R E Y N O L D S A N D R E Y N O L D S. LAW California F&I Library

Transcription

1 R E Y N O L D S A N D R E Y N O L D S LAW California F&I Library

2 Welcome Why Choose Reynolds? Standardized, Legally Reviewed F&I Documents The penalties for violating current compliance guidelines and policies can cripple your business. Reynolds and Reynolds provides the documents that can keep your business out of danger, giving you peace of mind. Reynolds new alliance with the California New Car Dealers Association (CNCDA) has made possible this new library of standard F&I documents. As increasing levels of litigation impact every dealer in every state, an alliance such as this between a state automobile dealer association and Reynolds is one that makes sense: two organizations using their core competencies to work together for the common goal of helping dealers minimize compliance risks. California dealers have trusted the LAW 553 for many years and now the high standards of the LAW brand have been extended to a new library of documents. The LAW California F&I Library documents in this catalog were created and will be maintained using the combined legal expertise of Reynolds Director of Compliance, Terry O Loughlin, and CNCDA s Director of Legal & Regulatory Affairs, Jonathan Morrison. Additional support for this project was provided by the following organizations and individuals: Auto Advisory Services, Rob Cohen Automotive System Analysis, Robert Robards Hudson Cook, LLP Standard Forms Common Defenses Managed Risk Streamlined Processes LAW - The Brand You Can Trust Please note, neither Reynolds nor any person involved in creating the Reynolds forms provide legal advice regarding usage and content of our forms; it is therefore incumbent on our customers to seek legal counsel concerning appropriate use of Reynolds forms. IN ADDITION, NEITHER REYNOLDS NOR ANY PERSON INVOLVED IN CREATING THE REYNOLDS FORMS MAKE ANY WARRANTY AS TO THE LEGAL SUFFICIENCY OF THE FORMS.

3 Welcome Letter California New Car Dealers Association Dear California Dealers, The California New Car Dealers Association (CNCDA) and The Reynolds and Reynolds Company are continually working together to develop and update the LAW California F&I Library - standardized, legally reviewed finance and insurance (F&I) documents that are specific to California new car dealers. At CNCDA, one of our highest priorities is helping you reduce litigation risk by providing legally reviewed documents that help standardize the F&I process. Reynolds shares this same vision and also brings the expertise necessary to help create these standard documents. CNCDA and Reynolds met earlier this year to incorporate new legislative and regulatory changes into the LAW California F&I Library, and we listened to feedback from our dealer members to streamline processes. Reynolds has been dedicated to providing forms and document products for nearly 50 years, with a focus on serving the needs of automotive dealers since 97. In California, Reynolds is the sole provider of the trusted and proven LAW 553 Retail Installment Sales Contract. I strongly believe that the strategic alliance between CNCDA and Reynolds and the creation of these standard documents for use in F&I departments has benefited you. Not only do these updated forms provide common defenses in litigation, they potentially reduce liability. Both CNCDA and Reynolds are committed to creating and maintaining the finest F&I documents for California dealers. Sincerely, Brian Maas President California New Car Dealers Association 45 L Street, Suite 700 Sacramento, California 9584 Office: Fax:

