WORTH KNOWING when you are unemployed

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "WORTH KNOWING when you are unemployed"

Transcription

1 WORTH KNOWING when you are unemployed

2 WORTH KNOWING when you are unemployed Who will I meet? What are my options? What does the law say? Here you will find answers to many of your questions. Introduction If you are like most people, the meeting with the unemployment insurance fund and the unemployment benefits system with all their new concepts and requirements can be quite bewildering. This booklet describes who you will meet when you become unemployed, the requirements you must satisfy and the options you have when you receive unemployment benefits. To be entitled to unemployment benefits you must actively seek a job and be available to the labourmarket. Here you will learn about what it means to be an active job seeker and be available. You can read about mandatory meetings and the consequences of failing to turn up for a meeting. You will also learn about your opportunities for further training or education, about applying for supplementary benefits for a job with reduced working hours, or obtaining approval for self-employment as secondary work. You should always contact CA if you are in doubt about anything regarding your unemployment benefit. You can contact us by telephone, in writing or in person at our premises in Gentofte, Kolding, Odense, Aalborg or Aarhus. Please visit for opening hours. In addition to this booklet, an overview of the most important regulations is available at Who will I meet as unemployed? CA career counselling Never hesitate to contact CA s career counsellors for advice and guidance on your job applications and CV, interview training, tests, coaching and career development. You can also attend job search seminars aimed at the different phases of job searching, such as Job application and CV, Proactive job searching, Doing well in the test and Succeeding in the interview. Read more on page 13 or on (in Danish only). CA insurance The insurance department deals with everything that has to do with your unemployment benefits. Our insurance counsellors know the unemployment insurance fund legislation, and you can obtain advice and guidance on the opportunities the unemployment benefit system holds. Jobcenter The Jobcenter is responsible for activation, job mediation, authorization of courses and education, and general job counselling. Secondary operator (in Danish Anden aktør ) A secondary operator is a private company to which the Jobcenter may outsource some of its tasks. The secondary operator may for example be in charge of seminars, counselling and act as your general advisor. CONTACT We are located in Gentofte, Kolding, Odense, Aalborg and Aarhus. If you have any questions please send an to or call The telephones are open from Monday through Thursday and Fridays

3 Overview of meetings In the first six months of your unemployment period, you must attend one CV meeting and two availability meetings with CA. Besides, you must attend six job meetings at the Jobcenter. If you wish, CA will come to the last of these meetings. All meetings at the Jobcenter can be outsourced to a secondary operator. If you continue to be unemployed after six months you will be required to attend job meetings at the Jobcenter or with a secondary operator every three months. After 16 months of unemployment you must attend a special meeting at the Jobcenter to discuss an intensified effort. CA will also attend this meeting if you wish. After six months as unemployed you will be called to availability meetings with CA only if there is doubt about your availability for example if you have failed to register your job search activity in the Jobcenter job log as agreed. Here is a graphical overview of the meetings. Meetings with your Jobcenter Meetings with CA Meetings with CA and your Jobcenter MONTH: 1/ Meetings with your Jobcenter CV - Meeting The 1st meeting with the Jobcenter Availability assessment meetings Availability assessment meetings Meetings CA and the Jobcenter Meetings CA and the Jobcenter Meetings with CA Availability assessment meetings as required 3

4 4 Availability requirements and opportunities To be entitled to unemployment benefit you must be available for potential employers and you must actively look for a job. To be deemed available you must meet a number of requirements. Residence in Denmark and registered as a job seeker You must live in and be registered with an address in Denmark You must be registered as a job seeker on CV meeting Register your CV on no later than two weeks after you have registered as unemployed. Your CV on Jobnet.dk must be adequate and searchable. See instructions on Jobnet. Within the first two weeks of your registration, CA will invite you to a CV-meeting. Before the meeting you have to register your CV at and complete a form on your job search strategy. You are asked to describe: The type of work you are looking for (titles/job categories) and your job requirements both short and long term Your core competences what you see as your greatest strengths The biggest challenge you see in your job search at the moment Your job search method: For example, whether you send out unsolicited applications and how you use your network Whether you consult job and CV databases or recruitment agencies The geographical area in which you are looking for work and how many job postings you research per week The number of jobs you expect to be applying for each week Moreover, you need to upload an application, and we will give you a brief feedback during the meeting. If needed we will adjust your job search strategy at the meeting. This meeting formulates the job search strategy and how you will go about your job search and it is binding for you. We will send you further information before the meeting. The job search strategy will follow you during the course of your unemployment period. Your job search strategy will be posted on If you are currently in activation, the CV meeting can be conducted by telephone. Check job proposals every 7 days At least once every 7th day you must check the Jobcenter s job proposals. If you forget this, it may have consequences for your unemployment benefit. Be aware that the third time you fail to check your job proposals on time, you will be deregistered as a job seeker without advance warning. Meeting with a day s notice With a day's notice you must be able to attend all meetings and seminars to which the Jobcenter, secondary operator or CA invites you. You must read your post and every day as you may be asked to attend meetings with a day s notice. All communication from CA is done via CA's Online a-kasse, while the Jobcenter and secondary operator may use the postal service or e-boks. You must therefore keep the Jobcenter, secondary operator and CA updated on your postal and addresses. Relying on having your surface mail forwarded is not sufficient as this typically means a delay of 24 hours. You carry the responsibility for missing out on information. Mediated work and active job searching In your job log on Jobnet you must register all jobs you have applied for and your other job search activities. Furthermore, you must upload two concrete job applications to your job log on jobnet.dk.

5 You must be available for jobs requiring daily transport of up to three hours with public transportation. After three months unemployment you must be available for jobs requiring a daily transport of more than three hours. From the first day of your unemployment period, you must be able to take on mediated full-time work with a day s notice. You must be prepared to take on a job at a lower organizational level or at a lower educational level compared to earlier. From the first day of your unemployment period, you must apply for at least two full-time jobs each week. The jobs must be in Denmark and one of them must be advertised. You should seek employment within your competence area, which offers the best chance of finding a job that matches your profile. However, if no vacancies exist within the area that most interests you, you are obliged to broaden your job search to other areas offering job that you can manage, if necessary after a short period of training. You should search in a manner that is usual for the profession in question. There should never be a week in which you do not apply for a job, unless there is a valid obstacle such as holidays, work or sickness. There must be no hindrance for your taking on work. If for example sickness prevents you from working, you cannot receive unemployment benefits. For that reason, it is important that you contact the Jobcenter on the first sick day. If sickness prevents you from attending a planned meeting with CA, the Jobcenter or a secondary operator, you must inform them in time. CA will pay your unemployment benefit the first 10 weekdays of your sickness. Sickness benefits after day 10 or for employees in a permanent part-time job are paid by your municipality. NB! You must notify the Jobcenter when you are no longer sick. Availability assessment meeting When you are unemployed and receive benefits, you will have two mandatory meetings with CA within 13 and 26 weeks of unemployment. At the interview, we must assess whether you are available for the labour market and thus concern your job search activity in the period up to the meeting. Our starting point will be the job search strategy you took part in formulating at the CV meeting. If needed, we will adjust your job search strategy. You are required to follow the strategy, which describes how you go about your job search until we might need to re-adjust the job search strategy. If you have been unemployed for longer than six months, you are not required to attend meetings with CA unless you fail to comply with the agreements made on your job search. We mainly assess the need to call you for an interview after six months of unemployment on the basis of the job log that you keep on It is therefore important that you register your job search activities in your job log at least once a week. Please note that only those job search activities you have registered in your job log can be used to determine whether or not you comply with the agreements. If you are not available consequences If the availability meeting, or other factors, lead us to conclude that you are not available for the labour market or that you have not done enough to find full-time work, we are required to stop payment of the unemployment benefits. In that case you can receive unemployment benefits again only when you have worked more than 300 hours within a 10-week period. On availability in general It is our duty to evaluate your availability if you act in a way that raises doubts about this, for example if you: fail to appear at a meeting with the Jobcenter, secondary operator or CA if your job log indicates that you do not follow agreements concerning your job search have taken a seasonal job have reported sick for an extended period tender your resignation from a full-time job in order to work reduced hours fail to post your CV on act in other ways that raise doubts concerning your availability. 5

