The Annual Report. of the BANK COMMISSIONER

Transcription

1 The Annual Report of the BANK COMMISSIONER 163rd Edition Year Ending 2007

2 His Excellency Governor John H. Lynch and The Honorable Council State House Concord, New Hampshire Dear Governor Lynch and Members of the Council: I respectfully submit the One Hundred Sixty-third Annual Report of the Bank Commissioner. This Annual Report is made pursuant to RSA 383:15 and covers calendar year The year 2007 was another year of growth and profitability for New Hampshire financial institutions. Our state-chartered institutions continue to provide capital for New Hampshire businesses as well as individual citizens. Unfortunately my prediction in the last annual report was correct. As you know, there has been increased foreclosure activity. Credit standards have tightened, for prime as well as sub-prime borrowers. While the financial services institutions in New Hampshire remain strong, the next year will continue to be challenging for the housing and home finance sectors of our economy. Respectfully submitted, Peter C. Hildreth Bank Commissioner 2007 LETTER TO THE GOVERNOR 1

3 STATE OF NEW HAMPSHIRE GOVERNOR John H. Lynch EXECUTIVE COUNCIL Raymond S. Burton Beverly A. Hollingworth Debora B. Pignatelli John D. Shea Raymond J. Wieczorek BANK COMMISSIONER Peter C. Hildreth DEPUTY BANK COMMISSIONER Robert A. Fleury CHIEF BANK EXAMINER GENERAL COUNSEL DIRECTOR, CONSUMER CREDIT Todd A. Wells Abigail A. Shaine Mary L. Jurta BANK COMMISSIONER S OFFICE 53 Regional Drive Concord, New Hampshire Telephone (603) Fax (603) or (603) Web Site Address: Address: nhbd@banking.state.nh.us

4 NEW HAMPSHIRE BANKING DEPARTMENT Organizational Chart Bank Commissioner Deputy Bank Commissioner Secretary Typist Part-Time Attorney III Program Specialist I Chief Bank Examiner Bank Examiner IV s Administrator IV Legal Coordinator - Banking Legal Coordinator Consumer Credit Bank Examiner III s Administrator II Bank Examiner III s Paralegal II Paralegal II Bank Examiner II s, I s, Trainees Bank Examiner II s, I s, Trainees Administrator I Program Specialist II Program Specialist III Business Administrator I Sr. Accounting Technician Program Specialist I s Executive Secretary Secretary I 2007 ORGANIZATIONAL CHART 3

5 4 2007

6 TABLE OF CONTENTS Foreword... 6 Mission Statement... 6 Functions of the Banking Department... 6 Number of State Chartered Institutions and in New Hampshire... 6 Consumer Credit Division - Number of Licenses... 6 New Banks Approved... 7 New Nondepository Trust Companies... 7 Conversion to a New Hampshire Dispository Trust Company... 7 Bank Mergers... 7 Established, As a Result of Conversion to State Charter, Discontinued, and Relocated Loan Production Offices... 8 Amendments to Articles of Agreement... 9 Amendments to Bylaws... 9 Notice Filing... 9 Bank Holding Companies... 9 Non-Depository Holding Companies ATM Cash Dispensing Machines - RSU Established/Discontinued by a Depository Institution International Activities Interstate Activities Legislation...11 State Chartered Banks General Information State Chartered Credit Unions General Information State Chartered Institutions in New Hampshire by Municipality Financial Information on Non-Depository Trust Companies and Trust Departments Financial Information on State Chartered Banks Financial Information on State Chartered Credit Unions Graphic Trends on Assets, Loans, and Deposits and Consumer Credit Division Licenses Debt Adjuster Licensees Money Transmitter Licensees Mortgage Banker Licensees Mortgage Broker Licensees Mortgage Servicer Registrations Retail Seller Licensees Sales Finance Company Licensees Small Loan Lender Licensees Legal Holidays

7 Foreword The one hundred sixty-third annual report of the Bank Commissioner contains management, financial information and locations of banks, credit unions and other financial institutions operating under state charters. This report also contains information concerning money transmitters, mortgage bankers and brokers, mortgage servicer registrations, retail sellers, sales finance companies, and small loan lenders licensed in Mission Statement The New Hampshire Banking Department is committed to protecting the public s interest through professional supervision of the financial services we regulate. Functions of the Banking Department The Bank Commissioner is responsible for the general supervision of all New Hampshire chartered financial institutions. These institutions include commercial banks, fiduciary trust companies, mutual savings banks, guaranty savings banks, co-operative banks, merchant banks, and credit unions. The commissioner is also charged with the licensing and supervision of non-bank mortgage lenders and brokers, money transmitters, mortgage loan servicers, retail sellers, sales finance companies, small loan, title loan, payday lenders, and debt adjusters. State laws mandate that the Department conduct examinations of each financial institution and licensed lender and broker to ensure sound financial management and compliance with state and federal laws and regulations. The Department is responsible for the investigation of branch applications, new bank applications and conversions, merger and consolidation applications of state chartered institutions. Number of State Chartered Institutions and in New Hampshire Type of Institution Charters Commercial Banks 7 59 Co-operative Banks 1 0 Credit Unions Fiduciary Trust Companies 21 7 Guaranty Savings Banks Merchant Banks 1 0 Mutual Savings Banks 7 33 Totals Consumer Credit Division - Number of Licenses Issued Type of License Licenses Issued Debt Adjuster 30 Money Transmitter 1,863 Mortgage Banker 573 Mortgage Broker 516 Mortgage Servicer Registration 44 Retail Seller 422 Sales Finance Company 161 Small Loan Lender 111 Totals 3,

8 New Banks Approved Merrimack Bow Mills Interim Bank 89 North Main Street, Concord Ocean Bank Interim Trust Company 325 State Street, Portsmouth The Nashua Bank 188 Main Street, Nashua New Nondepository Trust Companies Approved Alliance Bernstein Trust Company, LLC 1345 Avenue of the Americas, New York, NY Loomis Sayles Trust Company, LLC One Financial Center, Boston, MA Perspecta Trust LLC One Liberty Lane, Hampton Conversion to a New Hampshire Depository Trust Company Ocean National Bank as Ocean Bank 325 State Street, Portsmouth Bank Mergers Citizens Bank New Hampshire merger into Citizens Bank, National Association, Albany, NY Merrimack Bow Mills Interim Bank with and into Bow Mills Bank and Trust and immediate merger with and into Merrimack County Savings Bank, Concord Ocean Bank Interim Trust Company with and into Community Bank and Trust Company Subsequent merger of Community Bank and Trust Company with and into Ocean Bank, Portsmouth and subsequent merger of Ocean Bank (fka Ocean National Bank) with and into Ocean Interim, FSB Union Leader Employees Credit Union with Triangle Credit Union, Manchester Established Granite State Credit Union Alvirne High School, 200 Derry Road, Hudson Hampshire First Bank 391 West Street, Keene State Street Global Advisors Capital Management Trust Company, LLC 21 St. James Square, London, UK