4 LAW Universal Retail Installment Sale Contracts Our Universal Retail Installment Sale Contracts are available and widely accepted by lenders in all 5 jurisdictions. Developed and maintained by rigorous standards, the Reynolds LAW contract will simplify your business: Reduce recontracting and protect your finance reserve by shopping deals. Reduce reprogramming fees and errors with a single contract. Increase sales and spot-delivery by sending the LAW contract to several sources simultaneously. All of this equates to greater profits for your dealership. Our forms help streamline the vehicle-buying process, improving efficiency and customer satisfaction with every transaction. And, all Reynolds LAW Retail Installment Sale Contracts are reviewed by leaders in the consumer finance industry on a monthly basis to keep pace with new legislative and regulatory developments. Arbitration versions and foreign language translations are available. OPTION: You pay no finance charge if the Amount Financed, item 7, is paid in full on or before, Year. SELLER S INITIALS You, the Buyer (and Co-Buyer, if any), may buy the vehicle below for cash or on credit. By signing this contract, you choose to buy the vehicle on credit under the agreements on the front and back of this contract. You agree to pay the Seller - Creditor (sometimes we or us in this contract) the Amount Financed and Finance Charge in U.S. funds according to the payment schedule below. We will figure your finance charge on a daily basis. The Truth-In-Lending Disclosures below are part of this contract. Dealer Number Contract Number R.O.S. Number Stock Number RETAIL INSTALLMENT SALE CONTRACT SIMPLE FINANCE CHARGE (WITH ARBITRATION PROVISION) Credit life insurance and credit disability insurance are not required to obtain credit. Your decision to buy or not buy credit life and credit disability insurance will not be a factor in the credit approval process. They will not be provided unless you sign and agree to pay the extra cost. Credit life insurance is based on your original payment schedule. This insurance may not pay all you owe on this contract if you make late payments. Credit disability insurance does not cover any increase in your payment or in the number of payments. Coverage for credit life insurance and credit disability insurance ends on the original due date for the last payment unless a different term for the insurance is shown above. Application for Optional Credit Insurance 553-CA-ARB 7/3 OPTIONAL SERVICE CONTRACT(S) You want to purchase the service contract(s) written with the following company(ies) for the term(s) shown below for the charge(s) shown in item L,M, N, O, and/or P. L Company M Company N Company O Company P Company Buyer AUTO BROKER FEE DISCLOSURE If this contract reflects the retail sale of a new motor vehicle, the sale is not subject to a fee received by an autobroker from us unless the following box is checked: Name of autobroker receiving fee, if applicable: You are applying for the credit insurance marked above. Your signature below means that you agree that: () You are not eligible for insurance if you have reached your 65th birthday. () You are eligible for disability insurance only if you are working for wages or profit 30 hours a week or more on the Effective. (3) Only the Primary Buyer is eligible for disability insurance. DISABILITY INSURANCE MAY NOT COVER CONDITIONS FOR WHICH YOU HAVE SEEN A DOCTOR OR CHIROPRACTOR IN THE LAST 6 MONTHS (Refer to Total Disabilities Not Covered in your policy for details). You want to buy the credit insurance. If any insurance is checked below, policies or certificates from the named insurance companies will describe the terms and conditions. STATEMENT OF INSURANCE NOTICE. No person is required as a condition of financing the purchase of a motor vehicle to purchase or negotiate any insurance through a particular insurance company, agent or broker. You are not required to buy any other insurance to obtain credit. Your decision to buy or not buy other insurance will not be a factor in the credit approval process. Vehicle Insurance UNLESS A CHARGE IS INCLUDED IN THIS AGREEMENT FOR PUBLIC LIABILITY OR PROPERTY DAMAGE INSURANCE, PAYMENT FOR SUCH COVERAGE IS NOT PROVIDED BY THIS AGREEMENT. You may buy the physical damage insurance this contract requires (see back) from anyone you choose who is acceptable to us. You are not required to buy any other insurance to obtain credit. Buyer Co-Buyer Seller (b) (a) OPTIONAL GAP CONTRACT A gap contract (debt cancellation contract) is not required to obtain credit and will not be provided unless you sign below and agree to pay the extra charge. If you choose to buy a gap contract, the charge is shown in item R of the Itemization of Amount Financed. See your gap contract for details on the terms and conditions it provides. It is a part of this contract. Term Mos. I want to buy a gap contract. Buyer Signs FORM NO. 553-CA-ARB (REV. 7/3) U.S. PATENT NO. D460,78 03 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR HOW THIS CONTRACT CAN BE CHANGED. This contract contains the entire agreement between you and us relating to this contract. Any change to the contract must be in writing and both you and we must sign it. No oral changes are binding. Buyer Signs Co-Buyer Signs Buyer Signature Co-Buyer Signature Co-Buyers and Other Owners A co-buyer is a person who is responsible for paying the entire debt. An other owner is a person whose name is on the title to the vehicle but does not have to pay the debt. The other owner agrees to the security interest in the vehicle given to us in this contract. Other Owner Signature Address Other Owner Signature THERE IS NO COOLING-OFF PERIOD UNLESS YOU OBTAIN A CONTRACT CANCELLATION OPTION California law does not provide for a cooling-off or other cancellation period for vehicle sales. Therefore, you cannot later cancel this contract simply because you change your mind, decide the vehicle costs too much, or wish you had acquired a different vehicle. After you sign below, you may only cancel this contract with the agreement of the seller or for legal cause, such as fraud. However, California law does require a seller to offer a two-day contract cancellation option on used vehicles with a purchase price of less than forty thousand dollars (40,000), subject to certain statutory conditions. This contract cancellation option requirement does not apply to the sale of a recreational vehicle, a motorcycle, or an off-highway motor vehicle subject to identification under California law. See the vehicle contract cancellation option agreement for details. GUARANTY: To induce us to sell the vehicle to Buyer, each person who signs as a Guarantor individually guarantees the payment of this contract. If Buyer fails to pay any money owing on this contract, each Guarantor must pay it when asked. Each Guarantor will be liable for the total amount owing even if other persons also sign as Guarantor, and even if Buyer has a complete defense to Guarantor s demand for reimbursement. Each Guarantor agrees to be liable even if we do one or more of the following: () give the Buyer more time to pay one or more payments; () give a full or partial release to any other Guarantor; (3) release any security; (4) accept less from the Buyer than the total amount owing; or (5) otherwise reach a settlement relating to this contract or extend the contract. Each Guarantor acknowledges receipt of a completed copy of this contract and guaranty at the time of signing. Guarantor waives notice of acceptance of this Guaranty, notice of the Buyer s non-payment, non-performance, and default; and notices of the amount owing at any time, and of any demands upon the Buyer. Guarantor Guarantor Address Address Seller Signs By Title The Annual Percentage Rate may be negotiable with the Seller. The Seller may assign this contract and retain its right to receive a part of the Finance Charge. Buyer Name and Address (Including County and Zip Code) Co-Buyer Name and Address (Including County and Zip Code) Seller-Creditor (Name and Address) THE MINIMUM PUBLIC LIABILITY INSURANCE LIMITS PROVIDED IN LAW MUST BE MET BY EVERY PERSON WHO PURCHASES A VEHICLE. IF YOU ARE UNSURE WHETHER OR NOT YOUR CURRENT INSURANCE POLICY WILL COVER YOUR NEWLY ACQUIRED VEHICLE IN THE EVENT OF AN ACCIDENT, YOU SHOULD CONTACT YOUR INSURANCE AGENT. WARNING: YOUR PRESENT POLICY MAY NOT COVER COLLISION DAMAGE OR MAY NOT PROVIDE FOR FULL REPLACEMENT COSTS FOR THE VEHICLE BEING PURCHASED. IF YOU DO NOT HAVE FULL COVERAGE, SUPPLEMENTAL COVERAGE FOR COLLISION DAMAGE MAY BE AVAILABLE TO YOU THROUGH YOUR INSURANCE AGENT OR THROUGH THE SELLING DEALER. HOWEVER, UNLESS OTHERWISE SPECIFIED, THE COVERAGE YOU OBTAIN THROUGH THE DEALER PROTECTS ONLY THE DEALER, USUALLY UP TO THE AMOUNT OF THE UNPAID BALANCE REMAINING AFTER THE VEHICLE HAS BEEN REPOSSESSED AND SOLD. FOR ADVICE ON FULL COVERAGE THAT WILL PROTECT YOU IN THE EVENT OF LOSS OR DAMAGE TO YOUR VEHICLE, YOU SHOULD CONTACT YOUR INSURANCE AGENT. THE BUYER SHALL SIGN TO ACKNOWLEDGE THAT HE/SHE UNDERSTANDS THESE PUBLIC LIABILITY TERMS AND CONDITIONS. S/S Trade-In Payoff Agreement: Seller relied on information from you and/or the lienholder or lessor of your trade-in vehicle to arrive at the payoff amount shown in item 6B of the Itemization of Amount Financed as the Prior Credit or Lease Balance. You understand that the amount quoted is an estimate. Seller agrees to pay the payoff amount shown in 6B to the lienholder or lessor of the trade-in vehicle, or its designee. If the actual payoff amount is more than the amount shown in 6B, you must pay the Seller the excess on demand. If the actual payoff amount is less than the amount shown in 6B, Seller will refund to you any overage Seller receives from your prior lienholder or lessor. Except as stated in the NOTICE on the back of this contract, any assignee of this contract will not be obligated to pay the Prior Credit or Lease Balance shown in 6B or any refund. Buyer Signature Co-Buyer Signature Notice to buyer: () Do not sign this agreement before you read it or if it contains any blank spaces to be filled in. () You are entitled to a completely filled in copy of this agreement. (3) You can prepay the full amount due under this agreement at any time. (4) If you default in the performance of your obligations under this agreement, the vehicle may be repossessed and you may be subject to suit and liability for the unpaid indebtedness evidenced by this agreement. If you have a complaint concerning this sale, you should try to resolve it with the seller. Complaints concerning unfair or deceptive practices or methods by the seller may be referred to the city attorney, the district attorney, or an investigator for the Department of Motor Vehicles, or any combination thereof. After this contract is signed, the seller may not change the financing or payment terms unless you agree in writing to the change. You do not have to agree to any change, and it is an unfair or deceptive practice for the seller to make a unilateral change. Buyer Signature Co-Buyer Signature Make and Model Year Odometer Vehicle Identification Number Primary Use For Which Purchased Personal, family or household unless otherwise indicated below. business or commercial New Used (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) (Q) (R) (S) (T) () (A) (B) (C) (D) () (3) (4) (5) (A) (B) (C) (D) (E) (F) (G) (6) (7) ITEMIZATION OF THE AMOUNT FINANCED (Seller may keep part of the amounts paid to others.). Total Cash A. Cash of Motor Vehicle and Accessories. Cash Vehicle. Cash Accessories 3. Other (Nontaxable) Describe Describe B. Document Processing Charge (not a governmental fee) C. Emissions Testing Charge (not a governmental fee) D. (Optional) Theft Deterrent Device (to whom paid) E. (Optional) Theft Deterrent Device (to whom paid) F. (Optional) Theft Deterrent Device (to whom paid) G. (Optional) Surface Protection Product (to whom paid) H. (Optional) Surface Protection Product (to whom paid) I. EV Charging Station (to whom paid) J. Sales Tax (on taxable items in A through I) K. Electronic Vehicle Registration or Transfer Charge (not a governmental fee) (to whom paid) L. (Optional) Service Contract (to whom paid) M. (Optional) Service Contract (to whom paid) N. (Optional) Service Contract (to whom paid) O. (Optional) Service Contract (to whom paid) P. (Optional) Service Contract (to whom paid) Q. Prior Credit or Lease Balance paid by Seller to (see downpayment and trade-in calculation) R. (Optional) Gap Contract (to whom paid) S. (Optional) Used Vehicle Contract Cancellation Option Agreement T. Other (to whom paid) For Total Cash (A through T). Amounts Paid to Public Officials A. Vehicle License Fees B. Registration/Transfer/Titling Fees C. California Tire Fees D. Other Total Official Fees (A through D) 3. Amount Paid to Insurance Companies (Total premiums from Statement of Insurance column a + b) 4. State Emissions Certification Fee or State Emissions Exemption Fee 5. Subtotal ( through 4) 6. Total Downpayment A. Agreed Trade-In Value Yr Make Model Odom VIN B. Less Prior Credit or Lease Balance (e) C. Net Trade-In (A less B) (indicate if a negative number) D. Deferred Downpayment E. Manufacturer s Rebate F. Other G. Cash Total Downpayment (C through G) (If negative, enter zero on line 6 and enter the amount less than zero as a positive number on line Q above) 7. Amount Financed (5 less 6) Term Premium Ded. Comp., Fire & Theft Mos. Ded. Collision Mos. Bodily Injury Limits Mos. Property Damage Limits Mos. Medical Mos. Mos. Total Vehicle Insurance Premiums Credit Life: Buyer Co-Buyer Both Credit Disability (Buyer Only) Term Exp. Premium Credit Life Mos. Credit Disability Mos. Total Credit Insurance Premiums Insurance Company Name Home Office Address Age Age Name of Gap Contract Buyer Signature Buyer Signature SELLER ASSISTED LOAN BUYER MAY BE REQUIRED TO PLEDGE SECURITY FOR THE LOAN, AND WILL BE OBLIGATED FOR THE INSTALLMENT PAYMENTS ON BOTH THIS RETAIL INSTALLMENT SALE CONTRACT AND THE LOAN. Proceeds of Loan From: Amount Finance Charge Total Payable in installments of. from this Loan is shown in item 6D. (e) YOU AGREE TO THE TERMS OF THIS CONTRACT. YOU CONFIRM THAT BEFORE YOU SIGNED THIS CONTRACT, WE GAVE IT TO YOU, AND YOU WERE FREE TO TAKE IT AND REVIEW IT. YOU ACKNOWLEDGE THAT YOU HAVE READ BOTH SIDES OF THIS CONTRACT, INCLUDING THE ARBITRATION PROVISION ON THE REVERSE SIDE, BEFORE SIGNING BELOW. YOU CONFIRM THAT YOU RECEIVED A COMPLETELY FILLED-IN COPY WHEN YOU SIGNED IT. Agreement to Arbitrate: By signing below, you agree that, pursuant to the Arbitration Provision on the reverse side of this contract, you or we may elect to resolve any dispute by neutral, binding arbitration and not by a court action. See the Arbitration Provision for additional information concerning the agreement to arbitrate. Buyer Signs Co-Buyer Signs SELLER S RIGHT TO CANCEL If Buyer and Co-Buyer sign here, the provisions of the Seller s Right to Cancel section on the back giving the Seller the right to cancel if Seller is unable to assign this contract to a financial institution will apply. Buyer Co-Buyer Late Charge. If payment is not received in full within 0 days after it is due, you will pay a late charge of 5% of the part of the payment that is late. Prepayment. If you pay off all your debt early, you may be charged a minimum finance charge. Security Interest. You are giving a security interest in the vehicle being purchased. Additional Information: See this contract for more information including information about nonpayment, default, any required repayment in full before the scheduled date, minimum finance charges, and security interest. (e) (e) (e) FEDERAL TRUTH-IN-LENDING DISCLOSURES ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. % FINANCE CHARGE The dollar amount the credit will cost you. Amount Financed The amount of credit provided to you or on your behalf. (e) means an estimate YOUR PAYMENT SCHEDULE WILL BE: Number of Payments: One Payment of Amount of Payments: When Payments Are Due: One Payment of One Payment of One final payment Total of Payments The amount you will have paid after you have made all payments as scheduled. Total Sale The total cost of your purchase on credit, including your down payment of is Monthly beginning Ptg. 5/3 OPTION: You pay no finance charge if the Amount Financed, item 7, is paid in full on or before, Year. SELLER S INITIALS SELLER S RIGHT TO CANCEL If Buyer and Co-Buyer sign here, the provisions of the Seller s Right to Cancel section on the back giving the Seller the right to cancel if Seller is unable to assign this contract to a financial institution will apply. You, the Buyer (and Co-Buyer, if any), may buy the vehicle below for cash or on credit. By signing this contract, you choose to buy the vehicle on credit under the agreements on the front and back of this contract. You agree to pay the Seller - Creditor (sometimes we or us in this contract) the Amount Financed and Finance Charge in U.S. funds according to the payment schedule below. We will figure your finance charge on a daily basis. The Truth-In-Lending Disclosures below are part of this contract. Late Charge. If payment is not received in full within 0 days after it is due, you will pay a late charge of 5% of the part of the payment that is late. Prepayment. If you pay off all your debt early, you may be charged a minimum finance charge. Security Interest. You are giving a security interest in the vehicle being purchased. Additional Information: See this contract for more information including information about nonpayment, default, any required repayment in full before the scheduled date, minimum finance charges, and security interest. Dealer Number Contract Number R.O.S. Number Stock Number RETAIL INSTALLMENT SALE CONTRACT SIMPLE FINANCE CHARGE Credit life insurance and credit disability insurance are not required to obtain credit. Your decision to buy or not buy credit life and credit disability insurance will not be a factor in the credit approval process. They will not be provided unless you sign and agree to pay the extra cost. Credit life insurance is based on your original payment schedule. This insurance may not pay all you owe on this contract if you make late payments. Credit disability insurance does not cover any increase in your payment or in the number of payments. Coverage for credit life insurance and credit disability insurance ends on the original due date for the last payment unless a different term for the insurance is shown above. Application for Optional Credit Insurance 553-CA 7/3 YOU AGREE TO THE TERMS OF THIS CONTRACT. YOU CONFIRM THAT BEFORE YOU SIGNED THIS CONTRACT, WE GAVE IT TO YOU, AND YOU WERE FREE TO TAKE IT AND REVIEW IT. YOU CONFIRM THAT YOU RECEIVED A COMPLETELY FILLED-IN COPY WHEN YOU SIGNED IT. OPTIONAL SERVICE CONTRACT(S) You want to purchase the service contract(s) written with the following company(ies) for the term(s) shown below for the charge(s) shown in item L,M, N, O, and/or P. L Company M Company N Company O Company P Company Buyer AUTO BROKER FEE DISCLOSURE If this contract reflects the retail sale of a new motor vehicle, the sale is not subject to a fee received by an autobroker from us unless the following box is checked: Name of autobroker receiving fee, if applicable: (e) (e) (e) You are applying for the credit insurance marked above. Your signature below means that you agree that: () You are not eligible for insurance if you have reached your 65th birthday. () You are eligible for disability insurance only if you are working for wages or profit 30 hours a week or more on the Effective. (3) Only the Primary Buyer is eligible for disability insurance. DISABILITY INSURANCE MAY NOT COVER CONDITIONS FOR WHICH YOU HAVE SEEN A DOCTOR OR CHIROPRACTOR IN THE LAST 6 MONTHS (Refer to Total Disabilities Not Covered in your policy for details). You want to buy the credit insurance. If any insurance is checked below, policies or certificates from the named insurance companies will describe the terms and conditions. STATEMENT OF INSURANCE NOTICE. No person is required as a condition of financing the purchase of a motor vehicle to purchase or negotiate any insurance through a particular insurance company, agent or broker. You are not required to buy any other insurance to obtain credit. Your decision to buy or not buy other insurance will not be a factor in the credit approval process. Vehicle Insurance UNLESS A CHARGE IS INCLUDED IN THIS AGREEMENT FOR PUBLIC LIABILITY OR PROPERTY DAMAGE INSURANCE, PAYMENT FOR SUCH COVERAGE IS NOT PROVIDED BY THIS AGREEMENT. You may buy the physical damage insurance this contract requires (see back) from anyone you choose who is acceptable to us. You are not required to buy any other insurance to obtain credit. Buyer Co-Buyer Seller (b) (a) OPTIONAL GAP CONTRACT A gap contract (debt cancellation contract) is not required to obtain credit and will not be provided unless you sign below and agree to pay the extra charge. If you choose to buy a gap contract, the charge is shown in item R of the Itemization of Amount Financed. See your gap contract for details on the terms and conditions it provides. It is a part of this contract. Term Mos. I want to buy a gap contract. Buyer Signs FORM NO. 553-CA (REV. 7/3) U.S. PATENT NO. D460,78 03 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR HOW THIS CONTRACT CAN BE CHANGED. This contract contains the entire agreement between you and us relating to this contract. Any change to the contract must be in writing and both you and we must sign it. No oral changes are binding. Buyer Signs Co-Buyer Signs Buyer Signature Co-Buyer Signature Co-Buyers and Other Owners A co-buyer is a person who is responsible for paying the entire debt. An other owner is a person whose name is on the title to the vehicle but does not have to pay the debt. The other owner agrees to the security interest in the vehicle given to us in this contract. Other Owner Signature Address Other Owner Signature THERE IS NO COOLING-OFF PERIOD UNLESS YOU OBTAIN A CONTRACT CANCELLATION OPTION California law does not provide for a cooling-off or other cancellation period for vehicle sales. Therefore, you cannot later cancel this contract simply because you change your mind, decide the vehicle costs too much, or wish you had acquired a different vehicle. After you sign below, you may only cancel this contract with the agreement of the seller or for legal cause, such as fraud. However, California law does require a seller to offer a two-day contract cancellation option on used vehicles with a purchase price of less than forty thousand dollars (40,000), subject to certain statutory conditions. This contract cancellation option requirement does not apply to the sale of a recreational vehicle, a motorcycle, or an off-highway motor vehicle subject to identification under California law. See the vehicle contract cancellation option agreement for details. GUARANTY: To induce us to sell the vehicle to Buyer, each person who signs as a Guarantor individually guarantees the payment of this contract. If Buyer fails to pay any money owing on this contract, each Guarantor must pay it when asked. Each Guarantor will be liable for the total amount owing even if other persons also sign as Guarantor, and even if Buyer has a complete defense to Guarantor s demand for reimbursement. Each Guarantor agrees to be liable even if we do one or more of the following: () give the Buyer more time to pay one or more payments; () give a full or partial release to any other Guarantor; (3) release any security; (4) accept less from the Buyer than the total amount owing; or (5) otherwise reach a settlement relating to this contract or extend the contract. Each Guarantor acknowledges receipt of a completed copy of this contract and guaranty at the time of signing. Guarantor waives notice of acceptance of this Guaranty, notice of the Buyer s non-payment, non-performance, and default; and notices of the amount owing at any time, and of any demands upon the Buyer. Guarantor Guarantor Address Address Seller Signs By Title The Annual Percentage Rate may be negotiable with the Seller. The Seller may assign this contract and retain its right to receive a part of the Finance Charge. Buyer Name and Address (Including County and Zip Code) Co-Buyer Name and Address (Including County and Zip Code) Seller-Creditor (Name and Address) THE MINIMUM PUBLIC LIABILITY INSURANCE LIMITS PROVIDED IN LAW MUST BE MET BY EVERY PERSON WHO PURCHASES A VEHICLE. IF YOU ARE UNSURE WHETHER OR NOT YOUR CURRENT INSURANCE POLICY WILL COVER YOUR NEWLY ACQUIRED VEHICLE IN THE EVENT OF AN ACCIDENT, YOU SHOULD CONTACT YOUR INSURANCE AGENT. WARNING: YOUR PRESENT POLICY MAY NOT COVER COLLISION DAMAGE OR MAY NOT PROVIDE FOR FULL REPLACEMENT COSTS FOR THE VEHICLE BEING PURCHASED. IF YOU DO NOT HAVE FULL COVERAGE, SUPPLEMENTAL COVERAGE FOR COLLISION DAMAGE MAY BE AVAILABLE TO YOU THROUGH YOUR INSURANCE AGENT OR THROUGH THE SELLING DEALER. HOWEVER, UNLESS OTHERWISE SPECIFIED, THE COVERAGE YOU OBTAIN THROUGH THE DEALER PROTECTS ONLY THE DEALER, USUALLY UP TO THE AMOUNT OF THE UNPAID BALANCE REMAINING AFTER THE VEHICLE HAS BEEN REPOSSESSED AND SOLD. FOR ADVICE ON FULL COVERAGE THAT WILL PROTECT YOU IN THE EVENT OF LOSS OR DAMAGE TO YOUR VEHICLE, YOU SHOULD CONTACT YOUR INSURANCE AGENT. THE BUYER SHALL SIGN TO ACKNOWLEDGE THAT HE/SHE UNDERSTANDS THESE PUBLIC LIABILITY TERMS AND CONDITIONS. S/S Trade-In Payoff Agreement: Seller relied on information from you and/or the lienholder or lessor of your trade-in vehicle to arrive at the payoff amount shown in item 6B of the Itemization of Amount Financed as the Prior Credit or Lease Balance. You understand that the amount quoted is an estimate. Seller agrees to pay the payoff amount shown in 6B to the lienholder or lessor of the trade-in vehicle, or its designee. If the actual payoff amount is more than the amount shown in 6B, you must pay the Seller the excess on demand. If the actual payoff amount is less than the amount shown in 6B, Seller will refund to you any overage Seller receives from your prior lienholder or lessor. Except as stated in the NOTICE on the back of this contract, any assignee of this contract will not be obligated to pay the Prior Credit or Lease Balance shown in 6B or any refund. Buyer Signature Co-Buyer Signature Notice to buyer: () Do not sign this agreement before you read it or if it contains any blank spaces to be filled in. () You are entitled to a completely filled in copy of this agreement. (3) You can prepay the full amount due under this agreement at any time. (4) If you default in the performance of your obligations under this agreement, the vehicle may be repossessed and you may be subject to suit and liability for the unpaid indebtedness evidenced by this agreement. If you have a complaint concerning this sale, you should try to resolve it with the seller. Complaints concerning unfair or deceptive practices or methods by the seller may be referred to the city attorney, the district attorney, or an investigator for the Department of Motor Vehicles, or any combination thereof. After this contract is signed, the seller may not change the financing or payment terms unless you agree in writing to the change. You do not have to agree to any change, and it is an unfair or deceptive practice for the seller to make a unilateral change. Buyer Signature Co-Buyer Signature Make and Model Year Odometer Vehicle Identification Number Primary Use For Which Purchased Personal, family or household unless otherwise indicated below. business or commercial New Used FEDERAL TRUTH-IN-LENDING DISCLOSURES ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. % FINANCE CHARGE The dollar amount the credit will cost you. Amount Financed The amount of credit provided to you or on your behalf. (e) means an estimate YOUR PAYMENT SCHEDULE WILL BE: Number of Payments: One Payment of Amount of Payments: When Payments Are Due: One Payment of One Payment of One final payment Total of Payments The amount you will have paid after you have made all payments as scheduled. Total Sale The total cost of your purchase on credit, including your down payment of is (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) (Q) (R) (S) (T) () (A) (B) (C) (D) () (3) (4) (5) (A) (B) (C) (D) (E) (F) (G) (6) (7) ITEMIZATION OF THE AMOUNT FINANCED (Seller may keep part of the amounts paid to others.). Total Cash A. Cash of Motor Vehicle and Accessories. Cash Vehicle. Cash Accessories 3. Other (Nontaxable) Describe Describe B. Document Processing Charge (not a governmental fee) C. Emissions Testing Charge (not a governmental fee) D. (Optional) Theft Deterrent Device (to whom paid) E. (Optional) Theft Deterrent Device (to whom paid) F. (Optional) Theft Deterrent Device (to whom paid) G. (Optional) Surface Protection Product (to whom paid) H. (Optional) Surface Protection Product (to whom paid) I. EV Charging Station (to whom paid) J. Sales Tax (on taxable items in A through I) K. Electronic Vehicle Registration or Transfer Charge (not a governmental fee) (to whom paid) L. (Optional) Service Contract (to whom paid) M. (Optional) Service Contract (to whom paid) N. (Optional) Service Contract (to whom paid) O. (Optional) Service Contract (to whom paid) P. (Optional) Service Contract (to whom paid) Q. Prior Credit or Lease Balance paid by Seller to (see downpayment and trade-in calculation) R. (Optional) Gap Contract (to whom paid) S. (Optional) Used Vehicle Contract Cancellation Option Agreement T. Other (to whom paid) For Total Cash (A through T). Amounts Paid to Public Officials A. Vehicle License Fees B. Registration/Transfer/Titling Fees C. California Tire Fees D. Other Total Official Fees (A through D) 3. Amount Paid to Insurance Companies (Total premiums from Statement of Insurance column a + b) 4. State Emissions Certification Fee or State Emissions Exemption Fee 5. Subtotal ( through 4) 6. Total Downpayment A. Agreed Trade-In Value Yr Make Model Odom VIN B. Less Prior Credit or Lease Balance (e) C. Net Trade-In (A less B) (indicate if a negative number) D. Deferred Downpayment E. Manufacturer s Rebate F. Other G. Cash Total Downpayment (C through G) (If negative, enter zero on line 6 and enter the amount less than zero as a positive number on line Q above) 7. Amount Financed (5 less 6) Term Premium Ded. Comp., Fire & Theft Mos. Ded. Collision Mos. Bodily Injury Limits Mos. Property Damage Limits Mos. Medical Mos. Mos. Total Vehicle Insurance Premiums Credit Life: Buyer Co-Buyer Both Credit Disability (Buyer Only) Term Exp. Premium Credit Life Mos. Credit Disability Mos. Total Credit Insurance Premiums Insurance Company Name Home Office Address Buyer Co-Buyer Age Age Name of Gap Contract Buyer Signature Buyer Signature SELLER ASSISTED LOAN BUYER MAY BE REQUIRED TO PLEDGE SECURITY FOR THE LOAN, AND WILL BE OBLIGATED FOR THE INSTALLMENT PAYMENTS ON BOTH THIS RETAIL INSTALLMENT SALE CONTRACT AND THE LOAN. Proceeds of Loan From: Amount Finance Charge Total Payable in installments of. from this Loan is shown in item 6D. (e) Monthly beginning Ptg. 5/3 The Brand You Can Trust