6 6 Activation Depending on age, unemployed members are entitled to and obliged to follow at least one activation period of no less than 14 days, as follows: Under 30 For those under 30 years of age activation is offered after a total of 13 weeks unemployment For those between 30 and 50 years of age activation is offered after a total of 26 weeks unemployment. 50+ For those above 50 years of age activation is offered after a total of 13 weeks unemployment. Private or public activation Activation may be organized in different ways, such as: Four-week internships. Eight-week internships are possible for new graduates who have not held a job after graduation. Ordinary jobs in public institutions for up to 4 months, with publicly funded wage subsidy (after six months unemployment). Ordinary jobs in private companies for up to 6 months, with publicly funded wage subsidy (after 6 months unemployment). Job rotation for up to 6 months (after 6 months unemployment). If you are 50 years or above or if you are a single provider, you may be eligible for wage subsidy from the first day of unemployment. Min plan on jobnet.dk The agreement between you and the Jobcenter or secondary provider concerning activation will be listed in 'Min Plan', which shows the agreements you have made with your Jobcenter (or a secondary operator) and with CA. The agreements made with you in My plan are binding and may be changed only after agreement with the Jobcenter or the secondary operator. If you break the agreement, it may have consequences for your unemployment benefit. We recommend that you prepare for the activation meeting with the Jobcenter or secondary operator by considering your own wishes and plans. You may find that you need a training course to gain specific competences in order to secure a job. Perhaps an internship to gather job experience or employment with wage subsidy is right for you. Staying away from a meeting If you cancel or fail to appear at a meeting that CA, the Jobcenter or secondary operator has called, you lose the unemployment benefit for that day, and payments are stopped until you contact the organizer of the meeting. This applies regardless of the type of meeting or activity. If you cancel ahead of the meeting, you lose the unemployment benefit only for the meeting day. However, there are no consequences for you if you cancel because you have a job interview at the same time, if you are working that day, if you are meeting with your secondary operator/jobcenter, or if you report sick before the meeting. Holiday is also a valid reason for absence if you have informed the Jobcenter and CA about the holiday before being called to the meeting. Read more in the paragraph on holiday. Even if you have signed a contract of employment and are to commence work later than the day of the meeting, attendance is mandatory to secure your unemployment benefit until you start work. However it is possible for you to have the meeting conducted by telephone. Three weeks quarantine for rejections and resignations You will receive three weeks of quarantine if you give up your job without a valid reason. You may be quarantined if you: tender your resignation reject a job offered by the Jobcenter reject or discontinue an offer of activation or rehabilitation from the Jobcenter or secondary operator

7 reject to participate in preparing or revising a job plan for activation accept a shorter notice than agreed in your contract. Always contact CA before you discontinue a job or reject a job offer. Qurantine If within a 12-month period you are quarantined twice for resigning regardless of the reason you lose your entitlement to unemployment benefit until you have performed at least 300 hours of ordinary work within 10 weeks. Any kind of resignation counts towards the calculation. Valid grounds exempt from quarantine You are not considered to have resigned if you have a valid reason for rejection, discontinuation or absence. An exhaustive list of valid reasons appears in the Employment Service and Unemployment Insurance Act. Unless your reason is listed there, you will receive quarantine. Find the list at Contact CA to learn more. Learn more about availability You can read more on or contact one of our insurance counsellors. 7

8 Unemployment benefit when abroad When you are unemployed you are entitled to Danish unemployment benefit while you are looking for work in another EU/EEA country. If you plan to work abroad, you should contact us as the legislation is very complicated. Different regulations apply for working within or outside the EU/EEA area. If you are going to a job interview abroad, you may receive unemployment benefits. However, you must return to Denmark no later than 5 days after your departure. Contact us before departure. Read more on Holiday You may be entitled to holiday benefit when you are unemployed. First you take the holiday payment which you may have earned with an employer and afterwards you can apply for holiday benefit if you are entitled. We recommend that you notify both the Jobcenter and CA of your holiday as early as possible. You must earn the right to holiday benefits You earn the right to holiday benefits according to the benefits received from CA in the previous calendar year. You are not entitled to holiday benefits unless you received benefits from CA, another unemployment insurance fund or, in case of maternity leave, from your municipality. Applying for holiday benefits If you have received a holiday slip from FerieKonto, you apply by registering at To apply for holiday benefits, use one the appropriate application form AR 258 for wage earners or for new graduates. Read more on You are not entitled to holiday benefit if you are primarily self-employed. Notify the Jobcenter and CA of your holiday If you are unemployed at the time of your holiday, remember to post your holiday plans on jobnet.dk no later than 14 days before the first day of your holiday. Otherwise it is your duty to attend meetings and activities arranged by the Jobcenter. If you do not attend such meetings, you lose the right to unemployment benefits for a period. Read more above in the paragraph Staying away from a meeting. You must notify the Jobcenter of your holiday plans irrespective of your taking holiday at your own expense, with holiday benefits or holiday payment. NB! If you wish to take a holiday and you are called to a meeting at CA, the Jobcenter or secondary operator, your presence is compulsory though the meeting is called more than two weeks in advance of your holiday. 8

9 Self-employed while looking for a job In principle you are not entitled to unemployment benefit if you are self-employed. However, if CA has approved that you run your own company as secondary occupation, you can receive unemployment benefits for up to 78 weeks while running your company. The hours spent working for your company are deducted before the unemployment benefit is paid. In order to have your company approved as a secondary occupation, you must satisfy a number of requirements the essential point of which is that you must be fully available to the labour market. You are allowed to work only a limited number of hours in your company, and you must be able to perform all your tasks outside normal working hours. The regulations are very strict so we strongly recommend that you contact one of our insurance counsellors if you contemplate self-employment. The insurance counsellor will tell you more about the opportunities for running your own business while receiving unemployment benefits. More about self-employment as secondary occupation Go to or contact one of our insurance counsellors. Also contact one of CA s career counsellors for advice on starting your own company. Call Read more about self-employment on and on Supplementary benefits In general, you may receive supplementary benefits while working part-time. However, we recommend that you contact us before you start in a part-time job so that we can clarify whether you satisfy the requirements for receiving supplementary benefits. Availability for full-time work To be entitled to supplementary benefits, you must satisfy practically the same requirement as if you were out of a job. This means that you need to be registered at as a full-time job seeker. apply for at least two full-time jobs in Denmark per week be able to take on mediated full-time work at a day s notice. Note that you are considered fully available only if you can resign from your part-time job with a day s notice to take on full-time work. Notice and release certificate If your current employment has a fixed term of notice, you can receive supplementary benefits only if the employer signs a release certificate (frigørelsesattest). The release certificate allows you to resign with one day s notice in case you are offered a job with more working hours. We must have your release certificate no later than five weeks after the first day of employment. If you have just graduated, the five-week deadline counts from the day you earn the right to unemployment benefit. If we receive the release certificate later, you will receive unemployment benefits from the day we receive it. NB! You may be bound by a notice even though it is not stated in your contract. This is the case for instance if you work in a field where collective agreement stipulates a period of notice. If you work in a white-collar job for more than eight hours a week, the stipulations of the Salaried Employees Act apply. 9