9 as Result of Conversion to State Charter Ocean Bank 167 Main Street, Antrim Routes 9 & 63, Chesterfield 197 Loudon Road, Concord 66 North Main Street, Concord 537 Central Avenue, Dover 70 Main Street, Durham 8 New Market Road, Durham 1 Center Street, Exeter 53 Lincoln Street, Exeter 456 Rte 11, Village Square, East Hampstead 853 Lafayette Road, Hampton 325 West Main Street, Hillsborough 62 Peterborough Street, Jaffrey 122 West Street, Keene 900 Elm Street, Manchester 1750 Elm Street, Suite 110, Manchester 779 South Main Street, Manchester Pennichuck Square, Route 101A, 707 Milford Road, Merrimack Lorden Plaza, 606 Nashua Street, Milford 125 Daniel Webster Highway, Nashua 146 Main Street, Nashua 35 Main Street, Peterborough Routes 101 & 202, Peterborough 501 Islington Street, Portsmouth 1555 Lafayette Road, Portsmouth 55 Main Street, Raymond 110 South Main Street, Rochester 160 Portsmouth Avenue, Stratham Discontinued Citizens Bank New Hampshire Routes 16 & 30, Glen Citizens Bank New Hampshire 173 Elm Street, Milford Citizens Bank New Hampshire Hannaford Supermarket, 2 Freetown Road, Raymond Citizens Bank New Hampshire 9 Freetown Road, Raymond Merrimack County Savings Bank 25 Hall Street, Concord Northway Bank 154 Main Street, Belmont Northway Bank 295 Main Street, Tilton Relocated Bellwether Community Credit Union From: 162 Burke Street, Nashua To: 409 Amherst Street, Nashua Laconia Savings Bank From: 177 Main Street, Gorham To: 583 Main Street, Gorham State Street Global Advisors Capital Management Trust Company, LLC From: 21 St. James Square, London, SW1Y 4SS, United Kingdom To: 25 Bank Street, 14th Floor, London, E14 5LE, United Kingdom Loan Production Office Established The First Colebrook Bank 188 Maplewood Avenue C-1, Portsmouth Loan Production Offices Discontinued Centrix Bank & Trust Co. 20 Warren Street, Concord Franklin Savings Bank 426 South Main Street, Suite 203, Laconia Kennebunk Savings Bank Pease International Tradeport, 1 New Hampshire Avenue, Suite 305, Portsmouth, NH Temecula Valley Bank, Temecula, CA 33 North River Road, Lee

10 Amendments to Articles of Agreement Exeter Trust Company Portsmouth Amended and Restated Articles of Agreement with principal office location change from Exeter to Portsmouth Laconia Savings Bank Laconia Amended and Restated Articles of Agreement Southern New Hampshire Bank and Trust Co - Salem Amended and Restated Articles of Association with name change to Bank of New England Sugar River Savings Bank Newport Amended and Restated Articles of Agreement with name change to Sugar River Bank Latona Trust LLC Hampton Amended and Restated Certificate of Formation with name change to Perspecta Trust LLC Amendment to Bylaws Members First Credit Union of N.H. 44 Bridge Street, Manchester Timken Aerospace Credit Union 336 Mechanic Street, Lebanon St. Mary s Bank 200 McGregor Street, Manchester Notice Filing Merrimack County Savings Bank Notice of Election to Exercise Trust Powers 89 North Main Street, Concord Ocean Bank Notice to Exercise Power of a National Bank 325 State Street, Portsmouth Bank Holding Companies Chittenden Corporation Ocean Bank Community Guaranty Corporation Community Guaranty Savings Bank First Colebrook Bancorp, Inc. First Colebrook Bank, The Guaranty Bancorp, Inc. Woodsville Guaranty Savings Bank LSB Financial Laconia Savings Bank Meridan Financial Services, Inc Hampshire First Bank Merrimack Bancorp, MHC Merrimack County Savings Bank Northway Financial, Inc. Northway Bank Non-Depository Bank Holding Companies Agean Scotia Holdings, LLC Noble Trust Company Charter Holding Corporation Charter Trust Company Deutsche Bank AG Taunus Corporation Deutsche Bank Americas Holding Corporation Deutsche Investment Management Americas, Inc. DWS Trust Company General Motors Corporation General Motors Trust Company ICMA Retirement Corporation Vantage Trust Company IFC Group Plc FNTC America Trust Company International Bancorp Holdings, Inc International Bank and Trust MFS Heritage Trust Company Sun Life Financial Inc. Pensco Holding Corporation Pensco Trust Company, The

11 Non-Depository Bank Holding Companies (cont.) Latona PTC LLC Perspecta Trust Company Putnam Fiduciary Trust Company Mercer Trust Company Pyramis Global Advisors Holding Corp Pyramis Global Advisors Trust Company State Street Corporation State Street Bank and Trust Company of New Hampshire State Street Global Advisors Capital Management Trust Company, LLC ATM s - Cash Dispensing Machines & Remote Service Units Centrix Bank & Trust 11 South Main Street, Concord Citizens Bank New Hampshire Routes 16 & 302, Glen Citizens Bank New Hampshire Hampton Beach Casino, 169 Ocean Boulevard, Hampton Citizens Bank New Hampshire Vista Foods, 376 South Main Street, Laconia Citizens Bank New Hampshire Crossroads Mall, 123 Nashua Road, Londonderry Citizens Bank New Hampshire Fisher Cats Stadium, One Line Drive, Manchester Citizens Bank New Hampshire Fidelity, 40 Continental Boulevard, Merrimack Citizens Bank New Hampshire Fidelity, One Spartan Way, Merrimack Citizens Bank New Hampshire 125 Daniel Webster Highway, Nashua Franklin Savings Bank 15 Aiken Avenue, Franklin Interstate Merger Citizens Bank New Hampshire with and into Citizens Bank, National Association Name changed to RBS Citizens, National Association Relocation of main office from Albany, New York to Providence, Rhode Island New Interstate Branch Pyramis Global Advisors Trust Company 500 Salem Street OS1S, Smithfield, RI New Interstate as the Result of Conversion to State Bank Ocean Bank 100 Main Street, Kennebunk, Maine 3 Elm Street, Kennebunkport, Maine 17 Walker Street, Kittery, Maine 8 Norton Street, South Berwick, Maine 1597 Post Road, Wells, Maine 33 Wells Plaza, Wells, Maine 11 Woodbridge Road, York, Maine International Established: State Street Global Advisors Capital Management Trust Company, LLC 21 St. James Square, London, UK