5 FORM NO. 750S / The Reynolds and Reynolds Company TO ORDER: ; fax Ptg. 3/09 Check Appropriate repayment of the credit requested, complete Sections A and C. Box ADDRESS: spouse should not sign as Co-applicant. MOBILE PHONE: Co-Applicant Initials SELLER STOCK NO. DATE AMOUNT REQUESTED SECTION A. Information Regarding Applicant LAST NAME (PRINT) FIRST INITIAL BIRTHDATE DRIVER'S LIC. NO. Married Do not complete if this is an application for individual credit Unmarried and you do not reside in a community property state. Separated SOCIAL SECURITY NO. AGES OF DEPENDENTS ADDRESS CITY STATE ZIP HOME PHONE HOW LONG? PREVIOUS ADDRESSES (TO COVER 5 YEARS RESIDENCE) CITY STATE ZIP HOW LONG? LIVED IN COMMUNITY? CITY STATE ZIP HOW LONG? LIVED IN COMMUNITY? OCCUPATION OR RANK PRESENT EMPLOYER ADDRESS CITY STATE ZIP PHONE HOW LONG? PREVIOUS EMPLOYMENT (TO COVER 5 YEAR HISTORY) ADDRESS CITY STATE ZIP PHONE HOW LONG? ADDRESS CITY STATE ZIP PHONE HOW LONG? NEAREST RELATIVE NOT LIVING WITH APPLICANT ADDRESS CITY STATE ZIP PHONE RELATIONSHIP INCOME: LAST NAME (PRINT) FIRST INITIAL BIRTHDATE DRIVER'S LIC. NO. Married Do not complete if this is an application for individual credit Unmarried and you do not reside in a community property state. Separated SOCIAL SECURITY NO. RELATIONSHIP TO APPLICANT AGES OF DEPENDENTS ADDRESS CITY STATE ZIP PHONE HOW LONG? PREVIOUS ADDRESSES (TO COVER 5 YEARS RESIDENCE) CITY STATE ZIP HOW LONG? LIVED IN COMMUNITY? CITY STATE ZIP HOW LONG? LIVED IN COMMUNITY? OCCUPATION OR RANK PRESENT EMPLOYER ADDRESS CITY STATE ZIP PHONE HOW LONG? PREVIOUS EMPLOYMENT (TO COVER 5 YEAR HISTORY) ADDRESS CITY STATE ZIP PHONE HOW LONG? ADDRESS CITY STATE ZIP PHONE HOW LONG? NEAREST RELATIVE NOT LIVING WITH APPLICANT ADDRESS CITY STATE ZIP PHONE RELATIONSHIP INCOME: completed, only give information about the Applicant in this Section.) LANDLORD OR MORTGAGE HOLDER ADDRESS ACCOUNT NO. MORTGAGE BALANCE PYMNT. OR RENT OWN RENT DATE HOME PURCHASED AGE OF HOME PRICE PAID FOR HOME MARKET VALUE nd MORTGAGE AMOUNT PAYMENT TYPE OF CREDIT COMPANY NAME OF ALL OBLIGATIONS ACCOUNT NO. OPEN CLOSED ADDRESS CITY STATE ZIP BALANCE HIGH MONTHLY PYMTS OR DATE CLOSED OPEN CLOSED ADDRESS CITY STATE ZIP OPEN CLOSED ADDRESS CITY STATE ZIP OPEN CLOSED ADDRESS CITY STATE ZIP PRESENT VEHICLE FINANCED BY / LEASED BY: ACCOUNT NO. ADDRESS CITY STATE ZIP PRESENT VEHICLE FINANCED BY / LEASED BY: ACCOUNT NO. ADDRESS CITY STATE ZIP BANK REFERENCE ACCOUNT NO. BRANCH / ADDRESS CHECKING SAVINGS BALANCE BANK REFERENCE ACCOUNT NO. BRANCH / ADDRESS CHECKING SAVINGS BALANCE HAVE YOU EVER HAD ANY YES DO YOU HAVE ANY LAW SUITS YES HAVE YOU EVER FILED BANKRUPTCY OR IS A BANKRUPTCY YES YES ACTIVE MILITARY RESERVE? PROPERTY REPOSSESSED? NO PENDING AGAINST YOU? NO PROCEEDING IN PROGRESS OR EPECTED? NO NO INACTIVE PERSONAL FRIENDS KNOWN OVER ONE YEAR ADDRESS CITY STATE ZIP PHONE. ADDRESS CITY STATE ZIP PHONE. Notice: No person is required as a condition pursuant to financing the purchase of a motor vehicle to purchase insurance through a particular insurance company, agent or broker. PREVIOUS INSURANCE CO. OR AGENT (NAME AND ADDRESS) PHONE WHERE WILL VEHICLE BE GARAGED? POLICY NO. Has your insurance YES IF YES, WHY? NO. OF INSURANCE LOSSES IN PAST 5 YEARS TOTAL AMOUNT OF LOSSES ever been canceled by any company? NO You agree that we and any assignee of the financing contract or lease may monitor and record telephone calls regarding your account to assure the quality of our service or for other reasons. You agree that we and our assignees may try to contact you in writing, by , or using prerecorded/artificial voice messages, text messages, and automatic telephone dialing systems, as the law allows. You also agree that we and our assignees may try to contact you in these and other ways at any address or telephone number you provide us, even if the telephone number is a cell phone number or the contact results in a charge to you. You () make the above representations, which are certified correct, for the purpose of securing credit; () authorize us, affiliated entities, and financial institutions to whom we submit your application (hereinafter Financial Institutions ) to obtain consumer credit reports and to gather employment history as necessary and appropriate to determine your creditworthiness; (3) understand that we or the Financial Institutions will retain this application whether or not it is approved, and that it is your responsibility to update changes of name, address or employment. You are notified pursuant to the Fair Credit Reporting Act, that your application may be submitted to the financial institutions named below or to other Financial Institutions. FINANCIAL INSTITUTION(S) ADDRESSES PURCHASER HEREBY ACKNOWLEDGES RECEIPT OF A COPY OF THIS CREDIT APPLICATION. CO-APPLICANT APPLICANT S SIGNATURE IF MARRIED, YOU MAY APPLY FOR CREDIT SEPARATELY AS AN INDIVIDUAL. Community Property Notice for Married Applicants: Please provide information about your spouse requested in Section B, even if your spouse is not a co-applicant. Your spouse does not have to be a co-applicant unless he/she wants to be a co-applicant. FORM NO. LAWCA-745E (4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR FORM NO. LAWCA-SCD (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR Other Credit Reporting Agency Name Address City, State Zip Telephone Number LAW California F&I Library S / 0 9 CREDIT APPLICATION IMPORTANT: READ THESE DIRECTIONS BEFORE COMPLETING THIS APPLICATION. (Purchase / Lease) If you are applying for individual credit in your own name and are relying on your own income or assets and not the income or assets of another person as the basis for If you are married and live in a community property state, complete all Sections providing information in Section B about your spouse. Your If this is an application for joint credit with another person, complete all Sections providing information in Section B about the co-applicant. NOTE: APPLICANT, IF MARRIED, MAY APPLY FOR A SEPARATE ACCOUNT. We intend to apply for joint credit. Applicant Initials Applicant's gross monthly income from employment Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation. Alimony, child support, separate maintenance received under: court order written agreement verbal understanding Amount Amount of other monthly income and source(s) TOTAL MONTHLY INCOME SECTION B. Information Regarding Co-Applicant or Spouse (for community property states) (Use separate sheets if necessary.) Credit Application # of Parts: Item #: 750 # of Parts: 4 Item #: 750S Document an applicant s personal and financial information. Joint Applicant's gross monthly income from employment Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation. Alimony, child support, separate maintenance received under: court order written agreement verbal understanding Amount Amount of other monthly income and source(s) TOTAL MONTHLY INCOME SECTION C. Asset and Debt Information: List All Debts Including Alimony, Child Support, Separate Maintenance. (Use a Separate Page If Necessary.) (If Section B has been completed, this Section should be completed giving information about both the Applicant and Joint Applicant or Spouse (for community property states). Please mark Applicant-related information with an "A". If Section B was not INSURANCE IF YOU WISH TO APPLY FOR VEHICLE INSURANCE IN CONNECTION WITH THIS CREDIT APPLICATION, COMPLETE THE FOLLOWING: x xco-applicant S SIGNATURE FORM NO. 750S / The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR Notice of Credit Denial Applicant s Name of Notice Applicant s Address (Street) City State Zip of Application Dealership Name ( we / us ) Telephone Number Dealership Address (Street) City State Zip Thank you for your credit application. After carefully reviewing your application, we are sorry to advise you that: We are unable to offer you vehicle financing or a lease program. We are unable to offer you vehicle financing or a lease program on the terms you requested. If you would like a statement of specific reasons why your application was denied, contact our Finance Director at the address or telephone number shown above within 60 days of the date of this notice. We will provide you with a statement of reasons within 30 days of receiving your request. If we provide these reasons to you orally, you have the right to make a written request to confirm them in writing. We will provide the written statement of reasons within 30 days of receiving your written request for confirmation. DEALER OBTAINED A CREDIT REPORT: [ ] YES [ ] NO Equifax Experian TransUnion P.O. Box 7404 P.O. Box 04 P.O. Box 000 Atlanta, GA Allen, T 7503 Chester, PA 90 (800) 685- (888) (800) DEALER OBTAINED AND USED A CREDIT SCORE FROM A CONSUMER REPORTING AGENCY: [ ] YES [ ] NO If we checked yes above, we obtained your credit score from Equifax Experian TransUnion and used it in making our credit decision. Your credit score is a number that reflects the information in your consumer report. Your credit score can change depending on how the information in your consumer report changes. Your credit score: : Scores range from a low of to a high of. Key factors that adversely affected your credit score:. LAWCA-SCD If we checked yes above, we obtained information from one or more consumer reporting agencies as part of our consideration of your application. The box or boxes checked below show the name(s), address(es), and toll-free telephone number(s) of the consumer reporting agency(ies) that provided us with one or more credit reports. The reporting agency(ies) played no part in our decision and is/are unable to supply specific reasons why we have denied credit to you. You have a right under the Fair Credit Reporting Act and California Consumer Credit Reporting Act to know the information contained in your credit file(s) at the consumer reporting agency(ies). You have a right to a free copy of your report(s) from the reporting agency(ies), if you request it/them no later than 60 days after you receive this notice. In addition, if you find that any information contained in the report(s) you received is inaccurate or incomplete, you have the right to dispute the matter with the reporting agency(ies). You can find out about the information contained in your file(s) (if one or more were used) by contacting: Notice of Credit Denial/Adverse Action Notice Item #: LAWCA-SCD Notify applicant of adverse action when credit is denied. 3 Acknowledgement of Cancelled Contract Item #: LAWCA-745E Acknowledge that a contract has been cancelled and whether customer seeks to enter into a new contract. Foreign language translations are available. LAWCA-745E If you have any questions about your credit score, you should contact Equifax Experian TransUnion at the address or telephone number above. DEALER OBTAINED INFORMATION FROM THIRD PARTY ABOUT CREDITWORTHINESS: [ ] YES [ ] NO If we checked yes above, our credit decision was based in whole or in part on information obtained from an affiliate or from an outside source other than a consumer reporting agency. Under the Fair Credit Reporting Act and California Consumer Credit Reporting Act, you have the right to make a written request, no later than 60 days after you receive this notice, for disclosure of the nature of this information. DEALER SUBMITTED YOUR APPLICATION TO FINANCE SOURCE(S): [ ] YES [ ] NO If we checked no above, we referred your application to one or more banks or finance companies for consideration. We generally make sales on credit or offer lease programs when we can find a bank or finance company that is willing to purchase the contract from us on terms that are financially acceptable to us. Unfortunately, we were unable to do that for your transaction. If this box is checked, we made the decision on your application without referring it to a bank or finance company. If you have any questions regarding this notice, please contact our Finance Director or other person designated in Section above. NOTICE: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission at Federal Trade Commission, Equal Credit Opportunity, Washington, D.C Ptg. 4/ ACKNOWLEDGMENT OF CANCELED CONTRACT Buyer/Lessee Name(s) ( you ) Address Street City State Zip Previous Contract Dealership ( dealer ) CONTRACT CANCELED - NEW CONTRACT REQUESTED (This section should be signed by customer(s) only when a sale or lease is canceled and the customer(s) elect(s) to enter into a new agreement with dealer) You acknowledge that the contract for the purchase or lease of the above described vehicle entered into between you and the dealer on the Previous Contract has been canceled (rescinded) and no longer has any legal effect. You freely and voluntarily elect to enter into a new contract for the purchase or lease of a vehicle from dealer. No form of duress or pressure has been exerted against you by any dealer personnel with respect to entering into a new agreement. Buyer/Lessee Signature - OR - Co-Buyer/Co-Lessee Signature CONTRACT CANCELED - NO NEW CONTRACT REQUESTED (This section should be signed by customer(s) only when a sale or lease is canceled and the customer(s) elect(s) NOT to enter into a new agreement with dealer) You acknowledge that the contract for the purchase or lease of the above described vehicle entered into between you and the dealer on the Previous Contract has been canceled (rescinded) and no longer has any legal effect. You acknowledge receipt of a complete refund of all monies or other consideration previously paid by you, including return of a trade-in vehicle, if applicable. Buyer/Lessee Signature Co-Buyer/Co-Lessee Signature 3 To order, call or visit 3

