June 2014 WELFARE NEWS. Need Insurance? Online Holiday Home Booking Update. iphone App. Healthcare AGM Notice. Welfare AGM Notice

Size: px
Start display at page:

Download "June 2014 WELFARE NEWS. Need Insurance? Online Holiday Home Booking Update. iphone App. Healthcare AGM Notice. Welfare AGM Notice"

Transcription

1 WELFARE NEWS June Board Election Results 2014 Region 4 Region 6 Congratulations to Erroll Tapiki and Owen Williams on a further term of 4 years, Region 4 and Region 6 respectively Online Holiday Home Booking Update Need Insurance? iphone App Welfare AGM Notice Auckland, Sept 10, 2014 Healthcare AGM Notice Avalon Towers, June 25, 1830 hrs New owners offer same discount to members

2 Board Elections 2014 ELECTION OF BOARD MEMBERS 2014 Election Results Region 4 (Wellington area) Erroll Tapiki Region 6 (bottom half of the South Island) Owen Williams We would like to thank Erroll and Owen who stood again for the Board positions of Region 4 and Region 6 respectively. As no one else stood they are declared elected. Board Membership is a volunteer position that does involve spending time each year to keep the Society running smoothly by attending 4 two day meetings a year, developing policy, organising gift baskets, hospital visits and in general looking after the welfare and concerns of the members in their region. Both of these board members also have the responsibility of maintaining holiday homes located in their regions. Army-Police Holiday Homes The Army has increased its nightly Tariff to $75.00 per night for our Welfare members. To book a holiday home through the Army call To book a holiday home through the Police please call When calling the Police they will ask you to contact the Welfare office so we can Fax them proof of your membership. Welfare AGM Notice This year the Welfare AGM will be held in Auckland on the evening of 10 September Details of the venue and time to be announced when these details have been firmed. Please visit our website for updates.

3 O nline Booking Update Online bookings are up and running. This process has proven very successful in enabling members to book their holidays up to a year in advance. If you are still unsure of what to do, please contact the office and the friendly staff will help you along the way. The option is still there to contact the office for Amanda and Trish to do your bookings. Please note that there is a new Policy for Cancellations. Cancellation will attract a $25.00 Administration fee. Where less that 28 days notice is given, payment may not be refunded. Generally there will be a 50% refund for a cancellation from 29 to 56 days out from the rental period. There may be a very sound reason for needing to cancel a booking and those reasons will be considered. However all refund decisions will be final. I Phone App This year we intend to develop an iphone app to make it even easier to book a Holiday Home. A Smart phone app opens the door to the addition of other features that member might find useful. A work calendar is the first addition that comes to mind. Features can then be added such as alerts of holiday home availability and important dates. We are inviting all members to make suggestions for what they think would be useful to have in a Welfare Society app. We welcome your ideas, please your thoughts to: thesec@firefighters.org.nz H ealthcare AGM - Notice 25 JUNE 2014 Held at Avalon Business Towers Cafeteria Meal 1830 hrs. - Meeting start 1900 hrs. Please join us. This is your healthcare plan. We value your input.

4 Need Insurance? - We Recommend the AON Range. PERSONAL INSURANCE DISCOUNTS NOW AVAILABLE The Aon range includes: FIRE AND GENERAL Dwelling Contents Motor Vehicle Motor Cycle Boat Personal Accident and Illness Landlord s Protection Personal Legal Defence Costs Travel Household Removal transit cover Aon New Zealand, have a unique domestic insurance facility, Stylecover, which they now extend to all Welfare Society Members. SOME AON POLICY BENEFITS INCLUDE: A rated insurers with proven claim paying ability If your motor vehicle is damaged or stolen, we will arrange a hire vehicle for you to use while your vehicle is being repaired or recovered. (some conditions apply) Landlord s Protection cover for your investment property against malicious damage by tenants. Travel cover to include all preexisting conditions up to 42 days of cover. (some conditions apply) Your excess will be waived on contents claims where a loss occurs whilst you are on an emergency call out. Special extension to cover your personal effects permanently removed from your home and kept at the fire station up to $1000. Income protection pays 100% of your net income. Worldwide protection. (some conditions apply)

5 FINANCIAL SERVICES Life Trauma Health Income Protection Personal Superannuation WHAT ABOUT THE PRICE? Because of Aon s leverage as New Zealand s largest insurance broker they are able to offer competitive rates negotiated for all Welfare Society Members. Aon tell us that while theirs may not always be the cheapest in the insurance market, this is an excellent product at a very competitive price. In addition, you can pay for your Fire and General insurances by monthly direct debits or fortnightly pay roll deduction, without any administration fees applying. This is unique to Aon Stylecover policies. LIKE TO GET A QUOTE? Simply call The Aon Stylecover team and they will be more than happy to assist: V illas de la Mer in Surfers Paradise We are the new managers at Villas de la Mer in Surfers Paradise and we are just dropping you a quick to confirm our continued support of your members by maintaining the discount to your members. We welcome your members in our complex and welcome all the inquiries we receive through your newsletter. If you provide our web address for anyone interested any questions they may have will be addressed there or can be answered for them with a quick at info@villasdelamer.com.au or call +61 (0) Regards, Kris and Alan Villas dela Mer Please identify yourself as a Welfare Society Member.