12 Legislation Enacted by the 2007 Session of the Legislature CHAPTER RSA INFORMATION Bank Commissioner :1 Substituted whose for his, and deleted or until his successor is appointed and qualified following 6 years in the first sentence; substituted whose for his in the second sentence; and, substituted the commissioner s absence for his absence, and inserted or she following he in the third sentence :7-a, V Deleted 10 days following commission, and inserted or her following his in two places. Regulation of Mortgage Loan Servicers B:4, I(a) Substituted $500 for $100 in the first sentence, and substituted $500 for $50 in the third sentence. Debt Adjustment Services D:2, IV Amended generally D:20 Substituted 60 months for 24 months, and substituted 60-month for 24-month in the third sentence

13 STATE CHARTERED BANKS AllianceBernstein Trust Company, LLC (Fiduciary Trust Company) Year of Incorporation Avenue of the Americas New York, NY Telephone: Fax: Web Address - Gerald M. Lieberman, Chairman of the Board, President, CEO Laurence E. Cranch, Executive Vice President Mark R. Manley, Senior Vice President American Trust Company (Fiduciary Trust Company) Year of Incorporation One Court Street, Suite 350 Lebanon, NH Telephone: Fax: Web Address - John M. Roy, Chairman of the Board Paul H. Collins, President Bank of New England (Commercial Bank) Year of Incorporation Pelham Road Salem, NH Telephone: Fax: Web Address - William P. DeLuca, Jr., Chairman of the Board William E. Stone, President Paul E. Finn, CEO Paul F. Surprenant, CFO, Senior Vice President Keith P. Landry, Senior Vice President 12 Haverhill St, Andover, MA 177 S. River Rd, Bedford, NH 37 Emerson St, Haverhill, MA 1-A Action Blvd, Londonderry, NH 1589 Elm St, Manchester, NH 3 Cross St, Methuen, MA 295 Main St, Nashua, NH 58 Range Rd, PO Box 840, Windham, NH Centrix Bank & Trust (Commercial Bank) Year of Incorporation Atwood Lane Bedford, NH Telephone: Fax: Web Address - Paul D. Spiess, Chairman of the Board Joseph B. Reilly, President, CEO Lucy T. Gobin, Senior Executive Vice President, CFO, COO David H. Cassidy, Jr., Executive Vice President Joyce P. Baldassare, Senior Vice President Anthony J. Chismark, Senior Vice President Maurice L. Fortier, Senior Vice President Debra R. Hallett, Senior Vice President Stephen H. Witt, Jr., Senior Vice President 41 Hooksett Rd, Manchester, NH 17 Armory Rd, Milford, NH 163 Deer St, Portsmouth, NH Charter Trust Company (Fiduciary Trust Company) Year of Incorporation North Main Street, PO Box 2530 Concord, NH Telephone: Fax: Web Address - Henry G. Beyer, Chairman of the Board Stephen G. Fritch, President Steven A. Albrecht, CEO Christine Donovan, COO Douglas Tengdin, Chief Financial Officer Cynthia A. Wentworth, Chief Financial Officer 254 Main St, Biddeford, ME 17 1/2 Lebanon St, Hanover, NH 127 Washington St, Keene, NH 46 Bay St, Manchester, NH 10 NH Route 25, Meredith, NH 331 Main St, New London, NH 2-4 Main St, Peterborough, NH 34 Wakefield St, Rochester, NH 1033 Broad St, Lyndonville, VT 12 STATE CHARTERED BANKS 2007

14 Claremont Savings Bank (Savings Bank) Year of Incorporation Broad Street, PO Box 1600 Claremont, NH Telephone: Fax: Web Address - Frank E. Reed, Chairman of the Board Sherwood C. Moody, President H. Clay Hawkins, IV, CEO, Treasurer Timothy D. Bates, Senior Vice President Candace T. Crawford, Senior Vice President Elaine M. Lang, Senior Vice President Brenda M. Reed, Senior Vice President Carol L. Vivian, Senior Vice President Beverly A. Widger, Senior Vice President 135 Main St, Charlestown, NH 158 Maple Ave, Claremont, NH 356 Washington St, Claremont, NH 12 School St, Cornish, NH Community Guaranty Savings Bank (Savings Bank) Year of Incorporation South Main Street, PO Box 996 Plymouth, NH Telephone: Fax: Web Address - Eldwin A. Wixson, Chairman of the Board Ronald I. Sibley, President Michael J. Long, Executive Vice President Richard N. Burgess, Senior Vice President Brenda L. McKenzie, Senior Vice President Branch 21 Tower Rd, Campton, NH DWS Trust Company (Fiduciary Trust Company) Year of Incorporation Northeastern Boulevard Salem, NH Telephone: Fax: Web Address - None Francis G. Murphy, Jr., Chairman of the Board Timothy W. Cameron, President Jennifer Birmingham, Chief Financial Officer Nancy Tanzil, Treasurer Exeter Trust Company (Fiduciary Trust Company) Year of Incorporation Fleet Street Portsmouth, NH Telephone: Fax: Web Address - B. Reuben Auspitz, Chairman of the Board Paul E. Peltier, President Beth H. Galusha, Treasurer R. Steven Bonnett, Executive Vice President 115 Vickery St, Ste 105, Roswell, GA 290 Woodcliff Dr, Fairport, NY 6099 Riverside Dr, Ste 207, Dublin, OH Willow Oaks Executive Suites, 6767 Forest Hill Ave, Ste 305, Richmond, VA Fiduciary Trust Company of New Hampshire (Fiduciary Trust Company) Year of Incorporation Lamar Avenue Overland Park, KS Telephone: Fax: Web Address - None Michael D. Strohm, Chairman of the Board, President, CEO Brent K. Bloss, Treasurer First Colebrook Bank, The (Commercial Bank) Year of Incorporation Main Street Colebrook, NH Telephone: Fax: Web Address - Judith E. Dalton, Chairman of the Board James E. Tibbetts, President, CEO Loyd W. Dollins, Executive Vice President, COO James DuBois, Senior Vice President John Pratt, Senior Vice President Susan Robidas, Senior Vice President Avis E. Brosseau, Senior Vice President 69 Route 101A, Amherst, NH 100 Loudon Rd, Concord, NH 2007 STATE CHARTERED BANKS 13