6 THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR FORM NO. LAWCA-77L (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR LAW California F&I Library Contact Authorization (Telephone, , and Fax) Item #: LAWCA-AUTHORIZE Gain express authority to contact consumer via telephone, or fax.. LAWCA-AUTHORIZE Contact Authorization As part of our effort to provide the highest possible level of service, we would like your authorization to contact you in order to ensure you are happy with us, keep you informed of new product offerings and promotions, remind you of necessary maintenance or service your vehicle may need, and other reasons. By signing below, you give us permission to contact you in writing, by , or using prerecorded/artificial voice messages, text messages (SMS), and automatic telephone dialing systems, as the law allows. We may use the telephone numbers, fax number and/or address listed above (as well as any other address or phone number you have provided us) for these purposes. You also agree that we may try to contact you in these and other ways even if the telephone number you have provided us is a mobile phone number or the contact results in a charge to you. This authorization allows us to better serve you in compliance with federal and state regulations. Customer Name Street Address City, State, Zip Telephone Mobile Phone Address Fax Customer Signature If you would like to change any of the above contact preferences, please call us or us. (If you us from a different address than the one listed above, please include your full name and address in body of ). FORM NO. LAWCA-AUTHORIZE (Rev. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax Notice to Cosigner (Retail Installment Sale Contract) # of Parts: 4 Item #: LAWCA-77 Advise co-signers of obligations in the event that the primary borrower defaults on the loan. Foreign language translations are available. LAWCA-77 (Retail Installment Sale Contract) Ptg. 4/ NOTICE TO COSIGNER (Traducción en Inglés Se Requiere Por La Ley) You are being asked to guarantee this debt. Think carefully before you do. If the borrower doesn t pay the debt, you will have to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility. You may have to pay up to the full amount of the debt if the borrower does not pay. You may also have to pay late fees or collection costs, which increase this amount. The creditor can collect this debt from you without first trying to collect from the borrower. The creditor can use the same collection methods against you that can be used against the borrower, such as suing you, garnishing your wages, etc. If this debt is ever in default, that fact may become a part of your credit record. This notice is not the contract that makes you liable for the debt. AVISO PARA EL FIADOR (Spanish Translation Required By Law) Se le está pidiendo que garantice esta deuda. Piénselo con cuidado antes de ponerse de acuerdo. Si la persona que ha pedido este préstamo no paga la deuda, usted tendrá que pagarla. Esté seguro de que usted podrá pagar si sea obligado a pagarla y de que usted desea aceptar la responsabilidad. Si la persona que ha pedido el préstamo no paga la deuda, es posible que usted tenga que pagar la suma total de la deuda, mas los cargos por tardarse en el pago o el costo de cobranza, lo cual aumenta el total de esta suma. El acreedor (financiero) puede cobrarle a usted sin, primeramente, tratar de cobrarle al deudor. Los mismos metodos de cobranza que pueden usarse contra el deudor, podran usarse contra usted, tales como presentar una demanda en corte, quitar parte de su sueldo, etc. Si alguna vez no se cumpla con la obligación de pagar esta deuda, se puede incluir esa información en la historia de credito de usted. Este aviso no es el contrato mismo en que se le echa a usted la responsabilidad de la deuda. Contract Number Número de Contrato BUYER DATE COMPRADOR FECHA CO-BUYER DATE CO-COMPRADOR FECHA 3 Notice to Cosigner (Lease Agreement) COSIGNER ACKNOWLEDGES RECEIPT OF A COPY OF THIS NOTICE. EL FIADOR ACUSA RECIBO DE UNA COPIA DE ESTE AVISO. FORM NO. LAWCA-77 (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR COSIGNER SIGNATURE DATE FIRMA DEL FIADOR FECHA COSIGNER SIGNATURE DATE FIRMA DEL FIADOR FECHA # of Parts: 4 Item #: LAWCA-77L Advise lease co-signers of obligations in the event that the primary borrower defaults on the lease. Foreign language translations are available. LAWCA-77L (Lease Agreement) Ptg. 4/ NOTICE TO COSIGNER (Traducción en Inglés Se Requiere Por La Ley) You are being asked to guarantee this lease. Think carefully before you do. If the lessee doesn t pay, you will have to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility. You may have to pay up to the full amount owed on the lease if the lessee does not pay. You may also have to pay late fees or other collection costs, which increase this amount. The lessor can collect on the lease from you without first trying to collect from the lessee. The lessor can use the same collection methods against you that can be used against the lessee, such as suing you, garnishing your wages, etc. If this lease is ever in default, that fact may become part of your credit record. This notice is not the contract that makes you liable for the lease obligation. AVISO PARA EL FIADOR (Spanish Translation Required By Law) Se le está piediendo que garantice este arrendamiento. Piénselo con cuidado antes de ponerse de acuerdo. Si el arrendatario no paga, usted tendrá que pagar. Esté seguro de que usted podrá pagar si sea obligado a pagar y de que usted desea aceptar la responsabilidad. Si el arrendatario no paga, es posible que usted tenga que pagar la suma total debida en el contrato de arrendamiento, más los cargos por tardarse en el pago o el costo de cobranza, los cuales aumentan el total de esta suma. La compañía arrendadora puede cobrarle a usted por la suma debida en el arrendamiento, sin, primeramente, tratar de cobrarle al arrendatario. Los mismos métodos de cobranza que pueden usarse contra el arrendatario, podrán usarse contra usted, tales como presentar una demanda en corte, quitar parte de su sueldo, etc. Si alguna vez no se cumpla con la obligación del arrendamiento, se puede incluir esa información en la historia de credito de usted. Este aviso no es el contrato mismo en que se le echa a usted la responsabilidad del arrendamiento. Contract/Lease Number Contrato/Número del arrendamiento LESSEE DATE ARRENDATARIO FECHA LESSEE DATE ARRENDATARIO FECHA COSIGNER ACKNOWLEDGES RECEIPT OF A COPY OF THIS NOTICE. EL FIADOR ACUSA RECIBO DE UNA COPIA DE ESTE AVISO. COSIGNER SIGNATURE DATE FIRMA DEL FIADOR FECHA COSIGNER SIGNATURE DATE FIRMA DEL FIADOR FECHA 3 4 To order, call or visit

