(National Student Loan Data System) Enter your FSA ID Username and Password and then click on Log In.

Size: px
Start display at page:

Download "(National Student Loan Data System) Enter your FSA ID Username and Password and then click on Log In."

Transcription

1 HOW TO Access Your Student Loans on NSLDS (National Student Loan Data System) Make Sure You Have Your fsa id Before Beginning! As of May 10th, 2015 all students and parents must use the new FSA ID instead of the previously used FAFSA PIN. Don t Have Your fsa id Yet? Forgotten Your fsa id? Jump to page 3 of this guide Follow these easy steps to access your student loans on nslds: Go to and click on Financial Aid Review. Review the terms and click on Accept. Enter your FSA ID Username and Password and then click on Log In. You are now capable of viewing all of your federal loans and grants. You will be able to view the amount of your loans, whether they have been disbursed or are still pending, what type of federal loans you have and the status of your federal loans. For any further questions regarding your NSLDS data, contact the Federal Student Aid Information Center at FED-AID. 1

2 the most common types of loans & status descriptions FFEL or Direct Subsidized Loan A loan for students with financial need as determined by federal regulations. No interest is charged while you are in school at least half-time or more. FFEL or Direct Unsubsidized Loan A student loan that is not based on financial need. The interest begins accruing from the time of disbursement. Perkins Loan A need-based, low interest loan, that is awarded to the student by the school they are attending. common types of loans & grants FFEL or Direct Consolidation A consolidation will allow you to combine all of your federal loans into one single loan so that only one monthly payment is being made. Pell Grant Need-based grants that do not need to be paid back. Pell grant amounts are determined based on the EFC (Estimated Family Contribution). common status descriptions BK Bankruptcy claim - active FB Forbearance CA Canceled IA Loan originated DA Deferred ID In school or grace period DC Defaulted - compromise IG In grace period DF Defaulted - unresolved IP In post-deferment grace period DI Disability PF Paid in full DN Defaulted then paid in full through a consolidated loan RP In repayment DP Defaulted - paid in full XD Defaulted, six consecutive payments DU Defaulted - unresolved 2

3 Forgotten Your FSA ID Username and/or Password? 1 Go to 2 Click on the appropriate link and follow the steps on the following screen. 3

4 Haven t Created Your FSA ID Username and/or Password Yet? If this is your first visit to NSLDS, or you previously used your FAFSA PIN to access the site, you will need to create an FSA ID to access the site. This process takes a few minutes but will provide you with a much more secure log in process for your Federal Student Loan information. 1 Go to 2 Click on the Create an FSA ID tab. Enter your address Choose a username and password Click on continue 4

5 3 Enter your SSN, Date of Birth, and Full Name then click on continue. 4 If you have a previously issued FAFSA PIN it is recommended to link it to your new FSA ID at this step. Doing so will provide you with immediate access. If you choose to proceed without linking your PIN the validation process will take 1-3 days before your FSA ID may be used. Enter your FAFSA PIN and click on verify OR click on continue without PIN For those that have never had a FAFSA PIN previously, click on continue without PIN ~OR~ 5

6 5 Complete your profile information and click continue. 6

7 6 Choose your challenge questions and answers and click continue. 7 Review and confirm all of your information is correct, read the terms and conditions, then check the confirmation box and click on continue. 7

8 8 Verify your . This is optional but recommended. Check the you provided earlier for your secure code. Enter it here and hit continue, or click on continue without verifying. 9 Return to and log in using your new FSA ID and return to the top of this user guide. Note: If you did not have an existing FAFSA PIN to link, or chose not to link your PIN, then you will need to wait 1-3 days before your FSA ID will be validated and you will be able to log in. The completion message you should see looks like this And the alerting you that you are now able to log in will look like this Upon receiving the return to page 1 of this user guide and proceed to access NSLDS. 8

National Student Loan Data System. School Portfolio Report Extract File Layout for Schools (SCHPR1) November 20, 2011

National Student Loan Data System. School Portfolio Report Extract File Layout for Schools (SCHPR1) November 20, 2011 National Student Loan Data System School Portfolio Report Extract File Layout for Schools (SCHPR1) 1 1 NSLDS (SCHPR1) The School Portfolio Report (SCHPR1) is available to schools by request under the Report

More information

Student Guide. Default Prevention & Management Plan

Student Guide. Default Prevention & Management Plan Student Guide Default Prevention & Management Plan WHAT EVERY STUDENT BORROWER NEEDS TO KNOW. Before you borrow please read this. It does not matter if you have already borrowed on a student loan or if

More information

MCGEORGE SCHOOL OF LAW. Exit Counseling

MCGEORGE SCHOOL OF LAW. Exit Counseling MCGEORGE SCHOOL OF LAW Exit Counseling MANDATORY EXIT REQUIREMENT Complete on line exit counseling www.studentloans.gov Need FAFSA PIN number, references, addresses and phone numbers Request PIN at www.pin.ed.gov

