AUTO HOME PACKAGE PLUS. Why Buy a Kemper Preferred Policy?

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1 AUTO HOME PACKAGE PLUS Why Buy a Kemper Preferred Policy?

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3 Our many insurance offerings

4 Through a select network of Independent Agents, Kemper Preferred offers customizable insurance products and services for individuals and families who want to protect their homes, vehicles and other valuables.

5 Auto Our Auto insurance products protect you and your vehicle at every turn: Kemper Total TM makes your Auto coverage even better by putting you back on the road quickly in a repaired or brand-new car by paying replacement cost instead of actual cash value. It also comes with Auto Loan/Lease coverage, and in many states, doubles Rental coverage limit Parked Auto Collision can be added to your policy and waives your Collision deductible if the car is legally parked and unoccupied when damaged in a collision; available in most states Accident Forgiveness comes standard, and after a qualifying period, waives the first accident or minor moving violation in most states, to keep your rates low Home Ask your agent about these additional Homeowners coverages: Available Blanket Property Limit combines the property limits of your Homeowners Coverages A-D into a single, higher blanket of coverage, providing you with more protection on your home Blanket Valuable Items provides coverage for collectibles and groups of items even if they re lost We still offer Replacement Cost Dwelling and Replacement Cost Contents instead of actual cash value Package While combining Auto and Homeowners policies for a discount is becoming more common, Kemper Preferred's Package Plus policy gives you even more: Blanket Property Limit extending your line of protection with higher Homeowners coverage limits at no extra charge Replacement Cost for

6 contents instead of actual cash value, providing an even greater level of protection Identity Theft coverage can be added in most states, and pays for expenses incurred as a result of identity fraud Personal Injury coverage that pays for medical expenses, lost wages and other damages resulting from an accident no matter who is at fault One deductible and one-bill convenience Discounts on both your Auto and Homeowners coverages Claims service rated as among the best in the industry While our industryleading products influence your decision to buy a policy with us, it s our world-class Claims service that will drive home the Kemper Preferred difference. Auto Claims Exclusive Clear Choice Claim Service connects you to more than 1,300 repair shops that provide priority service and guarantee their work Established relationships with service providers such as Safelite AutoGlass mean fast, efficient service Home Claims Managed Care Repair Program provides turnkey access to contractors who provide a priority level of service and whose work is guaranteed Emergency housing services give you hassle-free, direct-bill access to hotels and extended-stay facilities Loss mitigation services can be on-site within four hours

7 Mobile, dedicated catastrophe response team that reaches you faster to settle claims and get you back on your feet A.M. Best Rating Our underwriting companies share an A- (Excellent) by A.M. Best Company, the leading insurance industry rating authority Ask your Independent Agent for a quote on a Kemper Preferred Auto or Home policy today. With Kemper Preferred, you ll get the coverage that gives you peace of mind, and the service that s there when you need it most.

8 Our underwriting companies Kemper Independence Insurance Company Gran Bay Parkway W., Jacksonville, FL NAIC# 10914; CA COA State of Domicile: Illinois Unitrin Auto and Home Insurance Company 1, Gran Bay Parkway W., Jacksonville, FL NAIC# 16063; CA COA State of Domicile: New York Unitrin Preferred Insurance Company Gran Bay Parkway W., Jacksonville, FL NAIC# State of Domicile: New York Trinity Universal Insurance Company 1, Merit Dr., Suite 400, Dallas, TX NAIC# 19887; CA COA 3549 State of Domicile: Texas Valley Property & Casualty Insurance Company Commercial St., Suite 400, Salem, OR NAIC# State of Domicile: Oregon Valley Insurance Company 1, Gran Bay Parkway W., Jacksonville, FL NAIC# 14133; CA COA 5415 State of Domicile: California Unitrin Safeguard Insurance Company 400 S. Executive Dr., Suite 200, Brookfield, WI NAIC# State of Domicile: Wisconsin 1 These companies maintain a Certificate of Authority to transact insurance in California. The Certificate of Authority number for each of these companies is listed after CA COA. 2 These companies have a Certificate of Authority and are licensed to transact insurance in Washington. All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances, current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Coverage is subject to individual policyholders meeting our underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.. kemperpreferred.com Kemper Preferred 2013 KP.BR.Overview.01.13