7 ADDRESS OF AGENT - STREET CITY STATE ZIP AGENT'S PHONE NUMBER BUYER S NAME (Printed) HOME PHONE BUSINESS PHONE ADDRESS The Printer makes no warranty, express or implied, as to content or fitness for purpose of this form. Consult your own legal counsel. CO-BUYER S SIGNATURE FORM NO. LAWCA-TCA (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR LAW California F&I Library LAWCA-8RS Ptg. 4/ Agreement to Furnish Insurance Policy TO SELLER AGREEMENT TO FURNISH INSURANCE POLICY (TO BE USED WITH SECURITY AGREEMENT ON SALE OF VEHICLE) # of Parts: 4 The undersigned Purchaser(s) agree(s) to furnish his/their own Insurance Policy, covering property which is the subject of a Security Agreement dated this day of, YR The vehicle referred to herein is described as follows: Year Make Model Body Vehicle Identification No. Item #: LAWCA-8RS Such Insurance Policy must be delivered to the Seller within days from the date hereof, and if Seller does not receive such Policy by the time stated, Seller may (but is not required to) procure insurance of the kind and type agreed to be furnished under the terms of the above mentioned Security Agreement. Ins.Co. Agent Policy No. Exp. Fire & Theft - Additional Coverage - Deductible Comprehensive - Deductible Collision In the event I fail to furnish a valid insurance policy, or written evidence, from an insurance company for comprehensive and deductible collision insurance coverage, within the time specified from above date, I hereby agree to pay to Seller or its assignees any earned premium for any policy they may have to place for the above described vehicle in accordance with repayment procedures established under California Civil Code Section I/we further agree to assume forthwith any and all responsibility for damage to the property referred to above or resulting from the use, maintenance or operation thereof, and agree to hold Seller free of any loss, claim, or liability resulting from any damage to said property or from the use, maintenance or operation thereof. Loss Payee NOTICE TO BUYER: This Agreement does not authorize the ordering of Public Liability or Property Damage Insurance. Any insurance ordered by the financial institution will cover loss of or damage to the above described vehicle only and will not include Public Liability or Property Damage Insurance. Inform consumer of obligation to provide physical damage insurance on the vehicle until the loan is satisfied, protecting the lien holder from liability. Foreign language translations are available. WARNING: IT IS YOUR RESPONSIBILITY UNDER CALIFORNIA LAW TO OBTAIN LIABILITY INSURANCE OR BE SUBJECT TO PENALTIES FOR VIOLATING SECTION 600 OF THE VEHICLE CODE, WHICH MAY INCLUDE LOSS OF LICENSE OR FINE. THE INSURANCE ACQUIRED BY THE LIENHOLDER DOES NOT PROVIDE LIABILITY COVERAGE AND DOES NOT SATISFY YOUR RESPONSIBILITY UNDER CALIFORNIA LAW. BUYER S SIGNATURE LAWCA-TCA FORM NO. LAWCA-8RS REV. 4/ 0 The Reynolds and Reynolds Company Order Toll Free Ptg. 4/ Translated Contract Acknowledgement TRANSLATED CONTRACT ACKNOWLEDGMENT BY SIGNING BELOW, CUSTOMER ACKNOWLEDGES RECEIVING A COMPLETELY FILLED-IN CONTRACT OR AGREEMENT IN THE LANGUAGE CHECKED BELOW BEFORE SIGNING THE ENGLISH-LANGUAGE CONTRACT OR AGREEMENT. [SPANISH] MEDIANTE SU FIRMA MÁS ABAJO, EL CLIENTE RECONOCE HABER RECIBIDO UN CONTRATO O ACUERDO COMPLETAMENTE LLENADO EN ESPAÑOL ANTES DE FIRMAR EL CONTRATO O ACUERDO EN INGLÉS. [CHINESE] 戶 在 面, 表 其, 戶 在 文 合 或 協, 收 到 全 的 文 合 或 協 [KOREAN],. [VIETNAMESE] KHI KÝ TÊN DƯỚI ĐÂY, KHÁCH HÀNG ÁC NHẬN LÀ ĐÃ NHẬN ĐƯỢC MỘT BẢN HỢP ĐỒNG HOẶC GIAO KÈO ĐƯỢC ĐIỀN ĐẦY ĐỦ BẰNG TIẾNG VIỆT TRƯỚC KHI KÝ BẢN HỢP ĐỒNG HOẶC GIAO KÈO BẰNG ANH NGỮ. Item #: LAWCA-TCA Acknowledge that consumer has received a contract or agreement in a foreign language or that the contract was negotiated solely in English (Includes English, Spanish, Chinese, Korean, Tagalog, and Vietnamese). [TAGALOG] SA PAMAMAG-ITAN NG PAGLAGDA SA IBABA, INAAMIN NG PAROKYANO ANG PAGTANGGAP NG KONTRATA O KASUNDUAN SA WIKANG-TAGALOG NA ANG MGA PUWANG AY LUBUSANG NASULATAN, BAGO LAGDAAN ANG KONTRATA O KASUNDUAN SA WIKANG-INGLES. The transaction was negotiated solely in English LA TRANSACCIÓN SERÁ NEGOCIADA SÓLO EN INGLÉS. 的 協 商 用. GIAO DịCH CHỉ ĐƯỢC THƯƠNG LƯỢNG BẰNG TIẾNG ANH. ANG KASUNDUAN AY PINAG-USAPAN SA WIKANG INGLES LAMANG. : Customer To order, call or visit 5

8 THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR Reading at time of delivery (Must not be less than 50 miles) THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR LAW California F&I Library Contract Cancellation Option Agreement Item #: LAWCA-CCOA-UMV Record consumer s decision to accept or decline purchase of a contract cancellation option agreement. Foreign language translations are available. CONTRACT CANCELLATION OPTION AGREEMENT [Used Motor Vehicle Purchases Only] Buyer Name and Address: ( Buyer or you ) Co-Buyer Name and Address: ( Co-Buyer or you ) Dealer Name and Address: ( Dealer, we or us ) DECLINE (For use only when customer chooses NOT to purchase a contract cancellation option) You were offered, but choose not to purchase a contract cancellation option. You understand that California law does not provide for a cooling off or other cancellation period for used vehicle purchases unless you obtain a contract cancellation option. I DO NOT WANT TO PURCHASE A CONTRACT CANCELLATION OPTION.. LAWCA-CCOA-UMV Vehicle Delivery Vehicle Description: ( Vehicle ) Year: Make: Model: VIN: Cancellation Option Purchase Cancellation Deadline / / AM PM Standard Restocking Fee Schedule Lessee Restocking Fee Schedule Vehicle Cash : A. Excess Mileage: 5,000 or less: B. Unrepaired Damage: More than 5,000 but less than 0,000: C. Excess Wear & Tear: 0,000 or more: D. Maximum Restocking Fee (A plus B plus C): Buyer s Signature Co-Buyer s Signature Odometer Reading Mileage Restriction Restocking Fee Notice of Contract Cancellation (Retail Installment Sale Contract) Item #: LAWCA-NERE Notify consumer that a contract is being cancelled under the Seller s Right to Cancel for inability to obtain financing. Foreign language translations are available. ACCEPT (For use only when customer chooses to purchase a contract cancellation option) TERMS AND CONDITIONS. Cancellation Option and Purchase. Under the terms and conditions of this Contract Cancellation Option Agreement ( Agreement ), you agree to buy the option to cancel the retail installment sale contract or purchase order for the Cancellation Option Purchase shown above.. Cancellation Option Period. You agree that if you exercise the option to cancel the retail installment sale contract or purchase order, you must do so by the Cancellation /Time shown above. You may not cancel after the Cancellation /Time shown above. You may not cancel if, after the Vehicle Delivery, the Vehicle s mileage exceeds the Odometer Reading by the number of miles shown in the Mileage Restriction box above. 3. Restocking Fee. If you exercise the option to cancel the retail installment sale contract or purchase order, you agree to pay a Restocking Fee in the amount shown in the Restocking Fee box above. The restocking fee schedules above indicate the maximum charges that a dealer may collect in connection with this Agreement pursuant to Section 73. of the California Vehicle Code. The Standard Restocking Fee Schedule above applies to all Buyers except for a Buyer who was a lessee of the Vehicle immediately preceding his or her purchase of the Vehicle ( Lessee ). If you were the Lessee, the Lessee Restocking Fee Schedule above applies to you and you understand that the maximum restocking fee is determined by taking the sum of: () the amount you would have been obligated to pay to the lessor, at time of lease termination for excess mileage, unrepaired damage, and excess wear and tear as specified in your lease agreement as if you had not purchased the Vehicle or this contract cancellation option, and () the maximum restocking fee as shown in the Standard Restocking Fee Schedule. The amount paid by you for the contract cancellation option shall be applied toward the restocking fee. 4. Exercising Your Cancellation Option. You understand that this cancellation option gives you the right to cancel the purchase of the Vehicle and obtain a full refund, less the Restocking Fee shown above. You understand that the right to cancel will apply only if, within the time shown above, you: Personally sign and deliver to us a written notice exercising the right to cancel. You may do so by returning a copy of this Agreement with the Exercise of Option to Cancel and Return the Vehicle section completed below; Pay the Restocking Fee shown above; Return your copies of this Agreement, the original retail installment sale contract or purchase order, all related documents, and all original vehicle titling and registration documents, if any; Execute any documents reasonably necessary to effectuate the cancellation and refund, and as reasonably required to comply with applicable law; and Return the Vehicle free of all liens and encumbrances other than the lien or encumbrance created by the retail installment sale contract or loan arranged by us or any purchase money loan obtained from a third party and in the same condition as when it was received except for reasonable wear and tear and any mechanical problems that become evident after the Vehicle Delivery shown above that were not caused by you. 5. Other Important Terms and Conditions. In addition to the above, there are equally important terms and conditions located on the reverse side of this Agreement. By signing below, you acknowledge and agree to the terms and conditions of this Agreement (including those on the reverse side). I WANT TO PURCHASE A CONTRACT CANCELLATION OPTION. EERCISE OF OPTION TO CANCEL AND RETURN THE VEHICLE (For use only when customer chooses to cancel the purchase contract and return the Vehicle) By signing below, I elect to exercise my right to cancel the purchase of the Vehicle described in this Agreement. In doing so, I also agree to comply with all terms and conditions as set forth in this Agreement, including, but not limited to, those set forth in section 4 above. Cancellation Deadline / / AM PM Buyer s Signature Buyer s Signature Co-Buyer s Signature Copy - Buyer Copy - Buyer Copy 3 - Dealer FORM NO. LAWCA-CC0A-UMV (REV. 7/3) 03 The Reynolds and Reynolds Company TO ORDER: ; fax Co-Buyer s Signature Buyer Name(s) ( you ) Address Street City State Zip Dealership. LAWCA-NERE NOTICE OF CONTRACT CANCELATION (Retail Installment Sale Contract) Today s Contract 3 Notice of Contract Cancellation (Lease Agreement) Item #: LAWCA-NERE-L Notify consumer that the lease agreement is being cancelled for inability to obtain financing.. LAWCA-NERE-L NOTICE OF CONTRACT CANCELATION (Lease Agreement) Please take notice that we hereby elect to cancel the retail installment sale contract entered into between you and us in connection with your purchase of the Vehicle. We are canceling the contract because we were unable to assign the contract to any one of the financial institutions with whom we regularly do business under an assignment acceptable to us. For your reference, our right to cancel the contract is contained in the Seller s Right to Cancel section on the reverse side of the contract. By virtue of our cancelation of the contract, you are now required under the terms of the contract to immediately return the Vehicle to us in the same condition it was in at the time of purchase, reasonable wear and tear excepted. Upon your return of the Vehicle to us, we will give back to you all consideration you have paid to us for the Vehicle. Please contact the named representative below at the telephone number provided as soon as possible to make arrangements for the immediate return of the Vehicle to the dealership. Dealer Representative s Printed Name Lessee Name(s) ( you ) Today s Address Street City State Zip Contract Telephone Number Dealership FORM NO. LAWCA-NERE (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax Please take notice that we hereby elect to cancel the lease agreement entered into between you and us in connection with your lease of the Vehicle. We are canceling the lease agreement because we were unable to assign the contract to any one of the financial institutions with whom we regularly do business under an assignment acceptable to us. For your reference, our right to cancel the contract is contained in the section for individualized agreements on the face of the lease agreement. By virtue of our cancelation of the lease agreement, you are now required under the terms of the agreement to return the Vehicle to us in good condition. Upon your return of the Vehicle to us, we will give back to you all consideration you have paid to us for the Vehicle. Please contact the named representative below at the telephone number provided as soon as possible to make arrangements for the immediate return of the Vehicle to the dealership. Dealer Representative s Printed Name Telephone Number FORM NO. LAWCA-NERE-L (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax To order, call or visit

