Comparison 100% 90% 80% 70% 60% 50% 40% 30% 20% 10% Food costs and other expenses. Car costs. Accommodation expenses, net.
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1 Calculation
2 Comparison One Tonne Life New house Older house Production cost/purchase price (SEK) Accommodation expenses, net (SEK) Car costs (SEK) Food costs and other expenses (SEK) Total % 90% 80% 70% 60% 50% 40% 30% 20% Food costs and other expenses Car costs Accommodation expenses, net 10% 0% One Tonne Life New house Older house
3 One Tonne Life One Tonne Life Production cost: Estimated purchase price, plot: Title deed and mortgage deed costs: Total: Deductions: Subsidy for solar cells: Subsidy for solar panels: Production cost: % mortgage Down-payment Loan structure Binding period Sum Interest Amortization Monthly cost Loan 1 3 months , Loan 2 2 years , Loan 3 5 years , Budget Sum Month net/month Expenses accommodation Interest Amortization Electricity incl. heating Refuse collection Water and sanitation Home insurance Municipal property tax (1) (2) (3) (4) (5) (6) (7) (8) (9) Comment 1. Land Registration 1.5% + SEK 825. Mortgage fees 2% + SEK Applied for from Swedish Energy Agency, limited. 3. 5,025,960 * 85% =4,272, ICA Bank official rates % of total amount repaid over 15 years % of monthly interest rate cost. 7. Bought electricity 7,361 kwh/year (SEK 1,30 per kwh). Sold electricity 1,400 kwh/year (SEK 0.50 per kwh) litre container + fixed cost. 9. Consumption 109 cubic metres x SEK per cubic metre + fixed cost. 10. SEK 1.35 per kwh x 17 kwh per 100 kilometres. Estimation includes 20,000 kilometres driving per year. Present energy tax. 11. No road tax during first five years. 12. Estimated premium for Volvo C Assuming that Volvo C30 Electric will be SEK 100,000 more expensive than present C30 DRIVE (series production). 14. The Lindell family, who previously spent more on groceries than the average family, has lowered these costs by SEK 2,500 per month by living climate smart. 15. Café and restaurant costs during Week 4-23 recalculated monthly for One Tonne Life family. Car costs (excl. depreciation) Electricity Road tax Car insurance Car costs Tyres, repairs (10) (11) (12) (13) Other expenses Food Recreation/play incl. mobile phone Clothing and shoes Personal hygiene Purchased lunch Cafés, restaurants Savings Home equipment Public transport Doctors, dentists etc Consumables (14) (15)
4 New house (Lindholmen from the A-hus catalogue) New house Production cost: Average price, plot: Title deed and mortgage deed Total: % mortgage Down-payment Loan structure Binding period Sum Interest Amortization Monthly cost Loan 1 3 months , Loan 2 2 year , Loan 3 5 year , Budget Sum Month net/month Expenses accommodation Interest Amortization Heating incl. household electricity Refuse collection Water consumption Home insurance Municipal property tax (1) (2) (3) (4) (5) (6) (7) Comment 1. Lindholmen 157 m 2 with A-hus standard LDV with heat pump Nibe carport and storage. 2. Facts from A-hus (estimated average cost Western Sweden based on land for sale June Land registration 1.5% + SEK 825. Mortgage fees 2% + SEK ICA Bank official rates % of total amount repaid over 15 years % of monthly interest rate cost kwh per square metre x 157 square metres x SEK 1.30 per kwh = SEK 8,568 per year according to Vattenfall s estimations. 8. Volvo C30 DRIVe 3,8 litres/100 kilometres diesel SEK per litre. 9. No road tax during first five years. 10. Half insurance + new car warranty. 11. Estimation SEK 194,000 including depreciation and car loan. 12. According to Swedish Consumer Agency. Car costs Fuel Road tax Car insurance Car costs Tyres, repairs (8) (9) (10) (11) (12) Other expenses Food Recreation/play incl. mobile phone Clothing and shoes Personal hygiene Purchased lunch Cafés, restaurants Savings Home equipment Public transport Doctors, dentists etc Consumables
5 Older property Older property Purchase price: Title deed and mortgage deed costs: Total: Deductions: 85% mortgage Down-payment Loan structure Binding period Total Interest Amortization Monthly cost Loan 1 3 month , Loan 2 2 year , Loan 3 5 year , Budget Sum Month net/month Accommodation expenses Interest Amortization Electricity Refuse collection Water consumption Villa home insurance Municipal property tax Running costs (1) (2) (3) (4) (5) (6) (7) Kommentar 1. Tax value SEK 2,550,000 based on average price level. 2. ICA Bank official rates % of total amount repaid over 15 years % of monthly interest rate cost. 5. Electric heating 15,000 kwh heating, 5,000 kwh hot water, 6,200 kwh household electricity x SEK 1.30 per kwh. Energy cost per month: SEK 2, SEK 2,550,000 x 0.75 percent. Legally limited to SEK 6,512 per year. 7. Redecoration (painting & wallpaper) and repairs of appliances ,000 kilometres per year x SEK per litre with a fuel consumption of 5,8 litres per 100 kilometres. 9. Calculated on a Volvo C30 2.0D Model Year ,8 l diesel per 100 km & 151 g CO 2 per km. 10. ICA Bank car insurance Volvo C30 Model Year ,000 kilometres driving per year. Including 20 percent discount. 11. Loan SEK (car value) repaid over 36 months. 12. According to Swedish Consumer Agency. Car costs (excl. depreciation) Fuel Road tax Car insurance Car costs Tyres, repairs (8) (9) (10) (11) (12) Other expenses Food Recreation/play incl. mobile phone Clothing and shoes Personal hygiene Purchased lunch Cafés, restaurants Savings Home equipment Public transport Doctors, dentists etc Consumables
6 The One Tonne Life project is an initiative by: In cooperation with:
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