in NOK million Q1 2015 Q1 2014 31.12.14 Net rental income 503 454 1 883 Fair value adjustments in investment properties and interest rate derivatives 1 294-9 281 Profit

More information

The MLP Group The partner for all financial matters

The MLP Group The partner for all financial matters The MLP Group The partner for all financial matters Reinhard Loose, CFO German Equity Forum Frankfurt, November 25, 2015 Agenda MLP at a glance Benefits for shareholders Market developments Financials

More information

FOR IMMEDIATE RELEASE

FOR IMMEDIATE RELEASE FOR IMMEDIATE RELEASE FirstMerit Corporation Analysts: Thomas O Malley/Investor Relations Officer Phone: 330.384.7109 Media Contact: Robert Townsend/Media Relations Officer Phone: 330.384.7075 FirstMerit

More information

Munich Re Group Merrill Lynch CEO Banking & Insurance Conference

Munich Re Group Merrill Lynch CEO Banking & Insurance Conference Merrill Lynch CEO Banking & Insurance Conference Growth Opportunities Post Crisis? i Nikolaus von Bomhard Chairman of the Board of Management 8 October 2008 Agenda Munich Re well positioned during capital

More information

INTERACTIVE BROKERS GROUP ANNOUNCES 1Q2016 RESULTS

INTERACTIVE BROKERS GROUP ANNOUNCES 1Q2016 RESULTS INTERACTIVE BROKERS GROUP ANNOUNCES 1Q2016 RESULTS REPORTS COMPREHENSIVE EARNINGS PER SHARE OF $0.60, INCOME BEFORE TAXES OF $337 MILLION ON $489 MILLION IN NET REVENUES, AND EARNINGS PER SHARE ON NET

More information

> comdirect bank AG Financial Report 2014

> comdirect bank AG Financial Report 2014 > comdirect bank AG Financial Report 2014 2 > Key figures of comdirect group 2014 2013 Change in % Customers, assets under custody and key products 31.12. 31.12. comdirect group* Customers number 2,892,003

More information

Sydbank s Interim Report Q1 2015

Sydbank s Interim Report Q1 2015 SYDBANK INTERIM REPORT Q1 2015 Sydbank s Interim Report Q1 2015 Historically high income good start to the year CEO Karen Frøsig comments on the interim financial statements: - We have had a good start

More information

Quarterly Financial Supplement - 1Q 2016

Quarterly Financial Supplement - 1Q 2016 Quarterly Financial Supplement - 1Q 2016 Page # Consolidated Financial Summary... 1 Consolidated Income Statement Information... 2 Consolidated Financial Information and Statistical Data... 3 Consolidated

More information

For Immediate Release Toronto Stock Exchange Symbol: RC

For Immediate Release Toronto Stock Exchange Symbol: RC For Immediate Release Toronto Stock Exchange Symbol: RC RDM Corporation Reports Third Quarter Financial Results Payment Processing Services Revenue grows 15% year over year WATERLOO, ON, July 26, 2012

More information

Sydbank s Interim Report First Half 2015

Sydbank s Interim Report First Half 2015 SYDBANK INTERIM REPORT FIRST HALF 2015 Sydbank s Interim Report First Half 2015 Sydbank reports historically high core income and growth in lending for sixth consecutive quarter CEO Karen Frøsig comments

More information

BANCO SANTANDER CHILE ANNOUNCES RESULTS FOR THE FIRST QUARTER 2003

BANCO SANTANDER CHILE ANNOUNCES RESULTS FOR THE FIRST QUARTER 2003 www.santandersantiago.cl BANCO SANTANDER CHILE ANNOUNCES RESULTS FOR THE FIRST QUARTER 2003 Net income for the first quarter of 2003 totaled Ch$40,497 million (Ch$0.21 per share and US$0.31/ADR) decreasing

More information

Three-month report of InTiCom Systems AG 2007. unaudited according to IFRS 1 January 2007 31 March 2007

Three-month report of InTiCom Systems AG 2007. unaudited according to IFRS 1 January 2007 31 March 2007 Three-month report of InTiCom Systems AG 2007 unaudited according to IFRS 1 January 2007 31 March 2007 Accelerated growth in profits despite capacity expansion in the first quarter 2007 InTiCom Key figures

More information

KLP BOLIGKREDITT AS Interim report Q4 2014

KLP BOLIGKREDITT AS Interim report Q4 2014 KLP BOLIGKREDITT AS Interim report Q4 2014 INCOME STATEMENT BALANCE SHEET NOTES Contents Interim Financial Statements 4/2014 3 Income Statement 4 Balance Sheet 5 Statement of owners' equity 6 Statement