9 THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR (Buyer(s) Signature) (Lessee(s) Signature) (Co-Buyer(s) Signature) (Co-Lessee(s) Signature) Buyer/Lessee Name(s) ( you ) Address: Street City State Zip Contract Dealership ( Dealer, us, our ) (Customer(s) initials) Customer s Signature ORDER TOLL FREE ; FA THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR Customer s (co-buyer/co-lessee) Signature Buyer Name(s)( you ) Telephone Number Address: Street City State Zip Contract Dealership ( dealer ) Salesperson Manufacturer Model Description Description Description Description Description Description Description Description Buyer s Signature Co-buyer s Signature FORM NO. LAWCA-EVCSD (REV. 7/3) THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR 03 The Reynolds and Reynolds Company TO ORDER: ; fax LAW California F&I Library Buyer Name(s) ( you ). LAWCA-PCD PRE-CONTRACT DISCLOSURE (Retail Installment Sale Contract) Pre-Contract Disclosure (Retail Installment Sale Contract) Address: Street City State Zip Contract Optional Goods and Services Optional Service Contract(s): () () (3) (4) (5) Optional Debt Cancellation Agreement (GAP): Optional Theft Deterrent Device(s): () () (3) Optional Surface Protection Product(s): () () Optional Vehicle Contract Cancellation Option Agreement Optional Insurance Product: Total Item #: LAWCA-PCD Disclose installment payment with and without certain items as required by California law, and help avoid packing claims. Foreign language translations are available. Installment Payment ECLUDING Listed Items: Installment Payment INCLUDING Listed Items: THE ABOVE INSTALLMENT PAYMENTS INCLUDE THE ITEMS DESCRIBED ABOVE, THE PRICE OF THE VEHICLE, GOVERNMENT FEES AND TAES, FINANCE CHARGES, AND THE FOLLOWING ADDITIONAL CHARGES: Other Goods, Services and Miscellaneous Charges Cash of Additional Accessories Document Processing Charge Other (Nontaxable) Emissions Testing Charge Prior Credit or Lease Balance Other (to whom paid) EV Charging Station For: Electronic Vehicle Registration or Transfer Charge By signing below, you acknowledge: All of the charges described above will be included in the retail installment sale contract accompanying the purchase of the above described vehicle. The goods and services are not required as a condition to obtaining financing terms. This document was presented to you prior to signing the retail installment sale contract and you consent to including all the above charges in the retail installment sale contract. Buyer s Signature FORM NO. LAWCA-PCD (7/3) 03 The Reynolds and Reynolds Company TO ORDER: ; fax Co-Buyer s Signature LAWCA-UVHD Ptg. 4/ USED VEHICLE DISCLOSURE The undersigned buyer(s)/lessee(s) of the above described used motor Vehicle ( Vehicle ) acknowledge the following disclosure of the Vehicle s prior history and/or use as known by us at the time of delivery. THIS FORM SUPERSEDES ALL VERBAL COMMENTS REGARDING THE VEHICLE S PRIOR HISTORY AND/OR USE.. Unregistered Factory Executive Vehicle (Warranty Commencement : ). Unregistered Dealer Demonstrator (Warranty Commencement : ) 3. Dealer Service Vehicle 4. Dealer Loaner Vehicle 5. Registered Dealer Lease Vehicle 6. Other Dealer Registered Vehicle 7. Dealer Rental Vehicle Used Vehicle History Disclosure Item #: LAWCA-UVHD Provide required vehicle history disclosures and receive customer acknowledgement of disclosures before sale. 8. Other Rental Vehicle 9. Publicly Owned Vehicle (e.g., government agency) 0. Taxicab (includes limousines). Insurance Salvage Vehicle. Revived Salvage Vehicle 3. Lemon Law Buyback THIS VEHICLE WAS REPURCHASED BY ITS MANUFACTURER DUE TO A DEFECT IN THE VEHICLE PURSUANT TO CONSUMER WARRANTY LAWS. THE TITLE TO THIS VEHICLE HAS BEEN PERMANENTLY BRANDED WITH THE NOTATION LEMON LAW BUYBACK. 3 Tire Chain Disclosure 4. Rollback/Unwind This Vehicle has been previously sold/leased, delivered to a customer, then returned as a result of a sale/lease cancellation. 5. Gross Polluter This Vehicle has been classified as a Gross Polluter. The emissions system has been repaired and currently meets acceptable emission standards. State law requires the Gross Polluter designation to remain on the Vehicle s DMV record. State law also requires that this Vehicle s emissions be tested annually for up to five years by a California Test-Only facility. Annual test costs and the cost of necessary repairs to the emissions system are the responsibility of the Vehicle owner. LAWCA-365 Ptg. 4/ TIRE CHAIN DISCLOSURE AS EQUIPPED, THIS VEHICLE MAY NOT BE OPERATED WITH TIRE CHAINS BUT MAY ACCOMMODATE SOME OTHER TYPE OF TIRE TRACTION DEVICE. SEE THE OWNER S MANUAL FOR DETAILS. The undersigned acknowledges that prior to signing a contract to buy or lease the subject new vehicle, the undersigned read this disclosure and received a signed copy. d: 6. None of the above To the best of our knowledge, this Vehicle s prior history and/or use does not match any of the above categories. If a vehicle history report concerning the Vehicle ( report ) was provided to you, you understand that dealer obtained this report from an unaffiliated, third-party service provider. Dealer is not responsible for any errors or omissions in this report. This report is provided as a courtesy and is for your information only. FORM NO. LAWCA-UVHD (REV. 4/) 0 The Reynolds and Reynolds Company Item #: LAWCA-365 Acknowledge that a vehicle cannot be operated with tire chains. Meets California DMV requirements. 4 Electric Vehicle Charging Station Disclosure FORM NO. LAWCA-365 REV. 4/ 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR 3 Identification of Parties Identification of Vehicle ( Vehicle ) LAWCA-EVCSD ELECTRIC VEHICLE CHARGING STATION DISCLOSURE Item #: LAWCA-EVCSD Record consumer s decision to purchase an Electric Vehicle Charging Station with the purchase of an electric vehicle. Foreign language translations are available. Electric Vehicle Charging Station Description Materials and Wiring Installation Services By signing below, you acknowledge: Total Charge The Total Charge stated above will be included in the retail installment sale contract accompanying the purchase of the Vehicle and described as EV Charging Station. The goods and services are not required as a condition to obtaining financing terms. This document was presented to you prior to signing the retail installment sale contract and you consent to including all the above charges in the retail installment sale contract. Additional charges may apply, including, but not limited to, applicable building permit fees, architectural services, additional installation charges, additional materials and wiring, the services of your own electrician, costs for electricity used to operate the Electric Vehicle Charging Station, and taxes and/or official fees related to electricity use and/or the equipment purchased. 4 To order, call or visit 7

10 THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR FORM NO. LAWCA-DMGDSCL-U (4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR FORM NO. LAWCA-DMGDSCL-N (4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR LAW California F&I Library Trade/Purchase Disclosure Form LAWCA-9635 Ptg. 4/ Item #: LAWCA-9635 Obtain customer disclosures about history of trade-in vehicle. Damage Disclosure (New or Previously Unregistered Vehicle) Item #: LAWCA-DMGDSCL-N Disclose prior damage to a new vehicle. Buyer/Lessee Name(s) ( you ) TRADE/PURCHASE DISCLOSURE FORM Address (Street) City State Zip As the registered owner or lessee of the above-described vehicle vehicle, you hereby declare to the best of your knowledge: Customer s Initials The vehicle has NOT been in an accident that has caused any FRAME OR SUSPENSION DAMAGE or caused the vehicle to be classified as SALVAGE. A salvage vehicle is either of the following:. A vehicle that has been damaged to the extent that the owner, financial institution, or the insurance company that insured or is responsible for repair of the vehicle, considers it uneconomical to repair the vehicle and it is not repaired; or. A vehicle that was determined to be uneconomical to repair and, regardless of whether the vehicle was repaired or not, a total loss payment was made to an insured party and the insurance company informed the claimant of the need to report the total loss status to the DMV. The vehicle has NOT been classified as a LEMON-LAW BUYBACK or WARRANTY RETURN by its manufacturer or any prior selling dealer. (A warranty return vehicle is a vehicle wherein the manufacturer or dealer accepted a return of the vehicle due to a claimed defect which existed in the condition or performance of the vehicle, which defect caused the vehicle to be returnable because of state or federal warranty laws.) The vehicle was NOT a PUBLICLY OWNED vehicle, has NOT been previously used in law enforcement, or classified as a POLICE vehicle. The vehicle has NOT been previously used as a RENTAL vehicle, used for hire, or classified as a TAI. The vehicle was NOT manufactured for use outside of the United States or classified as a GREY MARKET vehicle. The vehicle s ODOMETER has NOT been TAMPERED WITH, REPAIRED or REPLACED. The vehicle s ODOMETER READING is accurate. The vehicle s AIRBAGS, if any, have NEVER been deployed and are fully functional at this time. The vehicle has NOT sustained any WATER DAMAGE due to flooding or other water-related event. The vehicle s EMISSIONS CONTROL system has NOT been REMOVED or TAMPERED WITH in any way. The vehicle has never been designated by the State of California as a GROSS POLLUTER. The vehicle has NEVER been MODIFIED or REPAIRED in such a way as to cause the MANUFACTURER S WARRANTY (in part or in its entirety) to be voided. There are no LIENS on this vehicle other than the one (if any) that appears on the vehicle s title and/or registration. The vehicle s most recent REGISTRATION RENEWAL FEES due to the state were NOT paid by a check that was subsequently (or may be) returned due to a STOP-PAYMENT ORDER, INSUFFICIENT FUNDS, or a CLOSED-ACCOUNT. You understand the dealer is relying on these representations in both agreeing to acquire the vehicle and in establishing a value for its acquisition. FORM NO. LAWCA-9635 (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax Customer s Signature Contract Odometer Buyer/Lessee Name(s) (you). LAWCA-DMGDSCL-N DAMAGE DISCLOSURE (New or Previously Unregistered Vehicle) Address (Street) City State Zip Contract California law requires dealers to disclose to purchasers any MATERIAL DAMAGE known by the dealer to have been sustained by new or previously unregistered motor vehicles and subsequently repaired. California law also requires dealers to disclose to purchasers any unrepaired damage (whether material or not) known by the dealer to have been sustained by new or previously unregistered motor vehicles. MATERIAL DAMAGE is defined as: 3 Damage Disclosure (Used Vehicle) Item #: LAWCA-DMGDSCL-U. The damage required repairs having a value, including parts and labor calculated at the repairer s cost, exceeding 3 percent of the manufacturer s suggested retail price of the vehicle or five hundred dollars (500), whichever is greater. The replacement of damaged or stolen components, excluding the cost of repainting or refinishing those components, if replaced by the installation of new original manufacturer s equipment, parts, or accessories that are bolted or otherwise attached as a unit to the vehicle, including, but not limited to, the hood, bumpers, fenders, mechanical parts, instrument panels, moldings, glass, tires, wheels, and electronic instruments, shall be excluded from the damage calculation, except that any damage having a cumulative repair or replacement value which exceeds 0 percent of the manufacturer s suggested retail price of the vehicle shall be deemed material; or. The damage was to the frame or drive train of the motor vehicle; or 3. The damage occurred in connection with a theft of the entire vehicle; or 4. The damage was to the suspension of the vehicle requiring repairs other than wheel balancing or alignment. The Vehicle has sustained damage as described below and/or as described in any attachment: Disclose prior damage to a used vehicle. LAWCA-DMGDSCL-U This damage has been repaired This damage has NOT been repaired MATERIAL DAMAGE DISCLOSURE - USED VEHICLE By signing below, you acknowledge that dealer has disclosed to you the above-described damage prior to entering into a contract for the purchase or lease of the Vehicle. Buyer/Lessee Name(s) (you) Buyer s Signature Co-buyer s Signature Address (Street) City State Zip Contract To the dealer s knowledge, the above-described vehicle ( Vehicle ) has sustained material damage as described below and/or as described in any attachment. This damage has been repaired This damage has NOT been repaired By signing below, you acknowledge that dealer has disclosed to you the above-described damage prior to entering into a contract for the purchase or lease of the Vehicle. Buyer s Signature Co-buyer s Signature 3 8 To order, call or visit

