Prepared for distribution at the BANKRUPTCY BASICS FOR LOW-INCOME CLIENTS 2015 Program San Francisco, September 15, 2015

Transcription

1 Prepared for distribution at the BANKRUPTCY BASICS FOR LOW-INCOME CLIENTS 2015 Program San Francisco, September 15, 2015 CONTENTS: PROGRAM SCHEDULE FACULTY BIOS Part I: Overview of Bankruptcy Law: Sources, Jurisdiction, Parties & Debt Relief Agency Law Offices of U.S.C. 101 Definition of Debt Relief Agency U.S.C. 526 Restrictions on Debt Relief Agencies U.S.C. 527 Disclosures U.S.C. 528 Requirements for Debt Relief Agencies

2 6. Part I: Overview of Bankruptcy Law: Sources, Jurisdiction, Parties, & Debt Relief Agency (PowerPoint slides) Law Offices of 7. Part II: Attorney Duties Law Offices of 8. Guidelines for Legal Services to be Provided by Debtors Attorneys in Chapter 7 Cases, United States Bankruptcy Court for the Northern District of California Chapter 7, Liquidation Under the Bankruptcy Code Generic Bankruptcy Client Questionnaire Bankruptcy Client Questionnaire Law Offices of 12. Bankruptcy Client Questionnaire

3 13. Client Forms, Consultation Agreement and Acknowledgment of Receipt of Disclosures and Instructions Bankruptcy Client Questionnaire Initial Consultation Information Client Intake Sheets Initial Consultation Agreement and Required Notices Initial Consultation Example of Too Much Information Requested Guidelines for New Chapter 7 Cases Attorney Client Agreement Chapter Part II: Attorney Duties (PowerPoint slides) Law Offices of 7

4 22. Part III: Discharge of Debts and the Automatic Stay Law Offices of 23. Sample Complaint Seeking Damages in Core Adversary Proceeding Part III: Discharge of Debts and the Automatic Stay (PowerPoint slides) Law Offices of 25. Part IV: Bankruptcy Estate & Exemptions Law Offices of U.S.C. 523 Exceptions to Discharge Part IV: Bankruptcy Estate & Exemptions (PowerPoint slides) Law Offices of 8

5 28. Part V: Means Test Law Offices of 29. Chapter 7 Statement of Your Current Monthly Income (Official Form B 22A1) including Supplemental Statement of Exemption from Presumption of Abuse Under 707(b)(2) and Instructions Chapter 7 Means Test Calculation (Official Form B 22A2) Means Testing: Census Bureau, IRS Date and Administrative Expenses Multipliers IRS Local Standards: Transportation IRS National Standards: Food, Clothing and Other Items IRS Allowable Living Expense Housing and Utilities Standards (March 2015)

6 35. IRS National Standards: Out-of-Pocket Health Care Census Bureau Median Family Income By Family Size (May 2015) U.S.C. 707 Dismissal of a case or conversion to a case under chapter 11 or Statement of the U.S. Trustee Program s Position on Legal Issues Arising Under the Chapter 7 Means Test Part V: Means Test (PowerPoint slides) Law Offices of 40. Part VI: Filing the Case Law Offices of 41. Main Duties of a Chapter 7 Trustee

7 42. Scenario Sample Client Case Study Law Offices of 43. Sample Voluntary Petition Law Offices of 44. Part VI: Filing a Chapter 7 Bankruptcy Case (PowerPoint slides) Law Offices of 45. Bank of America, N. A. v. Caulkett, Supreme Court of the United States (2015) Beezley v. California Land Title Company, 994 F.2d 1433, United States Court of Appeals, Ninth Circuit (1993) Dewsnup v. Timm, 502 U.S. 410, 112 S.Ct. 773, Supreme Court of the United States (1992) Milavetz, Gallop & Milavetz v. United States of America, No , Supreme Court of the United States (2009)

8 49. Nobelman v. American Savings Bank, 508 U.S. 324, 113 S.Ct. 2106, Supreme Court of the United States (1993) Wellness International Network, Ltd. v. Sharif, No , Supreme Court of the United States (2015) Stern v. Marshall, No , Supreme Court of the United States (2011) INDEX Program Attorney: Christina Thompson 12