More information

Aperson generally isn t eligible for SFA funds if he or she is in

Aperson generally isn t eligible for SFA funds if he or she is in NSLDS Financial Aid History Students who ve previously attended other colleges may have a financial aid history that affects their eligibility for SFA funds at your school. For instance, a defaulted SFA

More information

Evaluating Your Student Debt Situation

Evaluating Your Student Debt Situation 1 Evaluating Your Student Debt Situation If you pay your student loan bills every month, and then try to forget the giant pile of debt to which your loans are attached stop! In order to work toward paying

More information

NSLDS Financial Aid History

NSLDS Financial Aid History NSLDS Financial Aid History Students who have previously attended other colleges may have a financial aid history that affects their eligibility for FSA funds at your school. You can review a student s

More information

NSLDS Financial Aid History

NSLDS Financial Aid History NSLDS Financial Aid History CHAPTER 2 Students who have previously attended other colleges may have a financial aid history that affects their eligibility for FSA funds at your school. You can review a

More information

STUDENT LOAN REPAYMENT

STUDENT LOAN REPAYMENT STUDENT LOAN REPAYMENT Chase College of Law Financial Aid Presentation April 14 th, 2011 TOPICS TO BE COVERED General Repayment Information Loan consolidation Repayment Plans Public service loan forgiveness

More information

2015-2016 DIRECT LOAN APPLICATION PACKET

2015-2016 DIRECT LOAN APPLICATION PACKET 21193 Malta Rd, Malta IL 60150-9699 815-825-2086, ext. 2240 TTY: 815-825-9106 Fax: 815-825-2968finaid@kishwaukeecollege.edu 2015-2016 DIRECT LOAN APPLICATION PACKET The purpose of the Direct Loan Application

More information

A Guide to Completing Federal Direct Stafford Loan Entrance Counseling. Logging into the website with the FSA ID and password

A Guide to Completing Federal Direct Stafford Loan Entrance Counseling. Logging into the website with the FSA ID and password A Guide to Completing Federal Direct Stafford Loan Entrance Counseling Updated: May 2016 All students taking out Direct Subsidized Loans and/or Direct Unsubsidized Loans, who have not previously received

More information

Financial Aid Glossary

Financial Aid Glossary Financial Aid Glossary Ability-to-Benefit Academic Year Accreditation Accrue Award Letter Borrower Capitalized Consolidation Cost of Attendance (COA) Default One of the criteria used to establish student

More information

2015-2016 LOAN COUNSELING CHECKLIST

2015-2016 LOAN COUNSELING CHECKLIST 2015-2016 LOAN COUNSELING CHECKLIST You must abide by the requirements set forth in your Master Promissory Note. The 2015-2016 interest rate for subsidized and unsubsidized loans is 4.29% with a 1.073%

More information

2016-2017 DIRECT LOAN APPLICATION PACKET STEPS TO COMPLETE FOR A DIRECT STUDENT LOAN

2016-2017 DIRECT LOAN APPLICATION PACKET STEPS TO COMPLETE FOR A DIRECT STUDENT LOAN 21193 Malta Rd, Malta IL 60150-9699 815-825-2086, ext. 2240 TTY: 815-825-9106 Fax: 815-825-2968 finaid@kishwaukeecollege.edu 2016-2017 DIRECT LOAN APPLICATION PACKET The purpose of the Direct Loan Application

More information

NSLDS. Presented today by : Burt Herron, Manager of Programming and Product Development Kathy Dengel-Irvin, Operations 6/15/2011

NSLDS. Presented today by : Burt Herron, Manager of Programming and Product Development Kathy Dengel-Irvin, Operations 6/15/2011 1 NSLDS Presented today by : Burt Herron, Manager of Programming and Product Development Kathy Dengel-Irvin, Operations 2 Training Objectives: What is NSLDS? How is it used? File Submission File Creation

More information

Quick Reference Guide to Your Federal Student Loans

Quick Reference Guide to Your Federal Student Loans to Your Federal Student Loans Believe it or not the information contained in this quick Reference guide just may come in handy one day. IGrad recommends that you store it in a safe place so that you can

More information

Loan Exit. Agenda. Goals. O Interest Rates O Rights & Responsibilities

Loan Exit. Agenda. Goals. O Interest Rates O Rights & Responsibilities Loan Exit Loan Exit Agenda O Interest Rates O Rights & Responsibilities O Payment information O Consolidation O Benefits O Consequences O Last steps O Contacts Goals O Fulfill requirement O Translate terms

More information

National Student Loan Data System. School Portfolio Report Extract File Layout for Schools (SCHPR1) Comma Separated Values.