15 FNTC America Trust Company (Fiduciary Trust Company) Year of Incorporation North State Street, Whitebridge, Suite 203 Concord, NH Telephone: Fax: Web Address - David Cox, President Declan Kenny, Treasurer Franklin Savings Bank (Savings Bank) Year of Incorporation Central Street Franklin, NH Telephone: Fax: Web Address - Alexander M. Lachiatto, Chairman of the Board Jeffery B. Savage, President, CEO Ronald L. Magoon, Executive Vice President, COO, Treasurer Andre R. Bonte, Jr., Senior Vice President Cheri M. Caruso, Senior Vice President 139 King St, Boscawen, NH 350 Lake St, Bristol, NH 933 Central St, Franklin, NH 11 Sawmill Rd, Gilford, NH 11 Veterans Sq, Laconia, NH Exit 23 Plaza, Route 104, New Hampton, NH 61 Laconia Rd, Ste 300, Tilton, NH General Motors Trust Company (Fiduciary Trust Company) Year of Incorporation Kilton Rd, PO Box Bedford, NH Telephone: Fax: Web Address - None Nancy C. Everett, Chairman of the Board, CEO Michael E. Klehm, President, COO Charles G. Preseau, Chief Financial Officer, Treasurer Hampshire First Bank (Commercial Bank) Year of Incorporation Canal St Manchester, NH Telephone: Fax: Web Address - Richard J. Gavegnano, Chairman of the Board James M. Dunphy, President, CEO Thomas B. Wiggins, CFO, Treasurer 391 West St, Keene, NH 221 Main St, Nashua, NH Independence Trust Company (Fiduciary Trust Company) Year of Incorporation Central Street Franklin, NH Telephone: Fax: Web Address - Jeffery B. Savage, Chairman of the Board Michael F. Ventura, President International Bank and Trust (Fiduciary Trust Company) Year of Incorporation North State Street Concord, NH Telephone: Fax: Web Address - None Hubert Bromma, Chairman of the Board, CEO Russell Anderson, President 14 STATE CHARTERED BANKS 2007

16 Laconia Savings Bank (Savings Bank) Year of Incorporation Pleasant Street Laconia, NH Telephone: Fax: Web Address - Rodney N. Dyer, Chairman of the Board Bruce D. Clow, President, CEO Gregory D. Landroche, CFO, Executive Vice President Robert E. Curtis, Executive Vice President Thomas E. Garfield, Executive Vice President Louis H. Guevin, Jr., Executive Vice President Michael G. Muzzey, Executive Vice President Thomas A. Drouin, Senior Vice President David S. Hart, Senior Vice President Mark E. Lavalle, Senior Vice President Brenda R. Long, Senior Vice President W. Stephen Loughlin, Senior Vice President Kathleen L. Murphy, Senior Vice President Carolyn B. Peverly, Senior Vice President Marc L. Rayburn, Senior Vice President Mary Jane Ricker, Senior Vice President Brian B. Tufts, Senior Vice President 256 Wallace Rd, Bedford, NH Indian Mound Shopping Center, 300 Route 16B, Center Ossipee, NH 14 Sullivan St, Claremont, NH 27 North State St, Concord, NH 11 Triangle Park Dr, Concord, NH 23 Main St, Conway, NH 845 Central Ave, Dover, NH One Country Club Rd, Gilford, NH 1441 Lakeshore Rd, Route 11, Gilford, NH 583 Main St, Gorham, NH 76 Main St, Route 112, Lincoln, NH 125 Main St, Littleton, NH Route 25, Moultonborough, NH Hatch Plaza, 389 Tenney Mountain Highway, Plymouth, NH 22 Kings Sq, Whitefield, NH 55 Central St, Woodsville, NH Loomis Sayles Trust Company, LLC (Fiduciary Trust Company) Year of Incorporation One Financial Center Boston, MA Telephone: Fax: Web Address - None Officer Kevin P. Charleston, Chairman of the Board, President Mercer Trust Company (Fiduciary Trust Company) Year of Incorporation South River Road, Suite 538 Bedford, NH Telephone: Fax: Web Address - None Jeffrey Miller, Chairman of the Board, President Susan O Shea, Treasurer MerchantBanc, LLC (Merchant Bank) Year of Incorporation Hanover Street, Suite 303 Manchester, NH Telephone: Fax: Web Address - Jeffrey M. Pollock, Chairman of the Board, President, CEO Jean R. Gill, COO 2007 STATE CHARTERED BANKS 15

17 Meredith Village Savings Bank (Savings Bank) Year of Incorporation State Route 25, PO Box 177 Meredith, NH Telephone: Fax: Web Address - Brian Moriarty, Chairman of the Board Henry G. Beyer, President Richard E. Wyman, Jr., CFO Samuel L. Laverack, Executive Vice President 82 Wolfeboro Highway, Alton, NH 1 Riverside Dr, Ashland, NH Route 49, Campton Corners, NH 1383 Lakeshore Rd, Gilford, NH 379 South Main St, Laconia, NH 24 State Route 25, Meredith, NH Olde Province Common, 71 State Rte 104, Meredith, NH Seneca Ladd Bldg, 10 State Rte 25, Meredith, NH 28 State Route 25, Moultonborough, NH 991 State Route 25, Moultonborough, NH 131 Main St, Plymouth, NH Hatch Plaza, 389 Tenney Mountain Hwy, Plymouth, NH Merrimack County Savings Bank (Savings Bank) Year of Incorporation North Main Street Concord, NH Telephone: Fax: Web Address - Ronald A. Wilbur, Chairman of the Board, CEO Paul C. Rizzi, Jr., President, COO Philip B. Emma, Executive Vice President, Treasurer, CFO Donald M. Bennert, Senior Vice President Linda J. Lorden, Senior Vice President Donna L. Benson, Senior Vice President Frederick M. Burgess, Senior Vice President Edward F. Caron, Senior Vice President Terry L. Clarkson, Senior Vice President Paul M. Provost, Senior Vice President 503 South St, Bow, NH 1 Integra Dr, Concord, NH 167 North State St, Concord, NH 190 North Main St, Concord, NH 35 Kearsarge Ave, Contoocook, NH 101 Broad St, Nashua, NH MFS Heritage Trust Company (Fiduciary Trust Company) Year of Incorporation Elm Street, Suite 404 Manchester, NH Telephone: Fax: Web Address - Carol W. Geremia, Chairman of the Board, President Paul T. Kirwan, Treasurer Branch 500 Boylston St, Boston, MA Nashua Bank, The (Commercial Bank) Year of Incorporation Main Street Nashua, NH Telephone: Fax: Web Address - Stephen J. Frasca, Chairman of the Board G. Frank Teas, President, CEO Pamela Joy Dearborn, Chief Financial Officer, COO New Hampshire Trust Company, The (Fiduciary Trust Company) Year of Incorporation West Street Keene, NH Telephone: Fax: Web Address - Gary W. Gray, Chairman of the Board Gregory M. McConahey, Co-President Michael J. Rafferty, Co-President 16 STATE CHARTERED BANKS 2007