6 WELFARE SOCIETY OFFICE Amanda Trish HEALTHCARE 99 Mutual Fund Owned by Healthcare 99 members Provides Medical & Hospital Benefits For more information contact the Society s Office on General Insurance, Travel Insurance, Income Protection, Life Insurance (04) OK FIRE web site 0800 OK FIRE For house, contents, cars, boats and caravans, income protection, travel and life insurance. Members receive good value for their dollar. Contact Aon NZ Discount Travel Insurance For competitive airfares and travel insurance Ring Colin Perry (04) Fax (04) AUSTRALIAN HOLIDAY The following establishments offer our members discounted rates. Check our web page for further information - ring them direct for reservations and prices. Surfers Paradise Cannes Court Holiday Apts Villas de la Mer Apartments Cascade Gardens Sunshine Coast Beachcomber Peregian Beach Gold Coast Beach Haven on Broadbeach Le Lavandou Holiday Apts Oceanside Cove Holiday Apts Burleigh Esplanade Apts RECIPROCAL RIGHTS Remember we have reciprocal rights with The Police Welfare Fund & The Army Central Welfare Fund we can use all of their holiday homes. Police Army BOARD MEMBERS & OFFICERS Chairman Keith Nixon Cell Home (04) Lower Hutt Green Watch Secretary Darrel Surman Cell Home (04) Upper Hutt Treasurer Bruce Jensen Mobile Add Smart Ltd (04) Fax (04) Region 1 Auckland, North Darryl Johnston Cell Home (09) Work (09) Blue Watch Region 2 Hamilton, Taupo... Malcolm Langdon Home (07) Cell Region 3 HB, Taranaki, Man... Noel Brock Cell Home (06) Work (06) Black Watch Region 4 Wgtn, Wairarapa Erroll Tapiki Cell Work (04) Green Watch Region 5 Waitaki River No Kevin Crozier Cell Work (03) Brown Watch Region 6 Waitaki River So Owen Williams Cell Home (03) Work (03) Blue Watch

August 2015 WELFARE NEWS. Special Kapiti Promotion. Welfare AGM Notice. Devastation in Whanganui FRFANZ 2015. Healthcare 99.

August 2015 WELFARE NEWS. Special Kapiti Promotion. Welfare AGM Notice. Devastation in Whanganui FRFANZ 2015. Healthcare 99. WELFARE NEWS www.firefighters.org.nz August 2015 thesec@firefighters.org.nz Special Kapiti Promotion Welfare AGM Notice Nelson Fire Station September 2 1830 hours - barbecue spit 1900 hours - meeting September/October

More information

REPORT from the Sixteenth (2015) ANNUAL GENERAL MEETING. of the NZ Firefighters Welfare Society HEALTHCARE 99

REPORT from the Sixteenth (2015) ANNUAL GENERAL MEETING. of the NZ Firefighters Welfare Society HEALTHCARE 99 REPORT from the Sixteenth (2015) ANNUAL GENERAL MEETING of the NZ Firefighters Welfare Society HEALTHCARE 99 TRUSTEE The Trustee of HEALTHCARE 99 is the Board of the NZ Firefighters Welfare Society MEMBERS

More information

Landlord Protection Policy

Landlord Protection Policy Landlord Protection Policy ... students or working professionals? Some decisions in life are hard. Stylecover is the easy choice. Aon / New Zealand s Largest Insurance Broker 0800 50 51 52 Money back guarantee

More information

HEALTH INSURANCE SCHEME

HEALTH INSURANCE SCHEME UNION MEDICAL BENEFITS SOCIETY LTD HEALTH INSURANCE SCHEME A guide for new employees How to use this guide This guide has been prepared to assist you in considering the benefits of joining this health

More information

COMPUTER QUOTE TERMS OF BUSINESS AND INFORMATION REGARDING OUR SERVICES

COMPUTER QUOTE TERMS OF BUSINESS AND INFORMATION REGARDING OUR SERVICES COMPUTER QUOTE TERMS OF BUSINESS AND INFORMATION REGARDING OUR SERVICES Birch House Parklands Business Park Forest Road Denmead Hampshire PO7 6XP (Computer Quote is the trading name of Stride Limited)

More information

insurance Insurance Protecting what s important to you Inside... What insurance do you need? Types of insurance Buying insurance

insurance Insurance Protecting what s important to you Inside... What insurance do you need? Types of insurance Buying insurance insurance Insurance Protecting what s important to you Inside... What insurance do you need? Types of insurance Buying insurance What insurance do you need? Insurance is a way to protect you (and your