National Student Loan Data System. School Portfolio Report Extract File Layout for Schools (SCHPR1) Comma Separated Values. National Student Loan Data System School Portfolio Report Extract File Layout for Schools (SCHPR1) Comma Separated Values NSLDS (SCHPR1) The School Portfolio Report (SCHPR1) provides school users with

More information

National Student Loan Data System. School Portfolio Report Extract File Layout for Schools (SCHPR1) Fixed-Width. July 25, 2013

National Student Loan Data System. School Portfolio Report Extract File Layout for Schools (SCHPR1) Fixed-Width. July 25, 2013 National Student Loan Data System School Portfolio Report Extract File Layout for Schools (SCHPR1) Fixed-Width NSLDS (SCHPR1) The School Portfolio Report (SCHPR1) provides school users with information

More information

Financial Aid 101. Trine University Peoria, Arizona 2013-14

Financial Aid 101. Trine University Peoria, Arizona 2013-14 Financial Aid 101 Trine University Peoria, Arizona 2013-14 Agenda How to Apply Types of Aid Renewing Your Aid Loans NSLDS Access Contact Information What is Financial Aid Financial aid is funds provided

More information

Grants are awarded aid based solely on financial needs. This form of aid does not require repayment except under certain extenuating circumstances.

Grants are awarded aid based solely on financial needs. This form of aid does not require repayment except under certain extenuating circumstances. FINANCIAL AID Types Of Aid Grants Grants are awarded aid based solely on financial needs. This form of aid does not require repayment except under certain extenuating circumstances. The primary federal

More information

How To Get A Loan From A College

How To Get A Loan From A College STUDENT LOANS: AFTER YOU BORROW Student Loan Basics Nearly Everyone CAN Borrow, however: Loans have to be repaid! Borrow only what you need!! Interest What you are charged for using someone else s money

More information

A Guide to Sensible Borrowing & Loan Request Form

A Guide to Sensible Borrowing & Loan Request Form stafford loans STAFFORD LOANS 2010-2011 A Guide to Sensible Borrowing & Loan Request Form Pursue all other alternatives first Get the facts about each loan program What are Federal Direct Loans Budget

More information

NAVIGATING LOAN REPAYMENT

NAVIGATING LOAN REPAYMENT NAVIGATING LOAN REPAYMENT Navigating Loan Repayment Agenda Federal Loan Exit Counseling Basics of Student Loan Repayment Federal Repayment Plans Other Repayment Considerations Helpful Links Question and

More information

EPISCOPAL DIVINITY SCHOOL GRACE COUNSELING AFTER GRADUATION ACTION PLAN FOR LOAN REPAYMENT

EPISCOPAL DIVINITY SCHOOL GRACE COUNSELING AFTER GRADUATION ACTION PLAN FOR LOAN REPAYMENT EPISCOPAL DIVINITY SCHOOL GRACE COUNSELING AFTER GRADUATION ACTION PLAN FOR LOAN REPAYMENT There usually is a six months period, called grace period, between your graduation date and your first repayment

More information

Student Loan Guide And Loan Request Form 2014-2015

Student Loan Guide And Loan Request Form 2014-2015 THE LOS ANGELES COMMUNITY COLLEGE DISTRICT Student Loan Guide And Loan Request Form 2014-2015 2014-2015 Student Loan Guide and Request Form Page 1 LACCD and West Los Angeles College Loan Philosophy As

More information

THE OFFICE OF STUDENT FINANCIAL AID & SCHOLARSHIPS QUARTERLY NEWSLETTER FEBRUARY 2013 NSLDS STUDENT ACCESS FAFSA AVAILABLE NOW PVAMU

THE OFFICE OF STUDENT FINANCIAL AID & SCHOLARSHIPS QUARTERLY NEWSLETTER FEBRUARY 2013 NSLDS STUDENT ACCESS FAFSA AVAILABLE NOW PVAMU THE OFFICE OF STUDENT FINANCIAL AID & SCHOLARSHIPS QUARTERLY NEWSLETTER FEBRUARY 2013 NSLDS STUDENT ACCESS FAFSA AVAILABLE NOW I HAVE A SAP REQUIREMENT... WHAT IS SAP? Satisfactory Academic Progress is

More information

2011-2012 Federal Direct Loan/Stafford Information & Request Form

2011-2012 Federal Direct Loan/Stafford Information & Request Form 2011-2012 Federal Direct Loan/Stafford Information & Request Form Pursuing other alternatives first Get the facts about each loan program What are Federal Direct Loans? HCC Loan policy student requirements

More information

Financial Aid Student Loan Guide 2015-2016

Financial Aid Student Loan Guide 2015-2016 Financial Aid Student Loan Guide 2015-2016 LA City College Loan Philosophy As low-cost public institutions with limited entrance requirements, we are concerned about our students and believe that it is