18 Noble Trust Company (Fiduciary Trust Company) Year of Incorporation Elm Street, Suite 701 Manchester, NH Telephone: Fax: Web Address - Colin P. Lindsey, Chairman of the Board, President Lisa Ordway, COO Northway Bank (Commercial Bank) Year of Incorporation Main Street Berlin, NH Telephone: Fax: Web Address - William J. Woodward, Chairman of the Board, President, CEO Richard P. Orsillo, CFO, Senior Vice President Richard T. Brunelle, Senior Vice President John A. Gobel, Senior Vice President Victor Levesque, Senior Vice President Richard Olson, Senior Vice President Jeffrey D. Smith, Senior Vice President John H. Stratton, Jr., Senior Vice President North Main St, Ashland, NH Belknap Mall, 9 Old State Rd, Belmont, NH Rte 49, Campton, NH 34 West Main St, Conway, NH 354 Central St, Franklin, NH 260 Main St, Gorham, NH 2 State St, Groveton, NH 400 S Main St, Laconia, NH 76 Main St, Littleton, NH 1500 White Mountain Highway, North Conway, NH Route 16 White Mountain Highway, North Conway, NH 55 Main St, Pittsfield, NH 1-3 Highland St, Plymouth, NH 287 Highland St, Plymouth, NH 11 Sherwood Dr, Tilton, NH 2385 White Mountain Highway, West Ossipee, NH Main Street, Woodstock, NH Ocean Bank (Commercial Bank) Year of Incorporation State Street Portsmouth, NH Telephone: Fax: Web Address - Joseph S. Hart, Chairman of the Board Danny H. O Brien, President, CEO Ronald Covey, Jr., Executive Vice President Candace Fitzek, Executive Vice President Sylvia MacKinnon, Executive Vice President Patty Blake, Senior Vice President Richard Brodeur, Senior Vice President Kim Davis, Senior Vice President Donna Ehrler, Senior Vice President John Hall, Senior Vice President R. Scott Hallock, Senior Vice President Mark Hassenpflug, Senior Vice President Kathy Hayes, Senior Vice President Alayna Laprel, Senior Vice President Dianne Mercier, Senior Vice President John Udaloy, Senior Vice President 100 Main St, Kennebunk, ME 3 Elm St, Kennebunkport, ME 17 Walker St, Kittery, ME 8 Norton St, South Berwick, ME 1597 Post Rd, Wells, ME 33 Wells Plaza, Wells, ME 11 Woodbridge Rd, York, ME 167 Main St, Antrim, NH 77 Main St, Antrim, NH Rt 9 & 63, Chesterfield, NH 197 Loudon Rd, Concord, NH 66 N Main St, Concord, NH 537 Central Ave, Dover, NH 70 Main St, Durham, NH 8 Newmarket Rd, Durham, NH 456 Rte 111, Village Sq, E Hampstead, NH 1 Center St, Exeter, NH 53 Lincoln St, Exeter, NH 853 Lafayette Rd, Hampton, NH 325 W Main St, Hillsborough, NH 62 Peterborough St, Jaffrey, NH 122 West St, Keene, NH 900 Elm St, Manchester, NH 1750 Elm St, Ste 110, Manchester, NH 779 S Main St, Manchester, NH Rt 101A 707 Milford Rd, Pennechuck Sq, Merrimack, NH 28 Jones Rd, Milford, NH Lorden Plaza, 606 Nashua St, Milford, NH 125 DW Highway, Nashua, NH 2007 STATE CHARTERED BANKS 17

19 Ocean Bank (Continued) 146 Main St, Nashua, NH 35 Main St, Peterborough, NH Jct Rt 101 & 202, Peterborough, NH 501 Islington St, Portsmouth, NH 1555 Lafayette Rd, Portsmouth, NH 55 Main St, Raymond, NH 110 S Main St, Rochester, NH 160 Portsmouth Ave, Stratham, NH PENSCO Trust Company, The (Fiduciary Trust Company) Year of Incorporation Penhallow Street, Suite 200E Portsmouth, NH Telephone: Fax: Web Address - Thomas C. Roberts, Chairman of the Board Scott K. Rosebrook, President & COO Tom W. Anderson, CEO Perspecta Trust LLC (Fiduciary Trust Company) Year of Incorporation 2007 One Liberty Lane Hampton, NH Telephone: Fax: Web Address - Paul Montrone, Chairman of the Board Steven G. Shapiro, President Denise C. Burke, Chief Financial Officer Timothy J. Durkin, Treasurer Piscataqua Savings Bank (Savings Bank) Year of Incorporation Pleasant Street Portsmouth, NH Telephone: Fax: Web Address - Richard C. Holt, Chairman of the Board Jay S. Gibson, President, CEO Richard Wallis, Senior Vice President Pyramis Global Advisors Trust Company (Fiduciary Trust Company) Year of Incorporation One Spartan Way Merrimack, NH Telephone: Fax: Web Address - Drew E. Lawton, Chairman of the Board, President Peter J. Smail, Chief Executive Officer Michael Howard, Senior Vice President, CFO, Treasurer Greg Pusch, Senior Vice President 82 Devonshire St, Mail Zone F7B, Boston, MA 500 Salem St OS1S, Smithfield, RI Salem Co-operative Bank (Co-operative Bank) Year of Incorporation South Broadway Salem, NH Telephone: Fax: Web Address - David A. Beshara, Chairman of the Board Ann R. Lally, President Savings Bank of Walpole (Savings Bank) Year of Incorporation Ames Plaza Lane, PO Box 517 Walpole, NH Telephone: Fax: Web Address - Frederick A. Szmit, Chairman of the Board Gregg A. Tewksbury, President, CEO Richard A. Wilson, Senior Vice President, CFO 84 Marlboro St, Keene, NH 400 West St, Keene, NH 11 Westminster St, Walpole, NH 18 STATE CHARTERED BANKS 2007

20 State Street Bank and Trust Company of New Hampshire (Fiduciary Trust Company) Year of Incorporation Trafalgar Square, Suite 449 Nashua, NH Telephone: Fax: Web Address - None Nancy E. Grady, Chairman of the Board, President Beth M. Halberstadt, Executive Vice President Scott W. Olson, Executive Vice President William F. Weihs, Treasurer State Street Global Advisors Capital Management Trust Company, LLC (Fiduciary Trust Company) Year of Incorporation Trafalgar Square, Suite 470 Nashua, NH Telephone: Fax: Web Address None Marc P. Brown, Co-Chairman of the Board Otello R. Sturino, Co-Chairman of the Board Peter G. Leahy, President Thomas P. Kelly, Treasurer State Street Financial Center, One Lincoln St, Boston, MA 25 Bank St, 14th Fl, London, UK Vantage Trust Company (Fiduciary Trust Company) Year of Incorporation c/o Davidson & Stone, 2 Capital Plaza, 3rd Floor Concord, NH Telephone: Fax: Web Address - None Lynn Hampton, Chairman of the Board Joan McCallen, President Gerard Maus, Treasurer Woodsville Guaranty Savings Bank (Savings Bank) Year of Incorporation Central Street Woodsville, NH Telephone: Fax: Web Address - Walter O. Young, Chairman of the Board James E. Graham, President Richard P. Gagne, CFO, Executive Vice President 278 Main Street, Franconia, NH 199 Main St, Lancaster, NH 28 South Main St, Lisbon, NH 189 Cottage St, Littleton, NH 685 Meadow St, Littleton, NH 37 Route 25, Piermont, NH 7 Town West Rd, Plymouth, NH 5 Forest St, Woodsville, NH Sugar River Bank (Savings Bank) Year of Incorporation North Main Street Newport, NH Telephone: Fax: Web Address - Frederic L. O Connor, Chairman of the Board Robert V. Wilkie, President, CEO Steven A. Thibodeau, CFO, COO Sawyer Brook Plaza, Route 10, Grantham, NH 30 Newport Rd, New London, NH 541 Route 11, Sunapee, NH 2 West Main St, Warner, NH 2007 STATE CHARTERED BANKS 19