10 How to apply for supplementary benefits You apply for supplementary benefits by sending us a questionnaire on employment together with your release certificate if you are bound by a notice towards your employer. Note that we must receive a release certificate no later than five weeks after job start. Find the forms on Work is deducted in your unemployment benefit No supplementary benefits can be paid for weeks in which you have worked more than 29.6 hours (4 full days). Before we calculate your unemployment benefit we deduct the number of hours you have worked. If you are paid for more than 37 hours in a week, overtime hours will be counterbalanced in calculating your unemployment benefit for the following week. G-days and supplementary benefits If you become unemployed after dismissal from a job, your employer must pay supplementary benefits for the first three days of your period (G-days), provided that you have worked for at least 74 hours within the last four weeks. If you have been employed for less than three months, your employer must pay for only the first two days of your unemployment. Read more on Go to to learn more about supplementary benefits or contact one of our insurance counsellors. If your employer is unable to or only with difficulty can oversee your time expenditure, we calculate the number of worked hours by using DKK as the rate of conversion (2015 figures). This applies for example if you work as a teacher or give lectures. 30-week time limit You are entitled to supplementary benefits for up to 30 weeks within a period of 104 weeks. When the 30 weeks have passed, you can quit your job without being quarantined provided you do not resign before your right to supplementary benefit expires and no later than 26 weeks after that date. Alternatively, you can continue to work part-time without receiving supplementary benefits. No release certificate is needed if you are not bound by contract/collective agreement to give notice to your employer. 10

11 Education & training what are my options? Opportunities for training and education are limited. We advise you to contact CA before starting a training course. You can receive benefits during training, provided the course is not part of an education approved by the official grants scheme (SU) and that it takes less than 20 hours per week. CA must give approval before you can participate in a course. Contact one of our insurance counsellors as your benefit entitlement may be affected. Course fees and books are paid by yourself. If you are studying under continuing and further education or taking a supplementary degree course, you may, under certain strict conditions, receive benefits while you study. However, you must meet certain requirements, among these are that you already have a higher education degree and that your course does not form part of a new qualification. A course can be approved only until your activation period begins. That is the first 13 weeks if you are under 30 years or above 50 years the first 26 weeks, if you are between 30 and 49 years. Six-week job-focused courses This option aims at unemployed members who have no further education (unskilled and skilled workers) and members who have a VET (vocational education and training) as well as a short-cycle higher education (APdegree). If you are above 25 years of age, the courses can be taken within your first 39 weeks of unemployment (within the first 26 weeks for the under-25-year-olds). Note that unemployed members with a bachelor s or a master s degree do not qualify for job-focused courses. Regional education funds Unemployed members can apply for courses and education through the regional education funds that aim to support job-oriented training. A positive list for your region is supplied by the Danish Agency for Labour Market and Recruitment (STAR). This type of education is available from the first day of unemployment and the six-week limitation that applies to job-focused courses does not apply here. However, the education must be aimed at fields where job openings are expected (such as off-shore safety training). Your course must be approved by the Jobcenter. Read more about training at 11

12 Jobs for seniors If there is less than 5 years until you reach the age where you can claim benefit through the voluntary early retirement scheme (Efterløn) when your entitlement to unemployment benefits expires, you can apply for a senior job. Additionally, you have to meet all additional demands for receiving the voluntary early retirement scheme. You cannot start a senior job before your entitlement to unemployment benefit expires. In a senior job you are employed in your municipality at the agreed rate of pay, and you can only be given notice if you fail to comply with agreements reached with the employer. The senior job continues until you are eligible for benefit through the voluntary early retirement scheme. If your job is terminated, the municipality must offer you another senior job. Applying for a senior job It is up to you to apply to your municipality for a senior job. You can do so three months before your right to unemployment benefits expires, and no later than two months after it expires. The municipality must offer you a senior job within two months of receiving your application, provided that you are no longer entitled to unemployment benefits. The municipality is obliged to do its best to take your qualifications and interests into account. You must be available for ordinary mediated work while performing the senior job and you must continue paying contributions to the unemployment insurance fund and the voluntary early retirement scheme. A senior job does not count towards earning entitlement to a new 104-week benefit period. Early retirement Voluntary early retirement scheme The early retirement scheme (Efterløn) allows you retire up to 3 years before the ordinary state retirement age. Even though you are not planning early retirement, it is worth considering to join the scheme by paying contributions as this gives you several options: 1 Withdrawal from work up to 3 years before ordinary retirement age, which is 70½ years for persons born on 1 January 1977 or later 2 A tax-free premium if you postpone the voluntary early retirement and work until ordinary retirement age 3 The money returned with interest. If you withdraw from the voluntary early retirement scheme, your contributions will be transferred to your pension savings 4 You may draw early retirement benefit from anywhere in the EU/EEA countries. The refund of your contributions to the scheme is regulated in correspondence with unemployment benefit regulations. Contributions to the early retirement scheme are paid quarterly; for 2015 the amount is DKK 1,446. You must join the scheme no later than your 30 th birthday. To benefit from the scheme you must have been a member of an unemployment benefits fund for 30 years. All payments from your private pension funds will be deducted from the pay-out from the early retirement scheme. Read more on our homepage 12

13 MAKE A SHORTCUT to your next job At CA we are here to help you get on track for your next job. You are welcome even though you are still in work. If you have been given notice or feel threatened by unemployment, please contact us immediately do not wait until you have lost the job. Councelling individual counselling Book individual counselling and coaching with one of our many career counsellors. Attend CA s Jobcafé We offer useful advice on CV and application writing in our job cafés in Aarhus and Gentofte. Profiling What s your personality type? What are your strengths? We offer personality and IQ testing. Networking Networking for job seekers CA offers several networks for people looking for a job. Check out the options. Get a mentor CA Mentoring for graduates an experienced CA member helps launch your career. Access 6,000 professionals on LinkedIn CA s LinkedIn group counts some 6,000 members in 13 subgroups, each with their own professional focus. Tools and inspiration Business database Learn more about the companies that are relevant in your job search with free access to Denmark s biggest professional database courses every year Each year we facilitate more than 200 courses and workshops about job search techniques and personal development, some of them in English. Get matched CA CV bank matches your CV with company job profiles. 13

14 14 CA GENTOFTE Smakkedalen Gentofte Tel CA KOLDING House of Innovation Jernbanegade Kolding Tel CA ODENSE Estatia Dannebrogsgade Odense Tel CA AALBORG City House Jyllandsgade Aalborg C Tel CA AARHUS Hans Hartvig Seedorffs Stræde 6-8, 3. sal 8000 Aarhus C Tel Sep 2015

ENGLISH QUICK GUIDE FOR ACADEMICS

ENGLISH QUICK GUIDE FOR ACADEMICS ENGLISH QUICK GUIDE FOR ACADEMICS MEETINGS AND ACTIVITIES Meetings in Akademikernes and joblog at akademikernes.dk. You choose how often you want to meet with Akademikernes, however, every third month