More information

Managing Your Student Loans 101. Basic Understanding of the Repayment Process

Managing Your Student Loans 101. Basic Understanding of the Repayment Process Managing Your Student Loans 101 Basic Understanding of the Repayment Process Katherine Coates Office of Federal Student Aid Kansas City, MO Adam Essex Office of Federal Student Aid Washington D.C. Kevin

More information

Using NSLDS to Teach English as a Foreign Language

Using NSLDS to Teach English as a Foreign Language NSLDS: Building Bridges to Better Understand the Data Why Use NSLDS? Understanding the data in NSLDS enables you to: Deliver the right aid to the right students Better counsel students who are close to

More information

Loan Repayment 101: What Happens Now? Presented by: Student Financial Aid Services Student Union Building (SUB) University of Idaho

Loan Repayment 101: What Happens Now? Presented by: Student Financial Aid Services Student Union Building (SUB) University of Idaho Loan Repayment 101: What Happens Now? Presented by: Student Financial Aid Services Student Union Building (SUB) University of Idaho What We Will Cover Loan Terminology: Loan, Grace Period, Master Promissory

More information

Don t get discouraged if you are in default on your federal student loan.

Don t get discouraged if you are in default on your federal student loan. visited on Page 1 of 7 Menu Home» How to Repay Your Loans» Understanding Default» Getting out of Default Don t get discouraged if you are in default on your federal student loan. Options for getting out

More information

CHAPTER2 BORROWER ELIGIBILITY ISSUES:

CHAPTER2 BORROWER ELIGIBILITY ISSUES: Borrower Eligibility for Stafford and PLUS loans To receive a Stafford Loan, a student borrower must meet the basic eligibility requirements for FSA funds (citizenship, Selective Service registration if

More information

2012-2013 Federal Direct Student Loan Workshop. Berkeley City College 2050 Center St Berkeley, Ca 94704

2012-2013 Federal Direct Student Loan Workshop. Berkeley City College 2050 Center St Berkeley, Ca 94704 2012-2013 Federal Direct Student Loan Workshop Berkeley City College 2050 Center St Berkeley, Ca 94704 Financial Aid Office Hours and Contact Information Office Hours: Monday & Tuesday: 8:30 am - 4:30

More information

Financial Aid History

Financial Aid History Financial Aid History CHAPTER 3 If the student has certain kinds of student aid problems, such as defaulted SFA loans or SFA grant overpayments, the student may be ineligible. The school needs information

More information

FINANCIAL ASSISTANCE INFORMATION

FINANCIAL ASSISTANCE INFORMATION FINANCIAL ASSISTANCE INFORMATION CODE OF CONDUCT An institutional financial aid professional is expected to always maintain exemplary standards of professional conduct in all aspects of carrying out his

More information

Before you take out a student loan, you are required by federal regulation to complete the student loan entrance interview counseling session.

Before you take out a student loan, you are required by federal regulation to complete the student loan entrance interview counseling session. Welcome to Student Loan Entrance Interview Counseling Before you take out a student loan, you are required by federal regulation to complete the student loan entrance interview counseling session. Things

More information

Upon Graduation. Today we ll cover some things that are good to know, and some things that are must-do s.

Upon Graduation. Today we ll cover some things that are good to know, and some things that are must-do s. Upon Graduation You re ready to move on. You re done with school (temporarily or permanently) and ready for the real world. Part of that means preparing for your student loan repayment. Today we ll cover

More information

Office of Student Financial Aid Direct Stafford Loan Processing Information

Office of Student Financial Aid Direct Stafford Loan Processing Information Montgomery College endless possibilities Office of Student Financial Aid Direct Stafford Loan Processing Information Attention all first-time borrowers at Montgomery College. In order for your loan proceeds

More information

FINANCIAL AID 101. Claire Alasio Associate Vice President for Enrollment Management Director of Financial Aid Monmouth University

FINANCIAL AID 101. Claire Alasio Associate Vice President for Enrollment Management Director of Financial Aid Monmouth University FINANCIAL AID 101 Claire Alasio Associate Vice President for Enrollment Management Director of Financial Aid Monmouth University Role of the Financial Aid Office Evaluate a family s ability to pay for

More information

Federal Student Loan. Forgiveness. Federal Loan Repayment and Repayment and. Forgiveness

Federal Student Loan. Forgiveness. Federal Loan Repayment and Repayment and. Forgiveness Federal Student Loan Federal Loan Repayment and Repayment and Forgiveness Forgiveness Agenda Finding Your Federal Loans Repayment Plans Consolidation Public Service Loan Forgiveness Deferment & Forbearance

More information

FINANCIAL AID OVERVIEW

FINANCIAL AID OVERVIEW FINANCIAL AID OVERVIEW 1 FAFSA PROCESS Students must complete a Free Application for Federal Student Aid (FAFSA) to apply for federal and some state aid www.fafsa.gov FAFSA application must be completed