21 STATE CHARTERED CREDIT UNIONS Bellwether Community Credit Union Year of Incorporation Hooksett Road Manchester, NH Telephone: Fax: Web Address - Paul R. Labonte, Chairman Michael A. L Ecuyer, President, CEO Claire J. Castanino, Executive Vice President, COO Paul D. Roy, Senior Vice President, CFO 490 Valley St, Manchester, NH 409 Amherst St, Nashua, NH Freudenberg-NOK Employees Credit Union Year of Incorporation Route 104 West, PO Box 2001 Bristol, NH Telephone: Fax: Web Address - None Rene J. Lefebvre, President Jane M. Sharp, Treasurer Granite State Credit Union Year of Incorporation Elm Street, PO Box 6420 Manchester, NH Telephone: Fax: Web Address - Paul E. Ramsey, Chairman of the Board Denise L. Caristi, President, Treasurer Gary G. Boisvert, Executive Vice President 132 Route 101A, Amherst, NH 145 Raymond Rd, Candia, NH Alvirne High School, 200 Derry Rd, Hudson, NH 464 Chestnut St, Manchester, NH 31 Harrison St, Manchester, NH 10 Chuck Druding Dr, Nashua, NH 19 Elm St, Nashua, NH 36 Riverside Dr, Nashua, NH 68 Lafayette Rd, Seabrook, NH Guardian Angel Credit Union Year of Incorporation Coos Street, PO Box 522 Berlin, NH Telephone: Fax: Web Address - Pierre Morin, Chairman of the Board Gerald L. Dumoulin, President Branch 148 Main St, Lancaster, NH 20 STATE CHARTERED CREDIT UNIONS 2007

22 Holy Rosary Regional Credit Union Year of Incorporation Brock Street, PO Box 2078 Rochester, NH Telephone: Fax: Web Address - James Brock, Chairman of the Board Brian F. Hughes, President, CEO Brian J. Therrien, Chief Financial Officer Jane Gettens, Senior Vice President 490 Central Ave, Dover, NH 341 NH Rte 11, Farmington, NH Spaulding High School, 140 Wakefield St, Rochester, NH Members First Credit Union of N.H. Year of Incorporation Bridge Street Manchester, NH Telephone: Fax: Web Address - Paul Beaudoin, Chairman of the Board John Harrington, President/CEO 886 Central St, Franklin, NH 200 Union St, Manchester, NH New Hampshire Postal Credit Union Year of Incorporation Goffs Falls Rd Manchester, NH Telephone: Fax: Web Address - Sally Sutton, Chairman of the Board William S. Milner, President, CEO 18 Loudon Rd, Concord, NH Northeast Credit Union Year of Incorporation Borthwick Avenue Portsmouth, NH Telephone: Fax: Web Address - Philip W. Sullivan, Chairman of the Board Peter Kavalauskas, President, CEO Mike Chisholm, Senior Vice President, COO Richard Parks, Senior Vice President, CFO Federal Building, 55 Pleasant St, Concord, NH 9 Members Way, Dover, NH 82 Portsmouth Ave, Exeter, NH Portsmouth Naval Shipyard, Building 14 PNSY, Kittery, ME 145 Calef Highway, Lee, NH 1000 Elm St, Manchester, NH 144 1st NH Turnpike, Northwood, NH 200 Charles St, Rochester, NH Precision Credit Union Year of Incorporation Optical Avenue, PO Box 607 Keene, NH Telephone: Fax: Web Address - Ronda Ball, Chairman of the Board, President Jeffrey Belisle, Treasurer Salmon Falls Community Credit Union Year of Incorporation Penny Lane, PO Box 189 Somersworth, NH Telephone: Fax: Web Address - Gerard Gilbert, Chairman of the Board Daniel A. Clarke, CEO 2007 STATE CHARTERED CREDIT UNIONS 21

23 Seacoast Credit Union Year of Incorporation Lafayette Road Hampton, NH Telephone: Fax: Web Address - Michael F. McMahon, Chairman of the Board Joanne M. Nadeau, President/CEO Branch 109 Epping Rd, Exeter, NH Service Credit Union Year of Incorporation Lafayette Road Portsmouth, NH Telephone: Fax: Web Address - Clifford Taylor, Chairman of the Board Gordon A. Simmons, President, CEO Scott F. Wensley, CFO Edward J. Murphy, Executive Vice President William Strand, Senior Vice President Richard E. Tolle, Senior Vice President 199 Worcester Court, Falmouth, MA 14 Colby Court, Bedford, NH 403 Winchester St, Keene, NH 1 Medical Center Dr, Lebanon, NH 300 Keller St, Manchester, NH 2200 Woodbury Ave, Newington, NH 2032 Lafayette Rd, Portsmouth, NH 2460 Lafayette Rd, Portsmouth, NH Pease International Tradeport, 18 Manchester Sq, Portsmouth, NH Tyco, 2032 Lafayette Rd, Portsmouth, NH 116 Farmington Rd, Rochester, NH 90 South Main St, Rochester, NH 159 North Broadway, Salem, NH North Broadway, Salem, NH Unit 28614, APO AE 09177, Ansbach, Germany Unit 27537, APO AE 09139, Bamberg, Germany Unit 23817, APO AE 09034, Baumholder, Germany CMR 409, Unit 24527, APO AE 09053, Garmisch, Germany Unit 8130, APO AE 09114, Grafenwoehr, Germany CMR 419 Box 1912, APO AE 09102, Heidelberg, Germany Unit 28216, APO AE 09173, Hohenfels, Germany CMR 437, Box 1219, APO AE 09267, Mannheim, Germany Unit 3770, APO AE 09126, Spangdahlem, Germany Unit 30401, APO AE 09107, Stuttgart, Germany Unit 28038, APO AE 09112, Vilseck, Germany Unit 8190, APO AE 09094, Vogelweh, Germany Unit 8195, APO AE 09094, Vogelweh, Germany Unit 3450, APO AE 09094, Ramstein, Germany St. Joseph Hospital Employees Credit Union Year of Incorporation Kinsley Street Nashua, NH Telephone: Fax: Web Address - Lawrence Bradley, Chairman of the Board, President St. Mary s Bank Year of Incorporation McGregor Street, PO Box 990 Manchester, NH Telephone: Fax: Web Address - Joseph J. Acorace, Chairman of the Board Ronald J. Rioux, President, CEO Daryl J. Cady, Executive Vice President, CFO Donald G. Stevens, Executive Vice President, CAO John Flanders, Senior Vice President Debra Davis Timberlake, Senior Vice President 3 Winnhaven Dr, Hudson, NH 50 Nashua Rd, Londonderry, NH 207 Daniel Webster Highway, Manchester, NH 234 Elm St, Manchester, NH 839 Hanover St, Manchester, NH 603 Nashua St, Rte 101A, Milford, NH 14 Spruce St, Nashua, NH 22 STATE CHARTERED CREDIT UNIONS 2007