More information

UNDERSTAND THE RULES AND FOCUS ON finding a JOB

UNDERSTAND THE RULES AND FOCUS ON finding a JOB UNDERSTAND THE RULES AND FOCUS ON finding a JOB UNDERSTAND THE RULES In this folder we have collected the rules you need to know about in order to obtain unemployment benefit. When you have read the folder

More information

Employer s Rights and Liabilities Information for Foreign Employers

Employer s Rights and Liabilities Information for Foreign Employers Employer s Rights and Liabilities Information for Foreign Employers Employer s Rights and Liabilities Print: Pensionsstyrelsen 2. edition, 1. printing Copenhagen, november 2011 Pensionsstyrelsen Njalsgade

More information

TOP 10 MYTHS OF EMPLOYMENT LAW

TOP 10 MYTHS OF EMPLOYMENT LAW w TOP 10 MYTHS OF EMPLOYMENT LAW As an Employment Lawyer I often come across employers who are ill informed about employment law. They frequently believe in a number of myths about the law which are either

More information

Your guide to the unemployment benefits system

Your guide to the unemployment benefits system Your guide to the unemployment benefits system 2 3 Content 04 WHAT HAPPENS WHEN YOU BECOME UNEMPLOYED? 06 GET A GOOD START ON YOUR JOB SEARCH 08 ACTIVELY SEARCHING FOR A JOB 12 WHAT BENEFITS CAN YOU RECEIVE

More information

An introduction to Dentists Provident and income protection

An introduction to Dentists Provident and income protection An introduction to Dentists Provident and income protection An introduction to Dentists Provident and income protection We are the market leading provider of income protection insurance to dentists, and

More information

Your guide to the unemployment benefits system

Your guide to the unemployment benefits system Your guide to the unemployment benefits system 2 3 Content 04 WHAT HAPPENS WHEN YOU BECOME UNEMPLOYED? 06 GET A HEAD START ON YOUR JOB SEARCH 08 ACTIVELY SEARCHING FOR A JOB 12 WHAT BENEFITS CAN YOU RECEIVE

More information

Employees. Table of Contents

Employees. Table of Contents Table of Contents 1. Introduction 2 2. Recruitment 2 3. Pay and Leave Administration 5 3.1 Pay Administration 5 3.2 Leave Administration 7 4. Benefits 10 5. Employee Assistance Program 12 6. Conflict Resolution

More information

Paid Parental Leave scheme Employer Toolkit

Paid Parental Leave scheme Employer Toolkit Paid Parental Leave scheme Employer Toolkit July 2011 www.centrelink.gov.au Table of contents Purpose of the toolkit 3 Section one What employers need to know about the Paid Parental Leave scheme 4 About

More information

Warning of job loss, redundancy, termination of employment

Warning of job loss, redundancy, termination of employment Warning of job loss, redundancy, termination of employment organisational changes in the private sector The Swedish Union of University Graduates of Law, Business Administration and Economics, Computer

More information

REDEPLOYMENT AND REDUNDANCY. Policy and Procedure for Handling Redeployment and Redundancy

REDEPLOYMENT AND REDUNDANCY. Policy and Procedure for Handling Redeployment and Redundancy REDEPLOYMENT AND REDUNDANCY This item sets out the Council s written policy for handling organisational change, which involve staff redundancies. This policy was agreed by the Policy and Resources Committee

More information

Financial support for jobseekers A LL YO U N EED TO KNOW A BOUT U N EMPLOYMENT I N SUR A N CE

Financial support for jobseekers A LL YO U N EED TO KNOW A BOUT U N EMPLOYMENT I N SUR A N CE Financial support for jobseekers A LL YO U N EED TO KNOW A BOUT U N EMPLOYMENT I N SUR A N CE 1 What is unemployment insurance? 3 Who does what? 3 When are you entitled to unemployment benefit? 4 What

More information

F I N N I N G I N T E R N A T I O N A L I N C. R O I E M P L O Y E E S H A R E P U R C H A S E P L A N

F I N N I N G I N T E R N A T I O N A L I N C. R O I E M P L O Y E E S H A R E P U R C H A S E P L A N F I N N I N G I N T E R N A T I O N A L I N C. R O I E M P L O Y E E S H A R E P U R C H A S E P L A N CONTENTS WELCOME TO THE FINNING INTERNATIONAL INC. ROI EMPLOYEE SHARE PURCHASE PLAN... 3 BUILDING

More information

A summary of the Collective Labour Agreement for Temporary Agency Workers 2012-2017

A summary of the Collective Labour Agreement for Temporary Agency Workers 2012-2017 A summary of the Collective Labour Agreement for Temporary Agency Workers 2012-2017 July 2015 issue Table of contents 1. Introduction 3 2. Phase system 3 2.1 Phase A 4 2.2 Phase B 4 2.3 Phase C 4 2.4 Interruption

More information

OECD THEMATIC FOLLOW-UP REVIEW OF POLICIES TO IMPROVE LABOUR MARKET PROSPECTS FOR OLDER WORKERS. DENMARK (situation mid-2012)

OECD THEMATIC FOLLOW-UP REVIEW OF POLICIES TO IMPROVE LABOUR MARKET PROSPECTS FOR OLDER WORKERS. DENMARK (situation mid-2012) OECD THEMATIC FOLLOW-UP REVIEW OF POLICIES TO IMPROVE LABOUR MARKET PROSPECTS FOR OLDER WORKERS DENMARK (situation mid-2012) MACROBUTTON NUMBERING (SITUATION In 2011, the employment rate for the population

More information

CAP-CO. Make sure you coordinate your work with the Police and Border Guard Board (PBGB) and apply for their consent in order to work.

CAP-CO. Make sure you coordinate your work with the Police and Border Guard Board (PBGB) and apply for their consent in order to work. Working Speaking Estonian is an advantage when looking for a job, but a command of Russian and English is also useful. You must be active and open to different options. As an asylum seeker, you have the

More information

secure your future the lump sum scheme Everything you need to know about your super DIVISION 2 - MEMBERS BOOKLET DIVISION 2 - MEMBERS BOOKLET

secure your future the lump sum scheme Everything you need to know about your super DIVISION 2 - MEMBERS BOOKLET DIVISION 2 - MEMBERS BOOKLET the lump sum scheme secure your future Everything you need to know about your super DIVISION 2 - MEMBERS BOOKLET 1 Adding power to your financial future 3 THE LUMP sum scheme MADE EASY 4 CONTRIBUTIONS

More information

WELCOME DM The Danish Association of Masters and PhDs

WELCOME DM The Danish Association of Masters and PhDs WELCOME DM The Danish Association of Masters and PhDs 2 LOREM IPSUM DOLORES WELCOME 3 Welcome to DM The Danish Association of Masters and PhDs DEAR MEMBER It is my pleasure to welcome you as a member of

More information

Payroll Procedure. 1 Procedure Introduced February 2010 Finance Office

Payroll Procedure. 1 Procedure Introduced February 2010 Finance Office Payroll Procedure Version No: Reason for Update Date of Update Updated By 1 Procedure Introduced February 2010 Finance Office 2 Procedure updated reflecting changes in procedures and introduction of Employee

More information

ADOPTION LEAVE. It is essential that you read all the guidance in these adoption leave pages.