More information

Replacement Vehicle Policy

Replacement Vehicle Policy Replacement Vehicle Policy 1 This policy has been arranged by Motorplus Limited (trading as ULR) with Qdos Broker & Underwriting Services Limited and is underwritten by: Groupama Insurance Company Limited,

More information

Insurance. Covered, just in case. - How much cover do we need? - Buying insurance - Types of insurance - Where to go for help

Insurance. Covered, just in case. - How much cover do we need? - Buying insurance - Types of insurance - Where to go for help Insurance Covered, just in case - How much cover do we need? - Buying insurance - Types of insurance - Where to go for help Sorted by the Commission for Financial Capability How much cover do we need?

More information

First-time employer s guide

First-time employer s guide First-time employer s guide Information you ll need if you re thinking of employing workers for the first time IR 333 February 2014 Contents About this guide 3 Why paying tax matters 3 Are you an employer?

More information

SGIO Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide WA

SGIO Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide WA 1 SGIO Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide WA This SGIO Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide should

More information

Apia Car Advantage Your guide to Premiums, Excesses and Claims Guide

Apia Car Advantage Your guide to Premiums, Excesses and Claims Guide Apia Car Advantage Your guide to Premiums, Excesses and Claims Guide Rewarding experience Australian Pensioners Insurance Agency Pty Ltd ABN 14 099 650 996 AR No. 239591 is an agent and authorised representative

More information

Private Car Policy Summary

Private Car Policy Summary Private Car Policy Summary Inside you ll find a summary of your Car Insurance Tesco Bank Box Insurance Car Insurance Private Car Policy Summary Welcome to Tesco Bank Box Insurance Thank you for choosing

More information

NRMA Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide NSW

NRMA Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide NSW NRMA Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide NSW NRMA Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide This NRMA

More information

Octagon Insurance Replacement Vehicle Policy

Octagon Insurance Replacement Vehicle Policy Octagon Insurance Replacement Vehicle Policy 1 This insurance policy has been arranged by Qdos Broker & Underwriting Services Limited, is administered by Motorplus Limited (trading as Motorplus and ULR)

More information

Buying a home with KiwiSaver

Buying a home with KiwiSaver Buying a home with KiwiSaver 1 April 2015 Page 1 of 22 Table of Contents... 3 Buying your first home with KiwiSaver as a first home buyer... 3 (as a previous property owner)... 7 The role of Housing New

More information

national consumer agency gníomhaireacht náisiúnta tomhaltóirí putting putting consumers first Property Management Companies and You

national consumer agency gníomhaireacht náisiúnta tomhaltóirí putting putting consumers first Property Management Companies and You national consumer agency gníomhaireacht náisiúnta tomhaltóirí putting putting consumers first Property Management Companies and You This booklet is based on information provided by DKM Consultants in association

More information

Buying a home with KiwiSaver

Buying a home with KiwiSaver Buying a home with KiwiSaver Page 1 of 20 Table of Contents... 3 Buying your first home with KiwiSaver as a first home buyer... 3 (as a previous property owner)... 6 The role of Housing New Zealand...

More information

Your summary of cover. Saga Motor Insurance

Your summary of cover. Saga Motor Insurance Your summary of cover Saga Motor Insurance Contents Your introduction to Saga Motor Insurance 3 A quick guide to the cover we include 4-5 A few key things we don t cover 6 Additional cover options you

More information

John Barley - A Guide to Independent Insurance Broking

John Barley - A Guide to Independent Insurance Broking INDEX Background Mission Statement Our Service Types of Business Written Terms of Business John Barley BACKGROUND We have supplier relationships with major insurance companies in New Zealand and the ability

More information

Your care is our business GENERAL INFORMATION FOR INDEPENDENT CONTRACTORS

Your care is our business GENERAL INFORMATION FOR INDEPENDENT CONTRACTORS Your care is our business GENERAL INFORMATION FOR INDEPENDENT CONTRACTORS WEST COAST HOMECARE GENERAL INFORMATION FOR INDEPENDENT CONTRACTORS 1. INTRODUCTION Welcome to West Coast HOMECARE West Coast HOMECARE

More information

PERSONAL INSURANCE FOR INDIVIDUALS INSURANCE GOOD AND PROPER

PERSONAL INSURANCE FOR INDIVIDUALS INSURANCE GOOD AND PROPER The content of this brochure is for information purposes only and is not intended to give the same amount of detail as your policy wording. www.santam.co.za Santam is an authorised financial services provider

More information

MINI Car Insurance Policy Summary.

