If you have a question about whether MedStar Family Choice covers certain health care, call MedStar Family Choice Member Services at
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1 Your Health Benefits Health services covered by MedStar Family Choice The list below shows the healthcare services and benefits for all MedStar Family Choice members. For some benefits, you have to be a certain age or have a certain need for the service. MedStar Family Choice will not charge you for any of the healthcare services in this list if you go to a network provider or hospital. MedStar Family Choice does not charge co-pays for services covered by MedStar Family Choice. If you have a question about whether MedStar Family Choice covers certain health care, call MedStar Family Choice Member Services at BENEFIT WHAT YOU GET WHO CAN GET THIS BENEFIT Primary care services Preventive, acute and chronic health care services generally provided by your PCP Specialist services Healthcare services provided by specially trained doctors or advanced practice nurses Referrals are usually required Does not include cosmetic services and surgeries except for surgery required to correct a condition resulting from surgery or disease, created by an accidental injury or a congenital deformity, or a condition that impairs the normal function of your body Laboratory and X-ray Lab tests and X-rays services Hospital services Outpatient services (preventive, diagnostic, therapeutic, rehabilitative or palliative services) Inpatient services (hospital stay) Any member with a referral from their PCP or who has an emergency
2 Pharmacy services (prescription drugs) Emergency services Prescription drugs included on the MedStar Family Choice drug formulary. You can find the drug formulary at medstarfamilychoice.com or by calling Member Services. Only includes medications from network pharmacies Includes the following nonprescription (over-thecounter) medicines for colds, fever and rashes. A complete list is available on the website or by calling Member Services. A screening exam of your health condition and stabilization if you have an emergency medical condition, regardless if the provider is in or out of the MedStar Family Choice network Treatment for emergency conditions other than dually eligible (Medicaid/Medicare) members whose prescriptions are covered under Medicare Part D
3 Family planning Pregnancy testing: as appropriate counseling for the woman Routine and emergency contraception Voluntary sterilizations for members older than 21 years of age (requires signature of an approved sterilization form by the member 30 days prior to the procedure) Screening, counseling and immunizations (including for HPV) Screening and preventive treatment for all sexually transmitted diseases Does not include sterilization procedures for members under age 21 Podiatry Special care for foot problems Regular foot care when medically needed Rehabilitation services Rehabilitation services, including physical, speech and occupational therapy Prosthetic devices Replacement, corrective or supportive devices prescribed by a licensed provider Vision care Eye exams at least once every year and as needed; and eye glasses (corrective lenses) as needed One pair of eyeglasses every two years except when the member has lost his or her eyeglasses or when the prescription has changed by more than 0.5 diopter Members under the age of 21 age 21 and older
4 Home health services In-home healthcare services, including: Nursing and home health aide care Home health aide services provided by a home health agency Physical therapy, occupational therapy, speech pathology and audiology services Personal care services Services provided to a member by an individual qualified to provide such Is not available to members in services who is not a member a hospital or nursing home of the individual s family, usually in the home, and authorized by a physician as a part of the member s treatment plan. Nursing home care Full-time skilled nursing care in a nursing home up to 30 consecutive days Hospice care Support services for people who are dying Transportation services Transportation to and from medical appointments
5 Adult wellness services Immunizations Routine screening for sexually transmitted diseases HIV/AIDS screening, testing and counseling Breast cancer screening (women only) Cervical cancer screening (women only) Osteoporosis screening (post-menopausal women) HPV screening (women only) Prostate cancer screening (men only) Abdominal aortic aneurysm screening (men only) Screening for obesity Diabetes screening Screening for high blood pressure and cholesterol (lipid disorders) Screening for depression Colorectal cancer screening (Members 50 years and older) Smoking cessation counseling Diet and exercise counseling Mental health counseling Alcohol and drug screening Members over age 21 as appropriate
6 Child wellness services Whatever is needed to take care of sick children and to keep healthy children well, including screening and assessments such as: Health and development history and screenings Physical and mental health development and screenings Comprehensive health exam Immunizations Lab tests including blood lead levels Health education Dental screening services Vision screening services Hearing screening services Alcohol and drug screening and counseling Mental health services Does not include any health services furnished to a child in a school setting Members under age 21