ADOPTION LEAVE. It is essential that you read all the guidance in these adoption leave pages. ADOPTION LEAVE This document includes all the guidance given on the Personnel Services website, which can be found at http://www.admin.ox.ac.uk/personnel/during/family/adoption/. This guidance is intended

More information

UNEMPLOYMENT / REDUNDANCY CLAIM FORM

UNEMPLOYMENT / REDUNDANCY CLAIM FORM UNEMPLOYMENT / REDUNDANCY CLAIM FORM Please note that this form does not constitute acceptance of your claim by the underwriters or admission of any liability. Below are the guidelines of how to claim

More information

Working and living in Denmark A brief introduction to tax, social security and immigration. Tax 2015

Working and living in Denmark A brief introduction to tax, social security and immigration. Tax 2015 Working and living in Denmark A brief introduction to tax, social security and immigration Tax 2015 1. Introduction This booklet contains brief information about the main aspects of individual taxation,

More information

You & Your Workplace An overview of the terms of employment at Stockholm University

You & Your Workplace An overview of the terms of employment at Stockholm University Human Resources Office You & Your Workplace An overview of the terms of employment at Stockholm University Changes until July 2013 1 1 GENERAL RULES... 3 1.1 EMPLOYMENT... 3 1.2 TEMPORARY EMPLOYMENT...

More information

Aarhus Graduate School of Business and Social Sciences

Aarhus Graduate School of Business and Social Sciences Aarhus Graduate School of Business and Social Sciences School of Business and Social Sciences, Aarhus University Rules and regulations for the PhD degree programme (April 2014) The following is an English

More information

The Danish Ministry of Education. GGuidance in Education. a new guidance system in Denmark

The Danish Ministry of Education. GGuidance in Education. a new guidance system in Denmark 12067 UM -nyt omslag3 21/12/04 11:54 Side 21 The Danish Ministry of Education 15 GGuidance u i d a ninceducation e in Education a new guidance system in Denmark FACTS & FIGURES Population: 5.4 million;

More information

GUIDE TO UNEMPLOYMENT FUND BENEFITS 2015

GUIDE TO UNEMPLOYMENT FUND BENEFITS 2015 GUIDE TO UNEMPLOYMENT FUND BENEFITS 2015 EARNINGS-RELATED UNEMPLOYMENT SECURITY AND JOB ALTERNATION COMPENSATION www.tyj.fi GUIDE TO UNEMPLOYMENT FUND BENEFITS 2015 This Guide to Benefits, published by

More information

Approval of cv on jobnet.dk Krav til jobsøgning (Requirements for job search) determining your individual focus and obligations

Approval of cv on jobnet.dk Krav til jobsøgning (Requirements for job search) determining your individual focus and obligations Welcome to MA Agenda Introductory meeting - approximately 45 min How to benefit from MA Availability and requirements MA, the jobcenter and the secondary operator Activation Your options as job seeker

More information

The Annual Holidays Act

The Annual Holidays Act The Annual Holidays Act 6 Deviating from the law by collective agreement... 26 Contents Applying the terms of collective agreements... 27 Provisions deviating from the law in a generally applicable collective

More information

your share incentive plan

your share incentive plan your share incentive plan 1 Contents What is Match?... 4 Match... 4 How do I get shares under Match?... 5 Shares you buy: Partnership Shares... 5 Shares given to you by Matchtech Group: Match Shares...

More information

Income Assured Plus. Income Assured Plus

Income Assured Plus. Income Assured Plus Key Features of Income Assured Plus Income Assured Plus Helping you find your way - your income protection options Important Information n This document summarises the key features of our income protection

More information

A Member s Guide to. Employment Insurance

A Member s Guide to. Employment Insurance A Member s Guide to Employment Insurance May 16, 2014 1 Table of Contents Introduction... 3 Amount of Benefit Payments... 3 Weekly Benefit Calculation... 3 Average Insured Earnings Calculation... 3 Clawback

More information

Practical Guidelines For Employers On Eliminating Age Discrimination in Employment

Practical Guidelines For Employers On Eliminating Age Discrimination in Employment Practical Guidelines For Employers On Eliminating Age Discrimination in Employment The Government of the Hong Kong Special Administrative Region Practical Guidelines for Employers On Eliminating Age Discrimination

More information

EMPLOYMENT INSURANCE. Employment Insurance Regular Benefits

EMPLOYMENT INSURANCE. Employment Insurance Regular Benefits EMPLOYMENT INSURANCE Employment Insurance Regular Benefits This document can be made available in alternative formats such as Braille, large print, audio cassette, CD, DAISY, and computer diskette. Call

More information

Consolidation Act on Social Pensions

Consolidation Act on Social Pensions Consolidation Act on Social Pensions An Act to consolidate the Act on Social Pensions, cf. Act No. 390 of 19 April 2013, as amended by section 5 of Act No. 493 of 21 May 2013 and section 3 of Act No. 494

More information

BIRMINGHAM CITY UNIVERSITY ACADEMIES TRUST SICK PAY AND ABSENCE MANAGEMENT SCHEME

BIRMINGHAM CITY UNIVERSITY ACADEMIES TRUST SICK PAY AND ABSENCE MANAGEMENT SCHEME BIRMINGHAM CITY UNIVERSITY ACADEMIES TRUST SICK PAY AND ABSENCE MANAGEMENT SCHEME 1. Introduction 1.1. BCUAT wants to ensure that employees who are absent from work due to ill-health or injury receive

More information

Phase I & II Long Term Disability Benefits Teaching Staff

Phase I & II Long Term Disability Benefits Teaching Staff GROUP BENEFIT PLAN Rocky View Schools Teachers Benefit Plan Phase I & II Long Term Disability Benefits Teaching Staff What you need to know about applying for Disability Benefits Benefits Department Rocky

More information

Contents. Welcome to Hartmanns A/S...3

Contents. Welcome to Hartmanns A/S...3 temp manual Contents Welcome to Hartmanns A/S...3 Temp work with Hartmanns.......................... 4 Working hours................................. 4 When you show up at the workplace.....................

More information

Guide to the Royal Mail Employee Share Offers: the Free Shares Offer and the Employee Priority Offer

Guide to the Royal Mail Employee Share Offers: the Free Shares Offer and the Employee Priority Offer Guide to the Royal Mail Employee Share Offers: the Free Shares Offer and the Employee Priority Offer Contents Section 1 How to use this guide 3 What is on offer? 4 Who is eligible? 6 How do I apply or

More information

Q+A Unemployment insurance

Q+A Unemployment insurance Q+A Unemployment insurance When are you entitled to a WW benefit? If, as an employee, you become fully or partly unemployed, you may be entitled to a WW benefit, a benefit under the Unemployment Insurance

More information

JOB DESCRIPTION. To work flexibly and contribute to continuous improvement of services provided by the Department.