MINI Car Insurance Policy Summary. Summary. This is a policy summary only and does not contain the full terms and conditions of the contract. It does not form part of the contract between you and us. Full terms can be found in the policy

More information

Just Car Third Party Property Damage Car Insurance Premium, Excesses & Claims Guide

Just Car Third Party Property Damage Car Insurance Premium, Excesses & Claims Guide AAI Limited ABN 48 005 297 807 AFSL 230859 trading as Just Car Insurance. GPO Box 4663, Melbourne, Victoria, 3001. Call 13 13 26 Fax 1300 325 813 www.justcarinsurance.com.au Just Car Third Party Property

More information

Covea Insurance Private Car Summary.

Covea Insurance Private Car Summary. Covea Insurance Private Car Summary. This is a Policy Summary only and does not contain the full terms and conditions of your insurance contract; these can be found in your policy booklet. A copy of the

More information

Welcome to i-digital Mobile Phone and Gadget Insurance. Statement of Demands and Needs

Welcome to i-digital Mobile Phone and Gadget Insurance. Statement of Demands and Needs Welcome to i-digital Mobile Phone and Gadget Insurance i-digital Mobile Phone and Gadget Insurance has been designed to provide insurance protection for your electronic devices. The insurance policy provides

More information

You can trust us for a better insurance deal

You can trust us for a better insurance deal You can trust us for a better insurance deal We care about your insurance needs Your financial institution can help you with a range of MemberCare insurance that provides strong personal and financial

More information

Westpac Insurance. House, Contents, Vehicle & Boat Insurance

Westpac Insurance. House, Contents, Vehicle & Boat Insurance Westpac Insurance House, Contents, Vehicle & Boat Insurance June 2013 You ve worked hard to build up your assets, so it makes sense to protect them. From your home to all the things in it, to your car,

More information

Policy Summary. Inside you ll find a summary of: Tesco Bank Car Insurance. Car Insurance

Policy Summary. Inside you ll find a summary of: Tesco Bank Car Insurance. Car Insurance Policy Summary Inside you ll find a summary of: Tesco Bank Car Insurance Car Insurance Tesco Bank Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Car Insurance. It does

More information

Apia Car Advantage Your guide to Premiums, Excesses and Claims Guide

Apia Car Advantage Your guide to Premiums, Excesses and Claims Guide Apia Car Advantage Your guide to Premiums, Excesses and Claims Guide Rewarding experience Australian Pensioners Insurance Agency Pty Ltd ABN 14 099 650 996 AR No. 239591 is an agent and authorised representative

More information

Westpac Holiday Travel Insurance Product Disclosure Statement. Premium, excess and claims guide

Westpac Holiday Travel Insurance Product Disclosure Statement. Premium, excess and claims guide Westpac Holiday Travel Insurance Product Disclosure Statement Premium, and claims guide Your guide to premiums, es and claims payment The purpose of this guide is to provide further detail about the amount

More information

Motor Fleet Factfinder Self Drive Hire

Motor Fleet Factfinder Self Drive Hire Motor Fleet Factfinder Self Drive Hire Important: The information you give on this form is relevant to our assessment of the insurance risk at new business quotation stage or on renewal. Failure to provide

More information

Car Insurance. Summary of Cover

Car Insurance. Summary of Cover Car Insurance Summary of Cover Summary of cover Important you should read this This leaflet provides a summary of the key features, benefits and limitations of the cover provided by the Zurich Insurance

More information

Policy Summary. Keep this wording safe.

Policy Summary. Keep this wording safe. Policy Summary Keep this wording safe. Covéa Insurance Private Car This is a Policy Summary only and does not contain the full terms and conditions of your insurance contract; these can be found in your

More information

How To Get Bingle Car Insurance

How To Get Bingle Car Insurance The purpose of this Bingle Comprehensive Car Insurance Premium, Excesses & Claims Guide (Guide) is to provide you with further information about the excesses that may apply to the Bingle Comprehensive

More information

Terms and Conditions

Terms and Conditions Terms and Conditions Terms and Conditions Thank you for choosing insurethebox which is a trading style of Insure The Box Limited and underwritten by the insurers named below and on your Schedule. Electronic

More information

Relationship Details outside Australia

Relationship Details outside Australia Relationship Details outside Australia Your Centrelink Reference Number Return this form to the Department of Human Services International Services by How do we assess your relationship? If you cannot

More information

Terms of Business. Who we are? Whose policies do we offer? Which service will we provide you with?