More information

Financial Aid Next Steps Student Financial Services. Special Interest Session 1 2012-2013 NSO Presentation

Financial Aid Next Steps Student Financial Services. Special Interest Session 1 2012-2013 NSO Presentation Financial Aid Next Steps Student Financial Services Special Interest Session 1 2012-2013 NSO Presentation Federal Student Direct Loan Application for federal student direct loans is done by submitting

More information

Income-Based Repayment Program Questions and Answers (Q&As)

Income-Based Repayment Program Questions and Answers (Q&As) Prepared by Federal Student Aid U.S. Department of Education February 7, 2011 The questions and answers (Q&As) that follow provide information about the Income-Based Repayment (IBR) Plan that is available

More information

Student loan terms to know

Student loan terms to know Definition of words related to federal student loans and the Nelnet payment process. Accrue The act of interest accumulating on the borrower s principle balance. Aggregate Loan Limit The maximum total

More information

Federal Direct Exit Loan Counseling

Federal Direct Exit Loan Counseling Federal Direct Exit Loan Counseling Student Financial Services Fall 2012 What is Exit Counseling and Why are You Here? Exit counseling is a way for students to understand their rights and responsibilities.

More information

Office of Financial Aid (OFA) Frequently Asked Questions

Office of Financial Aid (OFA) Frequently Asked Questions Office of Financial Aid (OFA) Frequently Asked Questions Who should apply for Financial Aid? The USD OFA recommends that every eligible* student apply for financial aid. Even if you believe you won t qualify

More information

Entrance Counseling Guide for Direct Loan Borrowers

Entrance Counseling Guide for Direct Loan Borrowers You are borrowing Direct Subsidized Loans and/or Direct Unsubsidized Loans to help you finance your education. Repaying these loans is a serious responsibility. This guide explains some of the most important

More information

Federal Student Aid Glossary (edited. Original at: http://studentaid.ed.gov/glossary) Academic Year This is the amount of the academic work you must

Federal Student Aid Glossary (edited. Original at: http://studentaid.ed.gov/glossary) Academic Year This is the amount of the academic work you must Federal Student Aid Glossary (edited. Original at: http://studentaid.ed.gov/glossary) Academic Year This is the amount of the academic work you must complete each year, and the time period in which you

More information

Financial Aid Student Loan Guide 2013-2014

Financial Aid Student Loan Guide 2013-2014 THE LOS ANGELES COMMUNITY COLLEGE DISTRICT Financial Aid Student Loan Guide 2013-2014 City East Los Angeles Harbor Mission Pierce Southwest Trade-Tech Valley West Los Angeles 2013-2014 Student Loan Request

More information

Student Loans, Managing Your Debt & UCSF Need to Know s

Student Loans, Managing Your Debt & UCSF Need to Know s Student Loans, Managing Your Debt & UCSF Need to Know s Annie Osborne, MS, MA Resource Advisor UCSF Student Financial Aid (415) 476-4181 Overview Reassess your loan portfolio Interest subsidy (and other)

More information

Example Student Aid Report

Example Student Aid Report Example Student Aid Report 2012-2013 Electronic Student Aid Report (SAR) The SAR summarizes the information you submitted on your 2012-2013 Free Application for Federal Student Aid (FAFSA). Application

More information

Federal Student Loan Debt Management Guide A Supplement to Entrance and Exit Counseling

Federal Student Loan Debt Management Guide A Supplement to Entrance and Exit Counseling Federal Student Loan Debt Management Guide A Supplement to Entrance and Exit Counseling This publication is a compilation of information* from various resources developed by the U.S. Department of Education.

More information

NSLDS Lender Manifest Reporting Instructions

NSLDS Lender Manifest Reporting Instructions NSLDS Lender Manifest Reporting Instructions Revised March 2013 www.tg.org 2013 Texas Guaranteed Student Loan Corporation To order additional copies, or to request permission to reproduce any of the information

More information

DIRECT LOAN Information

DIRECT LOAN Information DIRECT LOAN Information OTC will participate in the Federal Direct Loan Program that allows students to borrow money at a low interest rate for educational expenses. OTC will participate in Subsidized

More information

Federal Loan Repayment Options

Federal Loan Repayment Options Federal Loan Repayment Options The Standardized Repayment Plan- allows you to pay off your federal student loans in the shortest amount of time. This repayment Plan saves you money over time because your

More information

EXIT COUNSELING GUIDE FOR BORROWERS OF DIRECT LOANS AND FEDERAL FAMILY EDUCATION PROGRAM LOANS

EXIT COUNSELING GUIDE FOR BORROWERS OF DIRECT LOANS AND FEDERAL FAMILY EDUCATION PROGRAM LOANS EXIT COUNSELING GUIDE FOR BORROWERS OF DIRECT LOANS AND FEDERAL FAMILY EDUCATION PROGRAM LOANS U.S. Department of Education Arne Duncan Secretary Federal Student Aid James W. Runcie Chief Operating Officer

