HOME. Insurance that protects the way you live

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1 HOME Insurance that protects the way you live

2 Insurance in Residence Your home. Your valuables. Your vacation condo. And, the rental property. The insurance professionals at Kemper Preferred can cover them all with options that meet your needs. Home Whether home is a house, a condo or an apartment, we have coverage options that fit your needs. Ask your independent agent to walk you through our Homeowners coverages and enhancements. Valuables What sets Kemper Preferred apart from competitors is the level of protection we offer for your valuables. Regardless of how many you have, we have the right amount of coverage for you. When you choose our standard Homeowners policy, we provide coverage for your personal belongings up to certain dollar limits. When you use Kemper Preferred s Personally Yours option, you can customize your Homeowners policy with these enhancements: Scheduled Personal Property choose this option if you have single items of significant value List each item individually on your policy, along with a specific amount of insurance you need for each. Blanket Valuable Items choose this option if you have groups of lesser-valued items Examples include jewelry, golf equipment and collectibles. Provides coverage even if the items are lost (standard Homeowners doesn t cover lost items).

3 We re here for you A homeowners insurance policy is only as good as the service we provide. Claims: You can rest easy knowing that Kemper Preferred professionals will manage your claim on your behalf and provide you with the highest level of service. Report your claim 24/7 by calling Customer service: Your agent is just a phone call away to help you with your policy questions or changes. And, when you register your policy on ekemper.com, you can sign up for online bill pay or convenient electronic funds transfer. You can also pay your bill through your bank site or on MyCheckFree.com with our ebilling option. You can count on us Kemper Preferred is part of Kemper Corporation (NYSE:KMPR), a leading national multi-line insurance company. Kemper Preferred s underwriting companies are rated A- (Excellent) by A.M. Best Company, the leading insurance industry rating authority.

4 Personal Electronic Equipment Provides coverage for computers, sound and home theatre systems. Replacement Cost Contents Provides an even greater level of protection because it can eliminate depreciation of an item s value. In other words, it generally covers the item s replacement cost. Replacement Cost Dwelling Provides an even greater level of protection. When you buy this endorsement, we can provide a higher dollar limit on Dwelling coverage. In our Homeowners program, we also offer coverage for boats as well as properties you rent to others. And, we can protect you with Identity Fraud Expense insurance, too. I recently filed a claim with Kemper for damages to my home and property during Hurricane Irene. The process was quick and painless during a time when my stress level was at an all-time high. Without the calm assistance I received from beginning to end, I don t think I would have made it. Thank you for your hard work! N.M., Bridgeport, Connecticut Ways to save Several Homeowners discounts are available to help keep your costs down, including: Loss-Free Loyalty Mature Homeowner Package Plus Protective Devices (alarms/detectors) Superior Construction Putting your policies together If you also have a car or other vehicles, consider an Auto policy with Kemper Preferred. When you bundle your policies with us, you not only get a discount, you enjoy the convenience of one bill and you get additional coverages, too.

5 Our underwriting companies Kemper Independence Insurance Company 1 NAIC# 10914; CA COA: State of Domicile: Illinois Unitrin Auto and Home Insurance Company 1,2 NAIC# 16063; CA COA: State of Domicile: New York Unitrin Preferred Insurance Company NAIC# State of Domicile: New York Trinity Universal Insurance Company 1, Merit Drive, Suite 400, Dallas, Texas NAIC # 19887; CA COA: 3549 State of Domicile: Texas Valley Property & Casualty Insurance Company Commercial Street, Suite 400, Salem, Oregon NAIC # State of Domicile: Oregon Valley Insurance Company 1, 2 NAIC# 14133; CA COA: 5415 State of Domicile: California Unitrin Safeguard Insurance Company 400 S. Executive Drive, Suite 200, Brookfield, Wisconsin NAIC# State of Domicile: Wisconsin 1 These companies maintain a Certificate of Authority to transact insurance in California The Certificate of Authority number for each of these companies is listed after CA COA 2 These companies have a Certificate of Authority and are licensed to transact insurance in Washington Note: this material is for general informational purposes only. All statements are subject to the terms, exclusions and conditions of the applicable policy. Check the actual insurance policy for a complete description of all coverage terms and conditions. Products and services referenced herein are not available in all states or in all of our underwriting companies. Coverage is subject to individual policyholders meeting our underwriting qualifications and state availability. Kemper Preferred 2012 kemperpreferred.com KP.BR.HO.8.12