Terms of Business. Who we are? Whose policies do we offer? Which service will we provide you with? Terms of Business The Financial Conduct Authority is the independent watchdog that regulates financial services. Contained in this document is information which the Financial Conduct Authority requires

More information

Just Car Third Party Property Damage Car Insurance Premium, Excesses & Claims Guide

Just Car Third Party Property Damage Car Insurance Premium, Excesses & Claims Guide Just Car Insurance Agency Pty Ltd. ABN 41 050 238 563. GPO Box 4663, Melbourne, Victoria 3001. 601 St Kilda Road, Melbourne, Victoria 3004. telephone 13 13 26 facsimile 1300 325 813 www.justcarinsurance.com.au

More information

City Housing Eligibility & Application

City Housing Eligibility & Application City Housing City Housing Eligibility & Application Name of Applicant: Process Complete the application form. Attach the following documents: (Refer to page 3 for more details) Income Details Proof of

More information

Motor Vehicle Insurance

Motor Vehicle Insurance Motor Vehicle Insurance Your Guide to Premium, Excesses, Discounts and Claim Payments all states except Victoria The insurer is GIO General Limited ABN 22 002 861 583 AFSL 229873. This product is distributed

More information

Touring Caravan Excess Protect

Touring Caravan Excess Protect Touring Caravan Excess Protect In the event of a claim please call: 0800 587 2976 2 TRINITY LANE TOURING CARAVAN EXCESS PROTECT INSURANCE POLICY About your Insurance This insurance is underwritten by Trinity

More information

Motorcycle Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments

Motorcycle Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments Motorcycle Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments The Premiums, Excesses, Discounts and Claim Payments Guide

More information

DOMESTIC VIOLENCE. Do the right thing see your lawyer first

DOMESTIC VIOLENCE. Do the right thing see your lawyer first DOMESTIC VIOLENCE Do the right thing see your lawyer first Contents 1. What is domestic violence? 2. What protection does the law offer? 3. Who can apply for protection? 4. What is a protection order?

More information

How To Get A Police Mutual Car Insurance Policy

How To Get A Police Mutual Car Insurance Policy Police Mutual Car insurance Policy Summary Police Mutual Car insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms

More information

How To Get A Car Insurance From Tesco Bank Value Car Insurance

How To Get A Car Insurance From Tesco Bank Value Car Insurance Policy Summary Inside you ll find a summary of your Value car insurance tescobank.com Tesco Bank Value Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Value Car Insurance.

More information

PRIVATE CLIENT HOME INSURANCE PROSPECTUS

PRIVATE CLIENT HOME INSURANCE PROSPECTUS PRIVATE CLIENT HOME INSURANCE PROSPECTUS A QUALITY BLEND OF COVER AND SERVICE Years of experience in working with our clients has confirmed what you already know, that each of you, and therefore your insurance

More information

Home insurance. A summary of your cover

Home insurance. A summary of your cover Home insurance A summary of your cover Please read this document carefully. Full terms and conditions can be found within your policy documents. This summary does not form part of the contract between

More information

+ Choice of Repairer. 4WD Vehicle Insurance Comparison. Affinity 4WD Insurance

+ Choice of Repairer. 4WD Vehicle Insurance Comparison. Affinity 4WD Insurance Affinity 4WD Insurance 4WD Vehicle Insurance Comparison Feature Existing Lumley Benefit Standard CGU Benefit CGU Affinity 4WD Benefit Replacement Vehicle If the Vehicle is a Total Loss within 3 years of

More information

PRODUCTS AND SERVICES AVAILABLE TO MEMBERS OF THE AUSTRALIAN DEFENCE ORGANISATION AND VETERANS

PRODUCTS AND SERVICES AVAILABLE TO MEMBERS OF THE AUSTRALIAN DEFENCE ORGANISATION AND VETERANS PRODUCTS AND SERVICES AVAILABLE TO MEMBERS OF THE AUSTRALIAN DEFENCE ORGANISATION AND VETERANS Introduction Defence is recognised as one of the largest employers in Australia. In recognition of Defence

More information

Bingle Comprehensive Car Insurance Premium, Excesses & Claims Guide

Bingle Comprehensive Car Insurance Premium, Excesses & Claims Guide The purpose of this Bingle Comprehensive Car Insurance (Guide) is to provide you with further information about the excesses that may apply to the Bingle Comprehensive Car Insurance Policy (Policy), as

More information

How To Use An Afn Amro Credit Card

How To Use An Afn Amro Credit Card AA_3coloursC.eps ABN AMRO 3 PMS colours for coated paper Width shield: 20 mm Overlap: 0,05 mm ABN AMRO Credit Card User manual 2 Table of contents 3 3 4 5 6 Introduction A safe way to pay Expiry date Loss

More information

Citibank Travel Insurance Claim Form

Citibank Travel Insurance Claim Form ACE Insurance Limited ABN 23 001 642 020 AFSL. 239687 Level 1, 51 Berry Street rth Sydney NSW 2060 Australia PO Box 403 rth Sydney NSW 2059 Australia 1800 305 422 (02) 8912 9704 (02) 9231 3697 +61 2 8912

More information

Terms of Business. Who we are? Whose policies do we offer? Which service will we provide you with?