More information

The Ins and Outs of Student Loan Repayment: Understanding the Options

The Ins and Outs of Student Loan Repayment: Understanding the Options The Ins and Outs of Student Loan Repayment: Understanding the Options Learning objectives You will learn to assist students to: Take inventory of their federal student loans Explore repayment plan available

More information

Guide to SucceSSful Student loan Repayment Oklahoma Guaranteed Student Loan Program A division of the Oklahoma State Regents for Higher Education

Guide to SucceSSful Student loan Repayment Oklahoma Guaranteed Student Loan Program A division of the Oklahoma State Regents for Higher Education Gu i d e to Su c c e S S f u l Student loan Re pay m e n t Oklahoma Guaranteed Student Loan Program A division of the Oklahoma State Regents for Higher Education RepayinG your Student loan is an important

More information

How To Get Out Of A Subgratame Loan With A Credit Card

How To Get Out Of A Subgratame Loan With A Credit Card Income Based Repayment Questions and Answers (Q&A) Prepared by Federal Student Aid U.S. Department of Education January 5, 2010 The Questions & Answers (Q&As) that follow provide information about the

More information

Guidelines and Requirements in Applying for a Federal Direct Stafford Student Loan

Guidelines and Requirements in Applying for a Federal Direct Stafford Student Loan 2014-2015 Guidelines and Requirements in Applying for a Federal Direct Stafford Student Loan Entrance Counseling On Line: Go directly to www.studentloans.gov and use your PIN to sign in. If you need assistance

More information

MANAGING DEBT, DELINQUENCY AND DEFAULT

MANAGING DEBT, DELINQUENCY AND DEFAULT MANAGING DEBT, DELINQUENCY AND DEFAULT Emory University Candler School of Theology Presenter: David Haygood, Director of Business Development Date: Spring 2016 Topics Preventing Delinquency and Default

More information

Surviving Education Debt, What You Need to Know. September 2014

Surviving Education Debt, What You Need to Know. September 2014 Surviving Education Debt, What You Need to Know September 2014 Agenda Real world examples Basic budget realities Borrowing Wisely Repayment Federal Perkins Loan Total borrowed $2,750 in 1996-97 Graduated

More information

loan exit counseling

loan exit counseling loan exit counseling Agenda Types of loans Managing your loans Loan Forgiveness/Cancellation Debt Management Strategies and Financial Resources Types of Loans Federal Loans Direct Subsidized Direct Unsubsidized

More information

Student Loan Repayment Strategies for Medical Students. Presented by Sergio Gonzalez

Student Loan Repayment Strategies for Medical Students. Presented by Sergio Gonzalez Student Loan Repayment Strategies for Medical Students Presented by Sergio Gonzalez Managing Your Student Loan Debt Know your loan portfolio loan types and relative cost Know your grace, deferment and

More information

ENTRANCE COUNSELING GUIDE

ENTRANCE COUNSELING GUIDE ENTRANCE COUNSELING GUIDE For Direct Loan Borrowers Contents Direct Loan Types 1 Borrow Wisely 2 Borrow Direct Subsidized Loans and Direct Unsubsidized Loans First 2 You Must Repay Your Loans 3 Use of

More information

Using YSU Password Self-Service

Using YSU Password Self-Service Using YSU Password Self-Service Using YSU Password Self-Service Password Self-Service Web Interface Required Items: YSU (MyYSU) Directory account, Web browser This guide will assist you with using the

More information

Student Loan Exit Counseling Workshop. Presented by: Student Financial Aid Services Student Union Building (SUB) University of Idaho Fall 2012

Student Loan Exit Counseling Workshop. Presented by: Student Financial Aid Services Student Union Building (SUB) University of Idaho Fall 2012 Student Loan Exit Counseling Workshop Presented by: Student Financial Aid Services Student Union Building (SUB) University of Idaho Fall 2012 What We Will Cover Graduate Loan Changes Loan Terminology Loan

More information

Tips to Financial Aid

Tips to Financial Aid Tips to Financial Aid Definitions FAFSA The Free Application for Federal Student Aid is the official application for all types of federal aid, and some state and campus-based aid as well SAR The Student

More information

Student loan repayment

Student loan repayment Student loan repayment Casey Galindo Wells Fargo Education Financial Services 2014 Wells Fargo Bank, N.A. All rights reserved. For public use. Congratulations You re ready to move on. You re done with

More information

Grace Period and Repayment Guide for Stafford and Direct Loans

Grace Period and Repayment Guide for Stafford and Direct Loans Grace Period and Repayment Guide for Stafford and Direct Loans Communication is key! This guide session covers loans from the following programs: Federal Family Education Loan Program (FFELP) Federal Stafford

More information

u s s t u e n t loans

u s s t u e n t loans f e d e r a l d i rect u s s t u e n t loans the answers to some common questions regarding federal direct us student loans. Why a Loan? Your education is an investment into every aspect of who you are.