JOB DESCRIPTION. To work flexibly and contribute to continuous improvement of services provided by the Department. JOB DESCRIPTION Post Title: Employer: Responsible To: HR Advisor [Maternity Cover] Hafod Corporate Services Ltd Head of HR MAIN OBJECTIVES OF THE POST To support the Head of HR in providing a proactive,

More information

Aarhus Graduate School of Business and Social Sciences

Aarhus Graduate School of Business and Social Sciences Aarhus Graduate School of Business and Social Sciences School of Business and Social Sciences, Aarhus University Rules and regulations for the PhD degree programme (December 2012) The following is an English

More information

Adoption Leave Scheme For Support Staff in Schools A Guide for Employees

Adoption Leave Scheme For Support Staff in Schools A Guide for Employees Adoption Leave Scheme For Support Staff in Schools A Guide for Employees 1. INTRODUCTION These guidelines aim to inform employees with a brief overview of their statutory entitlements and obligations within

More information

Alberta Child Care Accreditation Funding Program

Alberta Child Care Accreditation Funding Program Alberta Child Care Accreditation Funding Program GUIDE FOR CONTRACTED FAMILY DAY HOME AGENCIES NCN 1383 Rev. September 2014 Table of Contents Introduction... 1-1 The Accreditation Process... 1-1 Available

More information

JOB SHARING POLICY AND PROCEDURE

JOB SHARING POLICY AND PROCEDURE JOB SHARING POLICY AND PROCEDURE INTRODUCTION 1. Carmarthenshire County Council is fully committed to equality of opportunity in employment. The aim of the Job Share Policy is to provide opportunities

More information

Delivery Personnel Collective Agreement for the Copenhagen Metropolitan Area. between. The Danish Newspapers and Media Employers Association.

Delivery Personnel Collective Agreement for the Copenhagen Metropolitan Area. between. The Danish Newspapers and Media Employers Association. Delivery Personnel Collective Agreement for the Copenhagen Metropolitan Area between The Danish Newspapers and Media Employers Association and 3F København 2014-2017 Table of contents 1 Scope of the collective

More information

Find your new job through us

Find your new job through us Sida: 1 av 7 Engelska New at the Employment Office (text version of the film on ny.arbetsformedlingen.se) Find your new job through us Welcome to the Employment Service Here you will find information about

More information

Welcome to Manpower. Manpower Staff Handbook

Welcome to Manpower. Manpower Staff Handbook Welcome to Manpower Manpower Staff Handbook July 2014 Welcome to Manpower 2 Table of contents: Manpower as an employer Page 3 Our values Our code of conduct Our environmental work Our privacy policy An

More information

Rules for PhD Programmes

Rules for PhD Programmes AARHUS SCHOOL OF ARCHITECTURE Rules for PhD Programmes at the Aarhus School of Architecture 2013 Contents: Introduction... 3 1 Objectives, Structure, Etc.... 4 1.1 Objectives... 4 1.2 Structure... 4 1.3

More information

Excerpt from Circular on the collective agreement for academic staff employed by the State Sector 1

Excerpt from Circular on the collective agreement for academic staff employed by the State Sector 1 Excerpt from Circular on the collective agreement for academic staff employed by the State Sector 1 CIR No. 9124 of 26/03/2012 Disclaimer: Please note that this is an excerpt from the collective agreement.

More information

2.06 Contributions. Domestic work. Position as of 1 January 2015

2.06 Contributions. Domestic work. Position as of 1 January 2015 2.06 Contributions Domestic work Position as of 1 January 2015 1 The facts at a glance If you employ domestic staff you have a duty to pay social insurance contributions even if the cash payment or payment

More information

Alberta Child Care Accreditation Funding Program

Alberta Child Care Accreditation Funding Program Alberta Child Care Accreditation Funding Program GUIDE FOR LICENSED DAY CARE PROGRAMS NCN 1382 Rev. September 2014 Table of Contents Introduction... 1-1 The Accreditation Process... 1-1 Available Funding

More information

GLOUCESTERSHIRE HOSPITALS NHS TRUST JOB SHARE POLICY

GLOUCESTERSHIRE HOSPITALS NHS TRUST JOB SHARE POLICY GLOUCESTERSHIRE HOSPITALS NHS TRUST JOB SHARE POLICY Introduction This policy is one of the Trust s initiatives to assist staff in achieving a healthy work/life balance as part of its overall commitment

More information

DISABILITY BENEFITS. An explanation of the salary protection program available to IMRF members. Locally funded, financially sound.

DISABILITY BENEFITS. An explanation of the salary protection program available to IMRF members. Locally funded, financially sound. DISABILITY BENEFITS An explanation of the salary protection program available to IMRF members. 02/2015 Locally funded, financially sound. YOUR IMRF DISABILITY CHECKLIST Please use this checklist when

More information

3. Has a disability which has been verified and accepted by the Employment Development Department (EDD), and

3. Has a disability which has been verified and accepted by the Employment Development Department (EDD), and NON-INDUSTRIAL DISABILITY INSURANCE (NDI) OVERVIEW WHAT IS NON-INDUSTRIAL DISABILITY INSURANCE (NDI)? NDI is a wage continuation program that provides income for eligible employees who are disabled and

More information

Enter working life: TE Offices at the service of jobseekers. www.mol.fi

Enter working life: TE Offices at the service of jobseekers. www.mol.fi For jobseekers Enter working life: TE Offices at the service of jobseekers 1 www.mol.fi Are you looking for a job? Would you like to change from your current job to something more suitable? Are you wondering

More information

WHAT YOU MUST DO TO RECEIVE UNEMPLOYMENT BENEFITS

WHAT YOU MUST DO TO RECEIVE UNEMPLOYMENT BENEFITS Rev. 01/2014 Office of Unemployment Insurance Administration Unemployment Claims Unit PO Box 94094, Room 386 Baton Rouge, Louisiana 70804-9096 Unemployment Benefits Rights and Responsibilities (Benefits

More information

SIX Group Staff Pension Fund

SIX Group Staff Pension Fund SIX Group Staff Pension Fund Pension Fund Regulations Valid from 1 January 2014 These Regulations describe the benefits and the financing of the SIX Group Staff Pension Fund. The Regulations have been

More information

IMPORTANT DOCUMENT - PLEASE READ KEY FEATURES OF THE PERSONAL INCOME PROTECTION PLAN

IMPORTANT DOCUMENT - PLEASE READ KEY FEATURES OF THE PERSONAL INCOME PROTECTION PLAN IMPORTANT DOCUMENT - PLEASE READ KEY FEATURES OF THE PERSONAL INCOME PROTECTION PLAN 02 Personal Income Protection Plan KEY FEATURES OF THE PERSONAL INCOME PROTECTION PLAN The Financial Conduct Authority

More information

GUIDE FOR NEW IMMIGRANT CLIENTS OF THE EMPLOYMENT AND ECONOMIC DEVELOPMENT OFFICE

GUIDE FOR NEW IMMIGRANT CLIENTS OF THE EMPLOYMENT AND ECONOMIC DEVELOPMENT OFFICE GUIDE FOR NEW IMMIGRANT CLIENTS OF THE EMPLOYMENT AND ECONOMIC DEVELOPMENT OFFICE WELCOME AS A CLIENT OF THE EMPLOYMENT AND ECONOMIC DEVELOPMENT OFFICE! The Employment and Economic Development Office is

More information

CHANGE MANAGEMENT POLICY AND PROCEDURE

CHANGE MANAGEMENT POLICY AND PROCEDURE CHANGE MANAGEMENT POLICY AND PROCEDURE This Change Management Policy and Procedure contains guidance to managers and staff who are involved in the development and implementation of changes in working arrangements

More information

Välkommen till Arbetsförmedlingen! Information till dig som är arbetssökande Engelska

Välkommen till Arbetsförmedlingen! Information till dig som är arbetssökande Engelska Välkommen till Arbetsförmedlingen! Information till dig som är arbetssökande Engelska In Platsbanken (the Job Bank) vacancy database you can seek work and subscribe to job ads. Here you can find a large