Terms of Business. Who we are? Whose policies do we offer? Which service will we provide you with? Terms of Business The Financial Conduct Authority is the independent watchdog that regulates financial services. Contained in this document is information which the Financial Conduct Authority requires

More information

About your monitoring service

About your monitoring service About your monitoring service Welcome Welcome to the Tunstall alarm monitoring service. Inside this pack, you will find all of the information required to get started using our service, including our Tunstall

More information

Proposal Form. Home Contents Insurance

Proposal Form. Home Contents Insurance Proposal Form Home Contents Insurance 1 HOME CONTENTS INSURANCE Welcome FirstPort Home Contents Insurance With FirstPort Insurance Services you can enjoy peace of mind knowing that your most treasured

More information

Car Solutions Insurance. Summary of Cover

Car Solutions Insurance. Summary of Cover Car Solutions Insurance Summary of Cover Summary of cover Important you should read this This leaflet provides a summary of the key features, benefits and limitations of the cover provided by the Zurich

More information

INSURANCE- PUBLIC LIABILITY, PERSONAL ACCIDENT AND CONTENTS

INSURANCE- PUBLIC LIABILITY, PERSONAL ACCIDENT AND CONTENTS INSURANCE- PUBLIC LIABILITY, PERSONAL ACCIDENT AND CONTENTS As from 1st January 1993 the South Australian Government took control of Surf Life Saving South Australia Inc. insurances. This has resulted

More information

1-800-927-4357. www.insurance.ca.gov. Automobile. Insurance. California Department of Insurance

1-800-927-4357. www.insurance.ca.gov. Automobile. Insurance. California Department of Insurance 1-800-927-4357 www.insurance.ca.gov Automobile Insurance California Department of Insurance Table of Contents Page 2 Introduction to Auto Insurance 4 Auto Insurance Costs 6 Liability Coverage and California

More information

CIBC U.S. Dollar Visa

CIBC U.S. Dollar Visa YOUR BENEFITS GUIDE Welcome to your CIBC U.S. Dollar Visa Card Welcome to your CIBC U.S. Dollar Visa Card. And a completely different credit card experience. Your new CIBC U.S. Dollar Visa Card comes with

More information

Terms and conditions

Terms and conditions Terms and conditions The Financial Conduct Authority is the independent watchdog that regulates financial services. Contained in this document is information which the Financial Conduct Authority requires

More information

with KiwiSaver for Dummies Page 1 of 19 Buying a first (or second chance) home with KiwiSaver Version 2.3 Produced by Workplace Savings NZ

with KiwiSaver for Dummies Page 1 of 19 Buying a first (or second chance) home with KiwiSaver Version 2.3 Produced by Workplace Savings NZ Buying a home with KiwiSaver for Dummies Page 1 of 19 Buying a home with KiwiSaver KiwiSaver offers two features to help you into home ownership: KiwiSaver home deposit subsidy KiwiSaver home purchase

More information

Proposal for Self Drive Hire Fleet Insurance

Proposal for Self Drive Hire Fleet Insurance Proposal for Self Drive Hire Fleet Insurance Arranged by Sentinel Insurance Solutions Ltd We require completion of all sections of this proposal form. It will assist us in establishing suitable insurance

More information

Our Insurance services. Where to find

Our Insurance services. Where to find Head Office 117 Camberwell Road Hawthorn East VIC 3123 PO Box 338 Camberwell VIC 3124 Branch Office 687 Mt Alexander Road Moonee Ponds VIC 3039 PO Box 210 Moonee Ponds VIC 3039 victeach.com.au 1300 654

More information

Travel Insurance Claim Form

Travel Insurance Claim Form Travel Insurance Claim Form for BNZ Credit Cards 1 TRAVELLER details Please print your details clearly in CAPITAL letters using a pen Traveller (MrMrsMsMiss) Telephone Homework ( ) Mobile ( ) Email Address

More information

Vehicle Replacement. Policy Summary & Policy Wording

Vehicle Replacement. Policy Summary & Policy Wording Vehicle Replacement Policy Summary & Policy Wording Vehicle Replacement Policy Summary Duration Of Policy: 12 months Introduction This policy summary provides key information about the Vehicle Replacement

More information

AAMI COMPREHENSIVE CAR INSURANCE - PREMIUM, EXCESSES & CLAIMS GUIDE

AAMI COMPREHENSIVE CAR INSURANCE - PREMIUM, EXCESSES & CLAIMS GUIDE AAMI COMPREHENSIVE CAR INSURANCE - PREMIUM, EXCESSES & CLAIMS GUIDE Your Guide to Premium, Excess, Discounts and Claim Payments This AAMI Comprehensive Car Insurance Premium, Excesses & Claims Guide (Guide)

More information

SCHEDULE OF FLEET POLICY EXCESSES (FIRST AMOUNTS PAYABLE)

SCHEDULE OF FLEET POLICY EXCESSES (FIRST AMOUNTS PAYABLE) SCHEDULE OF FLEET POLICY EXCESSES (FIRST AMOUNTS PAYABLE) Definition For each and every claim You must pay the following unless We indicate otherwise on the Certificate of any particular Section of this