More information

Surviving Education Debt, What You Need to Know. Susan Merchant, Director of Financial Aid

Surviving Education Debt, What You Need to Know. Susan Merchant, Director of Financial Aid Surviving Education Debt, What You Need to Know Susan Merchant, Director of Financial Aid HOT TOPIC MEDIA COVERAGE Affordable college education Reducing student debt burden Improve graduation rates Lower

More information

WiseBorrower Education Series

WiseBorrower Education Series FEDERAL STUDENT LOANS: Repayment 101 How do I determine my loan repayment strategy? What repayment plans are available? What repayment tools will help me navigate tough financial times? What is the best

More information

Example Student Aid Report

Example Student Aid Report Example Student Aid Report THIS IS A COPY OF YOUR 2010-2011 SAR PRINT SUMRY DO T IL THIS DOCUMENT OR A COPY OF THIS DOCUMENT TO FEDERAL STUDENT AID. Student ID 123456789 ST 01 EFC: 3256 DRN: 7757 Step

More information

loan exit counseling

loan exit counseling loan exit counseling Today s Agenda Types of loans Managing your loans Loan Forgiveness/Cancellation Debt Management Resources know your loans Types of Loans Federal Stafford Loan Federal PLUS (Graduate

More information

Private Education Loan Applicant Self-Certification

Private Education Loan Applicant Self-Certification 2014/2015 Award Year Important: Pursuant to Section 155 of the Higher Education Act of 1965, as amended, (HEA) and to satisfy the requirements of Section 128(e)(3) of the Truth in Lending Act, a lender

More information

The End of Grace. How to Navigate Your Student Loans After You Graduate

The End of Grace. How to Navigate Your Student Loans After You Graduate The End of Grace How to Navigate Your Student Loans After You Graduate Where to find your loans National Student Loan Data System Complete your Financial Aid Review Complete your Exit Counseling www.nslds.ed.gov

More information

Oh no! Student Loans 5/16/2016. LSS Financial Counseling HOCMN ADVISORS CONFERENCE May 13, 2016

Oh no! Student Loans 5/16/2016. LSS Financial Counseling HOCMN ADVISORS CONFERENCE May 13, 2016 Shannon Doyle Certified Financial Counselor 888-577-2227 www.conqueryourdebt.org LSS Financial Counseling HOCMN ADVISORS CONFERENCE May 13, 2016 Oh no! Student Loans WHAT YOU NEED TO KNOW ABOUT STUDENT

More information

Types of Title IV Loans - Loan Modification Options

Types of Title IV Loans - Loan Modification Options Loans 101: Understanding the Basics Objectives 1 2 3 4 The role of loans in financial aid Overview of the Title IV Loan Program Repayment options Counseling resources The Role of Student Loans in Financial

More information

Financial Aid Consumer Information

Financial Aid Consumer Information Has there ever been a time in your life where you had an educational goal that you wanted to reach but felt that those goals were unattainable due to personal financial reasons? Time and time again, students

More information

NEW JERSEY CITY UNIVERSITY. Guide to Financial Aid

NEW JERSEY CITY UNIVERSITY. Guide to Financial Aid NEW JERSEY CITY UNIVERSITY Guide to Financial Aid Fastfact: NJCU graduates include a fashion magazine art director, a NJ Assembly person, a police captain, a news anchor and a corporate vice president!

More information

loan exit counseling

loan exit counseling loan exit counseling Today s Agenda Types of loans Managing your loans Loan Forgiveness/Cancellation Debt Management Strategies and Financial Resources know your loans Types of Loans Federal Direct Loans

More information

STUDENT LOAN EXIT COUNSELING AND REPAYMENT. Sam Krow-Lucal, Student Loan Coordinator, Stanford Financial Aid Office

STUDENT LOAN EXIT COUNSELING AND REPAYMENT. Sam Krow-Lucal, Student Loan Coordinator, Stanford Financial Aid Office STUDENT LOAN EXIT COUNSELING AND REPAYMENT Sam Krow-Lucal, Student Loan Coordinator, Stanford Financial Aid Office Presentation Overview Loan Repayment Terminology Federal Loan Repayment Plans Federal

More information

https://youtu.be/rfrdgmzy-ri

https://youtu.be/rfrdgmzy-ri https://youtu.be/rfrdgmzy-ri Federal Loan Exit December 2015 Jess Christensen Assistant Director of Financial Aid jchriste@cord.edu 218-299-3010 Types of Direct Student Loans Subsidized Federal Direct