More information

Unemployment. Benefits for the unemployed

Unemployment. Benefits for the unemployed Unemployment Benefits for the unemployed Contents Unemployment 1 Benefits for the unemployed 2 When you become unemployed 2 Unemployment allowance 2 Labour market subsidy 4 Integration assistance for immigrants

More information

University of Limerick Income Continuance Plan

University of Limerick Income Continuance Plan University of Limerick Income Continuance Plan Introduction This explanatory booklet was produced by Willis Risk Services (Ireland) Limited and provides a brief outline only of the main benefits of the

More information

Job Sharing for Technical Staff Policy

Job Sharing for Technical Staff Policy 1. Policy Summary This policy deals with job sharing for technical staff in UCD. Job Sharing is a way of working where two people voluntarily share the duties of one Full-Time post between them. Each job

More information

Unemployment Insurance Continued Eligibility Requirements REPORTING WAGES EARNED

Unemployment Insurance Continued Eligibility Requirements REPORTING WAGES EARNED Unemployment Insurance Continued Eligibility Requirements REPORTING WAGES EARNED YOUR LEGAL RIGHTS To be, and stay, eligible for unemployment insurance (UI) benefits the Employment Development Department

More information

Curriculum for The Master of Science in Economics and Business Administration (cand.merc.)

Curriculum for The Master of Science in Economics and Business Administration (cand.merc.) Curriculum for The Master of Science in Economics and Business Administration (cand.merc.) Esbjerg, Kolding, Odense, Sønderborg 2009, 1 of 21 This curriculum has been prepared under powers conferred by

More information

About our services and costs

About our services and costs About our services and costs P N DALES LTD Queens Head Chambers, 42 Kirk Gate, Newark, Nottinghamshire, NG24 1AB YOU SHOULD USE THE INFORMATION PROVIDED WITHIN THIS DOCUMENT TO DECIDE IF OUR SERVICES ARE

More information

1. Purpose To set out the revised University Sick Leave arrangements effective from 1st September 2014.

1. Purpose To set out the revised University Sick Leave arrangements effective from 1st September 2014. Procedure No: 33 Revision: 6 Sheet: 1 of 10 Date of Issue: September 2014 Sick Leave Regulations 1. Purpose To set out the revised University Sick Leave arrangements effective from 1st September 2014.

More information

US AARH. Guidelines for the Research Year Graduate School of Health, Aarhus University

US AARH. Guidelines for the Research Year Graduate School of Health, Aarhus University US AARH Guidelines for the Research Year Graduate School of Health, Aarhus University 2015 1 Table of content Introduction... 3 1.0 Application for enrolment... 4 1.1 Flexible enrolment by using external

More information

Employment in the Danish State Sector

Employment in the Danish State Sector Employment in the Danish State Sector December 2011 Employment in the Danish State Sector December 2011 Employment in the Danish State Sector Published December 2011 Published by the Agency for the Modernisation

More information

Holidays and leave. Annual holidays entitlements. Principles underpinning the Holidays Act. Establishing entitlements

Holidays and leave. Annual holidays entitlements. Principles underpinning the Holidays Act. Establishing entitlements Holidays and leave This guide provides information on employees minimum legal entitlements to: annual holidays public holidays sick leave, and bereavement leave. Principles underpinning the Holidays Act

More information

THIS DOCUMENT CONSTITUTES PART OF A PROSPECTUS COVERING SECURITIES THAT HAVE BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933.

THIS DOCUMENT CONSTITUTES PART OF A PROSPECTUS COVERING SECURITIES THAT HAVE BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933. PM975d Deluxe Corporation Employee Stock Purchase Plan Summary and Prospectus THIS DOCUMENT CONSTITUTES PART OF A PROSPECTUS COVERING SECURITIES THAT HAVE BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933.

More information

BUY-BACKS. Commission administrative des régimes de retraite et d assurances

BUY-BACKS. Commission administrative des régimes de retraite et d assurances BUY-BACKS Commission administrative des régimes de retraite et d assurances Table of contents What is a buy-back? 3 What periods can I buy back? 4 What can I obtain from a buy-back? 5 Is service purchase

More information

(1) Introduction to Mandatory Provident Fund 2-3. (2) Enrolment 4. (3) Contribution Arrangement 4-6. (4) Voluntary Contributions 6

(1) Introduction to Mandatory Provident Fund 2-3. (2) Enrolment 4. (3) Contribution Arrangement 4-6. (4) Voluntary Contributions 6 Contents Pages (1) Introduction to Mandatory Provident Fund 2-3 (2) Enrolment 4 (3) Contribution Arrangement 4-6 (4) Voluntary Contributions 6 (5) Special Voluntary Contribution Account 6-7 (6) Change

More information

An introduction to Luxembourg Employment Law

An introduction to Luxembourg Employment Law An introduction to Luxembourg Employment Law The Luxembourg market is characterized by the major role played by the frontier workers (Belgian, French and German) who form more than 50% of the labour force

More information

Human Resources Frequently Asked Questions

Human Resources Frequently Asked Questions Human Resources Frequently Asked Questions These FAQ s have been developed and agreed with union officials and county councillors and are in use currently for the SOR project ongoing in other parts of

More information

METLIFE EXCEPTED GROUP LIFE POLICY TECHNICAL GUIDE

METLIFE EXCEPTED GROUP LIFE POLICY TECHNICAL GUIDE METLIFE EXCEPTED GROUP LIFE POLICY TECHNICAL GUIDE This document is a guide to the features, benefits, risks and limitations of the MetLife Excepted Group Life policy, including how the policy works and

More information

Client Handbook. Workers Rehabilitation Services 21 Oak Street, 4 th Floor Hartford, CT 06106 (860)493-1500

Client Handbook. Workers Rehabilitation Services 21 Oak Street, 4 th Floor Hartford, CT 06106 (860)493-1500 Client Handbook Workers Rehabilitation Services 21 Oak Street, 4 th Floor Hartford, CT 06106 (860)493-1500 Welcome to Worker s Rehabilitation Services. The following information is intended to serve as

More information

GROUP INCOME PROTECTION

GROUP INCOME PROTECTION GROUP INCOME PROTECTION PROACTIVE PROTECTION PROVIDED BY METLIFE POLICY technical guide This document is a guide to the features, benefits, risks and limitations of the policy, including how the policy

More information

The Local Government Pension Scheme. Leaving the LGPS

The Local Government Pension Scheme. Leaving the LGPS The Local Government Pension Scheme Leaving the LGPS A guide to the options and benefits available to you when leaving the Local Government Pension Scheme (LGPS) Leaving the Local Government Pension Scheme

More information

Payout Guide A GUIDE TO OPTIONS FOR YOUR STATE OF MICHIGAN 401(K) AND 457 PLAN ACCOUNTS. 1-800-748-6128 http://stateofmi.ingplans.