24 Timken Aerospace Credit Union Year of Incorporation Mechanic Street Lebanon, NH Telephone: Fax: Web Address - None John P. Carr, Chairman of the Board, President Brian W. Embury, Treasurer Triangle Credit Union Year of Incorporation Franklin Street Nashua, NH Telephone: Fax: Web Address - George Adamaitis, Chairman of the Board Maurice D. Simard Jr., President, CEO Mark L. Warner, Executive Vice President 138 Route 101A, Amherst, NH Elliot Hospital, 1 Elliot Way, Manchester, NH 257 Elm St, Manchester, NH 8 Sexton Avenue, BJ s Wholesale Club, Nashua, NH Woodlands Credit Union Year of Incorporation Main Street Berlin, NH Telephone: Fax: Web Address - Terry Block, Chairman of the Board Timothy J. Collia, CEO 199 White Mountain Highway, Conway, NH 355 Main St, Gorham, NH 341 Highland St, Plymouth, NH WRG Credit Union Year of Incorporation Main Street Danville, NH Telephone: Fax: Web Address - None Officer John A. Burnett, Jr., Chairman of the Board, President Upper Valley Community Credit Union Year of Incorporation Heater Road, PO Box 514 Lebanon, NH Telephone: Fax: Web Address - Bruce Adams, Chairman of the Board Stephen J. Bentley, President, CEO 2007 STATE CHARTERED CREDIT UNIONS 23

25 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY Alton Meredith Village Savings Bank - Savings Bank Amherst First Colebrook Bank, The - Commercial Bank Granite State Credit Union - Credit Union Triangle Credit Union - Credit Union Antrim Ocean Bank - Commercial Bank Ashland Meredith Village Savings Bank - Savings Bank Northway Bank - Commercial Bank Bedford Bank of New England - Commercial Bank Centrix Bank & Trust - Commercial Bank General Motors Trust Company - Fiduciary Trust Company Laconia Savings Bank - Savings Bank Mercer Trust Company - Fiduciary Trust Company Service Credit Union - Credit Union Belmont Northway Bank - Commercial Bank Berlin Guardian Angel Credit Union - Credit Union Northway Bank - Commercial Bank Woodlands Credit Union - Credit Union Boscawen Franklin Savings Bank - Savings Bank Bow Merrimack County Savings Bank - Savings Bank Bristol Franklin Savings Bank - Savings Bank Freudenberg-NOK Employees Credit Union - Credit Union Campton Community Guaranty Savings Bank - Savings Bank Northway Bank - Commercial Bank Campton Corners Meredith Village Savings Bank - Savings Bank Candia Granite State Credit Union - Credit Union Center Ossipee Laconia Savings Bank - Savings Bank Charlestown Claremont Savings Bank - Savings Bank Chesterfield Ocean Bank - Commercial Bank Claremont Claremont Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank Colebrook First Colebrook Bank, The - Commercial Bank Concord Charter Trust Company - Fiduciary Trust Company First Colebrook Bank, The - Commercial Bank FNTC America Trust Company - Fiduciary Trust Company International Bank and Trust - Fiduciary Trust Company Laconia Savings Bank - Savings Bank Merrimack County Savings Bank - Savings Bank New Hampshire Postal Credit Union - Credit Union Northeast Credit Union - Credit Union Ocean Bank - Commercial Bank Vantage Trust Company - Fiduciary Trust Company Contoocook Merrimack County Savings Bank - Savings Bank Conway Laconia Savings Bank - Savings Bank Northway Bank - Commercial Bank Woodlands Credit Union - Credit Union Cornish Claremont Savings Bank - Savings Bank Danville WRG Credit Union - Credit Union Dover Holy Rosary Regional Credit Union - Credit Union Laconia Savings Bank - Savings Bank Northeast Credit Union - Credit Union Ocean Bank - Commercial Bank Durham Ocean Bank - Commercial Bank E Hampstead Ocean Bank - Commercial Bank Exeter Northeast Credit Union - Credit Union Ocean Bank - Commercial Bank Seacoast Credit Union - Credit Union 24 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 2007

26 Farmington Holy Rosary Regional Credit Union - Credit Union Franconia Woodsville Guaranty Savings Bank - Savings Bank Franklin Franklin Savings Bank - Savings Bank Independence Trust Company - Fiduciary Trust Company Members First Credit Union of N.H. - Credit Union Northway Bank - Commercial Bank Gilford Franklin Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank Meredith Village Savings Bank - Savings Bank Gorham Laconia Savings Bank - Savings Bank Northway Bank - Commercial Bank Woodlands Credit Union - Credit Union Grantham Sugar River Bank - Savings Bank Groveton Northway Bank - Commercial Bank Hampton Ocean Bank - Commercial Bank Perspecta Trust LLC - Fiduciary Trust Company Seacoast Credit Union - Credit Union Hanover Charter Trust Company - Fiduciary Trust Company Hillsborough Ocean Bank - Commercial Bank Hudson Granite State Credit Union - Credit Union St. Mary s Bank - Credit Union Jaffrey Ocean Bank - Commercial Bank Keene Charter Trust Company - Fiduciary Trust Company Hampshire First Bank - Commercial Bank New Hampshire Trust Company, The - Fiduciary Trust Company Ocean Bank - Commercial Bank Precision Credit Union - Credit Union Savings Bank of Walpole - Savings Bank Service Credit Union - Credit Union Laconia Franklin Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank Meredith Village Savings Bank - Savings Bank Northway Bank - Commercial Bank Lancaster Guardian Angel Credit Union - Credit Union Woodsville Guaranty Savings Bank - Savings Bank Lebanon American Trust Company - Fiduciary Trust Company Service Credit Union - Credit Union Timken Aerospace Credit Union - Credit Union Upper Valley Community Credit Union - Credit Union Lee Northeast Credit Union - Credit Union Lincoln Laconia Savings Bank - Savings Bank Lisbon Woodsville Guaranty Savings Bank - Savings Bank Littleton Laconia Savings Bank - Savings Bank Northway Bank - Commercial Bank Woodsville Guaranty Savings Bank - Savings Bank Londonderry Bank of New England - Commercial Bank St. Mary s Bank - Credit Union Manchester Bank of New England - Commercial Bank Bellwether Community Credit Union - Credit Union Centrix Bank & Trust - Commercial Bank Charter Trust Company - Fiduciary Trust Company Granite State Credit Union - Credit Union Hampshire First Bank - Commercial Bank Members First Credit Union of N.H. - Credit Union MerchantBanc, LLC Merchant Bank MFS Heritage Trust Company - Fiduciary Trust Company New Hampshire Postal Credit Union - Credit Union Noble Trust Company - Fiduciary Trust Company Northeast Credit Union - Credit Union Ocean Bank - Commercial Bank Service Credit Union - Credit Union St. Mary s Bank - Credit Union Triangle Credit Union - Credit Union Meredith Charter Trust Company - Fiduciary Trust Company Meredith Village Savings Bank - Savings Bank Merrimack Ocean Bank - Commercial Bank Pyramis Global Advisors Trust Company - Fiduciary Trust Company Milford Centrix Bank & Trust - Commercial Bank Ocean Bank - Commercial Bank St. Mary s Bank - Credit Union 2007 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 25