11 Customer Signature Customer Signature THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR LICENSE PLATE/CF NUMBER VEHICLE/VESSEL ID NUMBER YEAR/MAKE DISABLED PERSON PLATE DISABLED VETERAN PLATE PERMANENT DISABLED PERSON PLACARD LICENSE NUMBER MAIL TO: NAME ADDRESS REG 56 (REV. 8/008) WWW VEHICLE MAKE TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR VEHICLE ID NUMBER CITY STATE ZIP (Continued on reverse side) LAW California F&I Library Customer Name(s) ( you ). LAWCA-VCR VEHICLE CONDITION REPORT Address (Street) City State Zip Contract Exterior Vehicle Condition Report Item #: LAWCA-VCR Identify exterior and interior damage to a vehicle at time of delivery. Indicate Damage: D = Minor Dent/Ding S = Minor Scratch P = Minor Paint Blemish = Major Damage or Paint Discoloration There were no visible damage and/or cosmetic defects on the exterior of the Vehicle. Interior Describe Damage (if none, write None ): Statement of Facts Unwind By signing below, you acknowledge that the physical damage and/or cosmetic defects indicated above were present at the time the Vehicle was inspected. FORM NO. LAWCA-VCR (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax LAWCA-9U STATEMENT OF FACTS Complete the appropriate section(s) in full (including vehicle description) and sign Section H. A. STATEMENT FOR USE TA EEMPTION This transfer is exempt from use tax because it is a: Family transfer sold between a parent, child, grandparent, grandchild, spouse, domestic partner, or siblings (if both are minors related by blood or adoption.) Addition or deletion of family member (spouse, domestic partner, parent[s], son/daughter, grandparents, grandchildren). Gift (does not include vehicles traded between individuals, transfer of contracts or other valuable consideration). Court Order Inheritance NOTE: The Use Tax Exemption cannot be claimed if the vehicle/vessel being transferred was purchased from an otherwise qualifying relative who is engaged in the business of selling the same type of vehicle/vessel. The current market value is:. B. STATEMENT FOR SMOG EEMPTION The vehicle does not require a smog certification for transfer of ownership because: The last smog certification was obtained within the last 90 days. It is powered by: electricity diesel Other. It is located outside the State of California. (Exception: Nevada and Mexico) It is being transferred from/between: The parent, grandparent, child, grandchild, brother, sister, spouse, or domestic partner (as defined in Family Code 97) of the transferee.* A sole proprietorship to the proprietor as owner.* Companies whose principal business is leasing vehicles. There is no change in lessee or operator.* Lessor and lessee of vehicle, and no change in the lessee or operator of the vehicle.* Lessor and person who has been lessee s operator of the vehicle for at least one year.* Individual(s) being added as registered owner(s).* * Does not require smog certification unless Biennial Smog is required. C. STATEMENT FOR TRANSFER ONLY OR TITLE ONLY This vehicle has not been used or parked on a street or highway or off-highway. I am applying for a: Transfer Only Title Only The vehicle is not currently registered. It has not been driven, moved, towed, or left standing on any California public highway to cause registration fees to become due. It was not transported over any California public highway or operated within California to cause off-highway fees to become due. Appropriate registration will be obtained before the vehicle is operated. D. WINDOW DECAL FOR WHEELCHAIR LIFT OR WHEELCHAIR CARRIER Enter your Disabled Person License Plate, or Disabled Veteran License Plate, or Permanent Disabled Person Parking Placard number below: # of Parts: Item #: LAWCA-9U Document information for DMV regarding the return of a vehicle and the consumer s trade-in and down payment. The vehicle to which my Window Decal will be affixed is: LAWCA-9U (REV. 8/08) The Reynolds and Reynolds Company To order, call or visit 9

12 IDENTIFICATION NUMBER YEAR MODEL MAKE LICENSE PLATE/CF NO. MOTORCYCLE ENGINE NUMBER PRINT SELLER S NAME(S) PRINT BUYER S NAME(S) PRINT BUYER S NAME SIGNATURE DATE DEALER/DISMANTLER NO. PRINT BUYER S NAME SIGNATURE DATE DEALER/DISMANTLER NO. PRINT BUYER S NAME SIGNATURE DATE DEALER/DISMANTLER NO. BUYER S MAILING ADDRESS CITY STATE ZIP CODE DAYTIME TELEPHONE NO. PRINT SELLER S NAME SIGNATURE DATE PRINT SELLER S NAME SIGNATURE DATE PRINT SELLER S NAME SIGNATURE DATE SELLER S MAILING ADDRESS CITY STATE ZIP CODE PRINT NAME(S) SIGNATURE REQUIRED BY PERSON APPOINTING POWER OF ATTORNEY SIGNATURE REQUIRED BY PERSON APPOINTING POWER OF ATTORNEY FORM NO. CA-VTR00 (REV. 9/00) 00 The Reynolds and Reynolds Company TO ORDER: ; fax MO DAY YEAR 0 ths ACQUISITION NUMBER (DISMANTLER ONLY) (SELLING PRICE) (GIFT VALUE) DEALER/DISMANTLER NO. DEALER/DISMANTLER NO. DEALER/DISMANTLER NO. DAYTIME TELEPHONE NO. PRINT NAME(S) DATE DATE THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR ATTENTION: Vehicle Lienholder Federal Law (and State Law, if applicable) requires that the lessee disclose the mileage to the lessor in connection with the transfer of ownership. Failure to You are authorized and instructed to accept from the Dealership the pay-off due on my account in the amount of and deliver to Dealership complete or making a false statement may result in fines and/or imprisonment. Complete disclosure form below and return to lessor. the properly endorsed certificate of title for the Vehicle. Please note that Vehicle Code section 5753 requires that you release your security interest and mail, transmit, or deliver the vehicle s certificate of ownership to Dealership within 5 business days after receiving payment in full for the satisfaction of a security interest. Your failure to comply with this code section can result in statutory penalties of 5 per day of noncompliance (up to a maximum of 7,500) as well as costs and reasonable attorneys fees. You are authorized to cancel any insurance I, (name of person making disclosure, Print) policy or service contract covering Vehicle and apply the unearned premium to my account. state that the odometer now reads (no tenths) miles and to the best of my knowledge that it reflects the actual mileage of the vehicle described below, unless one of the following statements is checked. Trade Customer Signature Trade Customer Signature () I hereby certify that to the best of my knowledge the odometer reading reflects the amount of mileage in excess of its mechanical limits. FORM NO. LAWCA-000-NA 0 The Reynolds and Reynolds Company TO ORDER: ; fax The Printer makes no warranty, express or implied, as to content or fitness for purpose of this form. Consult your own legal counsel. () I hereby certify that the odometer reading is NOT the actual mileage. WARNING: ODOMETER DISCREPANCY. AUTHORIZATION FOR PAYOFF MAKE MODEL BODY TYPE VEHICLE IDENTIFICATION NUMBER YEAR Lessee s Name Lessee s Address (street) (city) (state) (zip code) of Statement Lessor s Name Lessor s Address (street) (city) (state) (zip code) Disclosure Form Sent to Lessee Completed Disclosure Form Received from Lessee Identification of Parties Trade Customer Name(s) Address: Street City State Zip Dealership Name Identification of Vehicle ( Vehicle ) Authorization for Payoff TO ENSURE YOUR LIABILITY IS RELEASED, PLEASE FOLLOW INSTRUCTIONS BELOW. THE FORM MUST BE COMPLETED IN FULL. PRINT IN CAPITAL LETTERS - USE BLACK OR BLUE INK. A. NEW OWNER S LAST NAME (OR) COMPANY NAME FIRST FORM NO. LAWCA-000-NA 0 The Reynolds and Reynolds Company TO ORDER: ; fax The Printer makes no warranty, express or implied, as to content or fitness for purpose of this form. Consult your own legal counsel. ORIGINAL TO DEPT. OF MOTOR VEHICLES Address: Street City State Zip MAIL THIS FORM TO DMV B. NEW OWNER S ADDRESS APT NUMBER C. ODOMETER READING (NO TENTHS) D. CITY STATE ZIP CODE E. DATE OF SALE OR LEASE RETURN MO. DAY YR. F. SELLER S OR LESSEE S LAST NAME (OR) COMPANY NAME FIRST G. SELLING PRICE (NO CENTS) H. SELLER S OR LESSEE S ADDRESS APT NUMBER I. SELLER S OR LESSEE S SIGNATURE J. CITY STATE ZIP CODE K. VEHICLE LICENSE OR CF NUMBER MAKE OR BUILDER - YEAR MODEL VEHICLE ID OR VESSEL HULL NUMBER WARNING! You must provide accurate, legible information: vehicle/vessel description, your name/address, buyer s name/address, and date of sale or lease return, or the information SHALL NOT be updated or retained! WHOLE DOLLARS LAW California F&I Documents Vehicle/Vessel Transfer and Reassignment Form Item #: LAWCA-VTR00 Includes vehicle/vessel description, bill of sale, odometer disclosure statement and power of attorney. Meets California DMV requirements. Trade Pack Item #: LAWCA-000-NA Contains Notice of Transfer and Release of Liability and Authorization for Payoff. POWER OF ATTORNEY SELLER BUYER ODOMETER BILL OF SALE VEHICLE/VESSEL ID SECTION VEHICLE/VESSEL DESCRIPTION SECTION BILL OF SALE I/We SECTION 3 ODOMETER DISCLOSURE STATEMENT (Void if Mileage is Altered or Erased) Federal and State Law requires that you state the mileage upon transfer of ownership. Failure to complete or providing a false statement may result in fines and/or imprisonment. The odometer now reads, (no tenths) miles, and to the best of my knowledge reflects the ACTUAL mileage unless one of the following statements is checked. WARNING ODOMETER DISCREPANCY Odometer reading is NOT the actual mileage Mileage ECEEDS the odometer mechanical limits Explain odometer discrepancy: SECTION 4 BUYER AND SELLER (MUST hand print his or her name, date and sign this section.) BUYER S SECTION I acknowledge the odometer reading and the facts of the transfer. I certify (or declare) under penalty of perjury under the laws of the State of California that the foregoing is true and correct. SECTION 5 POWER OF ATTORNEY I/We appoint as my attorney in fact, to complete all necessary documents, as needed, to transfer ownership as required by law. VEHICLE/VESSEL TRANSFER AND REASSIGNMENT FORM INSTRUCTIONS ON REVERSE SIDE ALL SIGNATURES MUST BE IN INK PHOTOCOPIES NOT ACCEPTED This form is not the ownership certificate. It must accompany the titling document or Application for Duplicate Title. For Car Buyer s Bill of Rights, visit SELLER S SECTION I certify (or declare) under penalty of perjury under the laws of the State of California that the foregoing is true and correct. sell, transfer, and deliver the above vehicle/vessel to on for the amount of If this was a gift, indicate relationship: (e.g., parents, spouse, friend, etc.) TRADE PACK NOTICE OF TRANSFER AND RELEASE OF LIABILITY, 3 Odometer Disclosure Statement (Leased Vehicle) Fold Here and Tear on Dotted Line Item #: LAWCA-98T-L State the mileage of a lease return vehicle in a formal document. LAWCA-98T-L Ptg. 4/ Lessee s Signature ODOMETER DISCLOSURE STATEMENT (LEASED VEHICLE) Lessor s Signature FORM NO. LAWCA-98T-L (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR ORIGINAL 3 0 To order, call or visit