7 Dental benefits Under age 21 General dentistry (including regular and emergency treatment) and orthodontic care for special problems Check ups twice a year with a dentist are covered for children ages 3 through 20 A child s PCP can perform dental Screenings for a child up to age 3 Does not include routine orthodontic care Over age 20 General dental exams and routine cleanings every six months Surgical services and extractions Emergency dental care Fillings X-rays (full series limited to once every three years) Full mouth debridement Prophylaxis limited to two times per year Bitewing series Palliative treatment Sealant application Removable partial and full dentures Root canal treatment limited to two molars per year See specific age-related benefits
8 Periodontal scaling and root planning Removal of impacted teeth Initial placement or replacement of a removable prosthesis (any dental device or appliance replacing one or more missing teeth, including associated structures, if required, that is designed to be removed and reinserted), once every five years some limitations apply Removable partial prosthesis Any dental service that requires inpatient hospitalization must be prior authorized Elective surgical procedures requiring general anesthesia Hearing benefits Diagnosis and treatment of conditions related to hearing, including hearing aids and hearing aid batteries
9 Mental health services Services provided by mental health providers, including: Diagnostic and assessment services Physician and mid-level visits, including: Individual counseling Group counseling Family counseling FQHC services Medication/somatic treatment Crisis services Inpatient hospitalization and emergency department services Day services Intensive day treatment Case management services Services for individuals 65 years and older in an institution for mental disease Treatment for any mental condition that could complicate pregnancy Patient Psychiatric Residential Treatment Facility Services (PTRF) for members under 22 years of age for 30 consecutive days
10 Mental health services for children that are included in an IEP or IFSP during holidays, school vacations or sick days when the child is not in school Care coordination for members receiving the following services from DMH: Community based interventions Multi-systemic therapy (MST) Assertive Community Treatment (ACT) Community support Alcohol and drug abuse treatment Durable medical equipment (DME) and disposable medical supplies (DMS) Inpatient detoxification Other alcohol/drug abuse services are provided by the Addiction, Prevention and Recovery Administration (APRA) Help with getting care from APRA Inpatient and outpatient substance abuse treatment Other alcohol/drug abuse services are provided by the Addiction, Prevention and Recovery Administration (APRA) Help with getting care from APRA Durable medical equipment (DME) Disposable medical supplies (DMS) Members under age 21
11 Services we do not pay for Below is a listing of benefits or services that are not paid for by MedStar Family Choice: Cosmetic surgery Experimental or investigational services, surgeries, treatments and medications Services that are part of a clinical trial protocol Abortion, or the voluntary termination of a pregnancy, not required under federal law Infertility treatment Sterilizations for persons under the age of 21 Services that are not medically necessary Notice of changing benefits or service locations MedStar Family Choice offers many benefits and services to keep you well. At times, there may be changes in those services. If there are changes, you will get a letter from MedStar Family Choice. The letter will tell you what has changed. If you have questions about the change, call Member Services toll free at or visit our website (medstarfamilychoice.com). There are many providers in the MedStar Family Choice network for you to go to for services. Sometimes those locations change. When there is a change to your PCP s address, we will send you a letter to let you know. Unfortunately, there may be times when MedStar Family Choice has to change your PCP without letting you know ahead of time and a new card is sent to you. Remember, you can change your PCP at any time by calling Member Services. If you have any questions or you are confused about services or where to go to get them, call Member Services at for help.
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Primary and Acute Medical Ambulance Medically necessary emergent ground and air ambulance transport. Air (fixed wing and air) ambulance Ground ambulance Chemotherapy Outpatient hospital for radiation therapy
BadgerCare Plus and Wisconsin Medicaid Covered Services Comparison Chart
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Services and supplies required by Health Care Reform Age and frequency guidelines apply to covered preventive care Not subject to deductible if PPO
Page 1 of 5 Individual Deductible Calendar year $400 COMBINED Individual / Family OOP Calendar year $4,800 Individual $12,700 per family UNLIMITED Annual Maximum July 1 st to June 30 th UNLIMITED UNLIMITED
Land of Lincoln Health : Family Health Network LLH 3-Tier Bronze PPO Coverage Period: 01/01/2016 12/31/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.landoflincolnhealth.org or by calling 1-844-FHN-4YOU.
Summary of Benefits. Prime (HMO-POS) and Value (HMO) January 1, 2015 December 31, 2015 G ENERATIONS A DVANTAGE 1-888-408-8285 (TTY: 711)
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California Small Group MC Aetna Life Insurance Company
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Cigna Supported Service Types for Eligibility and Benefit Inquiries
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