More information

Knowledge is Power: Financial Aid Changes & How They Affect YOU

Knowledge is Power: Financial Aid Changes & How They Affect YOU Knowledge is Power: Financial Aid Changes & How They Affect YOU 1 2 Objectives Define and understand Satisfactory Academic Progress (SAP). Know components of SAP measurement. Learn how to regain eligibility

More information

Repaying Your Student Loan. Florida Coastal School of Law

Repaying Your Student Loan. Florida Coastal School of Law Repaying Your Student Loan Florida Coastal School of Law Workshop Objectives At the end of the workshop you will understand: What options are available during repayment What education-related tax incentives

More information

Student Loan Service Center

Student Loan Service Center North Dakota University System Student Loan Service Center 800-698-7397 slsc.ndus.edu ndus.slsc@ndus.edu The Student Loan Service Center, Fargo, ND was created in 1995 to assist the NDUS colleges and universities

More information

A Message to Students and Parents About Financing a Clarkson Education

A Message to Students and Parents About Financing a Clarkson Education A Message to Students and Parents About Financing a Clarkson Education We understand that financial aid can be confusing for parents and students. Inside this packet, you will find information to help

More information

Family Contribution. College Scholarship. External Scholarships. Private Loans. Federal/State Aid and Loans

Family Contribution. College Scholarship. External Scholarships. Private Loans. Federal/State Aid and Loans 2015-2016 Family Contribution College Scholarship External Scholarships Private Loans Federal/State Aid and Loans Direct Cost Tuition, on-campus room and board, and any special fees Indirect Cost Books

More information

AWARD LETTER COMPARISON WORKSHEET

AWARD LETTER COMPARISON WORKSHEET AWARD LETTER COMPARISON WORKSHEET Different schools have different resources, so financial aid offers can vary greatly from school to school. There are several components of an aid offer you should consider:

More information

Financial Aid and Loan Repayment for Graduate Students. Nick Bromley Counselor GVSU Financial Aid Office

Financial Aid and Loan Repayment for Graduate Students. Nick Bromley Counselor GVSU Financial Aid Office Financial Aid and Loan Repayment for Graduate Students Nick Bromley Counselor GVSU Financial Aid Office Financial Aid for Graduate Students Financial Aid is Scholarships Grants Loans Employment funds that

More information

Loan Counseling Presentation

Loan Counseling Presentation Loan Counseling Presentation Financing Options Federal Stafford Loans In Student s name Subsidized Unsubsidized Federal Parent Loans for Undergraduate Students (PLUS) In Parent s name Maximum Annual Loan

More information

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION HOW TO APPLY FOR FINANCIAL AID The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state

More information

Student Loans. Introduction

Student Loans. Introduction Introduction Student Loans Loans are far and away the single largest aid program available to students. In the 2003-2004 academic year, nearly $67 billion was delivered in the form of loans to students.

More information

Dana Kelly, Regional Director and Trainer Nelnet Partner Solutions. Using NSLDS Updated July 2012

Dana Kelly, Regional Director and Trainer Nelnet Partner Solutions. Using NSLDS Updated July 2012 Dana Kelly, Regional Director and Trainer Nelnet Partner Solutions Using NSLDS Updated July 2012 Agenda Accessing National Student Loan Data System (NSLDS) Transfer Monitoring overview Pell Grant Lifetime

More information

Financial Aid Information for Students Needing to Complete The 72 Hour Requirement for Pharmacy School++

Financial Aid Information for Students Needing to Complete The 72 Hour Requirement for Pharmacy School++ 1 Financial Aid Information for Students Needing to Complete The 72 Hour Requirement for Pharmacy School++ Your Financial Aid Status Any student who has not completed the 72 hour requirement in undergraduate

More information

I N T E R N A T I O N A L P R O F E S S I O N A L S C H O O L O F B O D Y W O R K C o l l e g e o f M a s s a g e a n d H o l i s t i c H e a l t h

I N T E R N A T I O N A L P R O F E S S I O N A L S C H O O L O F B O D Y W O R K C o l l e g e o f M a s s a g e a n d H o l i s t i c H e a l t h C O L L E G E I N T E R N A T I O N A L P R O F E S S I O N A L S C H O O L O F B O D Y W O R K C o l l e g e o f M a s s a g e a n d H o l i s t i c H e a l t h What is financial aid? T o u c h i n g

More information

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION CONTACT US FIN ANCIAL INF O C A N H E R E FO R S Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid

More information

Student Loan Requirements at Stem University, NC

Student Loan Requirements at Stem University, NC You are NOT required to take out Federal Direct Student Loans at Stark State College! Loan requests processed at Stark State College are carefully considered to assure low default rates among loan borrowers.

More information