ENERGY INSURANCE SOLUTIONS FOR THE OIL AND GAS INDUSTRY

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1 ENERGY INSURANCE SOLUTIONS FOR THE OIL AND GAS INDUSTRY

2 ACE USA offers a full spectrum of insurance products designed to meet the needs of the oil and gas industry. We recognize the increasing demands on industry resources and how those expectations present unique challenges in risk exposure mitigation. ACE USA is well positioned to assist in addressing regulatory requirements and the financial impact industry challenges present. Our specialized teams work seamlessly to provide our producers and clients with the best in class products available in the marketplace today.

3 ACE Risk Management ACE Risk Management (ARM) offers a wide range of customized primary casualty products and dedicated underwriting teams to meet the needs of mid- to largesize companies in the oil, gas, and energy industry facing the significant costs of financing and managing risk. ARM products offer maximum flexibility in program customization. Workers compensation, general liability, and auto liability $250,000 minimum retention for workers compensation Large deductibles Bundled and unbundled claims capabilities Multiple-line capabilities ACE Custom Casualty ACE Custom Casualty offers creative multi-line insurance solutions to the petroleum, power and utility, mining, and renewable energy segments on a guaranteed cost, deductible, or self-insured retention (SIR) basis. Minimum account premium of $50,000 and $75,000 for drilling contractors Products offered include primary general liability, primary commercial automobile liability, lead umbrella, and expanded pollution liability ACE Excess Casualty ACE Excess Casualty is comprised of four specialty segments which include chemical, power and utility, oil and gas midstream, and mining. Coverage is available on a lead umbrella or excess basis using occurrence, claims made, and occurrence reported policy forms Minimum account premium of $50,000 Limits available up to $25 million per occurrence/ aggregate for auto, employer s, and general liability Minimum underlying of $2 million per occurrence for auto, employer s, and general liability ACE Environmental ACE Environmental offers premises and contractors pollution liability and underground storage tank coverage for energy risks. Capacity up to $50 million per occurrence/aggregate Multi-year policy terms available Worldwide global programs available Specialized claims and loss control services Capacity available to $10 million for energy and $25 million for renewable energy Coverage available on an admitted or non-admitted basis Workers compensation for renewable energy risks 3

4 ACE Foreign Casualty ACE Foreign Casualty provides customized insurance and risk management solutions for U.S.-based corporations and multinationals with large or complex energy operations and exposures outside the United States. Solutions include U.S. Controlled Master Program policy with admitted local policy placement(s), flexible program structures, and tailored risk transfer options. General and auto liability ACE Commercial Marine ACE Commercial Marine offers cargo and cargo legal liability as well as hull and indemnity coverages to domestic and international energy risks clients. Capacity up to $60 million for cargo and $5 million for hull Worldwide capabilities Specialized claims and loss control services Voluntary compensation, workers compensation, and Defense Base Act Capacity up to $10 million per occurrence/aggregate Worldwide network of local admitted insurers Captive capabilities Real-time programs delivered via the ACE Worldview platform General service standards for ensuring program execution Thought leadership in multinational compliance ACE Construction ACE Construction offers primary casualty for owner controlled insurance programs (OCIP), rolling owner controlled insurance programs (ROCIPs), wrap-ups, maintenance wrap-ups, practice policies, and offshore construction projects. Workers compensation up to statutory limits General liability capacity of $1 million per occurrence, $2 million aggregate, and $2 million completed operations (Comp. Ops) (can provide 2/4/4 limits) Capacity up to $1 million occurrence/aggregate for auto liability Maximum deductible/retention of $5 million Retention of $250,000 or greater on OCIPs and contractor controlled insurance programs (CCIPs), large deductibles, captives/rent-a-captives, and matching policy limits/deductible programs 4

5 ESIS Risk Management Services ESIS offers customizable, flexible third party claims solutions to meet the emerging needs of clients in the energy industry. Experienced, disciplined staff guide claims from inception to closure, applying industry knowledge to get employees back to work quickly and safely. Workers compensation, general liability, and auto liability claims management Recovery Services International engaged on recovery opportunities Special Investigation Unit to investigate potential fraud ESIS Medical Impact SM ESIS Catastrophe Services ESIS Catastrophe Services offers immediate response to petrochemical events, such as oil spill, chemical overspray, pipeline leak, fire, or explosion. Dedicated and specialized teams provide on-site third party claims management and crisis response consulting and support. Dedicated, toll-free, 24-hour access phone number for ESIS CAT unit Dedicated, customized, and toll-free claims intake Dedicated and experienced management and adjusting team Customized daily financial and claim data reporting ESIS Construction Practice ESIS Global RiskAdvantage proprietary risk management information system ESIS Health, Safety and Environmental (HSE) Services ESIS HSE provides a range of risk control and consulting services designed to meet the unique needs of the oil and gas industry. Rig safety and ergonomics Fleet and heavy equipment safety Environmental compliance Contractor management systems Health services (community and industrial hygiene)

6 NATIONAL CONTACTS REGIONAL CONTACTS Keith Mattheessen Energy Practice Leader ACE Risk Management Phone: Darren Small Vice President, Energy & Renewable Energy ACE Westchester Specialty Casualty Phone: Lee Farrow ESIS, Inc. Phone: Stephen Craig Vice President ESIS Health, Safety and Environmental Phone: Lori Brassell-Cicchini Vice President ESIS Catastrophe Services Phone: Craig Richardson ACE Environmental Risk Phone: Karen L. Griswold ACE Commercial Marine Phone: Pam Humphrey Global Client Executive Phone: Kelly Dolan National Segment Leader Phone: Mike Rhodes Corporate Risk Segment Leader Phone: Rick Alvarez ACE Custom Casualty Energy Phone: Maria Rozew ACE Environmental Risk Phone: Mark Cash International Casualty Phone: Bruce Laubacher ACE Excess Casualty Energy Phone: Matt Sternenberg ACE Commercial Marine Phone: Andreas Graham Vice President ACE Excess Casualty Phone: Bill Hazelton Executive Vice President ACE Construction Phone:

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8 This is a product summary only. For actual terms and conditions, please refer to the policy. Coverage may not be available in all states. Insurance provided by insurers within ACE Group. ACE Group is a global leader in insurance and reinsurance, serving a diverse group of clients. Headed by ACE Limited (NYSE: ACE), ACE Group conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries. Additional information can be found at: Copyright /15

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