More information

Sydbank s Interim Report Q1-Q3 2014

Sydbank s Interim Report Q1-Q3 2014 SYDBANK INTERIM REPORT Q1-Q3 2014 Sydbank s Interim Report Q1-Q3 2014 Sydbank s plan to increase profitability is generating results CEO Karen Frøsig comments on the interim financial statements: - Q3

More information

CONFERENCE CALL. Q1 2012 Results 15.05.2012

CONFERENCE CALL. Q1 2012 Results 15.05.2012 CONFERENCE CALL Q1 2012 Results 15.05.2012 Q1 2012 COMPANY Highlights Q1 2012 Increase of the shareholdings in Rhein-Neckar-Zentrum, Allee-Center Hamm and Rathaus-Center Dessau to 100% Rhein-Neckar-Zentrum

More information

China Specialty Glass AG

China Specialty Glass AG German Equity Forum Frankfurt am Main, 11-13 November 2013 Mr. Chun Li Shi (Co-CEO), Ms. Jing He (CFO) August 2010 Page 1 Section header Agenda 1 2 About Financial analysis 3 Strategy & outlook Section

More information

Consolidated Financial Results April 1, 2001 - June 30, 2001

Consolidated Financial Results April 1, 2001 - June 30, 2001 Consolidated Financial Results April 1, 2001 - June 30, 2001 August 3, 2001 In preparing its consolidated financial information, ORIX Corporation and its subsidiaries have complied with accounting principles

More information

Interim Group Report for the first nine months and the third quarter 2o14

Interim Group Report for the first nine months and the third quarter 2o14 Interim Group Report for the first nine months and the third quarter 2o14 2 interim group report for the first nine months and the third quarter MLP key figures All figures in million Change in % MLP Group

More information

Consolidated Interim Earnings Report

Consolidated Interim Earnings Report Consolidated Interim Earnings Report For the Six Months Ended 30th September, 2003 23th Octorber, 2003 Hitachi Capital Corporation These financial statements were prepared for the interim earnings release

More information

FINANCIAL REPORT H1 2014

FINANCIAL REPORT H1 2014 FINANCIAL REPORT H1 2014 HIGH SPEED BY PASSION 02_Key Figures 03_Group Status Report 05_Consolidated Financial Statements 10_Notes 11_Declaration of the Legal Representatives 02 PANKL KEY FIGURES EARNING

More information

Westpac Banking Corporation

Westpac Banking Corporation Westpac Banking Corporation Philip Coffey Chief Financial Officer 31 March 2006 Westpac at a glance Established 1817 Top 40 bank globally 1 Core markets - Australia, New Zealand and near Pacific Total

More information

Quarterly Statement Three-Month Results

Quarterly Statement Three-Month Results Quarterly Statement Three-Month Results 2016 Key events and transactions 2 DVB posts reasonable consolidated net income before taxes for the first quarter of 2016 During the first three months of 2016,

More information

Kansas City 1Life Insurance Company

Kansas City 1Life Insurance Company Kansas City 1Life Insurance Company 2011 First Quarter Report Includes our subsidiaries: Sunset Life Insurance Company of America Old American Insurance Company Sunset Financial Services, Inc. Post Office

More information

Dear shareholders and business partners,

Dear shareholders and business partners, Quarterly Report 2013 bmp Quarterly Report 2013 Foreword Jens Spyrka Oliver Borrmann Dear shareholders and business partners, bmp media investors AG has made a good start to the new business year. Due

More information

Interim Report Third Quarter 2010

Interim Report Third Quarter 2010 Q3 Interim Report Third Quarter Third quarter and first nine months Key data 2 million euro (unless stated otherwise) 9 Months 2008 9 Months 9 Months Revenue 227.4 215.8 206.9 EBITDA 18.3 24.6 21.5 Depreciation,

More information

Presentation. for Q2 2014 2014-08-22

Presentation. for Q2 2014 2014-08-22 Presentation for Q2 2014 2014-08-22 Agenda 1 2 3 4 technotrans business model technotrans strategy technotrans finances and outlook technotrans share page 2 technotrans group of companies leading system

More information

Feel Estate. Interim Report Q1 2015 Deutsche EuroShop AG. Letter from the Executive Board. Key Group Data. Dear Shareholders, Dear Readers,

Feel Estate. Interim Report Q1 2015 Deutsche EuroShop AG. Letter from the Executive Board. Key Group Data. Dear Shareholders, Dear Readers, Feel Estate www.shoppingcenter.ag Published by: Deutsche EuroShop AG, Hamburg Address: Heegbarg 36, 22391 Hamburg, Germany www.deutsche-euroshop.com Deutsche EuroShop AG Publication date: 12 May 2015 www.facebook.com/euroshop