13 Buyer/Lessee Name(s) ( you ) Phone Address Street City State Zip Dealership ( dealer ) Year Make Model VIN Buyer s Signature FORM NO. LAWCA-4T (REV. 7/3) 03 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR Buyer/Lessee Signature Buyer/Lessee Signature FORM NO. LAWCA-FLPRA (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR Contract Salesperson Co-buyer s Signature Stock Number Co-Buyer/Co-Lessee Signature Co-Buyer/Co-Lessee Signature Buyer/Lessee Name(s) ( you ) Phone Address Street City State Zip Dealership ( dealer ) Year Make Model Buyer s Signature FORM NO. LAWCA-4Q (REV. 7/3) 03 The Reynolds and Reynolds Company TO ORDER: ; fax THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR THE PRINTER MAKES NO WARRANTY, EPRESS OR IMPLIED, AS TO CONTENT OR VIN Contract Salesperson Co-buyer s Signature Stock Number LAW California F&I Library Service Hours Service Phone Number Identification of Parties Identification of Vehicle ( Vehicle ). LAWCA-4T DUE BILL Sales Manager Section A: Acknowledgment of Work You acknowledge that the work described in this Section A, if any, is the only work that you are entitled to have performed at no additional charge. If you request any additional work, dealer will provide you with an estimate of charges for your approval prior to performing the additional work. A.. A.. A.3. A.4. A.5. Section B: Acknowledgment of Accessories You acknowledge that the charges for the accessories described in this Section B, if any, were disclosed to you and included in the retail installment sale or lease contract you entered into for the purchase or lease of the Vehicle with your consent. These accessories are the only accessories that you are entitled to have installed at no additional charge. If you request additional accessories, dealer will provide you with an estimate of charges for your approval prior to installation of such accessories. B.. B.. B.3. B.4. B.5. PLEASE NOTE THAT LOANER CARS WILL NOT BE AVAILABLE WHILE THE WORK/INSTALLATION IS BEING PERFORMED PLEASE CONTACT OUR SERVICE DEPARTMENT AS SOON AS POSSIBLE TO SCHEDULE AN APPOINTMENT. LAWCA-FLPRA FRONT LICENSE PLATE ACKNOWLEDGEMENT Service Hours Service Phone Number Identification of Parties Identification of Vehicle ( Vehicle ). LAWCA-4Q DUE BILL Sales Manager Section A: Acknowledgment of Work You acknowledge that the work described in this Section A, if any, is the only work that you are entitled to have performed at no additional charge. If you request any additional work, dealer will provide you with an estimate of charges for your approval prior to performing the additional work. A.. A.. A.3. A.4. A.5. Section B: Acknowledgment of Accessories You acknowledge that the charges for the accessories described in this Section B, if any, were disclosed to you and included in the retail installment sale or lease contract you entered into for the purchase or lease of the Vehicle with your consent. These accessories are the only accessories that you are entitled to have installed at no additional charge. If you request additional accessories, dealer will provide you with an estimate of charges for your approval prior to installation of such accessories. B.. B.. B.3. B.4. B.5. PLEASE NOTE THAT LOANER CARS WILL NOT BE AVAILABLE WHILE THE WORK/INSTALLATION IS BEING PERFORMED PLEASE CONTACT OUR SERVICE DEPARTMENT AS SOON AS POSSIBLE TO SCHEDULE AN APPOINTMENT Due Bill Item #: LAWCA-4T # of Parts: 4 Item #: LAWCA-4Q Identify work to be performed and accessories to be installed on vehicle after sale or lease. Foreign language translations are available. Front License Plate Acknowledgement Item #: LAWCA-FLPRA Acknowledge either that license plate brackets were installed on vehicle or consumer refused bracket installation. Buyer/Lessee Name(s) ( you ) Contract Address (Street) City State Zip VEHICLE IS EQUIPPED WITH A FRONT LICENSE PLATE BRACKET You have observed and acknowledge that this Vehicle is equipped with a bracket or other means of securing a front license plate and understand that California law requires a license plate to be displayed from and securely fastened to the front of this Vehicle. THUMBPRINT FORM - OR - VEHICLE IS NOT EQUIPPED WITH A FRONT LICENSE PLATE BRACKET AT CUSTOMER S REQUEST Buyer/Lessee Name ( you ) You have been offered but expressly refuse installation of a bracket or other means of securing a front license plate. You understand that California law requires a license plate to be displayed from and securely fastened to the front of this Vehicle and that the hardware necessary to securely fasten Address (Street) City State Zip the front plate to this Vehicle is available from the dealer.. LAWCA-TP Today s 3 Thumbprint Form # of Parts: Item #: LAWCA-TP Record thumbprint of consumer in effort to prevent identity theft. Includes Spanish translation. As part of this dealership s commitment to preventing identity theft, it is our policy to request a thumbprint of each customer who is purchasing a vehicle on credit or leasing a vehicle. The box to the right contains the buyer/lessee s: Right thumbprint Other print (specify) This print was taken by: Dealer Representative s Printed Name By signing below, you acknowledge that the print taken above is your own. Buyer s/lessee s Signature FORM NO. LAWCA-TP (REV. 4/) 0 The Reynolds and Reynolds Company TO ORDER: ; fax To order, call or visit

14 Index Acknowledgement of Cancelled Contract 3 Notice to Cosigner 4 Agreement to Furnish Insurance Policy 5 Notice of Contract Cancellation 6 Contact Authorization 4 Pre-Contract Disclosure 7 Contract Cancellation Option Agreement 6 Statement of Facts Unwind 9 Credit Application 3 Trade Pack 0 Damage Disclosure 8 Trade/Purchase Disclosure 8 Due Bill Translated Contract Acknowledgement 5 Electric Vehicle Charging Station Disclosure 7 Tire Chain Disclosure 7 Front License Plate Acknowledgement Thumbprint Form LAW 553 Retail Installment Sale Contract Used Vehicle History Disclosure 7 Odometer Disclosure Statement (Leased Vehicle) 0 Vehicle Condition Report 9 Notice of Credit Denial 3 Vehicle/Vessel Transfer and Reassignment Form 0 For more information or to order, contact your local Reynolds Document Consultant, call , or [email protected]. To order, call or visit

15 Maybe it s time to take a closer look at your sales and finance practices? Every year dealers pay millions of dollars to plaintiff attorneys and law enforcement agencies. But, the really shocking part is that almost all of these payouts could have been avoided. - Rob Cohen, president of AAS Compliance Auditing Exposure Assessment Expert Witness Services Litigation Consulting Compliance Publications Sales and Finance Training (800) The Brand You Can Trust The Brand California Can Trust To order, call or visit 3

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Body Shop Repair Orders - Customer Pay Repair Orders Internal Repair Orders - Laser pair Orders Warranty ReySource Sales Summary Worksheets Scheduling Forms Seat Covers Service Invoices rvice Maintenance Books Service Records and Logs Service Reminder Postcards Service Reminders - Hand Written rvice Reminders Printed Signs Sold Packs Special Order Parts Special Order Parts - Manufacturer Specific Special rder Parts Labels Static Cling Plus Stationery Products Steering Wheel Covers Stock Tags/Stickers Tax Forms Thank u Cards Time Forms Time Keeping Forms Time Tickets Toner Trade Packs Trailer Hitch Covers Vehicle Invoices hicle Tracking We Owes Windshield Stickers and Markers Accounts Payable Voucher Jackets Accounts Receivable atements Addendum Stickers Agreements to Provide Insurance Anniversary Cards Apparel Appointment Forms praisal Forms Arbitration Agreements Balloon Addenda Bankers Boxes Banners Binders Birthday Cards Body op Repair Order Jackets Buyers Guides Buyers/Purchase Orders Card w/a-peel Cash Receipts Checks ColorFile mmission Vouchers Contracts Credit Applications CSI Labels Customer Care Cards Customer Care Packages al Jackets Dealer Image Decals Dispenser Racks DMV Forms Document Envelopes/Wallets Due Bills Early Bird/ te Owl Estimates Financial Statements Floor Mats Full-Color Commercial Printing Greeting Cards Hang Tags Holiday rds Human Resource Forms Inspection Worksheets In-Vehicle Merchandising Inventory Records Journals Key binets/boards Key Fobs - Plastic or Metal Key Tags/Rings Kodata Solutions Labels Laser Form/Label Combo W Retail Installment Sale Contracts Ledgers Letterhead/Envelope Combo License Plate Frame - Black or White astic License Plate Frame Finishes License Plate Inserts Lock Boxes Lot Decorations Magnetic Roof Top Hats me Plates Notice to Cosigner Odometer Statements Parts Bar Coding Accessories Parts Bar Coding Labels Parts edit Memos Parts Invoices Parts Requisition Forms Patriotic Promotional Products Payoff Forms Pennants Petty sh Vouchers Power of Attorney Printer Supplies Promotional Products Prospecting Documents Punchable Loyalty rds Purchase Orders Regulatory Documents Regulatory Documents California Rental Agreements Repair Order cessories Repair Orders - Body Shop Repair Orders - Customer Pay Repair Orders Internal Repair Orders - Laser pair Orders Warranty ReySource Sales Summary Worksheets Scheduling Forms Seat Covers Service Invoices rvice Maintenance Books Service Records and Logs Service Reminder Postcards Service Reminders - Hand Written rvice Reminders Printed Signs Sold Packs Special Order Parts Special Order Parts - Manufacturer Specific Special rder Parts Labels Static Cling Plus Stationery Products Steering Wheel Covers Stock Tags/Stickers Tax Forms Thank u Cards Time Forms Time Keeping Forms Time Tickets Toner Trade Packs Trailer Hitch Covers Vehicle Invoices hicle Tracking We Owes Windshield Stickers and Markers Accounts Payable Voucher Jackets Accounts Receivable atements Addendum Stickers Agreements to Provide Insurance Anniversary Cards Apparel Appointment Forms praisal Forms Arbitration Agreements Balloon Addenda Bankers Boxes Banners Binders Birthday Cards Body op Repair Order Jackets Buyers Guides Buyers/Purchase Orders Card w/a-peel Cash Receipts Checks ColorFile mmission Vouchers Contracts Credit Applications CSI Labels Customer Care Cards Customer Care Packages al Jackets Dealer Image Decals Dispenser Racks DMV Forms Document Envelopes/Wallets Due Bills Early Bird/ te Owl Estimates Financial Statements Floor Mats Full-Color Commercial Printing Greeting Cards Hang Tags Holiday rds Human Resource Forms Inspection Worksheets In-Vehicle Merchandising Inventory Records Journals Key binets/boards Key Fobs - Plastic or Metal Key Tags/Rings Kodata Solutions Labels Laser Form/Label Combo W Retail Installment Sale Contracts Ledgers Letterhead/Envelope Combo License Plate Frame - Black or White astic License Plate Frame Finishes License Plate Inserts Lock Boxes Lot Decorations Magnetic Roof Top Hats me Plates Notice to Cosigner Odometer Statements Parts Bar Coding Accessories Parts Bar Coding Labels Parts edit Memos Parts Invoices Parts Requisition Forms Patriotic Promotional Products Payoff Forms Pennants Petty sh Vouchers Power of Attorney Printer Supplies Promotional Products Prospecting Documents Punchable Loyalty rds Purchase Orders Regulatory Documents Regulatory Documents California Rental Agreements Repair Order cessories Repair Orders - Body Shop Repair Orders - Customer Pay Repair Orders Internal Repair Orders - Laser pair Orders Warranty ReySource Sales Summary Worksheets Scheduling Forms Seat Covers Service Invoices rvice Maintenance Books Service Records and Logs Service Reminder Postcards Service Reminders - Hand Written rvice Reminders Printed Signs Sold Packs Special Order Parts Special Order Parts - Manufacturer Specific Special rder Parts Labels Static Cling Plus Stationery Products Steering Wheel Covers Stock Tags/Stickers Tax Forms Thank u Cards Time Forms Time Keeping Forms Time Tickets Toner Trade Packs Trailer Hitch Covers Vehicle Invoices hicle Tracking We Owes Windshield Stickers and Markers Accounts Payable Voucher Jackets Accounts Receivable atements Addendum Stickers Agreements to Provide Insurance Anniversary Cards Apparel Appointment Forms praisal Forms Arbitration Agreements Balloon Addenda Bankers Boxes Banners Binders Birthday Cards Body op Repair Order Jackets Buyers Guides Buyers/Purchase Orders Card w/a-peel Cash Receipts Checks ColorFile 03 The Reynolds and Reynolds Company. All rights reserved. Printed in U.S.A /3 mmission Vouchers Contracts Credit Applications CSI Labels Customer Care Cards Customer Care Packages al Jackets Dealer Image Decals Dispenser Racks DMV Forms Document Envelopes/Wallets Due Bills Early Bird/ te Owl Estimates Financial Statements Floor Mats Full-Color Commercial Printing Greeting Cards Hang Tags Holiday