More information

ENERGY SUPER INSURANCE GUIDE. Prepared and issued 1 July 2015

ENERGY SUPER INSURANCE GUIDE. Prepared and issued 1 July 2015 ENERGY SUPER INSURANCE GUIDE Prepared and issued 1 July 2015 CONTENTS Insurance Overview 1 Death & TPD cover 1 Income Protection cover 10 Other insurance information 18 Definitions 19 ABOUT THIS ENERGY

More information

Connecting ALL Your Banking Needs. How do I become a Member? Smart savings, made simple. SAVINGS

Connecting ALL Your Banking Needs. How do I become a Member? Smart savings, made simple. SAVINGS Connecting ALL Your Banking Needs. SAVINGS We all have multiple financial needs. Whenever you need to bank, borrow or plan and grow, Align is here to help you every step of the way in one of our branches,

More information

Please note: For any return that is prepared while you wait, payment is expected at the time of completion.

Please note: For any return that is prepared while you wait, payment is expected at the time of completion. Your full name: Please answer the following questions as they relate to the year 2013. While this form is NOT required to be completed, you may be eligible for a 5% discount if this checklist is filled

More information

Our Code of Practice for Domestic Customer Debt

Our Code of Practice for Domestic Customer Debt Our Code of Practice for Domestic Customer Debt 2104/2/2011 1 Introduction This is our Code of Practice for dealing with domestic customer debt. It gives details on paying your bills, and states what we

More information

Home insurance. A summary of your cover

Home insurance. A summary of your cover Home insurance A summary of your cover A summary of your cover Please read this document carefully. Full terms and conditions can be found within your policy documents. This summary does not form part

More information

MOTOR VEHICLES, ACCIDENTS AND ALCOHOL. Do the right thing see your lawyer first

MOTOR VEHICLES, ACCIDENTS AND ALCOHOL. Do the right thing see your lawyer first MOTOR VEHICLES, ACCIDENTS AND ALCOHOL Do the right thing see your lawyer first Contents 1. Motor vehicles, accidents and alcohol 2. Accidents 3. Contact with police officers 4. Breath and blood alcohol

More information

1 ST CENTRAL Hire Car policy summary

1 ST CENTRAL Hire Car policy summary My Hire Car Cover... 1 ST CENTRAL Hire Car policy summary This is a summary of your Hire Car policy. It does not contain the full terms and conditions, which can be found in the Policy Document that follows

More information

There s simply no better way to plan an event in New Zealand!

There s simply no better way to plan an event in New Zealand! There s simply no better way to plan an event in New Zealand! Come along as our guest to CINZ MEETINGS 2015 and meet the experts you need to know to ensure your next event is a memorable success. For 18

More information

Motor Vehicle Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments

Motor Vehicle Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments Motor Vehicle Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments This Premiums, Excesses, Discounts and Claim Payments

More information

Tenants and Leaseholders Home Contents Insurance Scheme Application Form

Tenants and Leaseholders Home Contents Insurance Scheme Application Form Tenants and Leaseholders Home Contents Insurance Scheme Application Form (Subject to the terms, exclusions and conditions of the policy, a specimen of which is available on request). Before you fill in

More information

NRMA Motor Insurance Premium, Excess, Discounts & Helpline Benefits NSW, QLD, ACT & TAS

NRMA Motor Insurance Premium, Excess, Discounts & Helpline Benefits NSW, QLD, ACT & TAS 1 NRMA Insurance Premium, Excess, Discounts & Helpline Benefits NSW, QLD, ACT & TAS This NRMA Insurance Premium, Excess and Discounts Guide should be read with the NRMA Insurance Product Disclosure Statement

More information

Drivology Car Insurance - Policy Summary

Drivology Car Insurance - Policy Summary Drivology Car Insurance - Policy Summary Your Policy Key Facts July 2015 edition Drivology Car Insurance - Policy Summary This policy summary does not contain full details and conditions of your insurance

More information

SGIO Landlord Insurance Premium, Excess, Discounts & Benefits Guide

SGIO Landlord Insurance Premium, Excess, Discounts & Benefits Guide SGIO Landlord Insurance Premium, Excess, Discounts & Benefits Guide WA SGIO Landlord Insurance Premium, Excess, Discounts & Benefits Guide This SGIO Landlord Insurance Premium, Excess, Discounts & Benefits

More information

Car Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments

Car Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments Car Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments The Premiums, Excesses, Discounts and Claim Payments Guide (Guide)

More information

Claim Number (If known)

Claim Number (If known) HOME INSURANCE CLAIM FORM Name Address Please read the conditions in your policy regarding claims notification before completing this form. If you have any further questions, please do not hesitate to

More information

This contract is between us, Extra Energy Supply Ltd and you, our customer.