27 Moultonborough Laconia Savings Bank - Savings Bank Meredith Village Savings Bank - Savings Bank Nashua Bank of New England - Commercial Bank Bellwether Community Credit Union - Credit Union Granite State Credit Union - Credit Union Hampshire First Bank - Commercial Bank Merrimack County Savings Bank - Savings Bank Nashua Bank, The - Commercial Bank Ocean Bank - Commercial Bank St. Joseph Hospital Employees Credit Union - Credit Union St. Mary s Bank - Credit Union State Street Bank and Trust Company of New Hampshire - Fiduciary Trust Company State Street Global Advisors Capital Management Trust Company, LLC - Fiduciary Trust Company Triangle Credit Union - Credit Union New Hampton Franklin Savings Bank - Savings Bank New London Charter Trust Company - Fiduciary Trust Company Sugar River Bank - Savings Bank Newington Service Credit Union - Credit Union Newport Sugar River Bank - Savings Bank North Conway Northway Bank - Commercial Bank Northwood Northeast Credit Union - Credit Union Peterborough Charter Trust Company - Fiduciary Trust Company Ocean Bank - Commercial Bank Piermont Woodsville Guaranty Savings Bank - Savings Bank Pittsfield Northway Bank - Commercial Bank Plymouth Community Guaranty Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank Meredith Village Savings Bank - Savings Bank Northway Bank - Commercial Bank Woodlands Credit Union - Credit Union Woodsville Guaranty Savings Bank - Savings Bank Portsmouth Centrix Bank & Trust - Commercial Bank Exeter Trust Company - Fiduciary Trust Company Northeast Credit Union - Credit Union Ocean Bank - Commercial Bank Optima Bank & Trust Company - Commercial Bank PENSCO Trust Company, The - Fiduciary Trust Company Piscataqua Savings Bank - Savings Bank Service Credit Union - Credit Union Raymond Ocean Bank - Commercial Bank Rochester Charter Trust Company - Fiduciary Trust Company Fiduciary Trust Company of New Hampshire - Fiduciary Trust Company Holy Rosary Regional Credit Union - Credit Union Northeast Credit Union - Credit Union Ocean Bank - Commercial Bank Service Credit Union - Credit Union Salem Bank of New England - Commercial Bank DWS Trust Company - Fiduciary Trust Company Salem Co-operative Bank Co-operative Bank Service Credit Union - Credit Union Seabrook Granite State Credit Union - Credit Union Somersworth Salmon Falls Community Credit Union - Credit Union Stratham Ocean Bank - Commercial Bank Sunapee Sugar River Bank - Savings Bank Tilton Franklin Savings Bank - Savings Bank Northway Bank - Commercial Bank Walpole Savings Bank of Walpole - Savings Bank Warner Sugar River Bank - Savings Bank West Ossipee Northway Bank - Commercial Bank Whitefield Laconia Savings Bank - Savings Bank Windham Bank of New England - Commercial Bank Woodstock Northway Bank - Commercial Bank Woodsville Laconia Savings Bank - Savings Bank Woodsville Guaranty Savings Bank - Savings Bank 26 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 2007

28 In Thousands (000) Name of Institution New Hampshire Chartered Non-Depository Trust Companies and Trust Departments Total Assets Balance Sheet Information Equity Capital Income Statement Information Net Income Assets Managed Assets Non-Managed Assets Custodial Number of Accounts Assets Number of Accounts Assets TRUST COMPANIES AllianceBernstein Trust Company, LLC 1,495 1, ,162, ,000 American Trust Company , Charter Trust Company 5,436 4, ,190,285 1,947 41, , ,500 DWS Trust Company 360, ,096 20,163 3,162, ,586, ,700 19,477,060 1,896, ,000 Exeter Trust Company 2,906 1, , ,193, ,220,310 5,783 2,000 Fiduciary Trust Company of New Hampshire 1,764 1, , , ,340, , FNTC America Trust Company 1, (356) , General Motors Trust Company 12,946 1, ,355, Independence Trust Company , ,000 International Bank and Trust ,525 3, ,000 Loomis Sayles Trust Company, LLC 4,243 1, ,039, ,000 Mercer Trust Company 15,526 13,248 4,323 4,017, ,208, ,597,641 3,459 45,000 MFS Heritage Trust Company 7,598 7,462 3, , ,345, , ,000 New Hampshire Trust Company, The , ,000 Noble Trust Company 5,930 5,930 3,349 23, , , ,000 PENSCO Trust Company, The 2, ,063,548 16,289 5,000 Perspecta Trust LLC 7,127 6,897 (503) 148, ,500 Pyramis Global Advisors Trust Company 115,081 40,304 (28,046) 143,136,998 1, State Street Bank and Trust Company of New Hampshire 21,712 19,373 1,721 57,284, ,818, ,000 State Street Global Advisors Capital Management Trust Company, LLC 1, (16,612) 318, ,000 Vantage Trust Company 1,419 1, ,306,927 6, ,000 Number of Accounts Surety Bond Totals for 21 State Chartered Non-Depository Trust Companies 572, ,979 (9,439) 245,923,442 11, ,784, ,283 48,957,264 2,678,466 BANKS WITH TRUST DEPARTMENTS Laconia Savings Bank - Trust Department 142, , , Merrimack County Savings Bank - Trust Department 66,677 Refer to Bank Section for information 2 20,790 6 Ocean Bank - Trust Department 58, ,173 5 Piscataqua Savings Bank - Trust Department 149, , , Totals for 4 Trust Departments 417, , , Grand Total for all Non-Depository Trust Companies and Trust Departments 246,340,522 12, ,812, ,308 49,032,981 2,678, FINANCIAL INFORMATION ON NON-DEPOSITORY TRUST COMPANIES AND TRUST DEPARTMENTS 27