More information

FINANCIAL RESULTS Q1 2016

FINANCIAL RESULTS Q1 2016 FINANCIAL RESULTS Q1 2016 CFO Hallvard Granheim 28 th April 2016 Highlights Q1 Increase in underlying results (EBITDA) - Nordic prices are down 15% Q-on-Q - High production from Nordic hydropower assets

More information

Year-end report for the period 1 January 31 December 2015. Revenue in the fourth quarter increased by 28 per cent

Year-end report for the period 1 January 31 December 2015. Revenue in the fourth quarter increased by 28 per cent Year-end report for the period 1 January 31 December 2015 ALL FIGURES IN THIS REPORT ARE EXPRESSED IN SEK, UNLESS STATED OTHERWISE. FIGURES IN PARENTHESES REFER TO THE CORRESPONDING PERIOD FOR THE PREVIOUS

More information

CITIGROUP REPORTS SECOND QUARTER 2011 NET INCOME OF $3.3 BILLION, COMPARED TO $2.7 BILLION IN SECOND QUARTER 2010

CITIGROUP REPORTS SECOND QUARTER 2011 NET INCOME OF $3.3 BILLION, COMPARED TO $2.7 BILLION IN SECOND QUARTER 2010 For Immediate Release Citigroup Inc. (NYSE: C) July 15, 2011 CITIGROUP REPORTS SECOND QUARTER 2011 NET INCOME OF $3.3 BILLION, COMPARED TO $2.7 BILLION IN SECOND QUARTER 2010 EARNINGS PER SHARE 1 OF $1.09

More information

EMERSON AND SUBSIDIARIES CONSOLIDATED OPERATING RESULTS (AMOUNTS IN MILLIONS EXCEPT PER SHARE, UNAUDITED)

EMERSON AND SUBSIDIARIES CONSOLIDATED OPERATING RESULTS (AMOUNTS IN MILLIONS EXCEPT PER SHARE, UNAUDITED) CONSOLIDATED OPERATING RESULTS (AMOUNTS IN MILLIONS EXCEPT PER SHARE, UNAUDITED) TABLE 1 Quarter Ended March 31, Percent Change Net Sales $ 5,854 $ 5,919 1% Costs and expenses: Cost of sales 3,548 3,583

More information

Interim financial report for the first quarter of 2011

Interim financial report for the first quarter of 2011 Interim financial report for the first quarter of 2011 Improved results between years in spite of high fuel prices Total turnover was ISK 16.0 billion, down by 2% between years EBITDA was negative by ISK

More information

Con sis ten cy. Positioned perfectly.

Con sis ten cy. Positioned perfectly. Con sis ten cy Positioned perfectly. 1 Deutsche Wohnen AG group KEY FIGURES 2 Consolidated INTERIM MANAGEMENT REPORT 3 Consolidated INTERIM FINANCIAL STATEMENTS 19 Responsibility statement 32 FINANCIAL

More information

Consolidated Nine-month Report of Baader Bank AG as of 30 September 2012

Consolidated Nine-month Report of Baader Bank AG as of 30 September 2012 Consolidated Nine-month Report of Baader Bank AG as of 30 September 2012 Overview of key figures EARNINGS 1 Jan. - 30 Sept. 2012 1 Jan. - 30 Sept. 2011 Change % Net interest income thou. 4.06 4.66-13.0

More information

Interim Group Report for the first nine months and the third quarter 2015

Interim Group Report for the first nine months and the third quarter 2015 Interim Group Report for the first nine months and the third quarter 2 interim group report for the first nine months and the third quarter MLP key figures All figures in million 1 Change in % MLP Group

More information

Press Release. Major Elements of the Consolidated Accounts. Balance Sheet

Press Release. Major Elements of the Consolidated Accounts. Balance Sheet Presse und Kommunikation MAIN TOWER Neue Mainzer Straße 52-58 60311 Frankfurt am Main www.helaba.de Tel.: +49 (0) 69 / 9132 2192 Wolfgang Kuß E-Mail: wolfgang.kuss@helaba.de Ursula-Brita Krück E-Mail:

More information

HALF YEAR REPORT AS OF JUNE 30

HALF YEAR REPORT AS OF JUNE 30 2 0 1 4 HALF YEAR REPORT AS OF JUNE 30 T O O U R S H A R E H O L D E R S Dear shareholders, ladies and gentlemen, The Nemetschek Group continued its successful development in the second quarter of 2014

More information