This contract is between us, Extra Energy Supply Ltd and you, our customer. SME Terms & Conditions This contract is between us, Extra Energy Supply Ltd and you, our customer. These terms and conditions apply where you are using gas or electricity (or both) that we supply, unless

More information

Landlords Residential Property Insurance Claim Report

Landlords Residential Property Insurance Claim Report Landlords Residential Property Insurance Claim Report CGU Insurance Limited ABN 27 004 478 371 Please retain this page for your information About your claim We will contact you as quickly as possible about

More information

Terms and Conditions

Terms and Conditions Terms and Conditions Terms and Conditions Thank you for choosing drive like a girl which is a trading style of Insure The Box Limited and underwritten by the insurers named below and on your Schedule.

More information

Gas supply. Residential Market Contract

Gas supply. Residential Market Contract Gas supply Residential Market Contract Alinta Sales Pty Ltd trading as Alinta Energy ABN: 92 089 531 984 Address: Level 1, The Quadrant 1 William Street Perth WA 6000 Fax: [08] 9486 3346 or [08] 9486 3951

More information

(09) 827-7266 (09) 827-7269 PO

(09) 827-7266 (09) 827-7269 PO Web www.barley.co.nz Phone (09) 827-7266 Email insure@barley.co.nz Fax (09) 827-7269 PO Box 1412, Shortland Street, Auckland 1140 Mobile 027-289-3162 5a Willerton Avenue, New Lynn, Auckland 0600 11/6/10

More information

How To Get A Good Deal On Insurance In The Uk

How To Get A Good Deal On Insurance In The Uk The Consumer CouncilThe Consumer Council Contents Types of cover What is an insurance excess? What affects the price of my motor insurance? How to shop around for the best deal Tips for cutting the cost

More information

Car Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments

Car Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments Car Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments The Premiums, Excesses, Discounts and Claim Payments Guide (Guide)

More information

www.nextstepaustralia.com Things To Do Relocation Checklist

www.nextstepaustralia.com Things To Do Relocation Checklist www.nextstepaustralia.com Things To Do Relocation Checklist Once you have decided you would like a new life down under you should do as much research as you can about the area where you would like to start

More information

MOTORCYCLE INSURANCE POLICY (SAMPLE)

MOTORCYCLE INSURANCE POLICY (SAMPLE) MOTORCYCLE INSURANCE POLICY (SAMPLE) SAMPLE COLONIAL MOTORCYCLE POLICY 1 COLONIAL MOTOR CYCLE COVER The Colonial Insurance Company Ltd. (hereinafter referred to as Colonial ) agrees to provide insurance

More information

Application for release

Application for release Application for release Write clearly, using a black pen only. Place X in all relevant boxes. If there is not enough space to provide full details, write the additional information on a separate page.

More information

DEBIT CARD AGREEMENT AND DISCLOSURE

DEBIT CARD AGREEMENT AND DISCLOSURE DEBIT CARD AGREEMENT AND DISCLOSURE Your Rights and Responsibilities The purpose of this disclosure is to make you aware of your rights and responsibilities when using our Debit Card. You have applied

More information

Application for a Discretionary Housing Payment

Application for a Discretionary Housing Payment RBBNBDHP Benefit Ref : Date of issue:... To :........ Application for a Discretionary Housing Payment Please return this form by post to: Harrogate Borough Council, Benefit Services, PO Box 787, Harrogate,

More information

Boat Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments

Boat Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments Boat Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments The Premiums, Excesses, Discounts and Claim Payments Guide (PED

More information

Motor Insurance Premium, Excess & Discounts Guide

Motor Insurance Premium, Excess & Discounts Guide Motor Insurance Premium, Excess & Discounts Guide Depending on the type of insurance you have chosen, this RACV Motor Insurance Premium, Excess and Discount Guide should be read with either: For Insurance,

More information

MOTOR INSURANCE PREMIUM, EXCESS, DISCOUNTS & HELPLINE BENEFITS GUIDE

MOTOR INSURANCE PREMIUM, EXCESS, DISCOUNTS & HELPLINE BENEFITS GUIDE MOTOR INSURANCE PREMIUM, EXCESS, DISCOUNTS & HELPLINE BENEFITS GUIDE 1 This NRMA Insurance Premium, Excess, Discounts & Helpline Benefits Guide should be read with the NRMA Insurance Product Disclosure

More information

Travel Insurance Claim Form

Travel Insurance Claim Form Travel Insurance Claim Form 1 TRAVELLER details Please print your details clearly in CAPITAL letters using a pen Policy Number Name of Traveller (Mr/Mrs/Ms/Miss) Name of Policy Owner Telephone Home/work

More information

first choice home insurance information

first choice home insurance information first choice home insurance information Choice, choice, choice An easy to read, plain language policy from the experts in Home Insurance. At CGU Insurance, we believe our Home Insurance policy offers the

More information