Payout Guide A GUIDE TO OPTIONS FOR YOUR STATE OF MICHIGAN 401(K) AND 457 PLAN ACCOUNTS. 1-800-748-6128 http://stateofmi.ingplans. Payout Guide A GUIDE TO OPTIONS FOR YOUR STATE OF MICHIGAN 401(K) AND 457 PLAN ACCOUNTS 1-800-748-6128 http://stateofmi.ingplans.com State of Michigan 401(k) and 457 Plan Participant: You ve worked hard

More information

Retirement Plan Of CITGO Petroleum Corporation And Participating Subsidiary Companies. Summary Plan Description As in effect January 1, 2012

Retirement Plan Of CITGO Petroleum Corporation And Participating Subsidiary Companies. Summary Plan Description As in effect January 1, 2012 Of CITGO Petroleum Corporation And Participating Subsidiary Companies Summary Plan Description As in effect January 1, 2012 01/2012 In the event of any conflict between this Summary Plan Description and

More information

Group Flexible Retirement Plan Key features

Group Flexible Retirement Plan Key features Group Flexible Retirement Plan Key features This is an important document. Please read it and keep it for future reference. Key features document: Pages 1 21 Terms and conditions for joining: Pages 22

More information

GUIDANCE NOTES POLICE STAFF INTRODUCTION

GUIDANCE NOTES POLICE STAFF INTRODUCTION INTRODUCTION These guidance notes are designed to help you through the application and selection process for a role in the Metropolitan police staff. In addition to the information and advice provided

More information

Credit Card. Payment Protection Insurance. Life, Accident, Sickness and Unemployment

Credit Card. Payment Protection Insurance. Life, Accident, Sickness and Unemployment Credit Card Payment Protection Insurance Life, Accident, Sickness and Unemployment Contents Introduction 1 Your questions answered 2 Policy Summary 3 Contact details 7 Policy Document 1. Eligibility 7

More information

LTD (Long Term Disability Plan)

LTD (Long Term Disability Plan) 1 LTD (Long Term Disability Plan) 2.1 Eligibility (a) (1) Regular full-time employees shall be covered by the Long Term Disability Plan upon completion of six months active employment with the Employer.

More information

HUMAN RESOURCE DEVELOPMENT POLICY

HUMAN RESOURCE DEVELOPMENT POLICY UNIVERSITY OF FORT HARE POLICIES AND PROCEDURES HUMAN RESOURCE DEVELOPMENT POLICY TABLE OF CONTENTS # CONTENTS PAGE 1. Preamble 3 2. Human Resource Development Strategy 3 3. University of Fort Hare Skills

More information

Sunderland Futures & Careers & Employability Service Statement of Service for employers

Sunderland Futures & Careers & Employability Service Statement of Service for employers The University Careers and Employability Service can help employers to gain access to students and graduates and to facilitate the recruitment process by advertising opportunities, organising events and

More information

US AARH. Guidelines for the Integrated PhD degree programme Graduate School of Health, Aarhus University

US AARH. Guidelines for the Integrated PhD degree programme Graduate School of Health, Aarhus University US AARH Guidelines for the Integrated PhD degree programme Graduate School of Health, Aarhus University 2016 Table of content 1 Introduction... 3 2 Admission requirements... 4 3 Application... 5 3.1 Master

More information

THE HIGHLAND AND WESTERN ISLES VALUATION JOINT BOARD JOB SHARE POLICY

THE HIGHLAND AND WESTERN ISLES VALUATION JOINT BOARD JOB SHARE POLICY THE HIGHLAND AND WESTERN ISLES VALUATION JOINT BOARD JOB SHARE POLICY 1 INTRODUCTION 1.1 Job share is a departure from traditional working arrangements whereby 2 employees voluntarily share the duties

More information

CFC CFC GLOBAL UMBRELLA WELCOME GUIDE. SETUP PROCESS 03 Steps 1-4 and Agency Update 04 Setting Up with Agencies. CONTACT 21 Contact CFCG

CFC CFC GLOBAL UMBRELLA WELCOME GUIDE. SETUP PROCESS 03 Steps 1-4 and Agency Update 04 Setting Up with Agencies. CONTACT 21 Contact CFCG CFC CFC Global LLP CFC GLOBAL UMBRELLA WELCOME GUIDE 01 UMBRELLA SERVICES EXPENSES EXPLAINED Expenses Explained CFCG Referral Details and Form to 19 1-46 21 CONTACT 21 Contact CFCG WELCOME! As a contractor

More information

Supplementary Information on the Terms and Conditions of Employment in the Final Agreement

Supplementary Information on the Terms and Conditions of Employment in the Final Agreement THE UNIVERSITY OF MANCHESTER Supplementary Information on the Terms and Conditions of Employment in the Final Contents 1. Introduction 2. Pay and Grading structure 2.1 Pay on appointment (amended December

More information

Contents MSc in Business Administration, Accounting and Auditing

Contents MSc in Business Administration, Accounting and Auditing Please note: Only the original study guide in Danish language has legal validity in matters of discrepancy. Contents MSc in Business Administration, Accounting and Auditing PREFACE... 2 USEFUL ADDRESSES...

More information

- 1 - A summary of the Collective Labour Agreement for Temporary Agency Workers 2009 2014. July 2010 issue

- 1 - A summary of the Collective Labour Agreement for Temporary Agency Workers 2009 2014. July 2010 issue A summary of the Collective Labour Agreement for Temporary Agency Workers 2009 2014 July 2010 issue Table of contents Legal status: the phase system 2 Phase A 2 Phase B 3 Phase C 5 Remuneration 7 Illness

More information

Job Hunting for Graduates Career Basics Series

Job Hunting for Graduates Career Basics Series Job Hunting for Graduates Career Basics Series Careers & Employability, Student Life Lower Ground Floor (Level A), University House, University of Salford, M5 4WT. t: 0161 295 5088 e: futures@salford.ac.uk

More information

Newfoundland and Labrador Teachers Association TEACHERS GUIDE TO EMPLOYMENT INSURANCE

Newfoundland and Labrador Teachers Association TEACHERS GUIDE TO EMPLOYMENT INSURANCE Newfoundland and Labrador Teachers Association TEACHERS GUIDE TO EMPLOYMENT INSURANCE April 2015 ei The Newfoundland and Labrador Teachers Association wishes to thank the Alberta Teachers Association for

More information

STUDENT WORK EXPERIENCE GUIDE: HOW TO MAKE THE MOST OF YOUR WORK EXPERIENCE WHILE AT UNI

STUDENT WORK EXPERIENCE GUIDE: HOW TO MAKE THE MOST OF YOUR WORK EXPERIENCE WHILE AT UNI FACULTY OF ARTS AND SOCIAL SCIENCES STUDENT WORK EXPERIENCE GUIDE: HOW TO MAKE THE MOST OF YOUR WORK EXPERIENCE WHILE AT UNI Work experience is an important component in preparing you for your career after

More information

Welcome to Denmark. a Guide for Employees and Students from Abroad

Welcome to Denmark. a Guide for Employees and Students from Abroad Welcome to Denmark a Guide for Employees and Students from Abroad Welcome to Denmark a Guide for Employees and Students from Abroad Title: Welcome to Denmark a Guide for Employees and Students from Abroad

More information

Voluntary Income Protection Plan Explanatory booklet. December, 2011

Voluntary Income Protection Plan Explanatory booklet. December, 2011 Voluntary Income Protection Plan Explanatory booklet December, 2011 This booklet is produced by Friends First and provides an overview of the benefits for members of the Voluntary Income Protection Plan

More information

Social security and health insurance in Slovakia - your rights and duties

Social security and health insurance in Slovakia - your rights and duties Social security and health insurance in Slovakia - your rights and duties for foreigners coming to Slovakia to study, teach or carry out research. (Based on the legislation and information valid in March

More information